FINANE

FINANCES

21

CUPRINS TABELE

Pagina Page

TABLES CONTENTS
Execution of the state budget Execution of the local budgets Execution of the state social insurance budget Balance of payments Annual average reference exchange rate of national currency, as against main currencies Broad money and its counterpart Domestic credit Monetary balance sheet of the National Bank of Romania Aggregate monetary balance sheet of monetary financial institutions and monetary market funds Insurance companies, by type of ownership Investments of insurance companies Insurance, by activity fields, in 2010

21.1 Execuia bugetului de stat ....................................... 631 21.2 Execuia bugetelor locale ....................................... 633 21.3 Execuia bugetului asigurrilor sociale de stat ........ 635 21.4 Balana de pli ....................................................... 636 21.5 Cursul de schimb mediu anual de referin al monedei naionale, fa de principalele valute ........ 638 21.6 Masa monetar i contrapartida acesteia ............. 638 21.7 Creditul intern........................................................... 639 21.8 Bilanul monetar al Bncii Naionale a Romniei ............................................................... 640 21.9 Bilanul monetar agregat al instituiilor de credit i fonduri de pia monetar ..................... 641 21.10 Societile de asigurri, pe forme de proprietate .... 643 21.11 Investiiile societilor de asigurri .......................... 643 21.12 Asigurrile, pe domenii de activitate, n anul 2010 ............................................................ 644

Teritorial 21.13 Execuia bugetelor locale, n profil teritorial, n anul 2010 ...................................................................

Territorial Execution of the local budgets, at territorial level, in 2010

SURSA DATELOR
Surse administrative:. Ministerul Finanelor Publice, pentru datele privind execuia bugetului de stat; execuia bugetelor locale i execuia bugetului asigurrilor sociale de stat; Banca Naional a Romniei, pentru datele privind balana de pli; cursul de schimb mediu anual de referin al monedei naionale, fa de principalele valute; masa monetar i contrapartida acesteia; creditul intern; bilanul monetar al Bncii Naionale a Romniei; bilanul monetar agregat al instituiilor de credit i fonduri de pia monetar. Comisia de Supraveghere a Asigurrilor, pentru datele privind societile de asigurri, pe forme de proprietate; investiiile societilor de asigurri i asigurrile, pe domenii de activitate.

DATA SOURCE
Administrative sources: Ministry of Public Finances, for data concerning execution of the state budget; execution of the local budgets and execution of the state social insurance budget; National Bank of Romania, for data concerning balance of payments; annual average reference exchange rate of national currency, as against main currencies; broad money and its counterpart; domestic credit; monetary balance sheet of the National Bank of Romania; aggregate monetary balance sheet of monetary financial institutions and monetary market funds. Insurance Supervisory Commission, for data concerning insurance companies, by type of ownership; investments of insurance companies and insurance, by activity fields.

628

21.G1
28,9%

Structura veniturilor bugetului public naional Structure of national public budget revenues
2009 40,1% 28,0% 2010 43,4%

31,0%

28,6%

Bugetul de stat State budget Bugetele locale Local budget Bugetul asigurrilor sociale de stat State social insurance budget

21.G2
23,4%

Structura cheltuielilor bugetului public naional Structure of national public budget expenditure
2009 52,2% 22,9% 2010 55,0%

24,4%

22,1%

Bugetul de stat State budget Bugetele locale Local budget Bugetul asigurrilor sociale de stat State social insurance budget

629

21.G3
31,6%

Structura capitalului social subscris al societilor de asigurri Structure of subscribed share capital of insurance companies
2005 7,7% 2010

Proprietate privat mixt Private joint venture ownership Proprietate privat autohton Private domestic ownership 68,4% 92,3%

21.G4
31,7%

Structura capitalului social vrsat al societilor de asigurri Structure of paid up share capital of insurance companies
2005 7,7% 2010

Proprietate privat mixt Private joint venture ownership Proprietate privat autohton Private domestic ownership 68,3% 92,3%

21.G5
%

Investiiile societilor de asigurri Investments of insurance companies

100 80 60 40
57,6 53,6 52,6 53,2 56,0 58,7 38,1 4,3 41,2 41,1 43,9 41,6 2,4 39,0 2,3

5,2

6,3

2,9

20 0

2005

2006
Plasamente Investments

2007

2008
Active circulante Current assets

2009

2010
Alte active Other assets

630

21.1

Execuia bugetului de stat Execution of the state budget

milioane lei / lei million

ncasri realizate Denumirea indicatorilor VENITURI - total Venituri curente Venituri fiscale Impozit pe venit, profit i ctiguri din capital Impozit pe venit, profit i ctiguri din capital de la persoane juridice Impozit pe profit Alte impozite pe venit, profit i ctiguri din capital de la persoane juridice Impozit pe venit, profit i ctiguri din capital de la persoane fizice Impozit pe venit Cote i sume defalcate din impozitul pe venit Alte impozite pe venit, profit i ctiguri din capital Impozit pe salarii - total Impozite i taxe pe proprietate Impozite i taxe pe bunuri i servicii Taxa pe valoarea adugat Sume defalcate din taxa pe valoarea adugat Alte impozite i taxe generale pe bunuri i servicii Accize Taxe pe utilizarea bunurilor, autorizarea utilizrii bunurilor sau pe desfurarea de activiti Impozit pe comerul exterior i tranzaciile internaionale Alte impozite i taxe fiscale Contribuii de asigurri Contribuiile angajatorilor Contribuiile asigurailor Venituri nefiscale Venituri din proprietate Vnzri de bunuri i servicii Venituri din capital Operaiuni financiare ncasri din rambursarea mprumuturilor acordate Subvenii Sume primite de la UE / ali donatori n contul plilor efectuate i prefinanri Sume n curs de distribuire Receipts obtained 2009 56434,8 55495,4 48152,9 15539,7 11989,5 10617,1 2010 66546,5 64824,7 56304,7 14454,2 10929,1 10090,9 REVENUES - total Current revenues Fiscal revenues Tax on income, profit and capital earnings Tax on income, profit and capital earnings from legal persons Tax on profit Other taxes on income, profit and capital earnings from legal persons Tax on income, profit and capital earnings from natural persons Tax on income Shares and amounts broken down from tax on income Other taxes on income, profit and capital earningss Tax on salaries - total Taxes and duties on ownership Taxes and duties on goods and services Value added tax Amounts broken down from value added tax Other general taxes and duties on goods and services Excise duties Duties on using goods, authorization on using goods, or on carrying out activities Taxes on foreign trade and international transactions Other taxes and fiscal duties Insurance contributions Employers contributions Employed contributions Nonfiscal revenues Income from ownership Sales of goods and services Capital revenues Financial operations Cashings from refund of granted loans Subsidies Amounts received from EU / other donors in the payments made and prefinancing account Amounts under distribution Indicators name

1372,4 3553,2 18546,3 -14993,1 -3,0 5,0 54,0 31789,8 34322,5 -17248,9 0,1 14272,1

838,2 3525,1 17852,3 -14327,2 **) 5,9 4,4 41222,1 39246,0 -14982,8 16,4 16212,4

444,0 655,5 108,9 414,7 243,9 170,8 6927,8 3826,4 3101,4 39,4 1,9 1,9 -

730,1 574,0 44,1 395,0 220,9 174,1 8125,0 5061,0 3064,0 282,6 6,2 6,2 500,9

980,1 -82,0

953,7 -21,6

631

21.1

Execuia bugetului de stat - continuare Execution of the state budget - continued

milioane lei / lei million

Denumirea indicatorilor CHELTUIELI - total Cheltuieli curente Cheltuieli de personal Bunuri i servicii Dobnzi Subvenii Transferuri ntre uniti ale administraiei publice Alte transferuri Proiecte cu finanare din fonduri externe nerambursabile (FEN) postaderare Asisten social Alte cheltuieli Cheltuieli aferente programelor cu finanare rambursabil Cheltuieli de capital Active nefinanciare Active financiare Operaiuni financiare mprumuturi Rambursri de credite Pli efectuate n anii precedeni i recuperate n anul curent

ncasri realizate Receipts obtained 2009 89851,7 84580,1 15286,3 4318,3 5103,3 4966,3 17873,8 13261,7 2527,6 18082,6 -344,1 3504,3 3171,0 3066,0 105,0 2502,9 4,7 2498,2 -402,3 2010 102627,8 97348,2 14764,5 3718,4 6319,1 4663,2 25708,5 12687,1 5299,4 19283,7 1556,6 3347,7 3012,5 2451,4 561,1 2670,2 193,4 2476,8 -403,1 102627,8 33369,3 8324,2 1259,5 1340,7 8270,7 14174,2 14686,0 3929,3 10756,7 30607,5 4315,2 2076,9 1948,0 22267,4 2769,0 2069,7 699,3 21196,0 1523,3 1291,8 363,3 7590,6 9753,9 200,2 262,8 210,1 -36081,3

Indicators name EXPENDITURE - total Current expenditure Staff expenditure Goods and services Interests Subsidies Transfers among general government units Other transfers Projects financed from post-accession grants Social assistance Other expenditure Expenditure related to grants Capital expenditure Non-fiscal assets Fiscal assets Financial operations Loans Credit refunds Payments in previous years and recovered in current year EXPENDITURE - total General public services Public authorities and external actions Fundamental research and development - research Other general public services Transactions on public debt and loans General transfers among various administration levels Payments in previous years and recovered in current year Defence, public order and national security Defence Public order and national security Social-cultural expenditure Education Health Culture, recreation and religion Insurance and social assistance Services and public development, dwellings, environment and waters Dwellings services and public development Environment protection Economic activities General economic, commercial and labour activities Fuel and energy Mining and quarrying, manufacturing and construction Agriculture, forestry, pisciculture and hunting Transport Communications Research and development in economic field Other economic activities SURPLUS (+), DEFICIT (-)

CHELTUIELI - total 89851,7 Servicii publice generale 25064,4 Autoriti publice i aciuni externe 8803,5 Cercetare fundamental i cercetare - dezvoltare 1373,5 Alte servicii publice general 1176,9 Tranzacii privind datoria public i mprumuturi 7302,9 Transferuri cu caracter general ntre diferite nivele ale administraiei 6407,8 Pli efectuate n anii precedeni i recuperate n anul curent -0,2 Aprare, ordine public i siguran naional 14690,1 Aprare 4093,2 Ordine public i siguran naional 10596,9 Cheltuieli social-culturale 29537,3 nvmnt 5176,3 Sntate 2063,9 Cultur, recreere i religie 1912,5 Asigurri i asisten social 20384,6 Servicii i dezvoltare public, locuine, mediu i ape 3394,1 Locuine, servicii i dezvoltare public 2906,7 Protecia mediului 487,4 Aciuni economice 17165,8 Aciuni generale economice, comerciale -647,0 i de munc Combustibili i energie 1357,5 Industria extractiv, prelucrtoare i construcii 379,1 Agricultur, silvicultur, piscicultur i vntoare 6175,2 Transporturi 9450,0 Comunicaii 133,9 Cercetare i dezvoltare n domeniul economic 106,6 Alte aciuni economice 210,5 EXCEDENT (+), DEFICIT (-) -33416,9

Sursa: Ministerul Finanelor Publice. / Source: Ministry of Public Finances.

632

21.2

Execuia bugetelor locale Execution of the local budgets

milioane lei / lei million

Denumirea indicatorilor

ncasri realizate Receipts obtained 2009 2010

Indicators name

VENITURI - total Venituri curente

43526,1 43922,2 REVENUES total 38074,5 36090,5 34543,0 14474,6 24,3 24,3 14434,3 98,5 16,0 3797,1 2664,9 889,6 194,2 48,4 16139,3 14993,7 32,6 20,2 1092,8 132,0 1547,5 615,2 932,3 288,8 1,4 3,1 3,1 5294,7 5294,7 5180,8 51,1 563,9 2091,4 2,6 1,2 113,9 Current revenues Fiscal revenues Tax on income, profit and capital earnings Tax on income, profit and capital earnings from legal persons Tax on profit Tax on income, profit and capital earnings from natural persons Tax on salaries Other taxes on income, profit and capital earnings Taxes and duties on ownership Tax on buildings Tax on land Judicial stamp duties, stamp duties for notary activity and other stamp duties Other taxes and duties on ownership Taxes and duties on goods and services Amounts broken down from value added tax Other general taxes and duties on goods and services Duties on specific services Duties on using goods, authorization on using goods or carrying out activities Other fiscal taxes and duties Non-fiscal revenues Income from ownership Sales of goods and services Capital revenues Income from privatisation Financial operations Cashings from refund of granted loans Subsidies Subsidies from other levels of general government Subsidies from the state budget of which: Retechnologization of thermal and electric heating stations Financing commercial roads stoning program and villages water supply Financing disabled persons rights Subsidies from Intervention Fund Financing land register works Subsidies from other administration of which: Subsidies from unemployment insurance budget to local budgets, to finance labour force temporary employment programs and job subsiding Amounts recived from EU / other donors in the payments made prefinancing account

Venituri fiscale 36731,6 Impozit pe venit, profit i ctiguri din capital 15044,6 Impozit pe venit, profit i ctiguri din capital de la persoane juridice 23,8 Impozit pe profit 23,8 Impozit pe venit, profit i ctiguri din capital de la persoane fizice 15004,6 Impozit pe venit 1,0 Alte impozite pe venit, profit i ctiguri din capital de la persoane fizice 16,2 Impozite i taxe pe proprietate 3323,8 Impozit i tax pe cldiri 2413,9 Impozit i tax pe teren 736,2 Taxe judiciare de timbru, i alte taxe de timbru 126,0 Alte impozite i taxe pe proprietate 47,7 Impozite i taxe pe bunuri i servicii 18247,6 Sume defalcate din taxa pe valoare adugat 17260,5 Alte impozite i taxe generale pe bunuri i servicii 35,2 Taxe pe servicii specifice 17,2 Taxe pe utilizarea bunurilor, autorizarea utilizrii bunurilor sau pe desfurarea de activiti 934,7 Alte impozite i taxe fiscale 115,6 Venituri nefiscale Venituri din proprietate Vnzri de bunuri i servicii Venituri din capital Venituri din privatizare 1342,9 572,5 770,4 361,1 0,9

Operaiuni financiare 3,1 ncasri din rambursarea mprumuturilor acordate 3,1 Subvenii 4379,2 Subvenii de la alte nivele ale administraiei publice 4379,2 Subvenii de la bugetul de stat 4290,5 din care: Retehnologizarea centralelor termice i electrice de termoficare 55,6 Finanarea programului de pietruire a drumurilor comunale i alimentare cu ap a satelor 625,1 Finanarea drepturilor acordate persoanelor cu handicap 1966,8 Subvenii primite din Fondul de Intervenie 10,4 Finanarea lucrrilor de cadastru imobiliar 10,6 Subvenii de la alte admninistraii 88,7 din care: Subvenii primite de la bugetul asigurrilor pentru omaj ctre bugetele locale, pentru finanarea programelor pentru ocuparea temporar a forei de munc i subvenionarea locurilor de munc 36,9 Sume primite de la UE / ali donatori n contul plilor efectuate i prefinanri 708,2

32,0 2245,1

633

21.2

Execuia bugetelor locale - continuare Execution of the local budgets - continued

milioane lei / lei million

Denumirea indicatorilor

ncasri realizate Receipts obtained 2009 2010

Indicators name

CHELTUIELI - total Cheltuieli curente Cheltuieli de personal Bunuri i servicii Dobnzi Subvenii Transferuri ntre uniti ale administraiei publice Alte transferuri Proiecte cu finanare din fonduri externe nerambursabile (FEN) postaderare Asisten social Alte cheltuieli Cheltuieli de capital Active nefinanciare Active financiare Operaiuni financiare mprumuturi Rambursri de credite Pli efectuate n anii precedeni i recuperate n anul curent

42074,5 35627,4 16361,6 8337,6 907,1 2247,6 2679,2 1334,5 329,5 2951,6 478,7 6323,5 6233,5 90,0 349,9 3,6 346,3 -226,3

41207,1 34799,1 13584,3 8506,6 746,2 2060,6 2725,2 1435,5 1743,1 3424,0 573,6 6028,1 5880,3 147,8 570,4 1,1 569,3 -190,5 41207,1 5235,0 4113,3 319,1 763,2 39,4 533,5 13,4 520,1 21191,5 10715,3 708,0 3024,8 6743,4 5533,0 3626,2 1906,8 8714,1 193,5 1939,1 65,6 6289,9 226,0 2715,1

EXPENDITURE - total Current expenditure Staff expenditure Goods and services Interests Subsidies Transfers among general government units Other transfers Projects financed from post-accession grants Social assistance Other expenditure Capital expenditure Non-fiscal assets Financial assets Financial operations Loans Credit refunds Payments in previous years and received in current year EXPENDITURE - total General public services Public authorities and external actions Other general public services Transactions on public debt and loans General transfers among various public administration levels Defence, public order and national security Defence Public order and national security Social-cultural expenditure Education Health Culture, recreation and religion Insurance and social assistance Services and public development, dwellings, environment and waters Dwellings, services and public development Environment protection Economic activities General economic, commercial and labour activities Fuel and energy Agriculture, forestry, pisciculture and hunting Transport Other economic activities SURPLUS (+), DEFICIT (-)

CHELTUIELI - total 42074,5 Servicii publice generale 5821,5 Autoriti publice i aciuni externe 4530,8 Alte servicii publice generale 331,9 Tranzacii privind datoria public i mprumuturi 925,4 Transferuri cu caracter general ntre diferite nivele ale administraiei publice 33,4 Aprare, ordine public i siguran naional 655,8 Aprare 13,2 Ordine public i siguran naional 642,6 Cheltuieli social-culturale 22519,9 nvmnt 12622,0 Sntate 452,7 Cultur, recreere i religie 3076,8 Asigurri i asisten social 6368,4 Servicii i dezvoltare public, locuine, mediu i ape 5357,1 Locuine, servicii i dezvoltare public 3643,8 Protecia mediului 1713,3 Aciuni economice 7720,2 Aciuni generale economice, comerciale i de munc 107,6 Combustibili i energie 1968,2 Agricultur, silvicultur, piscicultur i vntoare 23,2 Transporturi 5422,7 Alte aciuni economice 198,5 EXCEDENT (+), DEFICIT (-)
Sursa: Ministerul Finanelor Publice. Source: Ministry of Public Finances.

1451,6

634

21.3

Execuia bugetului asigurrilor sociale de stat Execution of the state social insurance budget
milioane lei / lei million

Denumirea indicatorilor

ncasri realizate Receipts obtained 2009 2010 42873,0 31885,9 31806,5 22245,3 21995,8

Indicators name

VENITURI total

40638,9

REVENUES total Current revenues Insurance contributions Employers contributions Employers social insurance contributions Employers insurance contributions for labour accidents and professional diseases Insured contributions Insured social insurance contributions Other insured persons contributions Insured facultative contributions Insurance contributions for labour accidents and professional diseases from other natural persons insured Private administered pension fund contribution Return duties of state social insurance contributions Social insurance contributions from people who derive income from occasional professional nature Social insurance contributions of persons who derive income from professional nature, other than those of salary nature, paid by employers Social insurance contributions of persons for the period in which they were not in the position of pension system insured Non-fiscal revenues Income from ownership Income from interests Income from goods and services Subsidies Amounts under distribution EXPENDITURE - total Current expenditure Staff expenditure Goods and services Interests Transfers among public administration units Social assistance Capital expenditure Non-fiscal assets Payments in previous years and recovered in current year EXPENDITURE - total Social -cultural expenditure Insurance and social assistance Insurance and social assistance for labour accidents and professional diseases SURPLUS (+), DEFICIT ( - )

Venituri curente 33180,5 Contribuii de asigurri 33066,6 Contribuiile angajatorilor 22885,2 Contribuii de asigurri sociale de stat datorate de angajatori 22561,2 Contribuii de asigurri pentru accidente de munc i boli profesionale datorate de angajatori 324,0 Contribuiile asigurailor 10181,4 Contribuii de asigurri sociale de stat datorate de asigurai 11112,1 Contribuia altor persoane asigurate 383,5 Contribuii facultative ale asigurailor 11,1 Contribuii de asigurare pentru accidente de munc i boli profesionale datorate de alte 1) persoane fizice care ncheie asigurare Contribuia la fondul de pensii administrat privat -1324,9 Restituiri de contribuii de asigurri sociale de stat -0,4 Contribuii de asigurri sociale de la persoane care realizeaz venituri de natur profesional cu caracter ocazional Contribuii de asigurri sociale ale persoanelor care realizeaz venituri de natur profesional, altele dect cele de natur salarial, pltite de angajatori Contribuii de asigurri sociale ale persoanelor pentru perioada n care acestea nu au avut calitatea de asigurat n sistemul de pensii Venituri nefiscale 113,9 Venituri din proprietate 15,1 Venituri din dobnzi 15,1 Vnzri de bunuri i servicii 98,8 Subvenii 6397,5 Sume n curs de distribuire 1060,9 CHELTUIELI - total 40390,8 Cheltuieli curente 40410,5 Cheltuieli de personal 129,5 Bunuri i servicii 395,8 Dobnzi 33,1 Transferuri ntre uniti ale administraiei publice 0,5 Asisten social 39851,6 Cheltuieli de capital 4,8 Active nefinanciare 4,8 Pli efectuate n anii precedeni i recuperate n anul curent -24,5 CHELTUIELI - total Cheltuieli social - culturale Asigurri i asisten social Asigurri i asisten social pentru accidente de munc i boli profesionale EXCEDENT (+), DEFICIT (-)
1) Sub 0,1. / Under 0.1.

249,5 9561,2 10657,6 404,4 11,4 **) -1564,0 **)

14,6

15,7

21,5 79,4 11,5 11,5 67,9 10954,7 32,4 42640,5 42666,8 105,4 400,7 52,9 0,5 42107,3 1,7 1,7 -28,0 42640,5 42640,5 42612,1 28,4 232,5

40390,8 40390,8 40360,6 30,2 248,1

Sursa: Ministerul Finanelor Publice. / Source: Ministry of Public Finances.

635

21.4
Componente

Balana de pli Balance of payments

milioane euro / euro million

2007 Credit Debit Sold Net credit -16714 -17413 -17822 409 -576 53 932 -4127 1146 -4333 182 -1121 4825 -297 5121 17468 817 707 607 100 110 16650 7047 -204 7250 482 104 378 -298 248 -546 13925 -598 123 203 -81 -663 -274 -389 -26 -32 -32 14522 -78 5273 -24 5298 1527 859 666 5485 2317 2310 7 -4505 -753 Credit

2008 Debit Sold Net credit -16157 -18450 -19109 659 -13 -119 791 -3683 1041 -2970 163 -1917 5977 925 5052 17829 621 616 479 136 5 17208 9308 -188 9496 -563 -213 -351 -290 600 -890 8718 -655 59 89 -30 -833 -390 -443 58 62 32 30 9371 5723 -330 6053 -847 -1007 160 772 3724 3556 168 38 -1673 Credit

2009 Debit Sold Net credit -4913 -7163 -6871 -292 77 -167 -204 -1902 446 -850 225 -1723 4150 763 3388 5883 646 513 415 98 133 5235 3550 62 3488 516 -139 656 -51 379 -430 2345 -1961 -51 49 -101 -865 -642 -223 -1092 46 -24 71 4306 6769 3382 -632 4015 -3809 -1254 -2555 -3095 1058 1220 -162 -1124 -969 Credit

2010 Debit Sold Net credit -4951 -6474 -5923 -550 -178 -379 6 -1918 417 -653 -18 -1665 3441 641 2800 5816 248 230 163 67 18 5569 2236 16 2220 853 -387 1240 14 464 -450 5953 188 329 353 -24 -866 -505 -362 795 -69 -32 -36 5765 4247 -533 -648 115 1211 458 752 276 564 743 -178 -3488 -865 Components

Contul curent Bunuri i servicii Bunuri (export FOB -import FOB1)) Servicii Transport Turism - cltorii Alte servicii Venituri Din munc Din investiii directe Din investiii de portofoliu Din alte investiii de capital (dobnzi) Transferuri curente Administraie public Alte sectoare Contul de capital i financiar Contul de capital Transferuri de capital Administraie public Alte sectoare Achiziionarea / vnzarea de active nemateriale - nefinanciare Contul financiar Investiii directe - ale rezidenilor n strintate - ale nerezidenilor n Romnia Investiii de portofoliu Active Pasive Derivate financiare Active Pasive Alte investiii de capital Active mprumuturi i credite pe termen lung Credite comerciale Credite financiare mprumuturi i credite pe termen scurt Credite comerciale Credite financiare Numerar i depozite Alte active - pe termen lung - pe termen scurt Pasive Credite i mprumuturi de la FMI mprumuturi i credite pe termen lung Credite comerciale Credite financiare mprumuturi i credite pe termen scurt Credite comerciale Credite financiare Numerar i depozite Alte pasive - pe termen lung - pe termen scurt Active de rezerv ale BNR, net ( cretere/+ scdere) Erori i omisiuni (net)

46051 36434 29549 6885 1814 1173 3898 2429 1186 43 829 371 7187 932 6255 68784 1229 990 677 313 239 67555 14267 18 14249 3347 739 2608 248 248 49693 11116 295 234 60 1803 1497 306 8538 480 225 255 38577 11172 358 10815 7908 2913 4994 15833 3665 2506 1159 -

62765 53847 47371 6476 2390 1120 2966 6556 40 4376 647 1492 2362 1229 1134 51316 412 283 70 213 129 50905 7220 222 6999 2865 635 2230 546 546 35768 11714 172 31 141 2466 1771 695 8564 512 225 287 24055 78 5899 382 5517 6381 2054 4328 10348 1348 196 1152 4505 753

53582 42479 33725 8754 2684 1358 4712 2268 1156 13 838 260 8836 2227 6609 80025 992 880 480 399 112 79033 18728 55 18673 2551 455 2095 600 600 57118 12400 268 132 136 2241 1876 365 9375 516 294 222 44717 12499 129 12370 8244 2431 5813 18359 5615 4853 762 38 -

69739 60929 52834 8095 2697 1477 3921 5951 115 2983 675 2177 2859 1302 1557 62196 371 264 1 263 107 61825 9420 243 9177 3114 668 2446 890 890 48400 13055 209 43 166 3074 2266 808 9317 454 262 192 35346 6776 459 6317 9091 3438 5653 17587 1891 1297 594 1673

44055 36148 29084 7064 2077 884 4102 1188 492 24 538 134 6718 2360 4359 76672 992 791 562 229 201 75679 13435 156 13279 1714 597 1118 379 379 60151 15429 170 75 95 1758 1614 145 13161 339 122 217 44722 6769 10784 48 10736 5460 1654 3806 18369 3340 3192 148 -

48968 43311 35955 7356 2000 1051 4306 3090 46 874 313 1857 2568 1597 971 70789 346 278 147 131 68 70444 9885 94 9791 1198 736 462 430 430 57806 17390 221 26 196 2623 2256 368 14253 293 146 146 40416 7402 680 6721 9269 2908 6361 21464 2282 1972 310 1124 969

50753 43985 37368 6617 1926 860 3831 923 484 -112 438 113 5845 1998 3847 73073 576 476 275 201 100 72497 13927 294 13633 3441 566 2875 464 464 54665 18180 633 385 248 2041 1756 284 15355 151 14 138 36485 4247 8513 11 8502 7219 2810 4408 14268 2238 2108 131 -

55704 50459 43291 7167 2104 1239 3825 2841 67 541 456 1778 2404 1357 1047 67257 328 246 112 134 82 66928 11691 278 11413 2588 953 1635 450 450 48712 17992 304 32 272 2907 2261 646 14560 220 46 174 30720 9046 659 8387 6008 2352 3656 13992 1674 1365 309 3488 865

Current account Goods and services Goods (exports FOB - imports FOB1)) Services Transport Tourism - travels Other services Income Compensation of employees Direct investment Portfolio investment Other capital investment (interest) Current transfers Government sector Other sectors Capital and financial account Capital account Capital transfers Government sector Other sectors Non-material / non-financial assets acquisition - selling Financial account Direct investment - of residents abroad - of non-residents in Romania Portfolio investment Assets Liabilities Financial derivatives Assets Liabilities Other capital investment Assets Long-term loans and credits Trade credits Financial credits Short-term loans and credits Trade credits Financial credits Cash and deposits Other assets - long term - short-term Liabilities Use of IMF loans and credits Long-term loans and credits Trade credits Financial credits Short-term loans and credits Trade credits Financial credits Cash and deposits Other liabilities - long term - short-term NBRs reserve assets, net (- increase/+ decrease) Errors and omissions (net)

1) Importuri FOB calculate pe baza coeficientului de transformare CIF/FOB = 1,0834 determinat de Institutul Naional de Statistic. Imports FOB calculated based on the conversion coefficient CIF/FOB = 1.0834 set up by National Institute of Statistics. Sursa: Banca Naional a Romniei. / Source: National Bank of Romania.

636

637

21.5
lei / dolar SUA lei / euro

Cursul de schimb mediu anual de referin al monedei naionale, fa de principalele valute Annual average reference exchange rate of national currency, as against main currencies

2005 2,9137 3,6234

2006 2,8090 3,5245

2007 2,4383 3,3373

2008 2,5189 3,6827

2009 3,0493 4,2373

2010 3,1779 4,2099 lei / USD lei / euro

Sursa: Banca Naional a Romniei. / Source: National Bank of Romania.

21.6

Masa monetar i contrapartida acesteia (la sfritul perioadei) Broad money and its counterpart (end of period)
milioane lei / lei million

2005 Masa monetar n sens larg (M3) - Total Extended broad money (M3) - Total Masa monetar n sens restrns (M1) - Total Narrow broad money (M1) - Total Numerar n circulaie Currency in circulation Depozite overnight Overnight deposits Masa monetar intermediar - Masa monetar n sens restrns (M2-M1) Intermediate broad money - Narrow broad money (M2-M1) din care: of which: Depozite cu durata iniial de pn la doi ani inclusiv Deposits with an agreed maturity of up to and including two years Masa monetar intermediar (M2) - Total Intermediate broad money (M2) - Total Masa monetar n sens larg - Masa monetar intermediar (M3-M2) - Total Extended broad money - Intermediate broad money (M3-M2) - Total mprumuturi din operaiuni repo Repos Aciuni / uniti de fond ale fondurilor de pia monetar (emise) Money market fund shares / units (outstanding) Titluri de valoare negociabile emise cu maturitatea de pn la doi ani inclusiv Marketable securities issued with a maturity of up to and including two years ACTIVE EXTERNE NETE NET FOREIGN ASSETS ACTIVE INTERNE NETE NET DOMESTIC ASSETS 86525,5 33760,2 11385,5 22374,6

2006 110821,0 48726,1 15130,1 33596,0

2007 148115,5 79914,3 21441,7 58472,5

2008

2009

2010

174027,8 189630,3 202772,6 92548,5 25286,8 67261,7 79361,5 23967,6 55393,9 81592,3 26793,6 54798,7

52470,1

61716,2

68129,3

81080,3 108651,5 117979,8

52470,1

61716,2

68129,3

81080,3 108651,5 117979,8

86230,3

110442,3

148043,6

173628,8 188013,0 199572,1

295,2

378,7

71,9

399,0

1617,3

3200,5

86,2 172,5 36,6

110,4 220,9 47,4

34,5 37,4 -

192,2 206,8 -

1617,3 -

117,6 3062,9 20,0

41500,7 45024,8

38734,1 72087,0

29370,7 118744,8

13469,8

22216,8

23992,7

160558,0 167413,5 178779,9

Not: ncepnd cu luna iunie 2010, a intrat n vigoare Norma BNR nr. 10/2009 care a nlocuit Norma BNR nr. 13/2006 privind raportarea statistic a datelor pentru elaborarea bilanului monetar. Note: Starting June 2010, Norms No. 10/2009 issued by the NBR came into force.They replaced NBR Norms No. 13/2006 on the statistical reporting of data for preparing the monetary balance sheet. Sursa: Banca Naional a Romniei. Source: National Bank of Romania.

638

21.7
Total

Creditul intern (la sfritul perioadei) Domestic credit (end of period)

milioane lei / lei million

2005 63102,9 59806,3

2006 95924,3 92378,5

2007 157751,3 148180,7

2008 215260,9 198055,7

2009 246697,9 199887,1

2010 270668,0 209293,6

Credit acordat sectorului privat - total Loans to the private sector - total Credite n lei - total Lei credits - total Credite pe termen scurt - total Short-term credits - total Credite pe termen mediu - total Medium-term credits - total Credite pe termen lung - total Long-term credits - total Credite n valut - total Foreign exchange - total Credite pe termen scurt - total Short-term credits - total Credite pe termen mediu - total Medium-term credits - total Credite pe termen lung - total Long-term credits - total Credit guvernamental1) - total Government credit1) - total

27091,6

48637,3

67713,0

83643,2

79711,7

77358,5

11379,0

17463,2

20804,4

25473,7

26074,7

25718,6

10483,9

14015,3

19109,5

21805,8

19558,3

19315,7

5228,7

17158,8

27799,1

36363,7

34078,7

32324,2

32714,7

43741,2

80467,8

114412,5

120175,4

131935,1

10195,9

11702,4

14707,7

20169,2

19791,6

20164,6

11683,6

11563,1

16214,2

20560,8

20436,0

23321,1

10835,2

20475,7

49545,8

73682,5

79947,8

88449,4

3296,6

3545,8

9570,6

17205,2

46810,8

61374,5

Not : ncepnd cu luna iunie 2010, a intrat n vigoare Norma BNR nr. 10/2009 care a nlocuit Norma BNR nr. 13/2006 privind raportarea statistic a datelor pentru elaborarea bilanului monetar. Note: Starting June 2010, Norms No. 10/2009 issued by the NBR came into force.They replaced NBR Norms No. 13/2006 on the statistical reporting of data for preparing the monetary balance sheet. 1) Inclusiv titlurile de valoare negociabile. / Marketable securities included. Sursa: Banca Naional a Romniei. Source: National Bank of Romania.

639

21.8
ACTIV - Total

Bilanul monetar al Bncii Naionale a Romniei (la sfritul perioadei) Monetary balance sheet of the National Bank of Romania (end of period)
milioane lei / lei million

Denumirea indicatorilor

2007 103912,6

2008 120236,4 116394,4 0,2 8153,5 345,0 15960,5 87320,1 4615,2 3842,0 13,0 1388,9 2,3 1315,1 1122,7

2009 146472,3 134721,7 0,1 10788,2 4149,6 49823,8 65094,7 4865,4 11750,6 19,2 9452,6 2,3 1385,5 891,0

2010 164435,5 158736,4 0,1 15050,9 3403,7 42233,2 92784,9 5263,6 5699,1 27,1 3281,6 2,3 1516,8 871,3

Indicators name ASSETS - Total Foreign assets - total Cash and other payment means Monetary gold SDR holdings with IMF Loans1) Marketable securities (other than shares) Shares and other equity Domestic assets - total Cash and other payment means Loans Marketable securities (other than shares) Shares and other equity Fixed assets Other assets

Active externe - total 101408,1 Numerar i alte valori 0,1 Aur monetar 6774,2 Disponibil DST la FMI 1,2 20109,6 Credite1) Titluri de valoare negociabile (altele dect aciunile) 70423,2 Aciuni i alte participaii de capital deinute 4099,7 Active interne - total Numerar i alte valori Credite Titluri de valoare negociabile (altele dect aciunile) Aciuni i alte participaii de capital deinute Active fixe Alte active 2504,5 11,0 11,8 0,3 2,3 1325,1 1154,1

PASIV - Total Pasive externe2) - total Depozite n valut (inclusiv mprumuturi) Depozite n lei Pasive interne2) - total Emisiunea bneasc Depozite - total Depozite overnight Depozite la termen Capital i rezerve Alte pasive2)

103912,6 4942,3 4597,2 50,6 98970,3 25455,6 73107,1 69061,4 4045,7 351,2 56,3

120236,4 5740,2 5710,6 29,6 114496,2 29060,8 75362,6 74825,7 536,9 9668,1 404,6

146472,3 29173,4 29146,8 26,6 117298,9 27520,4 71087,4 71087,0 0,3 13822,4 4868,7

164435,5 44395,9 44365,5 30,5 120039,6 29964,1 67391,5 67091,4 300,0 17397,2 5286,8

LIABILITIES - Total Foreign liabilities2) - total Foreign currency denominated deposits (including loans) Lei denominated deposits Domestic liabilities2) - total Currency issue Deposits - total Overnight deposits Time deposits Capital and reserves Other liabilities2)

Not : ncepnd cu luna iunie 2010, a intrat n vigoare Norma BNR nr. 10/2009 care a nlocuit Norma BNR nr. 13/2006 privind raportarea statistic a datelor pentru elaborarea bilanului monetar. Note: Starting June 2010, Norms No. 10/2009 issued by the NBR came into force.They replaced NBR Norms No. 13/2006 on the statistical reporting of data for preparing the monetary balance sheet. 1) Depozite plasate de BNR la bnci din strintate. / NBRs deposits with foreign banks. 2) Urmare solicitrii BCE privind abordarea unitar din punct de vedere statistic a tratamentului alocrii DST de la FMI s-a procedat la reclasificarea poziiei Alocaii n DST de la FMI de la pasive externe la pasive interne, respectiv poziia Alte pasive. Following the EBCs request to use an integrated statistical approach for the treatment of SDR allocations from IMF, the item SDR allocated from IMF has been moved from external liabilities to domestic liabilities, i.e. Other liabilities. Sursa: Banca Naional a Romniei. Source: National Bank of Romania.

640

21.9
ACTIV - Total ASSETS - Total

Bilanul monetar agregat al instituiilor de credit i fonduri de pia monetar Aggregate monetary balance sheet of monetary financial institutions and monetary market funds
milioane lei / lei million

Denumirea indicatorilor Indicators name

2007 260261,4

2008 339853,9

2009 366274,9

2010 388412,8

Active externe - total Foreign assets - total Numerar i alte valori Cash and other payment means Credite (inclusiv depozite plasate) Loans (including deposits taken) Titluri de valoare negociabile (altele dect aciunile) deinute Marketable securities (other than shares) Aciuni/uniti de fond ale fondurilor de pia monetar deinute de instituiile de credit Money market fund shares/units held by the credit institutions Aciuni i alte participaii de capital deinute de instituiile de credit Shares and other equity held by the credit institutions Active interne - total Domestic assets - total Numerar i alte valori Cash and other payment means Credite (inclusiv depozite plasate) Loans (including deposits taken) Titluri de valoare negociabile (altele dect aciunile) deinute Marketable securities (other than shares) Aciuni/uniti de fond ale fondurilor de pia monetar deinute de instituiile de credit Money market fund shares/units held by the credit institutions

6068,6 1573,2 3696,3 509,9

6915,2 1859,8 3968,1 735,2

12780,8 1331,5 10042,7 983,3

12898,8 1614,2 8282,4 2399,9

10,1

7,6

111,8

289,2

342,1

415,7

490,7

254192,9 4003,0 226486,9 6145,6

332938,7 3761,0 285258,3 11161,8

353494,1 3533,7 280053,1 35719,2

375513,9 3143,4 285338,3 50467,8

86,7

146,3

179,2

98,4

Aciuni i alte participaii de capital deinute de instituiile de credit 1038,4 Shares and other equity held by the credit institutions Active fixe Fixed assets Alte active Other assets 8448,2 7984,2

1103,9 10361,0 21146,5

1318,6 9758,5 22931,9

1781,9 10206,7 24477,4

Not : ncepnd cu luna iunie 2010, a intrat n vigoare Norma BNR nr. 10/2009 care a nlocuit Norma BNR nr. 13/2006 privind raportarea statistic a datelor pentru elaborarea bilanului monetar. Note: Starting June 2010, Norms No. 10/2009 issued by the NBR came into force.They replaced NBR Norms No. 13/2006 on the statistical reporting of data for preparing the monetary balance sheet. Sursa: Banca Naional a Romniei. Source: National Bank of Romania.

641

21.9

Bilanul monetar agregat al instituiilor de credit i fonduri de pia monetar - continuare Aggregate monetary balance sheet of monetary financial institutions and monetary market funds - continued
milioane lei / lei million

Denumirea indicatorilor Indicators name PASIV - Total LIABILITIES - Total Pasive externe - total Foreign liabilities - total Depozite Deposits Depozite overnight Overnight deposits Depozite la termen (inclusiv mprumuturi) Time deposits( including loans) Depozite rambursabile dup notificare Deposits redeemable at notice mprumuturi din operaiuni reverse repo Reverse repos Titluri de valoare negociabile (altele dect aciunile) emise de instituiile de credit Marketable securities (other than shares) issued by credit institutions Actiuni/unitati ale nerezidentilor emise de fondurile de piata monetara Non-residents shares/units issued by money market funds Pasive interne - total Domestic liabilities-total Depozite - total Deposits - total Depozite overnight Overnight deposits Depozite la termen (inclusiv mprumuturi) Time deposits( including loans) mprumuturi din operaiuni reverse repo Reverse repos Titluri de valoare negociabile (altele dect aciunile) emise de instituiile de credit Marketable securities (other than shares) issued by credit institutions Aciuni / uniti emise de fondurile de pia monetar Shares / units issued by the monetary market funds Capital i rezerve Capital and reserves Alte pasive Other liabilities

2007 260261,4

2008 339853,9

2009 366274,9

2010 388412,8

73458,2 70795,0 4383,9 66400,7 10,5

104099,7 103241,6 5777,5 97453,7 10,5

96112,3 95376,9 7556,0 87708,5 10,5 101,9

103246,6 102436,9 7539,1 94765,3 10,5 122,0

2663,1

858,0

735,4

789,1

20,6

186803,3 146207,2 64071,5 82096,9 38,8

235754,2 169052,2 74949,0 93911,0 192,2

270162,6 195318,0 62724,2 123358,6 9235,1

285166,2 197609,8 60842,2 132138,5 4629,1

312,3

312,3

137,7

403,6

124,1 26082,2 14077,4

353,1 36137,9 29898,8

1796,4 43831,4 29079,1

3161,3 54791,3 29200,1

Not : ncepnd cu luna iunie 2010, a intrat n vigoare Norma BNR nr. 10/2009 care a nlocuit Norma BNR nr. 13/2006 privind raportarea statistic a datelor pentru elaborarea bilanului monetar. Note: Starting June 2010, Norms No. 10/2009 issued by the NBR came into force.They replaced NBR Norms No. 13/2006 on the statistical reporting of data for preparing the monetary balance sheet. Sursa: Banca Naional a Romniei. Source: National Bank of Romania.

642

21.10

Societile de asigurri, pe forme de proprietate (la sfritul perioadei) Insurance companies, by type of ownership (end of period)
Societi Capital social de asigurri subscris (numr) (milioane lei) Insurance Subscribed share companies capital (number) (lei million) Capital social vrsat (milioane lei) Paid up share capital (lei million) 886,6 605,5 281,1 1278,0 1061,2 216,8 1974,4 1153,2 821,2 2851,6 2753,1 98,5 3957,2 3833,7 123,5 4153,8 3832,0 321,8 2005 Total Private joint venture ownership Private domestic ownership 2006 Total Private joint venture ownership Private domestic ownership 2007 Total Private joint venture ownership Private domestic ownership 2008 Total Private joint venture ownership Private domestic ownership 2009 Total Private joint venture ownership Private domestic ownership 2010 Total Private joint venture ownership Private domestic ownership

2005 Total Proprietate privat mixt Proprietate privat autohton 2006 Total Proprietate privat mixt Proprietate privat autohton 2007 Total Proprietate privat mixt Proprietate privat autohton 2008 Total Proprietate privat mixt Proprietate privat autohton 2009 Total Proprietate privat mixt Proprietate privat autohton 2010 Total Proprietate privat mixt Proprietate privat autohton

43 30 13 41 31 10 42 32 10 43 36 7 451) 37 8 432) 35 8

888,4 607,3 281,1 1406,3 1189,5 216,8 1977,2 1148,1 829,1 2851,6 2753,1 98,5 3970,6 3845,1 125,5 4175,3 3853,5 321,8

1) La 31.12.2009 desfurau activitate de asigurare/reasigurare un numr de 45 de societi (comparativ cu anul 2008 au intrat pe

pia 2 societi : PAID i ERGO Asigurri de Via i a ieit ASIBAN prin procedura de fuziune prin absorbie de ctre Groupama). / On 31.12.2009, 45 companies performed insurance / reinsurance activity (compared to 2008, 2 companies entered the market namely PAID and ERGO life insurance and ASIBAN left through fusion by GROUPAMA absorption). 2) La 31.12.2010 desfurau activitate de asigurare un numr de 43 de societi (comparativ cu 31.12.2009 a intrat pe pia Compania de Asigurri EXIM Romnia i au ieit prin retragerea autorizaiei de funcionare 3 societi: Delta Asigurri SA, Delta Addendum Asigurri Generale SA i KD LIFE Asigurri SA). / On 31.12.2010, 43 companies performed insurance activity (compared to 31.12.2009 entered the market insurance company EXIM Romania and 3 companies left by withdrawal of functioning authorization, namely Delta Insurance SA, Delta Addendum General Insurance SA and KD LIFE insurance SA). Sursa: Comisia de Supraveghere a Asigurrilor. \ Source: Insurance Supervisory Commission.

21.11
Active Total active Plasamente

Investiiile societilor de asigurri Investments of insurance companies

milioane lei / lei million

2005 6334,4 3645,2 275,2 264,3 10,9 2414,0

2006

2007

2008

2009

2010

Assets Total assets Investments Current assets Cash in hand and availabilities in current accounts Other current assets Other assets

8396,6 11717,1 14982,8 16398,5 16805,6 4503,2 438,4 422,6 15,8 3455,0 6167,1 734,1 611,4 122,7 4815,9 7967,9 442,9 308,0 134,9 6572,0 9174,3 400,4 259,4 141,0 6823,8 9857,8 387,6 265,1 122,5 6560,2

Active circulante Casa i conturi la bnci Alte active circulante Alte active

Sursa: Comisia de Supraveghere a Asigurrilor. Source: Insurance Supervisory Commission.

643

21.12

Asigurrile, pe domenii de activitate, n anul 2010 Insurance, by activity fields, in 2010

mii lei / lei thou

Domenii de activitate

Prime brute subscrise Gross premiums written

din care: aferente primirilor n reasigurare of which: reinsurance acceptances 37922,8 541,8 5591,3 -6,5 700,5 27101,1 1111,3 317,1 0,4 335,6 1858,5 224,3 147,3 6,5

Prime cedate n reasigurare Premium ceded to reinsurance

Indemnizaii brute pltite Gross indemnities paid

Comisioane pltite pentru primiri Rezerve n reasigurare tehnice brute Paid commissions Gross technical for reinsurance reserves acceptances 4659,8 22,4 2332,2 -0,6 192,2 997,7 61,2 32,2 931,8 19,8 70,9 -

De prime Unearned premium reserves

din care: of which: De daune Rezerva Loss matematic reserves Mathematical reserve 3128617,9 5929,8 3272,8 743867,2 712,9 3481,7 21558,4 40056,0 287068,9 64395,1 1756757,8 1159,1 2599,9 143763,7 31871,8 602,8 2791,0 18728,9 111411,9 3535862,6

Activity fields

ASIGURRI GENERALE - TOTAL

6639733,6

1213406,5 9097,6 776,3 131856,3 477,6 19964,6 10419,5 21460,2 451507,5 63054,6 387624,6 14990,6 2700,6 70747,1 20896,4 5421,2 1700,5 711,3 58193,7

4797561,0 12398,8 7498,9 2506517,4 285,9 6635,1 14619,6 4616,8 249625,9 115053,3 1630275,1 29391,1 3416,3 36390,8 153797,9 2601,0 3399,5 21037,7 271922,7

6782629,5 3230521,9 50858,8 14944,4 28763,8 10877,3

NON - LIFE INSURANCE - TOTAL Accidents and illness insurance Health insurance Land vehicles other than rail insurance Rail transport means insurance Aircraft insurance Ships insurance (ocean, inland) Goods in transit insurance including cargo, baggage and any other goods transportation Fire and natural catastrophe insurance Property damage insurance Third party liability motor insurance (compulsory TPL and Green Card) Aircraft civil liability insurance Civil liability for ships insurance General civil liability insurance Credit insurance Warranties insurance Financial loss insurance Legal aid insurance Assistance insurance of the persons in difficulty LIFE INSURANCE - TOTAL Life assurance, annuities and supplementary assurance provided for in the Annex no.1 of the Law no.32/2000, with subsequent amendments and completions, point A lett. a), b) and c) with the exceptions of those provided under the points II and III Marriage insurance, birth insurance Life assurance and annuities related to investment funds provided for in the Annex no.1 of the Law no.32/2000, with subsequent amendments and completions, point A lett. a) and b) Permanent health insurance provided for in the Annex no.1 of the Law no.32/2000, with subsequent amendments and completions, point A lett.d) Accidents and ilness insurance Health insurance

Asigurri de accidente i boal 58560,3 Asigurri de sntate 21226,3 Asigurri de mijloace de transport terestru, altele decat cele feroviare 2453009,3 Asigurri de mijloace de transport feroviar 4337,4 Asigurri de mijloace de transport aerian 20333,3 Asigurri de mijloace de transport naval (maritime, fluviale, lacustre, canale navigabile) 23125,7 Asigurri de bunuri n tranzit, inclusiv mrfuri transportate, bagaje i orice alte bunuri 42284,8 Asigurri de incediu i calamiti naturale 967376,7 Asigurri de daune la proprieti 128244,9 Asigurri de rspundere civil a autovehiculelor (rspundere civil auto obligatorie i carte verde) 2494726,8 Asigurri de rspundere civil a mijloacelor de transport aerian 16298,8 Asigurri de rspundere civil a mijloacelor de transport naval 14530,4 Asigurri de rspundere civil general 145229,9 Asigurri de credite 118110,8 Asigurri de garanii 66364,8 Asigurri de pierderi financiare 14706,4 Asigurri de protecie juridic 6,2 Asigurri de asisten a persoanelor aflate n dificultate 51260,7 ASIGURRI DE VIA - TOTAL Asigurri de via, anuiti i asigurri de via suplimentare prevzute la punctul A litera a), b) i c) din Anexa nr. 1 la Legea nr.32/2000, cu modificrile i completrile ulterioare, cu excepia celor prevzute la punctul II i III Asigurri de cstorie, asigurri de natere Asigurri de via i anuiti care sunt legate de fonduri de investiii, prevzute la punctul A litera a) i b) din Anexa nr.1 la Legea nr. 32/2000, cu modificrile i completrile ulterioare Asigurri permanente de sntate prevzute la punctul A litera d) din Anexa nr.1 la Legea 32/2000, cu modificarile i completarile ulterioare Asigurri de accidente i de boal Asigurri de sntate 1665668,6

2492694,8 1590833,3 6959,0 2787,1 15057,2 8516,4 40608,9 62409,6 889102,5 137574,3 2606682,3 10855,6 11003,9 230736,5 119021,0 58990,4 5811,0 5,2 29314,4 4383572,9 13748,3 17706,3 454952,2 61252,8 834052,5 9552,3 8395,6 85843,6 35971,1 58252,4 2313,6 5,1 6698,4 519431,3

1007201,0 1790,6

6,5 -

54761,6 -

243012,8 0,9

2446935,2 6847,2

508778,2 995,4

102727,5 71,6

1667005,0 5595,9

617720,7

1310,3

25908,4

1914914,5

454,2

3493,0

1863226,5

234,3 29317,2 9404,8

2091,6 30,2

121,2 2496,9 382,4

261,9 7281,6 7332,6

143,2 2485,0 6575,2

83,5 4796,4 239,9

35,2 -

Sursa: Comisia de Supraveghere a Asigurrilor. Source: Insurance Supervisory Commission.

644

645