Presented By,

A.Ram kumar SOM, SKCET

Established in April 2,1990

Principal Development Financial Institution for : Promotion Financing and Development of Industries in the small scale sector and

Co-ordinating the functions of other institutions engaged in similar activitie

Products and Services :

Direct Finance International Finance Micro Finance Government Subsidy Schemes Fixed Deposit Promotional activities

DIRECT FINANCE Scheme for Development of Industrial Infrastructure for SSI SECTOR.

Purpose Setting up of industrial estates / development of industrial areas. Strengthening of existing industrial clusters / estates by providing increased amenities for smooth working of the industrial units.

Setting up of warehousing facilities for SSI products / units.

Eligible borrowers One of the major factors inhibiting the growth of Small Medium Enterprises (SMEs) is the availability of adequate owners capital. SIDBI, based on the best international practices, has come out with various risk capital products.

Norms
Cost of Project : Not to exceed Rs.100 million. Debt Equity Ratio: Not more than 3:1 Repayment Period - Not exceeding 10 years including initial moratorium period of upto 3 years.

DIRECT FINANCE - OTHERS Direct credit scheme Technology Upgradation Fund

Scheme for energy saving project for MSMEs

Risk Capital Fund for MSME

INTERNATIONAL FINANCE Post shipment Credit in Foreign currency

Purpose To provide post-shipment credit in foreign currency at internationally competitive rates of interest by discounting of usance export bills purchase of sight/demand export bills and negotiation of bills under LCs. Eligible Borrowers All SME units and Export / Trading houses sourcing their requirements from SMEs With profit making units with proven track record in exports for last three years and sound financial position requirement of export finance assistance of at least Rs.100 lakh. Norms Need based limit, depending on the normal trade terms and credit period given to overseas buyers by exporters not exceeding 180 days. Assistance in rupees is also considered independent of FC limits.

INTERNATIONAL FINANCE - OTHERS

Pre- Shipment Credit Opening foreign letters of credit foreign currency term loan

MICRO FINANCE
SIDBI Foundation for Micro Credit (SFMC) was launched by the Bank in anuary 1999 for channelising funds to the poor in line with the success of pilot phase of Micro Credit Scheme.

SFMC's mission is to create a national network of strong, viable and sustainable Micro Finance Institutions (MFIs) from the informal and formal financial sector to provide micro finance services to the poor, especially women.

PROMOTIONAL ACTIVITIES

Promotional and development Activities Rural Industries Programme Enterprenurship Development programme Management development programmes Technology Upgradation Programmes

FIXED DEPOSIT SCHEME

THANK YOU !!!