Flexcube Overview

Flexcube Overview
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COPYRIGHT 2003 i-flex solutions limited All rights reserved Due care has been taken to make this presentation as accurate as possible. Certain statements made in this presentation may not be based on historical information or facts and may be forward looking statements and may be subject to risks and uncertainties that could cause actual results to differ materially and adversely from those that may be projected by such forward looking statements. These risks and uncertainties and other factors that could affect, including but not limited to, competition, acquisitions, economic conditions, ability to retain highly skilled employees, technology, law and regulatory policies, managing risks associated with its business. I-flex makes no representation or warranties with respect to the contents hereof and shall not be responsible for any loss or damage caused to the user by the direct or indirect use of this Presentation. i-flex solutions limited may alter, modify or otherwise change in any manner the content hereof, without obligation to notify any person of such revision or changes
Flexcube Overview

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Objectives
Familiarising the team with FLEXCUBE Train the Trainers Relate Banking in EAB with FLEXCUBE Prepare team for Product Design Launch Pad for a successful implementation

Flexcube Overview

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Banking Industry
Respond to market opportunities in a fiercely competitive business environment Introduce New banking products in shortest time Improved Efficiency in Operations Management Enhanced Effectiveness in Operations Control Capability to reach out to customers in diverse ways Seamless delivery of sophisticated banking products to customers Anywhere and anytime uninterrupted services

Flexcube Overview

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Overview
Flexcube Overview

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Flexcube
Universal Banking Solution
Caters to Retail, Corporate and Investment Banking

Internationally Proven
120 customers in over 35 countries

Flexcube Overview

Single customer view Diverse Delivery Channels 24 x 365 Availability Cost-effective Operations Management Comprehensive risk management

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Flexcube

Flexcube Overview

Centralised Solution with Offline Capabilities Sophisticated Security Management System True Multi Currency Processing System N-Tier Structure for General Ledger Euro Ready Multilingual Flexibility

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Flexcube Overview

Flexcube Overview

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Flexcube - Core Processing

Value : Value : Extensible & Extensible & Scalable Scalable Treasury FX, Money Markets, Securities, Derivatives, Funds Transfer Value : Value : Cost effective Cost effective alternative to 70s alternative to 70s technology technology

Consumer CASA, Term Deposits, Check Processing, Clearing & Settlements, Consumer Loans

Investment Mutual Funds Transfer Agency, Asset Management, Portfolio Accounting, Record Keeping, Corporate Actions, Reconciliation

FLEXCUBE

Flexcube Overview
Corporate Trade Finance, Corporate Loans, Asset Securitization, Credit Risk Management, Accounting & MIS

Value : Value : Modular Modular Solution Solution

Value : Value : Easy to Launch Easy to Launch New Products New Products

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Flexcube - Process Flow

Authorization B U Front End Module S I N Module 1 e.g. FT E Module 2 e.g. Accounts S S Module 3 e.g. LD L O Module 4 e.g. Trade G I c CORE Security Management(SMS)

User input/ User interface

A/c Services

Messages

Swift Telex Mail

Validation

Limits Tracking

Flexcube Overview

Consolidation & Updates

Accounts GL MIS Balance

Reports

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Flexcube End-to-End Processing

L I F E C Y C L E
Concept Concept CIF CIF

Flexcube Overview

P R O D U C T

Construction Construction

Product Product Definition Definition

Marketing Marketing

Product Product Marketing Marketing

F L E X C U B E

Processing Processing

Processing Processing Modules Modules

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Flexcube Product Centric Architecture

PRODUCT

Accounting Entries

Interest & Charges

Tax

MIS

Control

Flexcube Overview

Common Services Account s

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Contract s
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Flexcube Product Centric Benefits

Flexcube Overview

Easy to Launch Global Availability Flexibility Reduced turn around time Standardization Elimination of Errors Reduced manual inputs More Managerial Time

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Flexcube Relation Management

Customer to Account Relationship Account to Customer Relationship Customer to Customer Relationship Customer Business profile with bank Consolidation of deposits & loans balances Consolidation for accounts of each deposit & loan product

Flexcube Overview

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Flexcube Risk Management

5 level tracking
Tenor-wise sub-line limit Overall sub-line limit Tenor-wise Main line limit Overall Main Line Limit Overall Customer Group / Customer Limit

Collaterals, Margins & Issuer Exposure Multi-party limit tracking per txn Multi-country exposure tracking per txn
Flexcube Overview

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Flexcube Customer Information System

Flexcube Overview

Enterprise-wide customer view Consolidated customer statement Relationships Customer Contact Log Global Memo Management Zoom -In Inquiries Multiple Open Field in CIF

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Flexcube General Ledger Features

Parameterized / Multi-level GL structure User-definable MIS entities for reporting Period accounting and reporting Multi-currency Profit and Loss Reporting Automatic Transaction Posting Flexible Reporting & Querying
At Multiple Levels At Branch / RO / HO levels Reporting from any GL level & MIS classification Query on position etc.

Flexcube Overview

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Flexcube General Ledger Reporting

Branch-wise
Days Transactions / Days Movements Trial Balance Balance Sheet Classification
Asset, Liability, Income, Expense, Contingent Liability,Contingent Asset,Memo

Sub-branch consolidation report

Flexcube Overview

Lines(Central Bank,HO level)

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Flexcube Clearing Module

Support for Checks, Banker Checks, Demand Drafts Instrument Tracking Centralized / de-centralized clearing Check status inquiry Batch data entry option for outward and inward clearing Provision to scan & pass Rejects Off-line support for consolidation of Outward Clearing

Flexcube Overview

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Flexcube Clearing Module

Multiple clearing runs for outward clearing
High Value / Instrument / Clearing Area / MICR / NonMICR / Inter-bank / On-us Checks

Clearing through correspondent bank Automatic processing for :

TOD & TOD charge Returnable & returned check charge
Flexcube Overview

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Flexcube Dealer Module

Front office Treasury system
Forex Deals Market Borrowing Placements Interest Rates Currency options

Interface for uploading deals and rate feeds

Flexcube Overview

Reuters - Money 2000/Dealer 2000 Telerate

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Flexcube Dealer Module

Online Position Updates On-line tracking of limits Real time profit & loss calculations Extensive query and reporting facility

Flexcube Overview

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Thank You
Flexcube Overview

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