Grupa _______________ data ________________

Fisa de lucru
- Suntem Educati Financiar –

Categorii de nevoi din Piramida lui Maslow: _____________________________________________

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Resurse specifice menajelor sunt: 1) __________, 2)___________, 3)__________ si 4)___________.

Bugetul personal, ___________________________________________________________________

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Motivele realizarii bugetului: 1) __________________________ si 2) ________________________ .
Tipuri de buget:
1) ________________________________________________________________________________
2) ________________________________________________________________________________
3) ________________________________________________________________________________

Realizati un buget personal pe grupe:

Surse de venit Capitole, obiective de cheltuieli
Salarii 1.Cheltuieli pentru consum
-sot Intretinerea locuintei
-sotie Alimentatie, hrana
-alti memebri Sanatate
Pensii Imbracaminte
Alocatii Amenajare, dotare, imbunatatire locuinta
Chirii Educatie
Dobanzi Automobil de familie
Dividende Recreere fizica si intelectuala
Altele Timpul liber
Socializare
Calatorii
Rate lunare
Altele
2. Cheltuieli pentru productie
3. Plati de taxe si impozite
Total
Tip buget

Investitii in:
1.BANCI a.⎕Cupon (Piata de Capital)
2.ACTIUNI b.⎕Dividend (Piata de Capital)
3.OBLIGATIUNI c.⎕Economii
4.INVESTITII d.⎕Credit ipotecar
5.INVESTITII IMOBILIARE e.⎕Pentru viitor si situatii neprevazute

Aplicatie 2/m19