Data:11/5/2011

Catre:

PenitenciarulcuRegimdeMaximaSigurantaGiurgiu Dnei/DluiCotofanaRazvanDirector
OfertadeProdusesiServiciibancarededicateSalariatilor

Inatentia: Subiect:

StimateDomn/Doamna,

Va supunem atentiei Oferta ING Bank N.V. Amsterdam, Sucursala Bucuresti (ING)1 dedicata angajatilor PenitenciarulcuRegimde Maxima

SigurantaGiurgiu.
PorninddelaofertastandardINGBanksiintelegandnevoileangajatilordumneavoastra,suntempregatitisaleoferimacestora:

PachetulINGCardSTART,contcurentcucardatasat,faracosturideemiteresiadministrarepentruangajatsauangajator; Reducerede4ppaplicatadobanziistandardaferentaExtraROL,LiniadeCreditReinnoibilainlei(Overdraft). LadataprezenteiOferte,formuladecalculadobanziilaExtraROLeste:ROBOR1M+MarjaFixade6,25%p.a. Reducerede5ppaplicatadobanziistandardaferentaINGPersonal,credituldenevoipersonaleinlei,contractatpeoperioadade maxim10ani,pentruangajatiiCompanieicaresiincaseazasalariulincontING. LadataprezenteiOferte,formuladecalculadobanziipentruacestiangajatieste:ROBOR3M+MarjaFixade7%p.a. Reducerede3ppaplicatadobanziistandardaferentaINGPersonal,credituldenevoipersonaleinlei,contractatpeoperioadade maxim6ani,pentruangajatiiCompanieicarenusiincaseazasalariulincontING.

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LadataprezenteiOferte,formuladecalculadobanziipentruacestiangajatieste:ROBOR3M+MarjaFixade9%p.a.

INGBank,institutiedecredit,cusediulinBd.Kiseleff,Nr.1113,Sector1,Bucuresti,CodUnicdeInregistrareFiscalaRO6151100,inregistratainRegistrulComertuluicuNr. J40/16100/1994siinRegistrulInstitutiilordeCreditCUNr.RBPJS40024/18.02.1999.

Reducerile negociate cu Angajatorul sunt valabile 1 (un) an de la data semnarii Protocolului de Colaborare si vor constitui obiectul prelungiriisaurenegocieriilorlaexpirareaacestuiinterval. In cazul in care, pe perioada de valabilitate a prezentei Oferte, un angajat contracteaza un imprumut cu una dintre reducerile mai sus mentionate, aceasta reducere ramane valabila pe toata perioada contractuala agreata de ING cu angajatul daca acesta indeplineste conditiileagreateprincontractuldecredit. PentruProduseleachizitionateinainteasemnariiProtocoluluideColaborare,angajatiipotbeneficiadeconditiilepersonalizatementionate inaceastaOfertaadresanduseconsultantilorINGdinOfficeuldecareapartin. Ofertaestevalabilainconditiilesemnariipanaladatade31decembrie2011aunuiProtocoldeColaborare. Dobanzile,TaxelesiComisioanelemaisusmentionatepotsuferimodificariinfunctiedeconditiilePietei. PrezentaOfertasecompleteazacuListadeTaxesiComisioanesiListadeDobanziINGpentruPersoaneFizice.
Asteptam cu interes raspunsul dumneavoastra si, pentru orice informatie suplimentara, va stam la dispozitie prin intermediul dnei/dlui Mircea Palangeanu,OfficeManagerINGOfficeGiurgiuPtaUnirii,email:INGOffice.GiurgiuPtaUnirii@ingoffice.ro.

Cudeosebitaconsideratie, ANCAMOTCA,DirectorReteaRetail

SumarOfertaPersonalizataINGBankpentruSalariati

ComisioanesiDobanzi ContulCurent DeschidereContCurentinRON AdministrareContCurentinRON InchidereContCurentinRON ExtrasdeContinHomeBank,SelfBanksauprinPosta IncasareSalariuinContulCurentinRON CarduldeDebit EmitereCarddeDebitinRON AdministrareCarddeDebitinRON InchidereCarddeDebitinRON RetragereNumerardelaBancomateleINGBank DepunereNumerarlaBancomateleINGBank PlatalaPOSinRomaniasiinStrainatate InterogareSoldsiTiparireChitanta LimitaRetrageredelaATMpezi TipulCarduluideDebitemis InternetBanking(HomeBank) PlataFacturiUtilitatiprinDebitareDirecta ActivareHomeBank UtilizareHomeBank TransferIntrabancar TransferInterbancar

INGCardSTART 0RON 0RON 0RON 0RON 0RON 0RON 0RON 0RON 0RON 0RON 0RON 0RON 20000RON VISAElectronInternationalcuCIP 0RON 0RON 3RON 1RON/transfer 2RON/transfer+Transfond

DescoperitdeCont ExtraROL,DescoperituldeContinRON INGCreditCard,CarddeCreditinRON NumarSalariiacordateprinExtraROL+CreditCard PerioadadeGratiepentruplatilelaPOScuINGCreditCard AlteProduse,ServiciisiBeneficii ComisionGestiuneCredite INGPersonal,CreditdeNevoiPersonaleinRON,max.10ani INGPersonal,CreditdeNevoiPersonaleinRON,max.6ani INGEuroClasic,CreditIpotecarinEUR INGAvantajPlus,CreditIpotecarinRON INGEuroClasic,CreditIpotecarinEUR INGAvantajPlus,CreditIpotecarinRON INGContdeEconomiiinRON INGContdeEconomiipentruCopiiinRON ProgramdeFunctionareSelfBank RefinantareaCreditelordelaaltebanci

12,36%pean ROBOR1M +MarjaFixade10,25%p.a. 17,02%pean ROBOR3M3+MarjaFixade11%p.a. Panala6SalariiNete(3SalariiExtraROL+3SalariiCreditCard) Panala45deZile

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0%=>ratemaimici 13,21%pean ROBOR3M4+MarjaFixade7%p.a. 15,21%pean ROBOR3M4+MarjaFixade9%p.a. 6,11%pean EURIBOR12M5+MarjaFixade4%p.a. 11,66%pean ROBOR12M5+MarjaFixade4,75%p.a. 6,11%pean EURIBOR12M5+MarjaFixade4%p.a. 11,66%pean ROBOR12M5+MarjaFixade4,75%p.a. 5%pean+1%peanBonusTrimestrial 5%pean+1%peanBonusTrimestrial Zilnic,intreorele723 Da5

Cudeosebitaconsideratie, ANCAMOTCA,DirectorReteaRetail

MediaROBORla1(o)lunacalculatapentruultimalunacalendaristicaincheiata MediaROBORla3lunicalculatapentruultimalunacalendaristicadinfiecaretrimestru 4 MediaROBORla3lunicalculatapentruultimalunacalendaristicaincheiata 5 EvaluareasefaceindividualinfunctiedeconditiiledeeligibilitateINGpentruPersoaneFizice

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