PRESENTENTED TO: SIR MUHAMMAD IMRAN HANIF PRESENTED BY: MUHAMMAD FAISAL RAO BSIT-07-49 (2007-2011)

DEPARTMENT OF COMPUTER SCIENCE

PRESENTATION ON BUSINESS COMMUNICATION

HISTORY OF FAYSAL BANK



In 1995 as a locally incorporated Pakistani bank under the present name of Faysal Bank Limited. On January 1, 2002, Al Faysal Investment Bank Limited, another group entity in Pakistan, merged into Faysal Bank Limited.

STRENGTH


It resulted in a larger, stronger and much more versatile institution. In fact it has the highest share capital amongst private banks in Pakistan. The largest in terms of equity

INTRODUCTION TO FAYSAL BANK

 

Licensed by central bank of bahrain Faysal Bank Limited is a full service banking institution. Offering consumer, corporate and investment banking facilities to its customers.

AREA S OF FAYSAL BANK



The Bank s widespread and growing network of branches in the four provinces of the country. Azad Kashmir, together with its corporate offices in major cities, provides efficient services in.

SHARE HOLDER


The majority share holding of Faysal Bank Limited is held by Ithmaar Bank

OUR VISION


To be the bank of first choice with the highest ethical principles as our guiding force

OUR MISSION


To excel in providing innovative, value based banking solutions to meet changing needs of customers and to strengthen the image of trust and reliability

BOARD OF DIRECTORS
      

Ziad H. Rawashdeh Chairman Naved A. Khan President & Chief Executive Graham Roderick Walker Director Mohammed A. Rehman Director Sanaullah Qureshi Director Shahid Ahmad Director Tariq Iqbal Khan Director

Consumer Loan
  

Auto Loan Housing Loan Faysal Finance( Personal Loan)

House Financing
   

Repute of Customer CIB Report (Credit Information Bearue) Credit history of customer Current borroying

House Loan
There are four types of house loan In Faysal Bank  Buy-A-Home  Home Renovation  Construction  Buy-A-Plot + Construction

Housing Area


Planned and U-walled colony area is proffered Inside city and gates there are no financing

Terms
 

   

Valuation of Plot or house Financing period Min 3 Years Max 20 Years State Bank declarers 20 Years Propose max 70% Finance of the value 14%=IRR ( International Rate of Return) Min loan amount is 1 Million & Max 50 Million

Formal procedure of Loan

    

Min income level should be 35000 Area of financing Application form , other Document Verification Final approval for loan from Head office Karachi