HISTORY

Cooperative Civitas Academica "CITRA

AKADEMIKA" Legal Entity Number: 08 / BH /
DK.UKM / 24. 13 / X / 2001, Deed of Emanuel
Mali, SH No.44 of 2008, having address, Jalan
AdisuciptoPenfui FISIP Undana Kupang.
The cooperative was established in 1998 but
was inaugurated by the Indonesian
Cooperative Legal Body on October 20, 1999
and chaired by Mr. PETRUS E. DE. ROZARI,
initially cooperatives engaged in the field of all-
round business, but in 2011 turned into savings
and loan cooperatives academic community.
 PHILOSOPHY
Academic community is a phrase that refers to
large campus families ranging from students,
alumni, educators or college employees

According kbbi image means: rupa, images,

images. So, it is hoped that the cooperative of
academic image can be a healthy, reliable and
professional cooperative picture in the campus
environment
 VISION AND MISSION
VISION
KOSIKA (Cooperative Civitas Academica) WHICH ARE
WELCOME AND RELIABLE

MISSION
1. Solve problems together
2. Ongoing education
3. Growing entrepreneurial entrepreneurship
4. Increase brotherhood and common prosperity
 AIM
Increased professional co-operative management
Terwujutnya image of cooperative healthy and reliable
The creation of a resilient academic community
committee
the realization of the degree of mutual prosperity

VALUE
Image-Trust-Professional-Togetherness

MOTO
Trust Your Pride
ORGANIZATIONAL STRUCTURE OF ACADEMICIMAGE
CHAIRMAN
PETRUS E.D. ROZARI

SECRETARY SUB EDUCATION SUB CREDIT TREASURER

JOHANES DEMU ANTHON MESAKH YOSEBA PULINGGOMA APRIANA FANGGIDAE

SUPERVISORY SUPERVISORY SUPERVISORY

M.N.B.C NEOLAKA HIRONIMUS JATI NI PUTU NURSIANA

STAFF STAFF STAFF

MARISA SERAN CHARLES A. NDONA BELANDINA LONG

CLEANING SERVICE
UMBU H. DETTA
ADVANTAGES OF COOPERATIVES
1.Members can obtain loans at small
interest
2.Taxes are paid by the cooperative at 1%
per annum
3.Loans below Rp. 10.000.000, - does not
require complicated persyartan
4.Loans above Rp. 10.000.000, - requires
requirements in the form of land
certificate, etc
 TERMS OF BECOMING A MEMBER
1.Serving as a lecturer, employee, employee, at nusa
sandalwood university
2.For prospective members who come from other
faculties, except the faculty of social and political
sciences should attach a letter of
recommendation from the leadership of the
faculty containing the intention to register as a
member
3.Pay Rp 150.000, - with details:
Rp 100,000, - principal savings
Rp 30.000, - mandatory savings
Rp 20.000, - social funds
documentation