Kiplinger3 min citite
Are You Hitting the Green with Retirement?
Imagine you're about to play in the most significant golf game of your life -- a game you really want to have the best chance of winning. Would you rather have: A. Tiger Woods' golf clubs, or B. Tiger Woods' swing I'm pretty sure most people would
Kiplinger4 min cititeTech
3 Money Tips to Keep your FOMO in Check
Most of us have found ourselves trying to "keep up with the Joneses" at some point in our lives, but in today's digital world where social media permeates every aspect of our lives, the pressure to spend can be even higher. According to Charles Schwa
Kiplinger14 min cititeSociety
The 13 Best Health-Care Stocks to Buy for 2020
One of the most attractive reasons to invest in health-care stocks continues to be the world's aging population. The United Nations says people age 65 and older are the fastest-growing age group worldwide. It estimates that by 2050, one out of every
Kiplinger4 min citite
4 Key Indicators To Monitor For Signs Of A Looming Recession
Uncertainty grips Wall Street and Main Street alike, rendering fears of a larger pullback in business spending and investments. There are many contributing factors for these reasons of worry, including the U.S.-China trade war, Brexit and the "Japani
Kiplinger2 min citite
'Jeopardy James' Wins Again...and Ups His 2019 Tax Bill
The king has reclaimed his crown! James Holzhauer, who won 32 straight "Jeopardy!" games earlier this year before losing to Emma Boettcher, just beat Boettcher and Francois Barcomb to win the 2019 "Jeopardy!" Tournament of Champions. For his latest v
Kiplinger6 min citite
5 Stocks Warren Buffett Is Selling (And 2 New Stakes)
Warren Buffett, chairman and CEO of Berkshire Hathaway (BRK.B), oversaw a relatively quiet third quarter of buying and selling stocks. Berkshire made a new investment in the retail sector, pumped up its exposure to the oil patch and pared off a slive
Kiplinger30 min citite
Every Warren Buffett Stock Ranked: The Berkshire Hathaway Portfolio
The Berkshire Hathaway (BRK.B) portfolio, most of which was selected by Chairman and CEO Warren Buffett, brings to mind ubiquitous blue-chip stocks such as American Express (AXP), Coca-Cola (KO) and, more recently, Apple (AAPL). But a deep dive into
Kiplinger4 min cititeFood & Wine
15 Cheap Late Fall & Winter Dates
Date nights -- even for married couples who may not be trying to impress -- can be expensive. The average cost of a date in the U.S. is about $100, according to a survey from Match.com, the online matchmaker. Even if you go on only one date every oth
Kiplinger2 min citite
What Are the Income Tax Brackets for 2020 vs. 2019?
Tax planning is all about thinking ahead. So, now that the IRS has released the new tax brackets for the 2020 tax year, you can (and should) start thinking about how to handle your 2020 finances in a tax-efficient way--even though you haven't filed y
Kiplinger2 min citite
Year-End Tax Tip: Check the Withholding from Your Wages
While there are still a few pay periods left before the end of the year, do yourself a favor and look at your last paycheck to see how much income tax has been withheld so far this year. If you've had too much or too little withheld, there's still ti
Kiplinger6 min citite
One Way Near-Retirees Can Ride Out a Recession
Though the energy and anxiety we spend on them might suggest something more epic and frightening, recessions are simply a normal part of the economic cycle. Some are worse than others. Certainly, those of us who lived through the Great Recession may
Kiplinger5 min citite
Year-End Financial Checklist to Prevent Tax Penalties and Missed Planning Opportunities
As you approach the end of the calendar year, there are many financial deadlines and cutoffs that you may not be aware of. From minimum distributions to annual gifting exemptions to tax-loss harvesting, there are more annual rules and limitations tha
Kiplinger8 min citite
11 Winter Car Maintenance Tips
Perhaps the first frost has already coated your windshield, forcing you to dig out the scraper (or like many in the midwest, you've already needed to dig out your car). As you adjust to the chill, give a thought to your ride, and check out these elev
Kiplinger9 min citite
10 Dividend Aristocrats Expected to Deliver Big Gains in 2020
Serial dividend raisers, such as the Dividend Aristocrats, are beloved by income hunters. Remember: A steady payout is only half of the formula for successful income investing. The big returns come over time, from regular dividend increases, which li
Kiplinger11 min citite
20 IRS Audit Red Flags
Have you ever wondered why some tax returns are eyeballed by the IRS while most are ignored? Short on personnel and funding, the IRS audited only 0.59% of all individual tax returns in 2018, and the vast majority of these exams were conducted by mail
Kiplinger4 min citite
Don't Bet Your Retirement on Monte Carlo Models
When you sit down with a traditional financial adviser to plan your retirement you will provide her with the spending budget you have in mind. The adviser will adjust that amount for inflation and after running the numbers through a "black box" model
Kiplinger5 min citite
Four Ways to Disinherit Family Members
I recently saw an estate where the decedent hated his brothers so much that he left his girlfriend a dossier of their lifetime legal quarrels, including handwritten and typed recitations of their fights and disputes. He even had his attorney chime in
Kiplinger4 min citite
5 Timeless Financial Lessons Our Children Need Now
As a parent, there are many practical lessons we teach our children over the years -- from tying their shoes to riding a bike and driving a car. But all too often, we don't prioritize teaching our children basic lessons in personal finance. This is a
Kiplinger17 min citite
14 High-Yield Dividend Stocks to Buy for the 4% Rule
Financial planners often recommend the 4% rule as a guideline for determining the annual amount that a retiree can withdraw from portfolios without depleting their nest egg over a 30-year retirement. And high-yield dividend stocks are a critical comp
Kiplinger3 min citite
Medicare Part B Premiums Climb for 2020
Medicare beneficiaries, expect to pay more for coverage next year. The Medicare Part B premium is rising, and high-income retirees will see a spike in income-related charges for 2020. But for the first time in a decade, inflation adjustments have cha
Kiplinger3 min citite
Year-End Tax Tip: Max Out Your 401(k) Plan Contributions
If you participate in a 401(k) plan at work, there's still time to max out this year's retirement savings if you haven't yet reached the annual contribution limit (or won't by the end of the year). For 2019, you can squirrel away up to $19,000 in you
Kiplinger7 min cititeSociety
5 Signs the Stock Market Has Reached a Tipping Point
An old investment saw goes like this: "Market tops are processes, bottoms are events." This means that in the stock market, it takes time for all the moving parts to top out and head lower. It's usually a gradual affair, unlike major bottom that are
Kiplinger3 min cititeScience
Hate Math? Your Retirement Could Be at Risk
You may not have heard of math anxiety, but let me assure you, it is real. Defined as a "negative emotional reaction to mathematics," math anxiety is an extreme feeling of nervousness that some individuals experience when faced with performing tasks
Kiplinger5 min citite
So, You Have an Estate Plan ... Now What?
Congratulations! You've been meaning to create an estate plan for a long time -- and now you finally have a health care advance directive, a durable power of attorney, a will and maybe even a revocable trust. You've accomplished something important
Kiplinger3 min citite
Market Timing: The Importance of Doing Nothing
The headlines scream at us relentlessly from our computers and phones, seemingly begging us to engage in market timing. "This market looks just like 1998," says one. "JP Morgan's market guru says his 'once in a decade' trade is upon us," blares anoth
Kiplinger3 min citite
5 Surprising Facts to Know About Retirement
You've worked the majority of your life. And, you deserve to have many blissful years ahead, which is why it's so important to have a plan. The first step is education: There are many facts you might not know about retirement, from how your Social S
Kiplinger3 min citite
Lines of Desire: Follow the Trail to Real Estate Investment Success
In the mid-1800s, American pioneers packed up and headed west toward a territory we now know as Oregon. This mass emigration more than 150 years ago created deep ruts along the Oregon Trail that, remarkably, in some areas are still visible today. Th
Kiplinger2 min citite
Does Rental Income Count for IRA Contributions?
[Question]I'm a retired real estate agent, and I manage rental properties. Does my rental income count as having a job for the purpose of contributing to an IRA? [Answer]No, earnings and profits from property don't count. Contributions to traditional
Kiplinger2 min citite
Health Plans for Early Retirees
[Question]My wife and I plan to retire at age 55. Our main concern is what to do about health care until we are eligible for Medicare. What are our options? [Answer]As early retirees, you'll have several options for health insurance coverage until yo
Kiplinger2 min citite
Proposed RMD Rules Winnow Mandated Distributions for Retirees
Last fall, the Trump Administration issued an executive order that directed the Treasury Department to review the rules for required minimum distributions from qualified retirement plans. Retirement Report readers have been anxiously awaiting news si
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