Informație precontractuală privind condițiile de eliberare a creditelor destinate persoanelor fizice-consumatori a SA "Corpo

juridică - mun. Chișinău, str. Ion Creangă 10/5, MD 2069, telefon +373 22 59 55 59, fax +373 22 59 56 59, e-mail - office@
www.microfinance.md)

Produsul (denumirea) Persoane fizice

Suma minimă (lei) 30,000.00
Suma maximă (lei) 2,500,000.00
Perioada maximă (luni) 120
Suma creditului solicitat (lei) 300,000.00
Rata dobînzii (%) 19.00
Comision pentru acordarea creditului (%) 3.00
Data acordării creditului 15.04.2022
Nr. Data Dobînda
tranșei plății calculată
1.00 20.05.2022 5,621.91
2.00 20.06.2022 4,736.28
3.00 20.07.2022 4,722.35
4.00 20.08.2022 4,708.20
5.00 20.09.2022 4,693.83
6.00 20.10.2022 4,679.22
7.00 20.11.2022 4,664.39
8.00 20.12.2022 4,649.32
9.00 20.01.2023 4,634.01
10.00 20.02.2023 4,618.47
11.00 20.03.2023 4,602.67
12.00 20.04.2023 4,586.62
13.00 20.05.2023 4,570.32
14.00 20.06.2023 4,553.77
15.00 20.07.2023 4,536.95
16.00 20.08.2023 4,519.86
17.00 20.09.2023 4,502.50
18.00 20.10.2023 4,484.87
19.00 20.11.2023 4,466.96
20.00 20.12.2023 4,448.77
21.00 20.01.2024 4,430.28
22.00 20.02.2024 4,411.51
23.00 20.03.2024 4,392.44
24.00 20.04.2024 4,373.06
25.00 20.05.2024 4,353.38
26.00 20.06.2024 4,333.39
27.00 20.07.2024 4,313.08
28.00 20.08.2024 4,292.45
29.00 20.09.2024 4,271.49
30.00 20.10.2024 4,250.20
31.00 20.11.2024 4,228.58
32.00 20.12.2024 4,206.61
33.00 20.01.2025 4,184.29
34.00 20.02.2025 4,161.62
35.00 20.03.2025 4,138.59
36.00 20.04.2025 4,115.20
37.00 20.05.2025 4,091.43
38.00 20.06.2025 4,067.29
39.00 20.07.2025 4,042.77
40.00 20.08.2025 4,017.86
41.00 20.09.2025 3,992.55
42.00 20.10.2025 3,966.85
43.00 20.11.2025 3,940.74
44.00 20.12.2025 3,914.21
45.00 20.01.2026 3,887.26
46.00 20.02.2026 3,859.89
47.00 20.03.2026 3,832.08
48.00 20.04.2026 3,803.84
49.00 20.05.2026 3,775.14
50.00 20.06.2026 3,746.00
51.00 20.07.2026 3,716.39
52.00 20.08.2026 3,686.31
53.00 20.09.2026 3,655.75
54.00 20.10.2026 3,624.71
55.00 20.11.2026 3,593.18
56.00 20.12.2026 3,561.16
57.00 20.01.2027 3,528.62
58.00 20.02.2027 3,495.57
59.00 20.03.2027 3,461.99
60.00 20.04.2027 3,427.89
61.00 20.05.2027 3,393.24
62.00 20.06.2027 3,358.04
63.00 20.07.2027 3,322.29
64.00 20.08.2027 3,285.97
65.00 20.09.2027 3,249.08
66.00 20.10.2027 3,211.60
67.00 20.11.2027 3,173.53
68.00 20.12.2027 3,134.86
69.00 20.01.2028 3,095.57
70.00 20.02.2028 3,055.66
71.00 20.03.2028 3,015.12
72.00 20.04.2028 2,973.94
73.00 20.05.2028 2,932.11
74.00 20.06.2028 2,889.61
75.00 20.07.2028 2,846.44
76.00 20.08.2028 2,802.59
 77.00 20.09.2028 2,758.04
78.00 20.10.2028 2,712.79
79.00 20.11.2028 2,666.82
80.00 20.12.2028 2,620.13
81.00 20.01.2029 2,572.69
82.00 20.02.2029 2,524.50
83.00 20.03.2029 2,475.55
84.00 20.04.2029 2,425.83
85.00 20.05.2029 2,375.32
86.00 20.06.2029 2,324.00
87.00 20.07.2029 2,271.88
88.00 20.08.2029 2,218.93
89.00 20.09.2029 2,165.14
90.00 20.10.2029 2,110.50
91.00 20.11.2029 2,055.00
92.00 20.12.2029 1,998.61
93.00 20.01.2030 1,941.34
94.00 20.02.2030 1,883.15
95.00 20.03.2030 1,824.05
96.00 20.04.2030 1,764.01
97.00 20.05.2030 1,703.02
98.00 20.06.2030 1,641.06
99.00 20.07.2030 1,578.12
100.00 20.08.2030 1,514.19
101.00 20.09.2030 1,449.24
102.00 20.10.2030 1,383.27
103.00 20.11.2030 1,316.25
104.00 20.12.2030 1,248.17
105.00 20.01.2031 1,179.01
106.00 20.02.2031 1,108.75
107.00 20.03.2031 1,037.39
108.00 20.04.2031 964.89
109.00 20.05.2031 891.25
110.00 20.06.2031 816.44
111.00 20.07.2031 740.44
112.00 20.08.2031 663.25
113.00 20.09.2031 584.83
114.00 20.10.2031 505.16
115.00 20.11.2031 424.24
116.00 20.12.2031 342.04
117.00 20.01.2032 258.53
118.00 20.02.2032 173.70
119.00 20.03.2032 87.53
0 0

INFORMAȚIE GENERALA
Suma creditului (lei) 300,000.00
Suma comisionului (lei) 9,000.00
Suma totală a dobînzii (lei) 369,185.62
Valoarea totală plătibila (lei) 678,185.62
Dobînda anuala efectivă (%) 21.78

NOTA: Calcul estimativ realizat prin intermediul calculatorului de credit este orientativ și nu are valoare contractuală
Dobînda aferentă creditului se calculează după următoarea formulă:
Sd=Sd*r/100*Nz/D unde Sd - soldul creditului, r - rata anuală a dobînzii, Nz - numărul de zile calendaristice, D - 365 zile.

Dobînda anuală efectivă este stabilită cu condiția că creditul este tras imediat și integral, creditul va fi rambursat conform gr
celelalte costuri vor ramîne fixe în raport cu nivelul inițial și se aplică pe toată perioada creditului.

Eu consumatorul ______________________________ am primit această informație

numele, prenumele

Semnătura ____________________
destinate persoanelor fizice-consumatori a SA "Corporația de Finanțare Rurală" (adresa
73 22 59 55 59, fax +373 22 59 56 59, e-mail - office@microfinance.md, adresa web -

Creditul Plata Soldul

rambursat lunară creditului
866.09 6,488.00 299,133.91
879.80 5,616.08 298,254.11
893.73 5,616.08 297,360.38
907.88 5,616.08 296,452.50
922.25 5,616.08 295,530.25
936.86 5,616.08 294,593.39
951.69 5,616.08 293,641.70
966.76 5,616.08 292,674.94
982.07 5,616.08 291,692.87
997.61 5,616.08 290,695.26
1,013.41 5,616.08 289,681.85
1,029.46 5,616.08 288,652.39
1,045.76 5,616.08 287,606.63
1,062.31 5,616.08 286,544.32
1,079.13 5,616.08 285,465.19
1,096.22 5,616.08 284,368.97
1,113.58 5,616.08 283,255.39
1,131.21 5,616.08 282,124.18
1,149.12 5,616.08 280,975.06
1,167.31 5,616.08 279,807.75
1,185.80 5,616.08 278,621.95
1,204.57 5,616.08 277,417.38
1,223.64 5,616.08 276,193.74
1,243.02 5,616.08 274,950.72
1,262.70 5,616.08 273,688.02
1,282.69 5,616.08 272,405.33
1,303.00 5,616.08 271,102.33
1,323.63 5,616.08 269,778.70
1,344.59 5,616.08 268,434.11
1,365.88 5,616.08 267,068.23
1,387.50 5,616.08 265,680.73
1,409.47 5,616.08 264,271.26
1,431.79 5,616.08 262,839.47
1,454.46 5,616.08 261,385.01
1,477.49 5,616.08 259,907.52
1,500.88 5,616.08 258,406.64
1,524.65 5,616.08 256,881.99
1,548.79 5,616.08 255,333.20
1,573.31 5,616.08 253,759.89
1,598.22 5,616.08 252,161.67
1,623.53 5,616.08 250,538.14
1,649.23 5,616.08 248,888.91
1,675.34 5,616.08 247,213.57
1,701.87 5,616.08 245,511.70
1,728.82 5,616.08 243,782.88
1,756.19 5,616.08 242,026.69
1,784.00 5,616.08 240,242.69
1,812.24 5,616.08 238,430.45
1,840.94 5,616.08 236,589.51
1,870.08 5,616.08 234,719.43
1,899.69 5,616.08 232,819.74
1,929.77 5,616.08 230,889.97
1,960.33 5,616.08 228,929.64
1,991.37 5,616.08 226,938.27
2,022.90 5,616.08 224,915.37
2,054.92 5,616.08 222,860.45
2,087.46 5,616.08 220,772.99
2,120.51 5,616.08 218,652.48
2,154.09 5,616.08 216,498.39
2,188.19 5,616.08 214,310.20
2,222.84 5,616.08 212,087.36
2,258.04 5,616.08 209,829.32
2,293.79 5,616.08 207,535.53
2,330.11 5,616.08 205,205.42
2,367.00 5,616.08 202,838.42
2,404.48 5,616.08 200,433.94
2,442.55 5,616.08 197,991.39
2,481.22 5,616.08 195,510.17
2,520.51 5,616.08 192,989.66
2,560.42 5,616.08 190,429.24
2,600.96 5,616.08 187,828.28
2,642.14 5,616.08 185,186.14
2,683.97 5,616.08 182,502.17
2,726.47 5,616.08 179,775.70
2,769.64 5,616.08 177,006.06
2,813.49 5,616.08 174,192.57
 2,858.04 5,616.08 171,334.53
2,903.29 5,616.08 168,431.24
2,949.26 5,616.08 165,481.98
2,995.95 5,616.08 162,486.03
3,043.39 5,616.08 159,442.64
3,091.58 5,616.08 156,351.06
3,140.53 5,616.08 153,210.53
3,190.25 5,616.08 150,020.28
3,240.76 5,616.08 146,779.52
3,292.08 5,616.08 143,487.44
3,344.20 5,616.08 140,143.24
3,397.15 5,616.08 136,746.09
3,450.94 5,616.08 133,295.15
3,505.58 5,616.08 129,789.57
3,561.08 5,616.08 126,228.49
3,617.47 5,616.08 122,611.02
3,674.74 5,616.08 118,936.28
3,732.93 5,616.08 115,203.35
3,792.03 5,616.08 111,411.32
3,852.07 5,616.08 107,559.25
3,913.06 5,616.08 103,646.19
3,975.02 5,616.08 99,671.17
4,037.96 5,616.08 95,633.21
4,101.89 5,616.08 91,531.32
4,166.84 5,616.08 87,364.48
4,232.81 5,616.08 83,131.67
4,299.83 5,616.08 78,831.84
4,367.91 5,616.08 74,463.93
4,437.07 5,616.08 70,026.86
4,507.33 5,616.08 65,519.53
4,578.69 5,616.08 60,940.84
4,651.19 5,616.08 56,289.65
4,724.83 5,616.08 51,564.82
4,799.64 5,616.08 46,765.18
4,875.64 5,616.08 41,889.54
4,952.83 5,616.08 36,936.71
5,031.25 5,616.08 31,905.46
5,110.92 5,616.08 26,794.54
5,191.84 5,616.08 21,602.70
5,274.04 5,616.08 16,328.66
5,357.55 5,616.08 10,971.11
5,442.38 5,616.08 5,528.73
5,528.73 5,616.26 0.00
0 0

FORMAȚIE GENERALA
 edit este orientativ și nu are valoare contractuală

nzii, Nz - numărul de zile calendaristice, D - 365 zile.

imediat și integral, creditul va fi rambursat conform graficul indicat, iar rata dobînzii și
ă pe toată perioada creditului.

eastă informație