Nume clas statistic:

Observaii:
Nota:
Metodologie:

Statistic monetar i financiar - Indicatori agregai privind instituiile de credit

Indicatorii se refer la toate instituiile de credit (bnci, sucursale bnci strine, Creditc

Numr instituii Sucursale bnci

de credit

strine

Total active

Active instituii cu capital

nete

privat

(mil. lei)

(% n total active)

Data

Dec. 2012
Sep. 2012
Jun. 2012
Mar. 2012
Dec. 2011
Sep. 2011
Jun. 2011
Mar. 2011
Dec. 2010
Sep. 2010
Jun. 2010
Mar. 2010
Dec. 2009
Sep. 2009
Jun. 2009
Mar. 2009
Dec. 2008
Sep. 2008
Jun. 2008
Mar. 2008
Dec. 2007

(nr.)

(nr.)

IAICT_NR

IAICT_NRSBS
8
8
8
8
8
8
9
9
9
9
9
10
10
10
11
11
10
9
9
10
10

40
41
41
41
41
41
42
42
42
42
42
42
42
42
43
43
43
42
41
42
42

IAICT_A
365,902.6
373,540.2
370,926.6
362,921.5
353,910.9
343,930.7
338,897.3
328,875.4
341,946.3
326,000.1
330,448.5
320,016.2
330,183.5
322,468.6
328,891.8
332,342.3
314,441.5
297,200.4
279,812.8
264,448.3
251,425.8

IAICT_AP_A
91.6
90.7
90.9
91.5
91.8
92.7
93.3
93.4
92.6
93.1
93.4
93.0
92.7
93.9
93.2
93.7
94.8
94.7
94.6
94.6
94.6

nd instituiile de credit
cursale bnci strine, Creditcoop). Sucursalele bncilor strine nu raporteaz solvabilitatea, fondurile proprii i clasificarea cred

Active instituii cu capital

Indicatorul de

Efectul de

Credite restante i

strin

solvabilitate (

prghie

ndoielnice

(%)

(% n total credite)

8%)

(% n total active)

(%)

IAICT_AS_A
81.7
81.3
81.2
82.5
83.0
84.6
85.4
85.4
85.1
85.6
86.1
85.7
85.3
86.8
85.9
86.6
88.2
87.9
87.7
87.6
87.7

IAICT_IS
14.64
14.67
14.66
14.63
14.87
13.43
14.19
14.88
15.02
14.59
14.33
14.98
14.67
13.73
13.51
13.16
13.76
11.85
12.78
12.99
13.78

IAICT_EP
7.86
8.30
8.42
8.60
8.07
7.50
7.79
7.96
8.11
7.89
7.91
8.09
7.55
7.04
6.92
6.81
8.13
7.10
7.30
7.20
7.32

IAICT_CRI_C
2.32
2.45
2.51
2.59
2.23
2.67
2.17
1.99
1.45
1.23
1.03
0.66
0.32
0.24
0.30
0.21
0.22

abilitatea, fondurile proprii i clasificarea creditelor. Indicatorii se calculeaz folosind raportrile financiare FINREP i COREP a

Creane restante i

ROA

ROE

ndoielnice

Rata rentabilitii

Credite

Rata riscului

activitii de baz

acordate /

de credit

Depozite atrase

(% n total active)

(%)

IAICT_CRI_A
1.50
1.64
1.70
1.72
1.47
1.82
1.52
1.38
1.01
0.92
0.75
0.52
0.29
0.22
0.25
0.19
0.17

(%)

IAICT_ROA IAICT_ROE
-0.58
-5.36
-0.04
-0.34
-0.11
-0.96
0.14
1.30
-0.23
-2.56
-0.31
-3.37
0.06
0.62
0.46
5.00
-0.16
-1.73
-0.19
-2.13
-0.15
-1.58
0.55
5.96
0.25
2.89
0.28
3.22
0.05
0.64
-0.25
-2.90
1.56
17.04
1.77
19.41
1.44
15.82
1.51
16.45
-

(%)

(%)

(%)

IAICT_RRAB
IAICT_CC_DC IAICT_RRC
172.12
120.12
29.91
173.04
120.69
26.78
166.67
120.65
26.06
179.38
119.61
25.56
147.53
116.65
23.28
151.35
118.63
23.03
148.24
118.42
21.89
152.41
114.78
22.00
154.20
113.46
20.82
170.67
116.26
20.24
168.89
117.46
17.81
176.85
113.24
17.17
156.53
112.80
15.29
152.97
117.55
14.18
148.75
119.23
11.76
175.01
124.69
9.40
179.56
122.03
6.52
182.04
124.71
5.28
164.64
119.64
4.71
176.38
116.10
4.42
108.72
4.00

iare FINREP i COREP ale instituiilor de credit; total active i capitaluri proprii pentru calculul efectului de prghie, al ROA i R

Rata creditelor

Creane restante i

neperformante

ndoielnice

(%)

(% n total datorii)

(% n total credite)

(% n total active)

IAICT_CRI_D

IAICT_CDCN_C

IAICT_CDCN_A

IAICT_RCN
18.23
17.34
16.76
15.88
14.33
14.18
13.35
12.71
11.85
11.67
10.20
9.11
7.89
6.46
-

Creane depreciate

Creane depreciate /
Total active

1.64
1.80
1.87
1.90
1.62
2.00
1.68
1.53
1.10
1.00
0.82
0.57
0.32
0.24
0.27
0.21
0.19

11.87
11.66
11.25
10.61
9.22
-

6.98
6.94
6.67
6.36
5.52
-

efectului de prghie, al ROA i ROE

Creane depreciate / Total

datorii

(% n total datorii)
IAICT_CDCN_D
7.80
7.77
7.47
7.16
6.20
-