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ANDHRA PRADESH
Name : G.Rajeswari
Designation : Senior Lecturer
Branch :Commercial and Computer Practice
Institute : Government Polytechnic, Srikakulam
Year/Semester : V semester
Subject : Banking
Subject code : CCP 504(B)
Topic : Banking, types of banks
Duration :50mts
Sub topic : Co-operative Banks
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Co-operative Banks-
Introduction
In India, there are different types of Banks.
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Co-operative Banks-
Introduction
Is there any special act governing the co-operative
banks?
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Meaning of a Co-operative Bank
A credit co-operative is a voluntary association of
members for self-help, catering to the financial
needs on a mutual basis.
Co-operative Banks mobilize the savings of the
rural people by inculcating the habit of thrift and
self-help.
These banks lend money to the needy rural
people.
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Need For Co-operative Banks
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Structure Of Co-operative Banks
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Structure of Co-operative Banks
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Primary Credit Societies (PCS)
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Functions of PCS
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Functions of District Cooperative
Banks (DCB)
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Functions of DCB’s
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District Central Co-operative
Banks
The District Central Co-operative Banks are
federations of Primary Credit Societies belonging to
a specific district.
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District Central Co-operative Banks
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Functions of State Cooperative
Banks (SCBs)
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Functions of SCBs (contd..)
1. Many of the short term scheme of NABARD
and the state Government are improvement
through SCBs.
2. Also give loans for Purchase of pump sets,
repairs of wells etc.
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State Co-operative Banks
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Summary
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Summary
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Quiz
a) Urban areas
b) Rural areas
c) Metropolitan cities
d) None
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Quiz
a) Self-help
b) Business
c) Charity
d) None
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Quiz
c) Cities
d) Towns
e) Villages
f) Railway stations
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Frequently Asked Questions
What is a Co-operative Bank?
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