0 evaluări0% au considerat acest document util (0 voturi)
25 vizualizări19 pagini
Iinancial Inclusion is The process of ensuring access to financial services and timely and adequate credit where needed by vulnerable groups. 9 %he Iinancially excluded sections largely comprises oI : 3a3cally excluded secto3 MarginaI Farmers LandIess Laborers Unorganized Sector Enterprises urban SIum DweIIers Migrants Senior citizens Women.
Iinancial Inclusion is The process of ensuring access to financial services and timely and adequate credit where needed by vulnerable groups. 9 %he Iinancially excluded sections largely comprises oI : 3a3cally excluded secto3 MarginaI Farmers LandIess Laborers Unorganized Sector Enterprises urban SIum DweIIers Migrants Senior citizens Women.
Drepturi de autor:
Attribution Non-Commercial (BY-NC)
Formate disponibile
Descărcați ca PPTX, PDF, TXT sau citiți online pe Scribd
Iinancial Inclusion is The process of ensuring access to financial services and timely and adequate credit where needed by vulnerable groups. 9 %he Iinancially excluded sections largely comprises oI : 3a3cally excluded secto3 MarginaI Farmers LandIess Laborers Unorganized Sector Enterprises urban SIum DweIIers Migrants Senior citizens Women.
Drepturi de autor:
Attribution Non-Commercial (BY-NC)
Formate disponibile
Descărcați ca PPTX, PDF, TXT sau citiți online pe Scribd
To THc CommoN MAN. Iinancial Inclusion The process of ensuring access to financial services and timely and adequate credit where needed by vulnerable groups such as weaker sections and low income groups at an affordable cost ." Financial Exclusion Who are these People W Underprivileged section in rural and urban areas like, Farmers, small vendors, etc. W Agricultural and Industrial Labourers W People engaged in un-organised sectors W Unemployed W Women W Children W Senior citizens W Physically challenged people Scopc Financial Inclusion should include access to Iinancial products and services like, W Access to Small loans or overdrafts W Bank accounts check in account W Immediate Credit W Savings products W Remittances & Payment services W Insurance - Healthcare W Mortgage W Financial advisory services W Entrepreneurial credit Global Sccnario &3ted K3dom task force W anks: No Irills Account. W Post OIIice Card Account W Savings Gateway. W Community Iinance learning initiative. Global Sccnario ra3ce W Statutory right to have a bank account. a3ladesh W ohammad Yunus launched a Iinancial inclusion program, #AMEEA BAAK. Indian Aspcc| W Frequent suicides oI Iarmers and violence by naxalites. W Inadequate inIrastructure W Financial Illiteracy W igration issues W Incompetency oI bank employees W Unavailability oI documents and exhaustive procedures. W Under-evaluation oI Properties. 9 %he Iinancially excluded sections largely comprises oI : 3a3cally Excluded Secto3 MarginaI Farmers LandIess Laborers Unorganized Sector Enterprises Urban SIum DweIIers Migrants Senior Citizens Women The North East, Eastern and CentraI Regions Ini|ia|ivcs in Bankin Scc|or W o FniLLs AccouNTs W EAsicn CncoiT rAciLiTY W SimLcn KYC onms W Usc or lNronmATioN TccHNoLocY Smart cards Ior opening bank accounts with biometric identiIication. Link to mobile hand held electronic devices Ior banking transactions. Pcnsioncrs wi|h Bio-mc|ric cards linc-up |o rcccivc pavmcn| ` Biomc|ric Valida|ion ol smar| card Transac|ion conlirma|ion rcccip| Tcchnolov and Iinancc W Lack of llnanclal servlces ln remoLe areas has led Lo lncreased Lravel requlremenLs hlgher lncldence of crlme and general decllne ln lnvesLmenL W 8eallzlng poLenLlal of moblle banklng glanLs llke NOklA Mlctosoft and loylol have enLered Lhe secLor W - ln assoclaLlon wlLh boay has developed a flnanclal servlce appllcaLlon ln 2010 W 1hls servlce has recelved phenomenal response from every quarLer of our socleLy Tcchnolov and Iinancc Thc Vav Iorward ajeevka Developme3t a3d 3a3cal Corporato3. Surveys to be carried out keeping in view the geographical spread oI the banks and extent oI Iinancial services available to the population. Aggressive competition policy and social inclusion are mutually exclusive. CONCLISION THAK YOU Tcam Mcmbcrs W #uJuTA W SAmAoA W AviNAsH W PAniKsHiT W lNccT W VivcK