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Glosar de termeni bancari englez-roman

THE BANKING SYSTEM IN ROMANIA central ~ = banca care realizeaza politica economica capital = in sens larg, avutie acumulata;
a guvernului; capital market = piata de capital;
(accounting) ledger = Cartea - mare; clearing ~ = banca de compensare, in acest caz, capital structure = structura capitalului;
account = cont; banca este membra a unei case de compensatie, capital assets = fixed assets = fonduri fixe;
~ foreign exchange = devize in cont; specializata in decontarea cecurilor; cash = bani lichizi, numerar format din bancnote si
~ payable = cont creditor; commercial ~ = banca comerciala specializata in monede;
~ receivable = cont debitor; constituirea de depozite, efectuarea de transferuri de cash flow = flux de numerar;
~ settled = cont achitat; fonduri; poate sa fie o societate pe actiuni sau o ceiling of gold = plafon pentru aur;
bank ~ = cont bancar; banca particulara; Central Bank = Banca Centrala;
current ~ = cont curent; discounting ~ = banca specializata in scontarea charge = taxa;
foreign exchange ~ = cont in devize; cambiilor; chart of accounts = planul de conturi;
on one’s ~ = pe cont propriu; Federal Reserve Bank = Banca Centrala a Statelor chattel = bunuri mobile;
personal ~ = cont personal; Unite ale Americii; claim = (aici) creanta;
profit and loss ~(P&L- in UK) = cont de profit si Industrial ~ = o banca care face parte dintr-un grup commission = comision;
pierdere; de case mici financiare, care primeste investitii de la commitment fee = comision de angajare;
sales ~ = cont de vânzari (al agentului / persoane fizice; credit co-operative = credit union = cooperativa de
comisionarului); issuing ~ = institutie financiara care gestioneaza o credit;
sight ~ = depozit la vedere; noua emisiune de actiuni; credit institution = institutie de credit;
statement of ~ = extras de cont; joint-stock ~ = banca constituita ca societate pe creditor = creditor, persoana care detine creante
the running of an ~ = miscarea contului; actiuni; banesti asupra altor entitati;
to keep open accounts = a tine contabilitatea / merchant ~ = banca de afaceri, este o institutie currency = bancnote si monede folosite ca moneda
conturile; specializata in efectuarea operatiunilor in domeniul nationala a unei tari; foreign ~ = valuta;
income and expenditure account = cont de venituri si industrial si al business-ului. convertible ~ = valuta convertibila;
cheltuieli; banking = activitate bancara; hard ~ = valuta forte;
accountant = contabil; banking Directives = Directive bancare emise de reserve ~ = valuta detinuta de Banca Centrala;
certified ~ = contabil autorizat; Uniunea Europeana; currency position = pozitie valutara.
accounting = contabilitate; bankruptcy = faliment, incapacitate de plata; dead line = termen limita;
applicant = solicitant, petitionar; banker’s bank = functie a unei Banci Centrale “banca debentures = titluri de credit; titluri de valoare emise
assets = bunuri; active; a bancilor”; banca care refinanteaza sistemul bancar; de societati cu raspundere limitata in schimbul unor
audit = verificarea conturilor de catre o societate bank’s own capital = capitalul propriu al bancii; imprumuturi pe termen lung;
specializata; activitate desfasurata de o persoana BIS = Bank for International Settlements = Banca debt = datorie, obligatie;
specializata numita auditor; Internationala a Reglementelor; bad ~ = datorie care nu a fost si nici nu se spera a fi
auditing commission = comisia de cenzori; bill = titlu, bon; achitata;
balance = sold; Bill of Exchange = bank draft = cambie; National Debt = datoria guvernului;
bank ~ = sold bancar; Board of directors = Consiliu de administratie; debtor = debitor – o persoana sau o socieate
credit ~ = sold creditor; ~meeting = sedinta Consiliului de administratie; comerciala care datoreaza bani, bunuri sau servicii
debit ~ = sold debitor; bond = (aici) obligatiune; unei alte persoane;
balance of payments = balanta de plati; book - keeping = contabilitate; deficit = depasirea veniturilor de catre cheltuieli sau a
balance of trade = balanta comerciala; double-entry ~ = contabilitate in dubla partida; activelor de catre pasive;
balance sheet = bilant contabil; borrow (to) = a imprumuta; buget ~ = un buget neechilibrat cauzat de cheltuielile
bank = banca; borrowed reserves = rezerve atrase; rezerve mai mari decât veniturile;
~ deposit = depozit bancar; imprumutate; trade ~ = o balanta de plati neechilibrata in care
~ loan = imprumut bancar; branch = sucursala unei banci; exporturile au fost depasite de exporturi;
agricultural ~ = banca agricola specializata in building society = societate ipotecara; in UK este o deposit = depozit;
acordarea de credite institutie financiara care ofera ipoteci, fondurile discount = scontare;
pentru dezvoltarea agriculturii; acesteia provenind din depozitele constituite de ~ house = casa de scontare;
publicul larg; ~ market = piata scontului;

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~ rate = rata scontului. legal entity = legal person = persoana juridica; revenue and expenditure budget = bugetul de
Early Warning and Rating System = sistem de legal tender = national currency = moneda nationala; venituri si cheltuieli;
avertizare timpurie si de legal framework = cadru legal; savings (s.) = (aici) economie (de bani);
stabilire a rating-ului de tara; liability = obligatie, datorie, pasiv; savings banks = banci de economii/case de economii;
electronic banking = activitate bancara derulata majority state-owned capital = cu capital integral de security = (aici) efect de comert, titlu de valoare;
electronic; stat; settlement = (aici) decontare;
endowment capital = capital de dotare; majority private capital = cu capital integral shareholder = actionar;
European Bank for Reconstruction and Development particular; solvency = solvabilitate;
(EBRD) = Banca majority domestic capital = cu capital integral intern special drawing rights (SDR) holding = detinere de
Europeana pentru Reconstructie si Dezvoltare (BERD); (autohton); drepturi speciale de tragere (DST);
European Community (EC) = Comunitatea Europeana majority foreign capital = cu capital integral strain; stock = actiune (aici), stoc;
(EU); management of foreign exchange reserves = stock exchange = bursa de valori;
European Central Bank (ECB) = Banca Central administrarea rezervelor externe; subsidiary = filiala;
Europeana; maturity = tenor = maturitate, scadenta; reserve fund = fond de rezerva;
European Union (EU) = Uniunea Europeana; maximal exposure = expunere maxima; conclude an agreement (to) = a incheia un acord;
exchange = schimb, piata; merger = fuziune; grant a credit (to) = a acorda un credit;
exchange control = control valutar; minimum compulsory reserves = rezerve minime grant interest (to) = a bonifica dobânda;
exchange rate = curs de schimb; obligatorii; issue banknote and coins (to) = a pune in circulatie
fixed ~ = curs de schimb fix; monetary survey = situatie monetara; bancnote si monede de metal;
floating ~ = curs de schimb fluctuant; monetary, foreign exchange, credit and payments lend to the banking companies (to) = refinance the
managed floating ~ = curs de schimb cu fluctuare policy = politica banking system (to)
dirijata; monetara, valutara, de credit si plati; = a acorda imprumuturi bancilor / a refinanta;
managed ~ = curs de schimb controlat; money issue = emisiune baneasca; open and keep an account (to) = a deschide si a
flexible ~ = curs de schimb flexibil; money circulation = circulatia banilor; mentine un cont;
pegged ~ = curs de schimb legat; money market = piata monetara; redeemable = recuperabil;
crawling ped ~ = curs de schimb târâtor sau cu money supply = broad money = masa monetara; bani render (to) = provide banking services (to)= a acorda/
paritate glisanta; in sens larg; a presta servicii bancare;
spot ~ = curs de schimb la vedere; mortgage = ipoteca; two tier levels = pe doua nivele;
forward ~ = curs de schimb la termen; net foreign position = pozitia neta externa; Treasury = Trezorerie, departamentul economic si
external assets and liabilities = active si pasive off - balance sheet = in afara bilantului; financiar central al unui guvern;
externe; open an account with (to) = a deschide un cont la; vault cash = ghiseu de casierie;
field of activity = domeniu de activitate; own capital = capital propriu; warehouse receipt = recipisa / chitanta warrant;
financial leasing = leasing financiar; pledge = (aici) gaj, zalog, amanet; warrant = warrant;
fiscal year = an fiscal; promissory notes drawn or endorsed = bilete la ordin weight (to) = (aici) a pondera;
foreign assets = active externe; trase sau andosate; withdraw (to) = a retrage bani.
foreign liabilities = pasive externe; rate of interest = rata dobânzii platita pentru
foreign currency/foreign exchange currency = valuta; atragerea capitalului utilizat intr-o afacere; THE BANKING SYSTEM IN ENGLAND
General Meeting of the Shareholders = Adunarea central bank discount ~ = rata de scont a Bancii
generala a actionarilor; Centrale; accountant’s department = departamentul de
gross profit = profit brut; accrued ~ = plata unei dobânzi datorate, dar care nu contabilitate; bankrupt = faliment;
headquarter premises = cladirea sediului central; a fost primita; buying rate = curs de cumparare;
in bail = in custodie; bank ~ = rata oficiala a dobânzii stabilita de Bancile charter/law/act = act de constituire a unei institutii
international foreign reserves = rezerve Centrale; termenul nu se mai foloseste in U.K. fiind sau organizatii economice, lege;
internationale; inlocuit cu minimum lending rate; coinage = batere de monede;
International Monetary Fund (IMF) = Fondul Monetar rate of return = rata profitului; currency issue = emisiune monetara;
International (FMI); real estate assets = active imobiliare; discount = discounting = scontare;
issue guarantees (to) = a emite scrisori de garantie rediscount = rescontare; discount houses = casa de scontare;
bancara; refinance (to) = a refinanta; discount market = piata a scontului;
joint-stock company = societate pe actiuni; reserve tranche = transa de rezerva; discount rate = taxa a scontului;
lender of last resort = creditor de ultima instanta; retail banking = activitate bancara cu amanuntul;

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fiduciary issue = note issue = emisiune fiduciara de minimum reserves = rezerve minime obligatorii; International Payment Order = ordin de plata
bancnote; internationala;
foreign exchange market = piata valutara; MONEY SERVICES not to order = nu la ordin;
foreign exchange rate = curs de schimb valutar; notify and pay (to)= a notifica si a plati;
Government’s bank = banca guvernului; advise = sfat, informatie; (aici) aviz; order form = formular de ordin;
hub = centru de activitate / de interes; Airmail Transfer = transfer prin posta aeriana; output messages = mesaje de iesire;
joint - stock banking company = societate bancara pe application form = formular de cerere; overseas bank = banca cu sediul in strainatate;
actiuni; at sight/at presentation = la vedere/la prezentare; owner = proprietar;
lender of the last resort = creditor de ultima instanta; available funds = fonduri disponibile; passbook = carnet de cec;
lending institutions = institutii care acorda Banker’s draft = polita bancherului; payee = beneficiary = beneficiarul unei plati;
imprumuturi; institutii de imprumut; banking clerk = functionar bancar; paying bank = banca platitorului;
merchants bank = banca de afaceri; banknotes = bancnote; payment by cheque = plata prin cec;
money market = piata monetara; bearer = purtator; payment in cash = plata cu numerar sau in bani
mutual fund = fond mutual; bearer bonds = titluri la purtator; lichizi;
overdraft = descoperit in cont; sold debitor; suma blank endorsement = andosare in alb; postal orders = mandat postal;
trasa din cont fara acoperire. by air = pe calea aerului; proceeds = venituri;
rate of interest = rata dobânzii; by cable = telegrafic; remit funds aboard = a remite fonduri in strainatate;
selling rate = curs de vânzare; by endorsement = prin andosare; remittance by post = remitere prin posta;
subsidiary = filiala unei banci; by ordinary trasfer of debts = prin simplul transfer al remittance telegraphically = remitere telegrafica;
borrow (to) = a da cu imprumut; creantelor; remitter = remitent;
draw a cheque (to) = a trage un cec; cash = numerar, bani lichizi; securities = titluri de valoare;
lend, lent, lent (to) = a lua cu imprumut; cashier = casier; simple remittance = remitere simpla;
National Debt = datoria guvernului; certificate cheque = cec certificat; special cross = barare speciala;
retail bank = activitate bancara cu amanuntul; cheque = cec; special endorsement = andosare speciala;
Treasury = Trezorerie (in SUA: Ministerul Finantelor); cheque payable to bearer = cec la purtator; specimen signatures = specimen de semnaturi;
Treasury bills = bilete de trezorerie; client = customer = client; Standing order = ordine de plata permanente;
trust bank = banca de custodie; coins = monede; Telegraphic transfer (TT)= transfer telegrafic;
turnover = cifra de afaceri; collect (to) = a incasa; be valid (to) = a fi valabil;
collection process = procesul de incasare; traveller’s cheque = cec de calatorie;
OTHER BANKING SYSTEM IN THE WORLD compulsory mentions = mentiuni obligatorii;
cross = barare; ELECTRONIC BANKING SERVICES
chairman = presedinte; crossed cheque = cec barat;
Board of Governors = consiliul guvernatorilor; drawee = tras; debit cards = carti de debit;
money supply = masa monetara drawee bank = banca trasului, in acest caz banca Electronic banking services = servicii bancare
discount rate = taxa scontului; platitoare; electronice, adica servicii
savings banks = banci de economii; drawer = tragator; efectuate prin calculator;
vault cash = numerar in casierie; duties = indatoriri; sarcini; electronic cash = numerar electronic;
pension and retirement funds = fonduri de pensie; endorse (to) = a andosa; electronic cheque = cec electronic;
failure = esec, faliment; endorsement = andosare; electronic money = moneda electronica, bani
Federal Deposit Insurance Corporation = FDIC = endorser = persoana care efectueaza andosarea; electronici;
Fondul federal de asigurare al depozitelor; exchange risk = risc valutar; electronic signature = semnatura electronica;
merge (to) = a fuziona; expenses = cheltuieli; fraud = frauda;
Federal Reserves = Fed = este o agentie general cross = barare generala; network = retea;
independenta, creata in 1913, care supervizeaza si give instructions (to)= a da instructiuni; ~ transmission = retea de transmisie;
verifica bancile de stat care fac parte din Sistemul holder = detinator; password = parola;
Federal Reserve; input messages = mesaje de intrare; PIN = Personal Identification Number = numar
European System of Central Banks = ESCB = Sistemul interest charges = cheltuieli cu dobanda; personal de identificare;
European al Bancilor Centrale; interest incomes = venituri din dobanzi; POS = Point of Sale Terminal = locul vanzarii;
European Central Bank = ECB = Banca Central International Money Order = mandat de plata record (to) = a inregistra;
Europeana; internationala; user = utilizator;

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telephone banking = banca la domiciliu. license/authorisation = licenta / autorizatie; classification of credits = clasificarea creditelor;
licensed deposit taking institutions = institutii large loans = imprumuturi mari;
OTHER ELECTRONIC BANKING SERVICES acreditate sa constituie/ primeasca depozite; loans granted to the debtors in special relations with
mortgage = ipoteca; a bank = imprumuturi acordate debitorilor care se
Electronic Funds Transfer = EFT = Transfer Electronic natural person = persoana fizica; afla in relatii speciale cu banca;
de Fonduri; overdrawn = fara acoperire; liquidity = lichiditate;
money transfer = transfer de bani; proceeds = venituri; debt service = serviciul datoriei;
Automated Teller Machine = ATM = ghiseu automat recognised banks = banci acreditate; doubtful credit = credit indoielnic;
de numerar; sealed = sigilat; interest rate risk = riscul ratei dobanzii;
EFT-POS = Electronic Funds Transfer to the Selling sight interest = dobanda la vedere; off balance sheet items = elemente in afara bilantului
Points Terminals solicitor = avocat; contabil;
= transferul electronic al fondurilor la locul vanzarii; theft = furt; prudential measures = masuri de prudentialitate;
credit cards = carti de credit; be entitled to (to) = a fi imputernicit (sa); credit risk = riscul de credit;
store cards = carduri de magazin; be supplied with (to) = a fi alimentat cu; watch credit = credit in observatie;
debit cards = carti de debit; complete/conclude a contract (to) = a incheia un doubtful credit = credit indoielnic;
retailer = detailist; contract; loss credit = credit de pierdere;
magnetic strip = banda magnetica; finish/terminate/cancell a contract (to) = a rezilia un shareholder = actionar;
cash dispensing = distribuitor de numerar; contract; own capital = capital propriu;
balance inquiry = solicitarea soldului contului; mortgage (to) = a ipoteca; grant a credit (to) = a acorda un credit;
POS = Point of sale = punct de vanzare; open an account with (to) = a deschide un cont; financial-accounting department = departamentul
keyboard = tastatura; pass on (to) = a statua; financiar-contabil;
Joint-stock banks = banci pe actiuni vest somebody to do something (to) = a investi pe assets = active;
Money market = piata monetara. cineva sa faca ceva;
Trustee Savings Bank = banci de incredere BANKS AND LENDING
BANKER - CUSTOMER RELATIONSHIP specializate in detinerea
economiilor (un fel de CEC); accountant = contabil;
accountant = contabil; auction credit =credit de licitatie;
Act/charter/law = lege; RISKS MANAGEMENT borrowed funds = fonduri atrase (imprumutate);
adequate level of solvency = nivelul adecvat al capability = ability = capacitate; abilitate;
solvabilitatii; credit institution = institutie de credit; currency risk = riscul de schimb valutar;
application to open an account = cerere pentru a risks management = administrarea riscurilor; fixed interest rate loan = imprumut cu rata dobanzii
deschide un cont; financial risks = riscuri financiare; fixa;
banker/bank = banca; foreign exchange risk = risc valutar; floating interest rate loan = imprumut cu rata
Banker-customer relationship = relatia dintre banca liquidity risk = risc de lichiditate; dobanzii flotanta;
si client; interest rate risk = riscul ratei dobanzii; legal person = persoana juridica;
banking procedures = proceduri bancare; operational risk = risc operational; lending = imprumut;
building societies = societati de constructii; own funds = fonduri proprii; lending facilities = facilitati legate de acordarea
creditor = creditor; commitments = angajamente; imprumutului;
current savings deposit = depozit curent de solvency = solvabilitate; liabilities = pasive;
economii; banking rating system and the early warning system liquidity risk = riscul de lichiditate;
customer/client = client; = sistem de Lombard credit = credit lombard;
deal (to) = (a face o) tranzactie (cu); avertizare timpurie si de stabilire a rating-ului de loss = pierdere;
debtor = debitor; tara; market risk = riscul pietei;
deputy = (aici) delegat; adjunct; level of large exposures = nivelul expunerilor mari; minimum capital = capital minim;
disbursement = plata, achitare; minimum level of the capital = nivelul minim al operational risk = riscul operational.
duties and rights = obligatiuni si drepturi; capitalului; own capital = capital propriu;
forgery = frauda; administrative procedures = proceduri paid up capital = capital varsat;
insurance company = societate de asigurari; administrative; physical person = persoana fizica;
legal person = persoana juridica; internal control procedures = proceduri de control preferential credit = credit preferential;
lend (to )= a imprumuta (pe); intern; purpose = destination = scop / destinatie;

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repayment = plata; foreign currency = foreign exchange = valuta; stock exchange = bursa de valori;
solicitor = avocat; (amer. procuror); foreign exchange market = piata valutara; subsidiary = filiala;
solvency ratio = rata solvabilitatii; foreign exchange intervention = interventie valutara; swap operations = incheierea concomitenta, pe piata
special credit = credit special; foreign exchange restrictions = restrictii valutare; valutara, a doua operatiuni legate intre ele, bazate pe
standard credit = credit standard; foreign exchange risk = risc valutar; aceeasi suma de bani: cumparare curenta si vanzare
structural credit = credit structural; foreign exchange transactions = tranzactii valutare; la termen, vanzare curenta si cumparare la termen
substandard credit = credit substandard; forward exchange rate = curs de schimb valutar la sau vanzare si cumparare la termene diferite.
supplementary capital = capital suplimentar; termen; traded = comercializat, tranzactionat;
weight (to) = a pondera; forward operations = forward transactions = trade balance = balanta comerciala;
variable interest rate loan = imprumut cu rata operatiuni la termen; unsterilized foreign exchange intervention =
dobanzii variabila; headge = acoperire; interventie valutara nesterilizata;
watch credit = (aici) credit in observare hedging = tehnica de acoperire a riscului valutar; up-to-date rate = rata actualizata;
indirect quatation = cotatie indirecta; wholesale market = piata en-gros;
RATES OF EXCHAGE individuals = persoane fizice; indivizi; working day = zi lucratoare;
international debt = datorie externa; World Bank = Banca Mondiala;
accepted = acceptat; international reserves = rezerve internationale; International Bank for Reconstruction and
appreciation = apreciere; international trade = comert international; Development (IBRD) = Banca Internationala pentru
balance of payments = balanta de plati; legal framework = cadru legal; Reconstructie si Dezvoltare (BIRD).
branch = sucursala; legal persons = persoane juridice;
capital account = cont de capital; loss = pierdere; FINANCIAL DERIVATIVES
capital foreign exchange operations = operatiuni managed float regime (dirty float) = regim valutar
valutare de cont de controlat; options = optiunea reprezinta contractul care acorda
capital; moderate amounts = sume moderate, (aici) sume beneficiarului dreptul de a cumpara sau a vinde un
capital transactions = tranzactii de capital; aferente cheltuielilor instrument financiar sau o marfa la un pret specificat
commodity exchange = bursa de marfuri; curente de intretinere a membrilor familiei, care pot intr-o perioada determinata;
covering exchange rate = acoperirea cursului de fi justificate ulterior cu documente. option premium = prima pentru o optiune;
schimb valutar; monetary unit = unitate monetara; call option = optiunea “call” este optiunea de
current account = cont curent; non-residents = nerezidenti; cumparare;
current foreign currency operations = operatiuni offer = oferta; put option = optiunea “put” este optiunea de
valutare curente sau outright transactions = tranzactii complexe de vanzare;
operatiuni valutare de cont curent; vanzare-cumparare de valute; European option = optiune europeana;
current transactions = tranzactii curente; own norms = norme proprii; American option = optiune americana;
deals = tranzactii; purchase order = ordin de cumparare; exotic options = optiuni exotice;
delay = intarziere; quotation = cotatie; interest rate swaps = swap pe rata dobanzii;
delivery = livrare, distribuire; reimbursement = rambursare; currency swaps = swap valutar
demand = cerere; rejected = respins; currency account = un cont bancar exprimat in orice
depreciation = depreciere; residents = rezidenti; valuta, alta decat moneda nationala;
devaluation = devalorizare; retail market = piata en-detail; piata cu amanuntul; Eurocurrency = un depozit exprimat in orice valuta
direct quatation = cotatie directa; revaluation = revaluare; detinuta in afara tarii emitente;
direct investment = investitie directa; settlement = (aici) decontare; Forward contract = contract la termen;
due penalties = penalitati scadente; share capital = capital social; Hedging = asigurarea riscului valutar;
exchange control = foreign exchange control = spot exchange rate = curs de schimb valutar la foreign exchange risk = risc valutar;
control valutar; vedere; foreign exchange exposure = expunere valutara;
exchange office = exchange bureau = casa de spot operations = spot transactions = operatiuni la sovereign risk = risc de suveranitate;
schimb valutar; vedere; hard currency = valuta forte;
exchange rate = curs de schimb valutar; spread = marja; diferenta dintre cursul de schimb de strong currency = valuta forte (puternica);
failure = esuare; esec; vanzare si cumparare, sau dintre dobanda activa si weak currency = valuta slaba;
firm quotation = cotatie ferma; pasiva a unei banci; foreign exchange control = control valutar;
fixed exchange rate regime = regimul valutar cu un sterilized foreign exchange intervention = interventie translation risk = risc de transformare;
curs de schimb fix; valutara sterilizata; transaction risk = riscul operatiunii;

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overseas = abroad = in strainatate; consular invoice = factura consulara; mark = marcare;
derivatives = derivate; acestea sunt instrumente Cost and Freight….= CFR = cost si navlu; movement certificate EUR-1 = certificat de miscare
financiare care sunt in esenta un produs secundar al contracting parties = parti contractante; EUR-1;
actiunilor, obligatiunilor etc. damaged = avariat; non delivery = nelivrare;
bond markets = pietele obligatiunilor; deferred = amanat; notifying party = partea notificatoare;
borrow (to) = a imprumuta; Delivered at Frontier = DAF = franco frontiera; offloaded = in afara incarcaturii;
lend (to) = a da cu imprumut; Delivered Duty Paid…= DDP = franco destinatia on behalf of somebody = in numele cuiva;
lapse (to) = a decadea; a se scurge; vamuit…; outstanding = neplatit, restant, important;
gamble (to) = a risca; a pierde; Delivered Duty Unpaid…= DDU = franco destinatie packaging = ambalare;
exchange rate arbitrage = arbitraj de curs de schimb; nevamuit…; packing list = lista de ambalaj;
invoice (to) = a factura Delivered Ex Quay…= DEQ = franco chei; Parcel Post Receipt = recipisa de coletarie;
consolidated balance sheet = bilant contabil Delivered ex Ship = DES = franco nava port of call = port de escala;
consolidat; nedescarcata; preamble = preambul;
open outcry = strigare libera; departure = plecare; pro forma invoice = factura proforma;
initial margin = marja initiala; documents of title = documente de titlu; Promissory Note = bilet la ordin;
financial futures = operatiuni financiare la termen; draft = proiect; pursuant = conform;
clearing house = casa de compensare; ex works = franco fabrica; railway bill = rail consignment note = scrisoare de
settlement price = pretul de decontare; fee = taxa; trasura pentru
financial documents = documente financiare; transportul feroviar;
INTERNATIONAL TRADE flight stamp = timbru par avion; raw materials = materii prime;
flood = inundatie; rediscount = rescontare;
abroad = in strainatate; foreign exchange risk = risc valutar; rejection = respingere;
advertising = reclama publicitara; Free Alongside Ship = FAS = franco de-a lungul right - hand corner = coltul din dreapta;
advising bank = banca avizatoare; vasului; riot = revolta;
airway bill / air consignment bill = scrisoare de free carrier = FCA = franco transportator; SAD = Single Administrative Document = document
transport aerian; Free on Board = FOB = franco la bord; administrativ unic;
arrival = sosire; freight = navlu; sales contract = contract de vanzare;
at sight = la vedere; global amount = suma globala; sample = mostra;
batch = grupa, lot (de marfuri); handling = manipulare; ship = vas, nava;
bear all risks = suporta toate riscurile; harmless = fara pagube; shipping documents = documente de transport;
berth = dana, chei; haulage = transport prin carausie; taxa de transport; spoilage = alterare;
bill of collection = incasso documentar; issuer = emitent; strike = greva;
bill of exchange = cambie; insurance certificate = certificat de asigurare; supersede (to) = a inlocui;
bill of lading = conosament; insurance documents = documente de asigurare; supplier = furnizor;
borrower = imprumutat/debitor; insurance policy = polita de asigurare; term of delivery = termen de livrare;
buyer = cumparator; international sales contract = contract international term of payment = termen de plata;
by-products = produse derivate; de vanzare; TIR book = carnet TIR;
Carriage Paid to = CPT = transport platit pana la...; invoice = factura; be assessed (to) = a fi evaluat;
Carriage = transport; L/C = letter of credit = scrisoare de credit; be discounted (to) = a fi scontat;
carrier = caraus; documentery letter of credit = acreditiv documentar; be encountered (to) = a fi lovit / ciocnit;
certificat of origin = certificat de origine; leakage = pierdere/scurgere de cantitate; be impended (to) = a fi iminent;
Cost, Insurance and Freight = CIF = cost, asigurare si legalised/visaed invoice = factura legalizata; be labelled (to) = a fi etichetat;
navlu; lender = imprumutator/creditor; be posted (to) = a afisa, a lipi;
Carriage and Insurance Paid to = CIP = cost si letter of introduction = scrisoare de prezentare; be tailored (to) = a fi confectionat / ajustat;
asigurare platite pana la... lifting = ridicare; bind-up (to) = a lega;
clearance = achitare; lighter = slep; check (to) = a verifica;
collection = incasso; loan contract = contract de imprumut; fall due (to) = a fi scadent;
commercial documents = documente comerciale; lorry-way bill = scrisoare de trasura pentru fall under somebody heading (to) = a cadea sub
commitment = angajament; transportul rutier; jurisdictia cuiva;
consignee = destinatar; main carriage unpaid = transportul principal neplatit; fill in (to) = a completa;

6
forfeit (to) = a pierde prin confiscare; a pierde un confirming bank = banca confirmatoare; lines of credit = linii de credit;
drept; consignment = transport de marfa; insolvency = incapacitate de plata;
mix (to) = a amesteca; country risk = risc de tara; instalments = plata in rate;
pump (to) = a pompa; deferred payment = plata amanata; lease (to) = a inchiria;
rediscount (to) = a fi rescontat; documentary credit/ letter of credit = acreditiv financial lease = leasing financiar;
stamp (to) = a timbra, a stampila; documentar; lessee = persoana care inchiriaza; persoana care
wire (to) = a telegrafia; expiry date = data de expirare; plateste o suma de bani pentru proprietatea
trade mark = marca fabricii / marca de comert; forward contract = contract la termen; inchiriata;
truck = camion; indebtedness = stare de indatorare; lessor = persoana care acorda o inchiriere; persoana
trustworthy = demn de incredere; inspection certificate = certificat de inspectie; care ofera spre inchiriere;
type of packaging = mod de ambalare; International Chamber of Commerce = Camera rental contract = contract de inchiriere; loom =
validity = valabilitate; Internationala de Comert; razboi de tesut; gherghef;
VAT = tax on added value = TVA (taxa pe valoarea irrevocable credit = acreditiv irevocabil; rent = chirie.
adaugata); issuing bank = banca emitenta;
wasting litigation = actiune in justitie in cazul unei payment in advance = plata in avans; GUARANTEES OR BONDS
pierderi; revocable credit = acreditiv revocabil;
worthiness = credibil; shipment = incarcatura; guarantee = bond = garantie;
written evidence = document scris; tenor = maturity = scadenta; bank guarantee = garantie bancara;
trustworthiness = credibilitate; guarantor = garant;
METHODS OF PAYMENT OR SETTLEMENT worthiness = credibilitate; tender = bid bond = garantie pentru licitatie;
assignment of the proceeds of a credit = cesiunea performance bond = garantie de aducere la
ability = capacitate; abilitate acreditivului indeplinire;
advance payment = plata in avans; retention bond = garantie de retinere;
cash flow = flux monetar; SHORT-TERM FINANCE EXPORTS demand guarantee = garantie la cerere;
clean collection = incasso curat; principal = ordonator;
D/A (acceptance of documents) = acceptarea short-term finance = finantare pe termen scurt;
documentelor; factoring = invoice discounting = colectarea
D/P (against payment) = documente contra plata; datoriilor este o finantare pe termen scurt utilizata in
dispatch = expediere; comertul international si are la baza un contract
documentary collection/ bill of collection = incasso incheiat intre o parte numita furnizor si o alta numita
documentar; factor;
domestic trade = comert interior; factoring chain = lantul de factoring este o retea
drawee = tras; internationala a tuturor companiilor de factoring;
foreign trade = comert exterior; principal = rata de capital;
guarantee of payment = garantie de plata; schedule of the repayment = scandentarea platii
liabilities = pasive, obligatii; ratelor de capital si dobanda;
open account = cont deschis; minute = proces verbal;
responsibilities = responsabilitati;
security = (aici) garantie; MEDIUM- AND LONG-TERM FINANCE FOR EXPORT
statement of account = extras de cont;
cancel the order (to) = a anula un ordin; supplier credit = credit furnizor;
grant a credit (to) = a acorda un credit; buyer credit = credit cumparator;
ECGD = Export Credits Guarantee Department =
DOCUMENTARY CREDIT/ LETTER OF CREDIT Departamentul de
Garantare a Creditelor de Export a fost infiintat in
accepting bank = banca acceptatoare; anul 1991 pentru a-i asigura pe exportatorii britanici
advising bank = banca avizatoare; contra unor riscuri care apar in comertul exterior.
applicant = (aici) ordonator; onus = raspundere, obligatie;
at sight = la vedere; overseas debt = datorie externa;
certificate of analysis = certificat de analiza; default (to) = a nu-si indeplini obligatiile;