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CUPRINS

TIINA DE A DEVENI BOGAT ........................................................................ 3 DREPTUL DE A FI BOGAT ............................................................................... 4 EXIST O TIIN A MBOGIRII.................................................................. 6 SUNT OPORTUNITILE MONOPOLIZATE? .................................................. 9 PRIMUL PRINCIPIU AL TIINEI DE A DEVENI BOGAT ............................... 12 VIAA N DEZVOLTARE ................................................................................. 17 CUM AJUNG BOGIILE LA TINE.................................................................. 22

tiina de a deveni bogat


Wallace D. Wattles

RECUNOTINA............................................................................................. 26 A GNDI NTR-UN MOD ANUME ................................................................... 29 CUM S-I FOLOSETI VOIN ................................................................... 33 DIN NOU DESPRE FOLOSIREA VOINEI ...................................................... 37 CUM S ACIONEZI NTR-UN MOD ANUME ................................................ 41 ACIUNEA EFICIENT ................................................................................... 46 CUM S INTRI N AFACEREA POTRIVIT .................................................... 50 TRANSMITEREA IDEII DE DEZVOLTARE...................................................... 53 OMUL CARE PROGRESEAZ........................................................................ 56 PRECAUII I OBSERVAII DE FINAL .......................................................... 60 REZUMATUL TIINEI DE A DEVENI BOGAT ............................................... 64

Omul are dreptul de a fi bogat pentru c are nevoie de foarte multe lucruri pentru a se dezvolta, lucruri pe care nu le poate obine fr bani. "Orice s-ar spune n favoarea srciei, e foarte clar c nu poi tri o via complet i plin de succes dac nu eti bogat", scrie Wallace D. Wattles. 2

TIINA DE A DEVENI BOGAT


ACEAST carte este pragmatic, nu filozofic; un manual practic, nu un tratat teoretic. Este dedicat acelor oameni pentru care cea mai presant nevoie sunt banii; care doresc s se mbogeasc nti, i mai apoi s filozofeze. Este pentru cei care, pn acum, nu au avut timpul, mijloacele sau ocazia pentru a se angaja n studiul aprofundat al metafizicii, dar care vor rezultate i sunt dispui s ia concluziile tiinifice drept punct de pornire, fr ca s mai treac prin procesul de descoperire a acestor concluzii. Ar fi bine c cititorul s accepte aceste afirmaii fundamentale pe ncredere, la fel cum ar accepta teoriile privind legile electricitii, dac ar fi fost promulgate de Marconi sau Edison i, creznd pe cuvnt aceste afirmaii, se va convinge de adevrul acestora atunci cnd va aciona pe baza lor, fr team sau ezitare. Orice om care procedeaz astfel, se va mbogi; pentru c tiina explicat aici este o tiin exact, iar ratarea este imposibil. Pentru cei care, totui, doresc s cerceteze mai departe bazele filozofice ale acestei tiine i s ajung la nite concluzii logice pentru a o putea accepta, voi cita mai jos cteva autoriti n materie. Teoria monistic a universului, teoria conform creia Unul e n Toate i Toate sunt ntr-unul; care afirm c exist o Substan Unic ce se manifest sub forma diverselor elemente ale lumii materiale - teorie de origine hindus care a intrat treptat i n sistemul de gndire din lumea occidental, n ultimele dou sute de ani. Este fundamentul tuturor filozofiilor orientale, precum i ale celor ale lui Descartes, Spinoza, Leibnitz, Schopenhauer, Hegel i Emerson. Cititorul care dorete s aprofundeze fundamentele filozofice ale acestei tiine este sftuit s-i descopere singur pe Hegel i Emerson. Cnd am scris aceast carte, am acordat prioritate simplitii i claritii, lsnd la o parte alte considerente, pentru c toi oamenii s o poat nelege. Planul de aciune expus aici este dedus pe baza unor concluzii filozofice; a fost testat n totalitate i a trecut testul suprem al experimentului practic; funcioneaz. Dac doreti s tii cum am ajuns la concluziile acestei tiine, citete scrierile autorilor menionai mai sus; iar dac doreti s culegi fructele filozofiei lor puse n practic, citete aceast carte i f exact ce te nva s faci.

DREPTUL DE A FI BOGAT
ORICE s-ar putea spune n favoarea srciei, rmne faptul c nu e posibil s ai o via mplinit sau de succes fr s fii bogat. Nimeni nu se poate ridica la nlimea potenialului su maxim, fie n talent, fie n dezvoltare spiritual, fr s aib muli bani; iar pentru mplinirea sufleteasc sau dezvoltarea unui talent omul are nevoie s foloseasc multe lucruri i nu poate avea aceste lucruri, dect dac are banii cu care s le cumpere. Omul se dezvolt trupete, spiritual i sufletete folosind lucruri, iar societatea este organizat de aa manier nct trebuie s ai bani pentru a obine aceste lucruri; de aceea, baza oricrui progres uman trebuie s fie tiina mbogirii. Scopul oricrei viei este dezvoltarea i orice fiin are dreptul inalienabil de a atinge cel mai nalt nivel de dezvoltare posibil. Dreptul omului la viaa este dreptul su de a folosi n mod liber i nengrdit toate lucrurile care i sunt necesare pentru mplinirea sa mental, spiritual i fizic, cu alte cuvinte, dreptul su de a fi bogat. n aceast carte nu voi vorbi despre bogie n sens figurativ; a fi cu adevrat bogat nu nseamn s te mulumeti cu puin. Nimeni nu ar trebui s fie mulumit cu puin, dac este capabil s foloseasc i s se bucure de mai mult. Scopul Naturii este progresul i dezvoltarea vieii; orice om ar trebui s aib toate lucrurile care l poate ajuta s contribuie la puterea, elegana, frumuseea i bogia vieii; s fii mulumit cu puin este un pcat. Cel care are tot ce i dorete pentru a-i tri viaa la potenial maxim este bogat; i nimeni nu poate avea tot ce-i dorete, dac nu are muli bani. Viaa a progresat att de mult i a devenit att de complex, nct chiar i cei mai obinuii brbai sau femei au nevoie de o mare avere pentru a-i considera viaa mplinit. Oricine i dorete, n mod natural, s devin tot ce poate el deveni; aceast dorin de a-i realiza potenialul nnscut, este comun tuturor oamenilor; nu ne putem abine s ne dorim a fi tot ceea ce putem fi. Succesul n via este tocmai a-i realiza potenialul; i poi face asta doar avnd la dispoziie lucruri, pe care le poi obine doar avnd destui bani pentru a le cumpr. A nelege tiina mbogirii este, de aceea, esena tuturor cunotinelor. Nu e nimic greit n a dori s fii bogat. Dorina de avere este de fapt dorina pentru o via mplinit, complet, abunden; iar aceast dorin este demn de laud.

Omul care nu i dorete s triasc n prosperitate este anormal, deci cel care nu dorete s aib bani pentru a-i cumpra tot ce vrea este anormal. Exist trei motive pentru care trim: pentru trup, pentru minte i pentru suflet. Nici unul din cele trei nu este mai bun sau mai sfnt dect celelalte; toate sunt la fel de preioase i nici unul dintre ele fie el trup, minte su suflet nu i poate mplini potenialul dac celelalte sunt mpiedicate s se dezvolte sau s se exprime. Nu este nici drept i nici nobil s trieti doar pentru suflet i s neglijezi trupul sau mintea; este greit s trieti doar pentru minte i s nu te intereseze trupul sau sufletul. Cu toii cunoatem consecinele detestabile ale traiului doar pentru trup, fr s te ngrijeti de minte i suflet; i vedem c o via adevrat nseamn expresia complet a ceea ce o fiin poate deveni prin trup, minte i suflet. Orice s-ar spune, nimeni nu poate fi cu adevrat fericit sau mulumit fr ca trupul sau s fie complet n fiecare funcie a sa, iar acelai lucru este adevrat i pentru minte sau suflet. Oriunde exist o posibilitate neexprimat ori o funcie nendeplinita, exist o dorin nesatisfcut. Dorina este posibilitatea care caut exprimare sau funcia care caut ndeplinire. Omul nu poate avea un trup mplinit fr mncare bun, haine confortabile i un adpost clduros; sau fr libertatea de a nu se extenua muncind. Odihn i recreerea sunt i ele necesare vieii fizice. La fel, omul nu poate avea o via mental mplinit fr cri i timpul necesar s le studieze, fr ocazia de a cltori i de a observa sau fr companie intelectual. Pentru o via mental mplinit, omul trebuie s aib plceri intelectuale i s se nconjoare cu obiecte de art i frumusee pe care s le poat folosi i aprecia. Pe de alt parte, pentru a avea un suflet mplinit, omul trebuie s aib iubire; iar iubirea nu se poate exprima n srcie. Cea mai mare fericire a omului este aceea de a drui celor pe care i iubete; dragostea i gsete cea mai natural i spontan expresie n gestul de a drui. Omul care nu are nimic de dat nu i poate ndeplini rolul de so sau tat, de cetean sau de brbat. Tocmai n acest gest de a drui obiecte materiale, omul i gsete mplinirea fizic, mental i sufleteasc. De aceea, este de o extrem important c el s fie bogat. Este perfect justificabil s i doreti s fii bogat; dac eti un brbat sau o femeie normal, nu te poi abine s-o faci. De aceea, este perfect justificabil s acorzi cea mai mare atenie tiinei de a deveni bogat, pentru c este cel mai nobil i mai necesar dintre toate studiile. Dac neglijezi acest lucru, nu i faci datoria fa de tine nsui, fa de Dumnezeu i fa de umanitate; pentru c nu poi face un mai mare serviciu lui Dumnezeu i umanitii dect s i realizezi ntreg potenialul de care eti capabil.

EXIST O TIIN A MBOGIRII


EXIST o tiin a mbogirii, iar aceasta este o tiin exact, c a algebra sau aritmetica. Exist anumite legi care guverneaz procesul de acumulare a bogiei; odat ce aceste legi sunt nvate i respectate de orice om, el se va mbogi cu certitudine matematic. A deine bani i proprieti este rezultatul unui proces n care lucrurile au fost fcut ntr-un mod anume; cei care fac lucrurile ntr-un mod anume, fie c o fac ntmpltor sau intenionat, se mbogesc; la fel, cei care nu urmeaz acest PROCES, orict de mult muncesc i orict de capabili sunt, rmn sraci. Este o lege a naturii ca aceleai cauze (identice) s produc aceleai efecte; de aceea, orice om care nva s fac lucrurile ntr -un mod anume se va mbogi negreit. Faptul c cele de mai sus sunt adevrate, este artat de urmtoarele fapte: mbogirea nu este determinat de mediul nconjurtor, pentru c dac ar fi aa, toi oamenii dintr-o anumit zon ar fi bogai; oamenii unui anume ora ar fi toi bogai, n timp ce toi cei din alt ora ar rmne sraci; sau locuitorii unui stat ar nota n bani, n timp ce oamenii din sta tul vecin s-ar neca n srcie. Peste tot vedem oameni bogai i oameni sraci trind unii lng alii, n acelai mediu, avnd de multe ori aceeai profesie. Cnd doi oameni se afla n aceeai zon i au aceeai activitate, iar unul devine bogat i cellalt rmne srac, arata c mbogirea nu este deloc o chestiune de mediu. Acelai mediu poate fi mai favorabil unora dect altora, dar cnd doi oameni fac aceleai afaceri, n aceeai zona, iar unul are success, n timp ce cellalt nu reuete nimic, este o dovad clar c mbogirea este rezultatul unui anume proces. Mai mult, capacitatea de a face lucrurile ntr-un mod anume nu este datorat doar talentului, pentru c muli oameni talentai rmn sraci, n timp ce alii total lipsii de talent se mbogesc. Studiind oamenii care s-au mbogit, vom vedea c ei sunt la fel de obinuii c toi ceilali, nu au talente sau abiliti mai mari dect ale altora. Este

evident c ei nu s-au mbogit din cauz c au talente sau capaciti pe care alii nu le au, ci pentru c s-a ntmplat s fac lucrurile ntr-un mod anume. mbogirea nu se obine fcnd economii sau trind frugal; foarte muli oameni care economisesc sunt sraci, n timp ce marii cheltuitori deseori se mbogesc. La fel, mbogirea nu se obine fcnd ceea ce alii nu reuesc s fac; pentru c doi oameni avnd afaceri n acelai domeniu, deseori fac aceleai lucruri, iar unul are succes, n timp ce cellalt rmne srac sau d faliment. Din toate acestea, trebuie s tragem concluzia c mbogirea este rezultatul unor Anumite Aciuni. i dac mbogirea este urmrea unui Anumit Proces, iar cauzele identice produc efecte identice, atunci orice persoan care acioneaz n acel mod poate s devin bogat, iar intreagul proces devine tiin exact. ntrebarea care se ridic n acest moment, este dac nu cumva acest Mod Anume nu este prea dificil, astfel nct doar puini l pot urma. ns acest lucru nu poate fi adevrat, aa cum am vzut mai sus, dac ne referim la abilitile naturale ale omului. Se mbogesc att oamenii cu talent, ct i cei simpli; oameni cu intelect strlucit ajung bogai, dar la fel se mbogesc i destui sraci cu duhul; oameni cu psihicul puternic ajung s fac bani, dar la fel se ntmpl i cu cei slabi. O anume capacitate de a gndi i a nelege este, desigur, esenial; dar n ce privete abilitile naturale umane, orice brbat sau femeie care are capacitatea de a citi i nelege aceste cuvinte poate deveni bogat. De asemenea, am vzut c nu depinde de mediul nconjurtor. Locaia are totui o nsemntate; nu te poi duce n Sahara i s te atepi s ai o afacere nfloritoare. mbogirea include necesitatea de a interaciona cu oamenii i de a fi acolo unde sunt oameni; i dac aceti oameni sunt nclinai s interacioneze n modul n care i doreti tu, cu att mai bine. La att se reduce influena mediului. Dac cineva n oraul tu se poate mbogi, atunci poi i tu; i dac cineva din statul tu se poate mbogi, atunci poi i tu.

Repet, nu are importan ce afacere sau profesie i alegi. Oamenii reuesc s fac bani n orice afacere i orice profesie; n timp ce vecinii lor, care au aceeai afacere sau aceeai profesie, rmn sraci. Este adevrat c te vei descurca mai bine n afacerea care i place sau care i se potrivete; iar dac ai anumite talente bine dezvoltate, te vei descurca cel mai bine ntr-o afacere care i va pune n valoare exact aceste talente. La fel, te vei descurca mai bine ntr-o afacere care este potrivit zonei tale; un magazin de ngheat va prospera ntr-o zon cald, fa de Groenlanda, n timp ce pescuitul de somoni va avea mai mult success n nord vestul rii dect n Florida, unde nu cresc somoni. Dar n afara acestor limitri generale, mbogirea nu depinde de o anumit afacere, ci de capacitatea ta de a nva s faci lucrurile ntr -un Mod Anume. Dac acum ai o afacere i cineva din oraul tu se mbogete din aceeai afacere, n timp ce tu nu, este din cauz c nu faci lucrurile n Modul n care le face el. Lipsa de capital nu te mpiedic s te mbogeti. E adevrat, pe msur ce acumulezi capital, creterea devine mai uoar i mai rapid; dar cel care are deja capital este bogat i nu are nevoie s mai devin. Orict de srac ai fi, dac ncepi s faci lucrurile ntr-un Mod Anume, vei ncepe s devii bogat; i vei ncepe s acumulezi capital. Obinerea capitalului este doar o parte a mbogirii; i este doar o parte a rezultatului care se obine, invariabil, atunci cnd urmezi un Anumit Proces. Poi fi cel mai srac om de pe continent, nglodat n datorii; poi s nu ai nici prieteni, nici influen, nici resurse; dar dac ncepi s faci lucrurile n acest fel, te vei mbogi negreit, deoarece aceleai cauze produc aceleai efecte. Dac nu ai capital, poi obine capital, dac eti ntr-o afacere fr viitor, poi s treci la o afacere de succes; dac eti ntr -o zon nepotrivit, poi ajunge ntr-o zon profitabil; i poi face asta ncepnd cu afacerea ta de acum i n locul n care eti acum, fcnd lucrurile ntr-un Mod Anume, care s i aduc succes.

SUNT OPORTUNITILE MONOPOLIZATE?


NIMENI nu rmne srac pentru c nu a avut nici o ocazie n viaa lui; pentru c ali oameni au monopolizat banii i au pus gard n jurul lor. Este posibil s i se nchid ui n unele domenii, dar sunt altele deschise pentru tine. Probabil c i-ar fi greu s obii controlul asupra ntregului sistem de transporturi feroviare; domeniul acesta este destul de monopolizat . Dar calea ferat electrificat este nc la nceput i ofer destul ocazii pentru afaceri; i peste civa ani transporturile aeriene vor deveni o mare industrie, iar toate ramurile sale vor oferi locuri de munc la sute i mii de oameni, poate chiar milioane. De ce s nu-i ndrepi atenia ctre transportul aerian, n loc s ncerci s concurezi cu J.J.Hill i ceilali pentru o ans n domeniul cii ferate cu aburi? (N.tr. S nu uitm c aceast carte a fost scris n 1910) Este adevrat c dac eti un muncitor n industria siderurgic exist puine anse s ajungi proprietarul uzinei n care munceti; dar este la fel de adevrat c dac ncepi s acionezi ntr-un Mod Anume, curnd vei putea prsi acest loc de munc, i vei putea cumpra cteva hectare de teren i vei ncepe s produci mncare. Este o mare ocazie n aceste vremuri pentru oamenii care aleg s cultive intensiv buci mici de teren; aceti oameni sigur se vor mbogi. Vei spune c i e imposibil s obii pmntul, dar i voi dovedi c nu este imposibil, c vei putea s ai ferma ta, dac ncepi s acionezi ntrun Mod Anume. n anumite perioade, ocaziile se ndreapt n direcii diferite, potrivit necesitilor generale i particulare ale societii. n prezent, n America, au luat avnt agricultura, dar i industriile i profesiile conexe ei. Astzi apar multe ocazii lucrtorilor din acest domeniu mai degrab deschise afacerilor care aprovizioneaz fermierii, dect afacerilor care se adreseaz mediului urban; ocazii deschise ntreprinztorilor care se ocup de nevoile fermierilor, dect celor care deservesc clasa muncitoare. Exist mai multe oportuniti pentru cel care noat n sensul curentului, dect pentru cel care noat mpotriva lui.

Aadar muncitorii din fabrici, att ca indivizi, ct i ca clas social, nu sunt privai de oportuniti. Muncitorii nu sunt asuprii de stpnii lor; ei nu sunt strivii de trusturi i conglomerate. Ei sunt acolo unde sunt pentru c nu au acionat ntr-un Mod Anume. Dac muncitorii Americii aleg s fac aa, ar putea urma exemplu confrailor lor din Belgia i din alte ri, i s nfiineze mari magazine i cooperative industriale; ar putea alege oameni din propria lor clas s i conduc i s adopte legi care s favorizeze dezvoltarea unor asemenea cooperative; iar n civa ani, fr conflicte sociale, ar putea s obin controlul asupra ntregii industrii. Clasa muncitoare ar putea deveni clas conductoare, doar cnd oamenii si vor ncepe s fac lucrurile ntr-un Mod Anume; legea mbogirii este aceeai pentru ei, ca i pentru toi ceilali. Acest lucru ei trebuie s -l nvee; pentru c vor rmne acolo unde sunt, atta vreme ct vor continua s fac ceea ce fac acum. Totui, oricare dintre muncitori nu poate fi tras n jos de ignorana i lenea mental a clasei sale; el poate urma valul oportunitilor care duc la mbogire, iar aceast carte i va arta cum s-o fac. Nimeni nu rmne srac pentru c bogia este limitat; este mai mult dect suficient pentru toi. Un palat ct Capitoliul de mare poate fi construit pentru fiecare familie de pe pmnt, doar cu materialele de construcie existente n Statele Unite; la fel, cu o cultivare intensiv, aceast ar ar putea produce ln, bumbac, in i mtase n cantiti suficiente pentru a mbrca toi oamenii din lume n haine mai scumpe dect regele Solomon n perioada sa de glorie; i ar avea hran din belug pentru toat lumea. Resursele vizibile sunt practic inepuizabile; iar resursele invizibile sunt cu adevrat inepuizabile. Tot ce vezi pe pmnt este fcut dintr-o singur substana originar, cea din care toate lucrurile provin. Noi Forme apar constant, n timp ce cele vechi dispar; dar toate sunt forme ale aceluiai Unic Lucru. Nu exist limit pentru Substana fr Form sau Substana Originar. Universul este fcut din ea; dar nu s-a consumat toat n acest proces. Spaiile dintre, dinuntrul i dinafara formelor vizibile din univers sunt ptrunse i

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umplute de Substan Originar; de substan fr form; de materia de baz a tuturor lucrurilor. De zece mii de ori mai mult dect s-a folosit pn acum, se mai poate folosi din ea i tot nu am termina aceast rezerv de materie prim. De aceea, nici un om nu este srac pentru c natura este srac sau pentru c resursele se epuizeaz. Natura este un depozit inepuizabil de bogie; resursele nu se vor termina niciodat. Substana Originar este energie creativ vie i produce constant forme noi. Cnd materialele de construcie vor fi terminat e, mai multe vor fi produse; cnd solul va fi epuizat i nu se vor mai putea face plantri pentru mncare i mbrcminte, rezerva se va rennoi sau se va produce mai mult pmnt. Cnd tot aurul i argintul vor fi extrase din muni, iar omenirea va fi nc n acel stadiu de dezvoltare n care s mai aib nevoie de aur i argint, mai mult va fi produs din aceast substan. Substana fr form rspunde nevoilor omului; nu l va lsa s rmn fr lucrurile bune. Acelai lucru este valabil i pentru omul colectiv, pentru omenire; rasa noastr ca ntreg este tot timpul abundent de bogat, chiar dac unii indivizi sunt sraci; este pentru c ei nu urmeaz o Anumit Cale care i -ar face bogai, c indivizi. Substana fr form este inteligent; este substana care gndete; este vie i totdeauna orientat ctre via. Este impulsul natural i nnscut al vieii de a se dezvolta; este esena inteligenei de a se extinde i a contiinei de a-i lrgi limitele pentru a-i gsi o exprimare ct mai ampl. Universul formelor a fost creat de Substan vie Amorf, care a cptat form pentru a se exprima pe sine ct mai complet. Universul este o mare Prezen Vie, mereu ndreptndu -se ctre mai mult via i deplin dezvoltare. Natura este creat pentru dezvoltarea vieii; motorul care o pune n micare este creterea vieii. Din aceast cauz, orice ajut viaa este furnizat din plin; nu poate exista lipsa, pentru c atunci Dumnezeu s-ar contrazice i i-ar anula ntreaga lucrare. Tu nu eti srac din cauza lipsei bogiei; acesta este un fapt, i n capitolele urmtoare, voi demonstra c toate resursele Substanei fr form sunt la comanda oricrui om care se comport sau gndete ntr-un Mod Anume.

PRIMUL PRINCIPIU AL TIINEI DE A DEVENI BOGAT


GNDUL este singura putere care poate produce bogie tangibil din Substana fr Form. Materialul din care toate lucrurile sunt fcute este o substan care gndete, i un gnd despre o form imprimat acestei substane ajunge s produc aceast form. Substana Originar se mic n concordan cu gndurile sale; orice form su proces pe care l vedem n natur este forma vizibil a gndului Substanei. Cnd aceasta gndete o form, atunci ea capt acea form; cnd gndete o micare, ea face acea micare. n acest fel au fost create toate lucrurile. Trim ntr-o lume a gndului, care este parte a unui univers al gndului. Gndul unui univers n micare, ce se extinde prin Substana fr Form, iar Materia Gnditoare se mic n concordan cu acel gnd i ia forma unui sistem de planete, meninndu-i acea form. Materia Gnditoare ia forma gndului su i se mic potrivit acelui gnd. Ideea unui sistem rotaional de sori i planete, o face s ia forma acestor corpuri celeste i s le mite conform gndului su. Gndind forma unui stejar care crete cu ncetul, ea se mic i produce acel copac, chiar dac are nevoie de secole pentru a ndeplini aceast lucrare. Cnd creeaz, Substana pare s se mite conform liniilor pe care i le a stabilit; gndul la un stejar nu duce la apariia brusc a unui copac complet dezvoltat, ci pune n micare fore care vor duce la crearea copacului, urmnd liniile de cretere prestabilite. Orice gnd al formei, existent n Substana Gnditoare, duce la crearea acelei forme, dar mereu, sau aproape mereu, urmnd liniile de cretere i aciune prestabilite. Gndul la o cas de o anumit form, atunci cnd este imprimat n Substan fr Form, nu duce la crearea pe loc a casei; ci este cauza care dezleag energiile creative care deja acioneaz n domeniul comerului i construciilor, i care vor duce la rapida construcie a casei. i dac nu ar exista canale prin care energia creativ s se manifeste, atunci casa ar fi format direct din substana primordial, fr a mai atepta ncetul proces al lumii organice i anorganice.
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Nici un gnd despre o form nu poate fi imprimat Substanei O riginare, fr ca acel gnd s duc la crearea acelei forme. Omul este un centru de gndire deci produce gnduri. Toate formele pe care omul le creeaz cu minile sale trebuie nti s existe n gndurile sale; el nu poate da form unui lucru fr ca acel lucru s existe nti ca gnd. i pn acum, omul i-a limitat eforturile doar la munca minilor; el a aplicat munca manual ntregii lumi a formelor, ncercnd s schimbe sau s modifice cele ce exist deja. Nu s-a gndit niciodat s ncerce s determine crearea de noi forme prin imprimarea gndurilor sale asupra Substanei fr form. Cnd omul are un gnd-format, el ia material din formele existente n natur i face o imagine identic formei din gndul su. Pn la acel punct, el nu a fcut nici un efort s coopereze cu Inteligen fr Form; s lucreze cu Tatl. El nici nu viseaz s fac ceea ce l-a vzut pe Tatl c face. Omul lefuiete i modific formele existente prin munca minilor; nu s-a gndit c ar putea produce lucruri din Substana fr Form, comunicndu -i acesteia gndurile sale. Noi ne propunem s dovedim c poate s fac acest lucru; s dovedim c orice brbat sau femeie poate face aa i s artm i cum. Ca prim pas, vrem s stabilim trei reguli fundamentale: Mai nti, susinem c exist o materie, o substan originar fr form, din care toate lucrurile au fost fcute. Toate elementele sunt doar diverse nfiri ale unui acelai, unic element; mulimea de forme ce se gsete n natura organic sau anorganic sunt doar forme diferite ale aceleiai substane. Iar aceast substan este materie gnditoare; cnd are un gnd, produce forma acelui gnd. Gndul, n substan gnditoare, produce form. Omul este un centru al gndurilor, capabil de gndire original; dac omul i poate comunica gndul acestei substane, el poate determina crearea sau formarea lucrului la care se gndete. Ca s rezumm: Exista o materie gnditoare din care toate lucrurile sunt fcute i care, n starea sa originar, ptrunde, penetreaz i umple ntregul spaiu din univers. Un gnd n aceast substan Produce lucrul imaginat de acel gnd. fel.

Omul poate imagina forme ale lucrurilor n gndul su i, prin imprimarea gndului sau asupra substanei fr form, poate determina crearea lucrurilor la care se gndete. Unii m pot ntreba dac pot dovedi aceste afirmaii; i fr s intru n detalii, le rspund c pot, att prin raionament, ct i prin experimentare. Pornind de la raionamentul despre form i gnd, am ajuns la substana originar gnditoare; iar de la aceasta, ducnd raionamentul mai departe, am ajuns la puterea omului de a da form gndului su. Iar prin experimentare, am descoperit c raionamentul este adevrat, iar aceasta este cea mai solid dovad. Dac un singur om, citind aceast carte, devine mai bogat respectnd ntocmai ceea ce aceast carte l nva, aceasta este cea mai bun dovad a celor afirmate de mine; iar dac toi oamenii devin mai bogai respectnd ceea ce scrie n carte, atunci aceasta este dovada de netgduit, pn n clipa n care cineva va da gre fcnd exact acelai lucru. Teoria este adevrat atta timp ct practica i d dreptate; iar aceast practic nu va da gre, pentru c orice om care face exact ceea ce l nvaa aceast carte, se va mbogi. Am afirmat c cel care acioneaz ntr-un Mod Anume, va deveni bogat; i pentru a face asta, omul trebuie s fie capabil s gndeasc ntr -un anumit Modul fiecruia de abordare a lucrurilor este rezultatul direct al modului n care gndete despre ele. Pentru a face lucrurile n felul n care i doreti, trebuie s capei abilitatea de a gndi n modul n care i doreti; este primul pas ctre mbogire. A gndi aa cum i doreti, nseamn s gndeti ADEVRUL, indiferent de nfiarea sa. Orice om are abilitatea natural nnscut de a gndi ceea ce i dorete, dar pentru asta este necesar un efort mult mai mare dect s gndeti ceea ce i sugereaz aparenele. S gndeti conform aparenei este uor; s gndeti adevrul, indiferent de nfiarea sa, cere un efort mult mai mare dect orice alt activitate pe care o poate face omul.

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De nici o munc nu se ferete omul mai tare dect de a gndi temeinic i elaborat; este cea mai grea activitate din lume. Cu att mai grea, atunci cnd adevrul este contrar aparenelor. Orice nfiare a lucrurilor n lumea vizibil tinde s produc o form corespondena n mintea care observ; iar asta nu poate fi mpiedicat dect pstrnd gndul ADEVRAT. Cnd priveti nfiarea bolii, ea va produce forma bolii n mintea ta i n cele din urm i n corpul tu, dar asta doar pn cnd vei mbria gndul adevrului, anume acela c nu exist boal; este doar o aparen, iar realitatea este sntatea. Cnd priveti nfiarea srciei, ea va produce forma srciei n mintea ta, dar asta doar pn cnd vei mbria adevrul, anume c nu exist srcie, exist doar abunden. S gndeti sntate atunci cnd eti nconjurat de aparenta bolii sau s gndeti bogie atunci cnd n jurul tu este aparenta srciei cere mult putere; dar cel care dobndete aceast putere devine un MAESTRU. Poate nvinge soarta i poate avea ceea ce i dorete. Aceast putere poate fi obinut doar nelegnd faptul esenial care se afl n spatele tuturor aparenelor; acest fapt este c exist Substana Gnditoare, din care i prin care au fost create toate lucrurile. Apoi, trebuie s nelegem adevrul c orice gnd existent n aceast substan devine form, iar omul care poate imprima gndul su asupra substanei, poate face ca gndurile s capete form i s devin lucruri vizibile. Cnd vom realiza aceasta, vom scpa de orice ndoial sau team, pentru c vom ti c putem crea orice dorim s crem; putem obine tot ce dorim s avem i putem deveni tot ce dorim s fim. Ca prim pas ctre a deveni bogat, trebuie s crezi n trei reguli fundamentale, citate n capitolul anterior. Pentru a le fix, le repet aici: Exista o materie gnditoare din care toate lucrurile sunt fcute i care, n starea sa originar, ptrunde, penetreaz i umple toate spaiile din univers. Un gnd imprimat n aceast substan Produce lucrul imaginat de acel gnd.

Omul poate forma gnduri n mintea sa i prin imprimarea acestora asupra substanei fr form, poate cauza ca gndul lui s devin creaie. Va trebui s lai la o parte toate celelalte concepte despre univers, altele dect acest concept unic; i trebuie s insiti asupra lui pn cnd i se va fixa n minte i va deveni modul tu obinuit de a gndi. Citete aceste afirmaii din nou i din nou; fixeaz-i fiecare cuvnt n memorie i mediteaz asupra lor pn cnd ajungi s crezi cu fermitate n ele. Dac apare vreo ndoial, alung -o aa cum ai alunga un pcat. Nu asculta argumente mpotriva acestei idei; nu merge la predicile sau prelegerile unde se promoveaz concepii opuse. Nu citi reviste sau cri care te nva altceva; dac vei avea convingeri amestecate, toate eforturile tale vor fi irosite. Nu ntreba de ce aceste lucruri sunt adevrate i nici nu te gndi cum ar putea fi adevrate; pur i simplu, crede pe cuvnt. tiina de a deveni bogat ncepe cu absolut acceptare a acestei credine.

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VIAA N DEZVOLTARE
TREBUIE s scapi pentru totdeauna de ideea nvechit c exist o zeitate a crei dorin este ca tu s fii srac, sau ale crei scopuri sunt servite inndu-te pe tine n srcie. Substana Inteligenta care este Totul, n Toate i care triete n Toate i n tine, este o substan vie contient. Fiind o substan vie, poseda dorina nnscut i natural a oricrei intelingente vii de a -i dezvolta viaa. Orice lucru viu cauta continuu s-i prelungeasc existena, pentru c viaa, prin nsi existena, s trebuie s se dezvolte. O smn care cade pe pmnt intra imediat n activitate i, n procesul vieii ei, produce nc o sut de semine, multiplicndu -se; viaa, prin ea nsi, se multiplic. Perpetuu, devine mai mult; aa i trebuie, dac vrea s mai existe. Inteligen are aceeai necesitate de continu dezvoltare. Orice gnd pe care l avem, atrage dup sine nc un gnd; contiina se extinde permanent. Orice fapt pe care l nvm duce la nvarea altui fapt; cunotinele se amplific mereu. Orice talent ne cultivm, aduce n minte dorina de a-i cultiva nc unul; suntem supui impulsului vieii care i cauta expresia, care ne ndeamn mereu s cunoatem mai mult, s acionm mai mult, s fim mai mult. Dar pentru a ti mai mult, a face mai mult i a fi mai mult, trebuie s avem mai mult; trebuie s avem lucruri de folosit, pentru c nvm i facem i devenim doar prin folosirea lucrurilor. Trebuie s devenim mai bogai pentru a tri mai mult. Dorina de bogie este pur i simplu capacitatea de dezvoltare a vie ii, cutndu-i mplinire; orice dorin este efortul unei posibiliti neexprimate de a se produce. Puterea care caut s se manifeste este cea care determin dorina. Ceea ce te face pe tine s i doreti mai muli bani, este acelai lucru care face planta s creasc; este Via care i cauta exprimare deplin.

nsi Substana Vie Unic este supus acestei legi naturale a vieii; este ptruns de dorina de a tri mai mult; de aceea simte nevoia de a crea lucruri. Substana Unic dorete s triasc mai mult prin tine; de aceea, dorete ca tu s ai toate lucrurile pe care le poi folosi. Este dorina lui Dumnezeu c tu s devii bogat. El vrea s devii bogat pentru ca el se poat exprima mai bine prin tine, atunci cnd ai la ndemn mai multe lucruri prin care s l exprimi. El poate tri mai mult prin tine, dac deii mai multe mijloace cu care s i dezvoli viaa. Universul dorete ca tu s ai tot ce i doreti s ai. Natura te ajuta n planurile tale. Totul este natural pentru tine. Accept c toate astea sunt adevrate. Este esenial, totui, ca scopul tu s fie n armonie cu scopul general al vieii. Trebuie s i doreti viaa adevrat, nu doar plcerea satisfacerii simurilor. Viaa este permanent funciilor; iar individul triete cu adevrat doar atunci cnd funcioneaz la capacitate maxim att fizic, ct i mental i spiritual, dar fr a face excese. Nu doreti s te mbogeti doar ca s te tvleti n bani ca porcul n noroi, doar pentru satisfacerea simurilor animale; aceea nu e viaa. ndeplinirea fiecrei funcii fizice este parte a vieii i nimeni nu poate avea o via mplinit, dac i refuza exprimarea sntoas i normal a impulsurilor corpului su. Nu vrei s te mbogeti doar ca s te bucuri de plcerile minii, s acumulezi cunotine, s-i satisfaci ambiiile, s i pui pe alii n umbr, s devii celebru. Toate acestea sunt i ele laturi ale vieii, dar omul care triete doar pentru plcerea psihicului, va tri doar pe jumtate i nu va fi niciodat mulumit cu ce are. La fel, nu vrei s te mbogeti doar pentru binele altora, s renuni la tine pentru salvarea omenirii, s te bucuri doar de satisfaciile filantropiei i sacrificiului. Bucuriile sufletului sunt i ele doar o parte a vieii i nu sunt nici mai bune, nici mai nobile dect celelalte laturi ale vieii.

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Vrei s fii bogat pentru ca s poi mnca, bea i s te bucuri de toate acestea la timpul lor; pentru ca s te nconjori de lucruri frumoase, s vezi locuri ndeprtate, s-i hrneti mintea i s-i dezvoli intelectul; pentru ca s iubeti oamenii i s faci fapte bune i s ai rolul tu n cltoria oamenilor ctre adevr. Dar ine minte c altruismul extrem nu este nici mai bun, nici mai nobil dect egoismul extrem; ambele sunt greite. Alung ideea c Dumnezeu vrea ca tu s te sacrifici pentru alii i c i poi intra n graii fcnd asta; Dumnezeu nu cere aa ceva. Ceea ce El vrea de la tine este s i mplineti potenialul, pentru tine i pentru ceilali; i poi ajuta mai mult pe ceilali oameni, devenind tu nsui o fiin complet, dect n orice alt mod ai ncerca. Poi deveni mplinit doar mbogindu-te; de aceea, este corect i de ludat c s acorzi primul i cel mai bun gnd al tu, activitii de dobndire a bogiei. Nu uita, totui, c dorina Substanei este pentru toi i toate, ea acioneaz pentru dezvoltarea vieii n general; nu poate fi fcut s acioneze pentru mai puin via n anumite direcii, pentru c ea este egal n toate, cutnd doar bogie i via. Substana Inteligent va crea lucruri pentru tine, dar nu le va lua de la altcineva c s i le dea ie. Trebuie s alungi gndul competiiei. Trebuie s creezi, nu s concurezi pentru ceea ce este deja creat. Nu ai nevoie s iei nimic de la nimeni. Nu ai nevoie s te trguieti cu nimeni. Nu trebuie s neli sau s profii de cineva. Nu trebuie s faci pe nimeni s munceasc pentru tine, i s l platesci cu mai puin dect merit. Nu ai de ce s doreti proprietatea altora sau s o priveti cu ochi lacomi; nimeni nu poseda ceva ce tu nu poi avea la fel; i asta fr ca s deposedezi pe ali oameni de lucrurile lor.

Tu trebuie s devii un creator, nu un competitor; vei obine ceea ce i doreti, dar n aa mod nct atunci cnd vei avea, orice alt om va avea mai mult dect are acum. Sunt contient c exist oameni care fac sume mari de bani procednd exact invers dect am spus n afirmaiile de mai sus, de aceea voi aduga cteva explicaii. Adepii plutocraiei (care consider c doar cei bogai trebuie s conduc) cnd devin foarte bogai, se ntmpl s fac asta doar printr -o extraordinar abilitate n planul competiiei; i, uneori, incontient, reuesc s se sincronizeze cu Materia pentru realizarea scopului ei mre i pentru dezvoltarea ntregii omeniri, prin revoluia industrial. Rockefeller, Carnegie, Morgan i alii sunt agenii fr voie ai Supremului, n munc necesar de organizare i sistematizare a industriei productive; iar n cele din urm, activitatea lor va aduce un beneficiu imens ntregii omeniri, pentru progresul vieii. Rolul lor este pe sfrite; au organizat producia, i n curnd locul lor va fi luat de reprezentanii celor muli, care vor pune pe roate mainria distribuiei. Multi-milionarii sunt asemntori giganticelor reptile preistorice; au rolul lor necesar n procesul evoluiei, dar aceeai Putere care i-a adus, i va i ndeprta. i este bine de inut minte c ei nu au fost niciodat cu adevrat bogai; toate documentele vieilor lor private, i ale altora din clasa lor, arata c au fost cei mai nefericii i mai mizerabili dintre sraci. Bogiile dobndite prin competiie nu sunt niciodat satisfctoare i nici permanente; sunt ale tale azi, i ale altuia mine. ine minte, dac vrei s devii bogat ntr-un mod tiinific i definitiv, trebuie s te ridici deasupra gndurilor de competiie. Nu trebuie s crezi nici un moment c resursele sunt limitate. Imediat ce ncepi s crezi c toi banii sunt deja luai i controlai de bancheri sau ali bogtai, i c trebuie s munceti din greu pentru a determina politicul s fac legi care s opreasc acest proces, n acel moment, recazi n ablonul competitiv i puterea ta de creaie dispare; i ce e mai ru, e c probabil vei opri toate micrile creaionale pe care deja le pusesei n aciune.

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FII SIGUR c exist nc aur n valoare de milioane de dolari n munii pmntului, aur care nc nu a fost adus la lumin; i chiar dac nu ar fi destui bani, mai muli vor fi creai de Substana Gnditoare pentru a-i mplini nevoile. FII SIGUR c banii de care ai nevoie vor veni, chiar dac e nevoie ca o mie de oameni s descopere mine o nou min de aur. Nu privi niciodat la resursele vizibile; ntotdeauna s vezi bogiile fr limit din Substana fr Form i s FII SIGUR c vor veni la tine la fel de repede pe ct le poi primi i folosi. Nimeni nu te poate mpiedica s obii ceea ce este al tu, ascunznd toate resursele vizibile. Aa nct, niciodat s nu te dezamgeti gndind c toate locurile bune de construit au fost luate nainte ca tu s fii gata s-i construieti casa, dect dac te grbeti. Nu te ngrijora niciodat din cauza trusturilor sau companiilor, nu i fie team c vor deveni stpnii lumii. Niciodat nu te teme c vei pierde ceea ce i doreti, doar pentru c altul i-a luat-o nainte. Asta nu se poate ntmpla niciodat; tu nu caui ceva ce este n posesia altuia; tu eti cel care creeaz ceea ce dorete, din substana fr form, iar rezervele sunt nelimitate. Rmi la afirmaia formulat mai jos: Exist o materie gnditoare din care toate lucrurile sunt fcute i care, n starea sa originar, ptrunde, penetreaz i umple toate spaiile din univers. Un gnd imprimat aceastei substane Produce lucrul imaginat de acel gnd. Omul poate forma gnduri n mintea sa i prin imprimarea acestora asupra substanei fr form, poate cauza ca ceea ce el gndete s devin creaie.

CUM AJUNG BOGIILE LA TINE


CND spun c nu trebuie s negociezi la snge, nu spun c nu trebuie s te trguieti cu nimeni, sau c trebuie s fii deasupra oricror relaii cu oamenii. Spun c nu va trebui s tratezi cu ei n mod necinstit; nu va trebui s caui s obii ct mai mult pentru ct mai puin, ci c vei putea da oricui mai mult dect ai luat de la ei. Nu poi da nimnui, n bani, mai mult dect ai luat de la el, dar i poi da mai mult ca valoare. Hrtia, cerneala i alte materiale din care e fcut aceast carte pot s nu fac banii pe care i-ai pltit pe ea; dar dac ideile sugerate aici i pot aduce mii de dolari, atunci nseamn c nu ai fost nelat de cel care i-a vndut-o; cci ai primit o valoare mult mai mare dect preul pltit. S spunem c am o pictur a unui mare artist, care, n lumea civilizat, costa mii de dolari. Dac duc pictura la Polul Nord i folosind abiliti de vnztor l fac pe un eschimos s mi dea blnuri n valoare de 500 dolari pe ea, nseamn c l-am nelat. El nu are ce face cu pictura, ea nu are nici o valoare pentru el, nu i va mbogi viaa. Dar dac i dau o puca n valoare de 50 dolari la schimb pentru blnuri, atunci pot spune c a fcut o afacere bun. El are ce face cu puca, l va ajuta s obin mai multe blnuri i mai mult mncare; i va mbogi viaa n toate felurile, l va face bogat. Cnd te ridici din planul competitiv n cel creativ, poi ine evidena afacerilor tale foarte strict, i dac vinzi vreunui om ceva ce nu l ajuta n via mai mult dect te ajut pe tine ceea ce ai primit n schimb, atunci poi s te opreti. Nu trebuie s-i ntreci pe toi n afaceri. i dac eti n vreo afacere care neal oamenii, iei din ea numaidect. D fiecrui om mai mult n valoare, dect ai luat tu n bani de la el; n felul acesta, mbogeti lumea prin afacerile tale. Dac ai oameni care muncesc pentru tine, poi lua de la ei n bani mai mult dect i plteti cu salariul; dar i poi organiza afacerea n aa fel nct s fie bazat pe principii avansate, aa nct fiecare angajat care dorete, s poat s se dezvolte cte puin n fiecare zi.

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Poi face n aa fel nct afacerea ta s fac pentru angajaii ti, ceea ce aceast carte face pentru tine. i poi conduce firma n aa mod, nct ar putea fi un soi de scar, pe care fiecare angajat, dac dorete, are posibilitatea de a urca el nsui ctre bogie, iar dac nu o face, e doar vina lui. i n fine, faptul c tu eti cel care determin crearea bogiei n Materia fr form, care exist n tot mediul nconjurtor, nu nseamn c aceasta va cpta forma din aerul din ncpere i va aprea brusc n faa ochilor ti. Dac, s zicem, i doreti o main de cusut, nu spun c vei imprima ideea unei maini de cusut asupra Substanei Gnditoare pn cnd maina se va materializa de la sine, n camera unde stai sau n alt parte. Dar dac i doreti o main de cusut, pstreaz imaginea sa mental mpreun cu certitudinea c ea se construiete sau c este pe drum spre tine. Dup ce ai conturat gndul, trebuie s ai cea mai neclintit credin c maina este pe drum spre tine; nu vorbi despre ea, nu te gndi la ea n vreun alt fel dect fiind sigur c vine. Consider deja c este a ta. i va fi adus de puterea Inteligenei Supreme, care acioneaz asupra minii oamenilor. Dac trieti n statul Maine, este posibil ca un om din Texas sau chiar din Japonia s fac anumite tranzacii care vor avea ca rezultat obinerea a ceea ce i doreti. n acest caz, ntreaga tranzacie va fi i n avantajul acelui om, la fel de mult ca n avantajul tu. Nu uita nici un moment c Materia Gnditoare se afla n toate, penetreaz totul, comunica i influeneaz tot ce exist. Dorina sa pentru o via mplinit i mai bun a cauzat crearea tuturor mainilor de cusut deja fabricate; i va putea fi cauza crerii a nc un milion de alte maini, i chiar aa va fi, ori de cte ori omul o pune n micare prin dorina i credina, i prin aciune ntr-un Mod Anume. n mod sigur poi avea o main de cusut n casa ta; i e la fel de sigur c poi avea orice alte lucruri pe care le doreti i pe care le vei folosi la dezvoltarea vieii tale i a vieii altora. S nu ezii s ceri mult; este plcerea Tatlui de a-i oferi mpria, a spus Iisus.

Substana Originar vrea s triasc mplinit prin tine i vrea ca tu s ai tot ce poi folosi acum sau n viitor pentru o via complet. Dac i fixezi n contient faptul c dorina de a avea bogi e este chiar dorina Atotputernicului pentru o ct mai complet exprimare, atunci credina ta devine invincibil. Odat, mai demult, am vzut un bieel stnd n faa unui pian, ncercnd n zadar s scoat armonie din clape; i am vzut c era ntristat i nciudat de incapacitatea lui de a interpreta muzic adevrat. L-am ntrebat care este cauza suprrii lui i mi-a rspuns, Simt n mine muzic, dar nu mi pot face minile s-o gseasc. Muzica din el era dorina Materiei Originare, care cuprinde toate posibilitile vieii; tot ce nsemna muzic i cauta expresie n acel copil. Dumnezeu, Unica Substana, ncearc s triasc i s se bucure de toate prin oameni. El spune Vreau mini pentru a construi cldiri minunate, pentru a cnta armonii divine, pentru a picta tablouri ncnttoare; vreau picioare pentru a alerga unde am treab, ochi pentru a -mi vedea frumuseile, limb pentru a gri adevruri importante i pentru a cnta cntece minunate, i tot aa. Tot ceea ce exist ca posibilitate i caut expresia prin oameni. Dumnezeu vrea ca cei care pot interpreta muzica s aib piane sau orice alt instrument i s aib mijloace pentru a-i cultiva talentul la valoarea maxim. El vrea ca cei care pot aprecia frumuseea s se poat nconjura de lucruri frumoase; el vrea ca toi cei care pot discerne adevrul s aib posibilitatea de a cltori i observa; el vrea ca cei care pot aprecia o hain frumoas s fie frumos mbrcai i c cei care pot aprecia o mncare bun s fie hrnii din belug. El vrea toate aceste lucruri pentru c El este cel care se bucura de ele i le apreciaz; Dumnezeu este cel care vrea s cnte, s asculte muzic, s se bucure de frumusee, s proclame adevrul i s poarte haine bune i s mnnce mncruri fine. Apostolul Pavel a spus este Dumnezeu cel care lucreaz prin tine, c tu s vrei i s faci.

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Dorina ta de a fi bogat este infinitul, care caut s se exprime prin tine, aa cum tot El ncerca s i gseasc expresie n acel biat aflat n fata pianului. Aa c nu ezita s ceri ct mai mult. Treaba ta este s te concentrezi i s exprimi dorina ta lui Dumnezeu. Acesta este cel mai dificil lucru pentru majoritatea oamenilor; n ei se pstreaz ceva din vechile idei precum srcia i sacrificiul de sine sunt pe placul lui Dumnezeu. Ei privesc srcia ca pe o dorin, o necesitate a naturii. Sunt convini c Dumnezeu i-a terminat Lucrarea, c a fcut tot ce putea El face i c cea mai mare parte a oamenilor trebuie s rmn sraci pentru c nu mai este de unde. Ei se aga att de tare de acest gnd greit, nct le e ruine s cear bogie; ncearc s nu cear mai mult dect ceva modest, ceva care s fie ct de ct decent. mi vine acum n minte cazul unui student cruia i s-a spus c trebuie s vizualizeze imaginea clar a ceea ce i dorete, aa nct gndul creativ s poat fi imprimat asupra Materiei fr Form. Era un om tare srac, locuia ntr -o cas nchiriat, trind de azi pe mine; i nu putea s conceap c toat bogia putea fi a lui. Aa nct, dup ce s-a gndit bine, a decis c ar fi rezonabil s cear un covor nou pentru sufragerie i un cuptor cu crbuni, pentru a-i nclzi casa pe timp de iarn. Urmnd instruciunile din aceast carte, el a obinut aceste lucruri n cteva luni; de -abia atunci a neles c nu a cerut destul. Atunci a fcut un tur al casei n care tria fcndu -i planuri pentru toate mbuntirile pe care le dorea; a adugat mental o fereastr aici, o camer acolo, pn cnd i-a completat n minte casa ideal; apoi s-a ocupat de dotri. Vizualiznd ntreaga imagine, a nceput s triasc ntr-un Anume Mod, acionnd n direcia a ceea ce dorea; acum casa este proprietatea lui i o reconstruiete dup imaginea pe care o avea n minte. Credina lui a crescut i a trecut la lucruri mai mari. A obinut proporional cu credina lui, i la fel se ntmpl cu tine i cu noi toi.

RECUNOTINA
Exemplificrile din capitolul precedent i-au conferit cititorului certitudinea c primul pas ctre mbogire este acela de a transmite ideea a ceea ce doreti ctre Materia fr form. Aceasta este perfect adevrat i vei vedea c pentru a putea face asta, devine necesar s gseti o modalitate de relaionare cu Inteligen fr form ntr-un mod armonios. Aceast relaie armonioas este att de vital de important, nct i voi acorda un spaiu de discuie aici, pentru a-i oferi instruciunile pe care, dac le vei urma, vei ajunge n perfect unitate mental cu Dumnezeu. ntregul proces de adaptare i relaionare poate fi rezumat ntr-un singur cuvnt: recunotina. n primul rnd, eti convins c exist o unic Substana Inteligenta, din care toate lucrurile provin; n al doilea rnd, ai credina c aceast Substan i d tot ce i doreti; i n al treilea rnd, relaionezi cu aceast Substan pr intrun adnc sentiment de recunotin. Muli oameni i planifica viaa n toate privinele, i totui rmn sraci din cauza lipsei de recunotin. Atunci cnd primesc un dar de la Dumnezeu, se desprind de legtur cu El, uitnd s contientizeze ce au primit. Este uor de neles c cu ct trim mai aproape de sursa bogiei, cu att mai mult bogie vom primi; i este la fel de uor de neles c sufletul celui care este mereu recunosctor, triete mult mai aproape de Dumnezeu dect al cel care uit s priveasc la El n recunotin. Cu ct suntem mai recunosctori Supremului atunci cnd primim lucruri bune, cu att mai multe lucruri bune vom primi, i cu att mai repede vor veni; iar motivul este simplu: atitudinea mental de recunotin aduce min tea mai aproape de sursa de unde ne vin binecuvntrile. Dac acest concept, c recunotina ne aduce mintea n total armonie cu energiile creative ale universului, este total nou pentru tine, gndete -te mai atent i vei vedea c este adevrat. Lucrurile bune pe care le ai, i -au venit atunci cnd ai respectat anumite legi. Recunotina i va cluzi mintea pe

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drumul pe care lucrurile bune vin ctre tine; i te va ine n strns armonie cu gndul creator i te va mpiedica s aluneci n gndirea competitiv. Numai recunotina te poate ine concentrat asupra a Tot i te va mpiedica s cazi n greeal de a crede c resursele sunt limitate; iar asta ar fi fatal pentru speranele tale. Exist o Lege a Recunotinei, i este absolut necesar ca tu s respeci aceast lege, dac vrei s obii rezultatele pe care le doreti. Legea recunotinei este principiul natural conform cruia aciunea i reaciunea sunt ntotdeauna egale i au direcii opuse. Atunci cnd mintea ta se ridic cu recunotin ctre cel Suprem, este o eliberare sau o consumare a forei; va ajunge fr gre acolo unde este ndreptat, iar reaciunea va fi o micare instantanee n direcia ta. "Apropie-te de Dumnezeu i El se va apropia de tine." Aceasta este un adevr psihologic. Iar dac recunotina ta este puternic i constant, reaciunea care se produce n Materia fr Form va fi puternic i continu; iar micarea lucrurilor pe care le doreti va fi mereu ctre tine. Ai observat atitudinea recunosctoare pe care o avea Iisus; cum prea mereu s spun "i mulumesc ie, Tat, pentru c m asculi." Nu poi avea mult putere fr recunotin; pentru c doar aceast te ine conectat cu Puterea. Dar valoarea recunotinei nu const doar n a-i obine mai mult binecuvntare pentru viitor. Fr recunotin, nu te poi feri de gndurile de dezamgire, care apar oricnd n via. Din momentul n care i permii minii tale s se concentreze asupra nemplinirilor, ncepi s pierzi teren. i fixezi atenia asupra obinuitului, srciei, urtului, iar mintea ta ncepe s dea forma acestor lucururi. Ea va transmite Substanei fr Form aceste imagini mentale ale obinuitului, srciei, urtului i tocmai acestea vor veni ctre tine. A permite minii s se concentreze asupra inferiorului nseamn s devii inferior i s te nconjori cu lucruri inferioare.

Pe de alt parte, s i fixezi atenia asupra a tot ce e mai bun, nseamn s te nconjori cu lucrurile cele mai bune i s devii cel mai bun. Puterea Creatoare din noi ne face s devenim imaginea a ceea ce ne capteaz atenia. Noi suntem Materia Gnditoare, iar aceasta ia ntotdeauna form a ceea ce se gndete. O minte plin de recunotin este constant fixat pe ceea ce este mai bun; de aceea, tinde s devin cea mai bun; ia forma sau caracterul cel mai bun i va primi pe msur. De asemenea, credina este nscut din recunotin. O minte recunosctoare ateapt n permanen lucruri bune, iar ateptarea devine credina. Reaciunea recunotinei asupra minii omului produce credina; i fiecare val de mulumiri i recunotina mresc credina. Cel care nu are sentimentul de recunotin, nu poate ntreine mult timp o credin vie; i fr o credin vie nu poi deveni bogat prin metoda creaiei, pe care o vom vedea n capitolele urmtoare. Este necesar, aadar, s cultivm obiceiul de a fi recunosctori pentru orice lucru bun care ne este dat; i s exprimm mulumiri permanent. i pentru c toate lucrurile au contribuit la dezvoltarea ta, ar trebui s incluzi toate lucrurile n recunotina ta. Nu pierde timpul gndind sau vorbind despre dezavantajele sau aciunile greite ale bogtailor sau magnailor. Felul n care au organizat ei lumea i -a adus ie aceast oportunitate; tot ce primeti, vine ctre tine din cauza lor. Nu te nveruna mpotriva politicienilor corupi; dac nu ar fi fost politicienii, am fi czut n anarhie i toate ocaziile vieii tale ar fi fost drastic reduse.Dumnezeu a lucrat mult timp i cu mult rbdare pentru a ne aduce aici unde suntem n industrie i guvernare, i El nc i continu munca. Nu exist nici cel mai mic dubiu c i va ndeprta pe bogtai, pe magnaii trusturilor, pe industriai i politicieni de ndat ce i vor fi ndeplinit rolul; dar pn atunci, fii sigur c toi acetia au rolul lor. Nu uita c ei toi contribuie la stabilirea cilor prin care bogia va veni ctre tine, aa c fii recunosctor i pentru ei. Asta te va aduce n armonie cu binele care exist n toate, i atunci acesta va veni ctre tine.

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A GNDI NTR-UN MOD ANUME


NTOARCE-TE la capitolul 6 i recitete povestea omului care avea viziunea casei sale i vei avea o idee despre primul pas ctre mbogire. Trebuie s-i formezi o imagine mental clar i definit a ceea ce i doreti; pentru c nu poi transmite aceast idee pn cnd nu o ai tu nsui. Ea trebuie s existe nti n mintea ta, nainte s o poi transmite; muli oameni nu reuesc s imprime Materia Gnditoare cu ideea lor, pentru c ei nii au doar un concept vag i neclar despre lucrurile pe care vor s le aib, s le fac sau s devin. Nu este de ajuns s ai o dorin general pentru avere "cu care s te descurci"; toi au aceast dorin. Nu este de ajuns s doreti s cltoreti, s vezi lucruri, oameni, s trieti mai mult, etc. Toi au aceste dorine. Cnd trimii o telegram unui prieten, nu i trimii toate literele alfabetului n ordine i apoi l lai pe el s alctuiasc mesajul de capul lui; i nici nu iei cuvinte la ntmplare din dicionar. i trimii o fraz coerent; una care s nsemne ceva. La fel i cnd vrei s imprimi dorinele tale asupra Substanei, ine minte c acest lucru trebuie fcut ntr-o manier coerent; trebuie s tii ceea vrei i s fie clar. Nu poi deveni niciodat bogat sau s pui n aciune forele creatoare trimindu -le dorine vagi i neconturate. Revezi-i dorinele aa cum omul de care i-am pomenit i-a revizitat casa; vizualizeaz doar ceea ce vrei i formeaz-i o imagine mental clar a felului cum vrei s arate ceea ce i doreti atunci cnd l vei primi. Acea imagine mental clar trebuie s existe n continuu n mintea ta, aa cum marinarul are n minte portul ctre care se ndreapt corabia; trebuie s fii complet orientat ctre ceea ce doreti, n permanen. Aa cum navigatorul nu i ia ochii de pe busola, nici tu nu trebuie s pierzi din vedere scopul tu. Nu ai nevoie s iei lecii de concentrare sau s i faci timp special pentru rugciuni i afirmaii, nici s "cazi n tcere" sau s faci cine tie ce ritualuri

oculte. Toate astea sunt bune, dar tot ce ai nevoie este s tii ceea ce i doreti i s l vrei ndeajuns de tare pentru ca s l ai mereu n gnd n permanen. Petrece ct mai mult din timpul tu liber contemplnd acea imagine mental, dar asta nu nseamn c ai nevoie de lecii de concentrare, atta timp ct tii ceea ce i doreti; efortul de concentrare este necesar pentru a-i fixa atenia asupra lucrurilor de care nu i pas prea mult. i dac nu i doreti ndeajuns de tare s te mbogeti, aa nct dorina s fie att de puternic nct s-i in gndurile mereu ndreptate ctre acest scop, la fel cum polul magnetic atrage acul busolei, atunci i va fi greu s duci la ndeplinire instruciunile din aceast carte. Metoda prezentat aici este pentru acei oameni a cror dorina de a se mbogi este att de puternic, nct s ntreac lenea mental i dorina de confort i s i mping la aciune. Cu ct este mai clar i mai definit imaginea mental i cu ct struieti mai mult asupra ei, aducnd la lumina detaliile plcute, cu att mai puternic va fi dorina ta; i cu ct mai puternic dorin, cu att mai uor i va fi s te concentrezi asupra imaginii lucrului dorit. Totui, mai este nevoie de ceva n plus, nu doar de o viziune clar. Dac asta este tot ce faci, atunci eti un vistor i nu vei avea puterea s treci la aciune. n spatele viziunii tale clare trebuie s existe scopul pentru care o doreti; pentru a o transforma n ceva tangibil. i n spatele acestui scop trebuie s fie o CREDIN invincibil i de neclintit, c acel lucru este deja al tu; c i este aproape i c tot ce ai de fcut este s ntinzi mna i s-l iei. Triete, mental, n noua ta cas, pn cnd aceasta va lua forma fizic n jurul tu. n lumea mentalului, te poi bucura imediat de lucrurile pe care i le doreti. "Orice lucru i doreti atunci cnd te rogi, crede c deja l-ai primit i l vei avea," a spus Iisus. Privete lucrurile pe care i le doreti ca i cnd ar fi deja n jurul tu, n permanen; privete-te pe tine cum le ai i cum le foloseti. Folosete -le n

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mintea ta, aa cum le vei folosi i cnd le vei avea n posesie. Pstreaz aceast imagine mental pn cnd ea devine clar i distinct, iar apoi asum-i Atitudinea Mental de Proprietar asupra tuturor lucrurilor din acea imagine. Ia-le n posesie, n minte, cu credina total c sunt deja ale tale. Nu renuna la aceast posesie mental; i nu te ndoi o clip n credina c toate astea sunt reale. i ine minte ce am spus n capitolul precedent despre recunotin; fii recunosctor pentru toate, tot timpul, aa cum vei fi i cnd vei obine ceea ce vrei. Cel care i poate mulumi lui Dumnezeu cu sinceritate pentru lucrurile pe care le are doar n imaginaia sa, acela are credina adevrat. Acela se va mbogi; el va fi cauza creaiei a tot ceea ce i dorete. Nu ai nevoie s te rogi repetat pentru lucrurile pe care le vrei; nu e necesar s i spui lui Dumnezeu despre asta n fiecare zi. "Nu folosii repetri inutile, aa cum fac necredincioii," le-a spus Iisus nvceilor si, "pentru c Tatl vostru tie de ce avei nevoie nainte s i cerei." Tot ce ai de fcut este s formulezi, cu inteligena, dorina ta pentru lucruri care i vor mbogi viaa i s aranjezi aceste dorine ntr-un tot coerent; i apoi s imprimi acest tot asupra Materiei fr Form, care are puterea i voina de a-i aduce ceea ce doreti. Nu poi imprima dorina ta prin repetarea unui ir de vorbe; dar o poi face prin concentrarea asupra unei imagini mentale clare, bazat pe HOTRREA de neclintit de a o obine i pe CREDINA de fier c o vei obine. Rspunsul la rugmintea ta nu este n funcie de credina pe care o ai cnd te rogi, ci de credina pe care o ai cnd acionezi. Nu i poi transmite lui Dumnezeu ceea ce doreti doar ntr-o zi, planificat special pentru acest lucru, dup care restul sptmnii s uii complet de El i de dorina ta; nu i poi transmite ceea ce i doreti nici dac ai vreo or special de rugciune, dup care s l scoi complet din minte, pn la urmtoarea or de rugciune. Rugciunea oral este bun i are efectele sale, n special asupra ta, prin clarificarea viziunii i ntrirea credinei; dar nu rugciunea oral i aduce ceea

ce i doreti. Ca s devii bogat, nu e nevoie s ai "or de rugciune"; trebuie s "te rogi fr ncetare". i prin rugciune neleg pstrarea n permanen n minte a imaginii a ceea ce i doreti, cu scopul de a determina crearea acelui lucru n form solid i cu credina c aceasta este calea. "Crede c deja le-ai primit." Odat ce i-ai format o imagine clar, ntreaga chestiune se rezum la aciunea de a primi. Cnd viziunea ta devine complet, este bine s faci o afirmaie oral, adresndu-te celui Suprem, n rugciune; i din acel moment trebuie s primeti, n minte, ceea ce ai cerut. Triete n casa cea nou; poarta acele haine minunate; cltorete n automobilul visat; mergi n cltoria dorit i plnuiete cu ncredere i alte cltorii. Gndete i vorbete despre toate cele pe care le-ai cerut, ca i cum le ai deja. Imagineaz-i un mediu nconjurtor i o stare financiar aa cum i le doreti i apoi triete n permanen n acel mediu i cu acea stare financiar. Ai grij, totui, s nu faci asta doar ca un vistor; ai CREDINA c ceea ce este imaginar se realizeaz i CONVINGEREA c se va realiza. Nu uita c doar credina i hotrrea n folosirea imaginaiei sunt cele care fac diferena ntre un om de tiin i un vistor. Odat ce ai nvat acest fapt, acum este momentul cnd trebuie s nvei folosirea corect a VOINEI.

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CUM S-I FOLOSETI VOINA


Pentru a te mbogi n mod tiinific, nu ai nevoie s-i ncerci puterile asupra altor lucruri, n afara persoanei tale. Oricum, nu ai dreptul s faci asta. Nu este corect s ncerci s-i exercii voina asupra altor oameni, pentru a-i determina s fac aa cum doreti tu. Este la fel de greit s forezi oamenii prin putererea minii, pe ct este de greit s o faci prin puterea fizic. Dac a obliga pe cineva prin fora fizic s fac ceva pentru tine nseamn a-l reduce la stadiul de sclav, a obliga pe cineva prin puterea mental reprezint exact acelai lucru; singura diferen st n metod. Dac a lua lucruri de la oameni prin fora fizic nseamn furt, tot furt este s iei prin for mental; nu este nici o diferen de principiu. Nu ai dreptul s-i exercii voina asupra altei persoane, chiar dac e "spre binele acesteia"; pentru c nu poi ti care este binele su. tiina de a deveni bogat nu cere ca tu s aplici fora sau voina ta asupra altei persoane, n orice mod ar fi. Nu este deloc necesar s faci asta; dimpotriv, orice ncercare de a-i exercita voina asupra altora nu va face dect s te ndeprteze de la scopul tu. La fel, nu este nevoie s-i aplici voina asupra lucrurilor, pentru a le face s vin spre tine. Asta ar nsemna pur i simplu s-I forezi mna Domnului, ceea ce ar fi prostete i inutil, ca s nu mai spun c ar fi lipsit de orice respect. Nu ai nevoie s-l obligi pe Dumnezeu s-i dea lucruri bune, la fel cum nu ai nevoie s-i foloseti puterea voinei pentru a face soarele s rsar. Nu e necesar s-i foloseti voina pentru a cuceri o zeitate ostil sau pentru a obliga fore rebele i ncpnate s-i fac ie pe plac. Materia Gnditoare este prietena ta i este mai nerbdtoare s i dea ce i doreti, dect eti tu s primeti. Pentru a deveni bogat, nu ai dect s-i foloseti puterea voinei asupra ta.

Numai cnd vei ti ce s gndeti i ce s faci, atunci i doar atunci va trebui s-i foloseti puterea voinei asupra ta, pentru a aciona n mod corect. Aceasta este modalitatea legitim de a folosi puterea voinei, pentru a obine ce vrei - pentru a te ine pe tine pe calea cea corect. Folosete -i voina pentru a te pstra pe tine gndind i acionnd ntr-un Mod Anume. Nu ncerca s-i proiectezi voina sau gndurile sau mintea n spaiu, pentru a "influena" lucrurile sau oamenii. ine-i mintea acas; acolo poate realiza mai multe dect oriunde. Folosete-o pentru a forma acea imagine mental a ceea ce -i doreti i pentru a pstra acea viziune cu credina i hotrre; i folosete-i mintea ca s lucreze pe Calea cea Corect. Cu ct sunt mai stabile i mai neclintite credina i hotrrea, cu att mai repede vei deveni bogat, pentru c vei imprima asupra Substanei doar influene pozitive; i nu vei anula acest efect transmindu-i gnduri negative. Imaginea dorinelor tale, pstrat cu credin i hotrre, este preluat de Materia fr Form i, prin ea, dorina ta penetreaz la mari distane - prin tot universul, din cte cunosc eu. Pe msur ce aceast imprimare se propag, toate lucrurile sunt puse n micare pentru realizarea dorinei tale; orice fiin sau lucru, toate cele nc necreate, toate sunt direcionate pentru a crea ceea ce tu doreti. Toate forele ncep s fie exercitate n acea direcie; toate lucrurile ncep s se mite ctre tine. Mintea oamenilor, de oriunde, este influenat ctre a face lucrurile necesare realizrii dorinelor tale; i ei lucreaz pentru tine, fr s tie. Poi verifica asta imprimnd ceva negativ asupra Materiei fr form. ndoiala sau necredina cu siguran vor face ca lucrurile s se ndeprteze de tine, la fel de sigur cum credina i hotrrea le fac s se ndrepte ctre tine. Doar prin nenelegerea acestui fenomen se explic de ce dau gre cei care ncearc s foloseasc "tiina mentalului" pentru a se mbogi. Orice or, orice clip pe care o petreci cu ndoial i team, cu ngrijorare, cu lipsa de credin, pune n micare un curent care ndeprteaz de la tine Materia inteligent. Numai i numai cei care cred i vor vedea promisiunile mplinite. Ai observat

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ct de insistent a fost Iisus asupra acestui punct al credinei; acum nelegi de ce. i pentru c credina este att de important, trebuie s -i controlezi gndurile; i cum convingerile tale sunt modelate ntr-o mare msur de lucrurile pe care le vezi i la care gndeti, este foarte important s-i controlezi atenia. i iat unde intr n scen puterea voinei; pentru c doar prin voin vei putea controla lucrurile asupra crora i vei concentra atenia. Dac vrei s devii bogat, nu trebuie s studiezi srcia. Nu poi realiza un lucru, gndindu-te la opusul lui. Sntatea nu poate fi obinut studiind bolile i gndindu-te la ele; credina nu poate fi promovat studiind i gndindu-te la pcate; i la fel, nimeni nu s-a mbogit gndindu-se i studiind srcia. Medicina ca tiin a bolii a contribuit la propagarea bolii; religia, studiind pcatul, a dus la promovarea sa, iar economia, c studiu al srciei, va umple lumea cu srcie i nemplinire. Nu vorbi despre srcie; nu o studia i nu-i umple mintea cu ea. Nu te gndi care sunt cauzele ei; tu nu ai nimic de-a face cu ele. Ceea ce te intereseaz este leacul. Nu-i pierde timpul cu opere caritabile sau micri filantropice; caritatea nu face dect s perpetueze srcia, pe care vrea s-o strpeasc. Nu susin c trebuie s ai inim de piatr i s fii dur, s refuzi s asculi strigtul de ajutor; dar nu trebuie s ncerci s elimini srcia pe ci convenionale. Pune srcia n urma ta, las la spate tot ceea ce ine de ea i mergi pe calea ta. mbogete-te; acesta este cel mai bun mod de a-i ajuta pe cei sraci. i nu poi pstra imaginea mental care te va face bogat, dac i umpli mintea cu imagini ale srciei. Nu citi cri sau lucrri despre cazul cutare care a srcit, sau ct de greu se descurc nu tiu ce chiriai, sau despre ororile sclaviei copiilor. Nu citi nimic care s i umple mintea cu imaginile ntunecate ale srciei i suferinei.

Nu i ajui cu nimic pe cei sraci dac afli despre aceste lucruri; i nici informarea pe scar larg despre aceste lucruri nu ajut la eradicarea srciei. Ceea ce ajut, este s nu ai aceste imagini ale pauperitii n minte, ci s oferi imagini ale bogiei celor sraci. i s nu crezi c i abandonezi pe cei sraci n mizeria lor, atunci cnd refuzi ca mintea ta s se umple cu imagini ale acelei srcii. Srcia poate fi eliminat, dar nu prin creterea numrului oamenilor bogai care se gndesc la cei sraci, ci prin creterea numrului sra cilor care se gndesc cu credin la mbogire. Cei sraci nu au nevoie de filantropie; ei au nevoie de inspiraie. Actele de caritate le aduc doar o bucat de pine, care s i in n via n mizeria lor sau le ofer puin distracie pentru a-i face s uite, timp de o or sau dou; dar inspiraia i va face s se ridice deasupra mizeriei vieii. Dac vrei s -i ajui pe cei sraci, demonstreaz-le c poi deveni bogat; arat-le asta devenind tu nsui bogat. Singurul mod n care srcia va fi cu adevrat eradicat, este s cretem numrul celor care pun n practic nvturile din aceast carte. Oamenii trebuie nvai s devin bogai prin creaie, nu prin competiie. Fiecare om care se mbogete prin competiie drma n urma lui scar a pe care a urcat i i blocheaz pe ceilali pe un nivel inferior; dar fiecare om care devine bogat prin creaie, deschide o cale pe care l vor urma mii de ali oamen i, inspirai de exemplul lui s fac la fel. Nu eti lipsit de inim sau de sentimente atunci cnd refuzi s comptimeti sracii, s studiezi i s citeti despre srcie, s gndeti sau s vorbeti despre ea, s asculi pe alii care numai despre asta vorbesc. Folosete-i puterea voinei pentru a te ine DEPARTE de subiectul srcie i pentru a-i ine mintea fixat cu credin i hotrre asupra a ceea ce-i doreti.

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DIN NOU DESPRE FOLOSIREA VOINEI


NU poi pstra o viziune clar i real a bogiei, dac n permanen i ntorci atenia asupra imaginilor contrare, fie c sunt reale sau imaginate. Nu vorbi despre problemele tale financiare din trecut; dac le -ai avut, nu te gndi deloc la ele. Nu povesti despre srcia prinilor ti, despre greutile de la nceputurile vieii tale; a face aa ceva nseamn s te plasezi mental printre sraci n acest moment, iar asta cu siguran va opri micarea lucrurilor n direcia ta. "Lsai morii s-i ngroape pe cei mori," a spus Iisus. Pune srcia, i tot ce ine de ea, complet n urma ta. Ai acceptat o anumit teorie a universului, ca fiind corect i pe ea i sprijini toate speranele i fericirea; ce poi obine dac acorzi atenie altor teorii care vin n conflic cu ea? Nu citi cri religioase care anuna sfritul lumii; i nu citi scrierile filozofilor pesimiti i ale vestitorilor zilei judecii de apoi, care i spun c vom ajunge cu toii n iad. Nimeni nu se duce n iad; noi toi ajungem la Dumnezeu. Este cea mai minunat Devenire. Sigur, exist multe lucruri dezagreabile n viaa noastr; dar ce folos avem s struim asupra lor, cnd ele sigur vor trece, i cnd struina de a le studia, nu va face dect s le pstreze mai mult n viaa noastr, n loc s dispar? De ce am vrea s acordm atenie lucrurilor care oricum vor fi ndeprtate prin evoluie, cnd putem grbi trecerea lor, prin pro movarea creterii i evoluiei, fiecare dintre noi, pe msura puterii sale? Orict de oribile par s fie condiiile de trai din anumite ri, regiuni sau locuri din lume, nu faci dect s-i iroseti timpul i s-i distrugi ansele tale gndindu-te la ele. Trebuie s te intereseze doar cum se va mbogi lumea. Gndete-te la bogiile care vor fi n lume, i nu la srcia din care ieim; i ine minte c singura metod prin care poi ajuta lumea s devin mai bogat, este ca s devii tu mai bogat, n modul creativ, nu competitiv.

Acord-i ntreaga atenie numai bogiei; ignor srcia. Ori de cte ori gndeti sau vorbeti despre cei sraci, gndete sau vorbete despre ei c a despre cei care vor deveni bogai; ca despre cei care trebuie felicitai, nu comptimii. i atunci, ei i alii ca ei, vor simi inspiraia i vor ncepe s caute o cale de ieire. Cnd spun c trebuie s-i dedici tot timpul i ntreaga minte gndurilor despre bogie, nu nseamn c trebuie s devii sordid sau ru intenionat. S devii bogat cu adevrat este cel mai nobil scop n via, pentru c el le include pe toate celelalte. Pe plan competitiv, lupta pentru a deveni bogat este o ncrncenare fr Dumnezeu, pentru putere asupra altor oa meni; dar cnd intrm n planul creativ, toate acestea se schimb. Tot ce se poate face pentru a atinge mreia i frumuseea sufletului, pentru a aduce servicii umanitii i a realiza ntreprinderi ndrznee, se poate nfptui doar mbogindu-te; totul este posibil prin intermediul folosirii lucrurilor. Dac sntatea fizic i lipsete, vei vedea c refacerea ei este condiionat de bogie. Doar cei care sunt deasupra grijilor financiare i care au mijloacele de a duce o existen fr griji, desigur cu respectarea principiilor igienei, pot avea i pstra o stare bun de sntate. Mreia moral i spiritual sunt posibile doar pentru cei care s -au ridicat deasupra planului competitiv al existenei; i doar cei care au devenit bogai prin metoda creativ, sunt liberi de influenele degradante ale competiiei. Dac inima ta i dorete fericire casnic, nu uita c dragostea nflorete cel mai bine acolo unde este rafinament, raiune i libertate fa de influenele coruptoare; iar toate acestea se afl doar acolo unde bogia este dobndit prin exerciiul gndului creativ, fr lupt sau rivalitate. Nu exist nimic mai nobil sau mre dect s aspiri la bogie; i trebuie s-i concentrezi atenia asupra imaginii mentale a bogiei, lsnd afar tot ce poate ntuneca sau acoperi aceast viziune. Trebuie s nvei s vezi ADEVRUL ascuns al tuturor lucrurilor; s vezi sub toate straturile de condiii nefavorabile; s vezi Unic Mreaa Via cum se mic n permanen ctre o mai complet exprimare a sa i ctre absolut fericire.

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Iar ADEVRUL este c nu exist srcie; exist doar bogie. Unii oameni rmn sraci pentru c ei nu tiu c exist bogie i pentru ei; iar ei pot fi nvai, aratandu-li-se calea ctre abunden, prin exemplu personal i prin practica ta. Alii sunt sraci pentru c, dei simt c exist o cale de ieire, sunt prea lenei intelectual pentru a depune efortul mental necesar pentru a gsi acea cale i a merge pe ea; iar pentru acetia, cel mai bun lucru este s le strneti interesul i dorina, artndu-le fericirea care vine din bogia dobndit n mod corect. Iar alii sunt nc sraci pentru c, dei au noiuni despre aceast tiin, au devenit att de nglodai i pierdui n acest labirint al teoriilor metafizice i oculte, nct nu mai tiu pe ce drum s-o ia. ncearc un amestec din toate sistemele i dau gre n toate. i pentru ei, cel mai bun lucru este s le ari calea corect prin persoana i practica ta; un gram de aciune face mai mult dect o ton de teorie. Cel mai bun lucru pe care l poi face pentru ntreaga lume este s -i mplineti potenialul. Nu i poi fi mai de folos lui Dumnezeu i oamenilor dect devenind bogat; repet, doar n modul creativ, nu prin cel competitiv. nc ceva. Noi susinem c aceast carte detaliaz principiile tiinei de a deveni bogat; i dac acestea sunt adevrate, atunci nu mai ai nevoie s citeti nici o alt carte pe acest subiect. Poate c sun ngust i egoist, dar gndete te: nu exist o alt metod tiinific de calcul n matematic dect prin adunare, scdere, nmulire i mprire; nici o alt metod nu este posibil. Exist doar o unic cea mai scurt distan dintre dou puncte. Exist doar o singur metod de gndire tiinific, i aceea este de a gndi n modul ca re duce direct i simplu la rezultat. Nimeni nc nu a putut formula un "sistem" mai scurt i mai puin complicat, dect cel enunat mai devreme; acela a fost golit de orice element neesenial. Cnd ncepi pe acest drum, lasa orice altceva deoparte; i scoate-i orice altceva din minte. Citete aceast carte n fiecare zi; ine-o cu tine; memoreaz-o i nu te gndi la alte "sisteme" sau teorii. Dac faci asta, vei ncepe s ai dubii i s ai incertitudini i ovieli n gndurile tale; iar apoi vei ncepe s dai gre. Dup ce ai mers pe acest drum i ai devenit bogat, poi studia alte sisteme ct doreti; dar pn cnd nu eti sigur c ai obinut tot ceea ce i-ai dorit, nu citi nimic altceva despre acest subiect, dect aceast

carte i autorii menionai n Prefa. i citete doar tirile cele mai optimiste; cele n armonie cu viziunea ta. De asemenea, lasa deoparte investigaiile n domeniul ocult. Nu mai aprofunda teozofia, spiritualitatea sau alte studii nrudite. Este foarte probabil c morii triesc nc i sunt aproape; dar chiar i aa, las-i cu ale lor; tu vezi-i de treburile tale. Pe oriunde ar fi spiritele morilor, ei au treburile lor i problemele lor de rezolvat; iar noi nu avem dreptul s ne amestecm n ele. Nu i putem ajuta i am mari dubii c ei ne pot ajuta pe noi, sau c avem dreptul s le -o cerem. S lsm pe cei mori cu ale lor i s ne rezolvm problemele noastre; s devenim bogai. Dac ncepi s te amesteci cu cele oculte, vei porni cureni mentali n ambele direcii i n mod sigur acetia i vor ruina speranele. Aadar, acest capitol, ca i cele precedente ne-au adus la urmtoarele certitudini: Exista o materie gnditoare din care toate lucrurile sunt fcute i care, n starea sa original, ptrunde, penetreaz i umple toate spaiile universului. Un gnd, imprimat n aceast substan, Produce chiar lucrul imaginat de acel gnd. Omul poate imagina lucruri n gndul su i, prin imprimarea acestor gnduri asupra substanei fr form, poate determina c a aceste gnduri s devin creaie. Dar pentru a face asta, omul trebuie s treac de la gndirea competitiv, la cea creativ; trebuie s-i formeze o imagine mental clar a lucrurilor pe care le dorete i s pstreze aceast imagine n gndurile sale mpreun cu HOTRREA de a obine ceea ce dorete i cu CREDINA neclintit c le va obine, nchizndu-i mintea fa de orice alte tendine, care l-ar putea devia de la scopul su, care ar putea s-i nceoeze viziunea sau s-i curme credina. i, n completarea tuturor celor de mai sus, vom vedea n continuare, c el trebuie s triasc i s acioneze ntr-un Mod Anume.

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CUM S ACIONEZI NTR-UN MOD ANUME


GNDUL este puterea creatoare sau fora motrice care determin fora creatoare s acioneze; gndind ntr-un Mod Anume te vei mbogi, dar nu trebuie s te bazezi doar pe gnd i s nu acionezi personal. Aceasta este stnca pe care muli gnditori ai tiinei metafizice eueaz - eecul de a lega gndul de aciunea personal. Omenirea nc nu a atins acel stadiu de dezvoltare, presupunnd c el poate fi atins, n care omul s poat crea direct din Materia fr Form, fcnd abstracie de procesele naturale sau de munc manual; omul trebuie nu doar s gndeasc, ci s completeze puterea gndului cu aciunea sa personal. Prin gnd poi determina c aurul care se afla n inima muntelui s fie direcionat ctre tine; dar el nu se va extrage, rafina i turn a n moned de unul singur, dup care, rostogolindu-se pe drum, s i ajung n portofelul tu. Sub impulsul puterii Spiritului Suprem, afacerile unor oameni vor fi n aa fel organizate, nct s extrag aurul pentru tine; alte afaceri ale altor oameni vor fi n aa fel direcionate, nct aurul s fie adus ctre tine, iar tu trebuie s -i aranjezi n aa fel afacerile, nct s fie capabile s primeasc aurul care vine ctre tine. Gndul tu face ca toate lucrurile, animate sau inanimate, s conlucreze pentru a-i aduce ceea ce-i doreti; dar aciunea ta personal trebuie s fie de aa natur nct s i poi primi ceea ce -i doreti. Nu trebuie s primeti ca pe poman, nici s furi; trebuie s-i dai fiecruia napoi mai mult n valoare, dect primeti tu de la ei n bani. Folosirea tiinific a gndului const n formarea unei imagini mentale clare i distincte a ceea ce-i doreti; reprezint concentrarea constant asupra a ceea ce vrei s obii; i const n nelegerea, cu credina i recunotina, c vei primi ceea ce i doreti. Nu ncerca s-i "proiectezi" gndul n vreun mod misterios sau ocult, creznd c el singur poate face lucrurile pentru tine; este un efort irosit, care i va slbi puterea de a gndi sntos. Cum te poate ajuta gndul s te mbogeti, a fost pe larg explicat n capitolele precedente; credina i hotrrea ta imprima viziunea pe care o ai
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asupra Materiei fr Form, care are ACEEAI DORIN DE A DEZVOLTA VIAA, PE CARE I TU O AI; iar aceasta viziune, primit de la tine pune n micare toate forele creatoare, CARE ACIONEAZ N MODUL LOR NATURAL, dar direcionate ctre tine. Nu este rolul tu s ghidezi sau s supraveghezi procesul creator; tot ce ai de fcut este s-i formezi i s pstrezi acea viziune, s rmi fidel scopului tu i s-i menii credina i recunotina. Dar trebuie s acionezi ntr-un Mod Anume pentru a lua ce este al tu, atunci cnd vine ctre tine; aa nct s primeti lucrurile care exist n viziunea ta i s le pui la locul potrivit pe msur ce apar. Cu siguran poi vedea ct de adevrate sunt aceste afirmaii. Cnd lucrurile vin ctre tine, ele vor fi n minile altor oameni, care i vor cere un echivalent pentru ele. i tu poi obine ce este al tu, dndu-le acelor oameni ce li se cuvine. Bineneles c portofelul tu nu se va transforma n pungua magic ce nu se golete niciodat, fr ca tu s miti un deget. Acesta este punctul crucial n tiina de a deveni bogat; chiar aici, unde gndul se combin cu aciunea personal. Exist muli oameni care, contient sau nu, pun n micare forele creatoare prin fora i persistena dorinelor lor, dar rmn sraci pentru c nu pot s primeasc lucrurile pe care le doresc, atunci cnd vin. Prin gnd, lucrul pe care l doreti este adus ctre tine; prin aciune l primeti. Oricare ar trebui s fie aciunea ta, este clar c trebuie s acionezi ACUM. Nu poi aciona n trecut i este esenial pentru claritatea mental a viziunii tale s elimini trecutul din gnduri. La fel, nu poi aciona n viitor, pentru c viitorul nc nu este aici. i nu poi ti cum vei aciona n vreo circumstan viitoare, pn cnd acea circumstan nu se produce. Doar pentru c nu ai afacerea pe care o consideri potrivit sau nu eti n mediul potrivit acum, nu nseamn c trebuie s amni aciunea pn cnd vei avea afacerea sau mediul potrivit. i nici nu pierde timpul, acum n prezent,

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gndindu-te cum poi s acionezi mai bine n vreo posibil urgen viitoare; ai credina c vei ti s te descurci cu acea urgen, atunci cnd va aprea. Dac acionezi n prezent cu mintea la viitor, mintea ta va fi mprit i i va lipsi eficienta. ndreapt-i ntreaga atenie a minii ctre aciunea prezent. Nu trimite impulsul creativ ctre Materia Originar, iar apoi s stai i s atepi rezultatele; pentru c nu le vei obine niciodat. Acioneaz acum. Nu va exista niciodat un alt moment mai potrivit dect momentul prezent. i dac vei vrea s fii pregtit vreodat s primeti ceea ce i-ai dorit, trebuie s ncepi acum. Aciunile tale, oricare ar fi acelea, este bine s se realizeze n afacerea sau serviciul tu prezent i asupra persoanelor sau lucrurilor din mediul tu actual. Nu poi aciona acolo unde nu te afli; nu poi aciona acolo unde ai fost sau acolo unde vei fi; poi aciona doar n locul n care eti acum. Nu-i bate capul dac munca de ieri a fost bine fcut sau prost fcut; f treaba de astzi ct mai bine. i nu ncerca s faci acum treaba pentru mine; vei avea destul timp pentru ea cnd va sosi momentul. S nu ncerci, prin mijloace oculte sau mistice, s acionezi asupra unor persoane sau lucruri la care nu poi ajunge. Nu atepta o schimbare de mediu pentru ca s acionezi; schimb tu mediul prin aciunile tale. Poi aciona asupra mediului n care eti acum, aa nct acesta s se schimbe cu unul mai bun. Pstreaz n minte cu credina i hotrre viziunea ta ntr-un mediu mai bun, dar acioneaz asupra mediului prezent cu toat inima, cu toat puterea, cu toat mintea. Nu pierde timpul visnd cu ochii deschii sau construind castele de nisip; fii una cu viziunea ta i acioneaz ACUM. Nu-i nchipui c primul tu pas ctre bogie va fi vreo aciune neobinuit, ciudat sau remarcabil. Este foarte probabil c, mcar pentru o perioad, aciunile tale vor fi tot aceleai ca i cele pe care le fceai n trecutul

apropiat; dar vei ncepe s le faci ntr-un Mod Anume, care te va ajuta s devii bogat. Dac ai o afacere i simi c nu este cea potrivit, nu atepta s acionezi pn cnd apare afacerea cea bun. Nu te simi descurajat i s te plngi pentru c nu i-ai gsit locul. Nimeni niciodat nu a fost att de nepotrivit nct s nu-i gseasc locul su, sau n-a avut vreo afacere att de proast nct s nu-i poat gsi afacerea potrivit. Vizualizeaz-te n afacerea care i se potrivete, cu hotrrea de a o gsi i cu credina c aa va fi, i acolo vei ajunge; dar ACIONEAZ n afacerea de acum. Folosete-o ca pe un mijloc de a ajunge la afacerea potrivit i folosete mediul actual c pe un vehicul pentru a ajunge ntr-un mediu mai bun. Viziunea ta asupra afacerii potrivite, atunci cnd este pstrat cu credina i hotrre, v a face c Supremul s mite acea afacere ctre tine; iar aciunea ta, dac este ndeplinit ntr-un Mod Anume, te va ghida pe tine ctre acea afacere. Dac eti salariat i simi c trebuie s schimbi locul de munc, pentru ca s obii ceea ce i-ai dorit, nu te limita doar "s proiectezi" gndul tu n spaiu i s atepi ca el s-i aduc un alt job. Cel mai probabil asta nu se va ntmpla. Ceea ce trebuie s faci, este s te vizualizezi pe tine la locul de munc dorit, n timp ce ACIONEZI cu hotrre i credin chiar la locul de munc actual; doar aa vei obine ce-i doreti. Viziunea i credina ta vor pune n micare forele creatoare ca s i -l aduc mai aproape, iar aciunea ta va face c forele din mediul nconjurtor s te duc pe tine ctre jobul visat. n ncheierea acestui capitol, vom mai adauga o alt afirmaie celor deja enunate: Exista o substan gnditoare din care toate lucrurile sunt fcute i care, n starea sa original, ptrunde, penetreaz i umple toate spaiile universului. Un gnd, n aceast substan, produce chiar lucrul imaginat de acel gnd. Omul poate imagina lucruri n gndul su i, prin imprimarea acestor gnduri asupra materiei fr form, poate face c gndurile acestea s devin creaie.

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ACIUNEA EFICIENT
Dar pentru a face asta, omul trebuie s treac de la gndirea competitiv, la cea creativ; trebuie s-i formeze o imagine mental clar a lucrurilor pe care le dorete i s pstreze aceast imagine n gndurile sale, mpreun cu HOTRREA de a obine ce-i dorete i cu CREDINA neclintit c le va obine, nchizndu-i mintea fa de orice alte tendine care l-ar putea devia de la scopul su, care ar putea s-i nceoeze viziunea sau s-i clatine credina. Ca s poat primi ce-i dorete atunci cnd l obine, omul trebuie s acioneze ACUM asupra oamenilor i lucrurilor din mediul lui actual. Trebuie s-i foloseti gndurile aa cum i explicam n capitolele precedente, i anume ncepnd cu ceea ce poi face acolo unde eti; i trebuie s faci TOT ce este posibil acolo unde eti. Nu poi avansa dect atunci cnd locul actual devine nencptor; i nici un om nu poate depi locul n care este, dac las n urma treburi neterminate. Lumea avanseaz numai prin cei care se reuesc s se rid ice deasupra statutului lor actual. Cnd oamenii nu sunt la nlimea locului lor, n societate se vede un regres. Ei sunt ca pietrele de moar legate de picioarele celorlali: societate, guvern, comer, industrie; trebuie crai n spate de ceilali, i asta ne cost mult pe toi. Progresul omenirii este ncetinit de cei care nu sunt la nlimea locului pe care l au; ei aparin unor timpuri trecute i unei etape de via inferioar, iar tendina lor este ctre degenerare. Nici o societate nu poate evolua dac oamenii si nu se ridic la nlimea potenialului lor; evoluia social este ghidat de legea evoluiei fizice i mentale. n regnul animal, evoluia este determinat de excesul de forme de via. Cnd un organism are n el mai mult potenial dec t poate exprima prin funciunile sale, atunci el dezvolt un organ nou, pentru o etap superioar a evoluiei, i atunci o nou specie ia fiin. Nu ar fi existat specii noi, dac nu ar fi existat organisme care s -i depeasc potenialul. Aceeai lege i se aplic i ie; mbogirea ta depinde de cum aplici acest principiu afacerii tale. Fiecare zi este o zi reuit sau o zi ratat; doar zilele reuite i aduc ceea ce-i doreti. Dac fiece zi este o ratare, nu te vei mbogi niciodat; pe cnd dac fiecare zi e un succes, nu vei da gre n a te mbogi. Dac ceva poate fi fcut astzi i tu nu l faci, atunci ai dat gre n ce privete acel lucru; iar consecinele pot fi mai dezastruoase dect i poi imagina.

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Este imposibil de prevzut rezultatele celui mai nesemnificativ gest; tu nu cunoti mecanismele interne ale forelor care s-au pus n micare pentru tine. Multe pot depinde de ndeplinirea unei simple aciuni; iar aceasta poate fi chiar aceea care i va deschide ua celor mai mari posibiliti. Nu poi ti toate combinaiile pe care Inteligena Suprem le face pentru tine, n lumea fiinelor i a lucrurilor; a neglija s faci chiar i un lucru mic poate cauza o mare amnare n ndeplinirea dorinelor tale. F n fiecare zi TOT ce se poate face n acea zi. Exist totui o limitare sau o condiionalitate de care trebuie s ii seama. Nu trebuie s te suprasolicii sau s te arunci orbete n munc, ntr -un efort de a face ct mai multe lucruri n cel mai scurt timp. Nu trebuie s ncerci s faci munca zilei de mine astzi, nici s faci munca unei sptmni ntregi ntr-o singur zi. Nu conteaz cu adevrat numrul lucrurilor fcute, ci EFICIENA fiecrei aciuni luat separat. Fiecare aciune este, n sine, fie un succes, fie o ratare. Fiecare aciune este, n sine, fie eficient, fie ineficient. Fiecare aciune ineficient este o ratare i dac i vei petrece viaa n aciuni ineficiente, ntreaga ta via va fi o ratare. Cu ct faci mai multe, cu att va fi mai ru pentru tine, dac acionezi n mod ineficient. Pe de alt parte, fiecare aciune eficient este un succes n sine i, dac fiecare aciune este una eficient, atunci ntreaga ta via CU SIGURAN este un succes. Cauza eecului este nu numai ncercarea de a face prea multe lucruri ntr-o manier ineficient, dar i a nu face destule lucruri ntr-o manier eficient. Vei descoperi c este de la sine neles c dac te abii s acionezi ineficient, i n acelai timp reueti n destule cazuri s acionezi cu eficien, te vei mbogi. Chiar acum, dac este posibil pentru tine s faci din fiecare aciune una eficient, vei vedea c mbogirea este comparabil cu o tiin exact, c matematica. bogat.

i atunci problema se pune dac este posibil s acionezi eficient de fiecare dat. Iar asta sigur poi s faci. Poi face fiecare aciune un succes, pentru c NTREAGA Putere lucreaz cu tine; i NTREAGA Putere nu are cum s greeasc. Puterea este la dispoziia ta; i c fiecare aciune s fie una eficient, trebuie doar s pui putere n ea. Fiecare aciune este fie puternic, fie slab; i cnd toate aciunile tale sunt puternice, nseamn c acionezi ntr-un Mod Anume, care te va face Cnd viziunea ta este cea care te ghideaz, atunci fiecare aciune poate fi puternic i eficient, punnd n ea ntreaga trie a credinei i hotrrii tale. Exact n acest punct muli oameni dau gre, cnd separ puterea mental de aciunea personal. Ei folosesc puterea minii ntr -un anume loc i moment i apoi acioneaz n alt loc i moment. n acest fel, aciunile lor nu au deloc succes; prea multe din ele sunt ineficiente. Dar cnd NTREAGA Putere se rsfrnge n fiecare aciune, nu conteaz ct de obinuit, atunci aceasta va deveni un succes n sine; i cum natura lucrurilor este ca un succes s atrag dup sine un alt succes, progresul tu ctre ceea ce doreti i progresul celor dorite ctre tine va deveni tot mai rapid. ine minte c aciunile reuite au rezultate cumulative. Pentru c dorina de dezvoltare este comun vieii tuturor, cnd un om ncepe s se mite ctre aceast dezvoltare, din ce n ce mai multe lucruri se ataeaz de el, iar influenta dorinei lui este multiplicat. F, n fiecare zi, tot ce poi face n acea zi, i acioneaz de fiecare dat ntr-o manier eficient. Cnd spun c trebuie mereu s ai n atenie viziunea ta, n timp ce ndeplineti fiecare aciune, orict de obinuit sau comun, nu spun c trebuie s vezi n permanen imaginea mental distinct, n toate amnuntele. Asta se poate face doar cnd ai timp la dispoziie, cnd poi s contempli fiecare detaliu, pn cnd se imprim n memorie. Dac doreti rezultate rapide, petrece -i tot timpul liber fcnd exact acest lucru.

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Contemplnd continuu aceast viziune va face ca ea s se fixeze n cele mai mici amnunte n minte i s se transfere complet n mintea Materiei fr form, astfel nct, n orele n care eti ocupat cu munca, este suficient doar s te gndeti la dorina ta, pentru c ea s stimuleze credina i hotrrea n obinerea ei, ceea ce o va aduce mai aproape. Contempl aceasta viziune n timpul liber pn cnd contiina ta este att de plin de ea, nct o poi imagina pe loc. Vei deveni att de entuziasmat de plcerea pe care i -o d, nct numai gndul la ea va aduce la suprafa cele mai puternice energii ale fiinei tale. Aadar, s revizuim din nou rezumatul nostru, schimbnd afirmaiile de ncheiere n concordan cu concluziile la care am ajuns. Exist o substan gnditoare din care toate lucrurile sunt fcute i care, n starea sa original, ptrunde, penetreaz i umple toate spaiile universului. Un gnd, n aceast substan, produce chiar lucrul imaginat de acel gnd. Omul poate imagina lucruri n gndul su i, prin imprimarea acestor gnduri asupra Materiei fr form, poate face c gndurile acestea s devin creaie. Dar pentru a face asta, omul trebuie s treac de la gndirea competitiv, la cea creativ; trebuie s-i formeze o imagine mental clar a lucrurilor pe care le dorete i, cu credina i hotrre, s fac tot ce poate fi fcut n fiecare zi, acionnd de fiecare dat ntr-o manier eficient.

CUM S INTRI N AFACEREA POTRIVIT


SUCCESUL, n orice ntreprindere particular, depinde n primul rnd de abiliti bine dezvoltate, necesare profesrii cu succes n acel domeniu. Fr bune abiliti muzicale, nimeni nu poate avea succes ca profesor de muzic; fr cunotine temeinice de mecanic, nimeni nu poate avea succes n orice domeniu mecanic; fr tact i abiliti comerciale, nimeni nu poate avea succes n vreo ntreprindere comercial. Dar numai faptul de a poseda abilitai bine dezvoltate ntr-un domeniu, nu este o garanie c te vei mbogi. Exist muzicieni cu talent remarcabil, dar care sunt sraci; exist mecanici, tmplari etc. cu excelente cunotine teoretice i practice de mecanic, dar care nu s -au mbogit; i exist i comerciani foarte bine pregtii, dar care totui nu reuesc n via. Diversele abiliti sunt doar nite unelte; este esenial s ai unelte bune, dar la fel de important este ca aceste unelte s fie folosite n Modul Corect. Un om poate avea un fierstru, un dreptar, o rindea bun i alte asemenea scule i s construiasc o frumoas bucat de mobil; un alt om poate lua aceleai unelte i, ncercnd s duplice munca primului om, s nu fie capabil s produc dect un rebut. Cel de-al doilea nu tie cum s foloseasc aceleai unelte bune n Modul Corect. Diversele abiliti ale minii tale sunt uneltele pe care tu trebuie s le foloseti pentru a te mbogi; este mult mai uor s ai succes dac te afli ntr -o afacere pentru care eti bine echipat cu uneltele mentale. Vorbind la modul general, te vei descurca cel mai bine n afacerea pentru care ai cele mai puternice abiliti; n cea pentru care eti cel mai bine "dotat de la natur". Dar exist limite i aici. Nimeni nu trebuie s considere vocaia sa ca fiind irevocabil determinat de circumstanele naterii sale. Te poi mbogi n ORICE afacere, chiar dac nu ai talentele sau abilitile necesare, pentru c le poi dezvolta; asta nseamn c i poi "fabric a" uneltele pe msur ce avansezi, n loc s te limitezi singur la cele cu care te -ai nscut. Desigur, este mai UOR s ai succes ntr-un domeniu pentru care ai deja abiliti bine conturate; dar POI avea succes n orice domeniu, pentru c

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i poi dezvolta orice talent, chiar unul rudimentar; orice om are n el toate abilitile, chiar i n stare latent. Poi s te mbogeti cu mai puin efort, dac faci ceea ce eti dotat de la natura s faci; dar vei fi mult mai satisfcut dac te vei mbogi fcnd ceea ce VREI s faci. A face ceea ce vrei s faci este propriu vieii; i nu exist nici o satisfacie s trieti fcnd mereu, din obligaie, ceva ce nu i place s faci, n loc s faci ceea ce vrei. Este sigur c poi face ceea ce vrei; dorina de a face aa, este dovada c omul are n el aceast putere. Dorina este manifestarea puterii. Dorina de a cnta este puterea cutnd expresie i dezvoltare prin cntec; dorina de a inventa aparatura mecanic este chiar talentul pentru mecanic ce i cauta expresie i dezvoltare. Acolo unde nu exist puterea de a face un lucru, fie ea dezvoltat sau rudimentar, atunci nu exist dorina de a realiza acel lucru; iar acolo unde exist o puternic dorina de a face, este dovada sigur c puterea care dorete s se manifeste este la fel de mare, i tot ce are nevoie este s se dezvolte i s fie aplicat n Modul Corect. C premisa iniial, este mai bine s alegi o afacere pentru care eti cel mai bine dotat; dar dac ai o mare dorin de a te implica ntr -un anumit domeniu, atunci ar trebui s alegi acel domeniu ca scop final. Poi lucra n orice domeniu doreti i este dreptul i privilegiul tu s urmezi o carier sau o afacere care i este plcut i satisfctoare. Nu eti obligat s faci ceea ce nu i place, i nici nu trebuie s faci, dect dac reprezint un mijloc de a ajunge la lucrurile pe care chiar le doreti. Dac exist greeli n trecutul tu ale cror consecine te-au plasat ntrun mediu de afaceri nedorit, este posibil s fii obligat s lucrezi, pentru un timp, ntr-un domeniu care te atrage mai puin; dar poi s ndulceti acest amar, tiind c te va ajuta s ajungi s faci ceea ce-i doreti. Dac simi c nu eti n domeniul dorit, nu te grbi s l schimbi pentru un altul. Cea mai bun cale, de obicei, este s schimbi afacerea sau mediul n care eti prin dezvoltare.

Nu te teme s faci o schimbare brusc i radical dac i s-ar da ocazia i eti convins, dup o analiz atent, c este cea mai bun micare; dar nu face niciodat aceast schimbare dac ai dubii cu privire la nelepciunea i oportunitatea acestui pas. Nu exist grab n planul creativ; i nu exist penurie de ocazii. Cnd vei iei din tiparul competitiv, vei nelege c nu e nevoie s acionezi pripit. Nimeni nu se ia la ntrecere cu tine pentru ceea ce vrei s faci; este din belug pentru toat lumea. Dac un spaiu este luat, un altul mai bun se va deschide pentru tine, un pic mai departe; timp este destul. Dac ai dubii, ateapt. ntoarce-te la contemplarea viziunii tale i mrete-i credina i hotrrea; i orice ar fi, atunci cnd eti indecis i ai dubii, cultiv -i recunotina. O zi sau dou petrecute n contamplarea viziunii a ceea ce i doreti i ntr-un sentiment de recunotin pentru ceea ce primeti, te va aduce ntr -o asemenea apropiere cu Supremul, nct atunci cnd vei aciona, nu va fi loc de greeal. Exist o minte care tie tot ce este de tiut; i tu te poi apropia de aceast minte prin credin i hotrrea ta de a avansa n via, dac ai o adnc recunotin. Greelile apar atunci cnd acionezi pripit sau cnd acionezi sub imperiul fricii ori ndoielii sau cnd uii de Adevratul Motiv, care este dezvoltarea vieii tuturor i nici o lips pentru nimeni. Pe msur ce avansezi pe Calea cea Corect, ocaziile se vor ivi din ce n ce mai multe; iar tu va trebui s fi constant n credina i hotrrea ta i s fii aproape de Mintea Atotcuprinztoare prin respectuoas recunotin. F tot ce poi s faci ct poi de bine n fiecare zi, dar fr grab, grij sau team. Mergi ct poi de repede, dar nu te pripi. ine minte c n momentul n care ncepi s te grbeti, ncetezi s mai fi un creator i devii un competitor; asta te va face s recazi n vechile deprinderi. De cte ori te surprinzi grbindu-te, oprete-te; fixeaz-i atenia asupra imaginii mentale a ceea ce i doreti i ncepe s mulumeti pentru c l primeti. Exerciiul RECUNOTINEI ntotdeauna ntrete credina i i rennoiete scopul.

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TRANSMITEREA IDEII DE DEZVOLTARE


CHIAR dac i schimbi profesia sau nu, aciunile tale din prezent trebuie s fie n concordan cu afacerea n care eti acum angrenat. Poi s intri n domeniul pe care l doreti fcnd uz n mod constructiv de afacerea n care eti deja stabilit; fcnd treaba de zi cu zi ntr-un Mod Anume. Iar dac n afacerea ta ai de-a face cu ali oameni, fie personal, fie prin coresponden, f toate eforturile pentru a-i impregna cu gndul dezvoltrii. Dezvoltarea este exact ceea ce caut toi oamenii; este dorina nestvilit a Inteligenei fr Form din ei de a-i gsi exprimarea absolut. Dorina de dezvoltare exist peste tot n natur; este impulsul fundamental al universului. Toate activitile umane se bazeaz pe dorina de a crete; oamenii caut mai mult mncare, haine, adposturi mai bune, mai mult lux, frumusee, cunotine, plcere - dezvoltare n toate direciile, mai mult via. Orice fiin se afl sub impulsul avansrii continue; cnd viaa nceteaz s se dezvolte, moartea i descompunerea se instaleaz. Omul tie asta instinctiv, de aici dorina lui perpetu de a cuta mai mult. Aceast lege a creterii continue este spus de Iisus n parabola talanilor: "doar cei care ctig mai mult, pstreaz ceva; de la cel care nu are nimic, i se va lua i ce nu a avut." Dorina normal de a se mbogi nu este un lucru ru sau de condamnat; este pur i simplu dorina pentru o via mai abunden t; este aspiraie. i pentru c este cel mai adnc instinct al naturii lor, toi oamenii sunt atrai ctre ceea ce le poate da mai mult n via. Urmnd Calea Corect, aa cum a fost ea descris n capitolele precedente, vei cunoate dezvoltare continu pentru tine nsui, iar tu o vei transmite, la rndul tu, tuturor celor cu care intri n contact. Tu eti un centru al creaiei, de la care pornete dezvoltarea ctre toi ceilali. Fii sigur de asta i transmite aceast siguran tuturor, brbai, femei, copii cu care intri n contact. Indiferent ct de nesemnificativ este interaciunea, fie chiar i vnzarea unei acadele ctre un copil, pune n ea gndul dezvoltrii i asigur-te c i-ai transmis-o i clientului tu.
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n tot ceea ce faci, transmite certitudinea dezvoltrii i progresului, aa nct toi oamenii s fie convini c eti un Om care Avanseaz i c, odat cu tine, vor avansa i ei. Chiar i celor cu care te ntlneti n circumstane sociale i cu care nu ai relaii de afaceri, transmite-le siguran i gndul creterii. Poi transmite aceast impresie pstrnd credina nestrmutat c tu nsui eti pe Calea Dezvoltrii i imprimnd aceast credin fiecrei aciuni a ta. n tot ceea ce faci, arat ferma convingere c eti o persoan care progreseaz i care ajut i pe alii s progreseze. Simte cum te mbogeti i cum, odat cu tine, i faci i pe alii s devin mai bogai, conferind beneficii tuturor. Nu te mpuna cu succesul tu i nu vorbi inutil despre el; adevrata credin nu are nevoie de laude. Oricnd vei ntlni o persoan ludroas, fii sigur c n sinea sa este temtoare i plin de ndoieli. Pstreaz n tine credina i las -o s acioneze n orice tranzacie; fiecare aciune, ton al vocii sau expresie a feii trebuie s confere sigurana c te mbogeti; c deja eti bogat. Nici nu este nevoie de cuvinte pentru a transmite acest lucru celorlali; vor simi acest sentiment de dezvoltare n prezena ta i se vor ntoarce la tine din nou. Trebuie s le dai transmii celorlali sigurana c dac se vor asocia cu tine, n orice fel, se vor dezvolta i ei. Ai grij s le oferi mai mult n valoare real dect primeti n bani de la ei. Fii mndru cnd faci asta i spune-le tuturor; clienii nu i vor lipsi. Oamenii se vor duce acolo unde primesc mai mult; iar Supremul, care dorete dezvoltare n toate, i care este atottiutor, va trimite ctre tine oameni care nici mcar nu te cunosc. Afacerea ta va crete rapid i vei fi surprins de beneficiile neateptate pe care le vei avea. Pe zi ce t rece vei putea face afaceri mai bune, vei obine profituri mai mari i vei putea s te mui ntr-un domeniu care i este mult mai pe placul tu. Dar n timp ce faci toate asta, nu trebuie s pierzi niciodat din atenie viziunea a ceea ce i doreti, i nici credina i hotrrea c le vei obine. A vrea s te mai avertizez nc o dat cu privire la motive. Ai grij la tentaia de a cuta putere asupra altor oameni.

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Nimic nu este mai plcut pentru mintea neformata sau parial dezvoltat dect puterea sau dominaia asupra celorlali. Dorina de a conduce pentru plcerea personal a fost dintotdeauna blestemul acestei lumi. De la nceputul istoriei, regi i conductori au necat pmntul cu sngele celor asupra crora i-au extins stpnirea; toate astea nu au fost pentru dezvoltarea vieii tuturor, ci pentru mai mult putere personal. Astzi, motivul principal n spatele tuturor afacerilor i a lumii industriale este acelai; oamenii pun la btaie armate de dolari i distrug vieile a milioane de oameni, n aceeai lupta nebun pentru putere asupra celorlali. Regii comerului, ca i cei ai politicii, sunt mnai doar de dorina puterii personale. Iisus a vzut n acea dorin pentru putere impulsul care domina acea lume corupt pe care El dorea s-o rstoarne. Citete capitolul 23 al Evangheliei dup Matei i vei vedea cum descrie El dorina Fariseilor de a fi numii "Stpni", de a sta n locuri nalte, de a domina pe ceilali i de a mpovra spinrile celor mai puin norocoi n via; i vezi cum compara El acea dorin de dominare cu chemarea freasca pentru Binele comun pe care o adres discipolilor Si. Fii atent la tentaia de a avea autoritate, de a deveni "stpnul", de a fi considerat deasupra celor de rnd, de a-i impresiona pe ceilali cu ceea ce ai tu, i aa mai departe. Mintea care caut dominare asupra semenilor si este o minte competitiv; iar mintea competitiv sigur nu este o minte creativ. Pentru a stpni mediul i destinul tu, nu este deloc necesar s stpneti sau s -i conduci semenii, cci adevrat este c atunci cnd te arunci n lupta pentru un loc mai nalt, ncepi s fii cucerit de soart i de mediu, iar ncercarea ta de a deveni mai bogat va deveni o chestiune de ans i speculaie. Ferete-te de mintea competitiv! Nimeni nu a exprimat mai bine principiul aciunii creative dect Jones "Regula de Aur" (Samuel M. Jones, primarul oraului Toledo, Ohio): "Ceea ce vreau pentru mine, vreau pentru toat lumea."

OMUL CARE PROGRESEAZ


CEEA CE am spus n precedentul capitol se aplic la fel de bine i angajailor i celor care au propriile afaceri. Indiferent c eti doctor, profesor sau preot, dac poi ajuta pe ceilali s i dezvolte viaa i s i sensibilizezi cu privire la acest lucru, ei vor fi atrai ctre tine, iar tu te vei mbogi. Medicul care se imagineaz un vindector de succes, i care lucreaz cu credina i hotrre pentru complet ndeplinire a acelei imagini, aa cum am descris n capitolele precedente, va ajunge att de aproape de Sursa Vieii nct va avea un succes extraordinar; nenumrai pacieni se vor ndrepta ctre el. Nimeni nu are o mai bun ocazie de a pune n practic nvturile din aceast carte, dect cel care practic medicin; nu conteaz la ce coli a nvat, pentru c toate au un el comun - vindecarea - i toi vor s l ating. n medicin, Omul Progresist, cel care are n minte o imagine clar despre sine ca vindector de succes, i care urmeaz regulile cu credin, hotrre i recunotin, va vindeca orice caz curabil de care se ocup, indiferent ce fel de remedii folosete. n domeniul religiei, lumea are mare nevoie de preoi care s i nvee pe credincioi adevrata tiin a vieii abundente. Cel care stpnete detaliile tiinei de a deveni bogat, mpreun cu tiinele asociate: de a fi sntos, de a te simi minunat, de a ctiga dragostea, i care predic din amvon aceste lucruri, nu va fi lipsit niciodat de congregaia sa. Aceasta este evanghelia de care lumea are nevoie; v aduce dezvoltarea vieii, iar oamenii o vor asculta cu plcere i l vor sprijini pe cel care le-o aduce. n zilele noastre, avem nevoie de o demonstraie a tiinei vieii direct de la amvon. Avem nevoie nu numai de preoi care s ne spun cum s procedm, ci i s ne arate prin exemplul personal cum s-o facem. Avem nevoie de preoi care s doreasc ei nii s fie bogai, sntoi, mrei i iubii, care s ne nvee i pe noi cum s obinem aceste lucruri; iar cnd aceti preoi vor aprea, cu siguran vor avea enoriai muli i loiali.

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Acelai lucru este valabil i pentru dasclul care poate s le inspire copiilor credina i scopul unei viei n dezvoltare. Acela nu va rmne niciodat "fr slujb". i orice nvtor care are credin i hotrre, le poate transmite i nvceilor si; nu are cum s nu le transmit, pentru c ele sunt parte din viaa i practica sa. Ceea ce este valabil pentru nvtor, preot i doctor, este adevrat i pentru avocat, dentist, agent imobiliar sau de asigurri - pentru toi. Puterea mental combinat cu aciunea personal, pe care le-am descris mai nainte, sunt infailibile; nu pot da gre. Orice brbat sau femeie care urmeaz constant aceste instruciuni, cu perseveren i exactitate, se va mbogi. Legea Dezvoltrii Vieii opereaz cu certitudine matematic, la fel ca legea gravitaiei; a deveni bogat este o tiin exact. Salariatul va descoperi c toate aceste lucruri sunt adevrate att pentru el, ct i pentru toate celelalte categorii menionate anterior. S nu crezi c nu ai nici o ans s te mbogeti, numai pentru c lucrezi undeva unde nu exist vreo ans aparena de avansare, unde salariile sunt mici i viaa scump. Formeaz-i o viziune mental clar a ceea ce i doreti i acioneaz cu credina i hotrre. F, n fiecare zi, tot ceea ce poi i ndeplinete fiecare etap a muncii tale, astfel nct s ai succes; pune n tot ceea ce faci puterea succesului i hotrrea de a te mbogi. Dar nu o face doar pentru a-i flata patronul sau superiorii, n sperana c ei vor observa ce munc bun ai fcut i te vor promova; este puin probabil s o fac. Cel care este doar un "bun" muncitor, fcndu-i treaba ct de bine se pricepe i este mulumit cu aceste lucruri, este preuit de patronul su; iar patronul nu are nici un interes s-l promoveze, este mult mai valoros acolo unde se afl. Pentru a fi sigur c promovezi, e nevoie de ceva mai mult dect s devii prea bun pentru locul de munc actual. Omul care va promova cu siguran este acela care a devenit prea bun pentru locul su i care are o idee clar despre ceea ce vrea s devin; care

tie c poate deveni ceea ce i dorete i care este hotrt s FIE ceea ce vrea s fie. Nu ncerca s fii prea bun pentru locul n care te afli, pentru a -i face pe plac patronului tu; f-o pentru a progresa tu nsui. Pstreaz credina i scopul dezvoltrii n timpul orelor de munc, dup serviciu i nainte de serviciu. Pstreaz-le n aa mod nct fiecare persoan care vine n contact cu tine, fie c e maistrul, fie c e un coleg muncitor sau doar un amic, s simt puterea scopului radiind din tine; aa nct fiecare s ia de la tine puterea de a progresa i de a se dezvolta. Oamenii vor fi atrai ctre tine, i chiar dac acum nu exist vreo posibilitate de promovare n actualul loc de munc, foarte curnd i se v a ivi o ocazie s te angajezi n alt parte. Exist aceast Putere care nu preget s i ofere ocazii Omului care Progreseaz i care respect legile. Dumnezeu nu se poate abine s te ajute, dac acionezi ntr -un Mod Anume; El face asta pentru a se ajuta pe Sine. Nu exist nici o mprejurare n viaa ta social sau profesional actual care s te in la niveluri inferioare. Dac nu te poi mbogi lucrnd pentru trusturile siderurgice, te poi mbogi muncind o ferm de 5 hectare; i dac ncepi s acionezi ntr-un Mod Anume, cu siguran vei evada din "ghearele" trustului siderurgic i vei ajunge la ferma ta sau oriunde vei dori s fii. Dac mii de angajai ai trustului siderurgic vor intra pe Acea Cale, curnd trustul se va gsi ntr-o situaie disperat; va fi nevoit ori s le ofere muncitorilor si mai multe oportuniti, ori va fi forat s intre n faliment. Nimeni nu este obligat s munceasc pentru trusturi; acestea i pot ine pe oameni n aceste situaii nefericite doar atta timp ct ei nu au habar de tiina de a deveni bogai sau sunt prea comozi pentru a o pune n practic. ncepe s gndeti i s acionezi n acest fel i credina i scopul tu te vor ajuta s vezi mai uor orice ocazii pentru mbuntirea condiiei tale. Aceste ocazii vor veni rapid pentru c Supremul, care lucreaz n Toate, i lucreaz i pentru tine, le va aduce naintea ta.

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Nu atepta ca o ocazie s ndeplineasc toate condiiile; cnd i se ofer o oportunitate de a avansa i te simi atras ctre ea, urmeaz -o. Va fi primul pas ctre o alt ocazie, mai bun. n acest univers, nu exist lips de ocazii pentru cel care triete o via n continu dezvoltare. Felul n care este alctuit universul face ca toate lucrurile s -i aparin i s lucreze pentru binele lui; iar el cu siguran se va mbogi dac gndete i acioneaz ntr-un Mod Anume. Deci cei care lucreaz pentru un salariu s studieze cu mare atenie aceast carte i s acioneze cu ncredere aa cum aceasta i ndrum; nu vor grei.

PRECAUII I OBSERVAII DE FINAL


Muli nu vor accepta ideea c exist o tiin exact a mbogirii; fiind convini c bogia este limitat, ei vor insista asupra faptului c instituiile sociale i guvernamentale trebuie reformate, nainte ca un numr considerabil de oameni s poat obine competene cu ajutorul instruciunilor din aceast carte. Dar acest lucru nu este adevrat. Desigur, guvernele actuale in masele de oameni n srcie, dar asta numai din cauz c oamenii nu gndesc i nu acioneaz ntr-un Mod Anume. Dac masele ar ncepe s acioneze aa cum este descris n aceast carte, nici guvernele i nici sistemul industrialist nu vor putea s -i controleze; toat societatea va trebui schimbat pentru a se adapta dezvoltrii. Dac oamenii ar avea Minte Progresist, dac ar avea Credina c pot s se mbogeasc i s mearg nainte cu scopul precis de a deveni bogai, nimic nu i-ar mai putea ine n srcie. Oricine poate intra pe Acea Cale oricnd, sub orice guvern, i s se mbogeasc; i cnd un numr considerabil de oameni fac asta, sub orice guvern, sistemul se va schimba i se va deschide calea i pentru ceilali. Cu ct se mbogesc mai muli prin metoda competitiv, cu att mai ru pentru ceilali; cu ct se mbogesc mai muli prin metoda creativ, cu att mai bine pentru ceilali. Salvarea economic a maselor poate fi realizat doar atunci cnd un numr suficient de mare de oameni vor pune n practic metoda tiinific descris n aceast carte i se vor mbogi. Acetia vor deschi de calea pentru ceilali i i vor inspira s i doreasc o via adevrat, s aib credina c aceast via poate fi obinut i hotrrea s o fac. Totui, pn atunci, este de ajuns s tii c nici guvernul care te conduce, nici sistemul capitalist i competitiv din industria n care lucrezi nu te pot mpiedica s te mbogeti. Cnd ajungi n planul creativ al gndirii, te vei ridica deasupra tuturor acestor lucruri i vei deveni ceteanul altei lumi.

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Dar ine minte c gndurile tale trebuie s se menin n planul creativ; nici mcar pentru o clip nu trebuie s crezi c resursele sunt limitate sau s acionezi n planul moral competitiv. De cte ori te surprinzi gndind n vechile abloane, corecteaz -te imediat; pentru c atunci cnd gndeti competitiv, ai pierdut cooperarea Minii Universale. Nu pierde timpul imaginndu-i cum vei rezolva posibilele urgene din viitor, cu excepia celor care i pot afecta aciunile astzi. Trebuie s te preocupe ndeplinirea ct mai bun a muncii de astzi i nu urgenele care pot aprea mine; te vei ocupa de ele atunci cnd va fi cazul. Nu-i face griji cum vei depi obstacolele care s-ar putea ivi n calea afacerii tale, dect dac este necesar acum s gseti o cale de a le evita. Indiferent ct de nfricotor poate prea un obstacol, privit de la distan, vei descoperi c, dac vei continua pe o Anumit Cale, el va disprea pe msur ce te apropii, sau va aprea o modalitate prin care s l ocoleti. Nici o posibil combinaie de mprejurri nu poate nvinge omul care a pornit pe calea mbogirii respectnd regulile stiitifice. Nici un brbat sau femeie care le respecta nu va da gre, la fel cum doi ori doi nu pot face dect patru. Nu te gndi cu ngrijorare la posibile dezastre, obstacole, panic sau combinaii nefavorabile de mprejurri; va fi timp destul s te ocupi de ele atunci cnd se vor ivi, iar atunci vei descoperi c fiecare obstacol aduce cu sine i mijloacele pentru a-l ndeprta. Ai grij cum vorbeti. Niciodat nu vorbi de tine, de afacerile tale sau de orice altceva ntr-un mod descurajat sau descurajant. Niciodat s nu accepi posibilitatea ratrii sau s vorbeti n aa fel nct s induci i aceast posibilitate. Niciodat nu vorbi despre vremuri c ar fi dificile, sau condiiile mediu lui de afaceri ar fi ndoielnice. Vremurile pot fi dificile i mediul de afaceri ndoielnic pentru cei care gndesc competitiv, dar niciodat pentru tine; tu poi creea tot ce i doreti, tu eti deasupra fricii.

Cnd alii vor avea dificulti i afacerile le vor merge prost, tu vei gsi cele mai bune ocazii. Obinuiete-te s priveti lumea c pe ceva n Devenire, ceva n dezvoltare; i s priveti orice dificultate potenial c pe ceva ce nc nu s -a produs. Vorbete mereu n termeni de progres; s faci altfel nseamn s i renegi credina, adic s o pierzi. Nu te simi niciodat dezamgit. Desigur, te vei atepta s obii un anume lucru ntr-un anumit moment i este posibil s nu-l obii exact atunci; iar asta i se va prea un insucces. Dar dac i pstrezi credin, vei descoperi c insuccesul este doar aparent. Continu s acionezi aa cum instruiete aceast carte i, dac nu vei obine acel lucru, sigur vei obine n schimb altceva, dar cu att mai bun, nct vei nelege ca aparenta ratare a fost de fapt un mare succes. Un student al acestei tiine i-a propus o anume tranzacie pentru afacerea sa care, la acel moment, i se prea extrem de dezirabila i a lucrat sptmni la rnd pentru a reui tranzacia. Cnd a venit momentul cel mare, totul s-a ratat n cel mai inexplicabil mod; prea ca i cum o influen nevzut lucrase n secret mpotriva lui. Dar el nu a fost dezamgit; dimpotriv, i-a mulumit lui Dumnezeu c dorina lui a fost refuzat i i-a pstrat o minte plin de recunotin. n cteva sptmni i s-a ivit o ocazie att de bun, nct acum nu ar mai fi vrut deloc s fac prima tranzacie; astfel, a vzut c Mintea Universal care tie mai multe dect el, l-a mpiedicat s dea cu piciorul ocaziei perfecte pentru una inferioar. n acest mod se va rezolva orice aparenta ratare, dac i pstrezi credina i scopul, dac ai recunotina i faci, n fiecare zi, tot ce poate fi fcut n acea zi, realiznd fiecare aciune ntr-o manier de succes. Cand ai o ratare este pentru c nu ai cerut destul; continu, pentru c ceva mult mai bun dect ceea ce cutai, i se va ivi n cale. ine minte asta.

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Nu vei da gre pentru c nu ai abilitile necesare s reueti n tot ceea ce i doreti. Dac acionezi aa cum te-am instruit, i vei dezvolta toate talentele de care ai nevoie pentru a-i ndeplini dorinele. Aceast carte nu se ocup cu tiina de a-i cultiva talente; dar aceasta este la fel de sigur i simpl ca i procesul de mbogire. Nu ezita i nu te teme c, ajungnd acolo unde i doreti, vei da gre din cauz c i lipsete talentul; continu pe calea ta i, cnd vei ajunge unde trebuie, acel talent va fi deja al tu. Aceeai Surs de Abiliti care l-a ajutat pe Lincoln, cel att de puin instruit, s realizeze cea mai mrea lucrare guvernamental fcut de un sigur om, i st i ie la dispoziie; din aceast surs poi obine toat nelepciunea de care ai nevoie pentru a duce la capt sarcinile care i stau n cale. Mergi cu credina nestrmutat. Studiaz aceast carte. F din ea partenerul tu permanent pn n momentul n care i-ai nsuit perfect toate ideile coninute n ea. n tot acest timp, ar fi bine s renuni la majoritatea divertismentului sau plcerilor; stai departe de locurile unde se discut idei care vin n conflict cu ceea ce ai nvat aici. Nu citi literatura pesimist sau conflictual i nu te amesteca n polemici pe aceast tem. Nu citi prea mult, n afar de autorii menionai n Prefa. Petrece-i cea mai mare parte a timpului tu liber contemplndu-i viziunea, cultivnd recunotina i citind aceast carte. n ea gseti toat tiina de a deveni bogat; n capitolul urmtor vei gsi rezumate toate elementele eseniale ale ei. gnd.

REZUMATUL TIINEI DE A DEVENI BOGAT


EXIST o substan gnditoare din care toate celelalte lucruri sunt fcute i care, n starea sa originar, ptrunde, penetreaz i umple tot spaiul universului. Un gnd imprimat acestei substane, produce lucrul imaginat de acel Omul poate forma lucruri n gndul su i, prin imprimarea acestui gnd asupra substanei fr form, poate determina c acel lucru la care se gndete s fie creat. Pentru a obine acest lucru, omul trebuie s treac de la gndirea competitiva la gndirea creativ; altfel, el nu va putea fi n armonie cu Inteligena fr Form, care este perpetuu creativ i niciodat competitiv n spirit. Omul poate intra n complet armonie cu Materia fr Form doar prin recunotina sincer i vie, pentru binefacerile pe care le revars asupra sa. Recunotina unifica mintea omului cu inteligena Substanei, aa nct gndurile omului sunt recepionate de ctre aceasta. Omul se poate pstra n planul creativ doar unindu-se cu Inteligen fr form prin recunotina adnc i continu. Omul trebuie s-i formeze o imagine mental clar i definit a lucrurilor pe care dorete s le aib, s le fac sau a ceea ce dorete s devin; iar aceast imagine mental trebuie s-o pstreze n gndurile sale, n acelai timp cu recunotin pentru Suprem, care i ofer tot ce i dorete. Cel care dorete s se mbogeasc trebuie s-i petreac fiecare moment al timpului su liber contemplndu-i Viziunea i oferind recunotina sincer pentru c aceasta va fi ndeplinit. Nu pot spune ct de important este s contemplm ct mai frecvent aceast imagine mental, n timp ce simim credina i adnc recunotin. Acesta este procesul prin care se produce imprimarea gndului nostru asupra Materiei fr form i prin care forele creative sunt puse n micare. Energia creativ a gndului lucreaz prin intermediul canalelor existente de dezvoltare natural, dar i prin cele ale ordinii economice i sociale. Tot

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ceea ce este inclus n aceast imagine mental, cu siguran, va fi obinut de cel care respect instruciunile din aceast carte, i a crui credin este de neclintit. Ceea ce dorete, va veni ctre el pe cile existente economice i comerciale. Pentru ca s primeasc ceea ce i se cuvine, omul trebuie s fie activ; iar aceast activitate nu nseamn doar s se ridice la nlimea locului su. El trebuie s pstreze n minte Scopul de a se mbogi, prin mplinirea imaginii sale mentale. i, n fiecare zi, trebuie s fac tot ce poate pentru a ndeplini fiecare aciune n modul cel mai de succes. Trebuie s le ofere altor oameni o valoare mai mare dect echivalentul n bani pe care l primete, aa nct fiecare tranzacie s duc la dezvoltarea vieii; i trebuie s pstreze Gndul de Progres, de a oferi cretere tuturor celor cu care intr n contact. Brbaii i femeile care vor pune n practic aceste instruciuni vor deveni bogai; iar bogia lor va fi direct proporional cu claritatea viziunii lor, cu stabilitatea scopului, cu echilibrul credinei i cu adncimea recunotinei lor.
Traducerea: Claudia Diaconescu Corectura i paginaie: Rzvan Stan Se distribuie gratuit cu DVD-ul AVANTAJ LA START ediia 2010

SFRIT

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What Does Wealth Mean to You?


Wealth means different things to different people at different stages of life. Its unique for every person. For a kid in high school, wealth may mean having a car and enough money to go on a nice date. In the latter stages of life, wealth can mean living in your dream house, the ability to care for children, or traveling the world.

Financial Freedom: Three Steps to Creating and Enjoying the Wealth You Deserve
What does financial freedom mean to you? Does it mean freedom from having to work, yet still being able to enjoy life without concern over money? Does it mean having your lifes basic costs covered, where youre not worried about car or house payments anymore? Having more time to do the things you really want to do? Many people become so overwhelmed by their idea of what it takes to reach their financial dreams that it prevents them from taking the necessary actions to achieve their goals. Others have more than enough money but rarely experience wealtha place where they feel abundant, truly alive, and grateful; where they are no longer concerned about anything except enjoying life to its fullest and sharing their wealth to benefit others. They have money and resources, but they dont actually feel wealthy. The key to experiencing financial freedom is to first understand that no amount of money will ever make you wealthy. The secret to wealth is gratitude. When you realize that you already have the resources you need to bring your vision of financial freedom into reality, you look at the world differently, you make different decisions, and you do the kinds of things that actually put you on the path toward the wealth you desire, without fear or doubt that youll reach your goals. In order to attain the freedom you want, understand that creating wealth is more than just crunching numbers, saving a certain amount of money, investing, or making sound financial choices. Eighty percent of success in any endeavor, including financial success, is psychology, and 20 percent is mechanics. Once you cultivate a mindset that gives you the ability to appreciate life despite obstacles and challenges, then you can implement the formulas and strategies necessary to build your Money Machine, a way for you to create income for the rest of your life without having to work. Then you will have the freedom to do the things that matter to you most. What you want to get out of these exercises is not just more money, but greater freedom, a greater sense of wealth, and a greater feeling of abundance: the ability to do what you want, when you want, where you want, with whom you want, at the level of richness you truly desire. Financial freedom is not just about finances. Its about creating and sustaining joy, happiness, and that feeling of being truly alive, living that extraordinary life that we all want and deserve.

Regardless of the level of wealth you want, you wont get there until you actually know what wealth means to you. If you get caught up in somebody elses view of what wealth means, even if you reach that ambition, you could end up working every day of your life only to find out that youre not actually enjoying your life, all to pursue some idea of happiness in the future that you may not even be sure about.

CD Exercise: Defining What Wealth Means for You


Based on the exercise given at the end of the audio portion, whats your definition of wealth? What would abundance look like for you right now? What are the qualities that really mean wealth and freedom to you? Use the space provided below to review and capture your definition of wealth, so you know what your target is.

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2007 Robbins Research International, Inc. ALL RIGHTS RESERVED.

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2007 Robbins Research International, Inc. ALL RIGHTS RESERVED.

Review: The Seven Types of Wealth The Psychology of Wealth


Wealth is first and foremost a mindset, the psychology that gets you to where you want to be without being distracted by fear, obstacles, or any of lifes challenges. To get to that place of true financial freedom, we need to keep in mind one of lifes core lessons: you never get beyond scarcityyou have to start beyond it. You have to redirect your focus away from whats missing and onto all the reasons you can feel wealthy now. When you do this, you open yourself to attracting the material wealth you desire. Before you take the actually steps toward hitting your target of wealth, as defined by you, review the seven types of wealth, including but not limited to financial wealth, that truly makes life feel rich, abundant, and joyful: 1. Physical WealthHaving the optimal health and energy in your body that makes everything you do possible. 2. Emotional WealthWhere you live emotionally is the quality of your life. If you dont have a great sense of meaning in your life, having lots of money wont do anything for your level of happiness and joy. If you live in the emotions of stress, frustration, overwhelm, and worry, much more than you live with gratitude, love, or a sense of making a difference, then life just isnt as meaningful. 3. The Wealth of RelationshipsWho loves you? Who do you love? How do you and the ones you care about most treat one another? When you truly love someone, particularly in an intimate relationship, youll do anything for them. Youre in abundance because youre not just trying to getyoure in total giving. 4. The Wealth of TimeFor most people, even if they have money, time is something that appears scarce. Theyre doing things that just dont matter to them. When youre really enjoying what youre doing, time seems to disappear, in a good way. When youre not enjoying yourself, time crawls. When it comes down to it, time is an emotion, and its one of the greatest resources we have. 5. The Wealth of Work/Career/MissionThe distinction between the three is simply a matter of enjoyment. When you work, it feels like a task you have to do as opposed to wanting to do. A career is something you choose to do because you get some level of satisfaction from it, but when youre truly living your mission, something you feel like you were born to do, it makes life more meaningful. Work is no longer workit becomes more like play. 6. Financial WealthMoney can provide us with resources and a certain level of freedom if used effectively. But in order to create an extraordinary quality of life, you cant make it more important than your body, your emotions, your relationships, your time, and what you do with that time. 7. The Wealth of Contribution & CelebrationProgress and happiness comes from growing and givinggetting outside of yourself by adding value to other peoples lives. Contribution completes that feeling of being truly alive, but you also have to celebrate lifes successes, victories, and all the things to be grateful for. To reach the goals in life that matter to us most, we have to understand where we are right now on this Mastery Pyramid.

CD Exercise: Your Gratitude List


Take a few moments to review all the reasons that youre a wealthy man or woman today, as assigned at the end of the audio portion. Not necessarily in the area of finances, but all the things you can be grateful for now. The love of the people in your life? The material comforts you enjoy today that werent possible five, ten, twenty years ago? Having choices and freedom our grandparents couldnt imagine? If you can get associated to all of the things to be grateful for, it will put you in a different emotional and psychological state. And from that place, youll find abundant ideas, actions, and ways of interacting with other people. It all starts with this psychology of already feeling wealthy and abundant. So what are all the things you are grateful for right now?

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2007 Robbins Research International, Inc. ALL RIGHTS RESERVED.

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2007 Robbins Research International, Inc. ALL RIGHTS RESERVED.

Physical

Exercise: How Wealthy Are You?


As discussed in the DVD portion, rate your current level of wealth in each of the areas of the Mastery Pyramid on a scale of one to ten. A ten means you are exactly where you want to be, and a zero means you dont feel wealthy in that area at all. Whats your level of energy? Do you have a strong sense of meaning, joy, and excitement? Where would you rate your level of relationship wealth, particularly intimate relationships (Hint: if youre not in an intimate relationship, that would be zero)? Are you happy with the time you spend doing the things that matter to you most? Is your work a job, a career, or a mission? Where are you financially? Are you contributing to others and celebrating your accomplishments? On the following page, brainstorm two immediate steps you can take to improve your level of wealth in the two areas where you scored the lowest.

1. ________________________________________________________________ 2. ________________________________________________________________ Emotional 1. ________________________________________________________________ 2. ________________________________________________________________ Relationships 1. ________________________________________________________________

1. Physical 0 2. Emotional 0 1 2 3 4 5 6 7 8 9 10 1 2 3 4 5 6 7 8 9 10 Time

2. ________________________________________________________________

1. ________________________________________________________________ 2. ________________________________________________________________

3. Relationships 0 4. Time 1. ________________________________________________________________ 0 1 2 3 4 5 6 7 8 9 10 2. ________________________________________________________________ 3 4 5 6 7 8 9 10 Financial 1. ________________________________________________________________ 1 2 3 4 5 6 7 8 9 10 2. ________________________________________________________________ Contribution & Celebration 4 5 6 7 8 9 10 1. ________________________________________________________________ 2. ________________________________________________________________ 5. Work/Career/Mission 0 6. Finances 0 1 2 1 2 3 4 5 6 7 8 9 10 Work/Career/Mission

7. Celebration & Contribution 0 1 2 3

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2007 Robbins Research International, Inc. ALL RIGHTS RESERVED.

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2007 Robbins Research International, Inc. ALL RIGHTS RESERVED.

The Mechanics of Wealth


The stage has been set for you to make that shift in your psychology so you can define this area of your life called wealth. Again, no amount of money will ever make you wealthy. Wealth is primarily a matter of psychology. Once you understand how to be psychologically and emotionally wealthy, then you can work the mechanics of accumulating wealthhow to take this inspirational quality and execute the actions necessary to create financial freedom. What do you physically have to do to get to that place where youre no longer worried about money? First, it helps to review the distinctions between what it means to be financially secure, financially independent, and financially free: 1. Financial Security: that amount of money that covers food, housing, cars, travel, and basic entertainment. 2. Financial Independence: where you dont have to work and everything is covered. 3. Financial Freedom: you dont have to work and EVERYTHING YOU CAN THINK OF is covered.

Exercise: What Does Financial Independence Mean To You?


Being truly wealthy includes all of lifes intangible giftsloving relationships, living from a place of joy, spending quality time with loved ones, freedom to do the things that matter to you must, feeling like youre really living your lifes missionas well as material wealth. Now write down what it would take for you to feel financially independent. On top of having your lifes basic costs covered (food, home, entertainment, car, etc.), what else would you want covered? Making sure theres enough money for your kids to go to college and not being stressed about it? Weekend vacations where youre enjoying life at the level you want? Taking care of your parents so you dont have to worry about them in their old age?

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2007 Robbins Research International, Inc. ALL RIGHTS RESERVED.

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2007 Robbins Research International, Inc. ALL RIGHTS RESERVED.

Review: The Formula for Financial Independence


Youll never get financially independent, or free, by your earnings alone. Youre going to have to create a Money Machine, a means of earning money while youre sleeping, so youre no longer trading one of the most valuable resources you have in life, which is your time, for money. You want to trade money for money.

The Three Buckets of Asset Allocation


What if the income from your investments alone covered everything you could imagine for the rest of your life? In order to build an effective Money Machine, you must pick out a minimum financial goal for yourselfa specific percentage of your income that youre going to invest periodically no matter what. If theres one thing we can do to avoid making potentially devastating financial choices, its the value of Asset Allocation. Even the sophisticated investor can have an urge to put their compounded earnings into an investment that might bring high returns, but could also have the highest risk of loss. Taking a big investment risk can quickly lead to financial disaster. Asset allocation is the single most important decision you are going to make in determining your financial future. Asset Allocation means that out of the money you have to invest, youre going to create three buckets to allot that money to. How much you choose to put into each bucket can vary depending on which stage of life youre in, but the three buckets of Asset Allocation are: 1. Security BucketThe place where you put money into investments that are secure by their nature. They wont give you huge compounded return, but if you do it long enough, even if the initial return is small, in the long run that compounded return grows and grows. Your first investments MUST be put into your security bucket. The types of things you want to put into your Security Bucket can include: Cash for 2 6 months (or whatevers going to make you feel secure) Home IRA (Individual Retirement Account) Insurance (e.g. Life insurance) Fixed income investmentsinvestments that have a guaranteed rate of return. This includes company or government bonds, etc. 2. Growth BucketWhere you would put growth investments. You have a much greater return if the investment is successful, but there is also a much greater chance of loss if the investment doesnt turn out successful. There is no guarantee of return in a growth investment. 3. Dream BucketThe material things you want in life, like world travel, ownership of real estate other than a first home, owning a sports team; anything that you dont actually need but would make you feel more fulfilled toward the life of your dreams. If youre playing conservative and/or just starting out investing, you might want to put about 40% of your investment capital in the Security Bucket, and then split the rest between the Growth Bucket and the Dream Bucket, or the remainder into Growth (if you put the rest into the Dream Bucket, keep in mind that the return will most likely be significantly less than Security or Growth). If youre very aggressive, you might consider putting 30% of your investment capital into the Security Bucket and more into Growth and Dream. If youre older, you probably want to put more into your Security Bucket because you have less time to make up for potential mistakes. If youre younger, you can probably risk putting less.

The Formula for Financial Independence is:


1. Spend less than you earn and invest the difference. 2. Reinvest your returns for compounded growth. 3. Reach a critical mass of investment capital that creates the annual income that you want. Whatever youre investing inwhether it be cars, stocks, bonds, real estateyoure investing for income and not assets. The goal is to get to a point where the interests on your investments alone, in a secure environment, will be enough to cover at least your financial security, then your goals of independence and, ultimately, freedom. In order to do that, you have to build a critical mass of capital in which the interests alone on that capital will give you the Financial Independence you desire. The only reason to invest is so that you have an income for life without working.

DVD Exercise: Are You on the Path to Financial Freedom?


1. Are you spending less than you earn and then investing the difference? Why or why not?

_____________________________________________________________________ _____________________________________________________________________
2. What actions can you take to save more money so you can invest more? Could you: Cut back on going out to eat, cooking dinner at home, or bringing your lunch to work? Renegotiate costly monthly expenses like your cell phone plan or cable package? Meet with a tax advisor? Are you taking advantage of all the opportunities within your tax bracket?

______________________________________________________________________ ______________________________________________________________________ ______________________________________________________________________

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2007 Robbins Research International, Inc. ALL RIGHTS RESERVED.

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2007 Robbins Research International, Inc. ALL RIGHTS RESERVED.

But if you put nothing, you gain nothing. As the old saying goes: no risk, no reward. You may invest and lose, but if you dont invest at all, youve already lost because you havent even given yourself a chance to experience the potential reward of investing. Youll never have a chance to build that Money Machine, and youll be less likely to experience financial freedom.

Wealth Mastery: Freedom and Fulfillment


Most people in our culture have come to associate wealth only with money, but being truly wealthy means living in total abundance, free from anxiety concerning every area of our lives: the health of our bodies; feeling joyful and loved; having the time to experience life the way we want to; doing things that truly matter to us; never feeling like we dont have enough money; and feeling totally fulfilled. But because our society tends to focus on scarcitythe things we dont havemost people become skeptical, pessimistic, sarcastic, and cynical about achieving their goals, including the goal that most of us wanttotal financial freedom. However, whats really keeping them from fulfilling their dreams is fear. If they believe its not possible to be totally financially free, then theyll never be disappointed by trying and not succeeding. Its a way to protect themselves so theyll never feel like a failure, but the wall that protects us from disappointment also separates us from our dreams. The difference in how peoples lives turn out, in virtually every area of life, comes down to emotional fitness; the capacity to take difficulties and challenges, and convert them into lasting success. This is as true for money as it is for anything else. The mechanics of creating a Money Machine, a way for you to get financially free, are actually not that difficult. But first you have to make the psychological changes that can not only get you there, but help you enjoy that place of freedom as well. No matter how much money you have, its never going to be enough if you dont really master the parts within yourself that keep you from realizing you are already wealthy, with many reasons to be grateful. It is this resource of gratitude that will inevitably help you attain the level of financial freedom you dream of, and keep it. This kind of emotional and psychological strength will carry you through those times when the mechanics of creating financial freedom are dull, frustrating, or tedious. If you can develop a psychology of resiliency within yourself, you give yourself many more opportunities to be successful. You are larger than anything that can happen to you, including any financial challenge you may face. The richer you think and feel, the more abundance you attract. And when youre operating from that place of gratitude, it creates a different experience. The more successful, wealthy, and happy you become, the more momentum you gain. Other people become attracted to you and add to that wealth with more deals, more opportunities, and more experiences that lead down the path to financial freedom. Wealth truly does start in the mind and heart. Once youve locked that truth into your psychology, the financial freedom thats only a dream now can become your reality!

Exercise 3: The Three Buckets of Asset Allocation


What is the ideal Asset Allocation plan for you? How would you allocate the extra money youve saved within your three buckets? Why is this the right choice for you?

1. Security Bucket

2. Growth Bucket

3. Dream Bucket

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2007 Robbins Research International, Inc. ALL RIGHTS RESERVED.

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2007 Robbins Research International, Inc. ALL RIGHTS RESERVED.

dobanda cu capitalizare anuala


suma initiala
dobanda

suma initiala
dobanda

suma initiala
dobanda

suma initiala
dobanda

suma initiala
dobanda

suma initiala
dobanda

suma initiala
dobanda

1,000.00
1,010.00 1,020.10 1,030.30 1,040.60 1,051.01 1,061.52 1,072.14 1,082.86 1,093.69

1,000.00
1,020.00 1,040.40 1,061.21 1,082.43 1,104.08 1,126.16 1,148.69 1,171.66 1,195.09

1,000.00
1,030.00 1,060.90 1,092.73 1,125.51 1,159.27

1,000.00
1,040.00 1,081.60 1,124.86 1,169.86 1,216.65

1,000.00
1,050.00 1,102.50 1,157.63 1,215.51 1,276.28

1,000.00
1,060.00 1,123.60 1,191.02 1,262.48 1,338.23

1,000.00
1,070.00 1,144.90 1,225.04 1,310.80 1,402.55

dobanda

ani 1 2 3 4 5

1%

2%

3%

4%

5%

6%

7%

8%

6
7 8 9

1,194.05
1,229.87 1,266.77 1,304.77

1,265.32
1,315.93 1,368.57 1,423.31

1,340.10
1,407.10 1,477.46 1,551.33

1,418.52
1,503.63 1,593.85 1,689.48

1,500.73
1,605.78 1,718.19 1,838.46

10
11 12 13 14 15 16 17 18 19

1,104.62
1,115.67 1,126.83 1,138.09 1,149.47 1,160.97 1,172.58 1,184.30 1,196.15 1,208.11

1,218.99
1,243.37 1,268.24 1,293.61 1,319.48 1,345.87 1,372.79 1,400.24 1,428.25 1,456.81

1,343.92
1,384.23 1,425.76 1,468.53 1,512.59 1,557.97 1,604.71 1,652.85 1,702.43 1,753.51

1,480.24
1,539.45 1,601.03 1,665.07 1,731.68 1,800.94 1,872.98 1,947.90 2,025.82 2,106.85

1,628.89
1,710.34 1,795.86 1,885.65 1,979.93 2,078.93 2,182.87 2,292.02 2,406.62 2,526.95

1,790.85
1,898.30 2,012.20 2,132.93 2,260.90 2,396.56 2,540.35 2,692.77 2,854.34 3,025.60

1,967.15
2,104.85 2,252.19 2,409.85 2,578.53 2,759.03 2,952.16 3,158.82 3,379.93 3,616.53

20
21 22 23 24

1,220.19
1,232.39 1,244.72 1,257.16 1,269.73

1,485.95
1,515.67 1,545.98 1,576.90 1,608.44

1,806.11
1,860.29 1,916.10 1,973.59 2,032.79

2,191.12
2,278.77 2,369.92 2,464.72 2,563.30

2,653.30
2,785.96 2,925.26 3,071.52 3,225.10

3,207.14
3,399.56 3,603.54 3,819.75 4,048.93

3,869.68
4,140.56 4,430.40 4,740.53 5,072.37

25

1,282.43
suma finala

1,640.61
suma finala

2,093.78
suma finala

2,665.84
suma finala

3,386.35
suma finala

4,291.87
suma finala

5,427.43
suma finala

8,000.00 7,000.00 6,000.00 5,000.00 4,000.00 3,000.00 2,000.00 1,000.00 0.00 1 2 3 4

8,000.00 7,000.00 6,000.00 5,000.00 4,000.00 3,000.00 2,000.00 1,000.00 5 0.00 6 71 82 93 10 4 11 5 12 6 13 7 14 8 15 9 10 11 12 13 14 15

suma initiala

suma initiala
dobanda

suma initiala
dobanda

1,000.00
1,080.00 1,166.40 1,259.71 1,360.49 1,469.33

1,000.00
1,090.00 1,188.10 1,295.03 1,411.58 1,538.62

1,000.00
1,100.00 1,210.00 1,331.00 1,464.10 1,610.51 1,771.56 1,948.72 2,143.59 2,357.95

9%

10%

1,586.87
1,713.82 1,850.93 1,999.00

1,677.10
1,828.04 1,992.56 2,171.89

2,158.92
2,331.64 2,518.17 2,719.62 2,937.19 3,172.17 3,425.94 3,700.02 3,996.02 4,315.70

2,367.36
2,580.43 2,812.66 3,065.80 3,341.73 3,642.48 3,970.31 4,327.63 4,717.12 5,141.66

2,593.74
2,853.12 3,138.43 3,452.27 3,797.50 4,177.25 4,594.97 5,054.47 5,559.92 6,115.91

4,660.96
5,033.83 5,436.54 5,871.46 6,341.18

5,604.41
6,108.81 6,658.60 7,257.87 7,911.08

6,727.50
7,400.25 8,140.27 8,954.30 9,849.73

6,848.48
suma finala

8,623.08
suma finala

10,834.71
suma finala

I have enjoyed reading and have learned something new and valuable from every one of Joe Vitales books. Attract Money Now is another solid winner! It is full of profound insights, inspiring stories and practical strategies. I highly recommend it!
Jack Canfield, Co-author of Chicken Soup for the Soul and The Success Principles

Joe Vitale explains in step-by-step fashion how to request, attract, receive, and spend money from a place of abundance instead of scarcity. Filled with powerful distinctions and inspiring stories of both failure and success, this book shares what it takes to go from poverty to wealth and to unleash your full potential as a world-class contributor. Attract Money Now is a valuable resource for any serious seeker of nancial abundance.
Steve Pavlina, author of Personal Development for Smart People
Copyright 2010 by Hypnotic Marketing, Inc. All rights reserved. Distribution and reproduction are strictly prohibited by law. Its also bad karma. First Edition. Published by Hypnotic Marketing, Inc., Austin, TX No part of this publication may be reproduced, stored in a retrieval system, or transmitted in any form, or by any means, electronic, mechanical, photocopying, recorded, scanning, or otherwise, except as permitted under Section 107 or 108 of the 1976 United States Copyright Act, without the prior written permission of the publisher or author. Requests to the author should be addressed to Dr. Joe Vitales assistant at suzanne@mrre.com For information about reprint rights, translation, or bulk purchases, please contact Suzanne Burns at suzanne@mrre.com. Or you can write to Hypnotic Marketing Inc., 121 Canyon Gap Rd., Wimberley TX 78676-6314. Phone 512-264-2911 or 847-9851321. Library of Congress Cataloging-in-Publication Data Vitale, Joseph Gary 1953 Attract Money Now 1. Money. 2. Spirituality. 3. Human Potential. 4. Self-Help. 5. Finance. 6. Law of Attraction. 7. New Thought. 8. Prosperity.

While money is not the answer to all of lifes issues, its an important part of true harmony and well-being. Very few people understand that money is a mindset. My friend Joe not only gets it... he can help you achieve it. Ive always appreciated Joes direct and to the point communication. This book contains simple yet profound insights and an easy to apply seven-step formula that actually works! Read this book, and most importantly do what it says.
James Arthur Ray, author of New York Times Bestseller Harmonic Wealth: the Secret of Attracting the Life you Want

FREE MONEY!
Well, not exactly. But the digital version of this book is available for free. Read it on-line, use it, and you can attract money now. For the e-book version, please visit http://www.attractmoneynow.com

G et T he B oo K !

For printed hardcover copies of this book to give to family, friends, schools, hospitals, churches, groups, wards, etc. or just to carry to the beach or on a plane See http://www.attractmoneynowbook.com/

LIMIT OF LIABIlITY/DISClAIMER OF WARRANTY:


While the publisher, designers, contributors, editors, and author have used their best efforts in preparing the Attract Money Now book, they make no warranties or representations with respect to the accuracy or completeness of the contents of this book and specically disclaim any implied warranties of merchantability or nances for a particular purpose. It is further acknowledged that no warranty, of any kind, may be created or extended by any written sales materials or sales representatives. The advice and strategies contained herein may not be suitable for your situation and do contain risk including the risk of nancial loss. You should always consult with a nancial or legal professional where appropriate before undertaking any action and users of this material assume all risk. Neither the publisher, designers, editors, contributors nor the author shall be liable for any loss of prot or any other commercial damages, including but not limited to nancial, special, incidental, consequential, or other damages.

You are the Michelangelo of your own life. The David you are sculpting is you.
Dr. Joe Vitale, in the hit movie The Secret

ACKNOwlEdGEMENTS
Nobody writes a book entirely alone. Peter Wink, my vice-president of marketing, carefully edited this book, as did Suzanne Burns, my publicist and executive administrator. Dee Burks did the initial research and structure for the book. Many others helped in the process, not the least of whom was Nerissa, my life partner who took care of the critters so I could focus on creating this book. Ted Angel created the cover and book layout. Brian Fitzsimmons took the cover photographs. I have many inner circle supporters in my life, a few include Pat OBryan, Craig Perrine, Bill Hibbler, Mark Ryan, Rick and Mary Barrett, and Victoria Belue Schaefer. Theres a long list of prosperity teachers who have inuenced me, including Rev. Ike, Catherine Ponder, Joseph Murphy, Edwene Gaines, Eric Butterworth, Charles Fillmore, Elizabeth Towne, William Walker Atkinson, Robert Collier, Neville Goddard, Vernon Howard, Stuart Wilde, Terri Cole Whittaker and Bob Proctor. If Ive forgotten anyone instrumental in creating this book, please forgive me. I am grateful for all of you, including you, the reader. Without you, this book wouldnt be necessary. Please enjoy it and live long and prosper.

D edication
To Bobby Birdsall

The Breakthrough Proven New Way to

At last!

C ontents

Authors Amazing Introduction The Optimist Creed

ATTRaCT MONEY NOW


G U ARANTEE D !

12 14 15 29 40 51 64 75 86 98 110 121 122 124 133 136 146 149 160 165

Grasping the Golden Ring Step 1: Alter How You Think Step 2: Give Without Expectation Step 3: Prosperous Spending Step 4: Ask for Help Step 5: Nevillize Your Goals Step 6: Think Like an Entrepreneur Step 7: Help Your Community & Your World The Freedom to Live! Afterword: Take Inspired Action NOW! Bonus: 29 Ways to Attract Money Now Super Bonus: The Secret to Attract Money Now! Bonus: A Divine Way to Clear Limiting Beliefs About Money Bibliography Resources Catalog of Products About the Author Special Miracles Coaching Offer

Need money? Attract Money Now is the perfect blueprint for breaking free from debt, lack, struggle and fear. This is the exact same blueprint Dr. Joe Vitale used to go from a homeless nobody to a multimillionaire celebrity. It is a spiritual and practical system that will work for YOU.

IN ATTRaCT MONEY NOW, YOULL LEARN


The proven 7-step formula to attract money FAST that will work for YOU How to conquer key hidden beliefs that are pushing money away from you How to use the proven tapping technique to get cash flowing fast One of the best-kept secrets of the wealthy for attracting money easily How the rich think differently than you regarding money A brand new secret for spending in a way that leads to attracting money The two amazing little-known levels of asking for money that always work How to set up multiple streams of income based on doing what you love The one thing to do that will ALWAYS lead to more money 29 ways to attract money NOW! And much more! I have enjoyed reading and have learned something new and valuable from every one of Joe Vitales books. Attract Money Now is another solid winner! It is full of profound insights, inspiring stories and practical strategies. I highly recommend it! Jack Canfield
Co-author of Chicken Soup for the Soul and The Success Principles

Dr. Joe Vitale is the stand-out star in the hit movies The Secret, The Compass and Leap! Hes the author of numerous bestselling books, including The Attractor Factor and Zero Limits. www.JoeVitale.com
Hypnotic Marketing, Inc., Wimberley, TX, All rights reserved.

Author's Amazing Introduction

A uthor s A ma Z ing I ntroduction


Money will match your mindset. Change your mind and you can attract money now.
Dr. Joe Vitale

IF YOUVE BEEN STRUGGLiNG with money, or worried about your job or future, youve come to the right place. If youve been wondering how to attract more money using things you might have heard about, such as the Law of Attraction, then youve come to the right place. If youve been confused about how to make money in tough economic times, when the media declares we are in a recession or even depression, then youve come to the right place. My name is Joe Vitale and I intend to help you attract money now. I dont care who or where you are. I dont care about your education or experience. I dont care if you have a job or a business right now. I care about you, without knowing any more than you are ready for change. How do I know? Because you are reading this book. You have signaled that you are ready for help. I guarantee that I can help you if you take inspired action on what you learn in Attract Money Now. Ive developed a seven-step formula that will work. All you have to do is read this book and then take action. Yes, its that simple. If you trust me, and take action, I will help you. You can once and for all leave the struggle behind. You can nally break free from desperation and nd a place of peace, prosperity, and happiness. There are plenty of books and courses on how to buy real estate, invest in stocks or start a business. They all assume you already have money. What if you dont? What if youre truly desperate? What if youre truly broke? What if youre not sure what to do with the little money you may have?
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Im so convinced that my seven-step formula will work for you or anyone else that I am giving the digital version of this book away for free. Why am I so condent these seven steps will work? In the mid-1970s I was homeless. No car. No home. No money. No job. No food. No friends. No hope. I was penniless. In the late 1970s through the early 1980s I was in poverty. I lived in a room in a house. The toilet was behind a curtain in the living room. It cost me $200 a month to live there and I usually struggled to come up with the money. Today Im a bestselling author of dozens of books, have appeared on national television, including Larry King Live, am in numerous movies, such as The Secret and The Compass, and I have many audios, DVDs, home-study courses, as well as my world-famous Miracles Coaching program. I also have car, guitar, and book collections. Ive also given thousands of dollars to complete strangers, started a movement called Operation YES to end homelessness, and work with groups from all over the country to stop poverty. How did I go from homeless and in poverty to a multi-millionaire celebrity? How did I create a world-famous Miracles Coaching program to help thousands of people? I used the seven steps revealed in this book. They worked for me. They work for others. They will work for you. If you are ready to experience the change from struggle to security, from worry to wealth, from fear to freedom, then just turn the page. Expect Miracles! Dr. Joe Vitale www.JoeVitale.com PS: If you know someone who needs help attracting more money, please send them to my website where they can get a free digital copy of this book: http://www.attractmoneynow.com

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T he O ptimist C reed

ORiGiNALLY PUBLiSHED iN 1912 in a book titled Your Forces and How to Use Them, this famous creed by Christian D. Larson is worth reading every morning and evening. PROMISE YOuRSElF... To be so strong that nothing can disturb your peace of mind. To talk health, happiness, and prosperity to every person you meet. To make all your friends feel that there is something worthwhile in them. To look at the sunny side of everything and make your optimism come true. To think only of the best, to work only for the best and to expect only the best. To be just as enthusiastic about the success of others as you are about your own. To forget the mistakes of the past and press on to the greater achievements of the future. To wear a cheerful expression at all times and give a smile to every living creature you meet. To give so much time to improving yourself that you have no time to criticize others. To be too large for worry, too noble for anger, too strong for fear, and too happy to permit the presence of trouble. To think well of yourself and to proclaim this fact to the world, not in loud word, but in great deeds. To live in the faith that the whole world is on your side, so long as you are true to the best that is in you.

G rasping the G olden R ing


Quick Success Method: Love melts situations that seem impossible.
Catherine Ponder

DURiNG DiNNER ONE NiGHT, one of my new friends looked at me and asked the question I didnt want to hear How did you become homeless? By now, most people have heard my story of being on the streets of Dallas in the late 1970s and struggling in poverty in Houston for many years after that. But I had never explained exactly how I ended up in such dire circumstances. When I answered the question at dinner, everyone at the table stared at me. The woman who asked the question sat there with her mouth open and eyes un-blinking. She asked, Why have you never said this before? My friend Mark Ryan was sitting there, also staring, and said, As long as Ive known you, youve never told this story before. Its riveting. This changes everything. Changes everything? Riveting? They all said I had to tell the story now. Given the current nancial crisis and with people losing their homes and their jobs, this story needs to be told more than ever before, Mark said. I heard them and realized I agreed. So heres the story I knew I wanted to be an author when I was a teenager. I wanted to write books and plays that made people happy. Everywhere I looked I saw unhappy people. I believed I could help them with humor and stories.

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A ttract M oney N O w !

Grasping the Golden Ring

During that time of the mid-1970s, I watched sports. I dont today but back then the Dallas Cowboys were the rage. Roger Staubach and Tom Landry were heroes. I got caught up in the excitement and felt the place for me to make my name was in Dallas, Texas. I lived in Ohio at the time. Born and raised there. I worked on the railroad as a trackman, doing heavy labor all day long, working weekends and summers from the age of ve. I saved my money, packed up my bag, and took a bus to Dallas. It took three days to get there. I was lost in the big city, of course. Being raised in a small town in Ohio didnt prep me for the hustle and bustle of a city the size of Dallas. Before long, I wanted out. But I still wanted to be an author. At that time major companies were building oil and gas pipelines in Alaska and the Middle East, and offering to pay big bucks if you were willing to go to either place. I wasnt keen on going to a foreign country and doing more labor, but I saw a chance to make money, save it, and then go on a sabbatical where I could write for a few months or even a year. It seemed like a brilliant strategy. I answered one of the newspaper ads that promised to get me pipeline work at an extraordinary hourly wage. I went to their companys ofce, met an upbeat sales person, and ended up giving him all of my money my entire savings, about $1,000 based on his promise that Id have overseas pipeline work in a week or two. You might guess part of what happened next but you wont guess all of it. Within a week or so, the company that took all of my money went out of business. Their doors were closed, no one answered the phone, and no forwarding addresses could be found. Shortly after that, the company went bankrupt. And not long after that, the owner of the company committed suicide. There was no one left to try to get my money back. I was alone. I was broke. I was in Dallas, far from home. I confess that my ego got in the way here. My family back in Ohio would have taken me back in and welcomed me back home. But I was head strong and determined to somehow survive. Well, I did survive by sleeping in church pews, on the steps of a post ofce, and in a bus station. It wasnt an easy time, as you can imagine, and I never used to talk about it. It was too embarrassing.
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When I told this story at dinner, everyone agreed I had to share it with you. They said that people are nding themselves in the same situation they trusted a government, or a corporation, or a person, or a bank, and now they are losing their homes and their jobs. Hearing that I went through the same thing three decades ago and not only survived but prospered to a level that the Joe Vitale of 30 years ago could hardly imagine, ought to be inspiring to you, too. I got off the streets and out of poverty by constantly working on myself reading self-help books, taking action, scrambling at times by taking whatever work I could nd, but always always always focusing on my vision: to one day be an author of books that helped people be happy and stay inspired. Along the way, I created the seven steps Im going to reveal to you in this book. If youre in a place right now that doesnt feel so good or seem too safe, I urge you to remind yourself that this is only temporary. As I say in my book, The Attractor Factor, this is simply current reality, and current reality can change. You can help it along by doing what you know and need to do. (You always know what you need to do. Its a matter of actually doing it.) But remember, the sun will shine again. It always does. Your job right now is to focus on what you want and keep it in sight. Yes, keep taking action; yes, stay positive and surround yourself with positive people; yes, be of support to others. But remember, if I or anyone else can survive homelessness, poverty, job loss, or any other hard time, then you can survive it too. Please hang in there. One last thing: I admit that there were times I wanted to throw in the towel and get myself out of this life. Thank God I stuck around. Had I left early, I would have missed a life of magic and wonder, success and fame I had never dreamed of before, priceless relationships and experiences, and much more. I have no idea what wonderful good is headed your way and neither do you. What you have to do is stay the course and follow your heart. Ive written the seven steps in this book to help you attract money now. I know what its like to struggle, and I know what its like to succeed.
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A ttract M oney N O w !

Grasping the Golden Ring

The latter is far better. So let me tell you how to change your life... Ive traveled a great deal in the last couple of years since the beginning of whats been called the worst recession since the Great Depression in the 1930s and I speak to thousands of people about how to attract what they really want in life. Even those who were skeptical are now much more interested in nding out how to attract wealth. People are being laid off or losing their jobs, while their homes and assets have been slashed in value, and are now eager to hear what I have to say. Those that once found it easy to be positive and upbeat about their future are now frightened and unsure. Whats the solution to all this? Ive spent a great deal of time and developed many programs to help people nd joy, happiness and nancial freedom in their lives. However, many people have decided to sit on the sidelines until now. They felt their lives were ne, their relationships okay, and their career or business good. They didnt feel the need to try anything new or different. They were close-minded. Now its a different world. The lives of literally millions of people have reached a critical juncture. They feel as if theyre running out of options and searching for anything that will help even if they used to think it was a little too far out of the ordinary for them. Just writing that makes me smile because I was once one of the most skeptical, negative people around. I didnt have a dime to my name, a roof over my head and Id borrow money from anyone and everyone that I could with no clue how I would pay it back. The interesting thing was that this happened in the 1970s and early 1980s as the oil market cratered and unemployment skyrocketed. Sounds a little familiar, doesnt it? I know what its like to be unable to even imagine a future for yourself as everything that you thought you believed in crumbles around you. Back in those days, I would grit my teeth as the talking heads of the day discussed peoples worries over how they would retire or when peoples assets would recover their value. And here I was just hoping I could nd some way to pay for food! Each morning during that horrible time, I would see the same dejected, hopeless expression in my eyes in the mirror the very same expression I see on many people today. Though I understand how they feel, and how you may be feeling about your nancial situation, I
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know that with tremendous struggle and hardship comes tremendous opportunities. What?! Opportunity??? I know youve heard that before and might not have taken the idea seriously, but its true. As humans, we tend to oat along doing whats easiest or most familiar. We stay in our comfort zone. It may be lousy, but at least its known. Its not until we are plunged into turmoil that we begin evaluating our lives and then, and only then, are our minds nally open to change. I know this because thats what happened to me. If I hadnt been homeless and nancially destitute, I might have trudged along living a boring, average life for the next few decades. But things were just awful. I couldnt keep going the same way. It wasnt working and it was obvious even to someone as stubborn and hardheaded as I was at that time. Financial hardship has a way of beating the pride out of you. Unfortunately, it also destroys your self-condence and you become convinced you are hopeless. This is where the real problem lies. You no longer believe in anything. Not in yourself, not in your ability to overcome, not in the knowledge that tomorrow is another chance. You lose hope. I can tell you from my own experience that this lack of belief isnt about reality its about perception. Just because you have less money in your pocket than the next person, doesnt make you less of a person but it can make you feel that way. When everything around you seems to be faltering, it is hard to see the good. But that doesnt mean the good isnt there. Opportunities are all around you. It only takes one to change the course of your life completely. Now, you may be thinking, I couldnt attract money if you slathered me with honey and rolled me through a bank vault! But that isnt reality. Anyone can attract wealth into their lives if they choose. It makes no difference what the economic conditions are or what the stock market is doing. In fact, the entire world could be in chaotic meltdown mode and you could still attract money! Dont believe me? THE PROOF OF HISTORY You may have heard the saying that millionaires are made during economic downturns. Many millionaires were created during the
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A ttract M oney N O w !

Grasping the Golden Ring

Great Depression. There is no question it was the worst time for many people, but did that mean all the opportunities dried up too? NO! In fact, thousands of people became millionaires. And back then a million dollars went much further than it does today. Over the last 100 years people have proven repeatedly that attracting money has nothing to do with having the right education or knowing the right people. It has everything to do with your mind and your beliefs about money. Ive said it many times but it bears repeating: if you arent doing as well as you like, the only person standing in the way is the one you look at in the mirror every day. If you allow skepticism and negativity to dominate your thoughts it will soon devastate your bank account. Money will always match your mindset. Remember that: Money will always match your mindset. Contrary to popular belief, an economic downturn is a good time to start a business. Start-up costs are much lower in a recession than in boom periods. Savvy entrepreneurs think about what people will need as the economy improves and then position themselves to provide those goods or services. It is also true that many poorly run businesses close during a recession and their equipment and assets can be bought at re-sale prices for pennies on the dollar. Commercial rents become inexpensive and there are many workers available as unemployment rises. This allows for many opportunities. A good example of this is a man I met a few years ago named David. He was working construction doing small odd jobs around the neighborhood. After a few conversations I learned that he was actually a trained chef whod been laid off a few years earlier from a local country club. He decided that the only way he would be truly happy was to open his own restaurant. His seemingly insurmountable challenge was that he couldnt afford the $200,000 it would take to open a new restaurant. His family was in the construction business, so he worked in it as well. This allowed him to earn a decent living and save for his dream a Jamaican inspired restaurant. I encouraged him to stay focused on his dream and opportunities would present themselves to make it happen. A few months ago I ran into David again and asked how things were going. He was so excited he could hardly talk fast enough! One of the customers hes done some construction work for had some vacant commercial property in a prime location. It had recently been a restaurant that ultimately went under. All the equipment, dishes and
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xtures had been abandoned in the building. The man told David that if hed x it up and reopen, he could have the rst years rent free and the next two years of rent at a substantial discount. Needless to say, Davids construction experience came in handy. He remodeled the interior and within two months, opened his dream restaurant, which made money from day one due to the low overhead. Would this opportunity have appeared in a boom economy? Probably not. It may not even have happened if David hadnt shared his dream with all his construction customers. David focused on that dream, and when the time was right everything came together to make his dream a success. Just like business owners in the Depression era, those who open themselves to opportunity today are going to attract money! Right now while youre reading this. Its happening constantly and could be happening to you, but it will only happen if you dont let fear overwhelm you. Every time I see or hear something negative about the economy, I immediately think Well, that doesnt apply to me. Thats because I know how to attract money. When I talk about past recessions and the opportunities they presented, someone will usually say, But things are different now. My response is that they are and they arent. Yes, we live in a different environment than past generations. Technology has made our lives easier and more complicated at the same time and it has also brought us more opportunity. These days you can start a business from your computer, you dont physically have to go nd a market or open a brick and mortar store as people in the past did. One of my favorite stories is of Ashley Qualls a self-made millionaire before she was out of her teens. Ashley, who was only 16 at the time, started a website called whateverlife.com from her home in Michigan. She wanted to help her friends get cool layouts for their MySpace pages and provide her friends with easy to understand HTML tutorials. When she started her website, she gave all the designs for free. She earned her money from the advertising revenue. It was a very simple concept. Ashley saw the need and wanted kids her age to be able to get really nice page designs for free. The website now receives several times more trafc than most circulations of popular teen magazines including Seventeen, Teen, Vogue! - combined. Back in 2006, someone tried to buy whateverlife.com from her for $1,500,000 and she turned down the offer. In September 2006,
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A ttract M oney N O w !

Grasping the Golden Ring

Ashley attracted enough money to buy a home for $250,000 cash. She works out of her basement employing family and friends and is attracting money every day. WE LOVE CHAOS When I say that you can attract money into your life right now, I cant tell you the number of people who think that means they can sit on the couch sipping margaritas while money miraculously ies in their window and lands in their lap. This is not how it works. In order to attract money into your life, you must follow the seven steps I have laid out in this book and not one of them says to sit on the couch and wait. Attracting money requires action and focus; these cant be pushed aside or compromised. Unfortunately, humans are chaos magnets so unless we take the necessary steps to change our lives, we will attract obstacles and problems blocking our path to success. Ive also had people criticize me for presenting a program that focuses on attracting money. The truth is that most of my programs focus on attracting wealth as a whole. The difference between wealth and money is that wealth is what you have left when you dont have any money or your money has been taken. Think about it. You may have a wealth of love, wealth in your spiritual life, or many other avenues that dont have anything to do with physical cash in the bank. Money, on the other hand, is your foundation for getting by in your daily life. It is your resource. Without money, or some sort of resource to survive, you cant focus on attaining wealth in any other area of your life. But money is just a rst step in achieving a better life, ultimately helping you to become more spiritual. I can vouch for this personally. When you dont have work or know where your next meal is coming from, spiritual or emotional wealth is the furthest thing from your mind. Living today takes money and once you have that stable foundation it allows you to pursue those higher ideals. Money is needed and money is good. As youll see in this book, money is also a powerful resource for doing good things for others. Money is not the be-all and end-all of your life. If you think it is, you are overlooking true wealth and giving too much power to money. Money is just a tool. A useful one, but just a tool nonetheless. We turn money into a problem out of habit and mindset. Let me explain:
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It is truly the human condition to nd problems, create them, and/or attract them. Even when you resolve a problem, you almost instantly ll the gap with another one. We do this without even realizing it. You have to understand that as one problem disappears, another bubbles up to take its place. Thats how the human mind works. Some people like drama and chaos more than others, but we all seem to attract problems simply out of human habit. Its our current nature. Its our program. And many of our problems revolve around money. To paraphrase Buddha life is suffering, but once you realize that life is suffering, you no longer have to suffer. You are free. At that point you realize that life is a theatrical experience and you are just playing your part in the script. You are detached. You are, in many respects, awakened. Yes, we are problem-making beings but you can also detach from the experience of the problems. You can witness them. You can watch them as if watching a soap opera on television. I often see this in airports during delays. Theres always someone who loses their mind and rants and raves. Will this make the plane take off faster? No. Will he get there before me? No. Does he love chaos and drama? Yes. I can sit and view the scene with detachment because I know that delays are part of the game. It is what it is but many people havent discovered that yet. A problem to one person may be a blessing to another. It depends on your intention, which directs your perspective. So where is the real problem? Is there even a problem at all? Dr. Hew Len, my co-author of the book Zero Limits, often asks, Have you ever noticed that whenever there is a problem, you are always there? He means that the problem is yours yours in perception and yours in responsibility. Clear the beliefs in you that see it as a problem and the problem disappears. Poof! Your perception about money determines whether it is a gift or problem. The choice is in your mind. I recently met a young couple, both surgical techs at a local hospital, that were facing a foreclosure on their home. The husband, Kenny, said hed been in a state of depression for weeks and unable to see any options. I asked, Options for what? He replied, Options to keep our home. Why are you so convinced those are the only options? He stared at me for a while like Id grown a horn on my forehead. But a home is just a thing nothing more, nothing less. His emotional
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attachment to that home was altering his perspective. There are many options and opportunities that we encounter every day, but we are so sure that only one type of option or opportunity will work that we dont even consider any other possibilities. This doesnt mean its easy. Kenny and his wife wanted a solution that included rescuing their home from foreclosure. I asked, What would happen if you lost the home. Then what? He thought for a moment. Wed have to start over. And what would that look like? Again he thought. Well we could relocate to an area with higher pay as our hours have recently been cut at the hospital. His wife chimed in, We could even become traveling techs who earn even more money since we wouldnt have a house to hold us here. As they talked, ideas owed. Within an hour, they were convinced that losing this home was perhaps the best thing that could happen to them as it had prevented them from pursuing other opportunities that would have attracted much more money. They had been so caught up in the drama and chaos of the foreclosure that they hadnt looked at it objectively, in a detached manner. Once they removed all the negative emotions they attached to the event, they were able to think of many good things that would come from it. When you face a problem or challenge in your life, its only a problem because you arent accepting what you have, and are focused on what you want with a feeling of lack or desperation. You need to be grateful for what you have now and want more. When you do that with awareness and detachment, the issue isnt really a problem, its just your next activity. When you take the edge off your stress, you can more clearly see your next move. Let me explain. MONEY IS IN THE MINd Ive always known that the idea of money is in the mind. Most money is just a piece of paper or coin that only means something to the one giving and the one receiving. It is an agreed upon exchange of value. This is a very important idea to keep in mind. Often, when people think of attracting money, they think of cash they can take to the bank. While cash is included, it also includes things of value that come in from other sources.
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For example, when David wanted to open his restaurant, the offer of a free years rent is just as good as cash in the bank, because it was money he didnt have to spend. Im always amazed at the gifts and other things that just seem to ow to me effortlessly. Its not always money. Sometimes it may be my expenses paid to visit exotic places like Peru where I can stand on the ancient stone steps of Machu Picchu and have a great experience. Other times it might be a gift that arrives unexpectedly like a beautiful handmade leather bag I once received. When you think of attracting money, think of attracting anything of value that will enhance your life. Not only do I experience this myself, I hear about these types of gifts all the time through my blog or through email, as others are learning to attract money for themselves. While you may think that we are on a currency system, many things can still be acquired through trade or agreement without any exchange of money at all. This opens new realms of possibilities. The idea that money is in the mind highlights the fact that what you feel, think and know about money, determines your ability to attract it. Again, money matches your mindset. Many of us have had a tumultuous relationship with money over the years. Once I nally gured out that the issues I kept struggling with were my own creation (due to the beliefs and perceptions I had), then I nally opened the oodgates and let money pour into my life. Im often approached by individuals saying, I dont want to know about that mumbo-jumbo Law of Attraction stuff, just tell me how to make money! How do you expect to attract money if you dont understand how to do it? Just like happiness, you cant pursue money. If you do, you will become a slave to the pursuit. The only way to experience true freedom, is to attract the money to you, allowing it to ow and circulate for the good of yourself and everyone else. Those who are desperately seeking money, often run around in a frenzied state of panic, not understanding that this mindset slams the door on all the riches that would normally ow toward them. Panic attracts more panic. Worry attracts more worry. Desperation attracts more desperation. In this case, like attracts like! STOP! The rst step is to stop all the activities youve been doing and evaluate yourself and your mindset. There is no way you can take focused action in the right direction if youre unaware of your limiting
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Grasping the Golden Ring

beliefs that may be getting in the way. Until you commit to work on yourself, and your attitude toward money, it will always elude you. Attracting money is not about getting lucky. It is not about a once-in-a-lifetime opportunity. Its an understanding of how money works and what attracts money to you versus what repels it from you. I have lived the worst type of life and now enjoy the best. And the good life can be yours too. Im not special or blessed in some way. Theres nothing making it easier for me and harder for you. Were all on the same eld. Im just a few steps ahead, but not for long I hope. In the next few chapters I will be revealing seven steps you can take to attract money with ease. Though I have taught thousands of people how to attract things into their lives, many still have a difcult time applying the concepts to their nances. They seem to apply the ideas to relationships, their spirituality and even their careers but when it comes to money, they just dont attract it. Throughout the text you will notice me saying, Do this, not that, or Choose A not B. This is because I want you to be rich!! I want you to close this book and understand the path you must take to attract money into your life no questions or assumptions just the facts. If youre ready to learn my easy seven-step formula for attracting money now, please keep turning the page...

GRASpING THE GOldEN RING TRuTHS & TAKE-AwAYS


Economic recessions and depressions have always produced enormous opportunities for people willing to ignore the negativity. People choose to live in nancial chaos and they have no idea that they can choose a different path. Attracting money requires inspired action and total focus. These cant be pushed aside or compromised. A problem to one person may be a blessing to another. It depends on your intention which directs your perspective. When you face a challenge in your life, its only because you arent accepting what you have and are focused on what you want, with a feeling of lack or even desperation. The idea that money is in the mind highlights the fact that what you feel, think and know about money determines your ability to attract it. Attracting money is not about getting lucky. Its not about the perfect once-in-a-lifetime opportunity. Its an understanding of how money works and what attracts money to you versus what repels it. You will attract money in alignment with your mindset.

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ACTION STEPS
Write down your beliefs about money. Ask yourself if those beliefs serve you or stop you in attracting money. What are ve positive reasons for you to want to attract more money now? Write down a problem or current complaint you have. Write out a way to turn that problem or complaint into a product or service.

{STEp 1} A lter H ow Y ou T hin K


Wealth is the product of a mans capacity to think.
Ayn Rand

LiMiTiNG BELiEFS ARE LiKE thieves in the night. And some of your beliefs are much more costly than others. The direction of your thoughts and the explanations you give yourself are extremely important in determining if you will attract or repel money. The rst step to attracting money is to understand and alter how you think. In order to do this, you must address your underlying beliefs - and dont think for one second that you can just skip over this step and go on to the others. If you do, you absolutely will fail, so dont be tempted to treat this lightly. This rst step is crucial to your success if you want to attract money. People usually enter my Miracles Coaching program when everything they have tried has failed or has only been marginally successful. They say they have tried it all and they have, except for the rst step! You must align your mind with where you want to go and who you want to be, way before you become it. In similar fashion, you must understand how money works and what it really means to you, before you will overcome anything. Otherwise you will end up sabotaging yourself repeatedly. Have you ever felt like you were just within reach of something you wanted and then blew it at the last second? This happens frequently in sports. One team seems to have the victory in hand and then makes blunder after blunder, until it ends up losing. Why does this happen? Mindset. If you dont have the mindset of a champion, youll never be one. People often think that they will have a wealth mindset once they have made a lot of money. The opposite is true. You must have
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a wealth mindset before you achieve it, because if you dont, youll nd yourself frequently getting close, but never achieving your dream. Think wealthy now and you will begin to attract money now. Simple. There are three core beliefs that have to be released if you want to attract money into your life. Theres no way around them and no way to avoid doing your due diligence. You must get past them or they will always steal your potential. Here they are: I LOVE MYSElF The most important core belief that must be expelled from your mind is I dont love myself. This is the rst thief. Now before you roll your eyes and wonder what in the world this has to do with making money, listen up. How you feel about yourself determines how much money (or anything else that is good) ows into your life. Did you know that every single person who hasnt attracted what they want, has this limiting belief? They dont love themselves. Until they get rid of that belief, theyre not going to attract money, theyre not going to experience success and theyre not going to have any of the things they want. They will wish or hope to attain their goals, theyll attempt them, but they will level off and be frustrated, wondering Why is it going so well for everybody else but not for me? When I say that you must love yourself, it means that you must have a tremendous level of acceptance of all your good qualities and be working on the qualities you want to improve. This is not an idea where you ever achieve perfection. There will always be more to accomplish and new issues that must be dealt with. As you grow in knowledge and understanding, you will achieve your potential. You will always be working on yourself. Thats how I, and everyone I socialize with, approach it. I dont have all the answers, but Im actively looking for them. Im also open to working on anything within me that might keep me from attracting what I want. All of this is like peeling an onion. Every time you work through one layer, another appears. In your nancial life, these layers and challenges have nothing to do with the external environment. It doesnt matter if theres a recession or not, who the President of the United States is, or how the stock market is doing. Its completely and totally internal within you. This is one of the reasons why limiting beliefs are hard to change. They are invisible and incredibly destructive.
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You probably know people who are doing very well nancially. If not, Im sure youve read about some. Theyre likely doing really well, no matter whats going on in the country. If you look at the stories from the Great Depression or at other challenging times, youll nd many people who have prospered and thrived many of whom are still around. People like Colonel Sanders who created his namesake chicken recipe during the Depression, opened a restaurant, and now the company has locations around the globe. Companies like John Deere, which you might have expected to disappear during the Great Depression, came out of it stronger and is still going strong. These types of companies are all around us and serve as examples of what can be achieved. However, it begs the question, why did these companies survive when so many others didnt? Its because their mindset made them immune to the economic conditions. They believed they could weather the storm and did. They found out that negative news is like a disease and you can choose to allow yourself to be infected or not. YOu DESERVE TO SuCCEEd The second of the thieves is I dont deserve it. Its directly related to I dont love myself. If you have an important goal, and you think its worthy or valuable, such as, I want a new job. I want a raise. I want more sales - and youre not achieving it - you need to look deeper. The reason you arent progressing is likely because you believe that you dont deserve it. Now you may think this is irrational, but is it? Have you ever had a nice suit that you only wore on special occasions? Or perhaps a special set of dishes that you only use on holidays? The motivation behind these actions is that you feel these objects are too good for you to enjoy every day. I once had a friend who owned a small ranch. One fall he bought a brand new customized truck and came by to show it to me. It was gorgeous. He was beaming with pride and you could detect a distinct difference in the way he walked like he was 10-feet tall. The next week I saw him driving his old truck again and asked what happened. He said, Oh I just take the new truck out for special occasions, its way too nice to drive around the ranch. What he was in effect saying, was the thought of the new truck was above him. It couldnt be part of his daily life because he only felt he deserved to have it for special
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occasions. You see and hear this thief rear its head every day when people talk about how someone else is so much better than they are and how they cant possibly attract certain things because they are just not for them. This is a clear indication of where their focus is which is not on achieving their dreams, but on why they cant or why someone else deserves it more. It shows they dont value themselves or their contribution to their own lives. If you dont love yourself, you will never believe that you deserve anything of value in your life. You will walk around with the idea that good things only come to others but they are not meant for you. Now you may even consciously force yourself to say I do love myself. Look at what a nice person I am and look at all these nice things Im doing. But if youre not seeing positive results, they are being blocked by a limiting belief deep within you. Your results are simply a mirrored reection of whats inside you. The outer always reects the inner. When you experience lack of achievement or when you get close to a goal only to choke at the last minute, you are struggling with beliefs that must be addressed. I know literally thousands of people who use positive afrmations every day as a tool to change their beliefs. They can be very effective. The idea is that the more often you say it, the faster you will adopt it as a belief. Unfortunately these afrmations are no match for a limiting belief that may be lurking inside you. The positive ideas you are trying to adopt bounce off like a ping-pong ball hitting cement. The only way to change the situation is to acknowledge the underlying belief and deal with it rst. MONEY IS A TOOl FOR GOOd There is one additional belief about money that belongs with the other two thieves. This biggest, baddest, boldest, most insidious belief about money has been around for literally thousands of years and is still here now Money is the root of all evil. Yikes! With this belief, how could you possibly think youre going to attract money into your life, while being a good, spiritual, holy person? You may have some money temporarily. Just enough to survive on. But deep down your subconscious mind will repel money away from you, because you dont want to be associated with evil. This includes sabotaging your efforts at success.
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This one belief has kept generations on the verge of poverty since the beginning of time. Whats worse is that it is not even true. Money is not the root of evil, especially all evil. Actually George Bernard Shaw said it best when he said, Its the lack of money that is the root of all evil. Theres a great deal of truth in that. The lack of money puts people in a desperate mindset, and that is the true evil. When in this mindset, they will do things they may have never contemplated otherwise and often those things are very destructive to themselves and/or to others. The belief that money is evil actually stems from a Biblical reference stating that the love of money is the root of all kinds of evil. (Timothy 6:10) Love of money refers to someone who is chasing the dollar at the expense of all else in their life. This principle allows greed and selshness to manifest in their lives. Chasing money indicates a competitive mindset that will do anything to have more money. It does not say that money in and of itself is evil, but that people who love money are prone to this trait. The Dickens character, Scrooge, is the perfect example of this mindset. He loved his cash money and only wanted more of it to the exclusion of everything else in life. Of course when you have a biblical reference with that much power, its easy to understand how it can be distorted over time. As more and more people believe that money is evil, it can be hard to change the precept and realize the truth. Remember in the last chapter when I said that money doesnt have emotions and only makes you more of what you are? Think about that. The richest people in the world, millionaires and even billionaires dont love money. NO. They dont. They love the freedom that money provides. Money is just a scorecard. Always remember that you cant really achieve great monetary success unless you follow your passion. The money is secondary. Money ows to the wealthy because they do not chase it just for the sake of having more. They desire freedom. They dont desire money. This is an important distinction! When you understand that money is neutral and simply an agreed-upon exchange of value, you will attract money into your life right away. As long as you think that money is bad, evil, corrupt, or that evil people are rich and rich people are evil youre not going to allow monetary wealth to enter your life. It will bounce off of you as if youre made of rubber and youll never even notice it, except when you look in your checkbook. You will know that you dont have any money and wonder why.
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I went to Ohio to visit my family a while back and I saw one of my brothers, the youngest in our family. Hes got a nice family and a nice little piece of property. Hes a mechanic, so hes making some decent money. Hes working hard and living what most would consider a completely normal and average life. But he looks at my life and marvels at it. I know on some level hes really confused, since he doesnt understand how all this money was attracted by someone like me a person he grew up with and views as normal and average. He asked me at one point, How did you do it? To answer him, I basically laid out all the information Im giving you now. I told him how money works, what holds us back, how I overcame my beliefs and how I help others do the same thing. He said Thats never going to work for me. I could never do that. I was stunned. I wondered, How can he even think that? But in his mind, in his world, based on his past experience, he has no idea how to attract money into his life. He has convinced himself that he is a mechanic and only a mechanic and thats what hes going to be for the rest of his life. That means he will always make so much per hour, and thats good enough. When you look at it from his perspective, you can understand this limiting thought process. Hes raising his family and has people he loves and takes care of. Hes got his little piece of property and his vehicle. Hes doing ne. Its good enough for him. But he doesnt see his own mental process, nor does he recognize how his limiting beliefs are keeping him from an even better life. Then we started talking about my car collection which amazed him. My brother asked me, How come you dont have a Corvette? I replied, I dont have one right now. It might be next on the list, you know. They come in time. This is not a limiting belief on my part, but my garage is only so big (although Im building a bigger one as I write this). Still, there are only so many cars that will t inside at any given moment! He said, I could never have a Corvette. Again, Im stunned. Im asking myself, what goes on in his or anybody elses mind that sets such limitations? My brothers mindset is just like most others. He works at a job for a certain amount of money. Thats what he knows and thats what he sees as his future. He doesnt see the big picture or the possibilities. Even with me standing right in front of him as an example of whats possible, he still doesnt see it.
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While hes talking, Im thinking to myself, I could name three ways you can get a Corvette. It really struck me in that moment how very different our thought processes are. My thought processes can come up with all kinds of options, all kinds of opportunities. I listen to most people, and in 20 minutes or so Im thinking Theres an idea theyre not even acting on. Theres something they could draw out and turn into a product. But theyre not doing it. In fact, theyre not even seeing it. It still takes me by surprise sometimes that my own mindset has changed so much. Not that Im saying I am the awakened one. Im still working on myself all the time - every day - and Im sharing whats working for me with you. Its just proof to me that if you do the work each day, youll make progress without even realizing it. Just as Im astonished at how far Ive come, there are also those times when it becomes obvious how far I still have to go. Recently, I had dinner with Kevin Trudeau, author of the Natural Cures book series. I was telling him how I have published over 30 books, several of which have become bestsellers. I felt really good telling him. Then he told me how he sold 30 million copies of one of his books. Suddenly I thought, I havent accomplished anything! But my point is that hes thinking differently. Hes thinking bigger than I have up to this point and that means I still have a ways to go. There will always be more to reach for and more to achieve. The process of changing your thoughts to accept each new level of achievement into your life is the real challenge. THE GIFT OF RElEASE The rst question anyone asks when I talk about the three thieves is, How can I change my beliefs and thoughts about money? The rst step is to evaluate what you believe and why. Awareness is a must, as you must identify whats holding you back in order to deal with it. Once youve identied the ideas you want to change, then you must get clear of them and release their power over you. Ive written many books and offered numerous techniques for clearing old beliefs and Im always open to new or different techniques. The basic premise of any clearing technique is that you rst connect with that belief and become aware of the emotion you have attached to it. If you feel you arent deserving, then the rst thing to do is connect with that feeling. Do you feel sad, mad, or worthless? Now realize that this is just a perception on your part. You choose to feel the way you do and you can choose to release it. I often
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encounter this belief with people whove been treated badly or abused. They feel undeserving because they were told that as a child. But is it true? NO. Getting past your old beliefs means exposing them to the light of day and examining what they are and if theyre valid. Usually, 99.9% of the time they arent. We carry around a whole slew of beliefs from childhood. If you were made fun of in second grade because you were afraid to speak in front of the class, it may have created a long lasting fear of public speaking. But where does that fear stem from? If you miss a word, is the audience going to jump on stage and devour you? NO. Your logical adult brain can gure this out, but you also have to release the emotional connection. This is the real challenge. Think back to a specic incident and recall those emotions. Does your chest feel tight? Do you hold your breath or cringe with fear? These reactions are not in response to a real danger they are the mind reliving an old incident that no longer can even affect you unless you hang on to that old emotion that blocks your progress. A lot of people think that positive afrmations will overcome limiting beliefs, but I disagree. If you dont directly address the issue and just use positive afrmations, you dont release the negative emotions that are blocking your progress. This is why if you just use afrmations, without dealing with the underlying issues, you will have limited success, because the limiting belief is still there. There are many different variations of clearing techniques. Brad Yates and I have a whole audio program called Money Beyond Belief. Its available at www.moneybeyondbelief.com. This series focuses entirely on eliminating money beliefs that are holding you back. You can do this on your own, for limiting beliefs such as, I dont love myself. I dont deserve money and Money is evil. None of these beliefs are true, so let them go. I want you to be aware that all of the things preventing you from attracting money can be released right now. Your life can change in a nanosecond. I remember when I rst started doing seminars, people would ask, Can I really learn this in a weekend? Can I really change my life in a weekend? All I can tell them is my own experience. Ive had moments in my life where I changed because of a story somebody told me over dinner. Ive had moments in my life where I changed because of something I saw in a movie. Ive had moments in my life where Ive been in a seminar and somebody said one thing just a phrase or explanation of
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a concept, and it might not have even come from the seminar leader and something shifted in me and I awakened. You can have an awakening at any point at any time, including right now as youre reading these words. I know many people whose lives have been changed by reading a book. For whatever reason, whether it was a new idea theyd never seen or an old idea they were nally ready to hear. The words awakened them and changed their life. I wrote this book with the intent of helping you break through your nancial barriers. Most people will change other aspects of their lives but money is the hardest area for them to grasp. You shouldnt feel trapped into sitting on the sidelines while others attract the money that you could be sharing. And you dont have to. But you must decide. Are you ready to look into those dark, longheld beliefs and banish them forever? Are you willing to do whatever is necessary rather than whats easy? Are you ready to say, Hey money!! Here I am! Im ready to receive!? If you are, then youre ready to learn the rest of the steps that will get you there, but you must commit to doing them all. Each one in full. Then and only then will you open the oodgates to your new abundant future. Remember, the rst step is to alter how you think about money. When you realize that it is a neutral force for good, and you deserve it, then you can begin the process to attract money now. But understanding and altering how you think is only step one. Lets move on to step two.

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STEp 1: AlTER HOw YOu THINK TRuTHS & TAKE-AwAYS


Limiting beliefs are like thieves in the nights. The rst step to attracting money is to change your thoughts and address these underlying limiting beliefs. You must have a mindset of wealth before you will ever achieve it because if you dont, youll nd yourself frequently getting close, but never quite achieving your dream. All of this is like peeling an onion. Every time you work through one layer, another appears. If you dont love yourself, you wont believe that you deserve value in your life. Getting past your old beliefs means exposing them to the light of day and examining if and why theyre valid - 99.9% of the time they arent. All of the things preventing you from attracting money can be released right now.

ACTION STEPS
Reect on the three key limiting beliefs and write down which ones might be true for you at the moment. Write down the opposite of the limiting beliefs and reect on what it feels like to deserve and enjoy money. Consider other beliefs that may be limiting you from attracting money, and reect on the opposite of those beliefs, so you know you deserve money now.

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Step 2: Give Without Expectation

{STEp 2} G ive W ithout E xpectation


Your wealth is hiding under the very thing you are afraid to do.
Joe Vitale

WHEN YOU TAKE an objective look at money and how it works, it can be really confusing. Those who have money seem to get more all the time while those who dont have money, experience struggle constantly. Its as if there is some secret that the wealthy know that they arent telling anyone. There is a secret but its not how to accumulate money. In fact its not even about money. The wealthy know that if you chase money, it will always elude you. They also know that money has to circulate, meaning you are a conduit for money, not a receptacle. This is the secret that causes so much confusion. Most people assume theyre supposed to be a receptacle for money. You attract money into your life and it sticks to you like glue. In reality, it ows through you. You are not a stopping point but a conductor. I liken it to trafc on a busy street. Imagine that you are in control of all the trafc lights on a busy street. The cars owing by are dollars. If you try to jump out in the middle of trafc and capture the dollars, you do nothing but cause chaos. Likewise, if you set all the trafc lights on red in an effort to keep as much money as possible, you completely stop the ow of trafc. It then takes much more time and energy to get trafc owing again. Here again, gathering a few specic dollars is not nearly as powerful as controlling an entire stream of money. You can direct this stream at will which allows you to have the kind of life you dream about. Wealthy people understand the concept of directing a stream of money rather than hoarding it. They know that money in motion is a powerful tool, while money just sitting is doing nothing but
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losing value. Unfortunately, most people who want to attract money into their lives merely sit back and wait to receive it. Thats not how it works. You cant stand over home plate with a big catchers mitt waiting for your fortune to come at you. If you do, your efforts will be met with limited success because youre standing in the way! When I explain this idea, there is usually a room full of people nodding and agreeing as if they get it. But it can be a struggle to actually understand the idea on an everyday level. This is because were conditioned by everyone we know and everything weve heard that the way to riches is to accumulate them. This is why we have retirement funds and save for a rainy day. These things are not necessarily bad, but the idea that this type of mindset is the way to true wealth is just plain wrong. Once you see the true power of directing revenue streams rather than hoarding your money, it becomes obvious that savings plans alone wont get you the life you really want. Im not saying to be nancially irresponsible, but Im telling you that unless you change your mindset and let go of the beliefs you currently have about money, youre doomed to struggle, no matter how much money you have. We all know people who struggle to make ends meet each month. It doesnt matter if they make $50,000 per year or $200,000 per year. They have a mindset that focuses on what they lack, so rather than being a conduit for more money, they constantly try to chase money or try to make their money stretch. I spent some time with a man Ive been acquainted with off and on for years. He was a long-time real estate investor, and known to pinch pennies at every opportunity. His real estate investments always seemed to squeak by and not make the big money he wanted. Just ve minutes around this man and you could immediately see his lack mindset he didnt tip, refused to drink anything but water when he went out for dinner, and drove all over town to save ve cents on gasoline! Needless to say, my ideas about attracting money fell on deaf ears. He was convinced that making money was hard. He told the story of how his parents had survived the Depression by barely scraping by. They considered giving money to others a sin. My nickname for him became Scrooge because he thought anyone who spent money was one brick shy of a full load. Needless to say, he thinks Im crazy to this day. But my income has soared and his has remained about the same as it was 10 years ago, which means hes going backward, not forward.
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Step 2: Give Without Expectation

Hes so focused on every dollar that he cant step back and see the big picture. Therefore his money doesnt grow. Its a common misconception that it takes a lot of money to get anywhere. That is simply not true. Even a small amount of money applied in just the right way can produce powerful results. Not too long ago, after one of our notorious Texas downpours, a friend of mine called and said part of his ceiling collapsed. He never even noticed a leak. But over time drop by drop water had worked its way through the roof and rotted out the ceiling. It only took one good rain shower to bring the whole thing tumbling down. When you think about a drop of water, it looks and feels harmless but drops of water over time carved the Grand Canyon. Dont underestimate the power of a little bit of money applied in the right way as it can often exceed tremendous amounts of money squandered. GET IN THE FlOw So if money needs to circulate, how do you start? Before I answer that question, Im going to say that you must decide to set aside all those old beliefs you have about money or this idea will make you panic. The secret to getting money to ow through your life and be attracted to you, is to GIVE IT AWAY. Read that again and again. Remember what I said about setting aside those old beliefs? I bet you instantly had them rear up at the idea of giving money away. How can giving away money attract more money? Seems a little backward doesnt it? Its not. When you hoard money, youre stopping the ow. Giving without expectation of return from a specic source is the second step to attracting money into your life. Ive spoken and written a great deal on the Law of Attraction. This law isnt new or different from anything that you learned as a child. Simply stated, What you put out into the world comes back to you several times over. If what you put out is positive, you receive positive returns. If what you put out is negative, then you receive negative returns. Its that simple. When you were young, you were probably taught the ideas of give unto others and its better to give than receive along with other similar truths. These ideas are simple statements of the Law of Attraction. If you give freely, without any expectation of return, you will receive back in kind many times over not to mention the sheer joy that giving brings into your life.
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Some people think giving has nothing to do with making money. I believe they are intertwined. The more you give, the more you receive which allows you to give even more. You can give to those you love or to those who inspire you. You can give to your religious organization or charity. It doesnt matter to whom you give, as long as its something you feel good about. In short, give money to whatever or whoever has made you feel uplifted, inspired, encouraged or happier. TwO LEVElS OF GIVING There are actually two levels of giving. The rst is well known to most people. It is called tithing. At this level youre giving 10% or more of your gross income to the source of your spiritual and/or inspirational nourishment. Now Im sure youve heard that youre supposed to give 10%. I have to admit that years ago I really struggled with the idea. Partially because I usually heard it from someone with a vested interest in getting me to believe it! People like ministers, non-prot organizations, and charities. I thought they wanted me to give, so they can have their cut of my money. Back when I was trying to get off the streets and get my life together, Id go to church and listen to those who talked about giving as a path to receiving and prosperity. I thought it was a total scam! I would sit back and listen suspiciously, refusing to buy into what I thought they were selling. I refused to fall for it. But the truth is that as long as I didnt fall for it, I didnt receive money. I was choking off the supply before it even got started. Even if I pried a few bucks out of my wallet, I would wait impatiently to get those few dollars back in return. The problem was my mindset. I gave grudgingly; not freely and with joy. I gave expecting an immediate return and accounting of the dollars I felt I was owed by my giving. It wasnt until I learned gratitude and the real joy of giving that I was able to step into the ow of receiving. It is this joy of giving without expectation that must be mastered before you can move on to the next level, which is seeding. Theres a wonderful book called Seed Money In Action, by John Speller. John talks about planting the seed of attraction. This seed is giving. And giving has the power to bring more riches into your life. That means giving more than the 10% that youve been tithing. In order to attract more money into your life, you have to give. This
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is a universal principle, if not a psychological principle. When you give, you open the door inside of you to receive. The more you give, the wider that door swings open. Giving comes back to you, but it only comes back through the same opening you made. So if youve only opened your door a little, then a little is all that can come back to you. If youre sitting here wondering, Wheres the money? Then the rst question to ask is Have I been giving money? If so, To whom? Did you give to your source of spiritual or inspirational nourishment? This is important because you also want to attract more spiritual and inspirational nourishment for your journey. That source can come from anybody. Perhaps its a waitress working two jobs to go back to school or maybe its a performer with awe-inspiring talent. It could be the cab driver offering an uplifting story, or a woman from church who always thinks of others. It can be anybody. Sometimes people hear me talk about giving where you received inspiration, and they say they dont know where they received it. That always amazes me. Just stop, reect, and be honest with yourself. Ask, Who or what inspired me today? Your inspiration could come from anyplace or anybody. Maybe it was a smile you received from a stranger. Maybe it was a fortune cookie. Maybe it was from a minister, politician (it could happen), family member or friend. When you are on alert for receiving inspiration, youll note it. When you do, reach into your pocket and give some money to that person, place or source. OpENING THE DOOR A few years ago I heard about a little boy named Kirk. Kirk had a pediatric stroke six weeks after birth. I didnt know such a thing existed. The stroke means that Kirk cant walk or talk. A mutual friend of mine, Kevin Hogan, told me about Kirk. Kevin was raising money to get Kirk some much-needed therapy. I told Kevin No. I said, Im already giving. I drew the line and said, I dont know this kid or his mom. It wasnt but a few hours later when it was really gnawing at me and I said, Okay, Im going to do it. I sent $1,000 and it felt great! A few months later, I thought, I wonder what else little Kirk needs? So I wrote Kirks mom. Kirks mom replied that he needed an exercise machine. Kirk would strap into the machine and therapists would
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be able to move his body in ways that retrain his mind and body to connect. The machine would allow his brain and his physical body to start working together again. The machine cost $15,000. So I went to my blog and told my readers that I needed help raising money. I told the whole story, posted a photo of Kirk, as well as a photo of the machine. I had a PayPal merchant Account set up that went directly to Kirks mom. In short order, a couple thousand dollars came in. I was disappointed. I thought, Why arent people giving? And then I thought, Why arent I giving? So I got out my checkbook and wrote a check for the entire $15,000. I sent it to Kirks mom. This money was going to a stranger Id never met, for a machine Id never seen. The act of writing that $15,000 check was one of the most exhilarating experiences of my life. It was absolutely exquisite! I cant tell you how good I felt to know that I was writing a check for $15,000. I was homeless, living in poverty at one point in my life. I was on unemployment until the government cut me off. I was suffering, struggling, going through terrible times. Now I could write a check for $15,000 to a complete stranger. I felt fantastic. The power of this gift opened the giving door in my life even wider allowing more than I could ever imagine to ow back in my direction. The same day I sent the $15,000 to Kirks mom, I received a check out of the blue for $35,000. I didnt write the check to get money. I wasnt looking for the money. This wasnt money that was owed to me or that I was rattling the trees for saying, When is the mail going to come and bring my check? I wasnt looking for it, I wasnt thinking of any of that. I gave with complete detachment to somebody who was actually inspiring me. Kirk inspires me. His pictures show him looking like a little Buddha. He has a great smile, bright eyes and a loving side of him that melts my heart. I look at the photos of him and get choked up. I look at those photos and something inside of me goes, What the heck are we complaining about? Theres no excuse. This little boy cant move his body and hes happy. That was worth $15,000 to me. And then I received $35,000 unexpectedly. Incredible! Ive learned that giving is incredibly powerful. I really want you to understand that you must give. But you must give where you receive spiritual nourishment. Dont give mindlessly or automatically. Check into your heart and do those things that nourish your soul. I had t-shirts made a long time ago that said, Where did you receive
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the most joy today? Wherever you received the most joy today give there. You can give in a lot of ways. What Im describing is a spiritual principle of giving away 10% of your income called tithing. This is the rst step to attracting more money into your life. If you want to go further, then the next level is the seed money principle. This is where you give at least an additional 10% to wherever youre feeling inspired. This is on top of what youve already given. When I was struggling and nding my own path, there were times Id look in my pocket and there was $5. Thats it! And Id think, Well, 10% of $5 is only 50 cents. It didnt really seem like it was even worth giving such a small amount. After all, what can 50 cents really do? But I was looking at it backward. I was focusing on what the 50 cents could buy rather than how wide those 50 cents could open the door for me to receive. It wasnt the amount of money, it was about the spirit of giving whatever I could. Almost everybody gets to the point where they dont want to give. They want to hold on to their money or they think giving is a waste. Its easy to assume, I will give when I have the money to give. I will give when I have a million dollars. Just get me to the million dollars and then Ill start giving. But it doesnt work that way. Just like you have to have the mindset of success before you become successful, you have to have the mindset of giving before you have a lot to give. This is because giving opens the door. And if you dont give what you have now, you wont receive more money to give later. As you keep on giving, youll receive even more. You only have to follow the guideline give 10% to where you receive spiritual nourishment and keep doing it. In 1924, John D. Rockefeller wrote a letter to his son, explaining why he gave money away. He wrote, ...in the beginning of getting money, way back in my childhood, I began giving it away, and continued increasing the gifts as the income increased Notice that he didnt say he waited until he was wealthy to start giving money. He started the practice as a child and continued it throughout his lifetime. It is estimated that Rockefeller gave away over $550 million dollars. Years ago I wrote a book on P.T. Barnum, the famous circus promoter. He was a big believer in protable philanthropy. He was convinced that giving leads to receiving. And he was right. He went on to become one of the worlds richest men.
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The idea of giving has become a hot corporate topic. Many companies are learning that business expansion is closely tied with their willingness to give back. This is opening the door to receiving on a global scale. And the most important type of giving is personal and individual. BE THE ElEpHANT, NOT THE GNAT From my perspective, the biggest mistake that people make is to give out their gifts with an eyedropper. They give far too little and miss out on the abundance they could be receiving. You have to give a signicant percentage of what you have to be in the ow to receive. It took me far too long to grasp this concept and for years I gave as if it would physically pain me. I gave as little as I could. What I received in return was equally small and miserly. This was proof positive that it didnt work. Where was my abundance? I expected the universe to shove an elephant through the door when Id only left an opening wide enough for a gnat! Naturally, what I got in return was in proportion to what I gave. I gave very little and received very little but I still wanted that elephant! Finally, I made up my mind to test the giving theory. For quite a while Id been reading inspiring stories from Mike Dooley of www.tut.com. I really enjoyed these stories and received a tremendous amount of inspiration from them. I decided to give back to the source of my inspiration and send Mike some money. In the past, I might have sent $5.00 (gnat) but this time I sat down and wrote a check for $1000 (elephant)! It was the largest single contribution I had ever made in my life up to that point. It gave me that tingly nervous, excited feeling just like you get right before you open presents on Christmas morning. The big difference was that instead of getting the gift, I was giving it. Mike was stunned. He got my check in the mail and nearly drove off the road as he headed home. He couldnt believe it and called to thank me. I enjoyed his childlike excitement and exuberance. It made me feel like a million bucks. And thats real important. Because when you feel like a million bucks, as a result of an event you helped make happen, you attract more money to make it happen again. I quickly realized that the sheer joy I experienced giving the money, far surpassed the excitement he had in getting it. It was an inner rush to help him. I still rejoice about sending him the money, and just thinking about it brings a smile to my face.
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I gave with no expectation of gain and some wonderful things began to happen. I suddenly got a call from a person who wanted me to co-author his book a job that ended up paying me many times what I had given away (elephant!). Shortly after, a publisher in Japan contacted me, wanting to buy the translation rights to my best-selling book, Spiritual Marketing (later expanded and renamed The Attractor Factor). They, too, offered me many times what I had given Mike as a gift (elephant number two!). I swung the door open and received many times more than I gave. A true skeptic can argue that these events are unrelated. Maybe in the skeptics mind, they arent related. In mine, they denitely are. When I gave money to Mike, I sent a message to myself, and to the world, that I was successful and had stepped into the ow of abundance. I also set the Law of Attraction into motion. This attracted money to me from a variety of sources far exceeding the amount of the actual gift. Think of a person or organization that inspired you over the last week. Someone that made you feel good about yourself, your life, your dreams, or your goals. Give that person some money. Give them something from your heart. Dont be stingy. Come from abundance, not scarcity. Give without expecting anything in return. It sure enough will come from other avenues. As you do, you will see your own prosperity grow as your life becomes full of elephants and void of those pesky gnats! Remember, the second step is to give money without expectation of return from a particular source. When you do so, youll begin to Attract Money Now. Now on to step three.

STEp 2: GIVE WITHOuT EXpECTATION TRuTHS ANd TAKE-AwAYS


When you attract money into your life it should not be your goal to have it stick to you like glue. Youre not a stopping point youre a conductor. Rich people understand the concept of directing a stream of money rather than hoarding it. Even a small amount of money, applied in just the right way, can produce powerful results. If you give freely, without any expectation of return, youll receive back in kind, many times over. Giving is the second step to attracting money into your life. Its important to have a success mindset, so you can become successful. You also have to have the giving mindset before you have a lot to give. The biggest mistake that people make is doling out their gifts with an eyedropper. Dont be stingy. Come from abundance, not scarcity. Give without expecting anything in return.

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ACTION STEPS:
Write down where you received inspiration today. Give money to those who gave you that inspiration. Expect money to come into your life, but dont expect it to come back to you from the same place you gave it.

{STEp 3} P rosperous S pending


Whoever said money cant buy happiness simply didnt know where to go shopping.
Bo Derek

MANY PEOPLE DiSCUSS the scarcity mindset. It really became popular after Steven Covey published his book, The 7 Habits of Highly Effective People. Some people think a scarcity mindset is the awareness of what we dont have in our lives, like its a static force: I dont have a nice car, I dont have a nice house, I dont have money. It sounds like a statement of fact. But its only a litany of limiting beliefs. A scarcity mindset is an active ongoing force in your life. When you focus on what you dont have, dont want, and dont take pleasure in all you get is more lack in your life. This is the gap in understanding. In order to get to where you want to be nancially, you must understand where you are. Shifting your focus to where you want to be, rather than focusing on what you dont have, shifts you out of the scarcity mindset into receiving mode. Do you have friends or family members who constantly talk about every bad or negative thing that happens to them each day right down to the most insignicant event you can imagine? I have. They talk about how bad their jobs are, how they can never get ahead, how the country is in a downward spiral, how the cost of gas, lemons, or anything else is running or ruining their life. They also make a point to tell you how no plan or program ever works for them and how they dont have time to even look at doing something different because it supposedly wont work anyway. I nd these people frustrating. I try to help these people and they slam the door in my face. Remember, your lack of money, love, health, wealth and happiness comes directly from your mindset.
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Step 3: Prosperous Spending

Not too long ago, a friend told me the story about a girl named Alicia. She was in her late 30s and had never been married. Alicia desperately wanted to nd a mate and have a family. She constantly bent all her friends ears about how she couldnt seem to meet anyone or nd the right person. Any advice they offered was pushed aside with a quick, Tried it, didnt work. Alicia worked in a large bank as the HR manager and was constantly meeting eligible men but she didnt even glance at them. She was so focused on the supposed fact that she couldnt meet anyone, that she didnt allow herself to see the opportunities right in front of her. If she had shifted her mindset to Im going to meet a great person that I can share my life with, instead of on her loneliness and desperation, she could easily have been married and had a family. But these are the roadblocks we place for ourselves. We develop our nancial mindsets from those around us. If those around us are negative, then we grow up with a negative mindset around money. When you think back to your childhood, you probably didnt have a lot of money worries. Most of us had food, clothes, toys and the basic items we needed. At the same time, we also heard adults discussing money and their beliefs about their nances. I dont know about you, but all I remember hearing from my parents were the negatives. Even when things were going well, my parents always argued about money. If we had it, someone was misspending it. If we didnt have it, then there was no way the bills were going to get paid. Of course a lot of what my parents believed about money came true as they were attracting what they were focusing on lack. I remember the embarrassment of being told to only use two sheets of toilet paper because it was expensive! Our normal life was one of lack. What was most astounding was that we still experienced lack even while my father was employed and we were living within our means. People will often come to me confused, wondering how two households with similar incomes, can have vastly different experiences. One household never seems to have money, while the other goes on vacations, buys new things and seems much less stressed. Contrary to popular thought, there isnt a special kind of math going on here. Its simply a difference in how they think about money. Therefore, they get different results. Your nancial situation, good or bad, is a direct reection of whats going on in your mind. Its not a situation created by outside inuences,
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the economy, your parents or anyone else. You are responsible for your own thoughts. And those thoughts produce your results. Its easy to look at the result and think, Well thats the problem. How many times have you looked at a pile of bills and thought, I need more money. If I had money, these problems would disappear? This is a lie. Even if you doubled your income, you would still feel a sense of lack. And as a result, your bills would continue to eat up all your money. You would merely live at a higher level. Thats how someone earning $250,000 per year can get overdrawn at the bank just easily as someone earning $20,000 per year. This is also why some people win millions of dollars in the lotto, and are in debt a year later. Their mind couldnt handle the sudden wealth. They have not used the seven steps Im teaching you. They are not comfortable with money. SIMplE ITS NOT It sounds so simple to convey the idea: change your mindset and youll attract money. And we all know its not quite that easy. When you are in the throes of nancial ruin, trying to focus on anything but the wolf at the door, it can be hard to maintain your focus. Yes you need to change your inner thoughts and beliefs around money, but its a process, not a quickie solution, though it could happen in an instant. Theres no denying that a lack of money is just the symptom of a bigger disease. And you can search for a cure and refuse to treat the symptoms. You must do both at the same time deal with todays issues while doing the inner work to overcome your own roadblocks. The change has to be permanent to stop lack in your life. You need to take positive steps and deal with the reality of your nancial crisis. Take small steps to deal with your debt, while learning these new ideas and concepts that will prevent scarcity in the future. Face up to what you need to do and face it without fear. You must think and act positively to receive positive results. This means being action-oriented. You cant just sit there thinking positive thoughts without DOING anything to turn around your nances. You must take immediate inspired action, and come up with a new plan and work it. This means that as your mindset shifts to goal setting and positive thoughts, you are seeking to dig yourself out of the pit. This isnt a magic formula; its practical advice with no nonsense. Dont kid yourself into believing that you will be successful
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Step 3: Prosperous Spending

and attract money if you dont take care of the perceived mess youre in now. Its been my experience that there are three different types of people when it comes to money. There is a small percentage of individuals on the verge of nancial ruin, where desperation, panic and fear are real. I would call these people nancially disempowered. They are faced with such difcult choices and realities that it may seem hopeless. Ive been in their shoes before and can say that it is not hopeless but it does require a signicant commitment to improve your life. I was tempted to give up and quit many times. You have to make the decision never to give up. Its not an option. The next group of people is the nancially empowered. They attract money with seemingly little effort, and arent bothered by external nancial concerns. They will always be able to generate money. Between the nancially disempowered and empowered, there is a huge expanse of the population. These people are somewhere in between the two extremes and are the most susceptible to fear. They are the ones who are doing okay, or getting by perhaps even living reasonably well - and they still worry that it all could crumble. They dont seem to have enough money to live the life they really want to live. Still, they see occasional glimpses of how great their life could be. Interestingly enough, this last group is the one that struggles the most and lives with a mindset of scarcity. You would think that those near nancial ruin would top the list, but when you are on the bottom, the only way you can go is up. This means you dont have as much fear of loss. It is this fear of loss that keeps people in jobs they hate or working for someone else rather than pursuing their own dream. The fear of losing what little they have constantly trumps the possibility of a better life. You may be someone (or know someone) who constantly says, I cant afford it. It doesnt matter what it is or what it costs; thats their mindset. A lot of it comes from the media. You may listen to the media television, newspapers, online reports. This is a HUGE mistake. All they do is focus on bad news, which is not reality. When I went to Kent State University in the 1970s, I studied to be a reporter. I took many journalism courses. Unfortunately, all they did was teach that good news is no news. When someone gets a new job or helps an old lady across the street, this isnt news. On the other hand, if theres a murder, theft, or swindling, thats news.
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As far as the media is concerned, bad news sells so thats what they focus on. Each and every time you watch the news youre giving yourself a huge dose of negative ideas. You are being programmed and your fear mindset is being created. Theres war, famine, nancial crisis oh my, the sky is falling! Then you spend time around others who watch the same negativity and it creates a cycle of fear. That fear, real or media-induced, encourages you to be fearful and hoard your money in the face of crisis. This keeps untold millions of people trapped working hard for someone else and fearing that it will never be enough. The good news is that this doesnt have to be you. Turn off the mainstream news, quit listening to the negative people in your life and keep reading this book. Im about to tell you one of the greatest secrets to attract money now. LEARNING TO SpENd Money is just as much about spending as receiving. Prosperous spending, or prosperous purchasing, is the third step to attracting money. Its a phrase I coined to describe a step in the attract money now process that few know about. Yet it works like magic. Remember that money must circulate. You spend money every day, but you have to ask yourself do you spend it fearfully or joyfully? Im not talking about going out and running up debt or spending money on a whim. Do you joyfully spend your money to enhance your life? If you have the money to buy something that will enhance your life and give you joy, you should do it. One of the biggest paradigms that people carry over from their parents is the idea that spending on yourself is extravagant and they feel guilty about it. Recognize this mindset for what it is scarcity. You live life once and if you never enjoy your days, fearful that you might need those extra dollars, then you will be disappointed at the end of your life. By little things I dont mean you have to go out and purchase a new car or home unless this is your dream and you have the money to buy it. Gerry, a millionaire, recently shared a story with me. He told me about the day that he nally understood the idea of prosperous spending. It happened in the grocery store. Gerry grew up without much money and his mother had always stretched the food budget. One day Gerrys wife asked him to stop and pick up a few things on the way home.
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Step 3: Prosperous Spending

While shopping in the produce aisle, Gerry spotted some red bell peppers. He loved red bell peppers and put a couple in his cart. After a few minutes, he felt guilty, and turned around to put them back. At that moment it suddenly struck him that he was denying himself something he really enjoyed because of this belief hed gotten from his mother the belief that he needed to stretch the food budget. He was a millionaire who couldve purchased a whole eld full of red bell peppers! He said he bought eight and enjoyed every one. We deny ourselves the smallest comfort or pleasure; even if it only costs a few dollars. This is not prosperous spending. Prosperity says you can have red bell peppers instead of green, rib eyes instead of sirloin, and romaine instead of iceberg. Its not about spending everything you make, but enjoying what you do spend, without feeling guilty about it. You want to feel good, positive and excited about your life even if you arent where you want to be just yet. You still deserve to enjoy yourself and be happy. The positive feelings and emotions that prosperous spending brings is what attracts more positive things into your life. When great things happen to me I like to reward myself. It is like saying Job well done. It makes me feel great too. You should always reward yourself. When you reach a goal youve been striving for, purchase something nice for yourself or spend the day at the spa if thats what you like. Or take a weekend and go shing at your favorite secret spot. Rewards dont have to involve large amounts of money but they should generate large amounts of positive feelings and emotions. A few years back I was speaking at a trade show. I had my own booth where I sold my books and programs. I was supposed to be there for four days. Each day after my sessions, people kept ooding my booth wanting to buy my materials. Within two days I was completely sold out. I was excited and happy that so many people got my message and understood what I was trying to convey. I decided to reward myself with a good cigar. Now, Im not a cigar acionado by any stretch of the imagination, but Im learning. I walked into a cigar shop looking for a reward and found some amazing lighters. Im not an expert on lighters, either. Still, I wanted one. The lighter was a perfect reward because every time Id open it, I would remember this day and my success at the trade show. I didnt want a disposable or cheap metal lighter. I wanted one that said Id done well and succeeded. So I asked the guy at the store,
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If Donald Trump walked in here, what kind of cigar lighter would you sell him? Thats the one I want to see. So the guy walked over, unlocked a special case and pulled out a tray of gorgeous lighters. One really caught my eye. It was a dazzling gold Dupont lighter. It looked like success feels - bright, shiny and valuable. He took the lighter and opened the lid. I heard a ping sound. He said, That is the ping of status. It was perfect! But it cost $700. Seven hundred dollars! For a lighter? I bought it and felt fantastic. The next day I was telling some people about the lighter and there was one person who was absolutely disgusted. He said, Why did you spend that kind of money on a lighter when you can get matches for free? Nobody needs a $700 lighter. Hes right. I dont need one, but need isnt the point. Another man who was there said, I know exactly why you bought that lighter. You anchored in your success with emotion. You wanted to reward yourself for accomplishing your goal. You should have bought the lighter and felt great about it. And I did. This doesnt mean you should go out and buy a $700 lighter. It means you should spend your money out of joy, not fear. You should reward yourself for meeting goals and making progress. You should generate as much positive emotion as possible with what you have. The joy of spending your money is tied to giving even to yourself. You are letting go of those emotions of guilt and fear, and giving yourself permission to enjoy your life as you also work to improve it. But when you give or spend, there will be times when your old beliefs rear their ugly heads. Youll question what youre doing. Youll question me. Thats normal. Change is a process, and once you accept that, you may even laugh at the silly things you do or say that have nothing to do with prosperity. And thats okay. In fact, its a great way to take little setbacks and use them to move forward faster because its positive emotional reinforcement. Ive collected numerous little stories from people over the years regarding the moment they realize they were not in a prosperity mindset. See if a few of these sound familiar:

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A ttract M oney N O w ! I went to the movies, got popcorn, but left off the butter because it was an extra $.50. Two hours of dry popcorn to save $.50? Refused to pay $6 to wash my car. Did it myself and was sick for two days with sunburn. I built a house and decided to save some money on utilities by not living in it. Smart, huh? I spent the summer in a RV on the property with my husband, a ve year old and two dogs. No amount of savings was worth that long miserable summer! My dad comes to visit and refuses to use the new towels in the guest bathroom. I got irritated with him until I realized I never use the good towels either. So I threw out all the old ones and bought some uffy new ones that were just for me. Who wants to dry off everyday with sandpaper? We used to go out to this fancy ocean side seafood restaurant once a month. The two of us loved the sea air and atmosphere but felt that it was too nice for more frequent visits. Its not that we couldnt afford it, we just didnt go and denied ourselves of something we loved.

Step 3: Prosperous Spending

We have all done things completely out of habit that seem almost ridiculous when viewed with a prosperity mindset. There will be many times when you may ask, What was I thinking? Truthfully, you werent. You were on autopilot allowing all your accumulated beliefs to direct your actions. This is why it can be challenging to change those beliefs. Theyre deeply ingrained in your mindset and it takes awareness, attention and action to remove them. This awareness will allow you to catch yourself at times when you do or say something that reveals one of these limiting beliefs. A great way to become more aware is to listen and observe the actions of others. Have you ever been in a mall for a few hours, listening to the people around you? The conversations and actions are revealing. I take a note pad and write down how many positive and negative statements I hear. Im warning you now to make plenty of room on the negative side! The amount of negative statements will amaze you. People dont even realize how their words and phrases sound or how revealing they really are. I also make a column on my notepad called the I cant afford it column. I hear this one all the time.
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As you learn more about circulating money, youll eventually learn to balance receiving and spending so that both are positive inuences in your life. They will keep the stream of cash owing and increasing over time. Once you understand these concepts you can start investigating the ideas, products or businesses that will get you there. But until you do this work on yourself, youll be marginally successful at best. When you have the positive prosperity mindset, then almost anything you decide to pursue will succeed. The whole idea of attracting money is to enjoy your life. But you dont have to wait for money to start rolling in to feel joyful. Make the decision to pay attention to what you spend money on and the attitude you possess when doing so. Choose to add things to your life that give you good positive feelings, while youre working on your goals. When you attain your goals, reward yourself. You deserve it. If youve been following my career, you know over the last few years Ive been attracting a car collection. Not a collection on the scale of Jay Leno or Jerry Seinfeld, but good enough to get into magazines such as Heavy Hitters and Austin Fit, and on TV shows like Discovery Channels upcoming new one on Super Cars. The other thing you may or may not know is that I rarely go seeking these cars. They come to me. Im just alert enough to seize the moment when the car is there. I say Yes! to them. And that is a secret to how the Law of Attraction works. For example, I knew Patrick Dempsey (of TVs Greys Anatomy and many movies, such as Freedom Writers) had a Panoz exotic sports car because Ive been to the Panoz factory, met the Panoz family, and heard his story. I also own Francine, a 2005 Panoz Esperante GTLM, a ery redhead of a car. Dempseys car was custom built for him in 2002, with every street-rocket perk you could install at the time. Hes a race car fan and driver, and knows what he wants in a barely street-legal exotic car. Panoz listened and built what he wanted. The result is a one-of-a-kind car. Its a supercharged V8 with 420 HP. Like my own Francine, its an Esperante GTLM. In fact, according to the Panoz Auto Development Company, it was the rst Esperante ever built. It was named Tallulah, after Dempseys daughter. I remember thinking it would be cool to somehow buy his car one day. But I didnt worry about it. I mentally set my intention and let it go. I had no attachment to it at all. None.
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Then one day I got my daily eBay alerts for the topics Im interested in (such as Panoz, P.T. Barnum, Steve Reeves, Joe Vitale, John Scarne, Bugatti Veyron, etc). To my surprise, Patrick Dempseys hand-made one-of-kind Panoz sports car was listed for sale. Please note that I did not go looking for that car. I let it come to me. But when it did, I took action and bid on it. I now own it. The same thing happened when I stumbled across Steven Tylers rare Panoz AIV Roadster. Im of course aware of the Aerosmith singer, but never thought Id actually nd or buy his collectible car. Well, I did. And almost the very same thing happened when I learned that the 1976 Jaguar XJS owned by famous bodybuilder and actor Steve Reeves (Hercules) was available. It wasnt listed on eBay, but I found it while browsing a website about Reeves. I couldnt believe it was for sale. I bought it for a fair price, invested a lot of money to repair and restore it, and now proudly own it. But remember, this isnt about buying or collecting cars; its about attracting what you want with intent, detachment, and action. In fact, the more detached you are, the better for attracting results. For example, when I was in San Diego last September for my Miracles Weekend event, I went to a luxury car dealership to see a Bugatti Veyron, probably the fastest and most expensive car yet made. I loved the car but didnt want to spend over a million dollars for it. While there, I saw a 2008 Rolls-Royce Phantom. I had no conscious intent to buy the Rolls, but did (and did on the day the stock market dropped the most number of points in recent history). As a result of spontaneously buying that car, with no need or attachment, I created a whole new business: the Rolls-Royce Phantom Mastermind. This is where two people pay me $5,000 each to have dinner with me and ride around in the car for an evening. Talk about feeling prosperous! Again, attracting a new car isnt the goal but only the demonstration of how this process works. If you think this is about attracting cars or stuff, then youve missed the point. I could rationalize my car purchases as investments in a private collection (they are), or as rewards for milestones in my life (I just spoke to 15,000 people in Peru), or explain that I intend to turn Dempseys car into a hydrogen-hybrid (by tting it with Ronn Motorss H2GO system, like the one used in their amazing exotic sports car, the Scorpion).
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But the larger lesson is that these cars illustrate how the Law of Attraction works. For you it may not be attracting cars but something completely different. Like money. Attract whatever you want. It doesnt matter. It shouldnt matter. Im challenging you to make the LOA process conscious and to enjoy the ride as you do. Finally, I confess that I had doubts and second thoughts before actually placing the winning bid for Dempseys car. Thats the nature of our monkey mind. But then I remembered a key principle in my course, The Secret to Attracting Money. Its the principle I coined Prosperous Purchasing. Prosperous Purchasing means this: when the product or service is there, and your desire is there, and the money is there, then buy. Why? When you buy under those circumstances please note Im specically not advising you to go into debt or spend recklessly you send a psychological message of self-worth to yourself, and you join the abundant ow of the universe. In short, spending under those conditions will increase your prosperity. Because I now own Patrick Dempseys sports car due to the Law of Attraction, the Law of Right Action, and the Law of Prosperous Purchasing I expect to achieve even greater wealth, success, and happiness. And thats yet another secret to attracting what you want: your expectations lead to your results. As the title of my most recent book says, Expect Miracles. Before I end this chapter, I want to say something to all the ladies reading this book. For some reason you have a harder time buying things for yourself than men do. In general, you are likely mothering and nurturing to everyone but yourself. Always love, appreciate and mother yourself. While your natural inclination is to take care of others, you will be better at doing that if you also take care of yourself. In other words, mother yourself as well as those you love. When you go to buy a gift for a child, remember to also buy something for yourself. Again, just remember to take time to honor yourself. Remember, the third step Prosperous Spending. Now on to step four.

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STEp 3: PROSpEROuS SpENdING TRuTHS & TAKE-AwAYS


A scarcity mindset is an active ongoing force in your life. When you focus on what you dont have, dont want, and dont take pleasure in all you get is more lack in your life. We develop our nancial mindsets from those around us. If the people around us are negative, then we grow up with a negative mindset. This must be overcome before we can receive. Face up to what you need to do and face it without fear. You must think positively and act positively to receive positive results. Money is just as much about spending as receiving. Prosperous spending is the third step to attracting money. The positive feelings and emotions that prosperous spending brings are what attracts more positive things into your life. Let go of guilt and fear and give yourself permission to enjoy your life while improving it.

ACTION STEPS
Write down three things you would love to buy right now. Pick one thing that you could buy without going into debt or tapping out a credit card. Buy it.

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Step 4: Ask For Help

{STEp 4} A s K F or H elp
Afrm and yet afrm once more. Your persistent prayers will succeed.
Charles Fillmore

fourth step to attracting money into your life: you must ask for help. Ask anyone who is in a position to help you. When you think about asking for help to reach your goals, there are two levels to asking. ASK ANd YOu SHAll RECEIVE The rst level of asking is spiritual. In time, I got off the street and was no longer living in poverty. But I was still dealing with a mountain of bills. Your problems dont disappear instantly just because you decide to think differently. It takes work and patience. I was making progress. I was still struggling to keep my household aoat. Those were tough times and weve all been there. I remember having a huge stack of bills sitting on my bedroom desk. I would lie in bed, see the bills and cringe. I had no way to pay them. I kept them stacked in the order they were due. Maybe you do this too. It makes you feel like youre doing something, even though you cannot pay them. I would lie in bed wondering, What am I going to do? I believed I had no options with nowhere to turn. So I did the only thing I could I prayed. I asked God for help. It makes no difference what your beliefs are praying to a higher power helps tremendously. You can ask the Divine, God or Spirit for help. I told the Divine, I cant do this. I cant pull it off. I dont see what Im missing, I dont see the opportunities. I dont see where Im going to earn, receive or attract any money. Please help me. Asking for help accomplishes two things. First, it opens the pathway to receive. Youre telling the universe that youre ready and open to new opportunities, as well as accepting help to meet your goals. Prior to praying, I wanted to do everything myself, so I wasnt open to receiving or identifying any possible opportunities. My mind and heart were closed. Asking for help also allows you to release some of your stress. I know when I ask the Divine for help, it frees my mind to go on with what I need to do rather than obsessing or focusing on the same old problem. It lowered my stress. I know that once I started asking for help, I didnt spend nearly as many sleepless nights staring at that pile of bills. I could nally sleep because I believed that I was going to receive help and I did. The idea is to ask for help from a higher source. Then let go of your stress and have faith your prayer will be answered. Finally, take
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DONALD TRUMP ENCOURAGES YOU to Think BIG. Everyone should. I know I do. So should you. Ive had many dreams along my journey. During the early years I stood in the way of those dreams. It wasnt just my old beliefs that stood in my way it was also my attitude. It was me against the world! I could do anything. I was Mister Macho. Back when I was struggling in Houston, I became determined to be a published author. I could do it I knew I could and I could do it myself. I didnt need anyones approval or help. I was the captain of my own ship just the way I wanted it just as I had learned from authors like Jack London and Ernest Hemingway. I thought of myself as the Lone Ranger. All I needed was a horse and a pair of six shooters, and I was good to go. But I didnt realize that this attitude was preventing me from achieving my goals. Something eye-opening happened one day. I heard the term Lone Ranger Syndrome at a networking seminar, presented by Donna Fisher and Sandy Vilas. They pointed out that I was just one person and if I continued with the attitude that I could do everything myself, then I wasnt going to accomplish much. I had always felt that asking for help was a sign of weakness. But Donna asked, When somebody asks you for help, how do you feel? I admitted that I like being asked for help. I enjoy helping others. It makes me feel good and even honored, that they would think I could help them with their problems. When I didnt ask others for help, I was denying those feelings and preventing others the opportunity to feel good. From that day on, I started asking for help. This is the
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Step 4: Ask For Help

inspired action on the ideas you receive and the opportunities that come your way. Ask and act. Decide how you want to approach the Divine. Its important that you make this connection and allow the Divine to help you. You must ask over and over in a way thats spiritually correct for you. This force can see the big picture your ego cant. When I was struggling, my ego was standing in the way and I had to ask for help to move forward. Because my mind refused to see the path, I had no idea there were so many different ways I could attract money. I missed out. Now money ows to and through me from so many unexpected avenues that I cant even keep up with them all. Im constantly surprised and thrilled when a new ow of money appears in my life. This is all due to the fact that I continue to ask. I always make time to ask. Its easy to forget or let it go. I like to spend time in my hot tub each night. This is my gratitude time. Its when I communicate with the universe and say things like, Im working on this particular problem and I dont know how to resolve it. I ask for help and guidance so I can get on the right path. This type of asking also comes with responsibility. When I am shown the way, I get on that path and take action. This was one of the holdups for me early in the game. I had my mind focused on the idea that I could only receive money from certain places. When other sources showed up, I was reluctant to act and missed out. Im stubborn, but I learned that following my gut feelings or intuition is always the right move. If I get the feeling to call a particular person, buy a certain book, blog about an unusual subject, I do it right away, without questioning why. MASTERMINdING TO SuCCESS The second level is to ask other people for help. Im not the best at this and dont always ask for help when I should. I will often wait until Im backed into a corner and then ask. If Id just asked in the rst place, things would go much smoother. This is one of the reasons I founded the Joe Vitales Miracles Coaching Program and the Hypnotic Marketing Coaching Program. All of us need help. Everyone from the person struggling to get off the streets to the top CEOs running billion dollar companies, needs good advice and needs help. When you receive help from another person, you both benet from the positive ow of energy and the combined force of your wills. When you have at least two people or more who get together to discuss
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an issue or possible options, you get a wonderful mixture of ideas and encouragement. Far more than you would ever expect. This is because each of us has limitations. As a group we ask each other, as well as the Divine for help. This produces much more energy than you could ever generate by yourself. I strongly encourage everyone to be in a mastermind group. This is a group of people, acting as a support team, who are like-minded and willing to help each other. Ideally the group will have six or fewer people in order to be most effective. Each person talks about their goals and the issues theyve encountered. The ideas and options ow from all of the group members. Mastermind groups are nothing new and have been popular since Napoleon Hill dened them in the book, Think and Grow Rich. These groups were key to some of the worlds most successful business people and they still are today. Bill Hibbler and I wrote a whole book about Masterminding called Meet and Grow Rich. The idea of this type of group can be seen everywhere, from the presidential cabinet to corporate boards of directors. These groups come together to offer ideas to each other for running complex businesses or even nations. Every one of us can benet from this type of support group. I nd it valuable to talk to people with similar experiences. If youve decided to start a business, its wonderful to talk to experienced people. Learning about their successes and failures can shorten your learning curve and prevent you from making costly mistakes. Having several people with varied backgrounds in your mastermind group is important because they have differing perspectives and viewpoints. Theyll also be able to help you see things from new angles and understand certain issues that you may not have thought of yet. They can enhance your goals and objectives by bringing additional connections and resources to you thatll expand your business. Lets say you want to generate media attention for your new business. One of the people in your group may have experience or contacts in the media that will provide an in. This will help you get the coverage you want. It always amazes me how small the world really is. There have been many times while Ive been attending mastermind meetings and a great idea would come up. And sure enough, someone in the group knew someone who knew someone who could help make it happen. One of the benets is the accountability and inspiration youll receive. If Im in a mastermind group and tell people that one of my
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goals is to have my own infomercial, I know that theyre going to ask about my progress. This will motivate me to take action and get things moving. For example, years ago I went into my mastermind group at the time and announced, I intend to be in a movie. I had no acting experience nor any contacts. My group could have laughed and ridiculed my wild notion. Instead, they supported me. They simply held the same intention as me: for me to be in a movie. As a result, six months later I was asked to be in the movie, The Secret. The rest, as they say, is history. Im not saying youll end up in a movie by being in a mastermind (you might). I am saying they are powerful tools for helping you attract money and achieve goals. Creating this type of group is easy. In fact you may already have a loose association of people that would be interested in forming this type of group. Treat each member like theyre part of your own board of directors. You dont want just anyone in your group. You want those people who have backgrounds that match what youre working on. For example, if you want to own a restaurant, your group may be made up of another restaurant owner, accountant, banker, lawyer, insurance agent or even a food wholesaler. These contacts can offer a wide range of advice and help that will prove extremely valuable to you. One word of caution: do not automatically include your friends and family unless theyre going into business with you. Even then you must be cautious. Its a natural tendency to include those you love, but you must realize that theyll be operating from their own belief systems many of the same beliefs you are trying to move past. My family is still shocked that Ive done so well. It seems to confuse them as they only see me as their brother, uncle, or son, rather than as a marketer or businessman. While family and friends usually mean well, its rare they would have the skills needed to push you along in your quest for success. To create a mastermind group dedicated to your success, you need to reach out to your current network. Remember that everyone knows someone who knows the right person. So let them know that you are asking for their help as an advisor and part of your mastermind team. You will be surprised at how willing people are to help when asked. They feel honored. And youre offering them the opportunity to participate in something that makes them feel good. They are helping themselves while they are helping you.
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They may participate by phone or in an informal setting. They may be all together or one-on-one. Do whatever works for you. You can even set up discussions by email so everyone stays in the loop. With modern technology its much easier to reach out to those who arent even in your geographical area. Some of my best advisors are international and we can easily communicate from anywhere around the world. If you want to be in an online mastermind, you may consider joining the Attract Miracles community at www.attractmiracles.com. THE KINdNESS OF STRANGERS You will nd that people will come and go, while others touch your life each day. Everyone has something to offer. Ive stayed in touch with people through my blog. I get tons of support and encouragement through this one channel alone. Im able to help people like little Kirk, as well as others. I receive money, gifts and great opportunities because Im willing to put myself out there and let people get to know me. I have to admit it was a little strange having people I did not know come up and talk to me as if they knew me. They got to know me from reading my blog. It was hard for me to get used to, but before long, I recognized the power that this offered. Its been difcult for me in the past to open up to anyone. This is why I still sometimes nd it hard to ask for help. I know many other people struggle with this same issue. What Ive gained by allowing people into my life has far outweighed any uncertainty or reservations I once had. Having said that, I still try hard to remember that there are specic actions I can take to enhance all my relationships. The easiest part is to nd out how I can help them. People fascinate me. Im curious as to how they think and what makes them tick. Just like the conversation I had with my brother, when I encounter a new person, I want to know what their goals are, what they dream about and how I can help. Now they can either take my advice or not, but Im there to help which opens me to receive help from them as well. It is a constant ow back and forth. This type of give-and-take means you must have a generous heart. You must be willing to give yourself and your ideas to others. I have known many people who refused to offer ideas because they were afraid their ideas would be stolen. I can tell you that there are no new ideas. The universe will give someone else the same idea if you dont act on it. I can also say from experience that when you
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help someone succeed, theyll go way out of their way to help you in return. This has happened repeatedly to me. One of the mistakes I made was to let people ow in and out of my life without following up or making a real connection. I didnt follow up or stay in touch. I can say that its very easy to do, especially when you start doing well. You get busy. And if you dont take time to make contact with people, youll lose some of your momentum. I always remember that each person I encounter may be the catalyst for my next big success, and to overlook that or cast it aside, is to waste their gift. I provide value to others. But does that mean I am always right? NO. Im human. And when I make a mistake or mess up, Im usually the rst one to admit it. You dont have to pretend to know it all or pretend that everything is ne or that you dont need help. We all need help. And by allowing people to know your vulnerabilities, it attracts knowledge and resources to you that you may not have had otherwise. I went for years thinking I had to be a mysterious, struggling writer, trying to make a living. I kept to myself and didnt let people know my real situation. Now Im convinced that it prolonged my agony for no reason. Be authentic and people will respond to you. No matter what level of success you achieve, you will not do it by yourself. I constantly remind myself to be grateful for every single person who helps me. I say thank you at least once a day. I know Im just one person and without others, I would still be in a dark little room in Texas banging out my next book on an antiquated computer. I have seen some business people who barely even noticed those around them who made things happen. They treated their assistants and coworkers like dirt! I cant imagine ever working for someone like that. Im sure every person who is treated in such a bad manner only does the minimum required when their full effort could be such a huge benet. I dont want to be one of those people. By expressing my gratitude everyday, I stay grounded and am reminded that Im just a guy with a dream. If it wasnt for the kindness of others Id be in big trouble. It takes a big person to give credit to others, but the positive emotion it brings is tremendous. I dont mean that you should offer false compliments or platitudes just point out what people do well. Theres a special feeling you get when someone comes to you and says, I heard such great things about you from someone you worked with last year. I want to pursue the possibility of working with you as
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well. That kind of comment can make my day! No one has to say nice things about you especially when you are out of earshot. And when you hear something positive like this from a third party, it makes you feel 10 feet tall. Everyone you work with deserves the same feeling. I nd it easy to connect with people. This is even easier when you learn to laugh. Believe it or not, I used to be a very serious person. Youd rarely see a smile on my face and every time I looked in the mirror I saw a furrowed brow. I thought that life was this serious lifeand-death struggle and that I had to stay on my toes or it would bury me. Life comes at you whether youre ready or not. And if you can meet your challenges with a smile on your face and laughter in your heart, then you are the kind of person that others want to be around. You dont have to treat every decision as if your whole existence is riding on it. Not only will you benet from a relaxed state of mind but so will everyone around you. As you focus on helping everyone you come into contact with, you will soon be reaping the benets. Their knowledge and experience will lift you to a new level. The important lesson is to freely give to others without the expectation of getting anything in return from them. The receiving will come naturally with these relationships just as it does when you give money. Investing your time and emotion in others is a great investment. This will get you through difcult times while keeping you motivated and inspired. Ive read dozens of nancial books and they always start out with do A, then do B, then do C and all will be right. Thats crazy. It doesnt start with doing it starts with being. You must get your thoughts and beliefs in line. Then you must get help. If you think you can do this by yourself, youre setting yourself up to be disappointed. I have given many talks about money in the past few years, all over the world, and the participants always start with How? How do I get the money? You need to understand that it has nothing to do with dollars and cents and everything to do with just getting into the ow. That wont happen if you run around chasing a dollar. Until you really understand and get that fact, you will never attract money. There are many people who might try to tell you how to attract more money who havent been where you are, but Ive been at the bottom. I wasnt born into money and I didnt win the lottery. In fact for a large portion of my life, I did everything wrong trying to chase money and it didnt work. So dont think Im telling you things that I havent tried. I know for a fact what Im telling you works, because
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Ive made every mistake along the path that could be made. When I nally understood these principles, I was able to overcome and so will you. All I can say is that if you already had the answer, youd be a millionaire right now. So why not try something different that might get you there? You cant be any worse off for trying. What if it actually works for you, just like it did for me? Remember, the fourth step is to ask for help: from your connection to a higher power to the people you feel can help you move ahead. And now on to the next step.

STEp 4: ASK FOR HElp TRuTHS & TAKE-AwAYS


Asking for help is the fourth step for attracting money into your life. The rst level is asking the Divine for help. The second level of asking is getting help from others. Asking opens the pathway to receive and releases the stress and pressure. When you are given a path, you need to get on it and take inspired action right away. A mastermind group is a like-minded support team whose purpose is to help the members of the team.

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ACTION STEpS
Pray in whatever way is comfortable for relief from your money concerns. Make a list of people who could help you attract money now. Contact each person with a respectful request. Contact ve people about creating a mastermind group.

{STEp 5} N evilli Z e Y our G oals


You have brains in your head, you have feet in your shoes, you can steer yourself in any direction you choose.
Dr. Seuss

In order to get where you want to go in life, you must be able to visualize the results. In several of my books, particularly The Attractor Factor, I write about the concept, Nevillizing your goals. Its a word my friend David Garnkel coined to explain an amazing process for attracting whatever you want even money. Neville refers to Neville Goddard, a famous mystical writer. Ive collected his books and even have autographed editions signed with his message, which is, Assumption hardens into fact. He believed that if youre trying to attract money or anything else in your life, you dont just say, I want money. Im going to attract money. I now have money. You dont say any of those afrmations. What you do is go to the end result and imagine what it would be like to have those things in your life right now. The process of Nevillizing is the fth step to attracting money into your life. Let me explain this to you. Its important to focus and get emotionally involved with your goals. Lets say that you want to attract $250,000 in the next 12 months. This is a big goal for many people. When you sit and imagine what your life will be like, focus on the details. What bills will you get to pay? Think about sitting at your desk or kitchen table and physically writing the checks to pay them off. How does it feel? Put a stamp on the envelope and pop it in the mailbox. Are you smiling? Feeling proud of your accomplishment? Let those feelings and emotions consume you. Now imagine what will change in your life. Would you live in a different home? If so, spend some time thinking about what it
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would be like to drive up to that house and know that you live there. Would you take an exotic vacation to the Caribbean? If so, imagine all the places you would visit. Imagine the beautiful ocean waves and the sand through your toes. What does it feel like to gaze across the beautiful shore and know that your success gives you the freedom to be here? This type of emotional connection to getting what you want is what I mean when I say to Nevillize your goal. Use this technique for every single goal you want to accomplish. Now you may be wondering about all those people who tell you to do positive afrmations. These afrmations do put you in a positive frame of mind. But when it comes to actually achieving your goals, you will have much more success if you make that emotional connection in your mind, where you can feel, hear and experience what it will be like to actually have what you are striving for. Positive afrmations can keep you focused and on track. And once you experience something in your mind, you have created a big shift in belief. But saying something doesnt necessarily change your underlying beliefs, but experiencing it even if it is only in your mind allows your subconscious mind to believe it is possible. Did you know that your subconscious mind cant tell whats real from whats imagined? If you dont believe me, watch a really scary movie! You body will respond to the idea of physical danger and send adrenaline owing through your body. This will make your blood pressure rise and your heart pound. Your subconscious mind prepares you for a ight or ght response, even though your conscious mind knows its just a movie. Well its obvious that if the subconscious mind responds this way to fear, it will also respond in the same manner to good events such as you attracting $250,000 this year. If you create that emotional connection, the mind reacts as if its real. If your mind can scare you out of your wits at a movie, it also can convince you that you will attract $250,000 this year. PuT IT INTO PRACTICE You may be just like I used to be. You wont believe it until you test it out. So, test it. Imagine that you will attract a specic amount of money over the next 30 days. It may be $1000, $2000, $5000 whatever you feel is reasonable for you. You dont know where it will come from, but you know its coming. You must be very clear that it will happen and that it will be a specic amount. Now close your eyes and imagine opening your
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mail and nding a check for exactly the amount you want. Feel that excitement, amazement and joy? Imagine running into your house and telling your spouse, children, and friends how you attracted the money. One of my Texas seminar attendees was intrigued by this idea, but skeptical. Who wouldnt be? She understood the concept, but wasnt sure it would work for her. So I asked what amount shed like to receive in the next 30 days. She wanted to do some small home repairs and paint one of the rooms in her house, and it was going to cost $750. So we sat with our eyes closed, and went through a vision of what the room would look like completed, as well as how she would show it off to friends. We also visualized how fantastic she would feel as she attracted the money seemingly out of thin air. She went on her way and about four weeks later I received an email. Two weeks after the seminar, out of nowhere, she received a $602 refund from her insurance company. A couple weeks later, she received a $150 rebate on a television shed bought the previous Christmas more than 10 months earlier. This totaled $752 in just 30 days. Some would say that these things would have happened anyway, but would they? When was the last time you got a refund out of the blue on your insurance? And that rebate should have been paid months earlier why now? Theres a simple reason for all this she learned how to attract it. Keep in mind that its your responsibility to act when a source of money is attracted to you. It doesnt always arrive as a check it may be something that you can sell, or an opportunity to earn something additional. I received a letter from a gentleman who wanted to nd a way to earn $1000 prior to the Christmas holidays. He was on a xed income and wanted to visit his grandchildren. He used this technique to Nevillize his goal of $1000. Not long after, a neighbor lady was helping him clean out a spare bedroom when they ran across a ute that his daughter had played in school more than 40 years earlier. The daughter didnt want it back, but offered to put it on eBay for him and see what he could get. It turns out the ute was solid silver and brought in more than $732. A few weeks later, an administrator at the local community college (who knew this man was an avid hobby photographer) called and asked if he would be interested in teaching a leisure studies course on photography for seniors. He immediately said yes and learned that it
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paid $325 for the semester. Because he was open to new opportunities, he received more than his $1,000 from selling the ute and teaching a class. So dont have preconceived notions about how the money will arrive or you will cut off the ow before it even starts owing. Just be open to receive it and you will attract it. EXpANd YOuR VISION Once you understand how powerful this technique is, youll naturally begin to expand it to every area in your life. If you want to create a new and exciting business, then visualize your new ofce space, think about how your bank balance will grow, and imagine your day speaking to clients, customers and employees who are helping you to achieve your dreams. How will it feel to sit in your ofce and see what youve created? Allow those feelings to ow through you. You feel pride, gratitude and the sweet taste of success. Many people marvel at how this works. In reality, its not hard to understand. You are telling your mind to pay attention to the avenues and opportunities that will help you meet these goals. Does this mean these opportunities dont exist? No. It just means your mind lters them out because you havent told it that these opportunities are important. Remember when we discussed the fact that the minute you buy a certain color car, it seems like everyone else has that same color? Once you buy a certain color car, your mind moves that color car up the important list and you suddenly notice them everywhere, all around you. This is exactly how the mind works when youre attracting opportunities. Youre telling yourself that these opportunities are important so it should sit up and take notice. Thats how it worked for the man who sold the ute. That instrument had sat in his closet for 40 years. This is what happens when you start thinking about those opportunities. If you set your goal at $250,000, or whatever amount, and have no clue how it will happen, then you must allow your mind to help you work on it. I frequently speak to people who are convinced that all the good opportunities are taken. When I tell them that there is no end to the creative possibilities, I usually get a blank stare. I like to spend some time everyday reading inspirational personal and business stories. Not only do these increase the positive feelings
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that help me attract more money into my life they also get the creative juices owing for the possibilities. I have always liked the story of Starbucks. If youd have told me back in the 1970s that one day, a $4 cup of coffee would be the cultural norm, I would have told you that you were crazy! Of course I would have said the same thing about cell phones but thats another story. Howard Schultz is the man responsible for making the $4 cup of coffee a way of life. He was originally a coffee maker salesman and one of his best customers was Starbucks and Co. in Seattle. At that time the company sold coffeemakers, beans and other items, but did not sell cups of coffee in their stores. He fell in love with Starbucks way of doing business and had a vision that premium coffee by the cup was the wave of the future. He wanted to work for Starbucks and they said no. But Howard held onto his vision and pestered them for a full year until they nally agreed to hire him as their director of marketing in 1982. One quote that I love from Schultz is, Life is a series of near misses. But a lot of what we ascribe to luck is not luck at all. Its seizing the day and accepting responsibility for our future. Schultz had a vision of people sitting in a coffee shop sipping fabulous brews and enjoying life, just as hed seen on a trip to Italy. The company resisted his idea and soon he quit to start his own coffee shop. It was wildly successful and in 1982 he bought the original Starbucks for $3.8 million. Today, Starbucks is a multi-billion-dollar business. And its all because Howard Schultz visualized this idea of a little neighborhood coffee shop where people could enjoy great coffee. It was a really simple idea when you think about it. He persisted and focused on his dream. When obstacles appeared, new doors opened to get around them. YOuR ACTION PlAN The rst step in Nevillizing your goal is to ask yourself what you want. This sounds easy, but isnt for many people. What you want may change as you go along. But for now, decide what the overall plan is. Now Ive met many people. Some were highly educated and, having completed their schooling, and started their careers. Most found themselves in a career they hate! It happens, but you have to be willing to let go of what others expect of you, or the guilt of considering how much time youve spent on your current path, and ask, What do I really want?
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Some people immediately know what they would like to have in their lives and they can instantly start to Nevillize that idea. But what if you ask yourself what you really want and get a big fat blank? I recently heard about a young mom from North Carolina, named Karen. She was in this predicament. She was married with a young daughter. Though shed been trained in criminal justice, she quickly found the prisons and courts to be very negative and depressing places to work. When her daughter was born she had the opportunity to stay home and be a full-time mom. At that point, she decided to gure out what she really wanted to do with her life. Shed worked as a temp in many jobs, including one doing background checks. She knew she liked ofce jobs, but wanted the exibility of staying home and raising her daughter. She just couldnt nd anything she really wanted to do. One day while watching an afternoon talk show, Karen saw a couple whose nanny abused their child. It turned out the nanny had a long criminal record. Karen was appalled as her daughter was about the same age and she couldnt imagine hiring someone to watch her child without doing a full background check. This sparked an inspiration. Karen wanted to save other parents children from the same fate these people had suffered. And she wanted to do it from her basement. The next day she got her hometown paper and looked at the ads placed by parents seeking nannies and babysitters. She called them and offered her services. Several of them jumped at it. Her business was born and has continued to grow. That was 15 years ago. Karen was recently named one of the top 10 business women in North Carolina and has even appeared on Oprahs talk show. Karen was patient and kept searching for what she wanted, so when that little spark of inspiration happened, she was ready. She is passionate about her work and that enables her great success. If you ask yourself what you want and dont get an answer, continue asking. Think about the parameters you want, just like Karen did. And before you know it, that spark of inspiration will appear in your life. Dont forget to act when the inspiration comes. It may be when you least expect it. Also, keep in mind that you can turn any complaint into a want. In other words, if you are saying, I dont want to be broke, then the opposite of that complaint is your want, I want to have money. You can work through this process with any complaint you have. As
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I described in my book, The Attractor Factor, your complaints are the springboard to creating your intentions. Another lesson we can learn from Howard Schultz is to dream big. He once said, Id encourage everyone to dream big, lay your foundations well, absorb information like a sponge, and not be afraid to defy conventional wisdom. Just because it hasnt been done before doesnt mean you shouldnt try it. VISION MAppING I encourage everyone to have a Vision Map. This is a tool that helps you constantly keep your vision in front of you. You may have a bulletin board, a notebook, or one of the new vision board software programs that you can download on the Internet. Whatever method you use, they all have the same function. Your Vision Map will have your goals in writing but thats not enough. You must have a visual tool as well. For example, if youre planning to build your dream home, you should cut out pictures of homes you want and put those on your Vision Map. Then display it in a prominent location, where you can see it every day. This may feel a little weird at rst but it accomplishes several real points. The most important of these is to help you Nevillize what you want. If you are forced to nd a picture of what you want, it makes you be very specic and it also allows your mind to easily grasp and imagine the reality of it. Its not just a blurry, half-formed idea, its a concrete full color rendition of how your life will be. When you picture your nancial success, dont just include photos of piles of money. Insert pictures of how your life will be. Will you drive a Mercedes and live in a three-story house? Put those pictures in. Where will you vacation? Europe? Japan? Australia? Add those as well. Now here is where your limiting beliefs may start shouting again. You may say, Im not talented enough to succeed at that level. But you are. In fact you can increase your talent just as easily as you attract money into your life. I recently read Daniel Coyles excellent book The Talent Code. The premise of the book is to explain anomalies that produce massive amounts of talent. He notes that there are certain places that have a specic mix of training, motivation, and coaching that produce exceptionally talented people. This nding means that talent isnt necessarily something were born with. Its something we can create!
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The ideas in this book inspired me tremendously and also helped explain some strange events in my own life. For example, back in 1969 I failed high school geometry. I couldnt tell a parallelogram from an isosceles triangle. I had to retake the course the following year, but this time I got an A. How did I go from an F to an A? The answer was that I had a different teacher who intuitively knew the best way to help me learn. This teacher, Mr. Ron Posey, had me follow a strict process. He was extremely specic, all the way down to using a particular notebook, putting protectors around the three holes in the pages, handwriting meticulously, and much more. It drove some students nuts, but it helped me get straight As. According to Coyle, that second instructor was a brilliant coach intuitively using The Talent Codes secrets. Back in 1972, when I learned how to y a single-engine plane, I went through a 10-week course. It was the hardest thing Id ever done. I either ew a plane everyday or was in ground school studying everyday for ve days a week, all day long. I thought the curriculum was intense. It wasnt until I read The Talent Code that I realized Kent State Universitys ight school was teaching me exactly the way I needed to learn by stretching me beyond what I thought was doable. But how does all of this work to increase talent? What were my geometry teacher and that ight school doing to turn a below averagekid into a straight Astudent and a licensed private pilot? The Talent Code explains the three things needed to increase talent and go toward greatness. One essential element is the spark of inspiration. Something has to ignite your desire, much like viewing that afternoon talk show about an abused child sparked Karens inspiration to start a business doing nanny background checks. This spark of inspiration happened to me in 1970 when I met Rod Serling, creator of the famous sci- TV series, The Twilight Zone. I had always put authors up on a pedestal, but I realized Serling was human and if he could be a famous writer, then I could too. I put myself through a self-study program that contained over 10,000 hours of writing, reading, writing and even more reading. My writings were rejected for years, and yet I tried again and again (and again and again) to be published. My rst book wasnt published until 1984. The spark of inspiration was Rod Serling. This spark is what begins a huge, deep transformation. Its the way to start unlocking talent. Its interesting that Malcolm Gladwells book, Outliers, conrms this amount of time as key in becoming successful. There is something
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magical about the 10,000-hour mark that pushes a person from trying to being successful. The amount of practice is the second key ingredient. You cant expect to jump right into success and be able to handle it. You must practice in order to increase your ability and expand in a knowledgeable, sustainable way. Bill Gates didnt jump right into the chairmans seat at Microsoft. He started in his dorm room. Leading up to that point in time, he had also spent untold hours writing code for his vision of a user-friendly computer operating system. He had no magic abilities whatsoever. He created that talent by spending thousands of hours practicing. The third ingredient is to have a great coach. In the spring of 2009, I took private tutoring lessons with Berlitz instructors to learn Spanish, for a speaking engagement in Lima, Peru. While I had books, courses, and CDs on how to speak Spanish theres nothing like having a personal coach there to guide my learning. When I failed geometry the rst time, but excelled at it the second time, it was due to a better coach. I learned to pilot a plane in a short amount of time, due to great teachers. These days I have my own Joe Vitales Miracles Coaching Program for people wanting to improve or breakthrough their own barriers. I know from personal experience that a strong coach is needed for success and accomplishment. In fact, its a requirement. The great news is that you can develop any talent you want with a combination of these three elements. So dont allow your old beliefs to stand in your way of dreaming big dreams. Just because you may not have the knowledge and skills right now does not mean that you cant attain them in the future. As the subtitle of The Talent Code states, Greatness isnt born. Its grown. So dont ignore that spark of inspiration or the desire of your heart. Remember, the fth step is to Nevillize your goal. Want to be nancially free forever? Well, what would that feel like? Imagine youre already there. Soak up the good feelings. Thats the fth step and a proven way to program your mind to attract money now. But we have another two steps to go...

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STEp 5: NEVIllIZE YOuR GOAlS TRuTHS & TAKE-AwAYS


The process of Nevillizing your goal is the fth step to attracting money. When it comes to achieving your goals, you will have greater success if you make the emotional connections in your mind, where you can feel, hear and experience what it will be like to actually have what youre striving for. Its your responsibility to act when a source of money is attracted to you. Once you understand how powerful Nevillizing is, youll naturally begin to expand it into every area of your life. If you ask yourself what you want and dont get an answer, continue asking. Turn your complaints into wants. You cant expect to jump right into success and be able to handle it. You must practice in order to increase your ability, and to expand in a knowledgeable and sustainable way.

ACTION STEPS
Pick a money goal that excites you and write it down. Imagine what it will feel like to have that goal accomplished right now. Write a script of your life after that goal has been achieved.

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Step 6: Think Like an Entrepreneur

{STEp 6} T hin K L i K e an E ntrepreneur


The best way to attract money is to think like an entrepreneur.
Joe Vitale

THE REASON YOU wANT to have money is that you want freedom. Freedom to go anywhere, do anything, live as you please and enjoy your life to the fullest. Money gives us the means to make this happen. By far the fastest way to accelerate your income is by becoming an entrepreneur. This doesnt mean just owning a business. The mistake many people make when they own their own business is that they move from working for someone else to working for the business. They dont gain any freedom at all and are tied to the business, as if they were working for a major corporation. They havent altered their ideas to those of a true entrepreneur. Entrepreneurs are not interested in having a business to create a job for themselves. Theyre interested in creating value in as many areas as possible. This means that you will attract revenue in many ways. Some people refer to this as multiple sources of income. The beauty is that once you set it up, it doesnt require much direct involvement on your part to keep bringing in revenue. Books are a good example of this. If you write a book, it sells for years, giving you an ongoing stream of income. These types of opportunities pop up all the time and if you adopt an entrepreneurial mindset that allows you to see them, and commit to act on them, you may be shocked at what appears. One of my favorite stories is how Fit-a-Rita came about. Fit-a-Rita is a sugar-free, all natural margarita mix that I created. I dont know anything about creating a margarita mix. I do not have a background in food service or any clue how to bring this type of product to market. So how is it that I created a margarita mix?
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Several years ago I was competing in a bodybuilding contest and was on a diet where the only beverage I drank was water and I closely watched what I ate. So one night I went out with several other people and they all had mixed drinks while I sipped my ice water. Back then I watched a show on CNBC called The Big Idea hosted by Donny Deutsch. He always said that your success is right where your problem is, right where you complain about something. So when you are about to complain about a service, product or need for something, thats when you are telling yourself that there is an opportunity to earn money by fullling that need. So here I am sitting at this dinner wanting a margarita badly! I felt deprived and it just wasnt right! So I said, Somebody needs to make a healthy bodybuilders drink, a bodybuilders margarita mix. Of course most everyone laughed, but some thought it was a good idea. It was then that the little twinge of inspiration hit and the light bulb went off in my head and I thought, This is a good idea. I had no clue how to start making this a reality, but I had learned to ask. I asked for help. First I talked with a medical doctor and then a nutritionist. We all got together and formed a company Frontier Nutritional Research. These two professionals helped me compile an ingredient list that was low calorie and healthy for bodybuilders (and anyone else). My contribution during this phase was to be the original taste tester! Not exactly a tough job but I wanted it to taste great. We went through numerous versions until we got one that tasted great and was healthy. All of this stemmed from one dinner where I wanted a healthy margarita. That problem led me to come up with a solution. You never know where these ideas will lead. If you solve problems you encounter daily, then by default, youll discover a need that you can prot from. When you start to think like an entrepreneur you see opportunities everywhere. And you start to create them. This is the sixth step in attracting money into your life. These ideas can be Internet-based, intellectual property (like a book), food products or services. There are all sorts of paths you can follow. Anyone can learn to think like an entreprenur. As you know, I was once homeless and in poverty, so obviously I had to learn how to think differently. Now I teach others to expand their thinking and look for opportunities. For example, heres a testimonial from someone who
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just began my Miracles Coaching program taught by Prosper Learning (used with permission): It is hard to put into words all the incredible changes Prosper Learning and the Miracles Coaching Program have helped me achieve. Id started my journey towards awakening over a year before but subconscious limiting beliefs were holding me back. Joining Prosper is one of the best decisions Ive ever made. Working with Janeen Detrick, my personal Prosper coach has allowed me to break through those old beliefs and replace them with new ones. I now know Im going to be wildly successful. Im thrilled and perfectly comfortable with that but, heres the best part, Im already seeing results. Ive chosen to start an online business helping clients promote their websites. Before Id put up my own website, ordered business cards, done any promotion whatsoever or even picked a name for my business, my rst client approached me completely out of the blue, hired me on the spot for three months at $500 per month and the following six months at $1500 per month. Im now ofcially an entrepreneur and the possibilities are endless! To say it has truly been an amazing experience and an incredibly wise investment would be a huge understatement. Janeen and Prosper have helped me open up the door to the riches of the universe and for that I will be eternally grateful. Adrian McCluskey, British Columbia Canada THE MIllIONAIRE NEXT DOOR The vast majority of self-made millionaires werent born into money. In fact they came from modest backgrounds. What made them millionaires is this entrepreneurial mindset and a very strong drive to succeed. So here are some questions for you How badly do you want to succeed? How strong is that drive to attain the life you say you want? It can be yours, but you must take the necessary steps for it to happen. Mindset is what separates the nancially empowered from those in bondage to their jobs, bills and old expectations. It also separates the modestly successful from the tremendously successful. It could be your neighbor, your friend or even a family member that chooses to understand and use these concepts to change their lives.
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In order for you to be a millionaire, you must think constantly about multiple streams of income. I know a pair of fellow writers who make money from books and articles, but also have rental property. They are also investing in a chain of franchise restaurants in Thailand and a cherry orchard in Australia. These two ladies have also partnered with a radio host to produce a group of nancial radio shows across Canada and own a percentage of the business generated by an international speaker and lecturer. I asked them how these widely-varied streams of income came about and here is how they described it: Well its interesting to look back on it now, as we never could have guessed wed be here just three years ago. Were writers and that is really our skill set, so early on we did a few deals with people we thought had great promise to trade our skills for something they needed. There was a radio host who wanted to write a book so we did that for him as well as his second book and agreed to own a percentage of his business in lieu of payment. Now hes hit it big with this new radio show and so have we, as we now are part of the production team. Another person we did a similar agreement with, was a man who was trying to get on the national speaking circuit. We helped with his book and in return, a percentage of his speaking fees come to us. When we started doing better and had some cash, we wanted to look at ideas that would bring us income and also help others. Anyone can park their money in the stock market but we wanted to do something different and help other entrepreneurs. We heard about a chef who was starting a franchise of little restaurants in Thailand and we thought it was a great idea because it gave the local people an opportunity to work toward owning their own restaurant after the tsunami devastated the area. The cherry orchard came about from an Australian Realtor that we helped with a book. She told us that some of the farmers near her parents house were reclaiming old vineyards to produce cherries which are in short supply in the southern hemisphere during their summer. We just liked the idea and provided some nancing and we continue to look for ideas that help us diversify and keep attracting money.

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There are a couple of interesting points about this story that I want to talk about. First, they were looking for opportunities even before they had cash owing in. They were willing to trade skills they had for future streams of income. This can be benecial for everyone involved. Relationships created this way are often much more protable in the long run than they would be if there was just an exchange of cash for service. So dont think you have to have cold hard cash to get started. Be creative and see what happens. The other item I want to point out is how well diversied these two are. They live in Texas, yet their money comes from the United States, Canada, Thailand and Australia. Dont be afraid to do business around the world. To say you only want to stay within the United States limits your opportunities. It is much like saying, Yes, I want to attract money but Ill only accept cash. Dont limit yourself. These ladies just followed the leads provided as they came along and its turned out well for them. Besides they can hop over to Australia to check on the investments and deduct the trip! What a deal! LETS TAlK MONEY The whole idea of creating multiple streams of income will have a big impact on your nances. But they dont all have to be big. You may start a stream of income that produces an extra $100 or $200 each month. Is that worth doing? Yes. Not only will you continue to grow this income, but you will add other streams as well. Its not about making a big score every time, but more about diversifying your ow of money so that no matter the economy, or anything that happens in one sector, youll still have a great income. Once the money starts owing, its easy to forget what a big difference it makes in your life. Lets start with $500. If you earn an additional $500 per month what does that mean? Thats an extra $6000 per year that can pay down your debt, provide you a great vacation or go into an investment or enhance a retirement fund. Now that may not sound like a lot, but lets assume that you keep that income stream for ve years. Now thats $30,000 thats a serious chunk of change. One of the mistakes people make is evaluating a stream of income based on a monthly or yearly amount, rather than factoring in the full ongoing amount. I cant tell you the number of times Ive heard really smart people say that owning a rental property isnt worth making a few hundred
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per month. Yet that property will be around for years consistently producing income, as well as gaining in value over time. Real estate and many other long-standing solid streams of income are often discounted by those who listen to every piece of bad news on television. They focus on the hassle of getting it going and the risk involved, not the value of the revenue stream. But Ill be honest with you: I dont care about or even like rental property. Maybe you dont either but some people do and do very well at it. Keep in mind that you can choose what you are involved in, but you dont have to try something just because someone else is doing it. How about intellectual property? A book for example. Ive also talked to well-known people who discount the idea of doing a book. They just dont think its really worth it as you generally dont make much for your rst effort. However, if you keep going as I have, the stream of revenue from over 30 books is substantial, and it just keeps owing without my active intervention. When youre evaluating a potential source of income, its important to keep a few things in mind. First, it should be exible when youre starting out. You may have to work around your full-time job. Flexibility gives you the opportunity to attract money without being tied down to a set schedule or numbers of hours every week. I also like opportunities that can grow over time. While its great to get $500 each month, it would be even better if you had the possibility to grow that amount and eventually generate $1,000 or $1,500 per month. Another thing you want to keep in mind is that you want the income to continue. Is it sustainable? You dont want to necessarily put in the time to get the income started if its only going to last a few months or only a year. This is especially true if that same amount of time and effort could potentially produce the same income stream that continues for years. Eventually, you also want that income stream to function without you having to manage it every day. Its vital that you do what you love. This is why I suggest you look at your hobbies as potential ways to produce income. You enjoy these already or they wouldnt be your hobbies. One of the worst things you can do is get into a business that you dont like just to make money. Your emotions will inhibit your ability to attract money because you dont really like the business in the rst place. After a while it will feel like a weight around your neck and youll dread it. This is not a formula for success. Go with what you love and the money will follow.
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While you can pony up the big bucks for a number of business opportunities, why do that if you dont have to? I like ideas that cost little or no money to start. This means that if youre willing to work hard, you will make a prot from the very rst dollar and you wont have to carry any debt or worry about making payments. The idea is to achieve freedom and thats more difcult to do if you saddle yourself with additional responsibilities and debts. I know a lady named Janet who was laid off from her executive assistant position a couple of years ago. There were few opportunities and she was tired of commuting from her suburban home in Florida to downtown Miami to work. She took stock of her skill set and found it extensive. She read an article on the Internet about virtual assistants who work part time for several executives and communicate by phone and email. Janet now works from home and has two other assistants working for her who also work from home. She makes more money than she ever did being physically in the ofce and gets much more work done without the commute and distraction of co-workers who used to walk into her ofce just to chat. Janet is a good example of someone who basically loved her job, but it just wasnt working well for her. Now she can use those same skills and still provide a valuable service to her clients. I see numerous people who think they have to look at something totally different than their current job to attract money but its just not true. I know a man named Jerry who loved his job at the hospital in Taos, New Mexico. Because hed struggled with post traumatic stress in the past and had gone through training to counsel others, he soon became a post traumatic stress consultant to the hospital staff members. He quickly realized the need for knowledgeable people to help medical human resource departments deal with this issue. Jerry has retired from his normal oor duties and now gives seminars all across the state to medical organizations and conferences on how to cope with post traumatic stress on the job. He also is working on an informational seminar. It will be available online soon for other hospital administrators. They will then be able to learn what they should do when faced with individuals suffering from post traumatic stress. Both of these examples meet most of the requirements for great sources of income. And they keep producing, capitalizing on the Internet.

THE INTERNET IS YOuR FRIENd Many people know me from my appearance as the star of the movie, The Secret, but few really know that I started my career as an Internet marketer. Back in 1995 I wrote one of the few Internet marketing books that existed. In fact I wrote several books on general marketing as well. So believe me I know the power of the Internet. I also know that it can give you enough business to change your life. The Internet is really unique because its used by almost every person living in developed countries around the world. Its easy to access, costs little, and can put you in touch with customers all over the world. It gives you the opportunity to start small and then grow your business. You can have a business in conjunction with your day job while building your income. Doing business online also gives you the option of spending more time with your children and family. For this reason alone, many people with small children choose to pursue this avenue. The ability to do keyword searches on Google can also give you valuable information on what people are really interested in. This is more difcult if youre starting another type of business. But online information for Internet businesses is readily available. The range and type of opportunity on the Internet is vast, allowing you to match your passion and what you enjoy doing with what is available. Many of these opportunities are non-traditional. I know a stay-at-home mom who loves to play poker. She plays online and now has a very successful poker blog. She contributes online poker articles to one of the major poker Internet sites and gets numerous paid trips to Las Vegas to cover high-level poker events. Now this is a soccer mom from Dallas who has no interest in moving her children to Las Vegas or living a gambling lifestyle, but she can still make money off her worldclass skill right from home. None of the opportunities she enjoys were an option as recent as 10 years ago. New and different options are surfacing everyday. You can take advantage of them, as long as youre open to the possibilities. Most people have at least one or two things in their lives that theyre deeply passionate about. Perhaps its cooking or pets. Maybe it is gardening or writing. If you have a true passion for something, its well worth your time to try to investigate the online opportunities and see if you can turn that passion and talent into some additional income or perhaps a new career.
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Youve heard me mention my blog several times. Blogs are free and if you develop a following, advertisers will want to pay you to place their ads on your website. This is probably the number one way that bloggers make money on the Internet. Now blogging takes discipline as well as the ability to communicate. So if these are qualities you possess, then it might suit you. Once you start looking you can nd blogs on any subject and you can write one on anything. I encourage you to write about something interesting that helps people. These attract the most readers. You may help people grow home gardens, x up their home, eliminate their debt and become nancially secure, or whatever else ts your passion. Just be sure you can post at least a couple of times every week or even every day. Another area that has really taken off on the Internet is virtual learning. This doesnt necessarily mean formal education. People take online classes to learn everything from English to novel writing. All you need is to be passionate and knowledgeable and you can turn that into an online course. I invented the e-class way back in the late 1990s. Lessons and lectures can be sent each week to students who may return their homework via email. Many people who used to teach classes in a seminar or classroom setting have moved to the Internet as it offers low overhead and you can maintain larger numbers of students from all over the world. There arent any geographical limitations. Tutoring can also be lucrative in the online realm and many schoolteachers use this avenue to enhance their teaching income during the school year and then add income during the summer. Since the introduction of YouTube, online videos have exploded. Now many businesses and even authors are using videos to sell their product. If you have the skills to create and edit these types of videos, there are numerous opportunities online. I know of a young couple (he was a television news producer and she was a school teacher), and when their daughter was born, they decided that it would be more practical for him to quit his job and stay home to produce sales and training videos for businesses. Now he earns more than he did working 70 hours per week at the television station and he gets to enjoy seeing their daughter grow. Even teenagers these days have signicant video production skills. So dont think that age is a limitation. This holds true for any online business. Your customers have no clue if youre 19 or even 85, so there arent any preconceived notions. You are treated as a professional as long as you act like one. So use that to your advantage.
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One area that almost needs its own category is eBay. Thousands of people use online auctions to generate additional income. You can sell items lying around your house or you may purchase items in bulk and auction them off. You can even have one of their online storefronts that generate orders. These are extremely simple to set up and maintain. There is a lady named Maureen who got into this line of business. She was trying to sell off items from her aunts estate. It went so well, she now advertises in her local newspaper to buy whole estates and then sell the items online. Theres really no excuse for not investigating the various possibilities you have to earn additional income from the Internet. While its not the only way, it is certainly one of the easiest and most inexpensive ways to get one of your streams of income. This will allow you to start attracting money immediately. Remember, the sixth step to attract money now is to think like an entrepreneur. Anyone can learn to do this. When I was starting out as a writer, I didnt have a clue how to think like that. I was also broke. As I learned to see and act on opportunities everywhere, my happiness and income grew by leaps and bounds. We have one more step for attracting money now. If youre ready, just turn the page.

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Step 6: Think Like an Entrepreneur

STEp 6: THINK LIKE AN ENTREpRENEuR TRuTHS & TAKE-AwAYS


The sixth step to attracting money is to think like an entrepreneur. In order for you to be a millionaire, you must set up multiple streams of income. Choose opportunities that will grow over time. Its vital that you do what you love. Look at your hobbies as potential ways to produce income. Most people have one or two things that theyre deeply passionate about turn these into your rst opportunities. Theres no excuse for not investigating the various possibilities for additional income that you can attract through the Internet. Anyone can learn to think and act like an entrepreneur.

ACTION STEPS
Write down 10 things you love to do. Consider which one you could turn into a product or service. Write down ways you could sell your product or service online. Take action today to make it happen.

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Step 7: Help Your Community and Your World

{STEp 7} H elp Y our C ommunity and Y our W orld


I resolved to stop accumulating and begin the innitely more serious and difcult task of wise distribution.
Andrew Carnegie

IF THERE iS ONE CONCEPT that I must get across to you it is that we are not alone. I dont mean that little green men will land in your backyard, but that we as humans are connected to one another and what we do, think and feel affects others. The seventh and nal step to attracting money is caring for your community and the world as a whole. I recently saw a show on the History Channel that taught the history of the prison system. In the late 1800s several large prisons were built in the United States. The idea behind these prisons wasnt reform; it was punishment. The prisoners were kept in absolute solitude for years on end. This drove legions of prisoners insane and lead to solitary connement being regarded as the highest level of punishment. Humans are social creatures and we cant exist without contact with others. We are formed of the same substance and we connect with one another constantly. This affords us special opportunities. As we learn and experience personal growth and success, we cant help having an impact on everyone around us. As one person is raised up, it naturally lifts those around them, while providing inspiration and hope. When you view everyone as interconnected, youll realize that as you attract more money into your life, you have the opportunity to effect change in others. This is the seventh and nal step to attracting money caring for your community and the world. This works handin-hand with giving but its not just about money. Its about sharing your time, knowledge and the lessons youve learned. Your success is a
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great catalyst for doing good in the world. Im constantly looking for ways to give back, as well as connect with others in meaningful ways. Due to the time I spent homeless, I nd homelessness a crisis thats very close to my heart. I know it can happen to anyone because I experienced it rsthand. I wanted to do something to help. I didnt want to simply offer food or clothing. There are many charities that already meet those needs. What I wanted to do was something that could help people rescue themselves nancially by teaching them the techniques and skills to be nancially successful. Its called Operation YES. YES stands for Your Economic Salvation and is a project that Im working on with several partners. Our mission is to end homelessness and stop foreclosures. The spark for Operation YES arrived like every other inspiration Ive had. Heres the story. I heard about the economic stimulus package that was offered several years ago. The government decided to give out checks for $300 or $600 to everyone. I heard this and thought, Thats a nice thought but its not going to make a real difference. I gured that most people would buy clothes, pay a bill or even pay down some debt. But it wasnt going to change their lives or help them become nancially sound. As I was sitting there, I thought, You know, someone should do something that really makes a difference. And thats when it hit me like a bolt of lightning. Why not me? Im someone. I know enough about how hard it is to start your life over from nothing. Why couldnt I do something? So I did. I gured that if I can teach people to raise their self-esteem, then theyd have a real chance to improve their life. Self-esteem is important when youre on the bottom rung of life. You feel like a failure. You feel like the lowest most insignicant person alive. But youre not! Its just your perception and mindset of the moment. Those who are both broke and homeless suffer from a double whammy. Operation YES teaches people how to rebuild their self-esteem, so they have hope, can feel worthwhile and that they can accomplish positive things. Once the homeless have recovered their self-esteem, I teach them about the Law of Attraction and how they can attract anything they want, including money and opportunities. Operation YES shows people that this basic rule of psychology can change their lives permanently and they wont have to worry about ending up on the streets again. I tell them that what they focus on will increase or expand. This means if they focus on being homeless and broke, they will get more of that
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in their lives. Unfortunately most people who live on the street only focus on survival. In order to see the opportunity to improve their lives, they must think differently while focusing on a new and better life. They must use the Law of Attraction and see their end result not the reality of the moment. They have to stop and think about what they want. This seems obvious to you and me, but how often do average people with the house, dog, two cars and three kids stop to think about their lives? We are creatures of habit with comfort zones. And we stay in them, even if our comfort zones produce negative results. It can happen to anyone. The third level of Operation YES is to teach the homeless entrepreneurial skills, much like the ones Ive described in this book. They can work for anyone from a bank president to a homeless person. Im living proof that these skills work. The ones who really understand these principles, know they can generate income from pursuing things they love rather than trying to eke out a living ipping burgers or bagging groceries for someone else. They can create their own lives, their own incomes, and never be dependent on anyone else ever again. I choose to help the planet by helping those in severe need. You may choose a very different avenue but its important that you participate in your community and your world because whatever you send out will come back to you. Emotions of goodwill and love for people you dont know, will create tremendous ow of those same emotions back to you. Its an awe-inspiring thing to see. When you start to think bigger than yourself and what you want, you release the limitations from your life that were blocking more money from coming your way. You may be wondering why this has any effect on money. Money is only one resource, as is love, caring and abundance. It is our own human beliefs that separate the ideas of human kindness and charity from money. Some think that money and pure altruism cannot exist together. Not only do they exist together theyre intertwined. The resource of money is not separate. If you dont care about the people around you or treat them as if they dont matter, youll stop the ow of possibilities. This includes your nancial prosperity. Creating a vehicle for good that you feel passionate about is the nal step toward true prosperity.

YOu CONTROl THE UNIVERSE I enjoyed a moderate amount of success before I completely understood these principles. In fact, what really started my journey of intense personal growth, and what motivates me to continue, is my intrigue with how some people overcome negative and hopeless situations to succeed and others dont. Ive come all the way from the streets to a really nice life, yet I couldnt really verbalize or explain how it happened. This concerned me. I was afraid if I didnt know what caused my success, I might lose it. Of course I now know that the reason I succeeded without really understanding the power of the Law of Attraction was that I gured it out intuitively and used it unconsciously. I was determined to try anything, and through trial and error, some things worked, so I continued to do them. It wasnt until later I understood about asking, or giving or any of the concepts that are an integral part of true and lasting success. I realized that when I focused on what I really want, I would attract it. When I was stressed and worried about my situation, things got worse. Im not a fan of pain and suffering, so I went with what worked. It wasnt until later that I realized the awesome power our minds possess. Its a little scary that I just wielded that power willynilly at one time. Now Im aware and its this awareness that allows a higher form of knowledge to ow through me, allowing me to accomplish things that I never couldve on my own. If we believe something to exist, so it is. Now those words really underscore the power you have within you. You shape the world you live in and have the power to reshape it. Yet so many people waste this power on habitual thoughts and old beliefs that originated with others. Changing your thoughts alone will not produce your desired results. You must also take inspired action. The awareness that you are connected to a tremendous source of power will guide your actions. There is a great exercise that really illustrates the power of your mind and how a new mindset can be the catalyst for tremendous change. Imagine that youre in a dark room where every comfort has been provided to you. The room is completely dark preventing you from reaching out for those things you desire. You were told that the room has lights, so you instinctively grope along the wall, where youre accustomed to nding a switch. For many hours you pass your hands up and down the walls as far as you can reach until your arms ache. About the time youre
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ready to give up the search, you keep going, determined to locate the switch. Youre determined to enjoy the good things awaiting you, so you sustain your search, knowing that youll ultimately nd a way to turn on the light. After more searching, you pause to rest. You wonder where that switch could possibly be. It must be here, and I will nd it, you say to yourself, and again you pass your hands over the walls, although you feel certain that youve already gone over every inch of wall within your reach. This time your thoughts and movements are not quite so tense, although equally determined. As your hands move slowly up and down, your mind sparks the idea that the switch might not be on the wall at all. You pause for a moment. Next, you think that the switch might be on the oor. But reason steps in and argues, Impossible. Who ever heard of a light switch being placed on the oor! But, the suggestion persists, why not try? Youve gone over everywhere you thought it would be. What the heck, try the oor. Then you reach out across the oor with your foot hoping to nd something feeling like a light switch. Instantly your toes brush against an unfamiliar object. You put your hand on what seems to be a push button, but no light appears. Nevertheless, you now feel quite sure that youve located the switch. Pause, and ask yourself, How does this thing work? It wont push and it wont pull. Back comes the answer within yourself, like a spoken word. Sideways. You move it sideways, and the room is ooded with light. Your joy at nding a responsive intelligence within yourself cannot be expressed in words. It is a rapture of the heart that many others have felt at various times. This story is a mirror of how holding onto the correct mindset helps you meet your goals. At rst you reach out for what you know, and the answer is not there. Its at that point you begin to search and open yourself to other ideas. Even when you encounter obstacles and become frustrated, you still search for answers. The answer comes to you from what seems like thin air, but its the universal intelligence helping you reach your goals and giving you the answers. This is because you stayed focused on your goal. Now imagine yourself in the same room under the same conditions. After several attempts at feeling around in the dark, you feel tired, more or less discouraged, and you reason with yourself, Oh, what is the use? There may be a light switch in this room, and
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the room may contain everything I require and again it may not. But something indenable within yourself convinces you that not only is the light there, but so are the things you enjoy and desire. You say, Well, if everything I enjoy is here, what a pity that I cannot nd the switch! I wonder why the light was not already turned on for me. This is a typical reaction for many people. They say, Its not my fault, its the crazy mixed-up world we live in! Its my family, my boss, the President and I cant help it. They blame everyone and everything when they have the ability to overcome the issue but refuse to understand that they already possess that power. Once you recognize that theres a universal intelligence that can and will respond, you also understand your own responsibility to act on it. Just like being in the dark room, you had to act in order to nd the answer. Even when you didnt have a clue why things werent working or what might work. You must keep trying and wait for the spark of intuitive intelligence to appear. PERSISTENCE OF WIll You must never quit. I encounter people everyday who seem to have QUIT tattooed on their foreheads. Its as if they have made up their minds way in advance that they will give a new idea X amount of effort and thats it. They may decide that rather than 100% effort they will give 95%, but usually its more like 30% or 40%. They dont really want to commit, so when they fail, they have a ready-made excuse. They can distance themselves from becoming emotionally attached to the outcome. We all have our low points or our own personal crises of faith. Persistence is the ability to maintain your action and outlook regardless of your feelings. You press on even when you feel like quitting. When you work toward any big goal, its normal for your motivation to ebb and ow like waves hitting the beach. Sometimes youll feel motivated; sometimes you wont. But its your action that will produce results. Persistence allows you to keep taking inspired action, even when you dont feel motivated. Then you still produce results. Over time, persistence will enhance your motivation, as the quest becomes almost like a puzzle you must solve. Its just like trying to nd the light switch. The persistence to keep looking and thinking of other possibilities will motivate you far beyond your limits. If you keep taking inspired action, youll eventually get results. These results will continue to motivate you. For example, you
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may become much more excited about attracting money when you go to your mailbox and nd a check you didnt expect. Persistence doesnt mean you blindly stumble forward no matter what. You must be willing to step back and evaluate your progress and stay on the path toward your goals. Persistence means you keep searching for answers and plugging away consistently at your dreams. Persistence is not stubbornness and this can be a difcult lesson to learn. Many people were raised to believe that once you set a goal you should stick with it and go down with the ship if necessary. This is why people stay in jobs they hate, live for years in a location they dont care for and spend their time with people they dont like. They are living in guilt not persistence. As you grow, your dreams and desires will change. They will grow and morph into something way beyond what you can imagine. When I was studying at Kent State to become a journalist, I never imagined that several decades later Id be speaking to more than 17,000 people in Lima, Peru or scale the heights of Machu Picchu but I did. Speaking of Peru, I spoke there because of two young entrepreneurs named Raul and Hugo. These men live in a thirdworld country, yet they dream BIG. They wanted me to speak to their country. At rst their goal was to have me speak to 35,000 people and meet the President of Peru. Sometimes, things change as you make progress to your dreams. Instead of speaking to 35,000 people, I spoke to 17,000. Instead of meeting the President of Peru, I met with television reporters that promoted me to the entire country. Raul and Hugo kept their vision while they took inspired action and adapted the event as new information became available. Meeting them was a thrill. And speaking to the crowd they gathered was one of the highlights of my life. I expect even bigger things to come. My dreams have grown and changed and so will yours. You cant guarantee that the goals you set today will still be the ones you want to achieve a year from now. In order to make room for new goals, we have to delete or nish old ones. Sometimes youll get a spark thats so compelling and inspiring, that theres no way to go back and nish your old one. They may have to be abandoned half-nished. Ive always found it uncomfortable to do this, but I know its necessary to follow that intuitive spark. Let go of the idea that you must complete everything you start because sometimes what you learn partway through that one idea, leads to an even better one. Follow the lead of intuition and it will show you how to discern the true path.
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Mark was a closet writer when I met him. He worked in a local accounting rm and had dreams of publishing a book to help college kids learn basic nancial principles. He worked on it on and off for years and everyone in his life knew hed been working on this book forever and doubted that it would ever be nished. Finally a college administrator walked into his ofce. After talking a bit, the conversation turned to how much of a need there is to teach young people how to handle money. Mark told the administrator that he was working on a book about it. The administrator asked if hed be interested in teaming up and co-authoring the book. Mark had a decision to make. Did he set aside his dream, or did he seize this opportunity? After some thinking about it, Mark decided that taking the co-authoring opportunity was the right decision. The book was published a year later and met with success due to the backing of Marks coauthor and the university he worked for. Mark was soon out lecturing and teaching his passion to young people, an opportunity that might have languished and disappeared if he hadnt been willing to alter his dream. These days I set very big goals. I want to receive all there is out there. Does this mean that I set out on a path only to hop on another one when an opportunity presents itself? Yes! I have lots of different ideas and opportunities that come my way. In the early years I had a hard time deciding which ones I was supposed to take. Id get these gut feelings like most people do, then I would try and logic my way through it. Needless to say I spent a lot of time on things that were a waste of time. I learned the hard way. These days Ive learned to trust my intuition. Sometimes its an emotional connection to the idea or maybe just a feeling about a persons potential. I talk to other personal development leaders everyday. There are a few that I will work with someday. I just know it intuitively. Over time youll also develop this ability to know which opportunities to choose and which to turn down. INSpIRE OTHERS I read about inspiring people all the time. I like being inspired and I want to be an inspiration to others. This is one of the leading ways to help improve the lives of people you dont know. We all have people who inspire us. But how do you inspire others? I think the rst way is to be a good role model. People will watch what you do more than listen to what you say youre going to do. So in order to inspire
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people, you must do what you say youre going to do. Its sad but sometimes true that the more successful you become, the more people will come out of nowhere to tear you down. You cant be distracted by this noise. As long as you hold true to your principles, you will prove them wrong every time. And as you move forward, more supportive people will be attracted to you and your success. Ive heard it said (heck Ive even said it!) that people dont care what you know until they know how much you care. You cant swoop in and tell people what they have to do, how to do it, and expect them to listen. You can see this in todays high school classrooms. Kids arent impressed by credentials or awards. They want to know if you care about them. Until you show that you care, they wont listen to a word you say. Adults are the same way. Take the time to make a personal connection with people before you offer any advice. Ask questions and take a genuine interest. Everyone goes through tough times. Youve probably seen people that refuse to acknowledge that theyve ever had a bad day. Dont be one of them. Encourage those who need a kind word, no matter how difcult their situation may be. Dont be afraid to share your tough memories and experiences. Those who are struggling often feel alone. They feel like nobody else has ever had it so bad. Let them know they arent alone. Writers often talk about lling the well. This is a reference to the fact that you cant be inspiring to others unless you get inspired yourself. I read many inspiring stories, blogs and watch inspiring programs and lms to get and stay inspired. Look for people, ideas, environments and knowledge that you nd inspiring and motivating. Its very important for you to become a great communicator, so you can get your message across to others. Listen to how you speak, as well as analyze the things you say to people. Ive invested plenty of time and money to improve my communication skills. Always increase your knowledge. Nobody knows everything about anything. Learning and growing is an important part of becoming the type of person you want to evolve into. Learning from others is key, so listen to audio seminars or attend live events. Get books and read them. Dont just stick them in the to be read pile (I know that trick!). Actually read, understand and act on them. I like to challenge people. Its an obligation I take very seriously. This doesnt mean Im confrontational. I simply challenge people to get to the next level. This is where I got the nickname Mr. Fire! A
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friend said I was always setting a re under people to get them to follow their dreams. Well, Im here to re you up now. I like to ask people hard questions regarding what theyre doing to make their dreams come true. I also want to know why theyre doing it. I do this in every book or program that I produce. On occasion, when Im tired or really drained, I may sit next to a person on a plane and never say a word. It will usually cross my mind that I may have been put in that seat because the person next to me needed me to ask about their life and challenge them to expand their thinking. When that thought occurs, I speak. Remember, the seventh and nal step to attracting money is caring for your community and the world as a whole. I always want to be the person who inspires others, who cares and who makes a difference. You can do the same. Now lets put all seven steps together so you can begin to attract money now.

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STEp 7: HElp YOuR COMMuNITY & YOuR WORld TRuTHS & TAKE-AwAYS
The seventh and nal step to attracting money is caring for your community and the world as a whole. Emotions of goodwill and love for people you dont even know, creates tremendous ow of those same emotions back to you. You shape the world you live in and have the power to reshape it. In order to get what you want in life, you must resolve to never quit. Its not your motivation that will produce results its your inspired action. As you grow, your dreams and desires will change dont be afraid to jump on new opportunities that inspire you. In order to inspire others, you must allow yourself to be inspired.

ACTION STEPS
Write down causes or movements you care about. Find a way to help one of those causes or movements. Write down a person you know of who needs help. Find a way to help that person.

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The Freedom to Live!

T he F reedom to L ive !
Focusing your life solely on making a buck shows a certain poverty of ambition. It asks too little of yourself. Because its only when you hitch your wagon to something larger than yourself, that you realize your true potential.
Barack Obama

IF YOU wON THE LOTTO for, say, $37 million, what would you do? Yes, youll buy the fancy car (or two), a big house (or two), and go on a world travel exotic vacation (or two). But after that after youve explored the world and bought all the ice cream you could eat what will you do? Those who have achieved their goals are free to live a lifestyle that most people dont even know exists. They arent held by national borders or boundaries and move freely around the globe without the nancial limitations and restrictions of others. The ultimate freedom is to never worry about where money is coming from. It just ows to you. Occasionally we get a glimpse of this type of life when we see jet-setting celebrities. But most of those living a truly free life arent like the celebrities, instead they are quiet and unassuming. They have achieved everything they ever dreamed of and now spend their time enjoying every aspect of the world we live in and help millions of people around the globe. The fear and uncertainty that many people feel is not relevant to their income stream. Fortunes were made in every recession ever to hit the United States. As we move more toward an ever-increasing global economy, new and upcoming entrepreneurs have a view toward opportunity no matter where it comes from. The old days of only being able to attract income in a local area are gone. Now the world awaits us (you and me), as Internet access has connected us,
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people from all around the world, and opened up innite creative possibilities. The principles that Ive outlined in Attract Money Now will catapult you into this type of life. And it all starts with your thinking. You have to gure out where you are in your thought process right now. What limiting beliefs are standing in your way? Where did they come from and how do they affect you? When I read a book or listen to an audio recording that really hits home, I take a few minutes to really think about what the author said. Do that now. Are you willing to release the emotions youve attached to money? Are you ready to release what you think it says about you? Let it go right now. Start at the beginning and make a decision to follow every step Ive laid out, so you can receive the abundance and nancial rewards that await you. Start with your thinking. Be aware of all the negativity youre immersed in every day. It comes from movies, conversation, newspapers, and negative people. Give yourself a break from this constant stream of depressing news and ll your mind with positive, uplifting concepts. Pay attention to the three thieves and become aware of how these old beliefs rob you of your future. Everyone thinks they understand money. Few really do. You can step into the ow of wealth and abundance as easily as you can step out of it. This is the difference between a life of wonder, where you attract as much or more money than you need, and a life of struggle and heartache. Always remember that you can choose to step into the ow at any point as long as you want to. Theres no magic formula or secret decoder ring. Membership is open to anyone who wants to join! I remember a friend of mine asking a wealthy person how he felt about taking risks in business. The wealthy man said, I dont take risks. He went on to explain that he knows money is like a river. He simply goes to the river and lls his bucket. If he happens to spill some water or lose some money he just goes back to the river and rells his bucket. Wheres the river? Its in his MIND. Please dont forget to give. Tithe 10% of your income and then take the next step and give beyond what youve ever given before. Open the door wide to start the ow and circulation of money through your life. Dont forget that youll receive in direct proportion to what you give so give a lot! Never deprive yourself of the things you want due to fear or guilt. Buy that new car or fancy lighter if you choose! (Dont go into debt or
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tap out your credit cards, though.) Life is to be enjoyed at every level, even if you dont have $1 million in the bank. No matter where you are nancially, the way you spend your money now will be reected in what comes to you later. And while youre responsible to dig yourself out of whatever mess you are in, your attitude and how you choose to spend your money will determine whats attracted to you. Choose to spend in those areas that give you pleasure and create positive emotions, while youre getting your nances in order. Asking for help will jump start your dreams. Dont hesitate to ask for help on your journey. Ask your mentors, as well as those whove achieved what you want to achieve. A mastermind group is a great way to get the support and ideas you need to get your new ideas and ventures off the ground. Everyone wants the honor of being asked to help, so dont hold out and try to do everything yourself. Youll accomplish much more in less time if you accept help from others. Asking the Divine, God or the Universe for help is also a great avenue to increase your nancial circulation. It gives you an emotional release and opens your mind to new and different opportunities. As you dene your goals, spend time each day Nevillizing them. Imagine what it will be like when you accomplish each and create an emotional connection. Hold this connection in your mind and feel the emotions. This positive outpouring speeds up the process. The more connected you are to your end result, the more focus, drive and creativity youll have in completing it. When you have your goals in mind, think like an entrepreneur. See the options all around you to generate or increase the ow of money. We are social creatures, whom need contact, support and caring from others. As you grow, youll have the opportunity to uplift everyone around you by sharing your experiences and ideals. Dont overlook this opportunity to help those who need it most. Remember that you were helped too. This will increase your circulation to the highest level, and it will allow you to have a positive impact on the world. EXIST IN GRATITudE Everyday, I take time to say thanks and express my gratitude for the gifts and opportunities I receive. The expression of gratitude is a liberating release of powerful emotion that you send out into the universe. As weve discussed, the stronger the emotion you attach to something, the more likely youll get an abundance of it in return.
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Think and Grow Rich, by Napoleon Hill, As A Man Thinketh by James Allen and the Science of Getting Rich by Wallace D. Wattles, are brilliant works emphasizing the importance of gratitude. The most successful people constantly express their humble and sincere gratitude. The value of gratitude does not solely exist for getting more in the future. Without gratitude, youll inevitably be dissatised with things. The moment you permit your mind to become dissatised with your current circumstances, youll lose ground and slide back into your old ways. If you x your attention on the negative circumstances in your life, that focus will stop the ow of money and other good things that can help you. This can be a vicious cycle. Existing in a mindset lled with gratitude keeps you positive. Whatever we focus on we attract. Focus on the positive and be grateful. Bigger and better things will come your way. When you dwell on the negative and inferior or the worst-case scenario, youre sending negativity out and will continually attract negative results. On the other hand, if you focus on the positives in your life and express sincere gratitude, youll attract better circumstances. This is an unaltered, permanent law of being, that is at work all the time. Theres no pause, stop or rewind. You can become aware of the power of gratitude and work with it for your personal benet. Or you can deny this power and work against it, which will provide negative results. Its necessary for us to deliberately and intentionally form the habit of being aware of and grateful for every good thing that comes to us. Then we have to continually give thanks. Its reported that Albert Einstein said thank you hundreds of times a day to his predecessors and the Universe, recognizing the inspiring and creative thoughts that came to him daily. Einstein understood the power and benets of being grateful. You can use this power to ll each day with positive emotions. Express gratitude for everything that has come to you throughout your lifetime. You even need to express gratitude for the hard times, negative events and bad hair days. Why? Because these were lessons (big and small) that youve beneted from. In addition to being grateful for what you have now, you can also send thanks for things that will happen to you. I call this Thanking Forward. Thanking Forward is being grateful in advance, as if you already have what you want before it shows up. Its a Nevillization of gratitude!
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Scientic studies have consistently proven that signicant achievements are reached after just 30 days of Nevillizing (or visualizing with feeling the end result) a goal, event or material thing. Stop and think about what youve done over the past 30 days? Did it go by in the wink of an eye? Now, I want you to imagine your goal over the next 30 days and see the difference itll make in your life. Express your gratitude in the morning often before you get out of bed, during the day and after you lay down to go to sleep. All of this will shift the energy youre sending out, and even more signicantly, the energy youre attracting into your life. Its not a complicated or difcult process, nor should it seem like work. I like to express my gratitude from my hot tub each evening. It doesnt really matter when, where or how you do this just that you do it. If youre not used to expressing gratitude, you may need to adjust your schedule and set aside a few minutes throughout the day to do it. You may even need to put a reminder up on the bathroom mirror, kitchen refrigerator or your computer. Shortly after, youll do this naturally and nd yourself consistently sending out positive gratitude thoughts. In turn, youll receive astounding results from every direction. Do this process intentionally until it becomes habit. Youll be amazed at how quickly people, events and circumstances will be naturally attracted to you, as well as how quickly your nancial circumstances change for the better. Gratitude can transform your mindset from focusing on you to focusing on others. As we previously discussed early on when you focus on others, you open yourself up to a tremendous amount of circulation. Saying thanks for everyone in your life and the events that have transpired work together to keep you constantly aware that you need others. Were all connected and cherish feeling appreciation. THE POwER OF NOw Have you ever noticed that just about every TV infomercial ends with a call to action? They all seem to say, Dont wait, act now! This phrase is just as applicable to you. Waiting to take advantage of an opportunity is a way to cheat yourself from attracting additional income. Dont put it off or put this book down and think, Thats a great idea, Ill work on it when I have time. You already have time, but youre lling it with tasks that arent really a number one priority. Theres no better time than the present. Youre 100% responsible for your life and peace of mind. If you dont have peace of mind, youre wallowing in old limiting beliefs that
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are not serving you. You must get your beliefs in order, so that you can attract money into your life. All the money in the world will not give you peace of mind. So many people, maybe you, live in nancial chaos. How many celebrities or wealthy people do you hear about who die sad and alone because they never found peace of mind? No other person can give you peace. Running to teachers and gurus for answers will not give you peace. Moving to a different location will not give you peace. Peace does not come from outside you. Its obtained within you. The answers that you long for, are already part of you. You just need to understand and practice them. Then you will lead the life youve been longing for. Attaining peace is as simple as this: Give peace and youll receive peace. By the same token, if you express gratitude daily, youll receive astounding rewards. The key is that you are thankful and express gratitude every moment of every day. Always turn the other cheek against adversity and misfortune. You must wish success on everyone else and show them love. Many people take the idea of giving to mean that whatever they send out comes back like a boomerang. While this is true for the most part, it doesnt mean that it will come back from the same source or in a scheduled amount of time. It only states that you will receive equal (usually ten times more) to what you have given. This applies to money, time, gratitude and caring. How often does a person truly give without the thought of getting something in return? When you give love, you expect love. When you give understanding to someone you expect someone to be understanding of you. When you give a gift you usually expect a gift back. You may even expect that the person you gave the gift to will like or respect you even more. Unfortunately, very few people will just give from the heart. When some people dont receive what they expected, or more, they have a tendency to feel hurt, hostile and even angry. Some twist things around and will quickly say that the Law of Attraction doesnt work and call it a sham. I feel sorry for these people. The anger and hostility are blocking their ability to attract, so they have no option other than spiraling downward. They will settle for a mediocre life at best. Sometimes you may feel like you dont have a choice as to how your life will turn out. You do!
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One of my favorite scenes comes from the classic movie The Wizard of Oz. After the trials and tribulations that Dorothy faced on her journey, she still hasnt found her way home. Glinda, the Good Witch of the North, tells Dorothy that she has always had the power inside her to get home. All she had to do was wish for it and she would return to her loved ones. Ive always found this to be very symbolic of the journey many people take when they seek success. They try hard, only to nd that it was as simple as a thought. There is an old saying, To Think Is to Create. This is how you start changing your life. You must be able to imagine it. Then youll attract the resources for it to come into being. So begins your journey of ultimate freedom. My friend and business colleague Peter Wink is another great example of this. Peter had been dating many women for years, never nding Ms. Right. Finally fed up one day, he wrote down exactly what he was looking for in a woman. He wrote down exactly how she would look, talk, and carry herself. These were non-negotiable and he would never again bend on getting exactly what he wanted. He took this list and put it away in a drawer. The woman of his dreams showed up less than a month later. He met her at a business meeting that he didnt even want to attend. He followed the universe as it gnawed at him to go to this meeting. They have now been together for eight years. It never would have happened if Peter had not set his goal, Nevillized it and took inspired action. By doing this he was nally able to pick her out. This happens all the time! As you go through your plan, youll reach the goals you set. Then, youll set new goals and strive toward them. So when do you know that youve nally made it? Hard to say. But when you do, take a deep breath and proclaim, Ive arrived! This is different for every individual. Some have a particular benchmark. For some its an amount of money. For others it may be a deadline. Then there are some who leave it open-ended and just follow their gut instinct. Every time I complete a big goal, I set an even higher one. You may nd this true of you as well. Once you nd something you love doing with passion, why would you ever stop? I think you will reach an abundant, fullling life much sooner than you realize once you start on your path to success. Few realize that success isnt a thing its an emotion. We feel successful therefore we are successful. There are people perfectly content and happy working a mediocre job, raising their children and spending time with family. There is
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no rule saying you have to be dissatised with any of these elements of your life, or destitute on the streets, to pursue long-term nancial goals. This is merely a starting point. You can always improve. The path to success isnt about getting to a nal point. Its about the journey. What will you discover about yourself and others as you go? What lessons will you learn and want to share with those who may one day approach you and ask you to mentor them? Journeying into an unknown territory is exciting and potentially frightening. Its this mixture of emotions that can confuse and distract you. Your mind will create fear as you strive toward your goal. If you let yourself dwell on that fear, it will manifest itself in reality. You may have had the exhilaration and excitement of performing on stage. Even the most seasoned actor or singer can have butteries in their stomach before the curtain rises or the lights go out. Its almost as if the mind is giving a nal warning before you get on stage. Its no different when youre striving toward big goals. Its scary and exciting at the same time. REACHING NEw HEIGHTS As you reach new heights of awareness and success, youll also nd that your life needs balance. Its not just about money. Money isnt the main priority and never should be. There are other considerations like family, health and your own emotional well-being. Have you ever had a problem with your inner ear? If you have, then you know what it feels like to feel off balance. The world seems to spin and you become disoriented. Disorientation can feel exhilarating in the short-term. You never want to be out of balance. A well-balanced life involves both physical and emotional aspects. Living a well-balanced life means balancing your goals while taking time to enjoy the journey. If you want to live a fullling, meaningful life, you have to make adjustments and some tough choices. It would be very easy to live a balanced life in an ideal world. What if you could sit down and write the story of your life, as you want to live it? What would you be like? What kind of possessions and nances would you have? What would make you happy? You have control over much of what will happen in your life. Youre not a helpless puppet manipulated by people around you. You are able to make choices and decisions that will shape your future. In the real world youre tasked with numerous demands on your time and resources. You may feel overwhelmed at times. When this
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occurs, you must make decisions about what you can and cannot do. These decisions are based on the goals you have, how you rank/ prioritize these goals and how well you follow what you think is right for you. Back in rougher days, I used to wonder if I had what it takes to be a success. Now I know I do. And so do you! I want you to stand in front of your mirror everyday and say aloud, I have what it takes! Trust me you do! Soon youll know it too. Repeat the words I have what it takes over and over. Type them up and hang them on your refrigerator, wall or computer. Look at them each day and believe in yourself. Self-talk is powerful, but most of us talk ourselves down, not up. Be a cheerleader for yourself. Encourage yourself. Embrace the changes in your life with a great, positive attitude. Read the Optimist Creed (at the front of this book) every day. Breathe it in. Commit to yourself that you will do whatever it takes to attain your goals and live the life youve always dreamed about. Also, remember to stay patient. Change doesnt happen overnight and this will take time. Dont rush through your plan. Youll end up skipping steps and becoming frustrated. Remember that this is about the journey. You dont get to the top of the mountain in one day. You get there step-by-step with dogged persistence. Take time to appreciate who you are today and who you want to become. Someday youll look back and be proud of the decisions that youre making today, as well as the changes youre implementing. Listen and think before you speak. A big part of learning is to be quiet and let others teach you. You never know what you may miss if youre talking instead of listening. Others may have valid input and they want to give it to you. Let them. Dont fear change or uncertainty. Have faith in your ability to solve any problem that youll encounter. Get the facts, do your homework and courageously move forward. Dont let risk keep you from the glorious rewards awaiting you. Wealth is often hiding under what you fear to do. Face your fears and take inspired action. Dare something worthy and begin it today. The result will be a new ow of money! Thats how you attract money now!

THE FREEdOM TO LIVE! TRuTHS & TAKE-AwAYS


STEpS TO ATTRACTING MONEY INTO YOuR lIFE: Step 1: Alter How You Think Step 2: Give Without Expectation Step 3: Prosperous Spending Step 4: Ask for Help Step 5: Nevillize Your Goals Step 6: Think Like an Entrepreneur Step 7: Help Your Community & Your World

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ACTION STEPS
Work on becoming a mental magnet for money by reading books, listening to audio recordings, attending events designed to help you think more powerfully and prosperously, and/or getting a Miracles Coach. Give money weekly to wherever you received inspiration. Buy things that excite you without going into debt. Pray for guidance and ask others for help. Imagine attracting money now and what it feels like to be wealthy. Listen for complaints and nd ways to turn them into products or services. Volunteer to help a cause or person you believe in.

{AFTERwORd} T a K e I nspired A ction N O W !

CONGRATULATiONS! YOU NOw KNOw the seven steps to attract money now. But now that you know them, what will you do next? Answer: You do whatever youre inspired to do to begin the process of attracting money now. In other words, dont sit on your butt and wait for money to rain on you. Take inspired action RIGHT NOW. Many people have the information on what to do and how to do it. The challenge is that they dont implement it. If you keep on doing what youve always done, youll always have the results you have right now. Isnt it time for a big change? Isnt that time now? Dont you deserve the wealth and happiness youve been longing for? Money is a powerful, positive tool. Its a vehicle for accomplishing great things. You can help yourself, your family, your friends, your community and the world. With money, you can buy fun toys for yourself. Admit it, youd enjoy that. Youll also be able to make a difference in areas you care about. All you need is money. And now, with the seven-step formula Ive revealed to you, you can attract money now. Ive done my part. Ive written Attract Money Now and put all the tools in your hands. The next steps are yours. If you want personal help, consider my famous Miracles Coaching program. See www.miraclescoaching.com. God speed to you. With love, Dr. Joe Vitale

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Bonus: 29 Ways to Attract Money Now

{BONuS} 2 9 Ways to A ttract M oney N ow

14. Read Think and Grow Rich. 15. Turn a problem into a product and sell it online. 16. Feel grateful for something you have. 17. Practice the seven steps in Attract Money Now. 18. Listen to The Secret to Attracting Money. 19. Get a Miracles Coach. www.miraclescoaching.com 20. Pray. 21. Create a vision board of what you want.

1. If youre in the United States and in need of help for an emergency service, call 211. 2. Call the USA Silent Unity prayer line: 1-740-362-4214. 3. Give money to wherever you received inspiration or encouragement. 4. Buy something you want and can afford. 5. Take action on an idea you have. 6. Write a script of you being wealthy and how it feels. 7. Watch the movie, The Secret. www.thesecret.tv 8. Watch the movie, The Compass. www.thecompass.tv 9. Watch the movie, Try It On Everything. www.tryitoneverything.com 10. Use EFT to help dissolve feelings of desperation. www.emofree.com 11. Turn off the mainstream news. 12. Join or create a support group, such as Attract Miracles Online. www.attractmiracles.com 13. Forgive yourself and others.

22. Do 5 things each day on items on your vision board. 23. Ask for help. 24. Help someone else. 25. Worship time, not money. Use your time wisely. 26. Imagine what you would do if you won the lotto for $37 million. Do it. 27. Do whatever youre afraid to do. Wealth is hiding behind your fear. 28. Get a job. While you pursue your dream, feed yourself with work. 29. Get clear of limiting beliefs about money using Morty Lefkoes Belief Work http://www.recreateyourlife.com or www.moneybeyondbelief.com

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The Secret to Attract Money Now! The How: Setting Effective Goals

{ Sup E R B O N u S } T he S ecret to A ttract M oney N ow ! T he H ow : S etting E ffective G oals


You can have all the money you want as soon as you realize its not needed to be happy.
Joe Vitale

NOw THAT YOU HAVE asked yourself what you want, and investigated some possibilities for generating revenue, how do you go about it? Its the details that people get hung up on and can allow your fears to balloon to the point that you dont take any action at all. Theres a great deal of trepidation about whether you should even try to attract money when the economy is in a slump. Of course you should. What better time is there? A down economy offers openings and opportunities that just dont exist when things are booming. For example, Hyatt opened its rst hotel at Los Angeles Airport (LAX) in the late 1950s. The US was going through a major recession at the time. Hyatt now has over 365 hotels in 25 countries. Burger King and IHOP also began during the same recession. One of the major recessions that I experienced myself in the early 1970s spawned both Lexis-Nexis, the web-based research hub, and FedEx. The 2001 recession saw the debut of Wikipedia and Internet giants Google and PayPal. They thrived during this time. Dont allow the medias negativity or the opinions of others to convince you to wait for a better time. There is no better time other than now. And if you never start, youll never reap the benets. In order to get from a vague idea of what you want to accomplish, you have to set clear goals, and then break those goals into doable steps. While this takes time to outline, it will keep you moving forward toward your goal and allow you to see when you get distracted or fall off the intended path. Some nd goal setting a tedious process and its powerful. It forces you to rene every nuance of what youre doing
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and where youre going. Each path is an active choice and clear goals make those choices easy. I also nd goals to be motivating. You have to push yourself. And I know that without really strong goals I tend to slack off and do whats easy rather than striving for more. It intrigues me that almost every high achieving individual, whether an entrepreneur, CEO, or professional athlete, takes the time to make daily, weekly, monthly, yearly and multi-year goals. If all the people at the top are doing it, it makes sense that those wanting to attract money into their lives would do it without question. Still few of them do. Theres no way to maintain your long-term vision as well as short-term motivation without setting and then tracking your goals. By setting clear and well-dened goals, you can evaluate your progress and take pride in your accomplishments. You can conrm that youre making progress, though it might seem like youre not moving much. Achieving written goals also allows you to look back and see how far youve come. SETTING EFFECTIVE GOAlS You may have an idea for a business and you may have an idea of what you want to accomplish with your additional revenue stream. And thats great! Until you have those ideas dened and organized, you wont have a clear direction. There are good goals and not-so-good goals. There are certain elements that good goals have in common. Good goals are: Clear and Specically Dened - In order to be as effective as possible, your goals must be clearly dened. This means that instead of saying, I want more money, you write I want to attract an additional $500 per month within six months. You want something that you can really Nevillize and attach to emotionally. Its like watching a fuzzy video. You cant really get involved at this point as it is unclear. Technically, $10 is more money yet that amount likely will not really make a difference in your life. Always be specic and focus on that goal. Achievable in a Given Time Frame Its important that you put a deadline on your goals. Otherwise, they just remain wishes. Someday is not a time frame! You want to set a deadline that is reasonable and challenging. A time frame with a deadline gives you self-imposed deadlines that move you forward, so youre consistently
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making progress. A goal without a deadline puts no pressure on you to accomplish it. Theres also no way to measure your progress. For example, if you set a goal to run a marathon, but you dont choose a marathon to run in, or a date for its completion, why bother training for it? Commitment to Steady Progress This means discipline. That can really trip you up. You want to set small tasks each day that get you closer to your goal and then commit to doing that task. This is progress. If you decide you want to write a book but then dont commit to disciplined, steady progress, time passes and you still havent completed the book. This is why you see someone at the family reunion who wanted to write a book 20 years ago, but is still working on it. In fact, the problem is that theyve never really committed to working on it. Dont kid yourself that you can set a goal, Nevillize it every day and make no progress. Accomplishment requires action so dont let yourself off the hook. Start it, take inspired action and get it done. Align your short and long-term goals This is one I still constantly remind myself of. Its easy to get excited and say, I want to write books, do seminars, be a speaker, travel, have an Internet business, and anything else. Having too many unfocused goals leads you in too many different directions, causing you to spread yourself too thin. You only have 24 hours each day, so you must focus on a few goals at a time, and then gradually add others. Be sure the daily tasks you undertake are working toward something and not just keeping you busy. For example, if you want to start an Internet business and run around meeting with graphic designers and consultants, but never really decide what product or service you are going to sell, then this is just busy work that isnt getting you anywhere. Decide what the goals are before you take inspired action or you will take part in meaningless activity that gets you nowhere. Flexibility Your goals have to be exible. There will be times you completely underestimate the amount of time it takes to accomplish something. When that happens, you have to be able to decelerate the timeline and still make good progress. Conversely, there will be times you set a six-month goal and suddenly it gets done in six weeks! That is great! At these times you want to accelerate your goals. Keep pushing yourself.
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Please never confuse goals and tasks. Goals are the big targets and tasks are the stepping stones to accomplishing your goals. For example, if your goal is to develop a set of workout DVDs, then checking out production costs quotes with three different companies may be a task. Doing small tasks toward your goal each day is important because it gives you a sense of control and accomplishment. Also, be sure that all the small tasks are working toward the goal. Its easy to seem busy and not get anywhere. Write down each activity you perform and evaluate it on a weekly basis. Youll see if youre spending too much time on things that are not important. PRIORITIZING YOuR GOAlS You are only one person, with big dreams and only so much time each day. How do you decide which goals are the most important and which ones should be put on hold? There is an effective, easy way to sort your goals and decide which ones go where on your priority list. Write a list of your top 30 goals. Yes, 30 is a lot for some people. But in order to get to the good ones, you have to write them all down. Once you have 30, go through them and take out the 10 that are the least important. Set those aside and put them in Group 3. Now look at the 20 you have left and remove the 10 that are the next least important. They are Group 2. Now youre down to 10 goals the ones you believe are the most important. These are Group 1 goals. The way to prioritize these 10 is to take a few minutes, close your eyes and focus on each goal one-by-one. Which goal produces the biggest emotional connection? It goes rst. Go down the list and rank them in the order of your emotional connection, with the deepest emotional connection at the top and the weakest at the bottom. These are the 10 goals you should be working on. You may be glancing over at some of your Group 2 or Group 3 goals and be tempted to start on them. Youre likely tempted, because they are easier or faster to accomplish. They would take away time that you need to accomplish tasks toward the goals most important to you. Anytime you question which goal or project needs to take precedence, just stop for a few minutes and ask yourself which one has the strongest positive emotional connection. This will give you the answer. Then its your responsibility to take inspired action on it.

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LONG TERM ANd SHORT TERM GOAlS Everyone needs both short and long-term goals. The long-term goals are your overall objectives and usually have a time line of ve years or more. Short-term goals align with those long-term goals meaning that they play a part in getting to that big overall goal but they have a much shorter time line. Usually six months to a year. Tasks are the weekly or daily steps you take to accomplish your short-term goals. You may be wondering, Why not just make the big long-term goals and do away with all these short-term goals? Individuals perform better with regular and consistent reinforcement. As you track your progress, and see how many short-term goals youve accomplished, it makes the long-term goals seem that much closer and easier to reach. Long-term goals have a very important function as well. In addition to giving you an overall direction, they also provide a focal point when times get hard or you suffer setbacks. Focusing on the longterm goal and being able to see the big picture, can get you through those times when it would be easy to quit. It allows you to see your situation as temporary and gives you the will to search for solutions. As you overcome each difculty it builds the condence youll need to push on toward that long-term goal. Now comes the fun part. You get to put the short and long-term goals together to get the best results. Let me give you a couple of examples to illustrate this. MARK THE MATH TEACHER Mark teaches math at a local high school. Eventually he wants to create a home-based learning system for kids that will improve their math skills. He wants to earn more money and become nancially free so he can quit his regular teaching job and tutor those kids who need help. When Mark imagines these goals, he has the most emotional connection to nancial freedom. So for Mark, his goals might look like this: Long-term Goal: Replace income and quit job. A. Short-term Goals Related to Long-Term Goal 1. Start Tutoring 2. Create Math Home Study Courses 1. Weekly tasks related to short-term goal 1. Post notices on school billboards advertising math tutoring services
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2. Speak with teachers and school counselors oneon-one and let them know Mark is offering math tutoring 2. Weekly tasks related to short-term goal 1. Dene age groups that will be benet from home study 2. List content for curriculum You can see how the long-term and short-term goals are interrelated. Theyre not separate but support each other. Now lets look at another example.

LYdIA THE YOGA INSTRuCTOR Lydia has a successful yoga studio. She feels she has a winning formula that can be resold as a franchise and duplicated across the country. Lydia wants to increase her public prole and position herself as an expert, so she can increase the value of her brand as well as the franchise. Long-term Goal: Have a national franchise of yoga studios across the country. A. Short-term Goals Related to Long-term Goal 1. Write a book positioning Lydia as a yoga expert 2. Create beginner, intermediate and advanced DVDs to sell via infomercials, allowing her to make her yoga brand a household name 1. Weekly tasks related to the short-term goal 1. Consult with a writer and organize information into an outline 2. Set aside a minimum of 45 minutes a day, three times per week to create content 2. Weekly tasks related to the short-term goal 1. Investigate production costs for DVDs 2. Determine the applicable routines to produce for the beginner DVD People spend hours, days and even weeks getting hung up on trying to gure out how to get started achieving their dreams. Its really logical. If you use the information in this chapter, youll have a
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very easy, workable plan without hours or days of tedious indecision. Decide what you need to do and then start doing it. I nd the goal setting process to be very motivating. In order to sustain that motivation, you have to select goals that are within your realm of control and a realistic timetable. What does this mean? Lets say you decide that you want to make a million dollars and have your own reality show within a year. While you may be able to accomplish both of these goals in the long term attempting to complete them within a year may be unrealistic. You have to have certain skills to accomplish both of these goals. Just like its unrealistic to think you can lose 50 pounds in a month and keep it off over the long term its also unrealistic to think you can make one million dollars in a year in an Internet business without any experience. You have to put in the time and effort to learn the business and it will pay off for you in the end. Planning and thinking about your goals is never a waste of your time. After all, knowing what not to do is almost as important as knowing what to do. By doing your homework, and learning from experienced mentors, youll avoid the pitfalls and mistakes of others. Every setback you avoid is time saved toward achieving your longterm goal. Many obstacles may get in your way as you strive to reach your goals. Thats called Life. But by studying where you want to go and how youre going to get there, youll have a clear path which will help you avoid problems. The ip side of setting unrealistic goals is to set goals that are too low. Something that is easily attainable, but does not qualify as a goal. Dont underestimate yourself or discount your skills. Youll become bored with a goal too easy to reach. Youll lose interest. You need something that engages you and challenges you. Pick goals that challenge you professionally, mentally and even spiritually. Go for ideas that make you stretch your possibilities and require a high level of creativity and energy. Youll never achieve great things without pushing yourself. Goals that dont push you, move you sideways, not forward. They dont get you out of your comfort zone or force you to learn new and difcult lessons. It takes two key factors to reach any goal, seriousness and exibility. Being serious about a goal means that you take the necessary steps, whatever those may be, to achieve it. Youre giving yourself self-imposed deadlines for specic tasks and evaluating your own
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progress. Then you develop the next set of strategic tasks to move forward. The rst step, if youre serious, is to write down your goal. The second step is to announce it publicly. This may seem like youre giving those around you the opportunity to ridicule you in advance. And some may. By rst writing your goal down and then announcing it, it provides additional motivation, since you know people will be asking about your progress. This gives you accountability to yourself, as well as others. Youve probably heard people close to you announce their plans. How did they do it? Did they say, Im going to lose 50 pounds and run a 10K by this time next year, or did they say something like, After the holidays Im going to lose weight and then Ill be able to do what I want? If you heard someone make the rst statement, you would assume theyre serious and committed to their goals. However, if you heard the second statement, youd wonder how serious they were, or if this is just a hope of theirs that they dont really plan to work toward. This person, instead of setting a goal and being willing to work hard to get what they want, is content to just wish and get nowhere. Procrastination is not your friend. If youre thinking that you will start working toward your goals after the holidays, on your birthday, or after such and such happens, you are just deluding yourself. Every day you wait is a day wasted. You dont get it back and you dont get to try again. The day is gone forever. So get busy! The second key factor to reaching your goal is exibility. This does not mean giving yourself a break and being lazy. This means using creativity to overcome obstacles and listening to feedback. This will help you ne tune your goals as you go. You must have the ability to step back on a regular basis (I recommend at least monthly) and evaluate your progress. What worked? What didnt? What changes are you going to make in your strategy and task list next month? Goal planning involves risk. That could mean risking a wrong move, bad decision or even a major setback. It also means that you must be adaptable to changing circumstances. You must still juggle work, family and bills in addition to striving toward your long-term goals. There are times when certain goals will take a backseat to others, but all of these instances give you the opportunity to be creative, and perhaps even come up with another opportunity that ts into your long-term goals.
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Feedback is important because no matter how well youve researched or planned, there may be some areas that youve overlooked or are unaware of. You may also lose your perspective from time to time and be unable to correctly assess your own efforts. At those times a wise or experienced friend or family member can help you get back on track. Mentors and mastermind partners who are aware of your goals will also be able to offer encouragement. Talk to them about where you are on the path to your goals, what progress youve made and what problems youve encountered. They may be able to offer you some good suggestions or solutions. And always consider using a coach, maybe one from my own Miracles Coaching program. There are times when you have doubts and these can be compounded by family and friends who may be telling you everything you cant do and discouraging you from moving forward. You have to remember to focus on your plan. This means not letting negative emotions get the best of you to the point you try to prove everyone wrong. While harsh comments may motivate you to strive toward your goal, they may also lead you into the pit of self-sabotage. When you allow others to affect your plan, you may try to accelerate it to prove something. You can end up with less than you started. You must guard yourself against this kind of reaction. Stick to your plan and avoid the traps. Keep your avenues open to receiving everything available. Build on what you have. Learn from each lesson as you make consistent progress. One of Newtons laws of physics is that An object in motion stays in motion, while an object at rest stays at rest. The same is true for the human mind. If you feel in control and like youre making progress, then it is easier to keep going. However, if you feel out of control and come to a stop, then it takes even more effort to get going again. Nobody navigates this perfectly. Thats okay. You dont need to be perfect, just committed to having an open heart to receive and youll be given what you need to make your dreams comes true. Keep your awareness open so you can see the changes you need to make and take inspired action to make them. Wealthy people know that goals can be changed as new information comes in. Be exible while keeping your eye on the prize. Remember, the super bonus secret to attract money now is to have goals that inspire you and thrill you.

{BONuS} A D ivine Way to C lear L imiting B eliefs A bout M oney

MANY YEARS AGO, I heard about a therapist in Hawaii who helped cure a complete ward of criminally insane patients--without ever seeing any of them. The psychologist would study an inmates chart and then look within himself to see how he created that persons illness. As he improved himself, the patient improved. When I rst heard this story, I thought it was an urban legend. How could anyone heal anyone else by healing himself? How could even the best self-improvement master cure the criminally insane? It didnt make any sense. It wasnt logical, so I dismissed the story. However, I heard it again a year later. I heard that the therapist had used a Hawaiian healing process called hooponopono. I had never heard of it, yet I couldnt let it leave my mind. If the story was at all true, I had to know more. I had always understood total responsibility to mean that I am responsible for what I think and do. Beyond that, its out of my hands. I think that most people think of total responsibility that way. Were responsible for what we do, not what anyone else does. The Hawaiian therapist who healed those mentally ill people would teach me an advanced new perspective about total responsibility. His name is Dr. Ihaleakala Hew Len. We probably spent an hour talking on our rst phone call. I asked him to tell me the complete story of his work as a therapist. He explained that he worked at Hawaii State Hospital for four years. That ward where they kept the criminally insane was dangerous. Psychologists quit on a monthly basis. The staff called in sick a lot or simply quit. People would walk through that ward with their backs against the wall, afraid of being attacked by patients. It was not a pleasant place to live, work, or visit. Dr. Hew Len told me that he never saw patients. He agreed to have an ofce and to review their les. While he looked at those les,
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A Divine Way to Clear Limiting Beliefs About Money

he would work on himself. As he worked on himself, patients began to heal. After a few months, patients that had to be shackled were being allowed to walk freely, he told me. Others who had to be heavily medicated were getting off their medications. And those who had no chance of ever being released were being freed. I was in awe. Not only that, he went on, but the staff began to enjoy coming to work. Absenteeism and turnover disappeared. We ended up with more staff than we needed because patients were being released, and all the staff was showing up to work. Today, that ward is closed. This is where I had to ask the million dollar question: What were you doing within yourself that caused those people to change? I was simply healing the part of me that created them, he said. I didnt understand. Dr. Hew Len explained that total responsibility for your life means that everything in your life simply because it is in your life is your responsibility. In a literal sense the entire world is your creation. Whew. This is tough to swallow. Being responsible for what I say or do is one thing. Being responsible for what everyone in my life says or does is quite another. Yet, the truth is this: if you take complete responsibility for your life, then everything you see, hear, taste, touch, or in any way experience is your responsibility because it is in your life. This means that terrorist activity, the president, the economy, and your own nancial situation anything you experience and dont like is up for you to heal. They dont exist, in a manner of speaking, except as projections from inside you. The problem isnt with them, its with you, and to change them, you have to change you. I know this is tough to grasp, let alone accept or actually live. Blame is far easier than total responsibility, but as I spoke with Dr. Hew Len, I began to realize that healing for him and in hooponopono means loving yourself. If you want to improve your life, you have to heal your life. If you want to cure anyone--even a mentally ill criminal-you do it by healing you. This also goes for your money situation. If you want to clear your beliefs about money and begin to attract money now, you have to address the issue within yourself. I asked Dr. Hew Len how he went about healing himself. What
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was he doing, exactly, when he looked at those patients les? I just kept saying, Im sorry and I love you, over and over again, he explained. Thats it? Thats it. Turns out that loving yourself is the greatest way you improve yourself, and as you improve yourself, your improve your world. Let me give you a quick example of how this works: one day, someone sent me an email that upset me. In the past I would have handled it by working on my emotional hot buttons or by trying to reason with the person who sent the nasty message. This time, I decided to try Dr. Hew Lens method. I kept silently saying, Im sorry and I love you. I didnt say it to anyone in particular. I was simply evoking the spirit of love to heal within me what was creating the outer circumstance. Within an hour I got an e-mail from the same person. He apologized for his previous message. Keep in mind that I didnt take any outward action to get that apology. I didnt even write him back. Yet, by saying I love you, I somehow healed within me what was creating him. I later attended a hooponopono workshop run by Dr. Hew Len. Hes now 70 years old, considered a grandfatherly shaman, and is somewhat reclusive. He praised my book, The Attractor Factor. He told me that as I improve myself, my books vibration will raise, and everyone will feel it when they read it. In short, as I improve, my readers will improve. What about the books that are already sold and out there? I asked. They arent out there, he explained, once again blowing my mind with his mystic wisdom. They are still in you. In short, there is no out there. It would take a whole book to explain this advanced technique with the depth it deserves (which is why Dr. Hew Len and I wrote the book Zero Limits). Sufce it to say that whenever you want to improve anything in your life, theres only one place to look: inside you. When you look, do it with love.

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Bibliography Bowen, Will. A Complaint Free World. New York: Doubleday, 2007. Braden, Gregg. The Divine Matrix: Bridging Time, Space, Miracles, and Belief. Carlsbad, CA: Hay House, 2006.

B ibliography

Bristol, Claude. The Magic of Believing. New York: Pocket Books, 1991. Bruce, Alexandra. Beyond the Secret. New York: Disinformation Company, 2007. Butterworth, Eric. Spiritual Economics: The Principles and Process of True Prosperity. Lees Summit, MO: Unity, 1993. Byrne, Rhonda. The Secret. New York: Atria Books/Beyond Words, 2006. Callahan, Roger. Tapping the Healer Within: Using Thought-Field Therapy to Instantly Conquer Your Fears, Anxieties, and Emotional Distress. New York: McGraw-Hill, 2002. Caneld, Jack, and Switzer, Janet. The Success Principles: How to Get from Where You Are to Where You Want to Be. New York: Collins, 2006. Casey, Karen. Change Your Mind and Your Life Will Follow. New York: Conari Press, 2005. Chopra, Deepak. The Spontaneous Fulllment of Desire. New York: Harmony, 2003. Coates, Denise. Feel It Real! The Magical Power of Emotions. Place unknown: Denise Coates Publishers, 2006. Coppel, Paula Godwin. Sacred Secrets: Finding Your Way to Joy, Peace and Prosperity. Unity Village, MO: 2008. Cornyn-Selby, Alyce. Whats Your Sabotage? Portland, OR: Beynch Press, 2000. Craig, K.C. Placing Your Order: Steps for Successful Manifestations. Fairfax, VA: RMS Publications, 2007. Dahl, Lynda Madden. Beyond the Winning Streak: Using Conscious Creation to Consistently Win at Life. Woodbridge Group, 2000. Dahl, Lynda Madden. Ten Thousand Whispers: A Guide to Conscious Creation. Woodbridge Group, 1995.

If you want to be wealthier, healthier and happier, you must continue to learn and grow. Here are many great books (and a few audio recordings) to help you along your path to freedom. Your library or local bookstore or Amazon.com will have these. Allen, James. As A Man Thinketh. Assaraf, John. The Answer. Atria, 2008. Atkinson, William Walter. Thought Vibration, or The Law of Attraction in the Thought World. Chicago: New Thought Publishing, 1906. Ball, Ron, et al. Freedom at Your Fingertips. Fredericksburg, VA: In Roads Publishing, 2006. Barrett, Rick, and Vitale, Joe. Give to Live. www.givetolivebook.com 2008. Beckwith, Michael Bernard. Spiritual Liberation. Behrend, Genevieve, and Vitale, Joe. How to Attain Your Desires by Letting Your Subconscious Mind Work for You,Vol.1. Garden City, NY: Morgan-James Publishing, 2004. Behrend, Genevieve, and Vitale, Joe. How to Attain Your Desires, Vol 2: How to Live Life and Love It! GardenCity, NY: MorganJames Publishing, 2005. Bender, Sheila Sidney, and Sise, Mary. The Energy of Belief: Psychologys Power Tools to Focus Intention and Release Blocking Beliefs. Santa Rosa, CA: Energy Psychology Press, 2008.

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A ttract M oney N O w ! Dahl, Lynda Madden. The Wizards of Consciousness: Making the Imponderable Practical. Woodbridge Group, 1997. Deutschman, Alan. Change or Die: The Three Keys to Change at Work and in Life. New York: Reagan Books, 2007. DiMarsico, Bruce. The Option Method: Unlock Your Happiness with Five Simple Questions. Walnut Grove, CA: Dragony Press, 2006. Dore,Carole. The Emergency Handbook for Getting Money Fast! San Francisco: Celestial Arts, 2002. Doyle, Bob. Wealth Beyond Reason. Duluth, GA: Boundless Living, 2004. Dwoskin, Hale. The Sedona Method: Your Key to Lasting Happiness, Success, Peace and Emotional Well-Being. Sedona, AZ: Sedona Press, 2003. Dyer, Wayne. The Power of Intention: Learning to Co-Create Your World Your Way. Carlsbad, CA: Hay House, 2004. Eker, T. Harv. Secrets of the Millionaire Mind: Mastering the Inner Game of Wealth. NY: Collins, 2005. Ellsworth, Paul. Mind Magnet: How to Unify and Intensify Your Natural Faculties for Efciency, Health and Success. Holyoke, MA: Elizabeth Towne Company, 1924. Evans, Mandy. Traveling Free: How to Recover from the Past. Encinitas, CA: Yes You Can Press, 2005. Fengler, Fred, and Varnum, Todd. Manifesting Your Hearts Desires, Book I and Book II. Burlington, VT: Heart Light, 2002. Ferguson, Bill. Heal the Hurt that Sabotages Your Life. Houston, TX: Return to the Heart, 2004. Fisher, Donna. Power Networking. Fisher, Mark. The Instant Millionaire: A Tale of Wisdom and Wealth. New World Library, 1993. Ford, Debbie. The Dark Side of the Light Chasers. New York: River Head Books, 1998. Ford, Debbie. Why Good People Do Bad Things: How to Stop Being Your Own Worst Enemy. New York: Harper One, 2008.

Bibliography Furnham, Adrian. The Psychology of Money. Gage, Randy. Why Youre Dumb, Sick & Broke And How to Get Smart, Healthy & Rich! Hoboken, NJ: John Wiley & Sons, 2006. Gaines, Edwene. The Four Spiritual Laws of Prosperity. Pa: Rodale Press, 2005. Gillett, Dr. Richard. Change Your Mind, Change Your World. New York: Simon & Schuster, 1992. Gilmore, Ehryck. The Law of Attraction 101. Chicago: Eromlig Publishing, 2006. Goi, James. How to Attract Money Using Mind Power. West Conshohocken, PA: Innity Publishing, 2007. Goldberg, Bruce. Karmic Capitalism: A Spiritual Approach to Financial Independence. Baltimore, MD: Publish America, 2005. Grabhorn, Lynn. Excuse Me, Your Life is Waiting: The Astonishing Power of Feelings. Charlottsville, VA: Hampton Roads, 2003. Gregory, Eva. The Feel Good Guide to Prosperity. San Francisco: Life Coaching, 2005. Hall, Philip. Jesus Taught It, Too: The Early Roots of the Law of Attraction. Alberta, Canada: Avatar, 2007. Hartong, Leo. Awakening to the Dream. Hamilton, Roger. Your Life, Your Legacy. Harris, Bill. Thresholds of the Mind: Your Personal Road map to Success, Happiness, and Contentment. Beaverton, OR: Centerpoint Research, 2002. Hawkins, David. Devotional Nonduality. Sedona, AZ: Veritas Publishing, 2006. Hawkins, David. Healing and Recovery. Sedona, AZ: Veritas Publishing, 2009. Hawkins, David. I: Reality and Subjectivity. Sedona, AZ: Veritas Publishing, 2003. Hawkins, David. Transcending the Levels of Consciousness. Sedona, AZ: Veritas Publishing, 2006.

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A ttract M oney N O w ! Hawkins, David. Power vs. Force: The Hidden Determinants of Human Behavior. Carlsbad, CA: Hay House, 2002. Helmstetter, Shad. Self-Talk Solution. New York: Pocket Books, 1987. Helmstetter, Shad. What to Say When You Talk to Yourself. New York: Pocket Books, 1982. Hicks, Jerry and Esther. Ask and It Is Given: Learning to Manifest Your Desires. Carlsbad, CA: Hay House, 2004. Hicks, Jerry and Esther. The Law of Attraction: the Basics of the Teachings of Abraham. Carlsbad, CA: Hay House, 2006. Hicks, Jerry and Esther. Money and the Law of Attraction. Hill, Napoleon. Think and Grow Rich. Holmes, Ernest. Creative Mind and Success. San Francisco: Tarcher, 2004. Holmes, Ernest. Science of Mind. San Francisco: Tarcher, 1998. Houlder, Kulananda and Dominic. Mindfulness and Money. New York: Broadway, 2002. Kahler, Rick and Fox, Kathleen. Conscious Finance: Uncover Your Hidden Money Beliefs and Transform the Role of Money in Your Life. Rapid City, SD: Fox Craft: 2005. Kaufman, Barry Neil. To Love Is to Be Happy With. New York: Fawcett, 1985. Kennedy, Dan. No B.S. Marketing to the Afuent. (Foreword by Joe Vitale) Kennedy, Dan. No B.S. Wealth Attraction for Entrepreneurs. Entrepreneur Press, 2006. Kramer, Carolyn Miller. Creating Miracles: Understanding the Experience of Divine Intervention. Tiboron, CA: 1995. Katie, Bryon. Loving What Is. Four Questions that Can Change Your Life. Landrum, Gene. The Superman Syndrome: The Magic of Myth in the Pursuit of Power: the Positive Mental Moxie of Myth for Personal Growth. iUniverse, 2005.

Bibliography Lapin, Jackie. The Art of Conscious Creation. Charleston, SC: Elevate, 2007. Lapin, Rabbi Daniel. Thou Shall Prosper: Ten Commandments for Making Money. Hoboken, NJ: J Wiley & Sons, 2002. Larson, Christian D. Your Forces and How to Use Them. London. Fowler, 1912. Larson, Melody. The Beginners Guide to Abundance. Booklocker.com, 2007. Laut, Phil. Money Is My Friend. Lefkoe, Morty. Re-Create your Life. Levenson, Lester. The Ultimate Truth About Love & Happiness: A Handbook for Life. Sherman Oaks, CA: Lawrence Crane Enterprises, 2003. Lichtman, Stuart, and Vitale, Joe. How to Get Lots of Money for Anything FAST. E-book, 2002. Lipton, Bruce. The Biology of Belief: Unleashing the Power of Consciousness, Matter and Miracles. Mountain of Love, 2005. Losier, Michael. Law of Attraction. Victoria, Canada: Losier Publications 2003. Love, Lisa. Beyond the Secret: Spiritual Power and the Law of Attraction. Charlottesville, VA: Hampton Roads, 2007. Mackenzie, Kathleen. Not Manifesting? This Book is for You! Denver, CO: Outskirts Press, 2007. Martin, Art. Your Body is Talking, Are You Listening? Penryn, CA: Personal Transformation, 2001. McCormick, Paul. Secrets of the Millionaire Inside. McTaggart, Lynne. The Intention Experiment: Using Your Thoughts to Change Your Life and the World. New York: Free Press, 2007. Miller, Scott. Until Its Gone. Murphy, Dr. Joseph. How to Attract Money. Murphy, Dr. Joseph. The Power of Your Subconscious Mind. New York: Bantam 2001.

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A ttract M oney N O w ! Neville, Goddard, and Vitale, Joe. At Your Command. Garden City, NY: Morgan-James Publishing 2005. Neville, Goddard. Immortal Man: A Compilation of Lectures. Camarillo, CA: DeVorss & Company, 1984. Norville, Deborah. Thank You Power: Making the Science of Gratitude Work for You. Nashville, TN: Thomas Nelson, 2007. Oates, Robert. Permanent Peace: How to Stop Terrorism and WarNow and Forever. Faireld, VA: Oates, 2002. OBryan, Pat, and Vitale, Joe. The Myth of Passive Income: The Problem and the Solution. E-book, 2004. www.mythofpassiveincome.com OBryan, Pat, and Vitale, Joe. The Think and Grow Rich Workbook is a free e-book based on the classic by Napoleon Hill. E-book, 2004. www.InstantChange.com Patterson, Kerry. Inuencers: The Power to Change Anything. New York: McGraw-Hill, 2008. Pauley, Tom. Im Rich Beyond My Wildest Dreams, I Am, I Am, I Am. New York: Rich Dreams, 1999. Pavlina, Steve. Personal Improvement for Smart People. Pilzer, Paul Zane. God Wants You To Be Rich. Ponder, Catherine. The Dynamic Laws of Prosperity. Amarillo, TX: DeVorss, 1985. Proctor, Bob. Its Not About the Money. Burman Books, 2008. Proctor, Bob. You Were Born Rich: Now You Can Discover and Develop Those Riches. Toronto, Canada: Life Success Productions, 1997. Rahula, Bhikkhu Basnagoda. The Buddhas Teachings on Prosperity. Rafter, Mark. The Wealth Manifesto: Transforming Your Life from Survive to Thrive. Auburn, CA: New Knowledge Press, 2008. Ray, James Arthur. Harmonic Wealth. Hyperion, 2008. Ray, James Arthur. The Science of Success: How to Attract Prosperity and Create Harmonic Wealth through Proven Principles. Sun Ark Press, 1999.
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Bibliography Ressler, Peter, and Mitchell, Monika. Spiritual Capitalism: How 9/11 Gave Us Nine Spiritual Lessons of Work and Business. New York: Chilmark Books, 2007. Rhinehart, Luke. The Book of est. www.bookofest.com Ritt, Michael and Landers, Kirk. A Lifetime of Riches: The Biography of Napoleon Hill. New York: Dutton, 1995. Roazzi, Vincent. Spirituality of Success: Getting Rich with Integrity. Dallas, TX: Namaste, 2001. Roberts Jane. The Nature of Personal Reality: Specic, Practical Techniques for Solving Everyday Problems and Enriching the Life You Know. CA: New World Library, 1994. Roman, Sanaya. Creating Money: Attracting Abundance. Ross, Percy. Ask for the Moon and Get It! Rutherford, Darel. So, Why Arent You Rich? Albuquerque, NM: Dar, 1998. Ryce, Michael. Why Is This Happening to MeAgain? Theodosia, MO: Ryce, 1996. Sage, Carnelian. The Greatest Manifestation Principle in the World. Beverley Hills, CA: Think Outside the Book, 2007. Scheinfeld, Robert. Busting Loose From The Money Game: Mind-Blowing Strategies for Changing the Rules of a Game You Cant Win. Hoboken, NJ: John Wiley & Sons, 2006. Shimoff, Marci. Happy for No Reason. Shumsky, Susan. Miracle Prayer: Nine Steps to Creating Prayers that Get Results. Berkeley, CA: Celestial Arts, 2006. Siebold, Steve. 177 Mental Toughness Secrets of the World Class. Staples, Dr. Walter Doyle. Think Like A Winner! Hollywood, CA: Wilshire, 1993. Tipping, Colin. Radical Manifestation: The Fine Art of Creating the Life You Want. Marietta, GA: Global 13 Publications, 2006. Trudeau, Kevin. Debt Cures They Dont Want You To Know About. Truman, Karol. Feelings Buried Alive Never Die Olymbus, UT: 1991.

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A ttract M oney N O w ! Trump, Donald. Think BIG. Twist, Lynne. The Soul of Money. Vitale, Joe. Adventures Within: Confessions of an Inner World Journalist. Author House, 2003. Vitale, Joe. Attract Money Now, 2010. Vitale, Joe. The Attractor Factor: Five Easy Steps for Creating Wealth (or anything else) from the Inside Out. Hoboken, NJ: John Wiley & Sons, 2005. Revised, 2008. Vitale, Joe, and Ryan, Mark. Attracting Wealth: Magnetizing Your Unconscious Mind for Prosperity: Subliminal Manifestation DVD #4. Austin, TX: Hypnotic I Media, Inc., 2007. www.subliminalmanifestation.com Vitale, Joe. The Awakening Course. Audio program. Hypnotic Marketing, Inc: Texas. 2008. www.awakeningdownload.com Vitale, Joe. Buying Trances: A New Psychology of Sales and Marketing. Hoboken, NJ: John Wiley & Sons, 2007. Vitale, Joe. Expect Miracles. Toronto, Canada. Burmam Books, 2008. Vitale, Joe. Hypnotic Writing. Hoboken, NJ: John Wiley & Sons, 2007. Vitale, Joe, with Perrine, Craig. Inspired Marketing. Vitale, Joe. Lifes Missing Instruction Manual: the Guidebook You Should Have Been Given at Birth. Hoboken, NJ: John Wiley & Sons, 2006. Vitale, Joe. The Greatest Money-Making Secret in History. 1st Books Library, 2003. Vitale, Joe. The Key: The Missing Secret to Attracting Whatever You Want. Hoboken, NJ: John Wiley & Sons, 2007. Vitale, Joe and Hibbler, Bill. Meet and Grow Rich. Vitale, Joe. The Missing Secret: How to Use the Law of Attraction to Get Whatever You Want, Every Time. Audio program. Niles, IL: Nightingale-Conant, 2008. Vitale, Joe. The Power of Outrageous Marketing! Audio program. Niles, IL: Nightingale-Conant, 1998.

Bibliography Vitale, Joe. The Secret to Attracting Money. Audio program. Niles, IL: Nightingale-Conant, 2009. Vitale, Joe. The Seven Lost Secrets of Success. Hoboken, NJ: John Wiley & Sons, 2007. Vitale, Joe. Theres a Customer Born Every Minute: P.T. Barnums Amazing 10 Rings of Power for Creating Fame, Fortune, and a Business Empire TodayGuaranteed! Hoboken, NJ: John Wiley & Sons, 2006. Vitale, Joe, and Len, Ihaleakala Hew. Zero Limits: The Secret Hawaiian System for Wealth, Health, Peace, and More. Hoboken, NJ: John Wiley & Sons, 2007. Waldroop, James, and Butler, Timothy. The 12 Bad Habits that Hold Good People Back. New York: Random House, 2000. Wattles, Wallace D. How to Get What You Want. Publisher unknown. Wattles, Wallace D. The Science of Getting Rich. New York: Penquin/ Tarcher, 2007. Wilde, Stuart. The Trick to Money is Having Some. Carlsbad, CA: Hay House, 1995. Wojton, Djuna. Karmic Healing: Clearing Past-Life Blocks to PresentDay Love, Health and Happiness. Berkeley, CA: Crossing Press, 2006. Wright, Kurt. Breaking the Rules. Boise, ID: CPM, 1998.

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Resources: Get Help Now

classes. To see if there is one in your community or how to get one started, go to this link.

{RESOuRCES} G et H elp N ow

AHA! PROCESS www.ahaprocess.com Resources on the hidden rules of class and how to get ahead once you know them. CAREER dEVElOpMENT ANd JOB HuNTING http://www.jobhuntersbible.com Supplemental Internet site for the famous book, What Color is Your Parachute? CONTINuuMS OF CARE (+ COUNTY OR AREA) Google the Continuums of Care Albuquerque (type in your town, city, location, etc.). These organizations coordinate federal & state funds related to homelessness & homeless prevention (like the homeless-related stimulus funds) and are mandated to coordinate the private & faithbased service providers in their catchment areas. FIRST CAll FOR HElp Dial 211 to get information in your area for immediate assistance. First Call For Help offers both condential telephone support to people in crisis and personalized information and referrals to those needing assistance or wishing to contribute to their community. Note: If 211 is not activated in your area, then dial 911 and ask for the local homeless shelter, job center, and/or counseling center. GETTING AHEAd http://www.gettingaheadnetwork.com/ Getting Ahead is an effective program to help people develop plans out of poverty and understand the hidden rules of the different economic
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GOOdwIll INduSTRIES http://locator.goodwill.org Job preparation and placement help. GOVERNMENT JOBS http://www.usajobs.gov Search for government jobs near you. GOVERNMENT SITE (HUD) www.hud.gov/foreclosure/index.cfm Whether youre in foreclosure now or worried about it in the future, we have information that can help. GOVERNMENT SpONSOREd www.hopenow.com HOPE NOW is an alliance between HUD approved counseling agents, mortgage companies, investors and other mortgage market participants that provides free foreclosure prevention assistance. HOMElESS COAlITION (+ AREA) The best way to access services in any area is to Google the Homeless Coalition Albuquerque (type in your town, city, location, etc.). HOw TO GET A JOB http://careerplanning.about.com/od/jobsearch/a/ref_get_a_job.htm Great resource on how to get a job including resumes, interviews and personal marketing strategies. MOVE THE MOuNTAIN www.movethemountain.org Nonprot since 1992 committed to inspiring and equipping communities to end poverty. NATIONAl COAlITION FOR THE HOMElESS (NCH) http://www.nationalhomeless.org/ Nation-wide programs, e.g., the Faces of Homelessness campaign that NCH VISTA volunteers are helping with.
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OpERATION Y.E.S. www.OperationYes.com Your Economic Salvation, prevent foreclosures and stop homelessness in America. PERSONAl FINANCIAl MANAGEMENT SITE wITH A SENSE OF HuMOR http://www.fool.com/personal-nance/index.aspx THE INTERNATIONAl ASSOCIATION OF HOME BuSINESS OppORTuNITIES http://iaohbo.com/ The International Association of Home Business Opportunities isyour one-stop shopping source for information on home business opportunities. Site gives members access to hundreds of legitimate home businesses from every area of the industry. UNITEd WAY www.liveunited.org Find your local united way and ask for programs that help people develop sustainable wages. FOOd POwERS http://www.foodpowers.com/joe_vitale.html

C atalog of products
BY DR. JOE VITAlE

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Catalog of Products by Dr. Joe Vitale

Give me 4 hours and Ill show you how to ATTRACT A NEw CAR (or anything else you can imagine) using my GuARANTEEd 5-step easy system! Ive attracted 7 new cars so far and now Im teaching others how to manifest them! Want to be next?

What stage of awakening are you in?

Why did Albert Einstein say No problem can be solved from the same level of consciousness that created it? Because the only way to make all your problems disappear is to transcend them. (But how?) Popular bestselling author and star of the hit movie The Secret, Dr. Joe Vitale will take you on a magical journey through the four stages of awakening. Dr. Vitale will instruct you on the pitfalls and practices of each stage and will nally lead you into the fourth and nal stage of complete awakening a place RARELY described before. In the downloadable Awakening Course, you will learn What it means to be awakened and why its so important How you can create your own awakened life lled with miracles The steps to get out of the victim mentality Ways to turn your fears into catalysts for success How to move beyond ego 5 steps for attracting anything or anyone into your life How the universe worKs (the real truth) Cleaning and clearing methods allowing miracles How to re-state complaints into positive life-changing intentions The role gratitude plays in attracting what you want in your life How to co-create with the Divine A rare Hawaiian healing method and how you can use it to clean blocks Answers to questions on spirituality, ego, fear, children, and business And more! The downloadable Awakening Course (which downloads from the Internet right into your computer) comes with 5 audio presentations, Awakening Course Live DVD, Inspired Action Guide and TWO FREE BONUS audio presentations (Awakened Millionaire and Awakened Relationship)! (ALL DOWNLOADABLE TO YOUR COMPUTER IN MINUTES.) To learn more and order today, go to

Would you like a brand new car despite your credit, your work status, or the amount of money you have in the bank? Would you like to practically magically manifest it? Recently, 1,000 people called in from all over the world to listen to an unusual four-part tele-seminar series I hosted called How to Attract a New Car. And the results were amazing. (Now you will have the opportunity to listen in on this riveting set of tele-seminars yourself.) You have to stop and wonder How can everyday average people like you and me actually attract new cars? How can a person get a Bentley (worth $250,000.00) for only $5,000? How can someone with no credit and no cash drive off with a brand new car? How can someone terried of cars and car salesmen get over it in just days? How can I go from poverty to having BMW build a new car for me? How is all this possible?

Find out for yourself! To learn more and order today, go to

www.attractanewcar.com
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www.awakeningdownload.com
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Listen to this The Secret to Attracting Money!

Why havent YOU attracted all the money you want? Whats the real secret to removing hidden inner blocks so you can have more money ASAP?

The potential to attract money and create abundant wealth doesnt reside in your job, your circumstances, or even the economy. It resides within YOU. Your mind is equipped with the natural ability to attract as much money as you want and need at ANYTIME, ANYPLACE, in any nancial climate, without struggle. You just have to know how to trigger it. In this life-changing abundance program, self-made multimillionaire and The Secret co-star Dr. Joe Vitale shows you how to tap into the awesome force of the Law of Attraction, and focus it like a laser for one purpose attracting more money into your life. Dr. Vitale will show you empowering new thought processes that will open the oodgates to unlimited money and wealth. Youll also learn how to: Attract money in any economy using a PROVEN 5-step economy-proof formula Reprogram your mind to start attracting money right away Avoid the lies, myths, and media conspiracies that will keep you in a state of victimhood and poverty consciousness Uncover compelling new reasons for wanting money that will amplify your money-attraction powers, allowing you to attract money & wealth easier and much faster than you can imagine Utilize Dr. Vitales proven tips, insights and resources to help you attract money at lightning speed Create business and entrepreneurial opportunities, while doing what you love by following a detailed, step-by-step plan

At last! - You can now start clearing the unconscious limiting beliefs that have prevented your attracting all the money you desire! The Clearing MONEY Audio is a breaKthrough in personal growth. It contains original music by Pat OBryan (an accomplished musician with several CDs released) and original statements by Dr. Joe Vitale, a certied hypnotherapist and master belief cleanser. The combination of spoken commands and original music, combined with some high-tech binaural sounds [Milagro VF], creates a unique audio that speaks to your unconscious mind. The music is easy listening, relaxing, and de-stressing. You can play it while you work, drive, rest, exercise or even sleep. You can listen to it once a day, once every few days, or whenever you feel inspired to play it. Order the Clearing MONEY Audio right now and you can download and listen to it on your computer, iPod or any other player. To learn more and order today, go to

www.clearingformoney.com

And so much more! The Secret to Attracting Money comes with 6 CDs, 2 Bonus CDs, DVD, and interactive workbook. To learn more and order today, go to

www.thesecrettoattractingmoney.com
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Catalog of Products by Dr. Joe Vitale


Now maybe you can sense why I am getting more excited about this product. Youth Juice is a drink made of 100% pure organic berries and sea vegetables. It tastes like a rich fruit juice. You drink 3 ounces in the morning. Thats it. It contains 7 important antioxidant-loaded and cancer-ghting berries (raspberries, blueberries, blackberries, black elderberries, blackcurrant berries, boysenberries, and cranberries). It also contains 3 immune-enhancing and detoxifying sea vegetables (fucoidan, rockweed, and ulva). Rather than pretend I know what Im talking about (Im not a medical doctor, remember, though I am a member of the American Academy of Anti-Aging Medicine), just visit the site below for more information. Again, I feel this is essential to good health. I take it myself. Get more details at

Like you, I hear about so many health products and read so many claims that most of it becomes a blur. And most of it isnt more than hype, anyway. So Im as skeptical as anyone when it comes to the latest thing, especially in the world of health.
But I keep an open mind, keep researching, take a handful of proven products myself, and stay hopeful that one day Ill nd a new product that actually does what the marketing for it claims. After all, Im 55 now and want to take even better care of myself. I currently take a lot of health products. (See some at www.mrre.com/hypnotic-products/ nutrition.html) But I thought you might be interested in one of the newer products that I take. Im only offering this as information, for you to review yourself. If you (or someone you know) is interested in better health and/or anti-aging, this might be of real value. It might even be a life-saver. It might even be the Fountain of Youth. Its called Youth Juice. Why is it so special? Youth Juice currently yields the highest ORAC value of any product on the market (12,350 per serving). In the world of anti-aging medicine, highest ORAC translates to highest anti-aging effects. But what does that actually mean? ORAC means Oxygen Radical Absorbance Capacity. The average ORAC intake for humans is approximately 1,600 per day. Even those who consume 4 to 5 servings of fruits and vegetables per day and who does that? only obtain around 2,000 ORAC. Yet scientists at the USDA-ARS Human Nutrition Research Center on Aging at Tufts University now recommend a daily consumption of antioxidant nutrients between 3,000 to 5,000 ORAC. Obviously, were not getting enough of it. But remember, Youth Juice currently yields the highest ORAC value of any product on the market 12,350 per serving!

http://ourworldnetwork.com/mrre

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What is The Solution to all Problems?

What Would Happen if 8,185 People Held an Intention for You Personally?
FACT: 23 scientic studies PROVE that when groups of people meditate, the crime and violence in their area goes down AND the wealth, peace, and prosperity goes up. Im creating a community of people to do just that hold your intention (whatever it may be) FOR you The combined energy of this number will virtually guarantee your results! Think of what this would mean to your life, your family, your city, state and even the planet!
Read on to discover how to join this movement TODAY! What kind of miracle are you looking for? Whether its love, healing, money, or anything else, wouldnt it be easier if you had help? Of course it would. And that is the inspiration behind The Attract Miracles Community. You get access to other members who can help you attract miracles guided meditations to help you ATTRACT MIRACLES FASTER than ever personalized answers to your questions new audio or video presentation every month access to my Miracles Library of digital books inspiring videos and much more! Youll also get instant access to many of my courses, seminar audios & videos (and MORE will be added each month) including: Zero Limits I Audio Program, Zero Limits II Audio Program, Breakthrough Manifestation Weekend Audio Program, Breakthrough Manifestation Weekend II Audio Program, Miracles Weekend in San Diego Video Program and my exclusive AAA Plan to Attracting Wealth program. Join Attract Miracles or learn more at

Dr. Joe Vitale goes beyond feel good pep talks to reveal the real solution to attracting miracles in EVERY area of your life and transcending your problems. Inspiring, enlightening and mind expanding, Dr. Vitales The Solution involves a proven step-by-step methodology to quickly get you out of what he calls Victimhood. The Solution reveals: How to break free from victim mentality - so you can get on with your life How to release limiting beliefs about money and relationships once and for all How to release fear and nd courage in every area of your life How to go from goal setting to goal getting faster than you can imagine Three time-tested ways to ATTRACT MIRACLES in every area of your life The four-step path to true spiritual awakening Three words that are guaranteed to change your life (and the planet) forever

Discover The Solution today! To learn more and order today, you can purchase at either iTunes or Audible.com below

www.itunes.com www.audible.com

www.attractmiracles.com

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Activate the full power of the Law of Attraction using the critical missing piece that empowers you to automatically and consistently get what you want!

Be sure to pick up these other titles from Dr. Joe Vitale

Attractor Factor

The Key

Zero Limits

Lifes Missing Instruction Manual

Seven Lost Secrets of Success

According to Dr. Joe Vitale, its one thing to know what the Law of Attraction is. But if you want to put the power of this incredible natural force to work for you in a positive and consistent way, you MUST understand something else the Missing Secret that will bring it all together for you. In this wise, warm, and ultimately life-changing program, Joe Vitale uncovers what this missing component is, and shows you how to use it to attract wealth, health, success, happiness, love, and more into your life quickly, consistently, and automatically. In these 12 sessions youll discover how to: Turn ANY desire into reality, using the PROVEN 5-step Attractor Factor Process Stop attracting what you dont want, by identifying and eliminating the subconscious beliefs that are bringing negative experiences into your life right now Remove all your limitations and start living and achieving at a level you never imagined possible before, using the revolutionary SelfIdentity Hooponopono Process Begin to instantaneously HEAL injury, illness, disconnects, and more, using 4 simple phrases Attract positive outcomes into the lives of others no matter how far away they are or how difcult their challenges may be

Inspired Marketing

Hypnotic Writing

Your Internet Cash Machine

Meet & Grow Rich

Theres A Customer Born Every Minute

Spiritual Marketing

Expect Miracles

Buying Trances

A L L AVA I L A B L E A T

And so much more! The Missing Secret comes with 6 CDs, Install And Transcend The Secret DVD, The Missing Secret Progress Guide and Thought Vibration book. To learn more and order today, go to

www.nightingale.com
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About the Author Lifes Missing Instruction Manual: The Guidebook You Should Have Been Given at Birth. Zero Limits: The Secret Hawaiian System for Wealth, Health, Peace, and More Spiritual Marketing: A Proven 5-Step Formula for Easily Creating Wealth from the Inside Out How to Attain Your Desires: How to Live Life And Love It How to Attain Your Desires by Letting Your Subconscious Mind Work for You Adventures Within: Confessions of an Inner-World Journalist The Seven Lost Secrets of Success At Your Command: The Famous Mystics Universal Recipe for Guaranteed Success in Any Situation The Successful Coach: Insider Secrets to Becoming a Top Coach Your Internet Cash Machine: The Insiders Guide to Making Big Money, Fast! Hypnotic Writing: How to Seduce and Persuade Customers With Only Your Words Buying Trances: A New Psychology of Sales and Marketing Meet and Grow Rich: How to Easily Create and Operate Your Own Mastermind Group for Health, Wealth, and More Theres a Customer Born Every Minute: P.T. Barnums Secrets to Business Success The E-Code: 32 Internet Superstars Reveal 47 Ways to Make Money Online Almost Instantly The Greatest Money-Making Secret in History! Cyber Writing: How to Promote Your Product or Service Online (Without Being Flamed) The A.M.A. Complete Guide to Small Business Advertising How to Write & Publish Your Own eBook in As Little as 7 Days How ANY Book Can Become an Amazon Bestseller!

A bout the A uthor

DR. JOE VITAlE


Bestselling author Joe Vitale, is known as the worlds ONLY spiritual marketer. Combining his unique, one-of-a-kind charismatic/inspirational style, and exclusive 7-step money attraction formula, Joe has successfully coached thousands of people, through his seminars, books, DVDs, webinars, and TV/radio appearances, on the Law of Attraction. Testimonials from all over the world prove Joes formula for attracting wealth, health, love, and happiness work. His system has helped countless people become millionaires and nd happiness. Joes system is so effective, he was asked to co-star in the world-famous movie The Secret, as well as contribute to the book. (He also starred in The Leap, The Opus, Try It On Everything, and his latest The Compass.) Joe Vitale developed his 7-step formula when he went from literally being homeless, living on the streets, to becoming one of the most prolic writers and entrepreneurs. Now he is nancially independent living the life most only dream about. His lifes mission is to help others to do the same. As a writer, Joe Vitale has written many bestsellers on the Law of Attraction and marketing including Expect Miracles: The Missing Secret to Astounding Success Attract Money Now Hardcover Book The Key: The Missing Secret for Attracting Anything You Want The Attractor Factor (Second Edition): 5 Easy Steps for Creating Wealth (or anything else)
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About the Author

Joe also is the founder of the Joe Vitale Miracles Coaching Program. This is the only program dedicated to teaching thousands of people, through one-on-one coaching, how to use the Law of Attraction to create miracles in their lives. He also is the founder of the Hypnotic Marketing Coaching Program. Here you can learn, through one-on-one mentoring, how to start and succeed in your own business. Joe has also starred in and produced CD/DVD programs including The Secret to Attracting Money The Awakening Course: Discover the Missing Secret for Attracting Health, Wealth, Happiness and Love The Missing Secret Home Study Course: How to Use The Law of Attraction to Easily Attract What You Want Every Time The Missing Secret: Lecture Series Volume 1&2 The Solution The Subliminal Manifestation Series Forgiveness and Love The Subliminal Manifestation Series Fear-Less: Transcend and Break Through Fear The Subliminal Manifestation Series Accumulating Wealth: Magnetizing Your Unconscious Mind for Prosperity The Subliminal Manifestation Series Increase Sales Dreaming Abundance The Attractor Factor Blueprint Essential DVD Study Course The Beyond Manifestation Spiritual Growth System Money Beyond Belief How to Attract A New Car

Hes also one of the most sought-after media interviews. His most recent interviews include, Larry King Live, The Big Idea With Donny Deutsch, Extra TV, and Newsweek magazine. Joes website address is www.joevitale.com. Here, Joe presents all his products/services, speaking schedule, and links to his blog sites. Readers can also sign up for his mail list right on the homepage. Or, readers can subscribe to his Awakening Monthly newsletter at http://www.awakeningmonthly.com. He has also started a website community for people who want to attract miracles in their life called Attract Miracles at http://www.attractmiracles.com. Joe Vitale is also a passionate philanthropist and humanitarian, working with many private and public organizations. Joe has even started his own charity to combat homelessness and foreclosures called Operation YES at http://www.operationyes.com. For general information on Joe Vitale or to schedule an interview, please contact his personal assistant Suzanne Burns at 1-512-264-2911, or you may e-mail her at Suzanne@mrre.com.

WWW.JOEVITALE.COM

Joe Vitale is a much sought-after public speaker, speaking to thousands of people annually at prestigious events including the Learning Annex expo and the National Speakers Association among other large-scale events.
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SPECIAL MIRACLES COACHING OFFER!

G et T he B oo K !

For the past 25 years Ive been helping people like you attract ALL kinds of miracles in EVERY area of their lives. Ive helped people attract Money Cars Soul Mates Better Health New Careers Dream Homes The list goes on and on! And I can help you do the same in my new Joe Vitales Miracles Coaching Program! The key is for you to be ready. (And it looks like you are or you would not be reading Attract Money Now.) If you want to learn more about how you can attract money, jobs, health, love, careers, relationships or anything else quickly, and you want to sign up now, just go to

For printed hardcover copies of this book to give to family, friends, schools, hospitals, churches, groups, wards, etc. or just to carry to the beach or on a plane See http://www.attractmoneynowbook.com/

www.miraclescoaching.com

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Spiritual Marketing
A Proven 5-Step Formula for Easily Creating Wealth from the Inside Out
Copyright 2001 by Joe Vitale All rights reserved. No part of this book may be reproduced, stored in a retrieval system, or transmitted by any means, electronic, mechanical, photocopying, recording, or otherwise, without written permission from the author. ISBN: 0-7596-1431-8

by Joe Vitale Foreword by Bob Proctor

This book is printed on acid free paper. Revised second edition: January, 2002.

Spirit is substance which forms itself according to your demands, and must have a pattern from which to work. A pan of dough is as willing to be formed into bread as biscuit. It makes as little difference to Spirit what we demand. -- Frances Larimer Warner, Our Invisible Supply: Part One, 1907 This publication is designed to provide accurate information in regard to the subject matter covered. It is offered with the understanding that the author and publisher are not engaged in rendering medical or psychological service. This book is not intended to be a substitute for therapy or professional advice.

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Acknowledgments
I am grateful to Jerry and Esther Hicks for their insights into the process of creating whatever you want. I am of course grateful to Jonathan Jacobs for his work as a healer, miracles coach, and friend. I am also grateful for Bill Fergusons magic. Linda Credeur was the first to believe in this project, maybe even before me. I want to thank Bob Proctor, an enlightened businessman awakening people wherever he goes, for his support and belief in me as well as this book. A few special friends read early versions of this material and gave me priceless feedback. They deserve a round of applause: Jonathan Morningstar, Jennifer Wier, Blair Warren, David Deutsch, Bryan Miller, Nerissa Oden, Rick and Mary Barrett. Marian, of course, has been the sunshine in my life for more than two decades now. I am forever grateful for having her in my world. Finally, I am grateful for the Spirit of life for guiding me in every moment.

For Bonnie

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Table of Contents
Acknowledgments............................................................... v Miracles Never Stop............................................................ 1 Foreword by Bob Proctor.................................................... 9 How I Created Spiritual Marketing................................... 16 It Can Be Another Way..................................................... 21 Step One: Step Two: Know what you dont want. ......................... 26 Select what you would like to have, do, or be .................................................................. 28 Step Three: Get clear. ...................................................... 41 Step Four: Step Five: Feel how exciting it would be to have, do, or be what you want. .................................... 82 Let Go........................................................... 98 The Million Dollar Formula............................................ 113 What happened to Jonathan? ....................................... 117 Suggested Reading and Listening ................................... 119 Healers, Mentors, and Counselors................................... 124 About the Author............................................................. 125

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Miracles Never Stop


Preface to the 1stbooks.com Edition

Marian decided she preferred being alone. I decided to look for another partner. I found one, too, in Nerissa, who I am deeply in love with. Im still friends with Marian, and both are now in my heart. Im a lucky man. Major changes in life can truly be easy and effortless. * When I first wrote this book, I made a goal that I wanted passive income. I wanted money to come to me easily and effortlessly, always, consistently, no matter where I was or what I was doing. I was then led to meet Mark Joyner, CEO of Aesop Marketing, who asked if he could put one of my books online as an e-book. I was skeptical. But I gave him Hypnotic Writing, a manuscript I wrote many years ago. Mark put it online, marketed it, and the sales blew my socks off. Even now, seven months after the book went online at http://www.Hypnotic Writing.com, orders keep coming in. Since there is no book to print, stock, or mail, all the money is passive income. Every month I receive a check, sometimes for staggering amounts. Now I smile a lot. I know that when you set an intention, you set the forces of life to bring it to you, and you to it.

I wrote most of what you are about to read in 1999, when I first issued this book as a private gift to only 35 people. More miracles have happened since then. Here are a few of them: * When I first wrote this book and described the car of my dreams, the car of my dreams at that time was a Saturn. Ive now upgraded my dream and my car. Im now driving a BMW Z3 2.8 Roadster. Ive never in my life had so much fun driving!!! As I grew in my life, and became more bold about going for my dreams, I also naturally wanted a different vehicle. I was led to the Z3, which symbolizes the major changes in my life. And it is a hoot to drive, as well! You truly can have anything you can imagine. * When I first wrote this book, I was still married to Marian, who I had been with for more than twenty years. Since then we decided we had grown apart. There was nothing negative about the experience or the decision at all.
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Joe Vitale

* When I first wrote this book, I was living in Houston. After I met Nerissa, I moved to Austin. I then began the process of manifesting our dream home. After a few months, we found a beautiful two-acre, two-story, Hill Country property with wandering wild deer and rabbit, and an outside pool, between Austin and San Antonio, in a small spiritual-artistic community called Wimberley, Texas. Finding this home was a matter of having a clear image of what I wanted while following every intuitive impulse I had. The result was a miracle. I just sat down with Nerissa and talked to her about the on-going miracles in my life. It happens to you all the time, she said. She mentioned that just the other day I wanted to book us a flight to Ohio to see my family. Tickets were nearly one thousand dollars. I simply expected to get a better deal while being willing to accept the going fare. When I called the airline back, they told me I had enough frequent flyer miles to get both tickets for just over one hundred dollars. Way cool. And Nerissa reminded me of the time I wanted to complete my collection of rare books by P.T. Barnum. I
3

found the last book needed. But my intuition said not to pay the high price the book seller was asking. I let go. I waited. A few days later the book seller lowered his price. Thats almost unheard of. And yes, I bought the book. And she reminded me of the time I looked for one book for nearly seven years and couldnt find it. Then, out of the blue, an email friend in Canada wrote me that he had the book. I begged to buy it. He declined. But a few days later he suddenly decided to just send me the book---at no charge! And she remembered that a year or so ago, when I couldnt find a friend of mine that I loved and missed, I gave up and hired a private investigator. He couldnt find my friend, either. But then one day, simply following my intuition, I walked right up to my friend at a yoga class. I found her without breaking a sweat. Nerissa also reminded me to to tell you what happened just yesterday, while writing this very preface. I have been practicing the Sedona Method for months now. Its a very simple method for releasing any emotion or negative experience in the way of your being happy right

Spiritual Marketing

Joe Vitale

now. I like the method and have told many people about it through my monthly e-newsletter. I was reading a book by Lester Levenson, the founder of the Sedona Method, just yesterday morning. I sat in my easy chair, reading, feeling happy, wondering how I might learn more about Sedona and Lester. I remember thinking, Gee, it sure would be nice to meet some Sedona people and learn more about what they do. That same day I checked my email and to my delighted surprise, there was a message from the director of the Sedona Institute. He had heard about me through the grapevine and wanted to talk to me about how I could help promote their website at http://www.sedona.com. Wow! And then there are the countless times when I want more money for something or other, and I get a brainstorm that pulls in an abundance of money fast. One time I almost led a seminar on Spiritual Marketing. Instead, I decided to see if anyone would sign up for it online and take it as an e-class. I announced that the class would only be done by email, would only last five weeks, and would cost $1,500 per person. Fifteen people

signed up, bringing me a whopping sum of money in just a short period of time. Very nice. You have miracles happen all the time, Nerissa repeated. Why do you think that is? I asked her. It certainly wasnt always like that. Because you now practice the Spiritual Marketing steps, she explained. You make yourself a magnet for whatever you want. Theres no question about it. If I tried to document all the miracles that keep occurring in just my life alone because of the Spiritual Marketing method, Id never stop writing this book and never get around to releasing it to the public. My point is this: The five step formula you are about to discover works. And because it works, I want you to have it. I once told Nerissa that there is an easy path through life and a hard path. When I first met her, she was crawling up the rocky side of the mountain. I pointed out that there is an escalator through life, too. You can take the hard path or the easy path. Its all your choice.

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This book shows you where the escalator is located. Get on it and enjoy the ride. Im going to turn off my computer now, turn this book over to 1stbooks.com, and let you read it. Let me know what you think...and what miracles then occur in your life, too. Joe Vitale spirit@mrfire.com If we dont like whats happening to us in the world, all we have to do is change our consciousness---and the world out there changes for us! -- Lester Levenson, Keys to the Ultimate Freedom, 1993

Spiritual Marketing

Joe Vitale

Foreword by Bob Proctor


I opened the Fed-X package and found a spiral bound manuscript inside. Two words jumped off the cover: Spiritual Marketing. Hmmm. Is that ever an interesting title, I thought to myself. Those two words...Spiritual Marketing...kept waltzing around in my mind. I never before looked at those two words as partners, but there they were side by side in perfect harmony. What a beautiful couple they made. They definitely belong together. Yes, the marrying of these two words has created the potential to cause a profound, positive impact upon the world....yours as well as mine. From somewhere inside the thought came to me that it would take a Joe Vitale to create such a powerful combination. I also thought, Joe is not only a great guy, he writes great books. You are very likely as anxious to get into this book as I was when I first got it in my hands. However, before you wander any further, an important clarification must be established: By Spiritual Marketing, we do not mean religious marketing. The author of this dynamite little book and I are
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in full agreement that neither one of us are remotely qualified to write on that subject. We are instead referring to the presence within of the universal spirit...the true self. Spirit is present and operates in everything. Spirit always expresses itself perfectly...by Law. The best definition of the word law that I have ever found in my close to forty years of fun-filled research came from Dr. Thurman Fleet. He explained, Law is the uniform and orderly method of the omnipotent God. As you read any of Joe Vitales books or listen to any of his recorded programs, you will realize he loves studying the Laws. In this, his most recent book, Joe has effectively married the Laws with his other true love, marketing. You and I are the beneficiaries of his years of work. He has taken what can be a very complex, laborious task and delivered it in just five simple seps. The five steps outlined in Spiritual Marketing will help you accomplish or acquire anything you seriously desire. I know this to be true because I have personally used these five steps for the last forty years to establish and reach numerous goals all over the world.

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Although you will find each step easy to understand, following them will require discipline. Your old paradigm, which is more commonly referred to as your old conditioning, will fight you. In fact, your old conditioning may put up a tremendous battle. Paradigms definitely do not die easily and the weapons the paradigms use to hold you back in life have awesome potential power. I often refer to them as the trio that have the power to paralyze....that are in fact insidious. They are DOUBT, FEAR, and ANXIETY. They have the power to bring your progress to an abrupt halt right at the point you are making the decision to make your move. You must realize that the doubt creeps in and causes the fear, which in turn then causes the anxiety. The three can strike at lightening speed. However, they can and must be stopped. The primary cause of these debilitating demons is IGNORANCE. Know the truth and the truth will set you free. That in itself is a beautiful truth. You must understand that there is only one thing to be set free from and that is ignorance. The second you feel doubt creeping into your mind, pick up this little book and read a few pages. Open it anywhere and
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read. Wonderful things will begin to happen. Your enthusiasm will soar and you will be back on the right road to a bright future. This little book will become your friend, your own personal Aladdins Lamp. The concepts on each page will strengthen you. Dont leave home without it! Every now and then when you are reading, stop reading, lay your book down, sit back in a relaxed state and think. Think of some wealthy, well-balanced people you know....think of what they have been doing with their lives...and you will suddenly realize they are doing what this little book is suggesting you do. Who are some of the biggest producers in your industry? Think! They are doing what this book suggests you do! Now proceed to Step One. Turn each and every step into a habitual part of your behavior. Read this book every day. As you do, you will begin to enjoy the progressive realization of all your hearts desires! -- Bob Proctor Toronto

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Authors True Confession


I admit it. I never wanted to publish this book or make it available to a wide audience. I was scared. I wrote this book for one person: My sister. Bonnie had three kids, was unemployed, and was on welfare. It hurt me to see her suffer. I knew her life could be different if she knew the five step process I developed for creating whatever she wanted. I wrote this material for her, and only for her, in 1997. Shes now off welfare and doing fine. Shes not rich yet, but I think Ive shown her a new way to live life. I never wanted to make this book public because I was nervous about how the world would perceive me. Ive written ten books so far, for such well known and conservative organizations as the American Marketing Association and the American Management Association. I also have an audiotape program with Nightingale-Conant. I figured if I told the world about my interest in spirituality, people would ridicule me, clients would fire me, and these
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organizations would shun me. So I played it safe and kept this book a secret. But in June, 1999 I felt the inner urge to give a copy of the manuscript to this book to Bob Proctor, at the beginning of one of his Science of Getting Rich seminars. Bob read it and loved it. And then he did something shocking. There were 250 people in that seminar in Denver. Bob stood before them and read off all of my book titles, and then introduced me to the crowd. I stood and the crowd applauded. They treated me like a celebrity and I loved the attention. But then Bob told everyone about my new book, my unpublished book, about this book. I was surprised. I wasnt ready for this. I held my breath. And then Bob told them the title to it: Spiritual Marketing. There was such a hush throughout the crowd that chills went up my spine. Not only did people favorably react to the book, but they all wanted it, and now. At least fifty people came up and said they wanted to buy the book. Bob Proctor later said he wanted to record it. And one publisher in the seminar said he wanted to publish the book, sight unseen!
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My concerns about publishing this book vanished. I could see that the timing was right to release these ideas, and I saw that I would be safe in doing so. So here I am. As with most things in life, theres little to be afraid of and wealth and glory await right around the corner. All you have to do is step forward and do the things youre being nudged from within to do. Bob Proctor nudged me in front of 250 people. And this book is the result. Enjoy it--and live long and prosper! -- Joe Vitale Austin

How I Created Spiritual Marketing


What do you do? I asked. I was standing in a line of 700 people in a hotel in Seattle, waiting to spend a day listening to an author and spiritual teacher. I do energy work, the woman beside me replied. Its hard to explain. Its different for each person. Do you have a business card? No, she said, slightly embarrassed. I was shocked. Let me ask you a question, I began. There are over 700 potential clients here for you. Why dont you at least have business cards? A woman beside her smiled and told her, You were just hit by an angel. Im not an angel. But I was curious why this business woman was missing a huge marketing opportunity. As I talked to a few more of the 700 people at this event, I realized all of these people were in business for themselves. And they all needed help in marketing themselves.

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Thats when it dawned on me that I could write a concise handbook on spiritually based marketing. No one else seemed better qualified. Im the author of The AMA Complete Guide to Small Business Advertising for The American Marketing Association, and I have over fifteen years of experience in metaphysics and spirituality. Ive interviewed many new age spokespeople and have had some of them as my clients. Besides, I had already created and tested a secret five-step process for manifesting anything you wanted. I seemed like the best voice for a book on marketing with spirit. I also knew that those 700 people at the seminar represented a still larger group of people who need help with their businesses. I further knew that they were all doing something inside themselves that was creating their outer results. In other words, their inner state of being was creating their business, or lack of it. Said more simply, the woman who didnt have a business card had an inner insecurity about her business that showed up in her life by her not having business cards. And taking this logic a step further in the direction I want to take you later in this book, if that woman were truly
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clear about her business, she wouldnt even need business cards. Business would just come to her. Her inner spirit would do her marketing. Thats what this book will reveal. Ive learned that we are human beings, not human doings. When you reach a clear inner state of being about your service to the world, the world will come to you. As one successful person said, Angels now hand out my business cards. Confused? Thats okay. Therapist, author and my dear friend Mandy Evans says confusion is that wonderful state of mind right before clarity. Maybe the following story will give you a glimpse of what Im talking about and set the stage for what is to follow: I once read a delightful old book from 1920 titled Fundamentals of Prosperity by Roger Babson. He ended his book by asking the President of the Argentine Republic why South America, with all of its natural resources and wonders, was so far behind North America in terms of progress and marketing. The President replied: I have come to this conclusion. South America was settled by the Spanish who came to South America in
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search of gold, but North America was settled by the Pilgrim Fathers who went there in search of God. Where is your focus? On money or on spirit? In this book I intend to offer a new way for you to easily and effortlessly increase your business. Its based on proven marketing techniques and timeless spiritual principles. It will reveal how your inner state of being attracts and creates your outer results---and what to do about it so you can have, do, or be whatever your heart desires. Do the techniques work? The proof will be in the pudding. Try them and see. I can tell you about the successes Ive had---and I do in this book---but nothing will be quite as convincing to you as using these simple ideas and seeing your own amazing results. I could tell you that this method will help you manifest anything you want. Youll read about people who created cars and homes, healed themselves of cancer, and created new relationships. But Im focusing on business because there appears to be a serious lack of spirituality in business. And Im going to let you discover the magic of marketing with spirit because
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nothing will be more powerful as your own first hand experiences. Pull up a chair. Get comfortable. Take a deep breath. Relax. Lets talk about how you can increase your business---and achieve anything else you may desire--through the magic power of Spiritual Marketing.

Living at risk is jumping off the cliff and building your wings on the way down. -- Ray Bradbury

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Spiritual Marketing

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It Can Be Another Way....


Before I became a marketing specialist and author, I was an inner world journalist for over ten years, writing for several leading edge magazines. As a result, Ive seen miracles with my own eyes. For example: * I interviewed Meir Schneider, a man who was diagnosed as blind. He was given a certificate saying he was incurably blind, and yet today he sees, he reads, he writes, he drives a car---and he has helped hundreds of people regain their vision, as well. * I spent time with Barry and Suzi Kaufman at their Option Institute and saw and heard of miracles there. Their own child was born autistic. They were told to give up on him. But they didnt. They worked with their son, loved him, nurtured him, accepted him---and healed him. Today he lives as an above average, happy, successful adult. * Ive sat in dozens of workshops where I saw people heal their relationships with their lovers, their parents, their kids. Ive interviewed gurus and mentors, talked to people who have had incurable problems dissolved, and Ive

experienced miracles first-hand in my own life. Ive come to believe that nothing---nothing!---is impossible. Recently Ive been working with Jonathan Jacobs, a man called the healers healer because his track record for helping heal people is so stunning that doctors are referring their own patients to him. Ive seen Jonathan take people with everything from money problems to back injuries to cancer, and help heal them, often in a single session. Ive tasted this myself. For most of my life I struggled with money. When I lived in Dallas some twenty years ago, I was homeless and starving. I shoplifted to eat. And when I moved to Houston, I found it a frustrating nightmare to come up with $200 a month to live in a dump. It was hell. Yet I went through it for nearly fifteen years. YEARS! Then, after doing a few sessions with Jonathan, I somehow let go of my old beliefs about money, installed new ones, and now my finances are so amazingly different that I am often in awe that I have so much: new cars, new home, world travel, more clients than I can handle, and a constant stream of cash that keeps me above water at all

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times. I pay every bill that arrives, when it arrives, and I never experience lack. What happened? How can Meir cure the blind? The Kaufmans heal autism? Jonathan help people with any list of problems? Me have money when for a decade I had next to none? It begins with knowing that It can be another way. Thats what I want you to understand right now. That no matter what is happening in your life, no matter what you think will happen, it can be another way. The direction you appear to be headed can be altered. Nothing is set in concrete. In fact, as youll see, everything in life seems to be plastic. You can mold it to fit what you want and where you want to go. Even right now, as you read these words, you can begin to play with new possibilities: What do you want to be, do, or have? Win the lotto? Why not? Increase your business? Why not? Heal something? Why not? A friend of mine asked, How do you know what is impossible? I replied, How do you know what isnt?

I believe our planet is what was described in a Star Trek television episode called Shore Leave. When Kirk and his team land on a planet to check it out before sending the rest of the crew down for some much needed rest and relaxation, they begin to experience odd events. McCoy sees a huge white rabbit. Sulu sees an ancient samurai who chases him. Kirk sees an old lover and an old classmate. After experiencing the joys and sorrows of these events, it finally dawns on the crew (thanks to Spock, of course) that they are on a planet that reads their thoughts and creates what they think about. I think Earth is that planet. What you hold in your mind with energy and focus will tend to be created in your reality. It takes a little longer to experience results because we keep changing our minds. Imagine going to a restaurant and ordering chicken soup. But before it arrives you change your order to won ton soup. And before that arrives you change your order back to chicken soup. Youll sit there and complain, saying I can never get what I want!, when in reality you are the reason your soup is late! Most of us do that every day. Our indecision makes manifesting what we want nearly impossible. No wonder

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you end up feeling that you cant get what you want. Yet, it doesnt have to be that way. Consider what Frances Larimer Warner wrote in Our Invisible Supply: Part One, in 1907: Spirit is substance which forms itself according to your demands, and must have a pattern from which to work. A pan of dough is as willing to be formed into bread as biscuit. It makes as little difference to Spirit what we demand. Thats the foundation to the five-step process Ill describe in this book: Knowing that life can be different for you, and that life itself will support you in what you want. Heres how: Try to remember that the picture you think, feel and see is reflected into the Universal Mind, and by the natural law of reciprocal action must return to you in either spiritual or physical form. -- Your Invisible Power by Genevieve Behrend, 1921

Step One: Know what you dont want.


Do I need to explain this one? Most people I talk to every day know what they dont want. I dont want this back ache. I dont want this headache. I dont want these bills. I dont want to struggle in my business. You know the list. You have one of your own. Unfortunately, thats where most of us leave it. The nature of our conversations, our newspaper reporting, our radio and television shows, and our popular talk shows surround the idea of what we dont want. It feels good to complain. We dont feel so alone. We feel heard. We feel relieved. We even sometimes get answers that make our problems lighter. But we seldom take this process to level two. Its a rare person who will stop complaining or fighting long enough to focus on the opposite of what they are experiencing. Yet, level two begins to bring on the miracles and manifestations that we want. Knowing what you dont want

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is the springboard to your miracles. Knowing what you dont want is simply your current reality. And current reality can change. Man is a magnet, and every line and dot and detail of his experiences come by his own attraction. -- The Life Power and How To Use It, by Elizabeth Towne, 1906

Step Two: Select what you would like to have, do, or be.
If you realize you can have anything, be anything, or do anything, then the question becomes: What do you want? The trick is in turning every one of your complaints around to something you DO want. Start focusing on where you want to go, not on where you were or where you are. I dont want this headache becomes I want a clear head. I dont want this back ache becomes I want a strong back. I dont want these bills becomes I want more than enough money for everything I desire. I dont want to struggle in my business becomes I want business to come to me easily and effortlessly. Theres an art to rewriting what you dont want into what you do want. All I do is write the opposite of my complaint. Turn the sentence around 180 degrees. If I say, Im tired of being interrupted when I write, the opposite

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would be, I want to write in a place that is safe, quiet and without interruptions. Youre probably wondering what this has to do with anything. Why write these sentences if they wont help you pay the bills or heal your problems or anything else? Good question. The answer: Refocusing on what you do want will take you in the direction of what you want. You see, we seem to create our lives out of our perceptions. If we focus on lack, we get more lack. If we focus on riches, we get more riches. Our perception becomes a magnet that pulls us in the direction of where we want to go. If you dont consciously select where you want to go, you go where your unconscious wants you to go. To paraphrase the famous Swiss psychologist Carl Jung, Until you make the unconscious conscious, it will direct your life and you will call it fate. In that regard, most of us are on auto-pilot. We simply havent realized that we can take the controls. Knowing what you want helps you aim your life in the direction you want to take it. But there is a little more to it....
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I just had lunch with a delightful friend of mine. She had a session with Jonathan last week and she was still glowing. Her eyes were large and alive, full of passion for life. She reminded me that even though you may think you know what you want, you may have to probe deeper to discover what you really want. She had gone to see Jonathan with the intention of creating a successful business for herself. Jonathan asked, For what purpose? After dodging the question for a while, she realized that she wanted a successful business to prove I am a worthwhile person. I remember saying I wanted to write books that were colossal best sellers. Jonathan asked me that same famous question, For what purpose? At first I squirmed and said things like, I deserve it or I want the money or My books are good enough for it. But the real reason, the underlying motivating factor, was that I wanted best selling books so people would love and admire me. When I said it, I felt a shift within myself. I knew I had reached the real thing I wanted. My goal, my intention, was to feel love.

Spiritual Marketing

Joe Vitale

Most people live their entire lives being driven by an unconscious, unacknowledged need for something. The politician may be a child who never got enough attention. The business woman may be a youngster who doesnt feel equal to her peers. The best selling author may still be trying to prove hes smart, or lovable, or admirable. Freedom and power come from knowing what you want without being a prisoner to what you want. But theres another reason for knowing and stating your intention. When you declare it, you begin to discover all the things in the way of it happening. You may say you want to pay off your house so you are free of those big payments, but suddenly here come all of the objections: I dont make enough money to pay off my house, or No one ever does that!, to What will my parents think? You know what I mean. Its easy to come up with objections. The trick is to dissolve those objections until you are clear inside. When you are, manifesting whatever you want will be easier. Let me explain...

A woman went to see Jonathan because she was going to have a cancer operation on Monday. She saw him on Friday. She was terrified of the operation and wanted to get rid of her fears. Jonathan helped her release all of her fears, and two hours later, when she sat up on his table, she felt healed. But she still went through the operation. On Monday, when the Doctors opened her up, they could not find any cancer. It was gone. What happened? Again, our beliefs are powerful. The woman believed she could remove the beliefs that were causing her fear, and she did. But she didnt know that the fear was what created the cancer. When she removed the fear, the cancer left. It no longer had a home in her body. She had taken conscious control of her life by choosing to see Jonathan and take care of her negative beliefs. She knew her life could be another way. Beliefs are how we create reality. Im not sure how to explain this to you in a way that makes sense. Youve probably noticed that people seem to have recurring problems. Did you ever wonder why it was the same problem for each person? The person with money problems

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always has money problems. The person with relationship problems always has relationship problems. Its as though each person specializes in a disorder. Beliefs, unconscious or not, are creating those events. Until the beliefs that create the events are released, the events will continue to reoccur. I know a man who has been married seven times. He hasnt gotten it right yet. He will continue to marry and divorce and marry until he removes the underlying beliefs that cause the events to happen. And while he continues to marry and divorce, he will blame other people for his problems, and maybe even blame fate, or God. But as you read earlier, Until you make the unconscious conscious, it will direct your life and you will call it fate. What are your beliefs? Look at your life. What you have are the direct results of your beliefs. Not happy? In debt? Poor marriage? Not successful? Bad health? There are beliefs that are creating those experiences for you. In a very real sense, some part of you wants what you have---problems and all.

I remember motivational guru Tony Robbins talking about a schizophrenic woman who had diabetes when she was one personality and was healthy when she was another personality. Beliefs make up personality. The woman with diabetes had beliefs which created those diabetes. Its obvious that if you change the beliefs, you change the situation. How do you change the beliefs? It starts with selecting what you want for your life. As soon as you select what you want to be, do, or have, youll discover beliefs in the way of it. Theyll surface. That swings back to what I was talking about earlier, that you can then restate your complaints so they become goals or intentions for you. So, what do you want? Use the space below to write want you want to be, do, or have. A study by Brian Tracy revealed that people who simply wrote down their wants and put the list away, discovered a year later that 80% of what they wrote came to be.

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Write down your wants! Did you write down many goals? ________________________________________________ ________________________________________________ ________________________________________________ ________________________________________________ ________________________________________________ ________________________________________________ ________________________________________________ ________________________________________________ ________________________________________________ ________________________________________________ ________________________________________________ ________________________________________________ ________________________________________________ ________________________________________________ ________________________________________________ ________________________________________________ ________________________________________________ ________________________________________________ ________________________________________________ ________________________________________________
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Sometimes people feel greedy when they start to ask for what they want. They feel they are taking from others. The best way around that limiting belief is to be sure you also want others to have success, too. In other words, if you want a new house but dont want your neighbor to have one, youre stuck in ego and thats greed. But if you want a new house and think everyone ought to have one, then you are in tune with the creative spirit and youll pull or be led to that new house. You see, there really isnt any shortage in the world. The universe is bigger than our egos and can supply more then we can demand. Our job is to simply honestly ask for what we want. The desire in you is coming to you from your inner spirit. Honor that spirit by writing down what you really want to have, do or be: ________________________________________________ ________________________________________________ ________________________________________________ ________________________________________________ ________________________________________________
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________________________________________________ ________________________________________________ ________________________________________________ ________________________________________________ ________________________________________________ ________________________________________________ ________________________________________________ ________________________________________________ ________________________________________________ ________________________________________________ ________________________________________________ ________________________________________________ ________________________________________________ ________________________________________________

And keep in mind that you can always combine goals. Theres nothing wrong with stating something like, I want to weigh 120 pounds, own a brand new Corvette, and have fifty thousand dollars in the bank, by this coming Christmas. In the space below, write down the most powerful intention you can: ________________________________________________ ________________________________________________ ________________________________________________ ________________________________________________ ________________________________________________ ________________________________________________ Now heres the final step:

Now write down one goal or intention, something that you would really like to have, do, or be. Focus brings power. Look over your two lists and see what goal or goals jump out at you. Which goal or intention has the most energy, or charge, on it? A goal should scare you a little and excite you a lot.

Write your intention as if you already have it. In other words, I want to weigh 120 pounds, own a brand new Corvette, and have fifty thousand dollars in the bank, by this coming Christmas becomes I now weigh 120 pounds, own a brand new Corvette, and have fifty thousand dollars in the bank!

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Do that now. Just rewrite your goal into present tense, pretending that you already have what you want: ________________________________________________ ________________________________________________ ________________________________________________ ________________________________________________ ________________________________________________ ________________________________________________ ________________________________________________ ________________________________________________ ________________________________________________ You might now write the above goal on a card and put it in your pocket or purse. By doing so you will be unconsciously reminding yourself of your intention. Your own mind will then help nudge you in the direction of making your goal a reality. So relax. You just planted a seed in your mind. The rest of this book will tell you how to water it, give it sunshine, clear out any weeds, and let it grow. Prepare for your miracles! Prosperity is the ability to do what you want to do at the instant you want to do it. -- Treat Yourself to Life by Raymond Charles Barker, 1954

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Step Three: Get clear.


Spot was a stray dog I claimed as my own when I was in college. But he used to run off and tear up the neighbors gardens, run across the street and make drivers slam on their brakes, and just make a nuisance of himself. So I put him on a small leash. But I felt guilt for keeping this wonderful friend on a three foot leash. I bought a longer leash, six feet of freedom, and put it on Spot. I then walked six feet away and called Spot to me. He ran---three feet. He wouldnt go an inch beyond the length of the old leash. I had to walk over to Spot, put my arm around him, and walk him out the full six feet of new leash. From then on, he used all of that leash. I think each of us has a limit weve placed on our freedom. We need a miracles coach to help us see that in reality we have no limits. Jonathan does that with his clients. But he does it in a way that may seem pretty strange to you. Hang on to your seat and let me see if I can explain it to you...

The first time I had a session with Jonathan I didnt know what to expect. I thought the man was a little strange because he couldnt articulate what he did. But Ive been a curious journalist for many years, so I jumped in and did a session with him. Whats your intention for this session? Jonathan asked. What do you mean? You can have anything you want. What do you want to focus on? I thought it over for a moment and then spoke. I want clarity on the book I am writing about Bruce Barton. What kind of clarity? I want to know what Im supposed to do next, I said. Okay. Lets go upstairs. Jonathan had me lie down on his massage table. He gently guided me to breathe in different colors. Breathe the color red through the top of your head and imagine it going through your body and out of your feet. We went through numerous colors. What other color do you need to breathe in? he asked.

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I said gray. He then asked me to breathe in that color. After several minutes of breathing deeply and relaxing on his massage table, Jonathan put his hand over my heart and said, Open this up. While I didnt consciously do anything, I felt a rush of electricity and energy shoot through me, almost blinding me. There was a strong white light surging through my body, blasting into my head, somehow illuminating the inside of my skull. Suddenly I felt in the presence of angels, spirits, guides. I dont know how to explain it. But it was real. I felt it. I sensed it. I knew they were there. And these beings somehow worked on me, altering my beliefs, helping me realize I had more leash than I thought. Im not sure how long I was in that altered state. Twenty minutes? An hour? I dont know. When I finally sat up on the table, I noticed that Jonathan had a tear rolling down his cheek. When the energy started to blast through me, he moved aside to let it do its work. But the beauty and miracle of what he was seeing touched him. He was crying. As my head cleared and I got my bearings, I realized I knew the next step for my book project. I was to go to
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Wisconsin and continue my research by looking at the private papers of Bruce Barton at the historical museum. I had gotten my intention. And thats not all. Shortly after that first session with Jonathan I began to notice other changes in my outer life. The book I had been working on began to take direction. I found a publisher for it. I found the money to complete my research. I bought a new car. I bought a new house. My income soared. How? Why? I had invited the other side to help me, and it did. As I write these words, Im very aware that you may think Ive lost my mind. After all, here I am, an adult, an author, a fairly well known speaker and marketing specialist who advises business executives about their work, talking about spirits. But I also know that you know what I mean. Even the most atheistic among us has been touched by the miraculous, the uncanny, or the unexplainable. While no one knows what awaits on the other side of this life, we all tend to believe something intelligent is there.
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Maybe its worth mentioning that the book that helped me the most here was What Can A Man Believe? by Bruce Barton. In it he explained that there was little proof for heaven after earth, but that it was far wiser to believe than not believe. In other words, while I cant prove that angels and guides are standing ready to help you, isnt it a much more delicious and comforting and magical thought to believe in them then to not believe in them? Theres no concrete evidence to support them or deny them. But when you can use the belief in them to create miracles, wouldnt you be wise to do so? Yesterday a friend of mine called and said she wanted to believe in guides and angels and teachers from the spiritual side of life, but a part of her doubted they existed. Thats okay, I said. I have my doubts, as well. You do? Sure, I said. If I had to go into a court of law and prove I had spirit guides, they would laugh me out of the courthouse. Theres no proof for them, but also theres no proof against them.
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And then I remembered something I had read in a recent issue of Readers Digest, where Larry Dossey talked about prayer. He said praying helped people recover from illness. In many cases they recovered from what Doctors had said were incurable illnesses. What these successful patients did was pray. Even the patients admitted they didnt know if the prayers were answered, but it was the belief in the praying and the act of praying that helped them anyway. Again, as Barton pointed out, it is wiser to believe than not to believe. Believing helps create miracles. Barton wrote this passage in 1927, in his book What Can A Man Believe? Ive always loved it as it seems to stir the very something he talks about within me. See what it does for you: In every human being, whether emperor or cowboy, prince or pauper, philosopher or slave, there is a mysterious something which he neither understands nor controls. It may lie dormant for so long as to be almost forgotten; it may be so repressed that the man supposes it is dead. But one night he is alone in the desert under the starry sky; one day he stands with bowed head and damp eyes beside an
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open grave; or there comes an hour when he clings with desperate instinct to the wet rail of a storm-tossed boat, and suddenly out of the forgotten depths of his being this mysterious something leaps forth. It over-reaches habit; it pushes aside reason, and with a voice that will not be denied it cries out its questionings and its prayer. So lets assume you dont have access to Jonathan (though you can reach me, and other healers and mentors by emailing the people in the back of this book). What can you do? Easy. Focus on what you want, and make one of your intentions finding someone to help you clear yourself of old beliefs so you can create the life you want. Help exists. State your intention to the world and allow it to come to you. I feel its important to have support from a mentor. Its too easy to fall back into the old way of thinking, to feel sorry for ourselves and play the role of victim. The vast majority of your current friends probably wont support your desire to create miracles. When I first started seeing Jonathan, I would visit him once a month. He and I quickly
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saw that we needed to stay in touch at least once a week. Me and Jonathan made a pact that said, Whenever Im not clear, I am to call him. Then, whenever I let something in life throw me for a tailspin, I would call him. Another woman recently asked me what it meant to get clear with my beliefs. I thought about it for a while before I could answer. The image that came to me was of a football team. If one of those players is hurting, upset, feeling neglected, angry because the coach overlooked him earlier or his girlfriend dumped him, that one player can jeopardize or sabotage the entire teams success. You are like the whole football team. If all parts of you, all of the beliefs inside of you, are in alignment, no problem. Youll achieve your desires. But if any part of you, any belief in you, doesnt support your intention, it will jeopardize or sabotage you. Thats why you may have had lousy luck at love, romance, money or health. Some part of you doesnt want it. We need to heal that part. When you do, you are clear. How do you know if you are clear right now? Think of something that you want to have, do, or be.
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Why dont you have it yet? If your answer is something negative, you arent clear. If you say anything except an honest I know its on the way to me, you probably arent clear inside with what you want. Another question to ask yourself is, What does it mean that you dont yet have what you want? Your answer to that question will reveal your beliefs. For example, if you say, I have to do such and such first, then you have a belief that you have to do something before you can have what you want. If you say, My soul doesnt want me to have this, then you are stating your own beliefs about what you think your soul wants for you. If you say, I dont know how to get what I want, then you are revealing a belief that says you have to know how to get what you want before you can have it. Your beliefs arent that hard to find. Self-help author Mandy Evans says certain beliefs can lead to a very bad day. Beliefs cause stress, not your business or life situations.
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Theres what happened to you in your life and then theres what you decided it meant, says Evans, author of Travelling Free: How to Recover from the Past by Changing Your Beliefs. Change your conclusions, or your beliefs about the events in your past, explains Evans, and you can change the way you live your life today. Certain beliefs can really trip us up. Beliefs shape the way we feel, think and act, says Evans, an expert in personal belief systems. But you cant change them until you know what they are. Evans offers a list of The Top 20 Self-Defeating Beliefs in Travelling Free, her second book, as a way to begin exploring them. As you look at each belief, ask yourself if you believe it, suggests Evans. If you do, then ask yourself why you believe it. Gently explore your own reasons for buying into any self-limiting belief. Here are ten of her Top 20 limiting beliefs. 1. Im not good enough to be loved. 2. No matter what I do, I should be doing something else. 3. If it hasnt happened yet, it never will.
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4. If you know what Im really like, you wouldnt want me. 5. I dont know what I want. 6. I upset people. 7. Sex is dirty and nasty; save it for the one you love. 8. Better stop wanting; if you get your hopes up, youll get hurt. 9. If I fail, I should feel bad for a long time and be really scared to try again. 10. I should have worked this out by now. Those are all beliefs. Sometimes you need another person to point out your beliefs. When my friend Linda and I had breakfast one day, and I hired her to help me with some promotion, she said, Im afraid some of my friends will be jealous of me. Thats a belief, I said. Lindas eyes widened and her face lit up. It is? she asked. It had never occurred to her that her fear was a belief--a belief she could let go of. She needed another person to shine a light on the belief. Heres another example of what I mean:
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Im now driving the fourth new car of my dreams thanks to Jonathans magic in helping me get clear with my desire. I needed a car bad. The one I was driving was an old clunker that could only move if you pushed it. Okay, it wasnt that bad. But whenever the car broke down, I broke down. Paying the repair bills was killing me. And never knowing if the car would get me where I was going was stressing me out. I needed help. I called Jonathan because of my fear of car salespeople (I had been one once and knew of their tactics). I told Jonathan what I wanted. He said, What you really want is often under what you say you want....What would having this new car do for you? Huh? Jonathan went on to explain that what we want may be a feeling rather than a product. Focus on the feeling and it will help me get what I really want. What would I feel if I had a new car? What a mind stopper! I developed a brain squeezing headache just thinking about it. I got off the phone and my
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head began to throb as if it had been hit with a sledge hammer. Though I almost never take medicine, I ate a handful of aspirin like it was popcorn. It didnt help. I went to see Jonathan in person. Sitting in the presence of his accepting energy, letting my pain speak to me, I suddenly saw the ache between my eyes as a huge black ball of tightly woven thread. Mentally a thread would loosen and Id hear a belief: You cant afford a new car. I let it go and another belief would unravel: What would your Dad say about this car? And then another thread/belief would slide out: How will you afford it? And then another....and another...and another.... As these beliefs slowly came apart and left, the black ball of pain got smaller. And smaller. Within twenty minutes, the headache was completely gone! I was healed. I was clear. I was happy. Now get this: Though I didnt think it was really possible, I followed my intuition and immediately went to the car dealership I felt led to visit. Consciously I knew there was no way I
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could get a new car. (I had never had a NEW car in my entire life and my credit was lousy). But I let go. I trusted. I went to the car dealership and the gentleman there let me look around. I told him what I wanted and he said he had one car that fit the description. We walked out back and he was right. It was perfect. It was gold and beautiful and new. I said, Does it have a cassette player? He looked and nodded. Well, I said, lets do the hard part. Lets see if I can buy it. We filled out forms and he asked me to place a deposit. I didnt. I wasnt confident enough to think I would get the car, so I put nothing down on it. I then left. I drove to a friends outside of the city and we played music all day, he strumming his guitar and me blowing on my harmonica. Later in the afternoon I decided to call the dealership. You qualify, said the salesperson. I was stunned. I do? Are you looking at my paperwork? I asked. Im Joe Vitale. He laughed and assured me he was. He then asked me when I wanted to pick up my car. I went and picked up the car, in delighted shock that it was mine. While I had no
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idea how I would make the payments, I did. Its now been four years and Im on my fourth new car. Ive never been late for a payment. In fact, I mail my checks in early. And thats not all. As soon as I decided to get the new car, my life went into an upward spiral of magical coincidences. Suddenly the money I needed appeared. Clients began to call. Classes sold out. I was invited to speak to groups I had never heard of. And two publishers gave me book offers on the very same day. In some real way, my allowing the car in my life sent a message to the universe that I was TRUSTING. Instead of worrying and wondering how Id pay the bills, I leaped off the mountain top of fear and---to my surprise---I didnt fall. I soared. But I had to get clear inside before any of this could happen. Had I gone to buy a new car when I was still carrying limiting beliefs about what I could have afforded, my beliefs would have sabotaged my purchase. I would have created not paying for the car to support the beliefs. The first thing that had to happen was clearing the beliefs.

Lynda Madden Dahl, in her book Beyond the Winning Streak, lists several limiting beliefs concerning money. Here are a few of them: * I must work hard for the money I earn. * I need more money than I can generate. * I feel helpless in changing my financial picture. What you want to do is replace negative beliefs with positive ones, such as: * Money is a natural manifestation of the universe. * Its OK to be rich. * I dont have to work hard for my money. * I am destined for great wealth. You see, the beliefs you have were given to you when you were a child. You simply absorbed them. Now you are becoming awakened. You are at choice. You can choose to let go of the beliefs you dont want, and you can choose to replace the beliefs with ones that better serve you.

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Isnt that a wonderful feeling---to know that you can now create your life the way you want it to be?

wasnt even aware that she did anything. But within a few days I noticed that I could breathe again. I called her and asked what she had done. You had some negative energy in you and I scared it

Clearing beliefs can be an easy process. The easiest time I ever had was when I wanted to overcome my sinus allergies. I had suffered terrible sinus infections and sinus headaches for years. I cant begin to describe how miserable they made me feel. I took herbs. I had acupuncture treatments. I wore air purifiers. Everything helped but nothing worked permanently. Then one day I asked my dear friend Mrs. Kathy DeMont, a Remote Healer, if she would try to help me. We were having dinner and I looked her in the eye, slammed my fist on the table, and said, I dont want relief. I want healed. I want this thing gone. My intensity shook her. But she also realized how sincere I was and how much pain I had been in. She said she would try to help. And she did. She went home, got quiet, and used her skills to clear my body. I was not present as she did this. I
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off, she said. Apparently, she was able to use her remote healing skills to clear my beliefs and my energy from a distance. Talk about making things easy for me! Heres another example of clearing beliefs. This one still amazes me, because it happened to my wife and I saw the dramatic change. Marian never learned to drive a car. I was her chauffeur for more than 15 years. Im not complaining. Thats just the way it was. But after seeing my changes with my work with Jonathan and other healers, Marian wondered if she could get clear about driving. She booked a session with Jonathan. Within one hour she was clear. What happened? Marian remembered being a little girl and being in the back seat of her Moms car as her Mom learned how to drive. Her Mom was naturally nervous.
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Marian picked up on that energy and locked onto it. While Marian went on to grow up, the little girl who sat in the back seat of her Moms car remained alive in her. As an adult, that little girl kept Marian from driving. Under Jonathan guidance, Marian was able to remember that experience and release it. She realized it was an old memory and it no longer served her. She let it go. Her energy was now clear. And today Marian drives her own car---a new one, to boot---and she loves it. I remember one night there was a terrible storm in Houston with lots of flooding. I was worried about my wife and how she would handle the weather. When she got home late that night, I ran to the garage to greet her. What I saw amazed me. Marian was smiling ear to ear. Her face was beaming. She rolled down her window and said, I had an adventure! Even being stuck in traffic is something Marian now feels grateful for. She simply sits there and listens to music. And one day we went to lunch in separate cars. After it, I was behind her at a stop light. I saw her moving her lips and tapping her fingers on the steering wheel. I wondered if
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she were getting impatient. Then I pulled up closer and realized she was singing and taping her fingers to the music! Talk about a transformation! During the writing of this book, Marian was in a bad car accident. She was hit by a van, and hit hard enough to break the back axle on her car. Despite the shock of it all, Marian was fine, though her car wasnt. Now heres the juicy part: Two days later Marian was ready to rent a car and start driving again. I couldnt believe it. I told her I was proud of her, that many people are too nervous to drive so soon after an accident. Marian just looked at me, smiled, and said, Why? Driving is too much fun not to do it! Jonathan has a saying, Its all energy. What he means is that we are energy systems. If we are clear, the energy moves in one direction. If we arent clear, the energy moves in several directions, and without full power. Caroline Myss, a medical intuitive and author of Anatomy of the Spirit, talks about being plugged into the past. If there was a situation in your life where you were
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hurt, abused, or anything unfinished, you are probably still carrying around that unfinished business. You are still plugged into that old event. That means a part of your energy is still back there, reliving and probably recreating the old event. I know this is tough to understand. But lets use another example from Myss. Think of the energy you get each day as cash. You wake up in the morning with $500 available for the day. But you are still mad because your spouse said something mean to you last night. Thats going to cost you. You are spending $50 to keep that energy alive in you. And say you are still upset because a friend owes you money from five years ago. Now you are spending $100 to keep that memory alive. And lets assume you were abused as a child. You are spending another $100 to keep that memory in you. You woke up with $500 to spend but before you get out of bed you have spent half of it on old memories. When you try to manifest something today, you wont have all of your energy available to make it happen. When you get clear of the old events, hurts, memories and beliefs,

you will have more energy to create what you want now. And the more energy you have now, the more you will get. You will end up like the supermodel who once said, I dont wake up for less than $10,000 a day. Another saying Jonathan has is The energy you give out is the results you get. Yes, hes great at coming up with mind benders like that. But I think he means that the beliefs you have create the results you get. If you are unconsciously sending out vibes that attract lousy conditions, you will experience lousy conditions. One of my clients wrote a book about children who had been molested. He pointed out that the criminal could always easily pick the person who he was going to molest. That child always sent out vibes that said woe is me or Im a victim. Though we arent wearing signs on our backs or on our foreheads, somehow the energy we walk around with creates the situations we get. The energy you give out is the results you get. If you find yourself recreating similar events---like my friend who has been married seven times so far---you know

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you are stuck in an energy pattern that will continue to create those events until it gets dissolved. My dear friend Karol Truman, author of the great book Feelings Buried Alive Never Die, put it this way: Its the continual suppression of unresolved feelings and emotions that cause the problems we experience in our lives. I can hear you now: How can I get out of this pattern? One of the fundamental principles of Jonathan Jacobs work is that everything is energy. Its not a new idea. Stuart Wilde writes about it in his books. Joseph Murphy refers to it in his works. Bob Proctor talks about it in his seminars. Scientists are discovering it, as well. Nothing exists but energy formed into things we then name, like tables, chairs, houses, cars, people. The thing is, you and I are different from tables, chairs, houses, and cars because we are spiritual. Thats the miracle of our lives! As Bob Proctor once told me, Although everything is energy, the difference between people and objects is that we are spiritual. That means we have the means to alter and
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influence other energies. We can change the energy of a table, chair, house, car, or even other people. Taken a step further, it means we are all connected. If were nothing but energy and were all one, then what you do affects me and what I do affects you, even if were miles or even continents apart. Got it? Oh. Well, neither did I, at first. So lets look at a couple of stories that may help. One day a client of mine hired me to be his marketing wizard. He gave me a lot of money and I hired some folks to help me. All went well. Months passed. Then one day the bomb dropped. My client suddenly sent me a letter saying I had lied to him. It was two pages of pain for me to read. It got pretty confusing and it made me dizzy, confused, and shocked. I had meetings with my staff and I even called my client. I couldnt figure out why this was happening. I sent the client a two page letter explaining my position. Next day I

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got another two page letter from him, almost as shocking. Finally I went to Jonathan. The key word is trust, Jonathan pointed out. You keep saying he didnt trust you. Lets look at how that applies to you. Where in your own life arent you trusting? This is typical of Jonathan. Hell have you look at your own life to see how what you are complaining about is relevant. In a way, you use your experiences as mirrors. You use the outer to see what you are doing inside. (Stay with me on this.) I thought and said, Well, Ive never done marketing like this before. Hes hired me to direct his entire marketing campaign and expects me to lead his staff to victory. I guess I dont trust that I can do it. And thats what your client is picking up on an energy level. Thats the signal you are sending out. What do we do? Are you willing to release the fear and feel the trust? Yes. And thats about all it took. I felt a shift inside me and I felt like I knew I could trust myself to do the job. I let go and breathed a sigh of relief. I feel it happened so easily
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because most of me was already clear with the problem. I didnt have a lot of work to do in clearing old beliefs. Now here comes the good part. I went home and called my client. He answered and sounded remarkably at peace. I told him I was going to do a great job for him. I know you are, he said, stunning me. I decided a little while ago to just trust the man I hired to do his job. You decided a little while ago? When? Yes, he had decided to trust me about the time Jonathan and I looked at the trust issue in me. Once it was clear in me, my client felt it. Once I sent out a different signal, my client picked it up. Coincidence? Then let me tell you another story... Another client of mine went on to great fame and fortune. Hes a 25 year old stockbroker who wrote a book on wealth. I knew it would be a success before he did. I acted as his literary agent and marketing consultant and went to work to find a publisher for his book. As it worked out, he left me and went to an agent in Dallas, thereby cutting me out of the $45,000 in profits I would have
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earned from his $300,000 advance. But hes a very honorable guy and said he would pay me some money when he got his big advance. Days passed. Weeks passed. Months passed. Nothing. I wrote him a few kind notes. I sent him copies of my articles to share my own successes. I called him a few times and left messages. Still nothing. I asked Jonathan about it. He suggested I write a letter to the client and state my feelings, state what I want, and forgive him. I went home and did that. It felt very good. But still nothing. I went to Jonathan and said I did what he told me but still no reply. What does that mean? he asked. It means he hasnt contacted me yet. And? And it means he may rip me off. There it is, Jonathan announced.
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Where what is? I asked. Its the fear of being ripped off that is blocking your energy. Thats the belief in your way. How do I let go of that? Feel that feeling of being ripped off. I closed my eyes and did so. Let it take you back to the other times when you may have been in experiences where you decided on beliefs about money and people. I recalled being taken by a Dallas company for money I had nearly died to earn. I had felt cheated. I held a grudge against that company for nearly eight years. I breathed into that feeling and felt a shift inside. I opened my eyes and smiled. The money he owes you doesnt have to come from him, Jonathan explained. The universe is prosperous and can give you money in a wide variety of ways. Release the need for him to pay you and you allow the money to come. Accepting that concept is a biggie. It means totally letting go of any and all grudges against people. It means

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trusting that you will get what you want, as long as you arent attached to how it comes to you. I felt like the release was there. I felt lighter and clearer. And when I got home there was a message from-- my client! After six months of nothing, suddenly a call! He was very polite, very friendly, and said he was mailing me a four-figure check. He did, too, as I received it the next day. I feel only a fool would call that experience a coincidence. The connection is too obvious, and happens to me too often, to blow over as mere chance. As Jonathan says, its all energy and were all connected. Clean the energy pathways and you can have, do, or be anything you want. If you feel that you have cleaned your energy circuits and are free from the past and yet you arent making money or miracles or anything else, then you havent cleaned your energy circuits or gotten free from the past. This happened to me a few years ago. After doing several sessions with Jonathan by phone, I realized that my income wasnt increasing. My bills were being paid and
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money was arriving just in the nick of time to pay them, but it was too close for my comfort. I began to get worried. Not a good sign. My worry was evidence that I had some unfinished business to clear up. I wanted to contact Jonathan, but he was not available. Then one day Bill Ferguson offered to give me one of his sessions. Bill is a former divorce attorney who has created a way to help people release the key core issue that sabotages their lives. Hes been on Oprah, and hes written several books, including Heal the Hurt that Runs Your Life. I was helping Bill with his publicity and he wanted me to experience what he does. When he said I could have a session with him, I accepted. Especially since it was free. Now that I have had it, I would have been willing to pay anything for it. People are starving to learn how to find peace, Bill told me when I went to his Houston suite. But they keep looking outside of themselves and blaming people or circumstances for how they feel. Thats not how life works. He asked me to think about a recent event that pushed my button. That was a snap. I had just fired a client of mine
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who didnt agree with my ideas on how to promote his business. I was insulted and angry. Note that how you felt had nothing to do with the other person. All the person did was reactivate your hurt by pushing the right button. Once you disconnect the hurt, your hot button for emotional pain wont be there. Every one of us has a hurt from the past that runs our life, Bill added. For one person, the hurt is failure. For another, its the hurt of feeling worthless, not good enough, not worth loving, or some other form of not feeling okay with who they are. He added that avoiding these feelings creates emotional pain. Until a person releases the core issue, it will continue to operate, Bill told me. You could be ninety years old and still recreating painful experiences because of a core belief you accepted when you were six. While many psychotherapies believe people have unresolved past issues, few claim they can be healed quickly. Bill developed a new technology that helps people release their emotional pain---and in under two hours. You

might say he has created a way to achieve push button healing. Pick another event where you were upset, Bill told me. I did. Again, it was easy. While I hadnt thought about it before, I suddenly began to see a pattern. Almost every time I was upset with someone, it was because I felt insulted. What does it mean that you feel insulted? Bill probed. After a moment, I realized it meant that I didnt feel good enough. I must not be good enough, went my logic, because these people dont like what I am doing and I end up being insulted. Now Bill started to rub my nose in it. Hows it feel to not be good enough? he asked. I was getting depressed. I looked into Bills boyish face, wondering if he really wanted me to feel this bad. He did. Until you can fully feel the hurt thats been buried alive inside you, it will continue to operate and sabotage your life.

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Whew. By now I was feeling like life itself wasnt worth living. If you are truly feeling the key issue for you, you should be feeling like life isnt worth living. Im there, Bill. Im there, I said, slowly. Good! Bill declared. So hows it feel to be not good enough? Like the worst feeling Ive ever felt. Can you accept that you really arent good enough? I struggled with that one. While I could look at my life and clearly find evidence that I was good enough, I had to admit that I wasnt good enough in all areas. And I had to further admit that this belief that I wasnt good enough was unconsciously causing me to be upset with clients and friends. I had been losing many opportunities. Even money. Yes, I can admit it. Something shifted right there. I somehow felt lighter. More relaxed. Free. Where before I felt tense and angry, now I felt relaxed and calm. Even happy. It was as if some giant electrical wiring had been disconnected and I suddenly looked at life differently.

Bill and I did some additional work before I left. But after the session, I noticed major differences. Nothing seemed to irritate me like it used to. The next day I had a client argue about an ad I wrote for him and this time I didnt fly off the handle. I calmly stated my case. And I noticed that I looked at each moment with love and optimism. And I saw that I wasnt afraid to do things that I used to not do at all, like play the guitar in front of friends. Before I didnt feel good enough. And I also noticed that money started to roll in. One morning a few days after my work with Bill a woman faxed me that she was sending me a check for several thousand dollars to begin promoting her business. What had happened? Now that the core belief was disconnected, I had opened the energy centers in me to allow the abundance of the universe to flow my way. And flow it did. In Wayne Dyers book, Manifest Your Destiny, he says if you arent manifesting what you want, there probably is an absence of love somewhere in your inner world.

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Thats another way of discovering where you may not be clear inside. Think of how you feel about the people involved in what you want to create. If there is a negative charge or uncomfortable feeling about someone, you arent clear with that person. Forgiveness is the best way I know for getting clear by yourself. And the best way to become forgiving is to feel gratitude. Ill talk more about gratitude a little later, but for now know that if you focus on what you like about people, you will feel grateful, and then you will begin to forgive, and then you will get clear. And when you get clear, you can have, do, or be whatever you want. Heres one more easy way for you to get clear, and its something you can do on your own. I learned it from my friend Bob Proctor, at one of his famous Science of Getting Rich seminars... Take two sheets of paper. On the first sheet describe the negative condition you are in. Describe the picture of the situation as it is now,
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and really feel the emotions associated with it. This probably wont feel great. But you want to get into that feeling, because the more you feel it, the more you will release it. In other words, whatever emotion you suppress will sooner or later need to be expressed. While its suppressed, its clogging up your inner vibration. Release it and you free your energy to go out and manifest what you want. Let your feelings come to the surface as you describe this situation or condition that you dont want. Now put that first sheet aside. Take the second sheet and begin to write out how you want the situation or condition to be. Get into the joyful feeling associated with having or doing or being the thing you desire. Really immerse yourself in this good energy. Describe the situation the way you want it to be, and paint this wonderful picture so completely that you can feel it as you write it. Just as you wanted to experience the negative emotion so you could release it, you now want to experience the positive emotion so you can create a new picture to anchor in your subconscious. The more you can fall in love with this new image and these new feelings, the faster you will manifest them.
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Now take the first sheet, look it over, and burn it. Take the second sheet, fold it up, and carry it with you for a week. Youre done. You probably just cleared yourself of your negative block. And if it should ever resurface, just do the exercise again. See! Its easy! Finally, let me give you one more method for clearing yourself. This one doesnt cost any money, doesnt take more than a minute to do, doesnt hurt at all, and is guaranteed to work every time. Interested? The method involves a simple script that you say out loud to release a belief or a feeling you no longer want, and to replace it with something you prefer. I learned it from my friend Karol Truman, author of the truly amazing book, Feelings Buried Alive Never Die.... Ill give you the Script in a moment. First, understand that this powerful tool is so simple, its easy to dismiss. All youre asked to do is say a couple paragraphs of words. Thats it!
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Yet what the Script does is reprogram your basic DNA structure. It speaks to your spirit and asks it to help you get clear on the most fundamental levels of your being. I dont want to complicate things here by trying to explain how this process works. My job is to give you the tools and show you how to use them. After all, you dont need to know how a FAX machine works in order to send or receive a FAX. All you do is insert the paper and it does the rest. The Script is the same way. All you do is say it, inserting in the appropriate place what you are feeling at the time that you want to clear, and inserting in the appropriate place what you prefer to feel. This will make more sense once you know the words in the Script, so here they are: Spirit, please locate the origin of my feeling/thought of feeling negative about (Insert the feeling or belief you want to release here) _____________________________.

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Take each and every level, layer, area and aspect of my be-ing to this origin. Analyze and resolve it perfectly, with Gods truth. Come forward in time, healing every incident based upon the foundation of the first, according to Gods will; until Im at the present, filled with light and truth, Gods peace and love, forgiveness of myself for my incorrect perceptions, forgiveness of every person, place, circumstance and event which contributed to this feeling/thought. With total forgiveness and unconditional love I delete the old from my DNA, release it, and let it go now! I feel (Insert the way you want to I feel allow here) every _____________________________!!

Simple, isnt it? Now, if you dont believe the Script will work for you, use the Script on that belief. In other words, insert Help me release my doubt about the power of this Script, in the first open spot in the Script. Thats where you insert the belief or feeling you desire releasing. In the second spot in the Script, insert the belief you prefer, which might be, I now understand that any belief can be changed in just a moment, even with such a simple tool as this Script. Again, this Script is powerful. Read Karols wonderful book for a detailed explanation of it. Meanwhile, use the Script whenever you feel the need to get clear. It works--almost like magic! And once you are clear, you can truly have anything you can imagine! Isnt this a fun, exciting, even exhilerating way to live? We learn the lessons in life we are to learn two ways: either through obedience to natural laws or through suffering the consequences of not observing those

physical, mental, emotional and spiritual problem, and inappropriate behavior based on the old feelings to quickly disappear. Thank you, Spirit, for coming to my aid and helping me attain the full measure of my creation. Thank you, thank you, thank you! I love you and praise God from whom all blessings flow.

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laws...None of us consciously create the suffering we experience. -- Karol Truman, Feelings Buried Alive Never Die..., 1998

Step Four: Feel how exciting it would be to have, do, or be what you want.
Marketing specialists know that people dont act for logical reasons, but for emotional ones. Emotion has power. Emotion also has the power to create what you want. Find within yourself what it will feel like to have, be, or do the thing you want and you will begin to manifest the thing you want. The energy in the emotion will work to pull you toward the thing you want while also pulling the thing you want toward you. I know, I know. Im getting philosophical again. But Im writing about spiritual concepts, which few people can relate to. Its easy to see why. We are taught from the crib to pay attention to reality, to obey the laws of man, to worship books and leaders. While that can help our society run smoother (actually, it hasnt worked, but thats another book), it limits you. Belief in leaders, rules, and outside authorities limits you from creating the life you want. I once told a friend that a belief in a guru can limit her own power to manifest what she wanted. When you give your

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power away to anyone, you are spending your own energy in their direction. One of the most powerful energies you can ever experience is gratitude. Feel gratefulness for anything and you shift the way you feel. Feel thankful for your life, your lungs, your home, this book; it doesnt matter. Once you feel grateful, you are in an energy that can create miracles. Jonathan taught me this. I remember going to see him when I was broke and depressed. One of the first things he did was guide me into realizing that I had plenty in my life. When you compare your own life to that of people living in third world countries, you quickly see that you are living like a King or Queen. You probably have food, water, and shelter, as well as a refrigerator, a television, a radio, and probably a computer. Millions of people dont. Realize you are blessed with enormous abundance right now, feel grateful for it, and you will attract even more abundance. My friend Jonathan Morningstar once cured himself of a terrible illness with a simple one line statement of gratitude.

Jonathan got double pneumonia. Nothing seemed to help him. Then he felt inspired to write down one simple but potent sentence that he repeated every hour, recorded on audiotape and played back to himself, and wrote on signs which he hung around his home. He made this one liner part of his very being. And within twenty-four hours, Jonathan was healed. What was the one line he used? Thank you God for all the blessings I have and for all the blessings I am receiving. Im not a scientist so I wont pretend to explain how this works. Somehow your energy sends off signals that attract more of what you are sending off. Like the child who unconsciously says hes a victim, you send off signals that attract what you are getting. Change your signals and you will change your results. Change your energy and you will change what you experience. The energy you give out is the results you get. Again, gratitude can shift everything. Just start feeling sincerely grateful for what you have. Look at your hands, or this book, or your pet, anything you feel love and gratitude for. Dwell on that feeling.

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Thats the energy that can help you manifest whatever you want. Another energy you want to experience is the energy that comes from imagining what it will feel like to have, be, or do the thing you want. This can be fun. Imagine how good it will be to have what you want, to be what you are wanting, to do what you dream. Feel the electrifying feelings that come with the images. These feelings can create the life you want. They can manifest it for you. Somehow those feelings lead you, guide you, direct you to do the things that will make the events. The great German thinker Goethe may have said it best when he wrote the following inspiring message: Until one is committed, there is hesitancy, the chance to draw back, always ineffectiveness. Concerning all acts of initiative there is one elementary truth,
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the ignorance of which kills countless ideas and endless plans: That the moment one definitely commits oneself, then providence moves, too. All sorts of things occur to help one that would never otherwise have occurred. A whole stream of events issues from the decision, raising in ones favor all manner of unforeseen incidents and meetings and material assistance which no man could have dreamed would come his way. Whatever you can do or dream you can, begin it! Boldness has genius, power, and magic in it. I was in Seattle once to see friends. One night I turned on the television and caught the ending of a fascinating Larry King interview with the famous actor and singer, Andy Griffith. Andy was talking about one of his first
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motion

pictures.

He

said

something

unknowingly

our homes burst into flames. This is the truth! When I lived in the dump I could barely afford to pay rent for, the electrical system there fried. It cost the landlord over $7,000 to repair it. When Jonathan was first experimenting with energy, the fuse box in his garage caught on fire. While this isnt why they call me Mr. Fire!, it does demonstrate that when you make changes internally, youll see changes externally. Jonathan had to have a new fuse box put in. My landlord replaced the entire electrical system in the house. But as my energy increased, I also had to move into a bigger home with better wiring. Again, what you embrace in your inner world creates what you experience in your outer reality. Jonathan and I were having lunch at a favorite Chinese restaurant one day when I noticed there was hardly anyone in the place. The owners looked worried. They were huddled around their cash register and talking. Usually they come over to us, smile, talk, and treat us like royalty. It was clear something was wrong. I mentioned this to Jonathan, saying, They seem concerned about money.
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metaphysical when he talked about a director who told him: The camera is just a machine. It picks up what you give it. All you have to do is think something, and feel it, and the camera will record it. They then cut to a scene from the movie Griffith was referring to, when he was to look at a woman with a heart full of lust. You could tell from the actors eyes that he was projecting thoughts that were pretty hot. Larry King later said, It was one of the most X-rated looks in movie history. The universe is like the movie camera. Think something and feel something and the universe will pick it up and project it. The advice Andy Griffith was given as a young actor is advice I want to give to us: When you know what you want, all you really have to do is think it and feel it. Thats it. The universe---the spirit of all that exists---will pick up your signal and project it. This is powerful stuff. When Jonathan and I practiced this, our energy levels shot skyward. We had so much energy surging through us that the very electrical outlets in
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Jonathan replied, Thats why theyre concerned. At first my mind screeched to a halt. But then I started laughing. Jonathan asked me what was so funny. I explained as best I could: Were you a Zen master in a past life or something? I began. What you just said was one of those unanswerable mind stretchers that Zen masters come up with. What do you mean? I said those people look worried about money and you said thats why theyre worried about money. To the outside world, that makes no sense. But its the truth, Jonathan explained. Their concern for money was something already in them that got manifested. Now they notice it in the outer world. They manifested their belief. He then went on to tell me about a man he had worked with who ran an Indian restaurant and was failing at it. Business was lousy. He did a session with Jonathan and realized he didnt want to run a restaurant at all. Once he was clear, he let go of the restaurant and sold it. As a result, people started going to it under its new owner.

Once you take care of the inner, it will show results in the outer, says Jonathan. Another time he told me, When you get the lessons, you dont need the experiences. As bizarre as all of that dialogue might seem to you, its been the truth in my experience as well. One time a company hired me to help promote one of their Dallas seminars. I advised them on what to do and then I got angry when I saw that they did the opposite. They were, in essence, screwing up their own success. I talked to Jonathan about it. He asked me what I got out of this. In other words, what was the benefit to me? Assuming a part of me did create the company doing everything wrong, how would it serve me? I thought about it and had the answer. Their screw-up takes the pressure to succeed off of me, I said. They hired me to help them make the seminar a success. I wasnt sure I could do it. By their not listening to me, they have almost guaranteed that the seminar will fail. When it does, I can point my fingers at THEM and say, You did it, not me.

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It keeps coming back to what we are doing and feeling inside plays a giant hand in what we end up experiencing. No matter what the situation you are in, some part of you helped create it. Get in touch with it, release the old beliefs and energy, and you can move toward creating what would serve you better and bring you more joy. One of the best ways to do just that is to focus on what you want, on how it would feel to have it, be it, do it. One wonderful technique to help you in this area is called scripting. I first heard of this method from Jerry and Esther Hicks. The concept is deceptively simple: Just imagine that you already have what you want and write out a scene that describes it. Describe in such detail that you can feel it. Pretend you are a movie director and write a script for what you want to experience. Really get into it as you write it. Feel it. Sense it. Experience it. I have a notebook full of scripts. Every one I have written has come into reality. Again, when you think it and feel it, it comes to be.
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Its worth mentioning right here that your business cards, letterhead, flyers, sales letters, and ads---everything you produce or hire someone to produce to market your business---all carry your energy in them. Think back to some flyer or letter you received in your mail. As soon as you glanced at it, you felt one way or another about the service. You may have had an instant feeling that said This looks interesting or an instant one that told you Trash this. Im not just talking about the look of the marketing piece, though that is part of it. When you or anyone you hire creates a marketing document, they put their thoughts and feelings into what they create. People dont have to be psychic to pick up on this vibe. If you unconsciously dont believe in your product or service, that belief will appear in your marketing materials. And people will sense it. And you wont get business. Again, feeling brings on miracles. When you know what you want, are clear about having it, and can feel the energy of what you want, you will begin to pull it to you. And when you clearly feel this energy, you will create
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marketing pieces that convey it. Heres an example of what I mean: When I wrote a sales letter for a software product that I totally believed in, I got staggering results. People read the letter and sensed my sincerity and the products benefits. As a result, over six percent of them sent in checks. In the world of direct mail marketing, that is excellent. But when I wrote a sales letter to offer a service I did not believe in, I got nearly no replies. Why? The same writer created both letters. But my lack of belief in the second item was conveyed to people. They picked up on my vibe and just knew they better not order. Another example is the flyer I received to attend a workshop in Seattle. All I saw was a dark photocopy of the original flyer. So I wasnt dazzled by bright colors, fancy type, clever copy or incredible graphics. But something about the flyer said Sign up for this event. I did. When I spoke to others at the seminar, all of them said they had the same feeling. Many added, I dont even know why Im here. I saw the flyer and knew I was supposed to be here. The people who put on the seminar were clear about what
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they wanted. That confidence appeared in their brochures. And the people came. Contrast that with a company I worked for at one time who wanted to put on a seminar about Internet marketing. This company was after only profits. There was no caring in their business and no sincere desire to serve people. That attitude showed up in their brochures. When they put on their event, they expected over two hundred people to attend. Only twenty people showed up. Ive noticed that many people have a negative attitude toward advertising. I think thats a limiting view. An ad can help you market your business. It can become another voice working on your behalf. One day I was having dinner with Jerry and Esther Hicks and a friend. We were talking about marketing in general and advertising in particular. My friend said, You dont have to advertise. You dont have to, I said, but you might want to. A good ad can increase your business.

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The last time we ran an ad in a magazine, Jerry began, we got so many replies we couldnt handle them all. I dropped the ad until we hired more staff. It doesnt matter what you put in the ad, Esther added. People will sense who you are and what you are offering and make a decision from that feeling. Jerry and Esther have hired me to write their ads because they know I believe in their work. If I didnt believe in them, the ads I create for them would show it. And if they didnt believe in their work, the person they hired to create their ads would reveal that attitude.

something about her ads that made them memorable. That something was Sandras own energy. Advertising is important, Sandra once told me. But its the energy you put in the ads that does the work. Its really the law of attraction at work. Again, who you are inside creates the results you get outside. Even your marketing pieces carry your energy. Get clear, feel the energy of what you want to do, be or have, and you will naturally go in the direction of manifesting what you want. When I was in Australia in May, 1999, I learned that

My friend Sandra Zimmer, who runs the SelfExpression Center in Houston, also knows the power of spiritually based advertising. Sandra consciously infuses her ads with her energy. She actually sits and meditates over her ad, sending her energy into the ad. As a result, her ads have a magnetic quality to them. She once told me that people hold on to her ads for as long as seven years. I know I had seen Sandras ads for many years, before I finally met her in person. While her ads didnt look different, they felt different. There was just
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many seeds dont open up and grow unless they are first burned. In the human body, you open your seeds of desires with the heat of emotion. Whenever you feel love or fear, two very strong emotions, you are turning up the heat. That heat reaches your deeper mind and opens the seed, the image, of what you want. How you do that is through feeling. The point of this step is that you must joyfully feel the energy of the thing you want to do, be, or have. As Joseph

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Murphy wrote in his little book, How to Attract Money, The feeling of wealth produces wealth. Feel the joy of having what you want---feel it right now---and you will begin to pull it to you and you to it.

Step Five: Let Go


Years ago I discovered that most of us, myself included, dont like to let go and allow because theres nothing for us to grapple with. Theres no drama. Most of us feel that if we cant get in there and fight and struggle, we dont feel like were accomplishing anything or getting anywhere. The struggle gives a sense of accomplishment. At least you can say, Hey, I tried. The ego gets a big rush out of struggle. The ego gets to feel that it is doing something worthwhile. Well, thats okay. If your ego needs a pat on the back, let it struggle for some of the things that you desire. But the truth is, you dont have to struggle at all. Again, it can be another way...an easier way. I used to teach a class called The Inner Game of Writing. It was modeled after the work of Tim Gallwey, who wrote The Inner Game of Tennis and co-authored several other inner game books. What I discovered was that we have at least two distinct beings within us, not

The whole process of mental, spiritual and material riches may be summed up in one word: Gratitude. -- Your Infinite Power to be Rich by Joseph Murphy, 1966

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personalities so much as aspects of our mind. Gallwey called it Self One and Self Two. Self One can be likened to your ego, the part of you that wants to control. Self Two can be likened to the inner master within you, the part of you that is connected to all things. The job of Self One is to select what you want and let go. The job of Self Two is to bring it to you. Gallwey learned that when people learned to let go and trust, they got what they wanted more often than not, and it came much easier than if they fought for it. The same concept works in your life. Choose what you want and let God or the Universe (whatever that means to you) bring it to you. Let it orchestrate the events that will manifest the thing you desire. Give up needing to know how you will manifest anything. Knowing how can become a limitation. If you choose to manifest something but cant consciously see a way to create it, you may give up. The conscious mind cant see all of the possibilities. Surrender control and you free the universe to bring you whatever you want. Tough to swallow? Then let me tell you a story...
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When I was working on my book, The Seven Lost Secrets of Success, I was obsessed. I spent two years of my life on a mission to pay homage to Bruce Barton, a man who influenced our country but somehow fell through the cracks of history. One day I received a call from a medical Doctor in west Texas. He wanted to hire me to ghostwrite a book for him. While I was reluctant, going to see him felt like the right thing to do. I flew there, visited with him, negotiated a contract, and flew back to Houston with a large check in my hands, a nonrefundable retainer to hire me to write his book. Weeks passed. Then months. During this time I spent most of my energy working on my Barton book. I rarely worked on the Docs book, and never heard from him. I finally decided I should fly up to see him, and that I should present some material to him. So I made a flight reservation and started writing his book. But an odd thing happened. Whenever I called the Doctors office, no one answered the phone. This went on for days. Then, a day before my flight was to leave, someone answered the phone. It was the Docs business manager.
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Bill, this is Joe Vitale, I began. Hi Joe. His voice seemed sheepish. Whats going on? No one has answered the phone there for days. Well, theres been a change in plans. What? Bill mumbled something. I asked him to repeat it. I couldnt believe what I heard. The Docs in jail, he said. To say I was stunned would be to lie. I was shocked. Speechless. The Docs in jail!?! I blurted. Bill, whats going on? Well, the Doc violated his parole. Again I was shocked. You mean hes been in jail BEFORE?! Well, the Doc sent a bomb to his ex-wife and he was caught and sent to prison, Bill explained. He was allowed to come out and be a Doctor again but he couldnt play with guns or bombs anymore. Dont tell me, I said. Yea, they found bombs in his desk.
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It took me a while to recover from this event. But I want you to notice the miracle here. When I signed a contract with the Doctor, I was given a large sum of money. Non-refundable money. Money that enabled me to work on my Barton book. And then, when the Doctor went to jail, I was free from his contract. I didnt have to write his book at all. Somehow God or the Universe (or whatever you want to call the invisible powers that be) set the stage for this grand event. Could I have orchestrated such an event? Its highly unlikely. How would I have written the ad? Doctor wanted: Must be ex-con, want to write a book, and be ready to go back to jail in six months so I can keep his money. I dont think so. Again, when you know what you want and are clear, you will be drawn to the thing you want and events will pull it to you. Jonathan sees this happen all the time. When two Doctors in Seattle couldnt agree on office space they needed, they went to Jonathan. After one session they were

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clear. Within twenty-four hours they found the space they needed, and signed a lease for it. I saw the same thing happen when my wife and I wanted to buy a house. If you are trying to manifest something that involves another person, both of you have to be clear before youll manifest the event. I had worked on myself to buy the house I wanted. But things still werent working out. Finally my wife went to see Jonathan. She cleared up some old beliefs she had about self-worth and money. The very next day the real estate people called. Three days later we moved into the house. And this was after nearly twelve months of delays! Would you like an example from the world of business? Dan Poynter is a dear friend and internationally recognized expert on self-publishing. Hes written several books, including the famous Self-Publishing Manual. Dan also conducts weekend seminars in his home on how to self-publish and market your own book. Hes been offering this seminar for over ten years, has helped hundreds of people, but has always struggled to get people to register for the event. One day Dan called me for my help.
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Joe, I want you to write a brochure for me that is so powerful that people sign up for my seminar without my having to do a thing. Notice what Dan was doing. He knew what he didnt want (to pull teeth to get people to come to his seminar) and he knew what he did want (to have people call and register easily and effortlessly). From those two steps he was led to calling me. When I agreed to create a new brochure for Dan, what did he have to do? Let go. He had to let go. He had to trust that he hired the right guy and all would be well. While he didnt know it, letting go is a key step in the manifestation process. He was intuitively following it. I designed a flyer for Dan, he loved it, and he printed it. A few weeks later I called him and he said, My seminar is already sold out. It is?! I yelled, delighted. But Dan stopped me in my tracks. But it isnt due to your flyer, he said. It isnt?

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The seminar sold out two weeks ago and I only last week mailed out the new flyer. There had been a delay in the mailing. Then what happened? I asked. Why did it sell out? Dan didnt know. But heres my guess: As you know by now, the energy you give out brings the results you get. When Dan stated his new intention, and allowed me to create a new flyer for him, he was changing the inner signal he was sending it. Once you change the way you are inside, the outer world changes. Dan didnt even have to mail his flyer out. People picked up on the signals in the air and responded. Crazy? Maybe so. But as Ive pointed out throughout this book, the energy you give out attracts and creates the results you get. Change your inner energy and you change your results. (And for the record, I later saw Dan in Chicago, where he told me that due to my new brochure for him, his August seminar sold out in the previous JUNE.) The following story reveals how my latest (and in many ways greatest) dream just came true. I am sharing it with
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you in the hope that it inspires you to go for your own dreams. Its all about the power of setting an intention and then letting go of it... If youve never seen the famous Nightingale-Conant giant catalog of audiotapes on business, motivation, selfhelp, relationships, health and spirituality, reach over to your phone right now and call 1-800-525-9000. Or visit their site at http://www.nightingale.com. Request the catalog. Its free and well worth browsing. I wanted to have a tapeset of my own in the Nightingale-Conant catalog for many years. I wanted it for the prestige, as well as for the profit. I wanted to be among their roster of greats: Tony Robbins, Tom Peters, Deepak Chopra, Bob Proctor, Joe Vitale, Brian Tracy, and Wayne Dyer. But until Autumn, 1998, this desire had only been a dream. Despite the fact that I always sent NightingaleConant my new books as soon as they were published, I could never seem to ignite their interest in my work. But I never gave up. I simply held onto the dream, trusted that something would give sooner or later, and kept
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doing my thing: Writing what I hoped were inspiring and informative books. And then something amazing happened. One day a man began sending me e-mail, asking numerous questions about marketing in general and P.T. Barnum in particular. He was a fan of Barnums and loved my book, Theres a Customer Born Every Minute. I answered all of his questions, glad to help. Then one day I received a shock. The man sent me email saying, If you ever want your material considered by Nightingale-Conant, let me know. Im their Marketing Project Manager. You cant imagine my surprise. Or my delight. I immediately Fed-Xed all of my books, my video, and my home study course (six audiotapes and a workbook) to my new friend at Nightingale-Conant. He didnt like anything I sent. Instead, he LOVED everything I sent. And right then and there he began the long process of selling Nightingale-Conant on me. After eleven months of calls, faxes, and many Fed-Xs, I am proud to announce that Nightingale-Conant is carrying

their first product by me. Its called The Power of Outrageous Marketing. This amazing story illustrates many lessons: ...The power of a dream (I held my vision of what I wanted for years). ...The networking potential of the Internet (My Nightingale-Conant contact found me at my website). ...The miracle that comes from having someone who believes in you. (My contact believes in me to a staggering degree, and told me so over and over again for eleven months.) ...The true magic that occurs when you are in alignment with your lifes purpose and doing what makes your heart sing... ...And the power of letting go. And Im sure there are other lessons in this story, lessons that you see and I dont. Again, I am sharing this with you in the hope that it sets your own heart on fire, awakens something in your soul, and urges you to go for--and get---your own dreams. And heres something else to think about:

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You can ask for whatever you want to do, be, or have, According to research done at Spindrift Foundation on the power of prayer, a Thy will be done prayer gets more than twice as many results as a specific give me this prayer. Thats why its so important to end your request for anything you want with the magic words, This or something better. When I was writing my book on P.T. Barnum, I went to the famous showmans grave in Bridgeport, Connecticut. I had a moving experience there, which I wrote about in my book. But what I want to share with you here is what I saw written on Barnums gravesite marker. To my surprise, carved in his simple concrete headstone were these magical words, words that Barnum relied on throughout his colorful life: Not my will but thine be done. Those magic words worked for Barnum, helping him to survive personal and professional disasters, and helping him become one of Americas first millionaires, and those words can work for you, too. In other words, trust the universe. but also be willing for the universe to give you something better. End all of your requests with the phrase, This or something better and you will be letting the universe know that Thy will be done is of highest importance. Why is this so? Because the universe can see the big picture while your ego cant. Your job is to ask for what you want, and then to act on the inner nudges you get to do things, like make phone calls, write letters, visit a certain person, or whatever. Bob Proctor, in his wonderful book, You Were Born Rich, puts it this way: Learn to follow the quiet voice within that speaks in feelings rather than words; follow what you hear inside, rather than what others may be telling you to do. The universe itself will act to move you to what you want, and move what you want to you. All you have to do is let go, while acting on your inner prompts. Let go of fear, doubt, worry, disappointment, and any other negative emotion that might make you feel low. The famous poet and sage Rumi wrote something that may help you here:
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Some things that dont happen keep disasters from happening. Think about it. What youre being asked to do is trust. Trust that when something happens, its good; and trust that when something you want doesnt happen, its good, too. Heres one final story on the subject of letting go... I attended Bob Proctors three day course called The Science of Getting Rich in Denver during June of 1999. It was a mind-expanding experience. I urge you to take the course live if at all possible, or at least to invest in the home-study course. There are so many things youll get out of the material that where you are now will seem like poverty after you absorb the materials and become wealthy. But one idea that I got from Bobs course that I want to give you right now is this quote: Everything that happens in your life is moving you in the direction of your goals. Now think about this. That statement says that everything, without fail, without exception, is moving you toward your dreams.
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So if something happens that you feel is bad, remember that it happened to move you forward. Your job is to find the positive in the negative, or at least to trust that there is a positive there, even if you cant see it at the moment. This might be tough to accept, at first. But the truth is, it is an enlightened way of living your life. I love the statement and thank Bob Proctor for saying it. What it tells me is that I have to let go and trust that life itself is taking me to the things I desire. And as I let go, trust, and give thanks for my life, I feel different, I radiant a different vibration to the world, and better things and experiences come to me. Again, the whole secret is in learning to simply let go.

Everything that happens in your life is moving you in the direction of your goals. Bob Proctor

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The Million Dollar Formula


Whats the hardest part to creating life the way you want it? a friend asked me over lunch. I thought for a moment and replied, Learning to stop figuring out how you will get what you want. My friend looked confused. She asked, What do you mean? If you try to figure out how you will get that new car, or that new house, or that new relationship, youll limit yourself to what your ego can see and do, I explained. Turn your goal over to your unconscious, which is connected to the spirit of everything and everyone, and let it bring the goal to you and you to the goal. Just follow your inner promptings and act on the opportunities that come your way, and youll get there. Well, Im not sure if my friend understood what I was saying. But a few days later I was sitting in a limousine, being driven to have dinner with eight wealthy, wonderful, self-made people. All of these people started with nothing. Many of them started as I had: With empty pockets and hope in their hearts.
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As I sat in the limo, a part of me couldnt believe I was there. How did I get here? I remember thinking to myself. Im in a beautiful limo, with beautiful people beside me, going to have a beautiful dinner that some other beautiful person is going to pay for. Im just a nobody kid from Ohio who left home to find fame and fortune. I used to dig ditches, drive trucks, work in the dirt, the rain, and the heat, and for never enough money to pay my bills. Howd I get in this limo? As I thought about it, I knew the secret was the five step formula Ive revealed to you in this book. In short, the secret to increasing your business or manifesting whatever you want is: 1. Know what you dont want. 2. Select what you do want. 3. Clear all negative or limiting beliefs. 4. Feel what it would be like to have, do, or be what you want. 5. Let go. Act on your intuitive impulses and allow the results to manifest.
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Truth is, theres no one way to achieve anything in this world. Some people get new cars by winning them, others by struggling to pay for them, others by happily paying for them, others by other means. What I told my friend at lunch is the truth: You cant orchestrate the world to do your bidding. Instead, state your intentions and let the world arrange itself to bring your goals to you. I was in that limo because I didnt plan to be in it. I allowed, acted, trusted, and accepted. I followed the five-step formula. And when the limo pulled up, I got in. Finally, I cant find any better way of ending this book then with this quote from Frances Larimer Warner, written in 1907. When I was interviewed on a late night talk show one evening, they asked me to read this quote to them twice. Then they were silent for a moment while the meaning of these words hit home. Ill end this book with those same words, and wish you God speed in making all your dreams come true. And when your limo pulls up, get in!
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If we plant a seed in the ground we know that the sun will shine and the rain will water, and we leave it to the Law to bring results...Well, the desire you image is the seed, your occasional closing of the eyes in imagery is the sun, and your constant, though not anxious, expectation is the rain and cultivation necessary to bring absolutely sure results... -- Frances Larimer Warner, Our Invisible Supply: Part One 1907

Spiritual Marketing

Joe Vitale

What happened to Jonathan?


Nearly every day I get a call, an email, or a letter from someone asking What happened to Jonathan? Every person asking the question read this book, marveled at the stories of my miraculous (and even shocking) work with Jonathan, and now wants to meet the man himself. The thing is, Jonathan is no longer available. He has taken time off to do personal things. Meanwhile, my adventures continue and my life is one of magic and miracles. How do I stay clear and focused? I work with several people these days to keep myself on track. Most of them are listed in the back of this book.

Ann Taylor Harcus is the person Ive been working with most recently. I first heard of her because of her ad in New Age Journal. Her ad has a magnetic charge to it. The ad said she heals people on a cellular level. She has helped more than 10.000 people, so far. Shes

endorsed by Dr. Bernie Siegel. The ad went on to list some of the problems she has helped people release: Health issues, many problems, allergies, anger, fear, relationship issuestheres an impressive list in the ad. sounds too good to be true. But the add also says you can have a free 15-minute phone consultation with her, to get a sense of her work. I called, met Ann by phone, and have been working with her ever since. If you want to work with someone to help you achieve your dreams, I offer Ann. Her website is at Her email is It almost

http://www.innerhealing.com.
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Joe Vitale

Miracles22@aol.com. Her phone is 1-816-478-0722 or


toll-free 1-888-816-7822.

The Magic of Believing by Claude Bristol. My all-time favorite on the power of using your mind to create anything you want. Its been in print since 1948. I first read it when I was a teenager. A masterpiece. At bookstores or order from http://www.amazon.com The Emergency Handbook for Getting Money Fast! is an incredible book by Carole Dore. This uplifting book reveals an inside out approach to making money. What Dor reveals are strategic ways to increase your energy so that money is literally drawn to you like a magnet. Order it by FAX (949) 857-5122 or call 1-800-40-POWER. Feelings Buried Alive Never Die... by Karol Truman. Reveals a powerful one-step process for releasing the core issues in your life so you can be clear to have what you want. Brilliant. Order online at http://www.healinghearts.com or call 1-800-531-3180. Keys to the Ultimate Freedom by Lester Levenson, founder of the Sedona Method, a very simple way to get clear so you can become Master of your life. This book
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Suggested Reading and Listening


Books and tapes can keep your mind focused on the positive and help you keep going toward your dreams. The following are my suggestions for extra fun. Ive only listed the books that are still in print. With a little searching you can also find countless other wonderful books, now out of print, to keep your inner fires stoked. Just pick whatever title calls to you and enjoy it. As you complete that book, youll be led to others. Relish the journey, my friend! Youre in for a treat! Dr. Robert Anthonys Advanced Formula For Total Success by Dr. Robert Anthony. This 1988 no-nonsense little gem surprised me by being so inspiring, practical, and akin to the ideas expressed here in my own book. Anthony has written several other books, all worth getting. Order online at www.amazon.com.

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Spiritual Marketing

Joe Vitale

contains

Lesters

thoughts

about

life,

which Or

are visit

on the 1903 book by Wallace Wattles, on using your mind to increase your wealth. If you only wanted to get one book out of the list here, this would be the one. Call 1-800-8719715. Or visit http://www.bobproctor.com The Seven Lost Secrets of Success by Joe Vitale. Now in its seventh edition and still changing the world, one person at a time. Reveals the marketing secrets of a forgotten genius from the roaring twenties. One company bought 19,500 copies of this book. Visit

illuminating.

Call

1-888-282-5656.

http://www.sedona.com. The Power of Outrageous Marketing!, an audiotape program, with workbook, by Joe Vitale. Teaches you the ten proven secrets for fame, fortune, and immortality. From Nightingale-Conant. Call 1-800-525-9000 or visit http://www.nightingale.com. The Power of Your Subconscious Mind by Dr. Joseph Murphy. Anything by Murphy is worth reading. This is a classic. Available in most bookstores or online at http://www.amazon.com Sara and the Foreverness of Friends of a Feather by Jerry and Esther Hicks. A delightful work of fiction which teaches how to make your own world through the science of deliberate creation. Call (830) 755-2299. Visit http://www.abraham-hicks.com

http://www.amazon.com to order. So, Why Arent You Rich? If you want to read a book to rattle your cage, pick up a copy of Darel Rutherfords nuclear blast to the ego. Its billed as the unauthorized sequel to Napoleon Hills famous book, Think and Grow Rich. Get more details, and sign up for Darels free enewsletter, at http://www.richbits.com Spiritual Economics: The Principles and Process of

The Science of Getting Rich by Bob Proctor. This is a stunning course (book, workbook, and eight tapes), based
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True Prosperity by Eric Butterworth. A Unity ministers

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Spiritual Marketing

Joe Vitale

insights into wealth. Outstanding. At bookstores, or call 1800-669-0282, or order online at http://www.amazon.com Ten Thousand Whispers: A Guide to Conscious Creation by Lynda Madden Dahl. Mind-expanding. Also read her book, Beyond the Winning Streak. Order from http://www.amazon.com or call (541) 683-0803. Travelling Free by Mandy Evans. A petite guide on how your beliefs create your reality, and how to change your beliefs through a gentle questioning process. Call 1800-356-9315 or order online at http://www.amazon.com Working with the Law by Dr. Raymond Holliwell. Reveals the laws of the universe. Work with them and you can have whatever your heart desires. Call 1-800-871-9715. You Were Born Rich by Bob Proctor. An incredible book on how to unlock your potential. Available as a home-study course, too. Call 1-800-871-9715. Or visit http://www.bobproctor.com

Healers, Mentors, and Counselors


Ann Taylor Harcus miracles22@aol.com Bill Ferguson Kathy DeMont Mandy Evans Karol Truman Diana Bay wff@neosoft.com remoteheal@hotmail.com beliefs@mandyevans.com feelings@infowest.com Mehob@aol.com merrymount@earthlink.net RonDahTherapies@aol.com

Merry Mount
Gloriana Ron Da

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About the Author


Joe Vitale, the creator of Spiritual Marketing, is an independent marketing specialist currently based in Austin, Texas. His talks, seminars, and audiotape programs on sales and marketing have helped thousands of people around the globe market their businesses successfully. Among Joes clients are Doubleday Books, the American Business Womens Association, PBS Television, and the American Red Cross. He is the author of ten books, including The Seven Lost Secrets of Success and Theres A Customer Born Every Minute. Hes also the author of an audiotape program for Nightingale-Conant, called The Power of Outrageous Marketing!

Joe Vitale e-mail: spirit@mrfire.com * website:

http://www.mrfire.com

This book was distributed courtesy of:

Inside The Millionaire Mindset

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Inside The Millionaire Mindset

Inside The Millionaire Mindset

CHAPTER 1

The Inner Strategies of a Millionaire's Mind


You are not limited to the life you now live. It has been accepted by you as the best you can do at this moment. Any time you're ready to go beyond the limitations currently in your life, you're capable of doing that by choosing different thoughts.

If we care at all about ourselves, then we must accept full responsibility for our own feelings. We must learn to guard against those feelings that have the capacity to lead our attitude down the wrong path and to strengthen those feelings that can lead us confidently into a better future. If we want to receive the rewards the future holds in trust for us, then we must exercise the most important choice given to us as members of the human race by maintaining total dominion over our attitude. Our attitude is an asset, a treasure of great value, which must be protected accordingly. Beware of the vandals and thieves among us who would injure our positive attitude or seek to steal it away. Having the right attitude is one of the basics that success requires. The combination of a sound personal philosophy and a positive attitude about ourselves and the world around us gives us an inner strength and a firm resolve that influences all the other areas of our existence.

Accept No Limits by Vic Johnson Attitude Is Everything by Jim Rohn The process of human change begins within us. We all have tremendous potential. We all desire good results from our efforts. Most of us are willing to work hard and to pay the price that success and happiness demand. Each of us has the ability to put our unique human potential into action and to acquire a desired result. But the one thing that determines the level of our potential, that produces the intensity of our activity, and that predicts the quality of the result we receive is our attitude. Attitude determines how much of the future we are allowed to see. It decides the size of our dreams and influences our determination when we are faced with new challenges. No other person on earth has dominion over our attitude. People can affect our attitude by teaching us poor thinking habits or unintentionally misinforming us or providing us with negative sources of influence, but no one can control our attitude unless we voluntarily surrender that control. No one else "makes us angry." We make ourselves angry when we surrender control of our attitude. What someone else may have done is irrelevant. We choose, not they. They merely put our attitude to a test. If we select a volatile attitude by becoming hostile, angry, jealous or suspicious, then we have failed the test. If we condemn ourselves by believing that we are unworthy, then again, we have failed the test.
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You are not limited to the life you now live. It has been accepted by you as the best you can do at this moment. Any time you're ready to go beyond the limitations currently in your life, you're capable of doing that by choosing different thoughts. We each earn the income we do today because that is the amount we have limited ourselves to earn. We could easily earn 5, 10, 20 times more if we did not limit ourselves through the thoughts we maintain. Don't believe that's true? Surely you know people who earn much more than you who don't have your education, your skills, or your intelligence. So why do they earn more than you? I love the story of George Dantzig that Cynthia Kersey wrote about in Unstoppable. As a college student, George studied very hard and always late into the night. So late that he overslept one morning, arriving 20 minutes late for class. He quickly copied the two math problems on the board, assuming they were the homework assignment. It took him several days to work through the two problems, but finally he had a breakthrough and dropped the homework on the professor's desk the next day. Later, on a Sunday morning, George was awakened at 6 a.m. by his excited professor. Since George was late for class, he hadn't heard the professor announce that the two unsolvable equations on the board were mathematical mind teasers that even Einstein
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Inside The Millionaire Mindset

Inside The Millionaire Mindset

hadn't been able to answer. But George Dantzig, working without any thoughts of limitation, had solved not one, but two problems that had stumped mathematicians for thousands of years. Simply put, George solved the problems because he didn't know he couldn't. Bob Proctor tells us to "keep reminding yourself that you have tremendous reservoirs of potential within you, and therefore you are quite capable of doing anything you set your mind to. All you must do is figure out how you can do it, not whether or not you can. And once you have made your mind up to do it, it's amazing how your mind begins to figure out how."

stutters they usually blurt out something like, Well, right now Im having a few financial challenges but and I retort, No, not right now, always, youve always been broke or close to it, yes or no? At this point they usually nod their heads in agreement. Clue #3: Complaining Complaining is the absolute worst possible thing you could do for your health or your wealth. Why? Because there is a universal law that says, what you focus on expands. When you are complaining what are you focusing on? Whats right with your life or whats wrong with it? You are obviously focusing on whats wrong with it and since what you focus on expands, youll keep getting more of whats wrong. Through the law of attraction, whereby like attracts like, you are actually attracting crap into your life. You are like a crap magnet. Have you ever noticed that people who complain a lot seem to have crappy lives? Its like everything bad keeps happening to them. They say, Of course, I complain, look how crappy my life is. Now you can finally explain, No, its BECAUSE you complain that you have a crappy life. Now, Im going to share a secret with you THERE IS NO SUCH THING AS A RICH VICTIM!

Rich People Believe I Create My Life Poor People Believe Life Happens To Me. by T. Harv Eker If you want to create wealth, it is imperative that you believe that you are at the steering wheel of your life. You create every moment in your life, especially your financial life. If you dont believe this, then you must believe you have little or no control over your life and that financial success has nothing to do with you. That is not a very rich attitude. Instead of taking responsibility for whats going on in their lives, poor people choose to play the role of victim. Of course, any victims predominant thought process is poor me. And presto, through the law of intention thats literally what they get: poor, as in money, me. Having said that, how can you tell if someone is playing the victim? They leave three obvious clues. Clue #1: Blame They blame the economy, they blame their type of business, they blame the government, they blame the stock market, they blame their employer, they blame their employees, or they blame their up-line or their down-line. Its always something else or someone else. The problem is always anything or anyone else, but them. Clue #2: Justify Or they justify their situation by saying something like, Moneys not really important. Let me ask you this question. If you said your husband or your wife or your boyfriend or girlfriend or your partner or any friend whatsoever, wasnt all that important, would they be around for very long? Doubtful! People come up to me all the time and say, You know, moneys not really that important. I look them squarely in the eyes and say, Youre broke! Right? After a few
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Yet being a victim definitely has its rewards. What do people get out of being a victim?... Attention. Is attention important? Absolutely, for many people its what they live for. But, as we said, there is no such thing as a rich victim; so in order to stay a victim these attention seekers make darn sure they never get rich. Its time to decide. You can be a victim OR you can be rich, but you cant be both. Its time to take back your power and acknowledge the fact that you create every moment of your life. That you create everything that is in your life and everything that is not in it. That you create your wealth and you create your non-wealth and everything in between.

The Law Of Abundance by Brian Tracy We live in an abundant universe in which there is sufficient money for all who really want it and are willing obey the laws governing its acquisition. There is plenty of money available to you. There is no real shortage. You can have virtually all you really want and need. We live in a generous universe and we are surrounded on all sides by blessings and opportunities to acquire all we truly desire. Your attitude, of either abundance or scarcity toward money, will have a major impact on
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Inside The Millionaire Mindset

whether you become rich or not. The first corollary of the Law of Abundance says that, "People become wealthy because they decide to become wealthy." They become wealthy because they believe they have the ability to become wealthy. Because they believe this completely, they act accordingly. They consistently take the necessary actions that turn their beliefs into realities. And you can always tell what your beliefs really are by looking at your actions. There is no other way. Develop unshakeable self-confidence, and become unstoppable in everything that you do. Brian Tracy explains how to become fearless in your work and personal life in the Science of Self-Confidence. To learn more, Use this link to learn more. The second corollary of this law says: "People are poor because they have not yet decided to become rich." In the book, The Instant Millionaire, by Mark Fisher, the old millionaire asks the boy who has sought his advice about becoming a millionaire, "Why aren't you rich already?" This is an important question to ask yourself. However you answer this question will reveal a lot about yourself. Your answers will expose your self-limiting beliefs, your doubts, your fears, your excuses, your rationalizations and your justifications. Why aren't you rich already? Write down all the reasons you can think of. Go over your answers one by one with someone who knows you well and ask them for their opinion. You may be surprised to find that your reasons are mostly excuses that you have fallen in love with. Whatever your reasons or excuses, you can now get rid of them. The world is full of hundreds and thousands of people who have had far more difficulties to overcome than you could ever imagine, and they've gone on to be successful anyway. So can you. Now, here are two things you can do to apply this law immediately: First, imagine that every experience you have ever had with money contained a special lesson that was designed just for you to help you to ultimately become financially independent. What are the most important lessons you have learned so far? Second, analyze yourself honestly and determine your biggest block, your major selflimiting belief that holds you back from becoming more successful financially. Resolve to act from now on as if this block no longer exists.

Read All The Books by Jim Rohn All of the books that we will ever need to make us as rich, as healthy, as happy, as powerful, as sophisticated and as successful as we want to be have already been written. People from all walks of life, people with some of the most incredible life experiences, people that have gone from pennies to fortune and from failure to success have taken the time to write down their experiences so that we might share in their wealth of knowledge. They have offered their wisdom and experience so that we can be inspired by it and instructed by it, and so that we can amend our philosophy by it. Their contributions enable us to reset our sail based upon their experiences. They have handed us the gift of their insights so that we can change our plans, if need be, in order to avoid their errors. We can rearrange our lives based on their wise advice. All of the insights that we might ever need have already been captured by others in books. The important question is this: In the last ninety days, with this treasure of information that could change our lives, our fortunes, our relationships, our health, our children and our careers for the better, how many books have we read? Why do we neglect to read the books that can change our lives? Why do we complain but remain the same? Why do so many of us curse the effect but nourish the cause? How do we explain the fact that only a small percent of our entire national population uses the library card they possesses - a card that would give us access to all of the answers to success and happiness we could ever want? Those who wish for the better life cannot permit themselves to miss the books that could have a major impact on how their lives turn out. The book they miss will not help! And the issue is not that books are too expensive! If a person concludes that the price of buying the book is too great, wait until he must pay the price for not buying it. Wait until he receives the bill for continued and prolonged ignorance. There is very little difference between someone who cannot read and someone who will not read. The result of either is ignorance. Those who are serious seekers of personal development must remove the self-imposed limitations they have placed on their reading skills and their reading habits. There is a multitude of classes being taught on how to be a good reader and there are thousands of books on the shelves of the public libraries just waiting to be read. Reading is essential for those who seek to rise above the ordinary. We must not permit anything to stand between us and the book that could change our lives. A little reading each day will result in a wealth of valuable information in a very short period of time. But if we fail to set aside the time, if we fail to pick up the book, if we fail to exercise the discipline, then ignorance will quickly move in to fill the void. Those who seek a better life must first become a better person. They must continually seek after self-mastery for the purpose of developing a balanced philosophy of life, and
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Inside The Millionaire Mindset

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then live in accordance with the dictates of that philosophy. The habit of reading is a major steppingstone in the development of a sound philosophical foundation. And in my opinion it is one of the fundamentals required for the attainment of success and happiness.

Nature is an inexhaustible storehouse of riches; the supply will never run short. Original substance is alive with creative energy, and is constantly producing more forms. When the supply of building material is exhausted, more will be produced. When the soil is exhausted so that food stuffs and materials for clothing will no longer grow upon it, it will be renewed or more soil will be made. When all the gold and silver has been dug from the earth, if humanity is still in such a stage of social development that it needs gold and silver, more will produced. There can be no lack unless God is to contradict himself and nullify his own works.

Is Opportunity Monopolized? by Wallace D. Wattles No one is kept poor because other people have monopolized the wealth and have put a fence around it. You may be shut off from engaging in business in certain lines, but there are other channels open to you. At different periods the tide of opportunity sets in different directions, according to the needs of the whole and the particular stage of social evolution which has been reached. There is abundance of opportunity for the person who will go with the tide, instead of trying to swim against it. So workers, either as individuals or as a class, are not deprived of opportunity. The workers are not being kept down by their masters; they are not being ground by the trusts and big business. As a class, they are where they are because they do not do things in a certain way. The working class may become the master class whenever they will begin to do things in a certain way. The law of wealth is the same for them as it is for all others. This they must learn, and they will remain where they are as long as they continue to do as they do. The individual worker, however, is not held down by an entire classs ignorance of these laws; he can follow the tide of opportunity to riches, and this book will tell him how. No one is kept in poverty by a shortness in the supply of riches; there is more than enough for all. A palace as large as the capitol at Washington might be built for every family on earth from the building material in the United States alone, and under intensive cultivation this country would produce wool, cotton, linen, and silk enough to clothe each person in the world finer than Solomon was arrayed in all his glory, together with food enough to feed them all luxuriously. Everything you see on earth is made from one original substance, out of which all things proceed. New forms are constantly being made, and older ones are dissolving, but all are shapes assumed by one thing. No one, therefore, is poor because nature is poor or because there is not enough to go around.

You are not kept poor by lack in the supply of riches. It is a fact that even the resources of the formless supply are at the command of the man or woman who will act and think in a certain way.

Change Begins With Choice by Jim Rohn Any day we wish, we can discipline ourselves to change it all. Any day we wish; we can open the book that will open our mind to new knowledge. Any day we wish; we can start a new activity. Any day we wish; we can start the process of life change. We can do it immediately, or next week, or next month, or next year. We can also do nothing. We can pretend rather than perform. And if the idea of having to change ourselves makes us uncomfortable, we can remain as we are. We can choose rest over labor, entertainment over education, delusion over truth, and doubt over confidence. The choices are ours to make. But while we curse the effect, we continue to nourish the cause. As Shakespeare uniquely observed, "The fault is not in the stars, but in ourselves." We created our circumstances by our past choices. We have both the ability and the responsibility to make better choices beginning today. Those who are in search of the good life do not need more answers or more time to think things over to reach better conclusions. They need the truth. They need the whole truth. And they need nothing but the truth. We cannot allow our errors in judgment, repeated every day, to lead us down the wrong path. We must keep coming back to those basics that make the biggest difference in how our life works out. And then we must make the very choices that will bring life, happiness and joy into our daily lives. And if I may be so bold to offer my last piece of advice for someone seeking and needing to make changes in their life - If you don't like how things are, change it! You're not a tree. You have the ability to totally transform every area in your life - and it all begins with your very own power of choice.

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Inside The Millionaire Mindset

CHAPTER 2

How Do Millionaires Set And Achieve Their Goals


All successful achievements are the result of a predetermined goal. The goal acts as your guide the compass that directs your course of actions to your desired result.

So, thank you for looking for ways to enhance your music-making capabilities I encourage you to continue to make powerful choices as you reach ever-greater levels of success. I believe the purpose of life is to enjoy life, and I hope you enjoy it magnificently!

Discovering Your Talents by Brian Tracy Benjamin Franklin wrote, Do you value life? Then waste not time, for that is the stuff of which life is made. The value of anything that you obtain or accomplish can be determined by how much of your time, or your life, that you spent to acquire it. The amount of yourself that you use up in achieving the goals that are important to you is a critical factor to consider, even before you begin. Only by discovering your innate strengths and developing and exploiting them to their highest degree can you utilize yourself to get the greatest amount of satisfaction and enjoyment from everything you do. Deciding what you want to do, what you can do well, and what can give you the highest rewards for your efforts is the starting point in getting the best out of yourself.

The Piano Principle by Brad Yates Imagine walking into someone's home, and finding the living room dominated by a beautiful grand piano. You ask your hosts for a recital, to which they reply that they don't play. As you run your hand over the sleek exterior of this magnificent instrument, you think to yourself, "What a shame..." I think human beings are like grand pianos - incredible creations capable of producing wonderful music. But too often that potential goes untapped. We think that greatness is meant for someone else, that we don't have the talent (the looks, the money, the time, the breaks...) And so we live lives "of quiet desperation," occasionally entertaining thoughts of "what if...?" What if Mozart had hidden his talent? (Or Bowie, or, moving from music, Edison or Gandhi or anyone else who has made a positive difference.) I'm not saying that everyone should feel compelled to live that big, but if one has that inkling... It seems a shame that, as Oliver Wendell Holmes said, "The average person goes to their grave with their music still in them." Imagine a world where people felt free to share their grandest music and make a huge positive difference. Or, at the least, were free from the negativity that causes them to hurt themselves and others. Consider what would be possible.
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For example, a young man in one of my seminars came up to me and told me that he was working as a plumber for a large plumbing contracting firm. He made good wages, but he was very envious of the salespeople in his company who made more money, drove nicer cars, wore nicer clothes and had much better life-styles. He had completed all his training and had his journeymans certificate, and he was at the top of his wage scale. The only way he could earn more money was by working longer hours. He realized, however, that that was not the answer. Instead, he wanted to get into sales, where his income could be higher and would not be fixed on an hourly basis. I remember advising him that if he wanted to get into sales, it was up to him to learn how to sell and then to do everything possible to get his management to give him a chance at selling plumbing services. His future was up to him, but he first had to learn how to do the new and higher-paying job. A little more than a year later, he attended another seminar that I was giving in that same city, and he told me his story. He had told his management that he wanted to get into sales. The managers had discouraged him, telling him that plumbers had very little aptitude for the hard, interpersonal work involved in selling a complex service. He then asked them what he would have to do to prove to them that he could sell well. To make a long story short, they helped him to learn how to sell their companys services by having him study manuals and take extra courses on his own time. He bought books and listened to tapes and began spending time talking to the salespeople in the organization.

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Inside The Millionaire Mindset

Inside The Millionaire Mindset

Now a year had passed. He had been a full-fledged salesman for about five months. He was already earning more than twice as much as the most he had ever earned as a plumber. But most of all, he was happier. He was more excited and more enthusiastic about himself and his work than he had ever been. He loved the field of selling, and he considered his career change to be one of the best decisions he had ever made. This story is typical of countless stories that have been related to me over the years. In each case, the individual had discovered and developed his or her strengths and, subsequently, improved the quality of his or her life. And you can do the same. In fact, this may be one of the most important things you ever do. Remember: Your goal is to identify your strengths so that you can deploy yourself in such a way as to increase your personal return on energy. One of the best mental techniques that you can use to accomplish this is to see yourself as a bundle of resources that can be applied in a variety of directions to achieve a variety of objectives. As a bundle of resources, the amount of time and energy that you have is limited; therefore, your time and energy must be put to their highest and best use. Stand back and imagine that youre looking at yourself objectively, as if through the eyes of another person, and youre thinking about how you could apply yourself to bring about the best results. See yourself as your own employer or boss. What could you do to maximize the output of which youre capable, and where could you do it? Earl Nightingale said that the amount youre paid will be determined by three things: (1) the work you do, (2) how well you do that work, and (3) the difficulty of replacing you. The laws of supply and demand also affect the labor market, of which you are a part. Employers or customers will always seek the very most for the very least. That means that youll always be paid the very least that is necessary to prevent you from moving to another organization. Abraham Lincoln said that the only security a person can have is the ability to do a job uncommonly well. In reality, youre the president of your own personal-services corporation. Youre completely in charge of production, quality control, training and development, marketing, finance, and promotion. Thinking of yourself passively, as being employed and, therefore, subject to the dictates of someone else, can be fatal to your long-term success. On the other hand, seeing yourself as self-employed forces you to see that you also are self-responsible and selfdetermining, that everything that happens to you happens because of your conduct and your behavior. Youre in the drivers seat. Youre behind the steering wheel of your life. Its up to you to decide how to utilize your talents and abilities in such a way as to bring you the very highest return on investment of your time and energy. No one else is going
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to do it for you. Youre the boss. Others can help you, guide you, direct you, channel you, point you in the right direction and even give you opportunities, but in the final analysis, no one can make the critical decisions that will determine your future and your fortune. Here are four questions that you need to ask yourself on a regular basis: (1) What do I most enjoy doing? (2) How would I describe my ideal job? (3) If I could have any job at all, anywhere, what would it be? (4) If I won a million dollars in the lottery and I had to pick a job to work at indefinitely, what would I choose to do with my time? In uncovering your strengths, ask yourself, What are my unique talents and abilities? What have you been good at in the past? What things do you do easily that seem to be difficult for other people? In what areas of work do you seem to get the best results, and do you derive the most pleasure from? The answers to those questions all are indications of how you might deploy yourself to increase your return on energy invested. As a result of your genetic structure, your education, your experiences, your background, your interests and proclivities, youre a unique and rare combination of talents and abilities. You can be extremely good at something. Youre responsible for finding out what that something is and then throwing your whole heart into it, without reservation or holdback. Only when you discover what you really enjoy doing and then commit yourself to it wholeheartedly do you begin to feel really alive and fully engaged in life. What can you-and only you-do that, if done well, will make an extraordinary difference in your life? What can you do now, or can you learn to do in the future, that will give you the biggest payoff for the amount of time that you invest in it? Remember: You were put on this earth with a special combination of talents and abilities that make you different from anyone who has ever lived. Whatever youre doing today, its nowhere near what youre really capable of doing. The key to a happy and prosperous life is for you to regularly evaluate your strengths and weaknesses, to become very good in the areas you most enjoy, and then to throw your whole heart into what youre doing.

Six Ways To Turn Desires Into Gold by Napoleon Hill The method by which desire for riches can be transformed into its financial equivalent consists of six definite, practical steps: First: fix in your mind the exact amount of money you desire. It is not sufficient merely to say, I want plenty of money. Second: determine exactly what you will give in return for the money you want. Third: establish a definite date when you plan to have the money.

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Inside The Millionaire Mindset

Inside The Millionaire Mindset

Fourth: create a definite plan for carrying out your desire for this money. Fifth: write out a clear and defined statement of the amount of money you want, what you will give for it and when you plan to get it. Sixth: read your statement twice once in the morning and once in the evening before going to sleep. Visualize you have the money in your possession. See it clearly in your mind as if you already have it. When I received the email back from my mentor that said, $10,000 is that all you want? it was as if I could drive to the bank and ask for my money. I could see it. I could feel it. I had not one doubt that I was going to have it within just a few months. Little did I know that we would achieve the goal in just 18 short days. Absolutely but it is your duty to accomplish your mission on earth. Are people going to be upset that youre not doing what they want you to do? Sure they will but do not be swayed by those who do not have the courage to follow their own dreams. Youre not responsible for the happiness of anyone but yourself. You were put here for a reason. Do the work you were born to do. I want to help you discover why you are here and what it is that you need to do. This is a simple exercise that requires you to pay close attention to yourself and the world around you. All you have to do is ask yourself these questions every day, several times a day, for the next week. 1. What am I passionate about? (This question could be answered by looking at your hobbies, interests, charity work, etc.) 2. If I had all the money I could spend in 10 lifetimes, what would I do for free? (Would you read to sick kids/the elderly? Study medicine? Build furniture? Etc.) 3. Who are my mentors, my role models, the people I admire the most? What have these people accomplished that makes me respect them so much? Are they doing/have they done what I want to do?

Actualize Your Unique Goals For A Life Filled With Happiness And Success by Mark Victor Hansen How do successful people decide what unique goals they are going to accomplish? How do they know exactly what they want? How do they distinguish between what others want them to do, what society tells them they should do and what they really want to do with their lives? I believe everything you need to know about your passions and your true calling in life is within you right now. You only need to learn how to recognize this information and use it to accomplish your purpose(s) on this planet. When people say things like: The ocean is beautiful or Theres nothing more breathtaking than a sunset do you ever find yourself robotically agreeing with them without consciously thinking about their statements? This is a common practice. What if, when you really think about it, you discover you prefer mountain peaks to ocean views, or would rather watch the sun rise than set? Your opinions are your own they belong to you. Never allow others to tell you what you think, who you are or what you should be doing with your life. Some parents and families nurture children well. But in the process they instill in those same children certain expectation that stem from their own unfulfilled desires. How many adults do you know became a doctor or a lawyer because their parents wanted them to? Did a friend of yours go into their familys business because it was also expected of them? If you have a burning desire to be what your parents, family and friends want you to be, thats one thing. But if your true passion has nothing to do with medical school or the family business then it is your responsibility to follow your heart. Is this being selfish?
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Focusing And Acting On Your Dream by Les Brown Whatever dream you decide to go after, whether it is a family, or a career goal, you must consciously decide that it is your life's mission. Benjamin Disraeli said, "The secret of success is constancy to purpose." You must go at it obsessively and set high standards for yourself along the way. There is no room for compromise when you are charting a course for your life or your career. I spoke to a group of sharp young people not long ago, and when I finished, some of the fellows came up and said they were interested in becoming professional speakers. They invited me to go out with them that evening to have a good time. These fellows looked as though they knew how to have a serious good time. I had planned to work on my delivery that night by listening to my tape of my speech. I tape my speeches and listen to them later so I can study what works and what does not work with a particular audience. In effect, I listen to the audience listening to me. I was tempted to go with these fellows, and back when I was their age I probably would have given in to that temptation and gone. But I have become more disciplined and more committed to my craft.

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Inside The Millionaire Mindset

Inside The Millionaire Mindset

A friend of mine, Wes Smith, wrote a humor book called Welcome to the Real World," and in it he offered advice to fresh high-school and college graduates. He had a line in the book that pertains to the situation I faced that night. It said, "Having a drink with the boys after work every night is a bad idea. Notice that the boss doesn't do it. That is why he is the boss and they are still the boys." Wes told me that he wrote that line with one particular group of hard Partying young businessmen in mind, and five years after the book came out, he ran into one of them. The guy volunteered that he'd read that line in Wes's book and decided never to go drinking after work again. It paid off, he said. He had risen to a vice-presidency at a savings and loan. In my drive to become a public speaker, I developed that kind of focus, too. There is not a lot of time for hard partying if you are pursuing greatness. It was not that these young fellows were not serious about their interest in professional speaking, but they were just as serious about having a good time. I don't believe they were focused on their goals. They were seeking a profession but they were not on a mission to make a dramatic difference in the world. I am. You should be too. Rather than the party crowd, I prefer to seek out people with knowledge that might be useful. I like to find out what books successful and intelligent people are reading. I want access to the information that contributes to their success and intelligence.

The Latin root of the word desire is "de -- sire" meaning "of the Father" (isn't that cool?). Your desire is your higher self waiting for manifestation. What do you really want? (not what you think you can get). Is it worthy of you? Are you willing to trade a portion of your life for it? This may seem harsh, but it is absolutely true. Whatever you are creating takes your time and effort. Therefore choose something worthy of trading your precious life for. Choose something that creates passion -- the human spirit will not invest itself in mediocrity. Re-member with your total and complete worthiness. "The question is not are you worthy of your goal ... is your goal worthy of you."

CHAPTER 3

Is Your Goal Worthy Of You by James Ray In my seminars, as well as my coaching, I find that the major problem individuals have is that they (at a subconscious level) do not feel that THEY PERSONALLY are worthy of achieving their goals. This is unfortunate and directly opposed to EVERY great teaching that has ever been propagated. Furthermore, I find this limiting belief to be particularly rampant in the area of money and wealth creation. Unfortunately, this situation has been erroneously perpetuated by many well-meaning religious organizations. If you who have attended my seminars, you know that they are devoted to eliminating the programming in your subconscious that hinders the achievement of your dreams. Your Total Belief System (TBS), although highly unconscious, limits the actions you take and the results you attract into your life. "It is the Father's good pleasure to give you the KINGDOM" (Jesus), "You shall lay up GOLD as dust and have PLENTY of silver" (Job), "I come that you might have life more ABUNDANTLY" (Jesus again). The message is clear.
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How Millionaires Direct Their Financial Course


Your goal now acts as your compass to make sure your feet are moving toward your destination. And your motivation now acts as fuel to keep you moving even when youre tired and everything around you tells you to stop.

Its Easy To Earn Money by Bob Proctor There is a very real possibility that everything you and I have been taught about how to earn money is so far from the truth that it's almost comical. Earning money has nothing to
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Inside The Millionaire Mindset

Inside The Millionaire Mindset

do with age, formal education, gender or geography. It has nothing to do with past experience or your formal years of education or your level of intellect. Check it out...there are individuals who are functionally illiterate who have become multi-millionaires, while there are others who are absolutely brilliant and they are broke. Virtually anyone can be taught how to earn millions of dollars and yet the sad truth is that 97 out of every 100 people are born, live their entire lives, and die without ever learning how to earn money. To perpetuate this ridiculous problem, their ignorance is passed along from one generation to the next. Our school system has been designed as an environment to enlighten young minds, to replace ignorance with understanding and thereby improve the quality of life. Our educational system has obviously been successful in many areas. However, it has woefully neglected one important subject, "How to Earn Money." You can earn a doctorate degree in economics and have little or no knowledge of how to earn money. A lack of understanding in this area is the cause of numerous unwanted and unnecessary problems, since money is the medium of exchange that is used worldwide for other people's products and services. There has always been a small, select group, approximately 3% of our population, who clearly understand that prosperity consciousness is the primary cause of wealth and their prosperity consciousness, like ignorance, is also passed down from one generation to the next. Let's look at "money." What is it? Money is a reward you receive for the service you render. The more valuable the service, the greater the reward. Thinking of ways we can be of greater service will not only help us earn more money, it will also enable us to grow intellectually and spiritually. Money Is An Idea The paper you fold and place in your purse or pocket is not money. It is paper with ink on it. It represents money, but it is not money. Money is an idea. The earning of money has nothing to do with the paper stuff. It has to do with consciousness. I am aware there are books that instruct you on how to manipulate the market, stocks and people...they might even help you get money. But, let me caution you...when there is no spiritual growth...there is no spiritual strength...there is no lasting happiness...and, there is no real or lasting wealth. To accumulate wealth, a person must become very comfortable with the idea of money. That may sound strange, however most people are not comfortable with the idea of money, which is why they do not have any. The cause of poverty is poverty consciousness. A poverty consciousness will cause a person to see, hear, smell, think and feel...lack and limitation. The late Mike Todd said, "Being broke is a temporary situation. Being poor is a mental state."
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He was correct. There are wealthy people who lose every cent they have through a series of mistakes in judgment...but that does not make them poor. They will have it all back in a short time because of their prosperity consciousness. If you have any question in your mind regarding your level of consciousness with respect to money, be very honest with yourself and look at your results. Study the patterns in your life. If you want to improve your financial position in life, focus your attention on creating a higher level of prosperity consciousness. Begin by preparing a powerful, positive affirmation and fuel it with emotion. When you do this, you are depositing this creative energy in the treasury of your sub-conscious mind. And, by repeating this process over and over and over again every day, it will begin to alter your conditioning and mentally move you in the direction you want to go. Write it out, read it, feel it, and let it take hold of your mind. How much money do you want? Saying you want more is not good enough. Five dollars is more. How much more? Decide on a figure. Be specific. You will not seriously want more money than you are capable of earning...however, you would be wise to remember, you must earn it.

The Richest Man In Babylon by George S. Clason George S. Clason first published The Richest Man in Babylon in 1926. Told as a collection of narratives set in ancient Babylon (supposedly the wealthiest city in the history of the world), the book stresses simplicity and common sense in the management of one's finances. The tales in Clason's book swirl around a group of simple characters differentiated by class - that is, those characters who are in difficult financial straits (and are looking to find a way out) take it upon themselves to meet with a few of their notably affluent fellow citizens. They then inquire as to the basis of the affluents' riches. There are few complicated remedies espoused by the Babylonian "financial gurus." Rather, these are the absolute basics of successful personal finance. Readers will see these same tenets rehashed and rephrased in just about every other personal-finance book out there. FIRST CURE: Start thy purse to fattening.

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Inside The Millionaire Mindset

Inside The Millionaire Mindset

The stream of money that flows into and out of one's life is immense. Wealth and security can be secured from it, but only if portions of that stream are diverted. Time and again, the book's "enlightened" characters stress saving at least ten percent of your income every month, without fail. Accomplish this by setting aside that ten percent before all other expenses are considered. "But when I began to take out from my purse but nine parts of the ten I put in," Arkad said, "it began to fatten. So will thine." SECOND CURE: Control thy expenditures. The amount of money a person makes is important, but it is secondary to the degree to which that person controls his expenses. Budget and plan your expenses earnestly. Demand value for the dollars you spend. "That what each of us calls our 'necessary expenses' will always grow to equal our incomes unless we protest to the contrary," Arkad stated. "Confuse not the necessary expenses with thy desires." THIRD CURE: Make thy gold multiply. Three words: interest, interest, interest. Take care to see that all saved monies are kept in the highest-yield interest-bearing accounts available. If you have the experience and education to do so, invest a portion of your money by other means, always striving to create a reasonable risk/reward ratio. "A man's wealth is not in the coins he carries in his purse; it is the income he buildeth. That is what thou desireth: an income that continueth to come whether thou work or travel." FOURTH CURE: Guard thy treasures from loss. Forget about gunning for those astronomical returns promised by market gurus and their "hot tips." And don't bother with those wacky startup businesses you see boxed in the classified ads, either. If you're going to take risks and invest your money, then make sure you have the education to know how to guard and protect your assets. Only you can keep your best interests at the forefront. Your savings control your future; treat them like it. "The first sound principle of investment is security for thy principal. The penalty of risk is probable loss. Study carefully, before parting with thy treasure, each assurance that it may be safely reclaimed. Be not misled by thine own desires to make wealth rapidly." FIFTH CURE: Make of thy dwelling a profitable investment.

In most cases, home ownership - even when financing is included is preferable to renting. At some point, the mortgage payments will end, and ownership will be achieved. There is no ownership for the renter ... ever. "Thus come many blessings to the man who owneth his own house. And greatly will it reduce his cost of living, making available more of his earnings for pleasures and the gratification of his desires." SIXTH CURE: Insure a future income. The future cannot be known, but preparations can be taken to assure a certain level of financial safety. Whether this is done via a strict savings plan, outside insurance, or a combination of both, one must be careful to provide for the wellness of himself and his loved ones in later years. Disability and untimely death have caught and ruined families and their finances since time immemorial. "No man can afford not to insure a treasure for his old age and the protection of his family, no matter how prosperous his business and investments may be." SEVENTH CURE: Increase thy ability to earn. Last among Clason's "cures" is action taken to increase one's earnings. Acquire education, experience, and confidence in yourself, and use these things to improve your income. You might begin a second, part-time job, or simply freelance your abilities in your spare time. Whatever you do, never underestimate the opportunity to turn a favorite hobby or skill (woodworking, photography, home decorating, cooking, etc.) into extra income. "The more of wisdom we know, the more we may earn. The man who seeks to learn more of his craft shall be richly rewarded. Cultivate thy own powers, study and become wiser, become more skillful, and act as to respect thyself."

The Most Important Skill You Must Learn... by Jason Oman You've heard the old saying, "It takes money to make money" right? Well, that saying was started by someone who has NO idea how rich people make money. They think rich people can make the money they make because they have the money they have. It's like the old question, 'what came first the chicken or the egg?' Well, I'm going to tell you one thing right here and now...

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Inside The Millionaire Mindset

Inside The Millionaire Mindset

If you don't know how to make money without money, you may never be any good at making money WITH money! That's because I believe you must first know how to make money without money, if you ever want to HAVE money in the first place. When you really get right down to it, thinking that it takes money to make money is nothing more than a cop out! It's a quick and easy excuse you can use to keep yourself from ever doing anything to help further your financial position. It's a victim's plea. It's not true and thinking it IS true does nothing more than hold you back! Whoever first said that phrase and made it so popular has done nothing but hurt millions of good people! Because there are good, honest people who are very capable of making as much money as they want. But, because they've been sold this B.S. phrase, they continue to hold themselves back. Instead of taking the bull by the horns and creating their own fortunes. This phrase has turned people into victims and THAT is where the REAL B.S. is! It took me years and years to figure it out. But, I finally learned how to make money without money. Since then I've gone from someone on the edge of homeless who had to sell his motorcycle just to pay his rent... To someone who can write my own ticket in life! All because I learned how UNTRUE that phrase really is! Yes. There were some steps I had to take. There was a formula I had to follow (and continue to follow). But, once I learned that formula and mastered it, I've never looked back since! I believe YOU deserve the same freedom. You deserve to have the same ability to write your own ticket too! The same ability to make money WITHOUT needing money to do it! So, go make it happen. And don't ever let that B.S. phrase hold you back ever again!

Have you had a challenging day or week? Feel a little tired or discouraged with a current situation? Ready to throw in the towel and quit something? Dont worry. Its very normal to go through times of feeling that something in life stinks and all there is to see and feel is the current mess. Here is something neat to ponder during those times, though. When doing battle with discouraged feelings, take a look at this report and reflect on this man's record of failure. It is a testament to how humans can learn and grow and win despite the losses and defeats. Failed in business-------------------------------------1831 Defeated for legislature------------------------------1832 Failed in business again----------------------------1833 Elected to legislature---------------------------------1834 Sweetheart died----------------------------------------1835 Nervous breakdown------------------------------------1836 Defeated for speaker----------------------------------1838 Defeated for land officer------------------------------1843 Defeated for congress--------------------------------1843 Elected to congress-----------------------------------1846 Defeated for re-election-------------------------------1848 Defeated for senate------------------------------------1855 Defeated for vice president--------------------------1856 Defeated for senate------------------------------------1858 Elected President--------------------------------------1860 Who was he? He was a simple, uneducated, country boy who refused to allow his uncongenial circumstances stop him. He refused to be a victim. He refused to accept failure. He refused to listen to people who told him he was crazy. He refused to stay down when he felt like nothing was going his way. Simply put, he picked himself up no matter what and kept on going after his dream. He educated himself and did whatever it took to keep moving in the direction of his passions. Who was he? Abraham Lincoln. If you reflect back on your life, you can find patterns of the times you grew the most. Many of those times were probably a result of some kind of previous 'failure,' maybe even a series of them.

Fail Your Way To The Top by John Assaraf


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Inside The Millionaire Mindset

Inside The Millionaire Mindset

Remember: children don't fail when they are learning to walk. They fall down over and over again. It is the falling that teaches them and strengthens them. Each failure is a learning experience. And the faster people pick themselves up, reflect on the past occurrence and go again, the faster they can achieve their goals and dreams. So with this in mind, choose the one thing that may not be going exactly as you wish right now and do one thing to move you closer to achieving the result you want. And remember, life is about learning and growing.

Now here is the second step for turning nothing into something, you must BELIEVE that what you imagine IS possible for you. Testimonials like, "If I can do it, you can do it." often become a support to our belief. And we start believing. First we imagine it's possible. Second, we start to believe that what's possible is possible for us. We might also believe because of our own testimonial. Here is what your testimonial might say, "If I did it once, I can do it again. If it happened for me before, it could very well happen again." So we believe not only the testimonials of others who say, "If I can do it, you can do it. If I can change, you can change. If I can start with nothing, you can start with nothing. If I can turn it all around, you can turn it all around." Then we also have the support of our own testimonial, if we've accomplished something before. "If we did it once, we can do it again. If we did it last year, we can do it this year." So those two things together are very powerful. Now, we do not have actual substance yet, although it is very close. Again, step one is to imagine the possibilities. Step two is to imagine that what is possible is possible for you. Here is what we call step two - faith to believe. In fact, one writer said this, "Faith is substance." An interesting word, "substance", the powerful ability to believe in the possibilities that are possible for you. If you have faith to believe... that faith is substance, substance meaning "a piece of the real." Now it's not "the real", it's not this podium, but it is so powerful that it is very close to being real and so the writer said, "The faith is a piece of, the substance of". He then goes on to call it evidence, substance and evidence. It is difficult to call substance and evidence "nothing". It is nothing in the sense that it cannot be seen except with the inner eye. You can't get a hold of it because it isn't YET tangible. But it is possible to turn nothing, especially ideas and imaginations, into something if you believe that it is now possible for you. That substance and evidence becomes so powerful that it can now be turned into reality. So the first step is to imagine what is possible, the second is to have the faith to believe that what is possible is possible for you. And now the third step is to that you go to work to make it real. You go to work to make it a hotel. You go to work to make it an enterprise. You go to work and make it good health. You go to work and make it an association. You go to work and make it a good marriage. You go to work and make it a movement; you make it tangible. You make it viable. You breathe life into it and then you construct it. That is such a unique and powerful ability for all of us human beings. Put this to work and start the miracle process today!

How To Turn Nothing Into Something by Jim Rohn Have you ever wondered how to turn nothing into something? First, in order to turn nothing into something, you've got to start with some ideas and imagination. Now, it might be hard to call ideas and imagination nothing; but how tangible are those ideas? That is a bit of a mystery. I don't believe that ideas that can be turned into a hotel, ideas that can be turned into an enterprise, ideas that can be turned into a new vaccine or ideas that can be turned into some miracle product, should be called nothing. But tangibly, you have nothing. Interesting! Think of it, ideas that become so powerful in your mind and in your consciousness that they seem real to you even before they become tangible. Imagination that is so strong, you can actually see it. When I built my first home for my family in Idaho all those years ago, before I started construction, I would take my friends and associates out to the vacant property and give them a tour of the house. Is that possible? Is it possible to take someone on a tour through an imaginary house? And the answer is, "Yes, of course." "Here is the 3 car garage," I used to say, and my friends would look and say, "Yes, this garage will hold 3 cars." I could really make it "live". I would take them on a tour throughout the house... "Here is the fireplace, and look, this side is brick and the other side is stone." I could make it so real... "Follow me through the rest of the house. Take a look through the picture window here in the kitchen, isn't the view great?" One day, I made the house so real that one of my friends bumped his elbow on the fireplace. I mean, it was that real. So, the first step of turning nothing into something is to imagine the possibilities. Imagine ALL of the possibilities. One of the reasons for seminars, sermons, lyrics from songs and testimonials of others is to give us an idea of the possibilities; to help us imagine and to see the potential.

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Inside The Millionaire Mindset

Inside The Millionaire Mindset

Rich People Are Committed To Being Rich Poor People Are Uncommitted To Being Rich by T. Harv Eker Most of us have good reasons as to why it would be wonderful to be rich, but what about the other side of the coin? Are there reasons why it might not be so great to be rich or go through the process of trying to get rich? Lets see What if I make it and lose it? Then Im really a failure Ill never know if people like me for myself or my money Its too much work The more I earn the higher tax rate Ill pay Everyones going to want a handout I might lose my health trying Each of us has a file on wealth in our mind. This file contains our personal beliefs that include why being wealthy would be great. But for many people, their file also includes information as to why being rich might not be so great. These people have mixed internal messages around money and especially wealth. One part of them says, Having more money will make life a lot more fun. But then another part screams, Yeah, but Im going to have to work like a dog! What kind of fun is that? One part says, Ill be able to travel the world. Then the other part responds, Yeah, and everyone in the world will want something from me. These mixed messages are one of the biggest reasons that most people never become rich. In fact, the #1 reason most people dont get what they dont know what they want. Rich people are totally clear they want wealth. They are unwavering in their desire. They are fully committed to creating wealth. They will do whatever it takes to have wealth as long as its moral, legal and ethical. Rich people do not send mixed messages to the universe. Poor people do. We spoke earlier about the power of intention. The fact is, you always get what you want. That is, you get what you subconsciously want, not what you say you want. You might deny this emphatically and retort, thats crazy, why would I want to struggle? And my question for you is exactly the same: I dont know, why would you want to struggle? If you really want to discover the reason, then I invite you to check your subconscious financial blueprint and the answer would be staring you in the face. Put bluntly, if you are not achieving the wealth you say you desire, theres a good chance its because subconsciously you dont really want it. I hate to break the news to you, but getting rich is not a stroll in the park. It takes focus, expertise, 100% effort, and never say die perseverance. You have to really commit to it,

both consciously and subconsciously. You have to believe in your heart you can do it and you deserve it. If you are not fully committed to creating wealth, chances are you wont.

The Money Tree Formula by Robert Allen If youre going to become a home based entrepreneur, youd better learn which businesses have the potential for creating lifetime streams of income and which ones are just a dead end way to make a few extra bucks before they peter out and die. Id like to teach you a formula for the perfect business in the next century. I call it the Money Tree formula and it will be very easy for you to remember because it spells the word MONEY TREE... M in the Money Tree formula stands for Multiple Streams of Income Multiple Streams of Income The first goal in starting your own home based business is to add another stream of income to your life as a safety net for when other of your streams of income dry up. But the home based business you select should be a source of more than just one stream of income. It should eventually be a source of multiple streams of income all by itself. For example, suppose youre considering buying an existing restaurant. What possibility will you have to grow? Can you add more shops? Is your idea franchisable? Can one of your food entrees be sold nationwide as a frozen item? Can you license your special cooking secrets to other restaurants. Is there a cookbook in there somewhere? What about bottling and selling your special sauces? Get the drift? Dont even consider a business that doesnt have expansion potential for additional streams of income. Thats why the first M in the formula reminds you of Multiple Streams of Income. The O in the Money Tree formula stands for outstanding. Outstanding product or service If your product, service or information isnt distinguishably excellent it will eventually become a casualty of competition. The goal of creating a money tree is to do the work once and to have the money flow for the rest of your life. What good does it do to create a business and eventually have it succumb to competition. In order for your source of income to survive through the next ten recessions...as there will be many more recessions in your lifetime...you must select a product, service or source of information that has the possibility to be permanently and perpetually profitable. When times get tough, people gravitate either to price or to quality. Dont get stuck in the middle. Thats a sure formula for disaster. And dont compete with the rest of the world on price. Make sure the quality of your produce is outstanding...the best in the world at a fair price. And you have a good chance of succeeding long term.
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Inside The Millionaire Mindset

The N in the Money tree formula stands for Nothing Down. Nothing Down Why nothing down? Well, it doesnt have to be completely zero down...but as little of your own money as possible. If youre like most people, you probably dont have a couple of hundred grand lying around to invest in your business. But what if you do have a nice chunk of cash. Should you run out and find a business to match your money and launch in? I think that one of the greatest curses is to have a lot of money to put into a new business. Suppose you want to buy a hot franchise. It might cost you $100,000 and thats just for the franchise rights. Then, you need to purchase inventory, leasehold improvements, special equipment. And what do you get? For most franchises, you get the right to be tied to a business 12 hours a day, to manage a lot of undereducated, under motivated employees, and make a steady paycheck for yourself. In a sense, you are just buying yourself a job. Why spend tens of thousands of dollars of your own money just to buy yourself a job...with a lot of risk? Im going to show you businesses that you can launch with little risk, little or no money down and the possibility of creating what I call "walk away" cash flow --money that flows to you whether or not you show up. The E in the Money tree formula stands for "Employee-resistant." Employee-resistant Thats right...you dont want employees. Employees are dangerous! They begin to feel they are entitled to their jobs. ("You cant fire me. I own this job." ) The rapid increase in employee/employer litigation should be enough to convince you that you want to find a home based business that can be done by yourself, with a very low employee to income ratio. I used to be the president of a seminar company with over two hundred employees. I made the decision to downsize when one of the employees sued me for age discrimination. He was in his late sixties when he came to work for us and when we layed him off during an economic downturn, he slapped us with a $500,000 lawsuit. We settled out of court for $2,000 but that was the last straw. I decided to never again put myself in a position where one disgruntled employee and his smart attorney could take it all away. Today, I have zero employees. I make as much today as I used to make with 200 times less hassle. I like it that way. All of my streams of income can be monitored from a telephone anywhere in the world on only a few hours a day.
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A friend of mine, Dan Kennedy puts it this way, "When it comes to employees, hire slow and fire fast." Most business people do just the opposite. They hire fast and fire slow. I say, try to find money tree businesses that dont require any employees and then you dont have to worry about either hiring or firing. The Y in the Money tree formula stands for the world "Yield" Yield The streams you choose should be high yielding, high profit cash cows. Five years ago a friend of mine, Collette, started such a home based business. In less than a year she was making about $10,000 per month. Whats more, this business was a money tree business. It generates cash flow even if she stops working! But why stop when she is having so much fun? Today, after five years, she has grown her business till she now earns over $500,000 a year net, net, net. Whats the yield on that kind of income? Its the equivalent of having TEN MILLION DOLLARS in the bank earning only 5% interest! Thats my idea of yield. In this book Ill be sharing exactly how Collette did this...as well as other business that meet the same kinds of money tree characteristics. The T in the Money Tree formula stands for the words Trend and Timing. Trend and Timing Starting a business against the trend is like swimming up stream against the current. . Running a business is hard enough without trying to swim upstream. But when you choose a business that is with the trend its like floating downstream with the current. How do you select a business thats on trend? The first time I started a business was just after college. I started buying real estate...and as luck would have it...it was the exact right time. The baby boomers wanted real estate and the demand drove prices upward. Anyone who owned property made a killing. You could almost do no wrong. Then, I started teaching people how to buy real estate with little or no money down. My little classified ads brought hoards of calls. It was a feeding frenzy. I was on trend. My seminar businesses took in more than a hundred million dollars in the next decade. The secret is to get in front of a trend and ride the wave. The biggest wave of our century is the Baby Boom 76 million people. This generation is four times the size of the previous generation. As this mass of humanity rolls forward through time it creates a huge demand wave. Picking businesses which are at the leading edge of this age wave has created thousands of fortunes. You need to make sure that your new business is leading this trend and not following it.
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Inside The Millionaire Mindset

It can make a huge difference in your lifestyle. The R in the Money Tree formula stands for Residual Residual Income Weve already talked about the importance of this part of the Money Tree formula. But to emphasize this concept even further, lets compare it to an escalator. Have you ever walked up a down escalator...the wrong way? When you walk up the down escalator, you have to walk fast just to stay in the same place. And to get to the top, you have to walk at double speed. People on the Up escalator dont have to work hard at all. They just stand there holding the hand rail and the escalator takes them to the top. These two escalators represent the two kinds of income that you can earn...linear income and residual income. Our economy is a down escalator. You work hard for your money but with inflation you have earn 3-5% more next year just to stay in the same place. But this puts you in higher tax brackets. The more you make the more they take. It seems you work harder and harder without making any progress. Your bank account balance earns 2% and your credit card balance costs you 20%. Youre going in the hole 24 hours a day. You wonder why you can never catch up. And if you stop...the escalator just takes you right back down to the bottom. Thats what its like to earn linear income. When I think of this kind of income I think of how they catch monkeys in Africa. A native takes a coconut and cuts off one end to make a small hole just the size to allow a monkeys fist to enter. To the other end of the coconut they attach a long cord. They place a few peanuts inside the coconut, place the coconut in the middle of a clearing and hide behind a tree to wait for the monkeys to come. The monkeys come and smell the peanuts inside the coconut shell. One monkey reaches inside the shell to grab the peanuts, but with the peanuts inside, his fist is too large to escape the hole in the coconut. And then the native yanks on the cord and hauls that silly monkey to captivity because the monkey will not let go of those peanuts to save his skin. Are you working for peanuts? If youre walking up the down escalator, you are caught in a Monkey Trap. What you want is Up Escalator Income. Which escalator are you on? Heres a list of the many types of residual income that you want to be exploring: Savers earn interest Song writers earn royalties on their songs. Authors, like myself earn royalties from their books and tapes. Insurance agents get residual business
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Securities agents get residual sales. Network marketers get residual commissions Actors get a piece of the action Entrepreneurs get business profits. Franchisors get franchising fees Investors get dividends, interest and appreciation. Visual artists get royalties from their creations Software creators get royalties. Game designers get royalties. Inventors get royalties. Partners can get profits. Mailing list owners get rental fees Real estate owners can get cash flow profits Retired persons can get pensions Celebrity endorsers get gross percentage profits Marketing consultants get % of profit or gross revenue When you go to bed tonight, ask yourself this question, "What percentage of my day did I spend creating residual income?" If the answer is zero, youre in trouble. Youd better wake up tomorrow and get busy. More on residual income later. I hope now you see why its such a vital part of our money tree formula The E in the Money Tree formula means Essential to Everybody Everyday. Essential Whatever you sell, try to pick something thats essential or is perceived as essential by a large and very motivated segment of society. Let me give you the real reason that real estate has always been a great wealth creation vehicle and a prime source of residual income for hundreds of thousands. It fits the Money Tree formula. Check it out for yourself and youll see why.. Whatever product you choose to market just make sure its essential. The more people need it and the more often they need it, the more successful your business can become. The final E in the Money Tree formula stands for Enthusiasm. Enthusiasm Youve got to love what you do. If you hate what you sell, youll never be any good at it. The prime admonition from Gary Halbert one of the all time great marketing gurus is this; SELL WHAT YOU LOVE. Truth is, youll never be truly great unless you do.

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Inside The Millionaire Mindset

Well, there you have the 9 major characteristics of the Money Tree formula. These 9 characteristics are essential to the kind of hands off, hassle free businesses that create lifelong streams of cash flow. The Power Of Focus by Mark Victor Hansen If you want something enough, and you keep your mind focused on it, you will eventually achieve it. This was brought home to me at a relatively early age by my father. My dad came to the United States from Denmark in 1921 at the age of 17. My father was impressed by the United States as a land of opportunity. Here you could want something, work for it and get it. He worked hard and while we were never rich, we also were never poor. When I was nine years old, just old enough to ride a bike well, I got a job delivering newspapers. From my newspaper route I earned enough money to buy a bicycle magazine. My goal was to get a bicycle. I had an ideal bike in mind. I wanted this bike with my whole heart, mind, body, and spirit. I cut out a picture of the bike, and kept it next to my bed. Nightly, I went to sleep dreaming about it. I could see that bike. I could feel it. I believed it. But when I went to my father and asked for the bike, he didn't understand my desire. After some discussion, he said, "You can have it when you're 16 years old." I said, "Can I have the bike now if I earn the money myself?" I'm sure he never dreamed that a nineyear-old could earn the equivalent of $725-so he had little to lose, and he agreed. I wanted that bike so badly that in my mind I owned it already. I had engaged my mind power. Inside every mind are abilities that go beyond the normal. These abilities are tapped when we have a white-hot desire. We then figure out how to get whatever we really want to get. A Will and a Way I saw an ad in Boy's Life magazine promoting the sale of Christmas cards. Instantly I believed that I could sell the cards. I immediately went to my mother, who was a phenomenal saleswoman. She had charisma, beauty, a radiant smile, a sincere interest in people, and she was a master storyteller. I asked her if I could sell. She said, "Not only can you sell, but I'll teach you how! It's important to have a smiling face, see a lot of people and ask everyone to buy your greeting cards. But it's most important to use the 'alternate choice' close. Ask your potential buyers, "Would you prefer one or two boxes of Christmas cards?"

So I began. I approached my neighbors in the winter of 1957 with deep snow on the ground. I went door to door every day, and when a mom answered the door, I would wipe my nose on a mitten and ask her if she'd like to buy some cards. How could she refuse a cute little kid with a runny nose? Generally she'd say, "Young man, come in here. We can't let you stand out in the cold." Once I got inside, I knew the sale was made. I would explain that I was earning money for my own bicycle. Then I'd ask, "Mrs. Shaw, would you prefer one box or two?" I was a great salesman. But I didn't want to sell 376 boxes of Christmas cards. I had no desire to be the number-one salesman for American Greeting Cards. I didn't enjoy going door to door in the cold. I was only interested in getting my bike. Focusing Produces Results From this experience I learned the importance of working hard to get what I want. And I learned how to handle money. I learned that if I wanted something and focused my energy on it, I could tap into my mind power. My mind power would show me the way and instruct me in what to do, so that I could have exactly what I wanted. I learned that focusing my energy works. First we visualize what we want, then we achieve it. Visualization is seeing with your mind. It is one of the most powerful principles available for creating your future.

Success Is Easy, But So Is Neglect by Jim Rohn People often ask me how I became successful in that six-year period of time while many of the people I knew did not. The answer is simple: The things I found to be easy to do, they found to be easy not to do. I found it easy to set the goals that could change my life. They found it easy not to. I found it easy to read the books that could affect my thinking and my ideas. They found that easy not to. I found it easy to attend the classes and the seminars, and to get around other successful people. They said it probably really wouldn't matter. If I had to sum it up, I would say what I found to be easy to do, they found to be easy not to do. Six years later, I'm a millionaire and they are all still blaming the economy, the government, and company policies, yet they neglected to do the basic, easy things. In fact, the primary reason most people are not doing as well as they could and should, can be summed up in a single word: neglect. It is not the lack of money - banks are full of money. It is not the lack of opportunity America, and much of the free World, continues to offer the most unprecedented and abundant opportunities in the last six thousand years of recorded history. It is not the lack of books - libraries are full of books - and they are free! It is not the schools the
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classrooms are full of good teachers. We have plenty of ministers, leaders, counselors and advisors. Everything we would ever need to become rich and powerful and sophisticated is within our reach. The major reason that so few take advantage of all that we have is simply, neglect. Neglect is like an infection. Left unchecked it will spread throughout our entire system of disciplines and eventually lead to a complete breakdown of a potentially joy-filled and prosperous human life. Not doing the things we know we should do causes us to feel guilty and guilt leads to an erosion of self-confidence. As our self-confidence diminishes, so does the level of our activity. And as our activity diminishes, our results inevitably decline. And as our results suffer, our attitude begins to weaken. And as our attitude begins the slow shift from positive to negative, our self-confidence diminishes even more... and on and on it goes. So my suggestion is that when giving the choice of "easy to" and "easy not to" that you do not neglect to do the simple, basic, "easy"; but potentially life-changing activities and disciplines.

The Law Of Association Weve talked about how to create a positive mental attitude, set your goal, generate a passionate purpose and take action. Now lets talk about something thats extremely important to your success. Its called the Law of Association. What do I mean by that? Im talking about the people that you spend time with. Its very, very important to understand the concept of influence. Too many people underestimate the power of influence. There are two words that most accurately describe influence. Influence is: 1) powerful and 2) subtle. The influence of those you spend time with is going to have an incredible effect on your success or failure. Youve heard the phrase peer pressure. Peer pressure is simply the people you associate with applying their influence to move you toward their way of thinking. Influence is powerful because its so subtle. This may shock you but you will become like the five people you hang out with most. You will emulate their behaviors. You will take on their attitudes. You will even within a few percent have the same financial position. Dont believe me? Stop and think about it When Mark Victor Hansen (co-author of Chicken Soup for the Soul and One Minute Millionaire) asked Tony Robbins how he was able to earn over 50 million each year, Tony asked him about the people in his master mind group. Mark replied that those in his group made 3-5 million per year what Mark was earning. Tony said, people in his master mind made no less than 100 million per year. Improve your circle of influence and youll improve your attitude, your financial situation and your lifestyle. Heres what starts to happen. If you associate with people who spend more than they make, chances are excellent that you will also. If you hang out with people who dont talk about money and have a poor financial attitude, then chances are pretty good that you will have the same attitude and outlook. You wont let someone else yank you off course and wreck your life but you will let them nudge you off course because its so subtle you dont notice it until its too late. Theyll suggest you off course a little bit at a time until years from now youll be saying, How did I get here? or Why arent I rich yet? Its imperative that you examine your associations and begin to migrate away from negative people and move toward positive people. Move away from people who dont believe in setting goals and migrate toward people who understand that without setting goals youll be right where you are 5 years from now.

CHAPTER 5

How Millionaires Build Relationships They Need


One of the greatest forms of financial leverage is contacts Knowing the right people and being known by them can open doors for you that can save you years of hard work. The quality and quantity of your contacts and your relationships will have more to do with your success than perhaps any other factor.
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Move away from debt position people who buy liabilities and move toward people with rich lifestyles who invest in assets. Move away from people whos biggest passion in life is to get a new car every few years and seek out those who desire to help others with their efforts. Building the correct circle of influence will catapult you to financial freedom far faster than any other thing you can do. By finding a mentor and 2 other marketing partners I was able to generate over $10,000 in just 18 days to buy my children, Tyler and Destiny, new digital hearing aids. Your circle of influence is your future. Take a look around and see what your future looks like?

What about you? What are your most outrageous acts of courage? Think about them. Relive them. And let these memories from the courageous side of you help empower the possibilities of today. One courageous act leads to another. It creates a courageous mentality. What is the one thing you are willing to do right now that's a little outrageous to get your courageous muscles back into shape? Do it! And watch opportunity begin to open up in all areas of your life. There's something about being willing to go all out that reminds us of just how big and abundant life can be. This one act of courage is your first step that will lead you to a courageous mentality and life of abundance! Make it a great and prosperous day.

Be Willing To Be A Little Outrageous To Get What You Want! By Lisa Jimenez, M.Ed. Some psychologists say, "If a child has not had a serious fall within the first year of life, they are being too closely guarded." Now you might not agree with that statement in regards to children, but that statement needs to be said for our adult lives. Have you had a serious fall in the past year? If not, is it because you're being too closely guarded? Are you too cautious? Too safe? Too practical? Too boring? Your lack of courage is costing you - a lot! It is your lack of courage that keeps you from greater profits, more intimate relationships, and a life you love! The good news is one act of courage - in any area of your life - has a powerful affect on all the other areas of your life. Your career, your marriage, your friendships need just one outrageous act to bounce you out of a rut and into a more abundant, courageous life! During one of my recent speeches, after sharing with my audience about the time I moved to Hawaii by myself at the age of 18, I asked them to yell out the most outrageous thing they've ever done in life. After a short pause a man yelled, "I once bought a sailboat, and I didn't know a thing about sailing!" Another shouted, "I walked away from a six-figure income to start my own business!" A lady called out, "I backpacked in Europe for a summer!" another shouted, "I met a man in a bar and married him - and we're still happily married today!" The synergy in that room was magical! As we relived our most outrageous acts of courage, we began to paint a path to risk again. Courage is like a muscle. It's weak until it's worked out. But it doesn't take long to build this courage muscle into a strong, fit, powerful force!

Plus Your Relationships For Personal, Professional And Universal Success by Mark Victor Hansen Creating great success does not always lead to having phenomenal relationships. But creating great relationships always leads to having phenomenal success. It is the nurturing, or plussing, of our personal, professional and Universal relationships that allows us to receive complete and total abundance. When I speak of personal relationships I'm referring to those people that we love - our parents, spouses, partners, children, life-long friends, etc. These are the people that know us better than anyone on the planet. These are the people we would lay down our lives for, and they would do the same for us. These are the people for which we live and breathe. We plus these relationships by becoming more lovingly involved in their lives, and by allowing them to become more involved in ours. We don't stick our noses in where they don't belong or give advice that is not wanted. If our spouses or children have something to say, we stop what we're doing and we listen. If our friends have problems and want to talk, we show up and support them. We don't judge and we don't nag. We nurture these relationships by being present in their lives and loving them. We have professional relationships with the people we work with. These are individuals we need, and who need us, to accomplish professional goals. We plus these relationships by creating win-win situations in the workplace. Find out what
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Inside The Millionaire Mindset

your co-workers, employees and bosses need. Once you figure out what everyone wants and needs you can easily help them achieve their goals. They, in turn, will help you achieve your goals. It's the law of give and take. When you help others, you, in turn, are rewarded for your efforts. Universal relationships are those we have with every living thing on earth, and with God, or whatever Infinite Intelligence you believe exists. Let's say you decided to help build houses for the homeless. This selfless decision plusses your relationships with other human beings, and sets a karmic chain of prosperous events into motion. Those homeless people become homeowners. They remember the kindness and generosity others have shown them and help build homes for the homeless. Those people do the same - and so on, and so on until one day there are no homeless people, only homeowners helping one another. While you're doing that, others are working to save the rainforests and clean up the oceans - helping other living creatures on this planet. Plussing our Universal relationships lead to prosperity for everyone and everything. The Beatles once sang, "All you need is love.". It seems so simple, but nothing could be truer. Look at the most loving people in the world: Mother Teresa, the Dalai Lama, Gandhi, etc. They have, and are, accomplishing more with love than all the money in the world could accomplish. Our first goal, in everything that we do, should be to practice love. So, how do you learn to do this? It's just like anything else you want to be successful at study those who know how to love, learn how they successfully do the things you want to do and practice, practice, practice. Take out a journal or notebook and go to a quiet place. Now answer these questions: 1. Who are the ten most loving people you know? 2. Why did you choose these ten people? (What loving attributes do they possess? What have they done to make you choose them? What have they said that made you choose them?) 3. What can you learn from them? (Remember: actions, words, attitudes) 4. Which of their behaviors can you duplicate in your own life to make you more loving? Once you answer these questions, begin implementing these loving attitudes, actions and words into your own life, and keep a journal every day to chart your journey towards a life of love and prosperity.

How To Create A Great Mentoring Relationship by Denise Michaels Everyone who is passionate about living an exciting and financially free life needs and wants a mentor as they learn the ropes. Maybe theres someone you know whos been highly successful that can help you take your life to the next level. How can you get that person to share their wisdom and help you get on the right path? How can you rise above the rest of the crowd so that person wants to give you extra help? This article will help you understand how to approach a potential mentor in a way that will make that person more positively predisposed to helping you succeed. Read these tips and go find your personal mentor. Take an interest in the person as a human being not just as a resource. I have an Internet mentor who makes multi-millions a year. After asking a question I always ask him about whats going on in his life, share a joke or tell him something funny thats happened to me. Recently I wrote him and after asking a question I typed, Tomorrow Im speaking in a seminar, so right now Im sitting in my hotel room catching up on emails with hair dye on top of my head. He wrote back that he laughed so hard he almost fell off his chair. You dont have to tell your whole life story, but make yourself real. Every millionaire Ive ever met is extremely positive and upbeat and doesnt want to be around negative people. Dont say, Id like to pick your brain. My brain done been picked dry and I start feeling bored when I hear those words. I know the time I spend with that person will be nothing but an interrogation. A totally one-sided conversation. Instead say, I would really value your opinion. Its gentler and I know it will be a pleasant conversation not an inquisition. I feel interrogated when people want me to come up with original ideas specific to their entire life circumstances. In other words they want me to solve all their problems. Does that sound like an enjoyable lunch to you? I dont think so. Learn how to make cause and effect links. Dont ask a mentor to solve all your problems and become dependent on them. Learn to creatively take the suggestions youre given and apply them to your life. Dont wait for a mentor to spoon feed you cookie cutter solutions. Becoming a millionaire just isnt that linear. This isnt job training like learning to flip burgers or run a computer program. Nobody ever became a millionaire being fed from someone elses spoon. Get creative. Come up with your own solutions to problems as they arise. Ask yourself, What would _________ do in this situation? This increases your value. Be a problem solver.

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Inside The Millionaire Mindset

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Dont monopolize a lot of your mentors time. Connect in a way thats quick and easy. Dont invite them to a two-hour dinner. If you meet at a seminar they probably already have meetings scheduled during lunch and dinner. If its at home, they probably want downtime. Offer to drive them to the airport or share a cab. Ask what they like in their coffee or tea and get 15-20 quality minutes that way. If your mentor agrees to breakfast, lunch or dinner together happily pick up the tab. Dont be cheap. Their time is worth hundreds, possibly thousands of dollars per hour. The least you can do to show you value their time is to treat them. If you cant afford to pick up the tab for an expensive dinner, take them for a coffee and muffin at Starbucks. Be clear about what youre doing and what you need. There is so much mucky thinking in the world. Im amazed people feel they have to write pages to express one idea. That means youre unclear. Develop a clear elevator speech and mission statement. Think about one or two specific questions you need answered. Listen, listen, listen to what they say. Dont think about all the reasons why you cant do something they suggest. Thats part of the reason why youre not there yet. Say, Im dealing with yada, yada, yada how would you suggest overcoming those obstacles. Dont say, Im looking for a mentor. Its easy to deflect a statement like this and smile without a commitment. Instead say, Would it be okay with you if we connected by email or on the phone once in awhile so I could get your opinion. Youve been so helpful and I really appreciate it. It would be hard to say no to a simple request like that. Thank the person for their time. Tell them what youre going to do. When you take action, let them know. Always tell them when you take an action step. Thats the most gratifying part for a mentor. Knowing that you took their advice and it didnt fall on deaf ears. Go beyond the advice they give you. Be a go the extra mile kind of person. Dont be a quitter. You wont get to millionaire status by listening passively. Take action. Be a winner not a whiner! Reciprocate once in awhile. If you see a great article you think your mentor would enjoy send it to them with a quick note. If you have a trade or a skill and can offer to help them out in some way offer it. Dont say, How can I help you? Then they have to figure it out. Say, Im very good at _____. If you ever need _____ give me a call, Ill be more than happy to help out any way I can. Even if they never take you up on it, they will appreciate that you offered. Remember their birthday and wedding anniversary. Send their kids a birthday card if youve met them. Having a mentor can be a real boon to creating wealth and enjoying a rich live faster. Remember that mentors are human. They want relationships that are interesting and
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stimulating for them as well. It must be more than just take, take, take. By following these simple steps you can create a relationship with a mentor where they will grow more eager to help you and take a personal interest in your success.

Seeking Out Quality People by Les Brown It is important to align yourself with what I call OQP, Only Quality People. You should endeavor to surround yourself only with people who will enrich and empower you, people who will enable you to transcend yourself and to grow. This sort of support group, your pit crew for progress in your life, can strengthen you in moments of weakness and bring you up when you are down. Surround yourself with people who share your vision and who also are willing to support you in pursuing that vision. You cannot make it alone in this journey. If you find relationships that are not mutually constructive, if someone brings you down rather than challenges and elevates you, then you must make a decision. Can you transform this into a healthy relationship or do you need to sever it? That does not mean of course that all of the people around you should be your yes-men. You will never grow if you are surrounded by backslapping sycophants. Although I hate being criticized by friends, I do have some trusted critics. These are people who tell me the things I need to hear. I trust their judgment, I trust their vision of me. They challenge me and make me stretch mentally and intellectually, personally and spiritually. I get feedback from them that I would not get anywhere else and even though it doesn't always feel good to hear their criticisms and challenges, I know they care about me and about my growth. So I listen and learn. We all need someone to coach us now and then. We cannot grow in a vacuum. We have to be willing to seek out those with wisdom and say, "I don't know what to do; help me." The fighter and philosopher, "Smokin' Joe" Frazier, said, "All of us are like the blind man at some point in our lives, standing on the corner, waiting for someone to lead us across." You are not joined at the hip with your friends. Be pre- pared to acknowledge when a relationship has soured and to go your separate way. It does not have to be an angry parting. Just say, "Look here, we are growing in different directions. Our values have changed. Our goals and objectives are different now. Maybe we need to shake hands and say good-bye." Being able to break away from toxic friendships can make the difference between living your dreams or living a nightmare.

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Inside The Millionaire Mindset

Inside The Millionaire Mindset

Know where that led to? Success Programming by Randy Gage Jealousy soon turned to hate. Soon I hated all rich people because they had what I wanted. I was behind a one-armed man at the sub shop. He was complaining about the fact that the lady cut the tip off of the bread she was making his sandwich on. The attendant explained that they cut the bread exactly, so regular subs are six inches long, and large are 12. He kept whining about the inch tip she had cut off. She explained that he would receive the same standard portion of meat and other fillings. He wasn't impressed. In fact when the sandwich came out, he insisted that he wouldn't pay for it unless they found the tip she had cut off, toasted it, and put it in the bag. Standing behind him, with my blood sugar dropping, and my blood pressure rising, it was all I could do to refrain from smacking him upside the head. Of course he left without leaving a tip. I watched him get behind the wheel of a taxi parked in front and begin his dining experience. So what kind of success programming do you think he had? The symptoms are always there, if you know what to look for . . . I bet he's proud of himself for cadging that extra bite of toast. In fact, I'm sure he sat in that taxi, congratulating himself for his assertiveness and savvy consumerism. What do you think about his priorities, and where he expends his energy? Is he focused on abundance or lack? It's a similar kind of situation with you. I think the programming you've had is what determines your approach to just about everything in life. But instead of being programmed for success-most people are programmed to avoid failure. Now perhaps you think I make too much of our cab driver's thriftiness. I think not. Your programming controls how you react to hundreds of situations, each and every day. And the way you react reveals what your programming really is. Another example . . . How do you think about money? When you think about money, is it about how much of it you lack, or how much you can manifest? And why you want to manifest it. Most poor people spend all their time thinking about money. Or more specifically, their lack of it. When I was younger and broke, that is what I did. I was fixated on money all the time. I thought about all the things I didn't have and couldn't get. And I was very jealous of the people who had them. Now the question for a lot of people is, "How do I really know what kind of programming I have?" They want to know if they really have success programming, or just success surface actions. The answer is in the questions above. If you make decisions-particularly money and career ones-based on the moving away from fear model- you've got poverty programming. If you make decisions on a positive, move toward good model, then you have true success programming. Someone orders his dinner at a restaurant and the waitress asks, "Would you like a salad with that?" The correct answer is "yes" or "no" but never, "Is it included in the price? Ever see someone who drives around a parking lot for five minutes-to save a one-minute walk to the store? All of these scenarios have the same plot line: They are fear-based, not abundance-based. Decisions are made not on what the possible benefits are - but in order to avoid a possible negative outcome. Ever see someone who experiences more anguish at losing $10, than the joy he gets from earning $100? Nice homes. Exotic cars. Expensive clothes. They could go to a restaurant and order what they really wanted. And not worry about who would pick up the check. That's when the real problems started . . . Because I hated rich people. But I was working hard every day trying to become one. So that set the stage for a whole bunch of internal conflict that I had no idea was going on. So I would surge forward to success-only to sabotage myself every time I got close. I snatched defeat from the jaws of victory more times than I can count. I thought I was programmed for success, but that wasn't true. I was programmed for poverty, but acting for success.

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Inside The Millionaire Mindset

Inside The Millionaire Mindset

So what do you do if you test poverty programming? Well you're already doing it. Of particular importance is regulating the influence you're getting from the TV shows and movies you watch, books you read, etc. And the other area is the people who are closest to you. Your "Sacred Circle" of the five people you are the closest to. It's crucial to your success that you have some positive people in the five to support you. One of the biggest factors in your prosperity is the people that you associate with. Of particular note is your Sacred Circle. These are the five people that you are the closest to. I believe that the people you allow to make up this group are so instrumental to your prosperity consciousness, that they truly become sacred to your prosperity path. They color your goals, expectations, and what you believe is capable and possible for you. Be honest with yourself, would you describe what you now have as a Sacred Circle, or a "Rancid Ring?" Who are the five people in the group closest to you now? Can you think of two or three new people that you currently know, that you can actively work at developing a deeper relationship, and bring into your circle?

Limiting and Inaccurate Beliefs. Since our childhood, we've been programmed by our parents, and through schooling, religious training and even the media to STOP asking. Fear. Having learned all about rejection, embarrassment, vulnerability and hurt in our childhood and early adult years, we find it easier to settle for less than deal with the fear that's resulted from these past experiences. Low Self-Esteem. Most of us feel unworthy or too inadequate to create the kind of life we want. As a result, we don't believe our needs and wants are worth pursuing. Pride. Many of us are convinced we need to do everything for ourselves, or we'll look foolish or lose respect among our family and peers. Take Control! The truth is, when you take control of your life by asking for what you want and need, you can accomplish anything your heart desires. No doubt, you know of people who seem to walk into any situation and any relationship expecting success. They achieve success again and again because they've learned - and acted on - one simple truth: You will reach your goals only with the help of others. What are common characteristics shared between people who've mastered the art of asking?

How To Ask For Anything You Want by Mark Victor Hansen One of life's fundamental truths states: Ask and you shall receive. Isn't that simple? Of course it is. The world responds to those who ask. Most people in this world, however, find themselves in settled lives, never really achieving or receiving what they hold in their dreams... because they just never ask. There are many good reasons to ask, and the rewards are substantial. If you're not moving closer to what you really want, you probably aren't doing enough asking. Reasons Why We Don't Ask So, why do people stumble when they have an opportunity to ask? Five reasons, really: Ignorance. Many of us don't know what to ask for. Either we don't know what is available to us because we have never been exposed to it, or we are so out of touch with ourselves that we no longer are able to perceive our real needs and wants. And, in many cases, we don't know who to ask, when to ask, or even HOW to ask.

They know what they want. They are clear about their vision, purpose and goals. They believe that what they're asking for is very possible. They are passionate about what they are requesting. They act even when they're afraid or feel fear. They learn from experience so that they become better "askers" with every ask. They are persistent. If at first they don't receive, they ask, ask, ask until they do. You can turn your life around, regardless of the obstacles you currently face. Get clear. Get passionate. Take a giant step past that fear. And if at first you don't succeed, take this minor setback as a signal to you . . . to ask again!

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Inside The Millionaire Mindset

The Eagle

The eagle gently coaxed her offspring toward the edge of the nest. Her heart quivered with conflicting emotions as she felt their resistance to her persistent nudging. Why does the thrill of soaring have to begin with the fear of falling? she thought. This ageless question was still unanswered for her. As in the tradition of the species, her nest was located high on the shelf of a sheer rock face. Below there was nothing but air to support the wings of each child. Is it possible that this time it will not work? she thought. Despite her fears, the eagle knew it was time. Her parental mission was all but complete. There remained one final task the push. The eagle drew courage from an innate wisdom. Until her children discovered their wings, there was no purpose for their lives. Until they learned how to soar, they would fail to understand the privilege it was to have been born an eagle. The push was the greatest gift she had to offer. It was her supreme act of love. And so one by one she pushed them and they flew!

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FOREWORD
"Whatever your mind can conceive and believe it can achieve." - Napoleon Hill American born Napoleon Hill is considered to have influenced more people into success than any other person in history. He has been perhaps the most influential man in the area of personal success technique development, primarily through his classic book Think and Grow Rich which has helped million of the people and has been important in the life of many successful people such as W. Clement Stone and Og Mandino. Napoleon Hill was born into poverty in 1883 in a one-room cabin on the Pound River in Wise County, Virginia. At the age of 10 his mother died, and two years later his father remarried. He became a very rebellious boy, but grew up to be an incredible man. He began his writing career at age 13 as a "mountain reporter" for small town newspapers and went on to become America's most beloved motivational author. Fighting against all class of great disadvantages and pressures, he dedicated more than 25 years of his life to define the reasons by which so many people fail to achieve true financial success and happiness in their life. During this time he achieved great success as an attorney and journalist. His early career as a reporter helped finance his way through law school. He was given an assignment to write a series of success stories of famous men, and his big break came when he was asked to interview steel-magnate Andrew Carnegie. Mr. Carnegie commissioned Hill to interview over 500 millionaires to find a success formula that could be used by the average person. These included Thomas Edison, Alexander Graham Bell, Henry Ford, Elmer Gates, Charles M. Schwab, Theodore Roosevelt, William Wrigley Jr, John Wanamaker, WIlliam Jennings Bryan, George Eastman, Woodrow Wilson, William H. Taft, John D. Rockefeller, F. W. Woolworth, Jennings Randolph, among others. He became an advisor to Andrew Carnegie, and with Carnegie's help he formulated a philosophy of success, drawing on the thoughts and experience of a multitude of rags-to-riches tycoons. It took Hill over 20 years to produce his book, a classic in the Personal Development field called Think and Grow Rich. This book has sold over 7 million copies and has helped thousands achieve success.

what it is! Napoleon Hill passed away in November 1970 after a long and successful career writing, teaching, and lecturing about the principles of success. His work stands as a monument to individual achievement and is the cornerstone of modern motivation. His book, Think and Grow Rich, is the all time best-seller in the field. Perhaps no other success book has influenced more people than Napoleon Hills Classic Think and Grow Rich. Since its introduction in 1937, millions of copies have been sold around the world. It still remains one of the top selling books of its kind. Several years ago I came across a biography of Hill on a PBS show and it was an eye-opening adventure into the life of a man whose days were not the smooth sailing I had always assumed they were. Napoleon struggled against a myriad of obstacles throughout his life many of which were brought on by some of the earlier choices he had made. I cant count the number of times he became broke and penniless following a highly successful venture gone sour. His personal life was as spotted as his financial life and a recounting of that could easily consume a full book. I would have thought that my discovery of his many flaws would cause me to lose respect for him, and thus doubt the veracity of his teachings that have influenced me for more than twenty years. But it is quite the opposite. Having listened to the struggles of this very human man has given me a whole new perspective of respect, even awe, of the incredible resilience and persistence that he displayed repeatedly against sometimes massive odds. I now understand that he didnt write about some theory of how to think and grow rich. He wrote from experience his numerous experiences and the experiences of Americas most successful. While the casual observer would believe that this book is only about making money, those of us who have studied it for years know otherwise. Its about a better way to live a rich life. And for that I am grateful that Napoleon gave so much of himself in order that he might leave us with this incredible work. OpportunityInformer.com

The secret to success is very simple but you'll have to read the book to find out

THINK and GROW RICH


Teaching, for the first time, the famous Andrew Carnegie formula for money-making, based upon the THIRTEEN PROVEN STEPS TO RICHES.
Organized through 25 years of research, in collaboration with more than 500 distinguished men of great wealth, who proved by their own achievements that this philosophy is practical.
BY COPYRIGHT, 1937, BY NAPOLEON HILL

All Rights Reserved


Printings March, 1937 May, 1937 August, 1937 February, 1938
. . . . . . .

.5000 Copies 10,000 Copies

NAPOLEON HILL
Author of

20,000 Copies 20,000 Copies

THE LAW OF SUCCESS


Philosophy

1938
Published by THE RALSTON SOCIETY, Meriden, Conn.

This book is an eBook reproduction of the complete and original 1937 version of Think and Grow Rich by Napoleon Hill, originally published by The Ralston Society and now in the public domain. This eBook edition published with an original cover design and an original foreword by Tony Seruga, is not sponsored or endorsed by, or otherwise affiliated with, Napoleon Hill or his family and heirs, the Napoleon Hill Foundation, The Ralston Society, or any other person or entity.

ELECTRONIC FACSIMILE EDITION Published 2000 With Original Foreword By Tony Seruga Distributed by OpportunityInformer.com While this eBook is optimized for viewing on screen, it may be printed out and assembled in booklet form. Because it is optimized for screen viewing it has larger than normal type when printed.

WHAT DO YOU WANT MOST?


Is It Money, Fame, Power, Contentment, Personality, Peace of Mind, Happiness? The Thirteen Steps to Riches described in this book offer the shortest dependable philosophy of individual achievement ever presented for the benefit of the man or woman who is searching for a definite goal in life. Before beginning the book you will profit greatly if you recognize the fact that the book was not written to entertain. You cannot digest the contents properly in a week or a month. After reading the book thoroughly, Dr. Miller Reese Hutchison, nationally known Consulting Engineer and long-time associate of Thomas A. Edison, said This is not a novel. It is a textbook on individual achievement that came directly from the experiences of hundreds of Americas most successful men. It should be studied, digested, and meditated upon. No more than one chapter should be read in a single night. The reader should underline the sentences which impress him most. Later, he should go back to these marked lines and read them again. A real student will not merely read this book, he will absorb its contents and make them his own. This book should be adopted by all high schools and no boy or girl should be permitted to graduate without having satisfactorily passed an examination on it. This philosophy will not take the place of the subjects taught in schools, but it will enable one to organize and apply the knowledge acquired, and convert it into useful service and adequate compensation without waste of time. Dr. John R. Turner, Dean of the College of The City of New York, after having read the book, said The very best example of the soundness of this philosophy is your own son, Blair, whose dramatic story you have outlined in the chapter on Desire. Dr. Turner had reference to the authors son, who, born without normal hearing capacity, not only avoided becoming a deaf mute, but actually converted his handicap into a priceless asset by applying the philosophy here described. After reading the story (starting on page 52), you will realize that you are about to come
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into possession of a philosophy which can be transmuted into material wealth, or serve as readily to bring you peace of mind, understanding, spiritual harmony, and in some instances, as in the case of the authors son, it can. help you master physical affliction. The author discovered, through personally analyzing hundreds of successful men, that all of them followed the habit of exchanging ideas, through what is commonly called conferences. When they had problems to be solved they sat down together and talked freely until they discovered, from their joint contribution of ideas, a plan that would serve their purpose. You, who read this book, will get most out of it by putting into practice the Master Mind principle described in the book. This you can do (as others are doing so successfully) by forming a study club, consisting of any desired number of people who are friendly and harmonious. The club should have a meeting at regular periods, as often as once each week. The procedure should consist of reading one chapter of the book at each meeting, after which the contents of the chapter should be freely discussed by all members. Each member should make notes, putting down ALL IDEAS OF HIS OWN inspired by the discussion. Each member should carefully read and analyze each chapter several days prior to its open reading and joint discussion in the club. The reading at the club should be done by someone who reads well and understands how to put color and feeling into the lines. By following this plan every reader will get from its pages, not only the sum total of the best knowledge organized from the experiences of hundreds of successful men, but more important by far, he will tap new sources of knowledge in his own mind as well as acquire knowledge of priceless value FROM EVERY OTHER PERSON PRESENT. If you follow this plan persistently you will be almost certain to uncover and appropriate the secret formula by which Andrew Carnegie acquired his huge fortune, as referred to in the authors introduction.

TRIBUTES TO THE AUTHOR From Great American Leaders THINK AND GROW RICH was 25 years in the making. It is Napoleon Hills newest book, based upon his famous Law of Success Philosophy. His work and writings have been praised by great leaders in Finance, Education, Politics, Government. Supreme Court of the United States Washington, D.C. Dear Mr. Hill: I have now had an opportunity to finish reading your Law of Success textbooks and I wish to express my appreciation of the splendid work you have done in the organization of this philosophy. It would be helpful if every politician in the country would assimilate and apply the 17 principles upon which your lessons are based. It contains some very fine material which every leader in every walk of life should understand. I am happy to have had the privilege of rendering you some slight measure of help in the organization of this splendid course of common sense philosophy. Sincerely yours

A GREAT STEAMSHIP MAGNATE I feel greatly indebted for the privilege of reading your Law of Success. If I had had this philosophy fifty years ago, I suppose I could have accomplished all that I have done in less than half the time. I sincerely hope the world will discover and reward you. ROBERT DOLLAR FAMOUS AMERICAN LABOR LEADER Mastery of the Law of Success philosophy is the equivalent of an insurance policy against failure. SAMUEL GOMPERS A FORMER PRESIDENT OF THE UNITED STATES May I not congratulate you on your persistence. Any man who devotes that much time . . . must of necessity make discoveries of great value to others. 1 am deeply impressed by your interpretation of the Master Mind principles which you have so clearly described. WOODROW WILSON A MERCHANT PRINCE I know that your 17 fundamentals of success are sound because I have been applying them in my business for more than 30 years. JOHN WANAMAKER WORLDS LARGEST MAKER OF CAMERAS I know that you are doing a world of good with your Law of Success. I would not care to set a monetary value on this training because it brings to the student qualities which cannot be measured by money, alone. GEORGE EASTMAN

(Former President and former Chief Justice of the United States)

KING OF THE 5 AND 10 CENT STORES By applying many of the 17 fundamentals of the Law of Success philosophy we have built a great chain of successful stores. I presume it would be no exaggeration of fact if I said that the Woolworth Building might properly be called a monument to the soundness of these principles. F. W. WOOLWORTH
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A NATIONALLY KNOWN BUSINESS CHIEF Whatever success I may have attained I owe, entirely, to the application of your 17 fundamental principles of the Law of Success. I believe I have the honor of being your first student. WM. WRIGLEY, JR.

PUBLISHERS PREFACE
THIS book conveys the experience of more than 500 men of great wealth, who began at scratch, with nothing to give in return for riches except THOUGHTS, IDEAS and ORGANIZED PLANS. Here you have the entire philosophy of moneymaking, just as it was organized from the actual achievements of the most successful men known to the American people during the past fifty years. It describes WHAT TO DO, also, HOW TO DO IT! It presents complete instructions on HOW TO SELL YOUR PERSONAL SERVICES. It provides you with a perfect system of self-analysis that will readily disclose what has been standing between you and the big money in the past. It describes the famous Andrew Carnegie formula of personal achievement by which he accumulated hundreds of millions of dollars for himself and made no fewer than a score of millionaires of men to whom he taught his secret. Perhaps you do not need all that is to be found in the book no one of the 500 men from whose experiences it was written did but you may need ONE IDEA, PLAN OR SUGGESTION to start you toward your goal. Somewhere in the book you will find this needed stimulus. The book was inspired by Andrew Carnegie, after he had made his millions and retired. It was written by the man to whom Carnegie disclosed the astounding secret of his richesthe same man to whom the 500 wealthy men revealed the source of their riches. In this volume will be found the thirteen principles of moneymaking essential to every person who accumulates sufficient money to guarantee financial independence. It is estimated that the research which went into the preparation, before the book was written, or could be writtenresearch covering more than twentyfive years of continuous effortcould not be duplicated at a cost of less than $100,000.00. Moreover, the knowledge contained in the book never can be duplicated, at any cost, for the reason that more than half of the 500 men who supplied the information it brings have passed on. Riches cannot always be measured in money!
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Money and material things are essential for freedom of body and mind, but there are some who will feel that the greatest of all riches can be evaluated only in terms of lasting friendships, harmonious family relationships, sympathy and understanding between business associates, and introspective harmony which brings one peace of mind measurable only in spiritual values! All who read, understand and apply this philosophy will be better prepared to attract and enjoy these higher estates which always have been and always will be denied to all except those who are ready for them. Be prepared, therefore, when you expose yourself to the influence of this philosophy, to experience a CHANGED LIFE which may help you not only to negotiate your way through life with harmony and understanding, but also to prepare you for the accumulation of material riches in abundance. THE PUBLISHER.

AUTHORS PREFACE
IN EVERY chapter of this book, mention has been made of the money-making secret which has made fortunes for more than five hundred exceedingly wealthy men whom I have carefully analyzed over a long period of years. The secret was brought to my attention by Andrew Carnegie, more than a quarter of a century ago. The canny, lovable old Scotsman carelessly tossed it into my mind, when I was but a boy. Then he sat back in his chair, with a merry twinkle in his eyes, and watched carefully to see if I had brains enough to understand the full significance of what he had said to me. When he saw that I had grasped the idea, he asked if I would be willing to spend twenty years or more, preparing myself to take it to the world, to men and women who, without the secret, might go through life as failures. I said I would, and with Mr. Carnegies cooperation, I have kept my promise. This book contains the secret, after having been put to a practical test by thousands of people, in almost every walk of life. It was Mr. Carnegies idea that the magic formula, which gave him a stupendous fortune, ought to be placed within reach of people who do not have time to investigate how men make money, and it was his hope that I might test and demonstrate the soundness of the formula through the experience of men and women in every calling. He believed the formula should be taught in all public schools and colleges, and expressed the opinion that if it were properly taught it would so revolutionize the entire educational system that the time spent in school could be reduced to less than half. His experience with Charles M. Schwab, and other young men of Mr. Schwabs type, convinced Mr. Carnegie that much of that which is taught in the schools is of no value whatsoever in connection with the business of earning a living or accumulating riches. He had arrived at this decision, because he had taken into his business one young man after another, many of them with but little schooling, and by coaching them in the use of this formula, developed in them rare leadership. Moreover, his coaching made fortunes for everyone of them who followed his instructions. In the chapter on Faith, you will read the astounding story of the organization of the giant United States Steel Corporation, as it
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was conceived and carried out by one of the young men through whom Mr. Carnegie proved that his formula will work for all who are ready for it. This single application of the secret, by that young manCharles M. Schwabmade him a huge fortune in both money and OPPORTUNITY. Roughly speaking, this particular application of the formula was worth six hundred million dollars. These facts-and they are facts well known to almost everyone who knew Mr. Carnegiegive you a fair idea of what the reading of this book may bring to you, provided you KNOW WHAT IT IS THAT YOU WANT. Even before it had undergone twenty years of practical testing, the secret was passed on to more than one hundred thousand men and women who have used it for their personal benefit, as Mr. Carnegie planned that they should. Some have made fortunes with it. Others have used it successfully in creating harmony in their homes. A clergyman used it so effectively that it brought him an income of upwards of $75,000.00 a year. Arthur Nash, a Cincinnati tailor, used his near-bankrupt business as a guinea pig on which to test the formula. The business came to life and made a fortune for its owners. It is still thriving, although Mr. Nash has gone. The experiment was so unique that newspapers and magazines, gave it more than a million dollars worth of laudatory publicity. The secret was passed on to Stuart Austin Wier, of Dallas, Texas. He was ready for itso ready that he gave up his profession and studied law. Did he succeed? That story is told too. I gave the secret to Jennings Randolph, the day he graduated from College, and he has used it so successfully that he is now serving his third term as a Member of Congress, with an excellent opportunity to keep on using it until it carries him to the White House. While serving as Advertising Manager of the La-Salle Extension University, when it was little more than a name, I had the privilege of seeing J. G. Chapline, President of the University, use the formula so effectively that he has since made the LaSalle one of the great extension schools of the country. The secret to which I refer has been mentioned no fewer than a hundred times, throughout this book. It has not been directly named, for it seems to work more successfully when it is merely uncovered and left in sight, where THOSE WHO ARE READY, and
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SEARCHING FOR IT, may pick it up. That is why Mr. Carnegie tossed it to me so quietly, without giving me its specific name. If you are READY to put it to use, you will recognize this secret at least once in every chapter. I wish I might feel privileged to tell you how you will know if you are ready, but that would deprive you of much of the benefit you will receive when you make the discovery in your own way. While this book was being written, my own son, who was then finishing the last year of his college work, picked up the manuscript of chapter two, read it, and discovered the secret for himself. He used the information so effectively that he went directly into a responsible position at a beginning salary greater than the average man ever earns. His story has been briefly described in chapter two. When you read it, perhaps you will dismiss any feeling you may have had, at the beginning of the book, that it promised too much. And, too, if you have ever been discouraged, if you have had difficulties to surmount which took the very soul out of you, if you have tried and failed, if you were ever handicapped by illness or physical affliction, this story of my sons discovery and use of the Carnegie formula may prove to be the oasis in the Desert of Lost Hope, for which you have been searching. This secret was extensively used by President Woodrow Wilson, during the World War. It was passed on to every soldier who fought in the war, carefully wrapped in the training received before going to the front. President Wilson told me it was a strong factor in raising the funds needed for the war. More than twenty years ago, Hon. Manuel L. Quezon (then Resident Commissioner of the Philippine Islands), was inspired by the secret to gain freedom for his people. He has gained freedom for the Philippines, and is the first President of the free state. A peculiar thing about this secret is that those who once acquire it and use it, find themselves literally swept on to success, with but little effort, and they never again submit to failure! If you doubt this, study the names of those who have used it, wherever they have been mentioned, check their records for yourself, and be convinced. There is no such thing as SOMETHING FOR NOTHING! The secret to which I refer cannot be had without a price, although the price is far less than its value. It cannot be had at any price by those who are not intentionally searching for it. It cannot
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be given away, it cannot be purchased for money, for the reason that it comes in two parts. One part is already in possession of those who are ready for it. The secret serves equally well, all who are ready for it. Education has nothing to do with it. Long before I was born, the secret had found its way into the possession of Thomas A. Edison, and he used it so intelligently that he became the worlds leading inventor, although he had but three months of schooling. The secret was passed on to a business associate of Mr. Edison. He used it so effectively that, although he was then making only $12,000 a year, he accumulated a great fortune, and retired from active business while still a young man. You will find his story at the beginning of the first chapter. It should convince you that riches are not beyond your reach, that you can still be what you wish to be, that money, fame, recognition and happiness can be had by all who are ready and determined to have these blessings. How do I know these things? You should have the answer before you finish this book. You may find it in the very first chapter, or on the last page. While I was performing the twenty year task of research, which I had undertaken at Mr. Carnegies request, I analyzed hundreds of well known men, many of whom admitted that they had accumulated their vast fortunes through the aid of the Carnegie secret; among these men were: HENRY FORD WILLIAM WRIGLEY JR. JOHN WANAMAKER JAMES J. HILL GEORGE S. PARKER E.M. STATLER HENRY L. DOHERTY CYRUS H. K. CURTIS GEORGE EASTMAN THEODORE ROOSEVELT JOHN W. DAVIS ELBERT HUBBARD WILBUR WRIGHT WILLIAM JENNINGS BRYAN DR. DMTID STARR JORDAN
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J. ODGEN ARMOUR CHARLES M. SCHWAB HARRIS F. WILLIAMS DR. FRANK GUNSAULUS DANIEL WILLARD KING GILLETTE RALPH A. WEEKS JUDGE DANIEL T. WRIGHT JOHN D. ROCKEFELLER THOMAS A. EDISON FRANK A. VANDERLIP F. W. WOOLWORTH COL. ROBERT A. DOLLAR EDWARD A. FILENE EDWIN C. BARNES ARTHUR BRISBANE WOODROW WILSON WM. HOWARD TAFT LUTHER BURBANK EDWARD W. BOK FRANK A. MUNSEY ELBERT H. GARY DR. ALEXANDER GRAHAM BELL JOHN H. PATTERSON JULIUS ROSENWALD STUART AUSTIN WIER DR. FRANK CRANE GEORGE M. ALEXANDER J. G. CHAPPLINE HON. JENNINGS RANDOLPH ARTHUR NASH CLARENCE DARROW These names represent but a small fraction of the hundreds of well known Americans whose achievements, financially and otherwise, prove that those who understand and apply the Carnegie secret, reach high stations in life. I have never known anyone who was inspired to use the secret, who did not achieve noteworthy success in his chosen calling. I have never known any person to distinguish himself, or to accumulate riches of any consequence,
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without possession of the secret. From these two facts I draw the conclusion that the secret is more important, as a part of the knowledge essential for self-determination, than any which one receives through what is popularly known as education. What is EDUCATION, anyway? This has been answered in full detail. As far as schooling is concerned, many of these men had very little. John Wanamaker once told me that what little schooling he had, he acquired in very much the same manner as a modern locomotive takes on water, by scooping it up as it runs. Henry Ford never reached high school, let alone college. I am not attempting to minimize the value of schooling, but I am trying to express my earnest belief that those who master and apply the secret will reach high stations, accumulate riches, and bargain with life on their own terms, even if their schooling has been meager. Somewhere, as you read, the secret to which I refer will jump from the page and stand boldly before you, IF YOU ARE READY FOR IT! When it appears, you will recognize it. Whether you receive the sign in the first or the last chapter, stop for a moment when it presents itself, and turn down a glass, for that occasion will mark the most important turning-point of your life. We pass now, to Chapter One, and to the story of my very dear friend, who has generously acknowledged having seen the mystic sign, and whose business achievements are evidence enough that he turned down a glass. As you read his story, and the others, remember that they deal with the important problems of life, such as all men experience. The problems arising from ones endeavor to earn a living, to find hope, courage, contentment and peace of mind; to accumulate riches and to enjoy freedom of body and spirit. Remember, too, as you go through the book, that it deals with facts and not with fiction, its purpose being to convey a great universal truth through which all who are READY may learn, not only WHAT TO DO, BUT ALSO HOW TO DO IT! and receive, as well, THE NEEDED STIMULUS TO MAKE A START. As a final word of preparation, before you begin the first chapter, may I offer one brief suggestion which may provide a clue by which the Carnegie secret may be recognized? It is thisALL ACHIEVEMENT, ALL EARNED RICHES, HAVE THEIR BEGINNING IN AN IDEA! If you are ready for the secret, you already possess one
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half of it, therefore, you will readily recognize the other half the moment it reaches your mind. THE AUTHOR

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CHAPTER 1

INTRODUCTION
THE MAN WHO THOUGHT HIS WAY INTO PARTNERSHIP WITH THOMAS A. EDISON TRULY, thoughts are things, and powerful things at that, when they are mixed with definiteness of purpose, persistence, and a BURNING DESIRE for their translation into riches, or other material objects. A little more than thirty years ago, Edwin C. Barnes discovered how true it is that men really do THINK AND GROW RICH. His discovery did not come about at one sitting. It came little by little, beginning with a BURNING DESIRE to become a business associate of the great Edison. One of the chief characteristics of Barnes Desire was that it was definite. He wanted to work with Edison, not for him. Observe, carefully, the description of how he went about translating his DESIRE into reality, and you will have a better understanding of the thirteen principles which lead to riches. When this DESIRE, or impulse of thought, first flashed into his mind he was in no position to act upon it. Two difficulties stood in his way. He did not know Mr. Edison, and he did not have enough money to pay his railroad fare to Orange, New Jersey. These difficulties were sufficient to have discouraged the majority of men from making any attempt to carry out the desire. But his was no ordinary desire! He was so determined to find a way to carry out his desire that he finally decided to travel by blind baggage, rather than be defeated. (To the uninitiated, this means that he went to East Orange on a freight train). He presented himself at Mr. Edisons laboratory, and announced he had come to go into business with the inventor. In speaking of the first meeting between Barnes and Edison, years later, Mr. Edison said, He stood there before me, looking like an ordinary tramp, but there was something in the expression of his face which conveyed the impression that he was determined to get what he had come after. I had learned, from years of experience with
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men, that when a man really DESIRES a thing so deeply that he is willing to stake his entire future on a single turn of the wheel in order to get it, he is sure to win. I gave him the opportunity he asked for, because I saw he had made up his mind to stand by until he succeeded. Subsequent events proved that no mistake was made. Just what young Barnes said to Mr. Edison on that occasion was far less important than that which he thought. Edison, himself, said so! It could not have been the young mans appearance which got him his start in the Edison office, for that was definitely against him. It was what he THOUGHT that counted. If the significance of this statement could be conveyed to every person who reads it, there would be no need for the remainder of this book. Barnes did not get his partnership with Edison on his first interview. He did get a chance to work in the Edison offices, at a very nominal wage, doing work that was unimportant to Edison, but most important to Barnes, because it gave him an opportunity to display his merchandise where his intended partner could see it. Months went by. Apparently nothing happened to bring the coveted goal which Barnes had set up in his mind as his DEFINITE MAJOR PURPOSE. But something important was happening in Barnes mind. He was constantly intensifying his DESIRE to become the business associate of Edison. Psychologists have correctly said that when one is truly ready for a thing, it puts in its appearance. Barnes was ready for a business association with Edison, moreover, he was DETERMINED TO REMAIN READY UNTIL HE GOT THAT WHICH HE WAS SEEKING. He did not say to himself, Ah well, whats the use? I guess Ill change my mind and try for a salesmans job. But, he did say, I came here to go into business with Edison, and Ill accomplish this end if it takes the remainder of my life. He meant it! What a different story men would have to tell if only they would adopt a DEFINITE PURPOSE, and stand by that purpose until it had time to become an all-consuming obsession! Maybe young Barnes did not know it at the time, but his bulldog determination, his persistence in standing back of a single DESIRE, was destined to mow down all opposition, and bring him
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the opportunity he was seeking. When the opportunity came, it appeared in a different form, and from a different direction than Barnes had expected. That is one of the tricks of opportunity. It has a sly habit of slipping in by the back door, and often it comes disguised in the form of misfortune, or temporary defeat. Perhaps this is why so many fail to recognize opportunity. Mr. Edison had just perfected a new office device, known at that time, as the Edison Dictating Machine (now the Ediphone). His salesmen were not enthusiastic over the machine. They did not believe it could be sold without great effort. Barnes saw his opportunity. It had crawled in quietly, hidden in a queer looking machine which interested no one but Barnes and the inventor. Barnes knew he could sell the Edison Dictating Machine. He suggested this to Edison, and promptly got his chance. He did sell the machine. In fact, he sold it so successfully that Edison gave him a contract to distribute and market it all over the nation. Out of that business association grew the slogan, Made by Edison and installed by Barnes. The business alliance has been in operation for more than thirty years. Out of it Barnes has made himself rich in money, but he has done something infinitely greater, he has proved that one really may Think and Grow Rich. How much actual cash that original DESIRE of Barnes has been worth to him, I have no way of knowing. Perhaps it has brought him two or three million dollars, but the amount, whatever it is, becomes insignificant when compared with the greater asset he acquired in the form of definite knowledge that an intangible impulse of thought can be transmuted into its physical counterpart by the application of known principles. Barnes literally thought himself into a partnership with the great Edison! He thought himself into a fortune. He had nothing to start with, except the capacity to KNOW WHAT HE WANTED, AND THE DETERMINATION TO STAND BY THAT DESIRE UNTIL HE REALIZED IT. He had no money to begin with. He had but little education. He had no influence. But he did have initiative, faith, and the will to win. With these intangible forces he made himself number one man with the greatest inventor who ever lived. Now, let us look at a different situation, and study a man who
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had plenty of tangible evidence of riches, but lost it, because he stopped three feet short of the goal he was seeking. THREE FEET FROM GOLD One of the most common causes of failure is the habit of quitting when one is overtaken by temporary defeat. Every person is guilty of this mistake at one time or another. An uncle of R. U. Darby was caught by the gold fever in the gold-rush days, and went west to DIG AND GROW RICH. He had never heard that more gold has been mined from the brains of men than has ever been taken from the earth. He staked a claim and went to work with pick and shovel. The going was hard, but his lust for gold was definite. After weeks of labor, he was rewarded by the discovery of the shining ore. He needed machinery to bring the ore to the surface. Quietly, he covered up the mine, retraced his footsteps to his home in Williamsburg, Maryland, told his relatives and a few neighbors of the strike. They got together money for the needed machinery, had it shipped. The uncle and Darby went back to work the mine. The first car of ore was mined, and shipped to a smelter. The returns proved they had one of the richest mines in Colorado! A few more cars of that ore would clear the debts. Then would come the big killing in profits. Down went the drills! Up went the hopes of Darby and Uncle! Then something happened! The vein of gold ore disappeared! They had come to the end of the rainbow, and the pot of gold was no longer there! They drilled on, desperately trying to pick up the vein againall to no avail. Finally, they decided to QUIT. They sold the machinery to a junk man for a few hundred dollars, and took the train back home. Some junk men are dumb, but not this one! He called in a mining engineer to look at the mine and do a little calculating. The engineer advised that the project had failed, because the owners were not familiar with fault lines. His calculations showed that the vein would be found JUST THREE FEET FROM WHERE THE DARBYS HAD STOPPED DRILLING! That is exactly where it was found! The Junk man took millions of dollars in ore from the mine, because he knew enough to seek expert counsel before giving up.
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Most of the money which went into the machinery was procured through the efforts of R. U. Darby, who was then a very young man. The money came from his relatives and neighbors, because of their faith in him. He paid back every dollar of it, although he was years in doing so. Long afterward, Mr. Darby recouped his loss many times over, when he made the discovery that DESIRE can be transmuted into gold. The discovery came after he went into the business of selling life insurance. Remembering that he lost a huge fortune, because he STOPPED three feet from gold, Darby profited by the experience in his chosen work, by the simple method of saying to himself, I stopped three feet from gold, but I will never stop because men say no when I ask them to buy insurance. Darby is one of a small group of fewer than fifty men who sell more than a million dollars in life insurance annually. He owes his stickability to the lesson he learned from his quitability in the gold mining business. Before success comes in any mans life, he is sure to meet with much temporary defeat, and, perhaps, some failure. When defeat overtakes a man, the easiest and most logical thing to do is to QUIT. That is exactly what the majority of men do. More than five hundred of the most successful men this country has ever known, told the author their greatest success came just one step beyond the point at which defeat had overtaken them. Failure is a trickster with a keen sense of irony and cunning. It takes great delight in tripping one when success is almost within reach. A FIFTY-CENT LESSON IN PERSISTENCE Shortly after Mr. Darby received his degree from the University of Hard Knocks, and had decided to profit by his experience in the gold mining business, he had the good fortune to be present on an occasion that proved to him that No does not necessarily mean no. One afternoon he was helping his uncle grind wheat in an old fashioned mill. The uncle operated a large farm on which a number of colored sharecrop farmers lived. Quietly, the door was opened, and a small colored child, the daughter of a tenant, walked in and
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took her place near the door. The uncle looked up, saw the child, and barked at her roughly, what do you want? Meekly, the child replied, My mammy say send her fifty cents. Ill not do it, the uncle retorted, Now you run on home. Yas sah, the child replied. But she did not move. The uncle went ahead with his work, so busily engaged that he did not pay enough attention to the child to observe that she did not leave. When he looked up and saw her still standing there, he yelled at her, I told you to go on home! Now go, or Ill take a switch to you. The little girl said yas sah, but she did not budge an inch. The uncle dropped a sack of grain he was about to pour into the mill hopper, picked up a barrel stave, and started toward the child with an expression on his face that indicated trouble. Darby held his breath. He was certain he was about to witness a murder. He knew his uncle had a fierce temper. He knew that colored children were not supposed to defy white people in that part of the country. When the uncle reached the spot where the child was standing, she quickly stepped forward one step, looked up into his eyes, and screamed at the top of her shrill voice, MY MAMMYS GOTTA HAVE THAT FIFTY CENTS! The uncle stopped, looked at her for a minute, then slowly laid the barrel stave on the floor, put his hand in his pocket, took out half a dollar, and gave it to her. The child took the money and slowly backed toward the door, never taking her eyes off the man whom she had just conquered. After she had gone, the uncle sat down on a box and looked out the window into space for more than ten minutes. He was pondering, with awe, over the whipping he had just taken. Mr. Darby, too, was doing some thinking. That was the first time in all his experience that he had seen a colored child deliberately master an adult white person. How did she do it? What happened to his uncle that caused him to lose his fierceness and become as docile as a lamb? What strange power did this child use that made her master over her superior? These and other similar questions flashed into Darbys mind, but he did not find the answer until years later, when he told me the story.
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Strangely, the story of this unusual experience was told to the author in the old mill, on the very spot where the uncle took his whipping. Strangely, too, I had devoted nearly a quarter of a century to the study of the power which enabled an ignorant, illiterate colored child to conquer an intelligent man. As we stood there in that musty old mill, Mr. Darby repeated the story of the unusual conquest, and finished by asking, What can you make of it? What strange power did that child use, that so completely whipped my uncle? The answer to his question will be found in the principles described in this book. The answer is full and complete. It contains details and instructions sufficient to enable anyone to understand, and apply the same force which the little child accidentally stumbled upon. Keep your mind alert, and you will observe exactly what strange power came to the rescue of the child, you will catch a glimpse of this power in the next chapter. Somewhere in the book you will find an idea that will quicken your receptive powers, and place at your command, for your own benefit, this same irresistible power. The awareness of this power may come to you in the first chapter, or it may flash into your mind in some subsequent chapter. It may come in the form of a single idea. Or, it may come in the nature of a plan, or a purpose. Again, it may cause you to go back into your past experiences of failure or defeat, and bring to the surface some lesson by which you can regain all that you lost through defeat. After I had described to Mr. Darby the power unwittingly used by the little colored child, he quickly retraced his thirty years of experience as a life insurance salesman, and frankly acknowledged that his success in that field was due, in no small degree, to the lesson he had learned from the child. Mr. Darby pointed out: every time a prospect tried to bow me out, without buying, I saw that child standing there in the old mill, her big eyes glaring in defiance, and I said to myself, Ive gotta make this sale. The better portion of all sales I have made, were made after people had said NO. He recalled, too, his mistake in having stopped only three feet from gold, but, he said, that experience was a blessing in disguise. It taught me to keep on keeping on, no matter how hard the going may be, a lesson I needed to learn before I could succeed
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in anything. This story of Mr. Darby and his uncle, the colored child and the gold mine, doubtless will be read by hundreds of men who make their living by selling life insurance, and to all of these, the author wishes to offer the suggestion that Darby owes to these two experiences his ability to sell more than a million dollars of life insurance every year. Life is strange, and often imponderable! Both the successes and the failures have their roots in simple experiences. Mr. Darbys experiences were commonplace and simple enough, yet they held the answer to his destiny in life, therefore they were as important (to him) as life itself. He profited by these two dramatic experiences, because he analyzed them, and found the lesson they taught. But what of the man who has neither the time, nor the inclination to study failure in search of knowledge that may lead to success? Where, and how is he to learn the art of converting defeat into stepping stones to opportunity? In answer to these questions, this book was written. The answer called for a description of thirteen principles, but remember, as you read, the answer you may be seeking, to the questions which have caused you to ponder over the strangeness of life, may be found in your own mind, through some idea, plan, or purpose which may spring into your mind as you read. One sound idea is all that one needs to achieve success. The principles described in this book, contain the best, and the most practical of all that is known, concerning ways and means of creating useful ideas. Before we go any further in our approach to the description of these principles, we believe you are entitled to receive this important suggestion.WHEN RICHES BEGIN TO COME THEY COME SO QUICKLY, IN SUCH GREAT ABUNDANCE, THAT ONE WONDERS WHERE THEY HAVE BEEN HIDING DURING ALL THOSE LEAN YEARS. This is an astounding statement, and all the more so, when we take into consideration the popular belief, that riches come only to those who work hard and long. When you begin to THINK AND GROW RICH, you will observe that riches begin with a state of mind, with definiteness of purpose, with little or no hard work. You, and every other person, ought to be interested in knowing how to acquire that state of mind which will attract riches. I spent twenty-five years in research, analyzing more
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than 25,000 people, because I, too, wanted to know how wealthy men become that way. Without that research, this book could not have been written. Here take notice of a very significant truth, viz: The business depression started in 1929, and continued on to an all time record of destruction, until sometime after President Roosevelt entered office. Then the depression began to fade into nothingness. Just as an electrician in a theatre raises the lights so gradually that darkness is transmuted into light before you realize it, so did the spell of fear in the minds of the people gradually fade away and become faith. Observe very closely, as soon as you master the principles of this philosophy, and begin to follow the instructions for applying those principles, your financial status will begin to improve, and everything you touch will begin to transmute itself into an asset for your benefit. Impossible? Not at all! One of the main weaknesses of mankind is the average mans familiarity with the word impossible. He knows all the rules which will NOT work. He knows all the things which CANNOT be done. This book was written for those who seek the rules which have made others successful, and are willing to stake everything on those rules. A great many years ago I purchased a fine dictionary. The first thing I did with it was to turn to the word impossible, and neatly clip it out of the book. That would not be an unwise thing for you to do. Success comes to those who become SUCCESS CONSCIOUS. Failure comes to those who indifferently allow themselves to become FAILURE CONSCIOUS. The object of this book is to help all who seek it, to learn the art of changing their minds from FAILURE CONSCIOUSNESS to SUCCESS CONSCIOUSNESS. Another weakness found in altogether too many people, is the habit of measuring everything, and everyone, by their own impressions and beliefs. Some who will read this, will believe that no one can THINK AND GROW RICH. They cannot think in terms of riches, because their thought habits have been steeped in poverty, want, misery, failure, and defeat. These unfortunate people remind me of a prominent Chinese, who came to America to be educated in American ways. He
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attended the University of Chicago. One day President Harper met this young Oriental on the campus, stopped to chat with him for a few minutes, and asked what had impressed him as being the most noticeable characteristic of the American people. Why, the Chinaman exclaimed, the queer slant of your eyes. Your eyes are off slant! What do we say about the Chinese? We refuse to believe that which we do not understand. We foolishly believe that our own limitations are the proper measure of limitations. Sure, the other fellows eyes are off slant, BECAUSE THEY ARE NOT THE SAME AS OUR OWN. Millions of people look at the achievements of Henry Ford, after he has arrived, and envy him, because of his good fortune, or luck, or genius, or whatever it is that they credit for Fords fortune. Perhaps one person in every hundred thousand knows the secret of Fords success, and those who do know are too modest, or too reluctant, to speak of it, because of its simplicity. A single transaction will illustrate the secret perfectly. A few years back, Ford decided to produce his now famous V-8 motor. He chose to build an engine with the entire eight cylinders cast in one block, and instructed his engineers to produce a design for the engine. The design was placed on paper, but the engineers agreed, to a man, that it was simply impossible to cast an eightcylinder gas engine block in one piece. Ford said, Produce it anyway. But, they replied, its impossible! Go ahead, Ford commanded, and stay on the job until you succeed no matter how much time is required. The engineers went ahead. There was nothing else for them to do, if they were to remain on the Ford staff. Six months went by, nothing happened. Another six months passed, and still nothing happened. The engineers tried every conceivable plan to carry out the orders, but the thing seemed out of the question; impossible! At the end of the year Ford checked with his engineers, and again they informed him they had found no way to carry out his orders. Go right ahead, said Ford, I want it, and Ill have it. They went ahead, and then, as if by a stroke of magic, the secret was discovered. The Ford DETERMINATION had won once more!
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This story may not be described with minute accuracy, but the sum and substance of it is correct. Deduce from it, you who wish to THINK AND GROW RICH, the secret of the Ford millions, if you can. Youll not have to look very far. Henry Ford is a success, because he understands, and applies the principles of success. One of these is DESIRE: knowing what one wants. Remember this Ford story as you read, and pick out the lines in which the secret of his stupendous achievement have been described. If you can do this, if you can lay your finger on the particular group of principles which made Henry Ford rich, you can equal his achievements in almost any calling for which you are suited. YOU ARE THE MASTER OF YOUR FATE, THE CAPTAIN OF YOUR SOUL, BECAUSE When Henley wrote the prophetic lines, I am the Master of my Fate, I am the Captain of my Soul, he should have informed us that we are the Masters of our Fate, the Captains of our Souls, because we have the power to control our thoughts. He should have told us that the ether in which this little earth floats, in which we move and have our being, is a form of energy moving at an inconceivably high rate of vibration, and that the ether is filled with a form of universal power which ADAPTS itself to the nature of the thoughts we hold in our minds; and INFLUENCES us, in natural ways, to transmute our thoughts into their physical equivalent. If the poet had told us of this great truth, we would know WHY IT IS that we are the Masters of our Fate, the Captains of our Souls. He should have told us, with great emphasis, that this power makes no attempt to discriminate between destructive thoughts and constructive thoughts, that it will urge us to translate into physical reality thoughts of poverty, just as quickly as it will influence us to act upon thoughts of riches. He should have told us, too, that our brains become magnetized with the dominating thoughts which we hold in our minds, and, by means with which no man is familiar, these magnets attract to us the forces, the people, the circumstances of life which harmonize with the nature of our dominating thoughts. He should have told us, that before we can accumulate riches
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in great abundance, we must magnetize our minds with intense DESIRE for riches, that we must become money conscious until the DESIRE for money drives us to create definite plans for acquiring it. But, being a poet, and not a philosopher, Henley contented himself by stating a great truth in poetic form, leaving those who followed him to interpret the philosophical meaning of his lines. Little by little, the truth has unfolded itself, until it now appears certain that the principles described in this book, hold the secret of mastery over our economic fate. We are now ready to examine the first of these principles. Maintain a spirit of open-mindedness, and remember as you read, they are the invention of no one man. The principles were gathered from the life experiences of more than 500 men who actually accumulated riches in huge amounts; men who began in poverty, with but little education, without influence. The principles worked for these men. You can put them to work for your own enduring benefit. You will find it easy, not hard, to do. Before you read the next chapter, I want you to know that it conveys factual information which might easily change your entire financial destiny, as it has so definitely brought changes of stupendous proportions to two people described. I want you to know, also, that the relationship between these two men and myself, is such that I could have taken no liberties with the facts, even if I had wished to do so. One of them has been my closest personal friend for almost twenty-five years, the other is my own son. The unusual success of these two men, success which they generously accredit to the principle described in the next chapter, more than justifies this personal reference as a means of emphasizing the far-flung power of this principle. Almost fifteen years ago, I delivered the Commencement Address at Salem College, Salem, West Virginia. I emphasized the principle described in the next chapter, with so much intensity that one of the members of the graduating class definitely appropriated it, and made it a part of his own philosophy. The young man is now a Member of Congress, and an important factor in the present administration. Just before this book went to the publisher, he wrote me a letter in which he so clearly stated his opinion of the principle outlined in the next chapter, that I have chosen to publish
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his letter as an introduction to that chapter. It gives you an idea of the rewards to come. My dear Napoleon: My service as a Member of Congress having given me an insight into the problems of men and women, I am writing to offer a suggestion which may become helpful to thousands of worthy people. With apologies, I must state that the suggestion, if acted upon, will mean several years of labor and responsibility for you, but I am en-heartened to make the suggestion, because I know your great love for rendering useful service. In 1922, you delivered the Commencement address at Salem College, when I was a member of the graduating class. In that address, you planted in my mind an idea which has been responsible for the opportunity I now have to serve the people of my State, and will be responsible, in a very large measure, for whatever success I may have in the future. The suggestion I have in mind is, that you put into a book the sum and substance of the address you delivered at Salem College, and in that way give the people of America an opportunity to profit by your many years of experience and association with the men who, by their greatness, have made America the richest nation on earth. I recall, as though it were yesterday, the marvelous description you gave of the method by which Henry Ford, with but little schooling, without a dollar, with no influential friends, rose to great heights. I made up my mind then, even before you had finished your speech, that I would make a place for myself, no matter how many difficulties I had to surmount. Thousands of young people will finish their schooling this year, and within the next few years. Every one of them will be seeking just such a message of practical encouragement as the one I received from you. They will want to know where to turn, what to do, to get started in life. You can tell them, because you have helped to solve the problems of so many, many people. If there is any possible way that you can afford to render so great a service, may I offer the suggestion that you include with every book, one of your Personal Analysis Charts, in order that the purchaser of the book may have the benefit of a complete self31

inventory, indicating, as you indicated to me years ago, exactly what is standing in the way of success. Such a service as this, providing the readers of your book with a complete, unbiased picture of their faults and their virtues, would mean to them the difference between success and failure. The service would be priceless. Millions of people are now facing the problem of staging a come-back, because of the depression, and I speak from personal experience when I say, I know these earnest people would welcome the opportunity to tell you their problems, and to receive your suggestions for the solution. You know the problems of those who face the necessity of beginning all over again. There are thousands of people in America today who would like to know how they can convert ideas into money, people who must start at scratch, without finances, and recoup their losses. If anyone can help them, you can. If you publish the book, I would like to own the first copy that comes from the press, personally autographed by you. With best wishes, believe me, Cordially yours, JENNINGS RANDOLPH

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CHAPTER 2

DESIRE
THE STARTING POINT OF ALL ACHIEVEMENT The First Step toward Riches WHEN Edwin C. Barnes climbed down from the freight train in Orange, N. J., more than thirty years ago, he may have resembled a tramp, but his thoughts were those of a king! As he made his way from the railroad tracks to Thomas A. Edisons office, his mind was at work. He saw himself standing in Edisons presence. He heard himself asking Mr. Edison for an opportunity to carry out the one CONSUMING OBSESSION OF HIS LIFE, a BURNING DESIRE to become the business associate of the great inventor. Barnes desire was not a hope! It was not a wish! It was a keen, pulsating DESIRE, which transcended everything else. It was DEFINITE. The desire was not new when he approached Edison. It had been Barnes dominating desire for a long time. In the beginning, when the desire first appeared in his mind, it may have been, probably was, only a wish, but it was no mere wish when he appeared before Edison with it. A few years later, Edwin C. Barnes again stood before Edison, in the same office where he first met the inventor. This time his DESIRE had been translated into reality. He was in business with Edison. The dominating DREAM OF HIS LIFE had become a reality. Today, people who know Barnes envy him, because of the break life yielded him. They see him in the days of his triumph, without taking the trouble to investigate the cause of his success. Barnes succeeded because he chose a definite goal, placed all his energy, all his will power, all his effort, everything back of that goal. He did not become the partner of Edison the day he arrived. He was content to start in the most menial work, as long as it provided an opportunity to take even one step toward his cherished goal. Five years passed before the chance he had been seeking
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made its appearance. During all those years not one ray of hope, not one promise of attainment of his DESIRE had been held out to him. To everyone, except himself, he appeared only another cog in the Edison business wheel, but in his own mind, HE WAS THE PARTNER OF EDISON EVERY MINUTE OF THE TIME, from the very day that he first went to work there. It is a remarkable illustration of the power of a DEFINITE DESIRE. Barnes won his goal, because he wanted to be a business associate of Mr. Edison, more than he wanted anything else. He created a plan by which to attain that purpose. But he BURNED ALL BRIDGES BEHIND HIM. He stood by his DESIRE until it became the dominating obsession of his lifeandfinally, a fact. When he went to Orange, he did not say to himself, I will try to induce Edison to give me a job of some soft. He said, I will see Edison, and put him on notice that I have come to go into business with him. He did not say, I will work there for a few months, and if I get no encouragement, I will quit and get a job somewhere else. He did say, I will start anywhere. I will do anything Edison tells me to do, but before I am through, I will be his associate. He did not say, I will keep my eyes open for another opportunity, in case I fail to get what I want in the Edison organization. He said, There is but ONE thing in this world that I am determined to have, and that is a business association with Thomas A. Edison. I will burn all bridges behind me, and stake my ENTIRE FUTURE on my ability to get what I want. He left himself no possible way of retreat. He had to win or perish! That is all there is to the Barnes story of success! A long while ago, a great warrior faced a situation which made it necessary for him to make a decision which insured his success on the battlefield. He was about to send his armies against a powerful foe, whose men outnumbered his own. He loaded his soldiers into boats, sailed to the enemys country, unloaded soldiers and equipment, then gave the order to burn the ships that had carried them. Addressing his men before the first battle, he said, You see the boats going up in smoke. That means that we cannot leave these shores alive unless we win! We now have no choice-we win or we perish! They won.
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Every person who wins in any undertaking must be willing to burn his ships and cut all sources of retreat. Only by so doing can one be sure of maintaining that state of mind known as a BURNING DESIRE TO WIN, essential to success. The morning after the great Chicago fire, a group of merchants stood on State Street, looking at the smoking remains of what had been their stores. They went into a conference to decide if they would try to rebuild, or leave Chicago and start over in a more promising section of the country. They reached a decisionall except one-to leave Chicago. The merchant who decided to stay and rebuild pointed a finger at the remains of his store, and said, Gentlemen, on that very spot I will build the worlds greatest store, no matter how many times it may burn down. That was more than fifty years ago. The store was built. It stands there today, a towering monument to the power of that state of mind known as a BURNING DESIRE. The easy thing for Marshal Field to have done, would have been exactly what his fellow merchants did. When the going was hard, and the future looked dismal, they pulled up and went where the going seemed easier. Mark well this difference between Marshal Field and the other merchants, because it is the same difference which distinguishes Edwin C. Barnes from thousands of other young men who have worked in the Edison organization. It is the same difference which distinguishes practically all who succeed from those who fail. Every human being who reaches the age of understanding of the purpose of money, wishes for it. Wishing will not bring riches. But desiring riches with a state of mind that becomes an obsession, then planning definite ways and means to acquire riches, and backing those plans with persistence which does not recognize failure, will bring riches. The method by which DESIRE for riches can be transmuted into its financial equivalent, consists of six definite, practical steps, viz: First. Fix in your mind the exact amount of money you desire. It is not sufficient merely to say I want plenty of money. Be definite as to the amount. (There is a psychological reason for definiteness which will be described in a subsequent chapter).
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Second. Determine exactly what you intend to give in return for the money you desire. (There is no such reality as something for nothing.) Third. Establish a definite date when you intend to possess the money you desire. Fourth. Create a definite plan for carrying out your desire, and begin at once, whether you are ready or not, to put this plan into action. Fifth. Write out a clear, concise statement of the amount of money you intend to acquire, name the time limit for its acquisition, state what you intend to give in return for the money, and describe clearly the plan through which you intend to accumulate it. Sixth. Read your written statement aloud, twice daily, once just before retiring at night, and once after arising in the morning. AS YOU READSEE AND FEEL AND BELIEVE YOURSELF ALREADY IN POSSESSION OF THE MONEY. It is important that you follow the instructions described in these six steps. It is especially important that you observe, and follow the instructions in the sixth paragraph. You may complain that it is impossible for you to see yourself in possession of money before you actually have it. Here is where a BURNING DESIRE will come to your aid. If you truly DESIRE money so keenly that your desire is an obsession, you will have no difficulty in convincing yourself that you will acquire it. The object is to want money, and to become so determined to have it that you CONVINCE yourself you will have it. Only those who become money conscious ever accumulate great riches. Money consciousness means that the mind has become so thoroughly saturated with the DESIRE for money, that one can see ones self already in possession of it. To the uninitiated, who has not been schooled in the working principles of the human mind, these instructions may appear impractical. It may be helpful, to all who fail to recognize the soundness of the six steps, to know that the information they
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convey, was received from Andrew Carnegie, who began as an ordinary laborer in the steel mills, but managed, despite his humble beginning, to make these principles yield him a fortune of considerably more than one hundred million dollars. It may be of further help to know that the six steps here recommended were carefully scrutinized by the late Thomas A. Edison, who placed his stamp of approval upon them as being, not only the steps essential for the accumulation of money, but necessary for the attainment of any definite goal. The steps call for no hard labor. They call for no sacrifice. They do not require one to become ridiculous, or credulous. To apply them calls for no great amount of education. But the successful application of these six steps does call for sufficient imagination to enable one to see, and to understand, that accumulation of money cannot be left to chance, good fortune, and luck. One must realize that all who have accumulated great fortunes, first did a certain amount of dreaming, hoping, wishing, DESIRING, and PLANNING before they acquired money. You may as well know, right here, that you can never have riches in great quantities, UNLESS you can work yourself into a white heat of DESIRE for money, and actually BELIEVE you will possess it. You may as well know, also that every great leader, from the dawn of civilization down to the present, was a dreamer. Christianity is the greatest potential power in the world today, because its founder was an intense dreamer who had the vision and the imagination to see realities in their mental and spiritual form before they had been transmuted into physical form. If you do not see great riches in your imagination, you will never see them in your bank balance. Never, in the history of America has there been so great an opportunity for practical dreamers as now exists. The six year economic collapse has reduced all men, substantially, to the same level. A new race is about to be run. The stakes represent huge fortunes which will be accumulated within the next ten years. The rules of the race have changed, because we now live in a CHANGED WORLD that definitely favors the masses, those who had but little or no opportunity to win under the conditions existing during the depression, when fear paralyzed growth and development. We who are in this race for riches, should be encouraged to
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know that this changed world in which we live is demanding new ideas, new ways of doing things, new leaders, new inventions, new methods of teaching, new methods of marketing, new books, new literature, new features for the radio, new ideas for moving pictures. Back of all this demand for new and better things, there is one quality which one must possess to win, and that is DEFINITENESS OF PURPOSE, the knowledge of what one wants, and a burning DESIRE to possess it. The business depression marked the death of one age, and the birth of another. This changed world requires practical dreamers who can, and will put their dreams into action. The practical dreamers have always been, and always will be the pattern-makers of civilization. We who desire to accumulate riches, should remember the real leaders of the world always have been men who harnessed, and put into practical use, the intangible, unseen forces of unborn opportunity, and have converted those forces, [or impulses of thought], into sky-scrapers, cities, factories, airplanes, automobiles, and every form of convenience that makes life more pleasant. Tolerance, and an open mind are practical necessities of the dreamer of today. Those who are afraid of new ideas are doomed before they start. Never has there been a time more favorable to pioneers than the present. True, there is no wild and woolly west to be conquered, as in the days of the Covered Wagon; but there is a vast business, financial, and industrial world to be remoulded and redirected along new and better lines. In planning to acquire your share of the riches, let no one influence you to scorn the dreamer. To win the big stakes in this changed world, you must catch the spirit of the great pioneers of the past, whose dreams have given to civilization all that it has of value, the spirit which serves as the life-blood of our own country your opportunity and mine, to develop and market our talents. Let us not forget, Columbus dreamed of an Unknown world, staked his life on the existence of such a world, and discovered it! Copernicus, the great astronomer, dreamed of a multiplicity of worlds, and revealed them! No one denounced him as impractical after he had triumphed. Instead, the world worshipped at his shrine, thus proving once more that SUCCESS REQUIRES NO APOLOGIES, FAILURE PERMITS NO ALIBIS. If the thing you wish to do is right, and you believe in it, go
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ahead and do it! Put your dream across, and never mind what they say if you meet with temporary defeat, for they, perhaps, do not know that EVERY FAILURE BRINGS WITH IT THE SEED OF AN EQUIVALENT SUCCESS. Henry Ford, poor and uneducated, dreamed of a horseless carriage, went to work with what tools he possessed, without waiting for opportunity to favor him, and now evidence of his dream belts the entire earth. He has put more wheels into operation than any man who ever lived, because he was not afraid to back his dreams. Thomas Edison dreamed of a lamp that could be operated by electricity, began where he stood to put his dream into action, and despite more than ten thousand failures, he stood by that dream until he made it a physical reality. Practical dreamers DO NOT QUIT! Whelan dreamed of a chain of cigar stores, transformed his dream into action, and now the United Cigar Stores occupy the best corners in America. Lincoln dreamed of freedom for the black slaves, put his dream into action, and barely missed living to see a united North and South translate his dream into reality. The Wright brothers dreamed of a machine that would fly through the air. Now one may see evidence all over the world, that they dreamed soundly. Marconi dreamed of a system for harnessing the intangible forces of the ether. Evidence that he did not dream in vain, may be found in every wireless and radio in the world. Moreover, Marconis dream brought the humblest cabin, and the most stately manor house side by side. It made the people of every nation on earth back-door neighbors. It gave the President of the United States a medium by which he may talk to all the people of America at one time, and on short notice. It may interest you to know that Marconis friends had him taken into custody, and examined in a psychopathic hospital, when he announced he had discovered a principle through which he could send messages through the air, without the aid of wires, or other direct physical means of communication. The dreamers of today fare better. The world has become accustomed to new discoveries. Nay, it has shown a willingness to reward the dreamer who gives the world a new idea.
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The greatest achievement was, at first, and for a time, but a dream. The oak sleeps in the acorn. The bird waits in the egg, and in the highest vision of the soul, a waking angel stirs. DREAMS ARE THE SEEDLINGS OF REALITY. Awake, arise, and assert yourself, you dreamers of the world. Your star is now in the ascendency. The world depression brought the opportunity you have been waiting for. It taught people humility, tolerance, and open-mindedness. The world is filled with an abundance of OPPORTUNITY which the dreamers of the past never knew. A BURNING DESIRE TO BE, AND TO DO is the starting point from which the dreamer must take off. Dreams are not born of indifference, laziness, or lack of ambition. The world no longer scoffs at the dreamer, nor calls him impractical. If you think it does, take a trip to Tennessee, and witness what a dreamer President has done in the way of harnessing, and using the great water power of America. A score of years ago, such a dream would have seemed like madness. You have been disappointed, you have undergone defeat during the depression, you have felt the great heart within you crushed until it bled. Take courage, for these experiences have tempered the spiritual metal of which you are made-they are assets of incomparable value. Remember, too, that all who succeed in life get off to a bad start, and pass through many heartbreaking struggles before they arrive. The turning point in the lives of those who succeed, usually comes at the moment of some crisis, through which they are introduced to their other selves. John Bunyan wrote the Pilgrims Progress, which is among the finest of all English literature, after he had been confined in prison and sorely punished, because of his views on the subject of religion. 0. Henry discovered the genius which slept within his brain, after he had met with great misfortune, and was confined in a prison cell, in Columbus, Ohio. Being FORCED, through misfortune, to become acquainted with his other self, and to use his IMAGINATION, he discovered himself to be a great author instead of a miserable criminal and outcast. Strange and varied are the ways of life, and stranger still are the ways of Infinite Intelligence, through which men are sometimes forced to undergo
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all sorts of punishment before discovering their own brains, and their own capacity to create useful ideas through imagination. Edison, the worlds greatest inventor and scientist, was a tramp telegraph operator, he failed innumerable times before he was driven, finally, to the discovery of the genius which slept within his brain. Charles Dickens began by pasting labels on blacking pots. The tragedy of his first love penetrated the depths of his soul, and converted him into one of the worlds truly great authors. That tragedy produced, first, David Copperfield, then a succession of other works that made this a richer and better world for all who read his books. Disappointment over love affairs, generally has the effect of driving men to drink, and women to ruin; and this, because most people never learn the art of transmuting their strongest emotions into dreams of a constructive nature. Helen Keller became deaf, dumb, and blind shortly after birth. Despite her greatest misfortune, she has written her name indelibly in the pages of the history of the great. Her entire life has served as evidence that no one ever is defeated until defeat has been accepted as a reality. Robert Burns was an illiterate country lad, he was cursed by poverty, and grew up to be a drunkard in the bargain. The world was made better for his having lived, because he clothed beautiful thoughts in poetry, and thereby plucked a thorn and planted a rose in its place. Booker T. Washington was born in slavery, handicapped by race and color. Because he was tolerant, had an open mind at all times, on all subjects, and was a DREAMER, he left his impress for good on an entire race. Beethoven was deaf, Milton was blind, but their names will last as long as time endures, because they dreamed and translated their dreams into organized thought. Before passing to the next chapter, kindle anew in your mind the fire of hope, faith, courage, and tolerance. If you have these states of mind, and a working knowledge of the principles described, all else that you need will come to you, when you are READY for it. Let Emerson state the thought in these words, Every proverb, every book, every byword that belongs to thee for aid and comfort shall surely come home through open or winding passages. Every friend whom not thy fantastic will, but the great and tender
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soul in thee craveth, shall lock thee in his embrace. There is a difference between WISHING for a thing and being READY to receive it. No one is ready for a thing, until he believes he can acquire it. The state of mind must be BELIEF, not mere hope or wish. Open-mindedness is essential for belief. Closed minds do not inspire faith, courage, and belief. Remember, no more effort is required to aim high in life, to demand abundance and prosperity, than is required to accept misery and poverty. A great poet has correctly stated this universal truth through these lines: I bargained with Life for a penny, And Life would pay no more, However I begged at evening When I counted my scanty store. For Life is a just employer, He gives you what you ask, But once you have set the wages, Why, you must bear the task. I worked for a menials hire, Only to learn, dismayed, That any wage I had asked of Life, Life would have willingly paid. DESIRE OUTWITS MOTHER NATURE As a fitting climax to this chapter, I wish to introduce one of the most unusual persons I have ever known. I first saw him twenty-four years ago, a few minutes after he was born. He came into the world without any physical sign of ears, and the doctor admitted, when pressed for an opinion, that the child might be deaf, and mute for life. I challenged the doctors opinion. I had the right to do so, I was the childs father. I, too, reached a decision, and rendered an opinion, but I expressed the opinion silently, in the secrecy of my own heart. I decided that my son would hear and speak. Nature could send me a child without ears, but Nature could not induce me to accept the reality of the affliction.
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In my own mind I knew that my son would hear and speak. How? I was sure there must be a way, and I knew I would find it. I thought of the words of the immortal Emerson, The whole course of things goes to teach us faith. We need only obey. There is guidance for each of us, and by lowly listening, we shall hear the right word. The right word? DESIRE! More than anything else, I DESIRED that my son should not be a deaf mute. From that desire I never receded, not for a second. Many years previously, I had written, Our only limitations are those we set up in our own minds. For the first time, I wondered if that statement were true. Lying on the bed in front of me was a newly born child, without the natural equipment of hearing. Even though he might hear and speak, he was obviously disfigured for life. Surely, this was a limitation which that child had not set up in his own mind. What could I do about it? Somehow I would find a way to transplant into that childs mind my own BURNING DESIRE for ways and means of conveying sound to his brain without the aid of ears. As soon as the child was old enough to cooperate, I would fill his mind so completely with a BURNING DESIRE to hear, that Nature would, by methods of her own, translate it into physical reality. All this thinking took place in my own mind, but I spoke of it to no one. Every day I renewed the pledge I bad made to myself, not to accept a deaf mute for a son. As he grew older, and began to take notice of things around him, we observed that he had a slight degree of hearing. When he reached the age when children usually begin talking, he made no attempt to speak, but we could tell by his actions that he could hear certain sounds slightly. That was all I wanted to know! I was convinced that if he could hear, even slightly, he might develop still greater hearing capacity. Then something happened which gave me hope. It came from an entirely unexpected source. We bought a victrola. When the child heard the music for the first time, he went into ecstasies, and promptly appropriated the machine. He soon showed a preference for certain records, among them, Its a Long Way to Tipperary. On one occasion, he played that piece over and over, for almost two hours, standing in front of
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the victrola, with his teeth clamped on the edge of the case. The significance of this self-formed habit of his did not become clear to us until years afterward, for we had never heard of the principle of bone conduction of sound at that time. Shortly after he appropriated the victrola, I discovered that he could hear me quite clearly when I spoke with my lips touching his mastoid bone, or at the base of the brain. These discoveries placed in my possession the necessary media by which I began to translate into reality my Burning Desire to help my son develop hearing and speech. By that time he was making stabs at speaking certain words. The outlook was far from encouraging, but DESIRE BACKED BY FAITH knows no such word as impossible. Having determined that he could hear the sound of my voice plainly, I began, immediately, to transfer to his mind the desire to hear and speak. I soon discovered that the child enjoyed bedtime stories, so I went to work, creating stories designed to develop in him self-reliance, imagination, and a keen desire to hear and to be normal. There was one story in particular, which I emphasized by giving it some new and dramatic coloring each time it was told. It was designed to plant in his mind the thought that his affliction was not a liability, but an asset of great value. Despite the fact that all the philosophy I had examined clearly indicated that EVERY ADVERSITY BRINGS WITH IT THE SEED OF AN EQUIVALENT ADVANTAGE, I must confess that I had not the slightest idea how this affliction could ever become an asset. However, I continued my practice of wrapping that philosophy in bedtime stories, hoping the time would come when he would find some plan by which his handicap could be made to serve some useful purpose. Reason told me plainly, that there was no adequate compensation for the lack of ears and natural hearing equipment. DESIRE backed by FAITH, pushed reason aside, and inspired me to carry on. As I analyze the experience in retrospect, I can see now, that my sons faith in me had much to do with the astounding results. He did not question anything I told him. I sold him the idea that he had a distinct advantage over his older brother, and that this advantage would reflect itself in many ways. For example, the teachers in school would observe that he had no ears, and, because of this, they would show him special attention and treat him with
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extraordinary kindness. They always did. His mother saw to that, by visiting the teachers and arranging with them to give the child the extra attention necessary. I sold him the idea, too, that when he became old enough to sell newspapers, (his older brother had already become a newspaper merchant), he would have a big advantage over his brother, for the reason that people would pay him extra money for his wares, because they could see that he was a bright, industrious boy, despite the fact he had no ears. We could notice that, gradually, the childs hearing was improving. Moreover, he had not the slightest tendency to be selfconscious, because of his affliction. When he was about seven, he showed the first evidence that our method of servicing his mind was bearing fruit. For several months he begged for the privilege of selling newspapers, but his mother would not give her consent. She was afraid that his deafness made it unsafe for him to go on the street alone. Finally, he took matters in his own hands. One afternoon, when he was left at home with the servants, he climbed through the kitchen window, shinnied to the ground, and set out on his own. He borrowed six cents in capital from the neighborhood shoemaker, invested it in papers, sold out, reinvested, and kept repeating until late in the evening. After balancing his accounts, and paying back the six cents he had borrowed from his banker, he had a net profit of forty-two cents. When we got home that night, we found him in bed asleep, with the money tightly clenched in his hand. His mother opened his hand, removed the coins, and cried. Of all things! Crying over her sons first victory seemed so inappropriate. My reaction was the reverse. I laughed heartily, for I knew that my endeavor to plant in the childs mind an attitude of faith in himself had been successful. His mother saw, in his first business venture, a little deaf boy who had gone out in the streets and risked his life to earn money. I saw a brave, ambitious, self-reliant little business man whose stock in himself had been increased a hundred percent, because he had gone into business on his own initiative, and had won. The transaction pleased me, because I knew that he had given evidence of a trait of resourcefulness that would go with him all through life. Later events proved this to be true. When his older brother wanted something, he would lie down on the floor, kick his feet in the air, cry for itand get it. When the little deaf boy wanted something,
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he would plan a way to earn the money, then buy it for himself. He still follows that plan! Truly, my own son has taught me that handicaps can be converted into stepping stones on which one may climb toward some worthy goal, unless they are accepted as obstacles, and used as alibis. The little deaf boy went through the grades, high school, and college without being able to hear his teachers, excepting when they shouted loudly, at close range. He did not go to a school for the deaf. WE WOULD NOT PERMIT HIM TO LEARN THE SIGN LANGUAGE. We were determined that he should live a normal life, and associate with normal children, and we stood by that decision, although it cost us many heated debates with school officials. While he was in high school, he tried an electrical hearing aid, but it was of no value to him; due, we believed, to a condition that was disclosed when the child was six, by Dr. J. Gordon Wilson, of Chicago, when he operated on one side of the boys head, and discovered that there was no sign of natural hearing equipment. During his last week in college, (eighteen years after the operation), something happened which marked the most important turning-point of his life. Through what seemed to be mere chance, he came into possession of another electrical hearing device, which was sent to him on trial. He was slow about testing it, due to his disappointment with a similar device. Finally he picked the instrument up, and more or less carelessly, placed it on his head, hooked up the battery, and lo! as if by a stroke of magic, his lifelong DESIRE FOR NORMAL HEARING BECAME A REALITY! For the first time in his life he heard practically as well as any person with normal hearing. God moves in mysterious ways, His wonders to perform. Overjoyed because of the Changed World which had been brought to him through his hearing device, he rushed to the telephone, called his mother, and heard her voice perfectly. The next day he plainly heard the voices of his professors in class, for the first time in his life! Previously he could hear them only when they shouted, at short range. He heard the radio. He heard the talking pictures. For the first time in his life, he could converse freely with other people, without the necessity of their having to speak loudly. Truly, he had come into possession of a Changed
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World. We had refused to accept Natures error, and, by PERSISTENT DESIRE, we had induced Nature to correct that error, through the only practical means available. DESIRE had commenced to pay dividends, but the victory was not yet complete. The boy still had to find a definite and practical way to convert his handicap into an equivalent asset. Hardly realizing the significance of what had already been accomplished, but intoxicated with the joy of his newly discovered world of sound, he wrote a letter to the manufacturer of the hearing-aid, enthusiastically describing his experience. Something in his letter; something, perhaps which was not written on the lines, but back of them; caused the company to invite him to New York. When be arrived, he was escorted through the factory, and while talking with the Chief Engineer, telling him about his changed world, a hunch, an idea, or an inspirationcall it what you wish flashed into his mind. It was this impulse of thought which converted his affliction into an asset, destined to pay dividends in both money and happiness to thousands for all time to come. The sum and substance of that impulse of thought was this: It occurred to him that he might be of help to the millions of deafened people who go through life without the benefit of hearing devices, if he could find a way to tell them the story of his Changed World. Then and there, he reached a decision to devote the remainder of his life to rendering useful service to the hard of hearing. For an entire month, he carried on an intensive research, during which he analyzed the entire marketing system of the manufacturer of the hearing device, and created ways and means of communicating with the hard of hearing all over the world for the purpose of sharing with them his newly discovered Changed World. When this was done, he put in writing a two-year plan, based upon his findings. When he presented the plan to the company, he was instantly given a position, for the purpose of carrying out his ambition. Little did he dream, when he went to work, that he was destined to bring hope and practical relief to thousands of deafened people who, without his help, would have been doomed forever to deaf mutism. Shortly after he became associated with the manufacturer of his hearing aid, he invited me to attend a class conducted by his company, for the purpose of teaching deaf mutes to hear, and to
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speak. I had never heard of such a form of education, therefore I visited the class, skeptical but hopeful that my time would not be entirely wasted. Here I saw a demonstration which gave me a greatly enlarged vision of what I had done to arouse and keep alive in my sons mind the DESIRE for normal hearing. I saw deaf mutes actually being taught to hear and to speak, through application of the self-same principle I had used, more than twenty years previously, in saving my son from deaf mutism. Thus, through some strange turn of the Wheel of Fate, my son, Blair, and I have been destined to aid in correcting deaf mutism for those as yet unborn, because we are the only living human beings, as far as I know, who have established definitely the fact that deaf mutism can be corrected to the extent of restoring to normal life those who suffer with this affliction. It has been done for one; it will be done for others. There is no doubt in my mind that Blair would have been a deaf mute all his life, if his mother and I had not managed to shape his mind as we did. The doctor who attended at his birth told us, confidentially, the child might never hear or speak. A few weeks ago, Dr. Irving Voorhees, a noted specialist on such cases, examined Blair very thoroughly. He was astounded when he learned how well my son now hears, and speaks, and said his examination indicated that theoretically, the boy should not be able to hear at all. But the lad does hear, despite the fact that X-ray pictures show there is no opening in the skull, whatsoever, from where his ears should be to the brain. When I planted in his mind the DESIRE to hear and talk, and live as a normal person, there went with that impulse some strange influence which caused Nature to become bridge-builder, and span the gulf of silence between his brain and the outer world, by some means which the keenest medical specialists have not been able to interpret. It would be sacrilege for me to even conjecture as to how Nature performed this miracle. It would be unforgivable if I neglected to tell the world as much as I know of the humble part I assumed in the strange experience. It is my duty, and a privilege to say I believe, and not without reason, that nothing is impossible to the person who backs DESIRE with enduring FAITH. Verily, a BURNING DESIRE has devious ways of transmuting itself into its physical equivalent. Blair DESIRED normal hearing; now he has it! He was born with a handicap which might easily
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have sent one with a less defined DESIRE to the street with a bundle of pencils and a tin cup. That handicap now promises to serve as the medium by which he will render useful service to many millions of hard of hearing, also, to give him useful employment at adequate financial compensation the remainder of his life. The little white lies I planted in his mind when he was a child, by leading him to BELIEVE his affliction would become a great asset, which he could capitalize, has justified itself. Verily, there is nothing, right or wrong, which BELIEF, plus BURNING DESIRE, cannot make real. These qualities are free to everyone. In all my experience in dealing with men and women who had personal problems, I never handled a single case which more definitely demonstrates the power of DESIRE. Authors sometimes make the mistake of writing of subjects of which they have but superficial, or very elementary knowledge. It has been my good fortune to have had the privilege of testing the soundness of the POWER OF DESIRE, through the affliction of my own son. Perhaps it was providential that the experience came as it did, for surely no one is better prepared than he, to serve as an example of what happens when DESIRE is put to the test. If Mother Nature bends to the will of desire, is it logical that mere men can defeat a burning desire? Strange and imponderable is the power of the human mind! We do not understand the method by which it uses every circumstance, every individual, every physical thing within its reach, as a means of transmuting DESIRE into its physical counterpart. Perhaps science will uncover this secret. I planted in my sons mind the DESIRE to hear and to speak as any normal person hears and speaks. That DESIRE has now become a reality. I planted in his mind the DESIRE to convert his greatest handicap into his greatest asset. That DESIRE has been realized. The modus operandi by which this astounding result was achieved is not hard to describe. It consisted of three very definite facts; first, I MIXED FAITH with the DESIRE for normal hearing, which I passed on to my son. Second, I communicated my desire to him in every conceivable way available, through persistent, continuous effort, over a period of years. Third, HE BELIEVED ME! As this chapter was being completed, news came of the death of Mme. Schuman-Heink. One short paragraph in the news dispatch gives the clue to this unusual womans stupendous
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success as a singer. I quote the paragraph, because the clue it contains is none other than DESIRE. Early in her career, Mme. Schuman-Heink visited the director of the Vienna Court Opera, to have him test her voice. But, he did not test it. After taking one look at the awkward and poorly dressed girl, he exclaimed, none too gently, With such a face, and with no personality at all, how can you ever expect to succeed in opera? My good child, give up the idea. Buy a sewing machine, and go to work. YOU CAN NEVER BE A SINGER. Never is a long time! The director of the Vienna Court Opera knew much about the technique of singing. He knew little about the power of desire, when it assumes the proportion of an obsession. If he had known more of that power, he would not have made the mistake of condemning genius without giving it an opportunity. Several years ago, one of my business associates became ill. He became worse as time went on, and finally was taken to the hospital for an operation. Just before he was wheeled into the operating room, I took a look at him, and wondered how anyone as thin and emaciated as he, could possibly go through a major operation successfully. The doctor warned me that there was little if any chance of my ever seeing him alive again. But that was the DOCTORS OPINION. It was not the opinion of the patient. Just before he was wheeled away, he whispered feebly, Do not be disturbed, Chief, I will be out of here in a few days. The attending nurse looked at me with pity. But the patient did come through safely. After it was all over, his physician said, Nothing but his own desire to live saved him. He never would have pulled through if he had not refused to accept the possibility of death. I believe in the power of DESIRE backed by FAITH, because I have seen this power lift men from lowly beginnings to places of power and wealth; I have seen it rob the grave of its victims; I have seen it serve as the medium by which men staged a comeback after having been defeated in a hundred different ways; I have seen it provide my own son with a normal, happy, successful life, despite Natures having sent him into the world without ears. How can one harness and use the power of DESIRE? This has been answered through this, and the subsequent chapters of this book. This message is going out to the world at the end of the longest, and perhaps, the most devastating depression America has ever known. It is reasonable to presume that the message may
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come to the attention of many who have been wounded by the depression, those who have lost their fortunes, others who have lost their positions, and great numbers who must reorganize their plans and stage a comeback. To all these I wish to convey the thought that all achievement, no matter what may be its nature, or its purpose, must begin with an intense, BURNING DESIRE for something definite. Through some strange and powerful principle of mental chemistry which she has never divulged, Nature wraps up in the impulse of STRONG DESIRE that something which recognizes no such word as impossible, and accepts no such reality as failure.

CHAPTER 3

FAITH
VISUALIZATION OF, AND BELIEF IN ATTAINMENT OF DESIRE The Second Step toward Riches FAITH is the head chemist of the mind. When FAITH is blended with the vibration of thought, the subconscious mind instantly picks up the vibration, translates it into its spiritual equivalent, and transmits it to Infinite Intelligence, as in the case of prayer. The emotions of FAITH, LOVE, and SEX are the most powerful of all the major positive emotions. When the three are blended, they have the effect of coloring the vibration of thought in such a way that it instantly reaches the subconscious mind, where it is changed into its spiritual equivalent, the only form that induces a response from Infinite Intelligence. Love and faith are psychic; related to the spiritual side of man. Sex is purely biological, and related only to the physical. The mixing, or blending, of these three emotions has the effect of opening a direct line of communication between the finite, thinking mind of man, and Infinite Intelligence. How To Develop Faith There comes, now, a statement which will give a better understanding of the importance the principle of auto-suggestion assumes in the transmutation of desire into its physical, or monetary equivalent; namely: FAITH is a state of mind which may be induced, or created, by affirmation or repeated instructions to the subconscious mind, through the principle of auto-suggestion. As an illustration, consider the purpose for which you are, presumably, reading this book. The object is, naturally, to acquire the ability to transmute the intangible thought impulse of DESIRE into its physical counterpart, money. By following the instructions laid down in the chapters on auto-suggestion, and the subconscious mind, as summarized in the chapter on auto-

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suggestion, you may CONVINCE the subconscious mind that you believe you will receive that for which you ask, and it will act upon that belief, which your subconscious mind passes back to you in the form of FAITH, followed by definite plans for procuring that which you desire. The method by which one develops FAITH, where it does not already exist, is extremely difficult to describe, almost as difficult, in fact, as it would be to describe the color of red to a blind man who has never seen color, and has nothing with which to compare what you describe to him. Faith is a state of mind which you may develop at will, after you have mastered the thirteen principles, because it is a state of mind which develops voluntarily, through application and use of these principles. Repetition of affirmation of orders to your subconscious mind i5 the only known method of voluntary development of the emotion of faith. Perhaps the meaning may be made clearer through the following explanation as to the way men sometimes become criminals. Stated in the words of a famous criminologist, When men first come into contact with crime, they abhor it. If they remain in contact with crime for a time, they become accustomed to it, and endure it. If they remain in contact with it long enough, they finally embrace it, and become influenced by it. This is the equivalent of saying that any impulse of thought which is repeatedly passed on to the subconscious mind is, finally, accepted and acted upon by the subconscious mind, which proceeds to translate that impulse into its physical equivalent, by the most practical procedure available. In connection with this, consider again the statement, ALL THOUGHTS WHICH HAVE BEEN EMOTIONALIZED, (given feeling) AND MIXED WITH FAITH, begin immediately to translate themselves into their physical equivalent or counterpart. The emotions, or the feeling portion of thoughts, are the factors which give thoughts vitality, life, and action. The emotions of Faith, Love, and Sex, when mixed with any thought impulse, give it greater action than any of these emotions can do singly. Not only thought impulses which have been mixed with FAITH, but those which have been mixed with any of the positive emotions, or any of the negative emotions, may reach, and influence the subconscious mind.
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From this statement, you will understand that the subconscious mind will translate into its physical equivalent, a thought impulse of a negative or destructive nature, just as readily as it will act upon thought impulses of a positive or constructive nature. This accounts for the strange phenomenon which so many millions of people experience, referred to as misfortune, or bad luck. There are millions of people who BELIEVE themselves doomed to poverty and failure, because of some strange force over which they BELIEVE they have no control. They are the creators of their own misfortunes, because of this negative BELIEF, which is picked up by the subconscious mind, and translated into its physical equivalent. This is an appropriate place at which to suggest again that you may benefit, by passing on to your subconscious mind, any DESIRE which you wish translated into its physical, or monetary equivalent, in a state of expectancy or BELIEF that the transmutation will actually take place. Your BELIEF, or FAITH, is the element which determines the action of your subconscious mind. There is nothing to hinder you from deceiving your subconscious mind when giving it instructions through autosuggestion, as I deceived my sons subconscious mind. To make this deceit more realistic, conduct yourself just as you would, if you were ALREADY IN POSSESSION OF THE MATERIAL THING WHICH YOU ARE DEMANDING, when you call upon your subconscious mind. The subconscious mind will transmute into its physical equivalent, by the most direct and practical media available, any order which is given to it in a state of BELIEF, or FAITH that the order will be carried out. Surely, enough has been stated to give a starting point from which one may, through experiment and practice, acquire the ability to mix FAITH with any order given to the subconscious mind. Perfection will come through practice. It cannot come by merely reading instructions. If it be true that one may become a criminal by association with crime, (and this is a known fact), it is equally true that one may develop faith by voluntarily suggesting to the subconscious mind that one has faith. The mind comes, finally, to take on the nature of the influences which dominate it. Understand this truth,
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and you will know why it is essential for you to encourage the positive emotions as dominating forces of your mind, and discourage and eliminate negative emotions. A mind dominated by positive emotions, becomes a favorable abode for the state of mind known as faith. A mind so dominated may, at will, give the subconscious mind instructions, which it will accept and act upon immediately. FAITH IS A STATE OF MIND WHICH MAY BE INDUCED BY AUTO-SUGGESTION All down the ages, the religionists have admonished struggling humanity to have faith in this, that, and the other dogma or creed, but they have failed to tell people HOW to have faith. They have not stated that faith is a state of mind, and that it may be induced by self-suggestion. In language which any normal human being can understand, we will describe all that is known about the principle through which FAITH may be developed, where it does not already exist. Have Faith in yourself; Faith in the Infinite. Before we begin, you should be reminded again that: FAITH is the eternal elixir which gives life, power, and action to the impulse of thought! The foregoing sentence is worth reading a second time, and a third, and a fourth. It is worth reading aloud! FAITH is the starting point of all accumulation of riches! FAITH is the basis of all miracles, and all mysteries which cannot be analyzed by the rules of science! FAITH is the only known antidote for FAILURE! FAITH is the element, the chemical which, when mixed with prayer, gives one direct communication with Infinite Intelligence. FAITH is the element which transforms the ordinary vibration of thought, created by the finite mind of man, into the spiritual equivalent. FAITH is the only agency through which the cosmic force of Infinite Intelligence can be harnessed and used by man. EVERY ONE OF THE FOREGOING STATEMENTS IS CAPABLE OF PROOF! The proof is simple and easily demonstrated. It is wrapped up in the principle of auto-suggestion. Let us center our attention,
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therefore, upon the subject of self-suggestion, and find out what it is, and what it is capable of achieving. It is a well known fact that one comes, finally, to BELIEVE whatever one repeats to ones self, whether the statement be true or false. If a man repeats a lie over and over, he will eventually accept the lie as truth. Moreover, he will BELIEVE it to be the truth. Every man is what he is, because of the DOMINATING THOUGHTS which he permits to occupy his mind. Thoughts which a man deliberately places in his own mind, and encourages with sympathy, and with which he mixes any one or more of the emotions, constitute the motivating forces, which direct and control his every movement, act, and deed! Comes, now, a very significant statement of truth: THOUGHTS WHICH ARE MIXED WITH ANY OF THE FEELINGS OF EMOTIONS, CONSTITUTE A MAGNETIC FORCE WHICH ATTRACTS, FROM THE VIBRATIONS OF THE ETHER, OTHER SIMILAR, OR RELATED THOUGHTS. A thought thus magnetized with emotion may be compared to a seed which, when planted in fertile soil, germinates, grows, and multiplies itself over and over again, until that which was originally one small seed, becomes countless millions of seeds of the SAME BRAND! The ether is a great cosmic mass of eternal forces of vibration. It is made up of both destructive vibrations and constructive vibrations. It carries, at all times, vibrations of fear, poverty, disease, failure, misery; and vibrations of prosperity, health, success, and happiness, just as surely as it carries the sound of hundreds of orchestrations of music, and hundreds of human voices, all of which maintain their own individuality, and means of identification, through the medium of radio. From the great storehouse of the ether, the human mind is constantly attracting vibrations which harmonize with that which DOMINATES the human mind. Any thought, idea, plan, or purpose which one holds in ones mind attracts, from the vibrations of the ether, a host of its relatives, adds these relatives to its own force, and grows until it becomes the dominating, MOTIVATING MASTER of the individual in whose mind it has been housed. Now, let us go back to the starting point, and become informed as to how the original seed of an idea, plan, or purpose may be planted in the mind. The information is easily conveyed: any idea, plan, or purpose may be placed in the mind through repetition of
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thought. This is why you are asked to write out a statement of your major purpose, or Definite Chief Aim, commit it to memory, and repeat it, in audible words, day after day, until these vibrations of sound have reached your subconscious mind. We are what we are, because of the vibrations of thought which we pick up and register, through the stimuli of our daily environment. Resolve to throw off the influences of any unfortunate environment, and to build your own life to ORDER. Taking inventory of mental assets and liabilities, you will discover that your greatest weakness is lack of self-confidence. This handicap can be surmounted, and timidity translated into courage, through the aid of the principle of autosuggestion. The application of this principle may be made through a simple arrangement of positive thought impulses stated in writing, memorized, and repeated, until they become a part of the working equipment of the subconscious faculty of your mind. SELF-CONFIDENCE FORMULA First. I know that I have the ability to achieve the object of my Definite Purpose in life, therefore, I DEMAND of myself persistent, continuous action toward its attainment, and I here and now promise to render such action. Second. I realize the dominating thoughts of my mind will eventually reproduce themselves in outward, physical action, and gradually transform themselves into physical reality, therefore, I will concentrate my thoughts for thirty minutes daily, upon the task of thinking of the person I intend to become, thereby creating in my mind a clear mental picture of that person. Third. I know through the principle of auto-suggestion, any desire that I persistently hold in my mind will eventually seek expression through some practical means of attaining the object back of it, therefore, I will devote ten minutes daily to demanding of myself the development of SELF-CONFIDENCE. Fourth. I have clearly written down a description of my
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DEFINITE CHIEF AIM in life, and I will never stop trying, until I shall have developed sufficient self-confidence for its attainment. Fifth. I fully realize that no wealth or position can long endure, unless built upon truth and justice, therefore, I will engage in no transaction which does not benefit all whom it affects. I will succeed by attracting to myself the forces I wish to use, and the cooperation of other people. I will induce others to serve me, because of my willingness to serve others. I will eliminate hatred, envy, jealousy, selfishness, and cynicism, by developing love for all humanity, because I know that a negative attitude toward others can never bring me success. I will cause others to believe in me, because I will believe in them, and in myself. I will sign my name to this formula, commit it to memory, and repeat it aloud once a day, with full FAITH that it will gradually influence my THOUGHTS and ACTIONS so that I will become a self-reliant, and successful person. Back of this formula is a law of Nature which no man has yet been able to explain. It has baffled the scientists of all ages. The psychologists have named this law auto-suggestion, and let it go at that. The name by which one calls this law is of little importance. The important fact about it isit WORKS for the glory and success of mankind, IF it is used constructively. On the other hand, if used destructively, it will destroy just as readily. In this statement may be found a very significant truth, namely; that those who go down in defeat, and end their lives in poverty, misery, and distress, do so because of negative application of the principle of auto-suggestion. The cause may be found in the fact that ALL IMPULSES OF THOUGHT HAVE A TENDENCY TO CLOTHE THEMSELVES IN THEIR PHYSICAL EQUIVALENT. The subconscious mind, (the chemical laboratory in which all thought impulses are combined, and made ready for translation into physical reality), makes no distinction between constructive and destructive thought impulses. It works with the material we feed it, through our thought impulses. The subconscious mind will translate into reality a thought driven by FEAR just as readily as it will translate into reality a thought driven by COURAGE, or FAITH.
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The pages of medical history are rich with illustrations of cases of suggestive suicide. A man may commit suicide through negative suggestion, just as effectively as by any other means. In a midwestern city, a man by the name of Joseph Grant, a bank official, borrowed a large sum of the banks money, without the consent of the directors. He lost the money through gambling. One afternoon, the Bank Examiner came and began to check the accounts. Grant left the bank, took a room in a local hotel, and when they found him, three days later, he was lying in bed, wailing and moaning, repeating over and over these words, My God, this will kill me! I cannot stand the disgrace. In a short time he was dead. The doctors pronounced the case one of mental suicide. Just as electricity will turn the wheels of industry, and render useful service if used constructively; or snuff out life if wrongly used, so will the law of auto-suggestion lead you to peace and prosperity. or down into the valley of misery, failure, and death, according to your degree of understanding and application of it. If you fill your mind with FEAR, doubt and unbelief in your ability to connect with, and use the forces of Infinite Intelligence, the law of autosuggestion will take this spirit of unbelief and use it as a pattern by which your subconscious mind will translate it into its physical equivalent. THIS STATEMENT IS AS TRUE AS THE STATEMENT THAT TWO AND TWO ARE FOUR! Like the wind which carries one ship East, and another West, the law of auto-suggestion will lift you up or pull you down, according to the way you set your sails of THOUGHT. The law of auto-suggestion, through which any person may rise to altitudes of achievement which stagger the imagination, is well described in the following verse: If you think you are beaten, you are, If you think you dare not, you dont If you like to win, but you think you cant, It is almost certain you wont. If you think youll lose, youre lost For out of the world we find, Success begins with a fellows will Its all in the state of mind.
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If you think you are outclassed, you are, Youve got to think high to rise, Youve got to be sure of yourself before You can ever win a prize. Lifes battles dont always go To the stronger or faster man, But soon or late the man who wins Is the man WHO THINKS HE CAN! Observe the words which have been emphasized, and you will catch the deep meaning which the poet had in mind. Somewhere in your make-up (perhaps in the cells of your brain) there lies sleeping, the seed of achievement which, if aroused and put into action, would carry you to heights, such as you may never have hoped to attain. Just as a master musician may cause the most beautiful strains of music to pour forth from the strings of a violin, so may you arouse the genius which lies asleep in your brain, and cause it to drive you upward to whatever goal you may wish to achieve. Abraham Lincoln was a failure at everything he tried, until he was well past the age of forty. He was a Mr. Nobody from Nowhere, until a great experience came into his life, aroused the sleeping genius within his heart and brain, and gave the world one of its really great men. That experience was mixed with the emotions of sorrow and LOVE. It came to him through Anne Rutledge, the only woman whom he ever truly loved. It is a known fact that the emotion of LOVE is closely akin to the state of mind known as FAITH, and this for the reason that Love comes very near to translating ones thought impulses into their spiritual equivalent. During his work of research, the author discovered, from the analysis of the life-work and achievements of hundreds of men of outstanding accomplishment, that there was the influence of a womans love back of nearly EVERY ONE OF THEM. The emotion of love, in the human heart and brain, creates a favorable field of magnetic attraction, which causes an influx of the higher and finer vibrations which are afloat in the ether. If you wish evidence of the power of FAITH, study the achievements of men and women who have employed it. At the head
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of the list comes the Nazarene. Christianity is the greatest single force which influences the minds of men. The basis of Christianity is FAITH, no matter how many people may have perverted, or misinterpreted the meaning of this great force, and no matter how many dogmas and creeds have been created in its name, which do not reflect its tenets. The sum and substance of the teachings and the achievements of Christ, which may have been interpreted as miracles, were nothing more nor less than FAITH. If there are any such phenomena as miracles they are produced only through the state of mind known as FAITH! Some teachers of religion, and many who call themselves Christians, neither understand nor practice FAITH. Let us consider the power of FAITH, as it is now being demonstrated, by a man who is well known to all of civilization, Mahatma Gandhi, of India. In this man the world has one of the most astounding examples known to civilization, of the possibilities of FAITH. Gandhi wields more potential power than any man living at this time, and this, despite the fact that he has none of the orthodox tools of power, such as money, battle ships, soldiers, and materials of warfare. Gandhi has no money, he has no home, he does not own a suit of clothes, but HE DOES HAVE POWER. How does he come by that power? HE CREATED IT OUT OF HIS UNDERSTANDING OF THE PRINCIPLE OF FAITH, AND THROUGH HIS ABILITY TO TRANSPLANT THAT FAITH INTO THE MINDS OF TWO HUNDRED MILLION PEOPLE. Gandhi has accomplished, through the influence of FAITH, that which the strongest military power on earth could not, and never will accomplish through soldiers and military equipment. He has accomplished the astounding feat of INFLUENCING two hundred million minds to COALESCE AND MOVE IN UNISON, AS A SINGLE MIND. What other force on earth, except FAITH could do as much? There will come a day when employees as well as employers will discover the possibilities of FAITH. That day is dawning. The whole world has had ample opportunity, during the recent business depression, to witness what the LACK OF FAITH will do to business. Surely, civilization has produced a sufficient number of intelligent human beings to make use of this great lesson which the
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depression has taught the world. During this depression, the world had evidence in abundance that widespread FEAR will paralyze the wheels of industry and business. Out of this experience will arise leaders in business and industry who will profit by the example which Gandhi has set for the world, and they will apply to business the same tactics which he has used in building the greatest following known in the history of the world. These leaders will come from the rank and file of the unknown men, who now labor in the steel plants, the coal mines, the automobile factories, and in the small towns and cities of America. Business is due for a reform, make no mistake about this! The methods of the past, based upon economic combinations of FORCE and FEAR, will be supplanted by the better principles of FAITH and cooperation. Men who labor will receive more than daily wages; they will receive dividends from the business, the same as those who supply the capital for business; but, first they must GIVE MORE TO THEIR EMPLOYERS, and stop this bickering and bargaining by force, at the expense of the public. They must earn the right to dividends! Moreover, and this is the most important thing of allTHEY WILL BE LED BY LEADERS WHO WILL UNDERSTAND AND APPLY THE PRINCIPLES EMPLOYED BY MAHATMA GANDHI. Only in this way may leaders get from their followers the spirit of FULL cooperation which constitutes power in its highest and most enduring form. This stupendous machine age in which we live, and from which we are just emerging, has taken the soul out of men. Its leaders have driven men as though they were pieces of cold machinery; they were forced to do so by the employees who have bargained, at the expense of all concerned, to get and not to give. The watchword of the future will be HUMAN HAPPINESS AND CONTENTMENT, and when this state of mind shall have been attained, the production will take care of itself, more effectively than anything that has ever been accomplished where men did not, and could not mix FAITH and individual interest with their labor. Because of the need for faith and cooperation in operating business and industry, it will be both interesting and profitable to analyze an event which provides an excellent understanding of the method by which industrialists and business men accumulate great fortunes, by giving before they try to get.
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The event chosen for this illustration dates back to 1900, when the United States Steel Corporation was being formed. As you read the story, keep in mind these fundamental facts and you will understand how IDEAS have been converted into huge fortunes. First, the huge United States Steel Corporation was born in the mind of Charles M. Schwab, in the form of an IDEA he created through his IMAGINATION! Second, he mixed FAITH with his IDEA. Third, he formulated a PLAN for the transformation of his IDEA into physical and financial reality. Fourth, he put his plan into action with his famous speech at the University Club. Fifth, he applied, and followed-through on his PLAN with PERSISTENCE, and backed it with firm DECISION until it had been fully carried out. Sixth, he prepared the way for success by a BURNING DESIRE for success. If you are one of those who have often wondered how great fortunes are accumulated, this story of the creation of the United States Steel Corporation will be enlightening. If you have any doubt that men can THINK AND GROW RICH, this story should dispel that doubt, because you can plainly see in the story of the United States Steel, the application of a major portion of the thirteen principles described in this book. This astounding description of the power of an IDEA was dramatically told by John Lowell, in the New York World-Telegram, with whose courtesy it is here reprinted. A PRETTY AFTER-DINNER SPEECH FOR A BILLION DOLLARS When, on the evening of December 12, 1900, some eighty of the nations financial nobility gathered in the banquet hail of the University Club on Fifth Avenue to do honor to a young man from out of the West, not half a dozen of the guests realized they were to witness the most significant episode in American industrial history. J. Edward Simmons and Charles Stewart Smith, their hearts full of gratitude for the lavish hospitality bestowed on them by Charles M. Schwab during a recent visit to Pittsburgh, had arranged the dinner to introduce the thirty-eight-year-old steel man to eastern banking society. But they didnt expect him to stampede the convention. They warned him, in fact, that the bosoms within New Yorks stuffed shirts would not be responsive to oratory, and that, if he didnt want to bore the Stilhnans and Harrimans and
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Vanderbilts, he had better limit himself to fifteen or twenty minutes of polite vaporings and let it go at that. Even John Pierpont Morgan, sitting on the right hand of Schwab as became his imperial dignity, intended to grace the banquet table with his presence only briefly. And so far as the press and public were concerned, the whole affair was of so little moment that no mention of it found its way into print the next day. So the two hosts and their distinguished guests ate their way through the usual seven or eight courses. There was little conversation and what there was of it was restrained. Few of the bankers and brokers had met Schwab, whose career had flowered along the banks of the Monongahela, and none knew him well. But before the evening was over, theyand with them Money Master Morgan were to be swept off their feet, and a billion dollar baby, the United States Steel Corporation, was to be conceived. It is perhaps unfortunate, for the sake of history, that no record of Charlie Schwabs speech at the dinner ever was made. He repeated some parts of it at a later date during a similar meeting of Chicago bankers. And still later, when the Government brought suit to dissolve the Steel Trust, he gave his own version, from the witness stand, of the remarks that stimulated Morgan into a frenzy of financial activity. It is probable, however, that it was a homely speech, somewhat ungrammatical (for the niceties of language never bothered Schwab), full of epigram and threaded with wit. But aside from that it had a galvanic force and effect upon the five billions of estimated capital that was represented by the diners. After it was over and the gathering was still under its spell, although Schwab had talked for ninety minutes, Morgan led the orator to a recessed window where, dangling their legs from the high, uncomfortable seat, they talked for an hour more. The magic of the Schwab personality had been turned on, full force, but what was more important and lasting was the fullfledged, clear-cut program he laid down for the aggrandizement of Steel. Many other men had tried to interest Morgan in slapping together a steel trust after the pattern of the biscuit, wire and hoop, sugar, rubber, whisky, oil or chewing gum combinations. John W. Gates, the gambler, had urged it, but Morgan distrusted him. The Moore boys, Bill and Jim, Chicago stock jobbers who had glued together a match trust and a cracker corporation, had urged it and
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failed. Elbert H. Gary, the sanctimonious country lawyer, wanted to foster it, but he wasnt big enough to be impressive. Until Schwabs eloquence took J. P. Morgan to the heights from which he could visualize the solid results of the most daring financial undertaking ever conceived, the project was regarded as a delirious dream of easy-money crackpots. The financial magnetism that began, a generation ago, to attract thousands of small and sometimes inefficiently managed companies into large and competition-crushing combinations, had become operative in the steel world through the devices of that jovial business pirate, John W. Gates. Gates already had formed the American Steel and Wire Company out of a chain of small concerns, and together with Morgan had created the Federal Steel Company. The National Tube and American Bridge companies were two more Morgan concerns, and the Moore Brothers had forsaken the match and cookie business to form the American group Tin Plate, Steel Hoop, Sheet Steeland the National Steel Company. But by the side of Andrew Carnegies gigantic vertical trust, a trust owned and operated by fifty-three partners, those other combinations were picayune. They might combine to their hearts content but the whole lot of them couldnt make a dent in the Carnegie organization, and Morgan knew it. The eccentric old Scot knew it, too. From the magnificent heights of Skibo Castle he had viewed, first with amusement and then with resentment, the attempts of Morgans smaller companies to cut into his business. When the attempts became too bold, Carnegies temper was translated into anger and retaliation. He decided to duplicate every mill owned by his rivals. Hitherto, he hadnt been interested in wire, pipe, hoops, or sheet. Instead, he was content to sell such companies the raw steel and let them work it into whatever shape they wanted. Now, with Schwab as his chief and able lieutenant, he planned to drive his enemies to the wall. So it was that in the speech of Charles M. Schwab, Morgan saw the answer to his problem of combination. A trust without Carnegie-giant of them allwould be no trust at all, a plum pudding, as one writer said, without the plums. Schwabs speech on the night of December 12, 1900, undoubtedly carried the inference, though not the pledge, that the vast Carnegie enterprise could be brought under the Morgan tent. He talked of the world future for steel, of reorganization for
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efficiency, of specialization, of the scrapping of unsuccessful mills and concentration of effort on the flourishing properties, of economies in the ore traffic, of economies in overhead and administrative departments, of capturing foreign markets. More than that, he told the buccaneers among them wherein lay the errors of their customary piracy. Their purposes, he inferred, bad been to create monopolies, raise prices, and pay themselves fat dividends out of privilege. Schwab condemned the system in his heartiest manner. The shortsightedness of such a policy, he told his hearers, lay in the fact that it restricted the market in an era when everything cried for expansion. By cheapening the cost of steel, he argued, an ever-expanding market would be created; more uses for steel would be devised, and a goodly portion of the world trade could be captured. Actually, though he did not know it, Schwab was an apostle of modern mass production. So the dinner at the University Club came to an end. Morgan went home, to think about Schwabs rosy predictions. Schwab went back to Pittsburgh to run the steel business for Wee Andra Carnegie, while Gary and the rest went back to their stock tickers, to fiddle around in anticipation of the next move. It was not long coming. It took Morgan about one week to digest the feast of reason Schwab had placed before him. When he had assured himself that no financial indigestion was to result, he sent for Schwab-and found that young man rather coy. Mr. Carnegie, Schwab indicated, might not like it if he found his trusted company president had been flirting with the Emperor of Wall Street, the Street upon which Carnegie was resolved never to tread. Then it was suggested by John W. Gates the go-between, that if Schwab happened to be in the Bellevue Hotel in Philadelphia, J. P. Morgan might also happen to be there. When Schwab arrived, however, Morgan was inconveniently ill at his New York home, and so, on the elder mans pressing invitation, Schwab went to New York and presented himself at the door of the financiers library. Now certain economic historians have professed the belief that from the beginning to the end of the drama, the stage was set by Andrew Carnegiethat the dinner to Schwab, the famous speech, the Sunday night conference between Schwab and the Money King, were events arranged by the canny Scot. The truth is exactly the opposite. When Schwab was called in to consummate the deal, he didnt even know whether the little boss, as Andrew
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was called, would so much as listen to an offer to sell, particularly to a group of men whom Andrew regarded as being endowed with something less than holiness. But Schwab did take into the conference with him, in his own handwriting, six sheets of copperplate figures, representing to his mind the physical worth and the potential earning capacity of every steel company he regarded as an essential star in the new metal firmament. Four men pondered over these figures all night. The chief, of course, was Morgan, steadfast in his belief in the Divine Right of Money. With him was his aristocratic partner, Robert Bacon, a scholar and a gentleman. The third was John W. Gates whom Morgan scorned as a gambler and used as a tool. The fourth was Schwab, who knew more about the processes of making and selling steel than any whole group of men then living. Throughout that conference, the Pittsburghers figures were never questioned. If he said a company was worth so much, then it was worth that much and no more. He was insistent, too, upon including in the combination only those concerns he nominated. He had conceived a corporation in which there would be no duplication, not even to satisfy the greed of friends who wanted to unload their companies upon the broad Morgan shoulders. Thus he left out, by design, a number of the larger concerns upon which the Walruses and Carpenters of Wall Street had cast hungry eyes. When dawn came, Morgan rose and straightened his back. Only one question remained. Do you think you can persuade Andrew Carnegie to sell? he asked. I can try, said Schwab. If you can get him to sell, I will undertake the matter, said Morgan. So far so good. But would Carnegie sell? How much would he demand? (Schwab thought about $320,000,000). What would he take payment in? Common or preferred stocks? Bonds? Cash? Nobody could raise a third of a billion dollars in cash. There was a golf game in January on the frost-cracking heath of the St. Andrews links in Westchester, with Andrew bundled up in sweaters against the cold, and Charlie talking volubly, as usual, to keep his spirits up. But no word of business was mentioned until the pair sat down in the cozy warmth of the Carnegie cottage hard by. Then, with the same persuasiveness that had hypnotized eighty
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millionaires at the University Club, Schwab poured out the glittering promises of retirement in comfort, of untold millions to satisfy the old mans social caprices. Carnegie capitulated, wrote a figure on a slip of paper, handed it to Schwab and said, all right, thats what well sell for. The figure was approximately $400,000,000, and was reached by taking the $320,000,000 mentioned by Schwab as a basic figure, and adding to it $80,000,000 to represent the increased capital value over the previous two years. Later, on the deck of a trans-Atlantic liner, the Scotsman said ruefully to Morgan, I wish I had asked you for $100,000,000 more. If you had asked for it, youd have gotten it, Morgan told him cheerfully. * * * * * * *

There was an uproar, of course. A British correspondent cabled that the foreign steel world was appalled by the gigantic combination. President Hadley, of Yale, declared that unless trusts were regulated the country might expect an emperor in Washington within the next twenty-five years. But that able stock manipulator, Keene, went at his work of shoving the new stock at the public so vigorously that all the excess waterestimated by some at nearly $600,000,000was absorbed in a twinkling. So Carnegie had his millions, and the Morgan syndicate had $62,000,000 for all its trouble, and all the boys, from Gates to Gary, had their millions. * * * * * * *

The thirty-eight-year-old Schwab had his reward. He was made president of the new corporation and remained in control until 1930. The dramatic story of Big Business which you have just finished, was included in this book, because it is a perfect illustration of the method by which DESIRE CAN BE TRANSMUTED INTO ITS PHYSICAL EQUIVALENT! I imagine some readers will question the statement that a mere, intangible DESIRE can be converted into its physical equivalent. Doubtless some will say, You cannot convert NOTHING into SOMETHING! The answer is in the story of United States
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Steel. That giant organization was created in the mind of one man. The plan by which the organization was provided with the steel mills that gave it financial stability was created in the mind of the same man. His FAITH, his DESIRE, his IMAGINATION, his PERSISTENCE were the real ingredients that went into United States Steel. The steel mills and mechanical equipment acquired by the corporation, AFTER IT HAD BEEN BROUGHT INTO LEGAL EXISTENCE, were incidental, but careful analysis will disclose the fact that the appraised value of the properties acquired by the corporation increased in value by an estimated SIX HUNDRED MILLION DOLLARS, by the mere transaction which consolidated them under one management. In other words, Charles M. Schwabs IDEA, plus the FAITH with which he conveyed it to the minds of J. P. Morgan and the others, was marketed for a profit of approximately $600,000,000. Not an insignificant sum for a single IDEA! What happened to some of the men who took their share of the millions of dollars of profit made by this transaction, is a matter with which we are not now concerned. The important feature of the astounding achievement is that it serves as unquestionable evidence of the soundness of the philosophy described in this book, because this philosophy was the warp and the woof of the entire transaction. Moreover, the practicability of the philosophy has been established by the fact that the United States Steel Corporation prospered, and became one of the richest and most powerful corporations in America, employing thousands of people, developing new uses for steel, and opening new markets; thus proving that the $600,000,000 in profit which the Schwab IDEA produced was earned. RICHES begin in the form of THOUGHT! The amount is limited only by the person in whose mind the THOUGHT is put into motion. FAITH removes limitations! Remember this when you are ready to bargain with Life for whatever it is that you ask as your price for having passed this way. Remember, also, that the man who created the United States Steel Corporation was practically unknown at the time. He was merely Andrew Carnegies Man Friday until he gave birth to his famous IDEA. After that he quickly rose to a position of power, fame, and riches.
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THERE ARE NO LIMITATIONS TO THE MIND EXCEPT THOSE WE ACKNOWLEDGE

BOTH POVERTY AND RICHES ARE THE OFFSPRING OF THOUGHT

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CHAPTER 4

AUTO-SUGGESTION
THE MEDIUM FOR INFLUENCING THE SUBCONSCIOUS MIND The Third Step toward Riches AUTO-SUGGESTION is a term which applies to al1 suggestions and all self-administered stimuli which reach ones mind through the five senses. Stated in another way, autosuggestion is self-suggestion. It is the agency of communication between that part of the mind where conscious thought takes place, and that which serves as the seat of action for the subconscious mind. Through the dominating thoughts which one permits to remain in the conscious mind, (whether these thoughts be negative or positive, is immaterial), the principle of auto-suggestion voluntarily reaches the subconscious mind and influences it with these thoughts. NO THOUGHT, whether it be negative or positive, CAN ENTER THE SUBCONSCIOUS MIND WITHOUT THE AID OF THE PRINCIPLE OF AUTO-SUGGESTION, with the exception of thoughts picked up from the ether. Stated differently, all sense impressions which are perceived through the five senses, are stopped by the CONSCIOUS thinking mind, and may be either passed on to the subconscious mind, or rejected, at will. The conscious faculty serves, therefore, as an outer-guard to the approach of the subconscious. Nature has so built man that he has ABSOLUTE CONTROL over the material which reaches his subconscious mind, through his five senses, although this is not meant to be construed as a statement that man always EXERCISES this control. In the great majority of instances, he does NOT exercise it, which explains why so many people go through life in poverty. Recall what has been said about the subconscious mind resembling a fertile garden spot, in which weeds will grow in abundance, if the seeds of more desirable crops are not sown
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therein. AUTOSUGGESTION is the agency of control through which an individual may voluntarily feed his subconscious mind on thoughts of a creative nature, or, by neglect, permit thoughts of a destructive nature to find their way into this rich garden of the mind. You were instructed, in the last of the six steps described in the chapter on Desire, to read ALOUD twice daily the WRITTEN statement of your DESIRE FOR MONEY, and to SEE AND FEEL yourself ALREADY in possession of the money! By following these instructions, you communicate the object of your DESIRE directly to your SUBCONSCIOUS mind in a spirit of absolute FAITH. Through repetition of this procedure, you voluntarily create thought habits which are favorable to your efforts to transmute desire into its monetary equivalent. Go back to these six steps described in chapter two, and read them again, very carefully, before you proceed further. Then (when you come to it), read very carefully the four instructions for the organization of your Master Mind group, described in the chapter on Organized Planning. By comparing these two sets of instructions with that which has been stated on auto-suggestion, you, of course, will see that the instructions involve the application of the principle of auto-suggestion. Remember, therefore, when reading aloud the statement of your desire (through which you are endeavoring to develop a money consciousness), that the mere reading of the words is of NO CONSEQUENCEUNLESS you mix emotion, or feeling with your words. If you repeat a million times the famous Emil Cou formula, Day by day, in every way, I am getting better and better, without mixing emotion and FAITH with your words, you will experience no desirable results. Your subconscious mind recognizes and acts upon ONLY thoughts which have been well-mixed with emotion or feeling. This is a fact of such importance as to warrant repetition in practically every chapter, because the lack of understanding of this is the main reason the majority of people who try to apply the principle of auto-suggestion get no desirable results. Plain, unemotional words do not influence the subconscious mind. You will get no appreciable results until you learn to reach your subconscious mind with thoughts, or spoken words which have been well emotionalized with BELIEF.
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Do not become discouraged, if you cannot control and direct your emotions the first time you try to do so. Remember, there is no such possibility as SOMETHING FOR NOTHING. Ability to reach, and influence your subconscious mind has its price, and you MUST PAY THAT PRICE. You cannot cheat, even if you desire to do so. The price of ability to influence your subconscious mind is everlasting PERSISTENCE in applying the principles described here. You cannot develop the desired ability for a lower price. You, and YOU ALONE, must decide whether or not the reward for which you are striving (the money consciousness), is worth the price you must pay for it in effort. Wisdom and cleverness alone, will not attract and retain money except in a few very rare instances, where the law of averages favors the attraction of money through these sources. The method of attracting money described here, does not depend upon the law of averages. Moreover, the method plays no favorites. It will work for one person as effectively as it will for another. Where failure is experienced, it is the individual, not the method, which has failed. If you try and fail, make another effort, and still another, until you succeed. Your ability to use the principle of auto-suggestion will depend, very largely, upon your capacity to CONCENTRATE upon a given DESIRE until that desire becomes a BURNING OBSESSION. When you begin to carry out the instructions in connection with the six steps described in the second chapter, it will be necessary for you to make use of the principle of CONCENTRATION. Let us here offer suggestions for the effective use of concentration. When you begin to carry out the first of the six steps, which instructs you to fix in your own mind the EXACT amount of money you desire, hold your thoughts on that amount of money by CONCENTRATION, or fixation of attention, with your eyes closed, until you can ACTUALLY SEE the physical appearance of the money. Do this at least once each day. As you go through these exercises, follow the instructions given in the chapter on FAITH, and see yourself actually IN POSSESSION OF THE MONEY! Here is a most significant factthe subconscious mind takes any orders given it in a spirit of absolute FAITH, and acts upon those orders, although the orders often have to be presented over and over again, through repetition, before they are interpreted by the subconscious mind. Following the preceding statement,
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consider the possibility of playing a perfectly legitimate trick on your subconscious mind, by making it believe, because you believe it, that you must have the amount of money you are visualizing, that this money is already awaiting your claim, that the subconscious mind MUST hand over to you practical plans for acquiring the money which is yours. Hand over the thought suggested in the preceding paragraph to your IMAGINATION, and see what your imagination can, or will do, to create practical plans for the accumulation of money through transmutation of your desire. DO NOT WAIT for a definite plan, through which you intend to exchange services or merchandise in return for the money you are visualizing, but begin at once to see yourself in possession of the money, DEMANDING and EXPECTING meanwhile, that your subconscious mind will hand over the plan, or plans you need. Be on the alert for these plans, and when they appear, put them into ACTION IMMEDIATELY. When the plans appear, they will probably flash into your mind through the sixth sense, in the form of an inspiration. This inspiration may be considered a direct telegram, or message from Infinite Intelligence. Treat it with respect, and act upon it as soon as you receive it. Failure to do this will be FATAL to your success. In the fourth of the six steps, you were instructed to Create a definite plan for carrying out your desire, and begin at once to put this plan into action. You should follow this instruction in the manner described in the preceding paragraph. Do not trust to your reason when creating your plan for accumulating money through the transmutation of desire. Your reason is faulty. Moreover, your reasoning faculty may be lazy, and, if you depend entirely upon it to serve you, it may disappoint you. When visualizing the money you intend to accumulate, (with closed eyes), see yourself rendering the service, or delivering the merchandise you intend to give in return for this money. This is important! SUMMARY OF INSTRUCTIONS The fact that you are reading this book is an indication that you earnestly seek knowledge. It is also an indication that you are a student of this subject. If you are only a student, there is a chance
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that you may learn much that you did not know, but you will learn only by assuming an attitude of humility. If you choose to follow some of the instructions but neglect, or refuse to follow others-you will fail! To get satisfactory results, you must follow ALL instructions in a spirit of FAITH. The instructions given in connection with the six steps in the second chapter will now be summarized, and blended with the principles covered by this chapter, as follows: First. Go into some quiet spot (preferably in bed at night) where you will not be disturbed or interrupted, close your eyes, and repeat aloud, (so you may hear your own words) the written statement of the amount of money you intend to accumulate, the time limit for its accumulation, and a description of the service or merchandise you intend to give in return for the money. As you carry out these instructions, SEE YOURSELF ALREADY IN POSSESSION OF THE MONEY. For example :Suppose that you intend to accumulate $50,000 by the first of January, five years hence, that you intend to give personal services in return for the money, in the Capacity of a salesman. Your written statement of your purpose should be similar to the following: By the first day of January, 19.., I will have in my possession $50,000, which will come to me in various amounts from time to time during the interim. In return for this money I will give the most efficient service of which I am capable, rendering the fullest possible quantity, and the best possible quality of service in the capacity of salesman of (describe the service or merchandise you intend to sell). I believe that I will have this money in my possession. My faith is so strong that I can now see this money before my eyes. I can touch it with my hands. It is now awaiting transfer to me at the time, and in the proportion that I deliver the service I intend to render in return for it. I am awaiting a plan by which to accumulate this money, and I will follow that plan, when it is received. Second. Repeat this program night and morning until you can see, (in your imagination) the money you intend to
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accumulate. Third. Place a written copy of your statement where you can see it night and morning, and read it just before retiring, and upon arising until it has been memorized. Remember, as you carry out these instructions, that you are applying the principle of auto-suggestion, for the purpose of giving orders to your subconscious mind. Remember, also, that your subconscious mind will act ONLY upon instructions which are emotionalized, and handed over to it with feeling. FAITH is the strongest, and most productive of the emotions. Follow the instructions given in the chapter on FAITH. These instructions may, at first, seem abstract. Do not let this disturb you. Follow the instructions, no matter how abstract or impractical they may, at first, appear to be. The time will soon come, if you do as you have been instructed, in spirit as well as in act, when a whole new universe of power will unfold to you. Scepticism, in connection with ALL new ideas, is characteristic of all human beings. But if you follow the instructions outlined, your scepticism will soon be replaced by belief, and this, in turn, will soon become crystallized into ABSOLUTE FAITH. Then you will have arrived at the point where you may truly say, I am the master of my fate, I am the captain of my soul! Many philosophers have made the statement, that man is the master of his own earthly destiny, but most of them have failed to say why he is the master. The reason that man may be the master of his own earthly status, and especially his financial status, is thoroughly explained in this chapter. Man may become the master of himself, and of his environment, because he has the POWER TO INFLUENCE HIS OWN SUBCONSCIOUS MIND, and through it, gain the cooperation of Infinite Intelligence. You are now reading the chapter which represents the keystone to the arch of this philosophy. The instructions contained in this chapter must be understood and APPLIED WITH PERSISTENCE, if you succeed in transmuting desire into money. The actual performance of transmuting DESIRE into money, involves the use of auto-suggestion as an agency by which one may reach, and influence, the subconscious mind. The other principles are simply tools with which to apply auto-suggestion. Keep this
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thought in mind, and you will, at all times, be conscious of the important part the principle of auto-suggestion is to play in your efforts to accumulate money through the methods described in this book. Carry out these instructions as though you were a small child. Inject into your efforts something of the FAITH of a child. The author has been most careful, to see that no impractical instructions were included, because of his sincere desire to be helpful. After you have read the entire book, come back to this chapter, and follow in spirit, and in action, this instruction: READ THE ENTIRE CHAPTER ALOUD ONCE EVERY NIGHT, UNTIL YOU BECOME THOROUGHLY CONVINCED THAT THE PRINCIPLE OF AUTO-SUGGESTION IS SOUND, THAT IT WILL ACCOMPLISH FOR YOU ALL THAT HAS BEEN CLAIMED FOR IT. AS YOU READ, UNDERSCORE WITH A PENCIL EVERY SENTENCE WHICH IMPRESSES YOU FAVORABLY. Follow the foregoing instruction to the letter, and it will open the way for a complete understanding, and mastery of the principles of success.

CHAPTER 5

SPECIALIZED KNOWLEDGE
PERSONAL EXPERIENCES OR OBSERVATIONS The Fourth Step toward Riches THERE are two kinds of knowledge. One is general, the other is specialized. General knowledge, no matter how great in quantity or variety it may be, is of but little use in the accumulation of money. The faculties of the great universities possess, in the aggregate, practically every form of general knowledge known to civilization. Most of the professors have but little or no money. They specialize on teaching knowledge, but they do not specialize on the organization, or the use of knowledge. KNOWLEDGE will not attract money, unless it is organized, and intelligently directed, through practical PLANS OF ACTION, to the DEFINITE END of accumulation of money. Lack of understanding of this fact has been the source of confusion to millions of people who falsely believe that knowledge is power. It is nothing of the sort! Knowledge is only potential power. It becomes power only when, and if, it is organized into definite plans of action, and directed to a definite end. This missing link in all systems of education known to civilization today, may be found in the failure of educational institutions to teach their students HOW TO ORGANIZE AND USE KNOWLEDGE AFTER THEY ACQUIRE IT. Many people make the mistake of assuming that, because Henry Ford had but little schooling, he is not a man of education. Those who make this mistake do not know Henry Ford, nor do they understand the real meaning of the word educate. That word is derived from the Latin word educo, meaning to educe, to draw out, to DEVELOP FROM WITHIN. An educated man is not, necessarily, one who has an abundance of general or specialized knowledge. An educated man is one who has so developed the faculties of his mind that he may acquire anything he wants, or its equivalent, without violating the rights of others. Henry Ford comes well within the meaning of this
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definition. During the world war, a Chicago newspaper published certain editorials in which, among other statements, Henry Ford was called an ignorant pacifist. Mr. Ford objected to the statements, and brought suit against the paper for libeling him. When the suit was tried in the Courts, the attorneys for the paper pleaded justification, and placed Mr. Ford, himself, on the witness stand, for the purpose of proving to the jury that he was ignorant. The attorneys asked Mr. Ford a great variety of questions, all of them intended to prove, by his own evidence, that, while he might possess considerable specialized knowledge pertaining to the manufacture of automobiles, he was, in the main, ignorant. Mr. Ford was plied with such questions as the following: Who was Benedict Arnold? and How many soldiers did the British send over to America to put down the Rebellion of 1776? In answer to the last question, Mr. Ford replied, I do not know the exact number of soldiers the British sent over, but I have heard that it was a considerably larger number than ever went back. Finally, Mr. Ford became tired of this line of questioning, and in reply to a particularly offensive question, he leaned over, pointed his finger at the lawyer who had asked the question, and said, If I should really WANT to answer the foolish question you have just asked, or any of the other questions you have been asking me, let me remind you that I have a row of electric push-buttons on my desk, and by pushing the right button, I can summon to my aid men who can answer ANY question I desire to ask concerning the business to which I am devoting most of my efforts. Now, will you kindly tell me, WHY I should clutter up my mind with general knowledge, for the purpose of being able to answer questions, when I have men around me who can supply any knowledge I require? There certainly was good logic to that reply. That answer floored the lawyer. Every person in the courtroom realized it was the answer, not of an ignorant man, but of a man of EDUCATION. Any man is educated who knows where to get knowledge when he needs it, and how to organize that knowledge into definite plans of action. Through the assistance of his Master Mind group, Henry Ford had at his command all the specialized knowledge he needed to enable him to become one of the wealthiest men in America. It was not essential that he have this knowledge in his own mind. Surely no person who has sufficient inclination and
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intelligence to read a book of this nature can possibly miss the significance of this illustration. Before you can be sure of your ability to transmute DESIRE into its monetary equivalent, you will require SPECIALIZED KNOWLEDGE of the service, merchandise, or profession which you intend to offer in return for fortune. Perhaps you may need much more specialized knowledge than you have the ability or the inclination to acquire, and if this should be true, you may bridge your weakness through the aid of your Master Mind group. Andrew Carnegie stated that he, personally, knew nothing about the technical end of the steel business; moreover, he did not particularly care to know anything about it. The specialized knowledge which he required for the manufacture and marketing of steel, he found available through the individual units of his MASTER MIND GROUP. The accumulation of great fortunes calls for POWER, and power is acquired through highly organized and intelligently directed specialized knowledge, but that knowledge does not, necessarily, have to be in the possession of the man who accumulates the fortune. The preceding paragraph should give hope and encouragement to the man with ambition to accumulate a fortune, who has not possessed himself of the necessary education to supply such specialized knowledge as he may require. Men sometimes go through life suffering from inferiority complexes, because they are not men of education. The man who can organize and direct a Master Mind group of men who possess knowledge useful in the accumulation of money, is just as much a man of education as any man in the group. REMEMBER THIS, if you suffer from a feeling of inferiority, because your schooling has been limited. Thomas A. Edison had only three months of schooling during his entire life. He did not lack education, neither did he die poor. Henry Ford had less than a sixth grade schooling but he has managed to do pretty well by himself, financially. SPECIALIZED KNOWLEDGE is among the most plentiful, and the cheapest forms of service which may be had! If you doubt this, consult the payroll of any university.

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IT PAYS TO KNOW HOW TO PURCHASE KNOWLEDGE First of all, decide the sort of specialized knowledge you require, and the purpose for which it is needed. To a large extent your major purpose in life, the goal toward which you are working, will help determine what knowledge you need. With this question settled, your next move requires that you have accurate information concerning dependable sources of knowledge. The more important of these are: (a) (b) (c) (d) (e) Ones own experience and education Experience and education available through cooperation of others (Master Mind Alliance) Colleges and Universities Public Libraries (Through books and periodicals in which may be found all the knowledge organized by civilization) Special Training Courses (Through night schools and home study schools in particular.)

was emphasized by Robert P. Moore, secretary of appointments of Columbia University. SPECIALISTS MOST SOUGHT Particularly sought after by employing companies are candidates who have specialized in some fieldbusiness-school graduates with training in accounting and statistics, engineers of all varieties, journalists, architects, chemists, and also outstanding leaders and activity men of the senior class. The man who has been active on the campus, whose personality is such that he gets along with all kinds of people and who has done an adequate job with his studies has a most decided edge over the strictly academic student. Some of these, because of their all-around qualifications, have received several offers of positions, a few of them as many as six. In departing from the conception that the straight A student was invariably the one to get the choice of the better jobs, Mr. Moore said that most companies look not only to academic records but to activity records and personalities of the students. One of the largest industrial companies, the leader in its field, in writing to Mr. Moore concerning prospective seniors at the college, said: We are interested primarily in finding men who can make exceptional progress in management work. For this reason we emphasize qualities of character, intelligence and personality far more than specific educational background. APPRENTICESHIP PROPOSED Proposing a system of apprenticing students in offices, stores and industrial occupations during the summer vacation, Mr. Moore asserts that after the first two or three years of college, every student should be asked to choose a definite future course and to call a halt if he has been merely pleasantly drifting without purpose through an unspecialized academic curriculum. Colleges and universities must face the practical consideration that all professions and occupations now demand specialists, he said, urging that educational institutions accept more direct responsibility for vocational guidance. One of the
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As knowledge is acquired it must be organized and put into use, for a definite purpose, through practical plans. Knowledge has no value except that which can be gained from its application toward some worthy end. This is one reason why college degrees are not valued more highly. They represent nothing but miscellaneous knowledge. If you contemplate taking additional schooling, first determine the purpose for which you want the knowledge you are seeking, then learn where this particular sort of knowledge can be obtained, from reliable sources. Successful men, in all callings, never stop acquiring specialized knowledge related to their major purpose, business, or profession. Those who are not successful usually make the mistake of believing that the knowledge acquiring period ends when one finishes school. The truth is that schooling does but little more than to put one in the way of learning how to acquire practical knowledge. With this Changed World which began at the end of the economic collapse, came also astounding changes in educational requirements. The order of the day is SPECIALIZATION! This truth
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most reliable and practical sources of knowledge available to those who need specialized schooling, is the night schools operated in most large cities. The correspondence schools give specialized training anywhere the U. S. mails go, on all subjects that can be taught by the extension method. One advantage of home study training is the flexibility of the study programme which permits one to study during spare time. Another stupendous advantage of home study training (if the school is carefully chosen), is the fact that most courses offered by home study schools carry with them generous privileges of consultation which can be of priceless value to those needing specialized knowledge. No matter where you live, you can share the benefits. Anything acquired without effort, and without cost is generally unappreciated, often discredited; perhaps this is why we get so little from our marvelous opportunity in public schools. The SELFDISCIPLINE one receives from a definite programme of specialized study makes up to some extent, for the wasted opportunity when knowledge was available without cost. Correspondence schools are highly organized business institutions. Their tuition fees are so low that they are forced to insist upon prompt payments. Being asked to pay, whether the student makes good grades or poor, has the effect of causing one to follow through with the course when he would otherwise drop it. The correspondence schools have not stressed this point sufficiently, for the truth is that their collection departments constitute the very finest sort of training on DECISION, PROMPTNESS, ACTION and THE HABIT OF FINISHING THAT WHICH ONE BEGINS. I learned this from experience, more than twenty-five years ago. I enrolled for a home study course in Advertising. After completing eight or ten lessons I stopped studying, but the school did not stop sending me bills. Moreover, it insisted upon payment, whether I kept up my studies or not. I decided that if I had to pay for the course (which I had legally obligated myself to do), I should complete the lessons and get my moneys worth. I felt, at the time, that the collection system of the school was somewhat too well organized, but I learned later in life that it was a valuable part of my training for which no charge had been made. Being forced to pay, I went ahead and completed the course. Later in life I discovered that the efficient collection system of that school had been worth much in the form of money earned, because of the training in advertising I
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had so reluctantly taken. We have in this country what is said to be the greatest public school system in the world. We have invested fabulous sums for fine buildings, we have provided convenient transportation for children livin