Aplicatia 1

1 Rata lunară de plată (%)

2 Dobânda anuală (%) 3.5% 3.8%
3 Termen (luni) 24.00 3.9%
4 Credit ($) -$100,000.00 4%

Aplicatia 2

1 Rata lunară de plată ($) $4,320.27

2 Dobânda anuală (%) 3.50% 3.80%
3 Termen (luni) 24 3.90%
4 Credit ($) -$100,000.00 4%

Aplicatia 3

Luna Suma la inceputul lunii ($) Suma la sfarsitul lunii ($) Rata dobanzii anuale (%)
1 $5,000.00 $5,125.00 2.5%
2 $5,125.00 $5,250.00
3 $5,250.00 $5,375.00
4 $5,375.00 $5,500.00
5 $5,500.00 $5,625.00
6 $5,625.00 $5,750.00
7 $5,750.00 $5,875.00
8 $5,875.00 $6,000.00
9 $6,000.00 $6,125.00
10 $6,125.00 $6,250.00
11 $6,250.00 $6,375.00
12 $6,375.00 $6,500.00

Luna Suma la începutul lunii ($) Suma la sfârșitul lunii ($)

1 $5,500.00 $5,625.00
2 $5,625.00 $5,750.00
3 $5,750.00 $5,875.00
4 $5,875.00 $6,000.00
5 $6,000.00 $6,125.00
6 $6,125.00 $6,250.00
7 $6,250.00 $6,375.00
8 $6,375.00 $6,500.00
9 $6,500.00 $6,625.00
10 $6,625.00 $6,750.00
11 $6,750.00 $6,875.00
12 $6,875.00 $7,000.00
 $4,320.27

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Dobanda lunara ($)

$125.00