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to say that something is true or is a fact, although you cannot prove it and
claim
other people might not believe it
consequential a loss of money that happens as a result of something wrong or illegal that
loss someone else has done
cover to put or spread something over something, or to lie on the surface of something:
product the fact that a company is responsible when a customer is injured or harmed by
liability one of its products
risk used to mean that you are responsible for any damage, loss, ordifficulty:
7. Translation
1.The ghinion is only dull against stupidity. (French Proverb)
2. The first risk factor is ignoring the risk. (Alvin Toffler)
3. Whoever fails to keep his possessions is a friend of the thief. (Proverbs and
Armenian Thoughts)
4. Lucky we face and we call it a chance. (Benjamin Disraeli)
5. Short-term outlook long-term perspective.
(John Naisbitt, Megatendinte, Edit Pol, Buc., 1989)
B.
G. Insurances ended the year 2016 with a profitable growth of 16%, 5 points
above the market level, and at the same time managed to generate sustainable
profit for the third consecutive year. Thus, last year the company subscribed
premiums in the amount of 932.3 million lei and registered a profit of
approximately 30 million RON. At the same time, the net insurance
recommendation rate reached 66 in 2016, compared to 55 in 2015, and
customer satisfaction to 92%, according to the IRSOP study conducted in
September 2016.
C.
National Union of Insurance and Reinsurance in Romania - UNSAR is a
professional organization established in 1994, based on OG 26/2000, on
associations and foundations. The Union was set up at the initiative of a group
of 13 insurance and reinsurance companies and currently has 17 full members
as well as 5 associate members. Under the Association Statute, UNSAR is a
non-governmental, non-governmental, non-governmental, non-profit
organization created to develop and expand cooperation and co-operation in
insurance and reinsurance.
Within the Association there are several sections and committees that meet
periodically to discuss the current technical problems of the Union's activity
and propose solutions to solve them. In addition to UNSAR, the Arbitration
Body, independent of the body, is working to settle amicably the differences
between insurers.
UNSAR is a member of some international associations:
Member of IUAI (International Association of Aviation Insurers), 1996,
International Union of Aviation Insurers
Member of the IUMI (International Maritime Insurance Association) in
1997, the International Maritime Insurance Union
Full member of the European insurance and reinsurance federation since
2007
In zilele de navigaie i navigaie rudimentar, vestea era deseori proast: navele ar fi naufragiat,
iar comercianii ar fi ruinai. Dei asigurarea navelor i a mrfurilor poate fi urmrit napoi la
fenicieni, la cminul lui Lloyd's sa nscut asigurarea marin modern. Un proprietar de nave ar
scrie pe o foaie de hrtie detaliile unei cltorii propuse - numele, traseul i portul de apel al unei
nave, valoarea cruei i a ncrcturii sale i suma pe care a fost dispus s o plteasc
"Asigurare".
La sfritul secolului al XVII-lea, marinarii s-au adunat la cafeneaua lui Edward Lloyd, n Turnul
Street, n apropiere de Thames Waterfront din Londra, brfe, cri de joc i afaceri. Cafeaua,
apreciat pentru puterile sale terapeutice, era un banc o ceac. Stilouri, cerneal i hrtie erau
gratuite, aa cum au fost tirile oferite de alergtorii lui Lloyd, care se scurgeau nainte i napoi
ntre cafenea i docuri, colectnd cele mai recente informaii despre nave i ncrcturile lor.
Pn n 1771, dei Edward Lloyd a fost mult timp mort, numele su a rmas pe msur ce a fcut
tradiia de a face afaceri din bnci din lemn, grupate n cutii dreptunghiulare, n jurul unei ncperi
mari. Cei care beau cafea, care se mbogiser n cabine i bnci n jurul camerei, muli dintre ei
proprietarii de nave, ar decide apoi, ct de mult ar exista vreunul dintre riscurile pe care erau
dispui s le accepte n schimbul primei. Un "asigurtor" i va scrie numele pe carnetul
proprietarului navei sub informaia de expediere (prin urmare, termenul de subscriptor)