By

Asim Shahzad
WHY CENTRALIZED OPERATIONS?
 Beneficial for Branch Users:
 Reduce Burden at Branch
 Operational Efficiency
 Improved Customer Service

 Dedicated, Specialized and Trained Staff

 Quick Processing
 Minimizes the Operational Errors
 Implementation of Controls & Risk Mitigation
 Compliance of Institutional & Regulatory Requirements
 Quick Impact of Change
CENTRALIZED FUNCTIONS
 Account Opening
 Clearing
 Bulk Salary Processing
 Credit Review, Loan Approvals and Limit Set-up
 Statement Rendition
 Notices & Reminder Letters
 Centralized Payment of Tax to Tax Authorities
 Centralized Payment of Zakat to MORA
 Vendor Payments and Monitoring of Budget