INDIAN MUTUAL FUND INDUSTRYAn Insight & Comparitive Analysis Of Various Mutual Funds

By:Saksham Gaur A-19 bba+mba (dual)

Introduction (Objectives)

Detailed study of various schemes. Analyzing risks and returns. Comparison with other schemes offered by other banks. To learn about the organization culture and have practical experience. To develop financial & marketing skills by analysis of various financial instruments. To spread the financial awareness among the customers.

Scope Of Study

This project involves study of various schemes of mutual funds offered by following five companies:UTI Mutual Fund. JM Financial Mutual Fund. Reliance Mutual Fund. HDFC Mutual Fund. ICICI Mutual Fund. By investment objective I have concentrated on following four classes of schemes: Equity funds Debt funds Balanced funds Liquid funds.

History Of Indian Mutual Fund Industry

(Growth Of Assets Under Management)

A Mutual Fund

A mutual fund is a company that brings together money from many people and invests it in stocks, bonds or other assets. The combined holdings of stocks, bonds or other assets the fund owns are known as its portfolio. Each investor in the fund owns shares, which represent a part of these holdings

Benefits Of Mutual Funds

Mutual Fund Structure

Types Of Schemes

Equity Oriented Schemes

Cont
Debt Oriented Schemes Hybrid Schemes

Investment Protection v/s Investment Growth

Investor Characteristic time horizon future income requirements risk awareness inflation protection Investment Growth short term Steady/high Investment Protection long term Variable/low

low low protection needed

high high protection needed

investor take on equity market

mostly bearish

mostly bullish

Comparison
scheme name ICICI Infrastructure fund HDFC growth fund JM basic fund launch date No. of sectors 27 6 month return 1 year return 3 year return sep 2005

-28.5 -25.9 -30 -27.2

16.8 6.1 3 8.2

150.9 127.1 130 144.1

aug 2000

17

jan 2005

16

reliance growth fund UTI Equity fund

oct 1995

19

may 1992

16

-22

80

Findings

Equity Schemes: Under this category, I have found that ICICI Infrastructure Fund is best fund among five schemes as it invested most of its money in construction, industrial goods. Where as UTI Equity Fund are the least performing fund and highly unattractive fund due to high low returns.

Recommendations
Assess Yourself Try to find where the money is going Dont Rush Dont Speculate. Invest. Diversify

THANK YOU