Analiza n structur i analiza n dinamic

Contul de profit i pierdere

2012 2013 2014 2015
Venituri din
1.257.403.496 1.236.71.359 1.390.318.710 1.266.417.131
dobnzi
Venituri din speze
307.736.336 363.260.689 365.773.344 390.674.461
i comisioane
Venituri din
263.808.748 284..143.925 253.915.961 258.205.275
tranzacionare
Alte venituri
15.823.521 3.902.169 6.447.743 18.791.104
operaionale
Cheltuieli cu
653.719.314 573.461.111 524.280.021 412.678.883
dobnzile
Cheltuieli cu speze
57.974.177 63.856.235 72.184.483 80.043.889
i comisioane
Cheltuieli cu
292.849.835 302.814.409 352.487.730 355.483.126
personalul
Alte cheltiueli
5.129.719 10.503.897 24.135.861 31.461.859
operaionale

Bilan
2012 2013 2014 2015
Numerar i disponibiliti
4.429.652.624 5.235.423.604 4.355.627.566 4.594.566.616
la Banca Central
15.955.735.32 16.141.890.13 18.608.870.01 19.978.554.50
Credite din care:
1 1 0 2
- credite i avansuri
51.423.603 378.166.622 534.259.738 917.762.286
acordate bncilor
- credite i avansuri 15.763.723.50 18.074.610.27 19.060.792.21
15.904.311.718
acordate clienilor 9 2 6
Titluri de valoare 3.945.757.938 5.402.692.661 5.948.499.011 6.362.088.047
Imobilizri din care: 382.894.510 347.004.166 377.214.684 391.182.817
- imobilizri corporale 261.954.327 223.082.205 228.681.703 234.938.243
- imobilizri necorporale 120.940.183 123.921.961 148.532.981 156.244.574
25.062.639.54 27.457.894.42 32.365.507.80 34.567.790.40
TOTAL ACTIVE
8 1 6 4
16.450.681.74 18.849.647.10 22.607.140.49
Depozite din care: 19.484.120.511
5 5 0
- depozite de la bnci 2.611.205.753 3.670.345.104 3.596.087.426 4.748.273.443
13.839.475.99 15.179.302.00 15.888.033.08 17.858.867.04
- depozite de la clieni
2 1 5 7
Resurse nondepozit 4.703.547.992 4.207.328.024 8.101.282.753 7.250.081.729
Capitaluri proprii i
2.704.305.195 2.826.293.996 3.079.977.328 3.351.641.527
fonduri de rezerv
25.062.639.54 27.457.894.42 32.365.507.80 34.567.790.40
TOTAL PASIVE
8 1 6 4