Fund Manager RRSF Equity:- Omprakash Kuckian

RRSF Balanced:- Omprakash Kuckian & Mr Amit

Tripathi

RRSF Debt:- Prashant Pimple

Objective of the fund
Reliance Regular Savings Fund provides you the choice of investing in Debt, Equity or
Hybrid options with a pertinent investment objective and pattern for each option.

Investment objective
Reliance Regular Savings Fund - Debt Option
To generate optimal returns consistent with moderate level of risk.
Investments shall predominantly be made in Debt and Money Market Instruments.

Reliance Regular Savings Fund - Equity Option

To seek capital appreciation and/or to generate consistent returns by actively investing
in equity / equity related securities.

Reliance Regular Savings Fund - Balanced Option

To generate consistent returns and appreciation of capital by investing in mix of
securities comprising of Equity, Equity related instruments & fixed income
instruments.
 Investment pattern
Debt Option Asset Allocation

Debt Instruments (including Securitized Debt) with

65%-100%
maturity of more than 1 year
Money Market Instruments (including Call Money &
Reverse Repo) and Debentures with maturity of less 0%-35%
than 1 year

Securitized Debts will be a part of the Debt Securities, up to 25%

of corpus.

Equity Option Asset Allocation

Equities & Equity-related Securities 65%-100%

Debt & Money Market Instruments with an average

0%-20%
maturity of 5-10 years
Securitized Debts will be a part of the Debt Securities, up to 20%
of corpus.
Balanced Option Asset Allocation

Equities & Equity-related Securities 0%-20%

Fixed Income Securities 80% - 100% (Debt &

Money Market Instruments) with an average 80%-100%
maturity of 1-7 years

Liquidity

The Scheme will offer for Subscription/ Switch-in and Redemption / Switch-out of
Units on every Working Day on an ongoing basis.

SEBI Regulations, the Mutual Fund shall despatch Redemption proceeds within 10
Working Days of receiving a valid Redemption request.

Fund will endeavor to despatch the Redemption cheque within 3 Working Days from
the acceptance of a valid Redemption request.
Loads
Reliance Regular Savings Fund – Debt Option
i. Entry Load – Nil
ii. Exit Load –
• 2%, if redeemed/switched out on or before completion of 1 year from the date of
allotment of units.
• Nil, if redeemed/switched out after completion of 1 year from the date of allotment
of units.
Reliance Regular Savings Fund – Equity Option
i. Entry Load – Nil
ii. Exit Load –
• 1%, if redeemed/switched out on or before completion of 1 year from the date of
allotment of units.
• Nil, if redeemed/switched out after completion of 1 year from the date of
allotment of units.
Reliance Regular Savings Fund – Balanced Option
1)Entry Load – Nil
ii. Exit Load –
• 1% if redeemed or switched out on or before completion of 1 year from the date of
allotment of units.
• Nil if redeemed or switched out after completion of 1 year from the date of
allotment of units.
 Plans & Options
Reliance Regular Savings Fund – Debt Option
Retail Plan
i. Growth Plan
ii. Dividend Plan
• Quarterly Dividend Payout Option
• Quarterly Dividend Reinvestment Option
Institutional Plan
i. Growth Plan
ii. Dividend Plan
• Quarterly Dividend Payout Option
• Quarterly Dividend Reinvestment Option

Reliance Regular Savings Fund – Equity Option

i. Growth Plan
ii. Dividend Plan
• Dividend Payout Option
• Dividend Reinvestment Option
Reliance Regular Savings Fund – Balanced Option
i. Growth Plan
ii. Dividend Plan
• Dividend Payout Option
• Dividend Reinvestment Option
MINIMUM INVESTMENT

RRSF - Debt
Retail Plan: Rs. 500 per option & in multiples of Re.1 thereafter.
Institutional Plan: Rs. 25 lacs per option and in multiples of Re. 1 thereafter.

Additional Investment Amount RRSF - Debt Retail Plan: Rs. 500 per option & in multiples of Re. 1
thereafter.
Institutional Plan: Rs. 1,00,000 per option and in multiples of Re. 1 thereafter

Time Period
Minimum Period of Contribution: 3 years and in multiples of 1 month thereafter.
Maximum Period of Contribution: 15 years OR till attaining 55 years of age, whichever is earlier
(e.g., a person can register an SIP of maximum 10 yrs at the age of 45 yrs.) The insurance cover ceases
when the investor becomes 55 years of age
HOW HAS THE SCHEME PERFORMED?
 Competitors
Birla Sun Life Advantage Fund - Growth
Birla Sun Life Dividend Yield Plus - Growth
Birla Sun Life Equity Fund - Growth
BNP Paribas Equity Fund - Growth
DSP BlackRock Equity Fund - Dividend
DSP BlackRock India Tiger Fund - Growth
DSP BlackRock Opportunities Fund - Growth
DSP BlackRock Top 100 Equity Fund - Growth
DWS Alpha Equity Fund - Reg - Growth
HDFC Equity Fund - Growth
HDFC Growth Fund - Growth
HDFC Premier Multi - Cap Fund - Growth
HDFC Top 200 - Growth
Fidelity Equity Fund - Growth
Franklin India Blue-chip - Growth
Franklin India Flexi Cap Fund - Growth
Franklin India Growth Fund
Franklin India Opportunity Fund - Growth
Franklin India Prima Fund - Growth
Franklin India Prima Plus - Growth
HDFC Capital Builder Fund - Growth
HDFC Core & Satellite Fund - Growth
ICICI Prudential Discovery Fund - Growth
HSBC India Opportunities Fund - Growth
HSBC Unique Opportunities Fund - Growth
HSBC Equity Fund - Growth
Performance report as,on Mar 2011
Top Holdings of RRSF (Equity, Balanced, Debt)
 NAV Performance as on 28/02/2011
Absolute Compounded Annualized

Since
6 months 1 Year 3 Years 5 Years
Inception
Reliance
Regular
Savings Fund - 1.88 4.68 6.10 5.08 4.81
Debt Option -
Growth Plan

Crisil
Composite
2.12 4.97 5.67 5.74 5.39
Bond Fund
Index
 Latest NAVs

Scheme Current NAV NAV Date

QUARTERLY DIVIDEND
12.22160 22-Mar-2011
PLAN
QUARTERLY
INSTITUTIONAL 12.28880 22-Mar-2011
DIVIDEND

GROWTH OPTION 13.19920 22-Mar-2011

INSTITUTIONAL GROWTH
13.34290 22-Mar-2011
PLAN
THANK YOU